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6251 N Blue Blvd
C Composite 56.54
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.8/30.0
  • DSCR +8.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.2/10.0
  • Schools +3.1/10.0
  • Livability +2.8/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$180,000

6251 N Blue Blvd · Picture Rocks, AZ 85743
3 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 56 Days on market
Built 1989 1.11 ac lot $156/sqft · 53% above area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Private setting at the end of Blue Blvd. Needs a little TLC. Nice fireplace in living room. Eating area and breakfast bar off the kitchen. Easy Country Living! Seller will not turn utilities on for inspections. Home sold as-is.

Key facts

  • Fenced area
  • Private setting
  • 1.11 acre lot

Tags

PRIVATE SETTINGFENCED AREA

Property features AI

Finance

  • Other: Zoned Pima County - GR1
  • HOA & community: No association amenities

Exterior

  • Security: Wrought iron security door
  • Utilities: Water provided by a water company; Septic tank
  • Home design: Manufactured home; Single-story; Faces south
  • Construction: Wood frame construction; Shingle roof
  • Exterior features: Covered slab patio/porch; Chain link, barbed wire and wood fencing; North/South exposure; Dirt road access (county maintained)

Interior

  • Kitchen: Dishwasher; Refrigerator; Gas range
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning (gas)
  • Interior features: Wood-burning fireplace in the living room; Has heating and cooling
  • Laundry & utility: Laundry room with washer and dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $180k.

Deal economics

  • At list price, monthly cash flow is $381 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Recommended offer: $175k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.8% vs local median 5.7% in Picture Rocks — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 55/100 on livability (#261 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment C-, crime D, amenities F.
  • Marana Unified District (4404) (suburban): math 31% / reading 37% proficiency, ranked #83 of 249 in AZ (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Marana Middle School (math 24% / reading 30%, grade F, #97 of 218 statewide, top 45%, 907 students, 44% FRL); Marana High School (math 21% / reading 24%, grade F, #210 of 381 statewide, top 55%, 2,379 students, 36% FRL).
  • Market conditions: Rents flat; 236 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 56 days — a 3% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 25y ago; this cycle's ask has dropped $20k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $25k; list at $180k implies a 620% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $174,600 (3.0% below list)

Questions for the listing agent

  1. It's been on market 56 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
8.83%
Cash-on-cash
9.07%
DSCR
1.40
GRM
8.1

CMA / ARV

ARV (median comp)
$117,487
List price
$180,000
Delta
53.21%
Verdict
OVERPRICED
Comps
5 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6319 N Taylor Ln 0.21mi 3/2.0 1,280 (+11%) 8mo $101,500 $79 65
12437 W Nolen Rd 0.43mi 2/1.5 (-1) 1,056 (-8%) 18mo $120,000 $114 44
11560 W Orange Grove Rd 0.75mi 3/2.0 1,232 (+7%) 19mo $235,000 $191 38
11930 W Lord Ln 0.54mi 2/2.0 (-1) 1,010 (-12%) 23mo $204,000 $202 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.47% rent growth · sell at horizon

5-year hold
IRR
-5.2%
Equity multiple
0.81×
Total profit
$-9,561
Equity at exit
$26,839
10-year hold
IRR
1.5%
Equity multiple
1.09×
Total profit
$4,754
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85743

Home prices YoY
-26.1%
Rents YoY
0.5%
Active inventory
236
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,843 medium interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$56 /mo · $672/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$387
Net cashflow
$381

Break-even live

Break-even rent $1,361
Max offer price $180,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6820 N Blue Blvd Unit 1 Tucson, AZ 2.0 2.0 1056 $1,500 $1.42 10d 1 0.80mi

Listing history 26 events

  1. 2026-06-18
    days on market $180,000 Active 56 DOM
  2. 2026-06-17
    days on market $180,000 Active 55 DOM
  3. 2026-06-16
    days on market $180,000 Active 54 DOM
  4. 2026-06-15
    days on market $180,000 Active 53 DOM
  5. 2026-06-13
    days on market $180,000 Active 51 DOM
  6. 2026-06-13
    pricedays on market $180,000 Active 50 DOM
  7. 2026-06-10
    days on market $199,999 Active 48 DOM
  8. 2026-06-09
    days on market $199,999 Active 47 DOM
  9. 2026-06-08
    days on market $199,999 Active 46 DOM
  10. 2026-06-07
    days on market $199,999 Active 45 DOM
  11. 2026-06-05
    days on market $199,999 Active 42 DOM
  12. 2026-06-03
    days on market $199,999 Active 41 DOM
  13. 2026-06-02
    days on market $199,999 Active 40 DOM
  14. 2026-06-01
    days on market $199,999 Active 39 DOM
  15. 2026-05-31
    days on market $199,999 Active 38 DOM
  16. 2026-04-23
    listed $199,999 Active 276-char remark
  17. 2014-04-14
    soldstatus $25,000 Closed 229-char remark
    Show marketing remark (229 chars)

    Private setting at the end of Blue Blvd. Needs a little TLC. Nice fireplace in living room. Eating area and breakfast bar off the kitchen. Easy Country Living! Seller will not turn utilities on for inspections. Home sold as-is.

  18. 2014-01-15
    historical Active CAPA 229-char remark
    Show marketing remark (229 chars)

    Private setting at the end of Blue Blvd. Needs a little TLC. Nice fireplace in living room. Eating area and breakfast bar off the kitchen. Easy Country Living! Seller will not turn utilities on for inspections. Home sold as-is.

  19. 2013-12-28
    price $25,000 229-char remark
    Show marketing remark (229 chars)

    Private setting at the end of Blue Blvd. Needs a little TLC. Nice fireplace in living room. Eating area and breakfast bar off the kitchen. Easy Country Living! Seller will not turn utilities on for inspections. Home sold as-is.

  20. 2013-11-08
    listed $30,000 Active 229-char remark
    Show marketing remark (229 chars)

    Private setting at the end of Blue Blvd. Needs a little TLC. Nice fireplace in living room. Eating area and breakfast bar off the kitchen. Easy Country Living! Seller will not turn utilities on for inspections. Home sold as-is.

  21. 2006-01-05
    soldstatus $75,000
  22. 2002-02-04
    historical
  23. 2001-10-18
    listed $78,000
  24. 1999-09-08
    soldstatus $23,000
  25. 1991-03-19
    soldstatus $19,000
  26. 1991-03-01
    soldstatus $19,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$672 · $56/mo
Projected year-2 tax
$1,188 · $99/mo
Expected delta
+$516/yr (+$43/mo · 76.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,114
− Mortgage interest
−$10,083
− Property taxes
−$672
− Insurance
−$900
− Repairs & maintenance
−$1,769
− Management
−$1,769
− Depreciation
−$5,236
Taxable income
$1,684
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$404
After-tax cash flow
$4,166/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marana Unified District (4404)
NCES district ID
0404630
Math proficiency
31% ▼ -11.00%
Reading proficiency
37% ▼ -5.00%
Median HH income
$65,282
Composite
30.96/100
National rank
#6103
State rank
#83 of 249 in AZ

Livability — Picture Rocks

Score
55/100
State rank
#261
US rank
#23370

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Picture Rocks, AZ
County
Pima County · 1,012,107 people
Metro
Tucson, AZ
Population (ZIP)
31,300
Household income
$90,093
Rent vs Own
13.7% rent · 86.3% own
Severe rent burden
378.0

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (63%)
Race & ethnicity
White 63% Hispanic / Latino 25% Two or more races 15% Asian 5% Black 2%
Hispanic origin (detail)
Mexican 21%
Common ancestry
Romanian 3% Lithuanian 2% Slovak 2%
Foreign-born
9% · Canada, China, Vietnam
Languages at home
85% English-only · Spanish 9% Chinese 1% Tagalog/Filipino 1%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -95.76%
Current HPI
271.2845
Rent YoY
▲ 0.47%
Metro
Tucson, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+847.4% since first listed
12 events — show timeline
  • 2026-06-12 Price Changed $180,000 MLSSAZ
  • 2026-04-23 Listed $199,999 MLSSAZ
  • 2014-04-14 Sold (MLS) $25,000 MLSSAZ
  • 2014-01-15 Contingent MLSSAZ
  • 2013-12-28 Price Changed $25,000 MLSSAZ
  • 2013-11-08 Listed $30,000 MLSSAZ
  • 2006-01-05 Sold (Public Records) $75,000 Public Records
  • 2002-02-04 Listing Removed MLSSAZ
  • 2001-10-18 Listed $78,000 MLSSAZ
  • 1999-09-08 Sold (Public Records) $23,000 Public Records
  • 1991-03-19 Sold (Public Records) $19,000 Public Records
  • 1991-03-01 Sold (Public Records) $19,000 Public Records

Property tax history

-1.0%/yr

Latest (2025): $672 · +2.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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