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1002 Sycamore Dr
D Composite 41.63
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.8/10.0
  • Livability +3.6/5.0
  • 1% rule +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$175,000

1002 Sycamore Dr · Pocahontas, AR 72455
3 bd · 2.0 ba · 1,984 sqft · SingleFamily public records · 27 Days on market
Built 1985

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

ATTRACTIVE 3BR/2BA BRICK HOME. This well-built home has 1,984 sq. ft. m/l and boasts large spacious rooms throughout. There is a formal living room, large family room that features a brick gas fireplace, kitchen/dining combo, 3 bedrooms, 2 full baths, nice utility room with lots of storage and a big screened back porch. The exterior of this home has a large front porch accented with huge columns, a newer metal roof and partial fenced yard.

Key facts

  • Screened back porch
  • Large front porch
  • Gas fireplace

Tags

BRICK HOMEGAS FIREPLACESCREENED BACK PORCHLARGE FRONT PORCHNEWER METAL ROOFPARTIAL FENCED YARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $71 ($854/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $139k (20.5% below list).
  • Recommended offer: $139k (20.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.8% vs local median 4.6% in Pocahontas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#37 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, employment D, crime F.
  • Pocahontas School District (rural): math 29% / reading 27% proficiency, ranked #165 of 238 in AR (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Alma Spikes Elementary School (645 students, 67% FRL); Pocahontas Junior High School (math 27% / reading 31%, grade F, #146 of 201 statewide, top 74%, 503 students, 53% FRL); Pocahontas High School (math 17% / reading 32%, grade F, #187 of 292 statewide, top 70%, 411 students, 47% FRL).
  • Market conditions: 77 active listings in the ZIP; 6 units permitted in Randolph County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Randolph County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $139,040 (20.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.78%
Cash-on-cash
1.74%
DSCR
1.08
GRM
10.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.6%
Equity multiple
0.51×
Total profit
$-23,913
Equity at exit
$26,093
10-year hold
IRR
-4.8%
Equity multiple
0.69×
Total profit
$-15,353
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72455

Home prices YoY
-15.8%
Active inventory
77
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$1,390 medium interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$37 /mo · $439/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$292
Net cashflow
$71

Break-even live

Break-even rent $1,300
Max offer price $175,000
Occupancy floor 90%

Sensitivity live

Price -10% $170 -5% $121 +0% $71 +5% $22 +10% $-28
Rent -10% $-39 -5% $16 +0% $71 +5% $126 +10% $181
Rate -1.0pp $159 -0.5pp $116 base $71 +0.5pp $26 +1.0pp $-20

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-22
    days on market $175,000 Active 27 DOM
  2. 2026-06-21
    days on market $175,000 Active 26 DOM
  3. 2026-06-19
    days on market $175,000 Active 24 DOM
  4. 2026-06-18
    days on market $175,000 Active 23 DOM
  5. 2026-06-17
    days on market $175,000 Active 22 DOM
  6. 2026-06-16
    days on market $175,000 Active 21 DOM
  7. 2026-06-15
    days on market $175,000 Active 20 DOM
  8. 2026-06-14
    days on market $175,000 Active 18 DOM
  9. 2026-06-12
    days on market $175,000 Active 17 DOM
  10. 2026-06-09
    days on market $175,000 Active 14 DOM
  11. 2026-06-08
    days on market $175,000 Active 13 DOM
  12. 2026-06-07
    days on market $175,000 Active 12 DOM
  13. 2026-06-07
    days on market $175,000 Active 11 DOM
  14. 2026-06-04
    days on market $175,000 Active 8 DOM
  15. 2026-06-02
    days on market $175,000 Active 7 DOM
  16. 2026-06-01
    days on market $175,000 Active 6 DOM
  17. 2026-05-31
    days on market $175,000 Active 5 DOM
  18. 2026-05-31
    days on market $175,000 Active 4 DOM
  19. 2026-05-26
    listed $175,000 Active
  20. 2023-05-19
    soldstatus $160,000
  21. 2023-05-10
    soldstatus $160,000 443-char remark
    Show marketing remark (443 chars)

    ATTRACTIVE 3BR/2BA BRICK HOME. This well-built home has 1,984 sq. ft. m/l and boasts large spacious rooms throughout. There is a formal living room, large family room that features a brick gas fireplace, kitchen/dining combo, 3 bedrooms, 2 full baths, nice utility room with lots of storage and a big screened back porch. The exterior of this home has a large front porch accented with huge columns, a newer metal roof and partial fenced yard.

  22. 2022-10-04
    listed $169,900 443-char remark
    Show marketing remark (443 chars)

    ATTRACTIVE 3BR/2BA BRICK HOME. This well-built home has 1,984 sq. ft. m/l and boasts large spacious rooms throughout. There is a formal living room, large family room that features a brick gas fireplace, kitchen/dining combo, 3 bedrooms, 2 full baths, nice utility room with lots of storage and a big screened back porch. The exterior of this home has a large front porch accented with huge columns, a newer metal roof and partial fenced yard.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$439 · $37/mo
Projected year-2 tax
$1,120 · $93/mo
Expected delta
+$681/yr (+$57/mo · 155.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,685
− Mortgage interest
−$9,803
− Property taxes
−$439
− Insurance
−$875
− Repairs & maintenance
−$1,335
− Management
−$1,335
− Depreciation
−$5,091
Taxable loss
−$2,192
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$526
After-tax cash flow
$1,381/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pocahontas School District
NCES district ID
0511610
Math proficiency
29% ▼ -15.00%
Reading proficiency
27% ▼ -12.00%
Median HH income
$37,399
Composite
23.36/100
National rank
#7907
State rank
#165 of 238 in AR

Livability — Pocahontas

Score
71/100
State rank
#37
US rank
#6525

Category grades

Amenities D Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pocahontas, AR
Population (ZIP)
13,572

Population outlook (Randolph County) Hauer SSP2

Today (2025)
16,421 people
By 2030
15,733 · -4.2%
By 2040
14,296 · -12.9%
By 2050
12,884 · -21.5%
By 2075
9,535 · -41.9%
By 2100
6,520 · -60.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Two or more races 6% Pacific Islander 3% Hispanic / Latino 2% Black 2%
Common ancestry
Slovak 5% Lithuanian 1% Serbian 1%
Foreign-born
4%
Languages at home
96% English-only · Other Asian/Pacific 3% Spanish 1%

Political lean MEDSL · Randolph

2024 margin
Solid R (+63.7) · D 17.1% · R 80.9% · Other 2.0%
2008→2024 swing
-45.6pp toward R · 2008: -18.1pp · 2024: -63.7pp
All cycles
2024: R+63.7 2020: R+60.8 2016: R+48.8 2012: R+27.9 2008: R+18.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -33.61%
Current HPI
179.3505
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+3.0% since first listed
4 events — show timeline
  • 2026-05-26 Listed $175,000 FSBO.com
  • 2023-05-19 Sold (Public Records) $160,000 Public Records
  • 2023-05-10 Sold (MLS) $160,000 CARMLS
  • 2022-10-04 Listed $169,900 CARMLS

Property tax history

-5.2%/yr

Latest (2025): $439 · -18.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…