76 Calle Aragon Unit S · Laguna Woods, CA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.67%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 92°F)
- 5 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +7.9/10.0
- Cash flow +6.2/30.0
- Schools +5.6/10.0
- ARV discount +5.0/15.0
- 1% rule +4.9/10.0
- Rent growth +4.2/5.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- DSCR +0.5/10.0
$299,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
HUGE Price Reduction! Seller is motivated. Bring the Offer! Beautifully located second-floor residence overlooking a peaceful greenbelt, offering privacy, light, and an elevated lifestyle. Dramatic vaulted ceilings in the living and dining areas create an open, airy feel rarely found. All ceilings have been professionally textured — no popcorn — adding a clean, modern finish throughout. The remodeled open-concept kitchen with warm oak cabinetry and a rich dark countertop flows seamlessly into a spacious living room, evoking the feel of a chic New York loft. A wall of sliding glass doors fills the living space with natural light. Real hardwood flooring runs throughout, with tile in the kitchen and bathrooms. The primary bedroom offers a peaceful retreat with hardwood floors and soft natural light, while the spacious secondary bedroom provides excellent flexibility for guests, an office, or hobbies. An expansive northwest-facing balcony spans the full length of the living room, providing excellent privacy and an ideal setting for al fresco dining. Just a short walk to Clubhouse 1 with swimming, fitness, and countless activities. A nearby pedestrian gate offers easy access to Mother’s Market, Starbucks, banking, and more. Located in the premier gated 55+ community of Laguna Woods Village, featuring championship golf, tennis, pools and spas, fitness centers, seven clubhouses, walking trails, 200+ social clubs, and complimentary bus transportation. Just minutes from Laguna Beach and the Pacific Ocean. Call for your private showing.
Key facts
- Walking trails
- $826 HOA
- Parking
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $299k.
Deal economics
- At list price, monthly cash flow is $-551 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $219k (26.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $296k (0.9% below list).
- Recommended offer: $219k (26.7% below list) — sets the bar for cash-flow.
- Cap rate 4.1% vs local median 2.4% in Laguna Woods — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#200 in CA) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+; Watch: schools C-, amenities D+, cost of living F.
- Saddleback Valley Unified (suburban): math 51% / reading 73% proficiency, ranked #67 of 517 in CA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+6.8%/yr); 191 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
- At $2,964/mo this rent would consume 60% of the median local household income ($59k/yr) (locally 1572% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $20k of equity ($2k loan paydown + $18k appreciation (5.9% local appreciation)).
- Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 138 days — a 12% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 5y ago; this cycle's ask has dropped $61k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $218k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: HOA is 28% of rent.
- Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 138 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 4.08%
- Cash-on-cash
- -7.90%
- DSCR
- 0.65
- GRM
- 8.4
CMA / ARV
- ARV (median comp)
- $283,378
- List price
- $299,000
- Delta
- 5.51%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
5.88% appreciation · 6.79% rent growth · sell at horizon
- IRR
- 10.7%
- Equity multiple
- 1.73×
- Total profit
- $61,463
- Equity at exit
- $185,773
- IRR
- 13.5%
- Equity multiple
- 3.84×
- Total profit
- $237,678
- Equity at exit
- $335,015
Cash invested: $83,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92637
- Home prices YoY
- 3.4%
- Rents YoY
- 6.8%
- Active inventory
- 191
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $2,964 high interval (Pro) →
- Mortgage (P&I)
- −$1,568
- Tax est. 1.5%
- −$374 /mo · $4,485/yr
- Insurance
- −$125
- HOA
- −$826
- Vacancy / Maint / Mgmt
- −$622
- Net cashflow
- $-551
Break-even live
Sensitivity live
| Price | -10% $-344 | -5% $-448 | +0% $-551 | +5% $-654 | +10% $-758 |
|---|---|---|---|---|---|
| Rent | -10% $-785 | -5% $-668 | +0% $-551 | +5% $-434 | +10% $-317 |
| Rate | -1.0pp $-400 | -0.5pp $-475 | base $-551 | +0.5pp $-628 | +1.0pp $-707 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,750
- Closing costs
- $8,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 74 Calle Aragon Unit A Laguna Woods, CA | 2.0 | 1.0 | 950 | $2,700 | $2.84 | 25d | 1 | 0.07mi |
| 46 Calle Aragon Unit R Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,800 | $2.69 | 19d | 1 | 0.16mi |
| 254 Calle Aragon Unit D Laguna Woods, CA | 2.0 | 2.0 | 1009 | $3,000 | $2.97 | 18d | 1 | 0.18mi |
| 132 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 1.0 | 995 | $2,400 | $2.41 | 6d | 1 | 0.19mi |
| 205 Avenida Majorca Unit A Laguna Woods, CA | 2.0 | 2.0 | 1278 | $3,600 | $2.82 | 44d | 1 | 0.23mi |
| 53 Calle Aragon Unit O Laguna Woods, CA | 1.0 | 1.0 | 770 | $2,200 | $2.86 | 13d | 1 | 0.23mi |
| 107 Via Estrada Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,700 | $2.60 | 25d | 1 | 0.25mi |
| 969 Calle Aragon Unit 1B Laguna Woods, CA | 2.0 | 2.0 | 1195 | $2,900 | $2.43 | 25d | 1 | 0.26mi |
| 57 Calle Cadiz Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,800 | $2.69 | 44d | 1 | 0.26mi |
| 57 Calle Cadiz Unit N Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,900 | $2.79 | 3d | 1 | 0.26mi |
| 59 Calle Cadiz Unit B Laguna Woods, CA | 2.0 | 2.0 | 1070 | $3,500 | $3.27 | 44d | 1 | 0.27mi |
| 224 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,600 | $2.58 | 44d | 1 | 0.27mi |
| 92 Calle Aragon Unit R Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,650 | $2.63 | 19d | 1 | 0.27mi |
| 29 Calle Aragon Unit Q Laguna Woods, CA | 2.0 | 2.0 | 1040 | $3,100 | $2.98 | 44d | 1 | 0.28mi |
| 479 Calle Cadiz Unit B Laguna Woods, CA | 2.0 | 2.0 | 1050 | $3,300 | $3.14 | 18d | 1 | 0.28mi |
| 24299 Paseo De Valencia Laguna Woods, CA | 2.0 | 2.0 | 1347 | $3,770 | $2.80 | 22d | 7 | 0.29mi |
| 221 Avenida Majorca Unit D Laguna Woods, CA | 2.0 | 2.0 | 1438 | $3,200 | $2.23 | 25d | 1 | 0.30mi |
| 477 Calle Cadiz Unit A Laguna Woods, CA | 1.0 | 1.0 | 770 | $2,500 | $3.25 | 25d | 1 | 0.32mi |
| 21 Avenida Castilla Unit D Laguna Woods, CA | 2.0 | 2.0 | 940 | $3,200 | $3.40 | 19d | 1 | 0.36mi |
| 170 Avenida Majorca Unit D Laguna Woods, CA | 2.0 | 1.0 | 1000 | $2,500 | $2.50 | 25d | 1 | 0.38mi |
| 480 Calle Cadiz Unit B Laguna Woods, CA | 2.0 | 2.0 | 1324 | $3,100 | $2.34 | 44d | 1 | 0.39mi |
| 8 Via Castilla Unit T Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,650 | $2.55 | 5d | 1 | 0.41mi |
| 8 Via Castilla Unit N Laguna Woods, CA | 2.0 | 2.0 | 1040 | $3,250 | $3.12 | 25d | 1 | 0.41mi |
| 8 Via Castilla Laguna Woods, CA | 2.0 | 2.0 | 1000 | $3,250 | $3.25 | 44d | 1 | 0.41mi |
| 158 Avenida Majorca Unit D Laguna Woods, CA | 2.0 | 1.0 | 1300 | $3,200 | $2.46 | 44d | 1 | 0.41mi |
| 8 Via Castilla Unit S Laguna Woods, CA | 2.0 | 2.0 | 1000 | $3,000 | $3.00 | 44d | 1 | 0.41mi |
| 494 Calle Cadiz Laguna Woods, CA | 2.0 | 2.0 | 1000 | $3,900 | $3.90 | 44d | 1 | 0.43mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 1.0 | 1.0 | 739 | $2,515 | $3.40 | 7d | 1 | 0.44mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 2.0 | 2.0 | 1014 | $3,250 | $3.21 | 15d | 1 | 0.44mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 2.0 | 2.0 | 1007 | $3,356 | $3.33 | 44d | 1 | 0.44mi |
| 24391 Avenida de la Carlota Laguna Hills, CA | 1.0–2.0 | 1.0–2.0 | 957 | $3,965 | $4.14 | 2d | 18 | 0.47mi |
| 169 Avenida Majorca Unit B Laguna Woods, CA | 3.0 | 1.0 | 1200 | $1,400 | $1.17 | 44d | 1 | 0.47mi |
| 599 Avenida Majorca Unit A Laguna Woods, CA | 2.0 | 1.0 | 950 | $3,200 | $3.37 | 44d | 1 | 0.50mi |
| 2049 Via Mariposa E Unit H Laguna Woods, CA | 2.0 | 1.0 | 866 | $2,900 | $3.35 | 44d | 1 | 0.55mi |
| 737 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 1.0 | 935 | $3,200 | $3.42 | 25d | 1 | 0.56mi |
| 606 Avenida Sevilla Unit C Laguna Woods, CA | 2.0 | 2.0 | 1057 | $2,900 | $2.74 | 44d | 1 | 0.57mi |
| 263 Calle Aragon Unit A Laguna Woods, CA | 2.0 | 2.0 | 1275 | $3,800 | $2.98 | 18d | 1 | 0.57mi |
| 281 Avenida Carmel Unit 0Q Laguna Woods, CA | 1.0 | 1.0 | 770 | $2,300 | $2.99 | 44d | 1 | 0.59mi |
| 2022 Via Mariposa E Unit B Laguna Woods, CA | 2.0 | 2.0 | 1325 | $3,200 | $2.42 | 19d | 1 | 0.61mi |
| 2022 Via Mariposa E Unit D Laguna Woods, CA | 2.0 | 2.0 | 1305 | $4,000 | $3.07 | 44d | 1 | 0.61mi |
HOA detail condo
- Monthly dues
- $826 · $9,912/yr
- Likely covers
- poolgymsecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 25 events
-
2026-06-18days on market $299,000 Active 138 DOM
-
2026-06-17days on market $299,000 Active 137 DOM
-
2026-06-16days on market $299,000 Active 136 DOM
-
2026-06-15days on market $299,000 Active 135 DOM
-
2026-06-13days on market $299,000 Active 133 DOM
-
2026-06-13days on market $299,000 Active 132 DOM
-
2026-06-09days on market $299,000 Active 129 DOM
-
2026-06-08days on market $299,000 Active 128 DOM
-
2026-06-07days on market $299,000 Active 127 DOM
-
2026-06-04days on market $299,000 Active 124 DOM
-
2026-06-03days on market $299,000 Active 123 DOM
-
2026-06-02days on market $299,000 Active 122 DOM
-
2026-06-01days on market $299,000 Active 121 DOM
-
2026-05-31days on market $299,000 Active 120 DOM
-
2026-05-14price $299,000 1570-char remark
Show marketing remark (1570 chars)
HUGE Price Reduction! Seller is motivated. Bring the Offer! Beautifully located second-floor residence overlooking a peaceful greenbelt, offering privacy, light, and an elevated lifestyle. Dramatic vaulted ceilings in the living and dining areas create an open, airy feel rarely found. All ceilings have been professionally textured — no popcorn — adding a clean, modern finish throughout. The remodeled open-concept kitchen with warm oak cabinetry and a rich dark countertop flows seamlessly into a spacious living room, evoking the feel of a chic New York loft. A wall of sliding glass doors fills the living space with natural light. Real hardwood flooring runs throughout, with tile in the kitchen and bathrooms. The primary bedroom offers a peaceful retreat with hardwood floors and soft natural light, while the spacious secondary bedroom provides excellent flexibility for guests, an office, or hobbies. An expansive northwest-facing balcony spans the full length of the living room, providing excellent privacy and an ideal setting for al fresco dining. Just a short walk to Clubhouse 1 with swimming, fitness, and countless activities. A nearby pedestrian gate offers easy access to Mother’s Market, Starbucks, banking, and more. Located in the premier gated 55+ community of Laguna Woods Village, featuring championship golf, tennis, pools and spas, fitness centers, seven clubhouses, walking trails, 200+ social clubs, and complimentary bus transportation. Just minutes from Laguna Beach and the Pacific Ocean. Call for your private showing.
-
2026-03-24price $323,000 1570-char remark
Show marketing remark (1570 chars)
HUGE Price Reduction! Seller is motivated. Bring the Offer! Beautifully located second-floor residence overlooking a peaceful greenbelt, offering privacy, light, and an elevated lifestyle. Dramatic vaulted ceilings in the living and dining areas create an open, airy feel rarely found. All ceilings have been professionally textured — no popcorn — adding a clean, modern finish throughout. The remodeled open-concept kitchen with warm oak cabinetry and a rich dark countertop flows seamlessly into a spacious living room, evoking the feel of a chic New York loft. A wall of sliding glass doors fills the living space with natural light. Real hardwood flooring runs throughout, with tile in the kitchen and bathrooms. The primary bedroom offers a peaceful retreat with hardwood floors and soft natural light, while the spacious secondary bedroom provides excellent flexibility for guests, an office, or hobbies. An expansive northwest-facing balcony spans the full length of the living room, providing excellent privacy and an ideal setting for al fresco dining. Just a short walk to Clubhouse 1 with swimming, fitness, and countless activities. A nearby pedestrian gate offers easy access to Mother’s Market, Starbucks, banking, and more. Located in the premier gated 55+ community of Laguna Woods Village, featuring championship golf, tennis, pools and spas, fitness centers, seven clubhouses, walking trails, 200+ social clubs, and complimentary bus transportation. Just minutes from Laguna Beach and the Pacific Ocean. Call for your private showing.
-
2026-02-11price $345,000 1570-char remark
Show marketing remark (1570 chars)
HUGE Price Reduction! Seller is motivated. Bring the Offer! Beautifully located second-floor residence overlooking a peaceful greenbelt, offering privacy, light, and an elevated lifestyle. Dramatic vaulted ceilings in the living and dining areas create an open, airy feel rarely found. All ceilings have been professionally textured — no popcorn — adding a clean, modern finish throughout. The remodeled open-concept kitchen with warm oak cabinetry and a rich dark countertop flows seamlessly into a spacious living room, evoking the feel of a chic New York loft. A wall of sliding glass doors fills the living space with natural light. Real hardwood flooring runs throughout, with tile in the kitchen and bathrooms. The primary bedroom offers a peaceful retreat with hardwood floors and soft natural light, while the spacious secondary bedroom provides excellent flexibility for guests, an office, or hobbies. An expansive northwest-facing balcony spans the full length of the living room, providing excellent privacy and an ideal setting for al fresco dining. Just a short walk to Clubhouse 1 with swimming, fitness, and countless activities. A nearby pedestrian gate offers easy access to Mother’s Market, Starbucks, banking, and more. Located in the premier gated 55+ community of Laguna Woods Village, featuring championship golf, tennis, pools and spas, fitness centers, seven clubhouses, walking trails, 200+ social clubs, and complimentary bus transportation. Just minutes from Laguna Beach and the Pacific Ocean. Call for your private showing.
-
2026-01-31$360,000 Active 1570-char remark
Show marketing remark (1570 chars)
HUGE Price Reduction! Seller is motivated. Bring the Offer! Beautifully located second-floor residence overlooking a peaceful greenbelt, offering privacy, light, and an elevated lifestyle. Dramatic vaulted ceilings in the living and dining areas create an open, airy feel rarely found. All ceilings have been professionally textured — no popcorn — adding a clean, modern finish throughout. The remodeled open-concept kitchen with warm oak cabinetry and a rich dark countertop flows seamlessly into a spacious living room, evoking the feel of a chic New York loft. A wall of sliding glass doors fills the living space with natural light. Real hardwood flooring runs throughout, with tile in the kitchen and bathrooms. The primary bedroom offers a peaceful retreat with hardwood floors and soft natural light, while the spacious secondary bedroom provides excellent flexibility for guests, an office, or hobbies. An expansive northwest-facing balcony spans the full length of the living room, providing excellent privacy and an ideal setting for al fresco dining. Just a short walk to Clubhouse 1 with swimming, fitness, and countless activities. A nearby pedestrian gate offers easy access to Mother’s Market, Starbucks, banking, and more. Located in the premier gated 55+ community of Laguna Woods Village, featuring championship golf, tennis, pools and spas, fitness centers, seven clubhouses, walking trails, 200+ social clubs, and complimentary bus transportation. Just minutes from Laguna Beach and the Pacific Ocean. Call for your private showing.
-
2025-04-11$360,000 Active
-
2021-08-10soldstatus $218,500 Closed Sale
-
2021-06-15status Pending Sale
-
2021-06-01status Active
-
2021-05-29historical Active Under Contract
-
2021-05-27$211,000 Active
-
2021-05-13historical $211,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 67% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 5 d/yr ≥92°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,565
- − Mortgage interest
- −$16,749
- − Property taxes
- −$4,485
- − Insurance
- −$1,495
- − Repairs & maintenance
- −$2,845
- − Management
- −$2,845
- − HOA
- −$9,912
- − Depreciation
- −$8,698
- Taxable loss
- −$11,464
- Est. tax savings @ 24.0%
- +$2,751
- After-tax cash flow
- $-3,860/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Saddleback Valley Unified
- NCES district ID
- 0633860
- Math proficiency
- 51% ▼ -2.00%
- Reading proficiency
- 73% ▲ 9.00%
- Median HH income
- $85,577
- Composite
- 56.05/100
- National rank
- #1185
- State rank
- #67 of 517 in CA
Livability — Laguna Woods
- Score
- 72/100
- State rank
- #200
- US rank
- #6421
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Laguna Woods, CA
- County
- Orange County · 3,096,323 people
- City population
- 17,289
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 17,289
- Household income
- $59,269
- Rent vs Own
- Severe rent burden
- 1572.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 3,477,456 people
- By 2030
- 3,613,117 · +3.9%
- By 2040
- 3,835,945 · +10.3%
- By 2050
- 3,968,736 · +14.1%
- By 2075
- 4,097,053 · +17.8%
- By 2100
- 3,903,633 · +12.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Asian 24% Hispanic / Latino 5% Two or more races 3%
- Common ancestry
- Romanian 4% Scotch-Irish 4% Lithuanian 3%
- Foreign-born
- 31% · China, South Korea, Canada
- Languages at home
- 72% English-only · Chinese 8% Korean 7% Other Indo-European 3%
Political lean MEDSL · Orange
- 2024 margin
- Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
- 2008→2024 swing
- +5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
- All cycles
- 2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.88%
- Current HPI
- 180.1191
- Rent YoY
- ▲ 6.79%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+41.7% since first listed11 events — show timeline
- 2026-05-14 Price Changed $299,000 CRMLS
- 2026-03-24 Price Changed $323,000 CRMLS
- 2026-02-11 Price Changed $345,000 CRMLS
- 2026-01-31 Listed $360,000 CRMLS
- 2025-04-11 Listed $360,000 CRMLS
- 2021-08-10 Sold (MLS) $218,500 CRMLS
- 2021-06-15 Pending — CRMLS
- 2021-06-01 Relisted — CRMLS
- 2021-05-29 Contingent — CRMLS
- 2021-05-27 Listed $211,000 CRMLS
- 2021-05-13 Coming Soon $211,000 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
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