14019 Gossett St · Jacksonville, FL 32218

$175,000

3 bd · 2.0 ba · 1,440 sqft · Manufactured public records · 93 Days on market

Built 1980 0.50 ac lot Est $207k · 16% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.9/30.0
• ARV discount +14.5/15.0
• DSCR +8.7/10.0
• 1% rule +6.3/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks

Private Space, Prime Location, Endless Potential: A place to breathe, grow, and begin again. Set on ¾ acre (includes parcels 1076490008 & 1076490005). Whether it's morning coffee on your porch, space for kids to run, or animals to roam --this property invites you to build a life, not just buy a home. The existing mobile home is your starting point to update, reimagine, or build new. Minutes from shopping, dining, and the airport--privacy without sacrificing convenience. Your next chapter starts here. Investors: Location. Land. Leverage. This ¾ acre property across three parcels (1076490008 & 1076490005) sits in a rapidly growing area surrounded by new construction.

Key facts

• 0.5 acre lot
• Built 1980
• Listed 93 days

Property features AI

Finance

• Financial info: Annual tax amount available

Exterior

• Parking: Carport
• Utilities: Electricity available; Water available
• Home design: Manufactured home; One level
• Exterior features: Chain link fencing; Road frontage on a city street; Asphalt road surface

Interior

• Kitchen: Electric oven
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Electric oven

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $175k.

Deal economics

• At list price, monthly cash flow is $433 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Recommended offer: $159k (9.0% below list) — sets the bar for market timing.
• Cap rate 9.3% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.4%/yr); 728 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 34% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 93 days — a 9% lower offer ($159k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $159,250 (9.0% below list)

Questions for the listing agent

1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.13% ✓
• Cap rate: 9.26%
• Cash-on-cash: 10.60%
• DSCR: 1.47
• GRM: 7.4

CMA / ARV

• ARV (on-the-fly): $207,360
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13725 Benton St	0.32mi	3/2.0	1,620 (+12%)	23mo	$232,800	$144	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -3.7%
• Equity multiple: 0.87×
• Total profit: $-6,598
• Equity at exit: $26,093

10-year hold

• IRR: 2.4%
• Equity multiple: 1.15×
• Total profit: $7,309
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32218

• Home prices YoY: -25.7%
• Rents YoY: -0.4%
• Active inventory: 728
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,974 high
• Mortgage (P&I): −$918
• Tax from tax record: −$136 /mo · $1,630/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$415
• Net cashflow: $433

Break-even live

Break-even rent $1,426

Max offer price $175,000

Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 26 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13949 Gossett St Jacksonville, FL	3.0	2.0	1470	$1,800	$1.22	24d	1	0.06mi
225 Duval Station Rd Jacksonville, FL	1.0–2.0	1.0–2.0	1119	$1,700	$1.52	11d	1	0.15mi
13919 Ridgewick Dr Jacksonville, FL	3.0	2.0	1679	$2,065	$1.23	21d	1	0.20mi
14041 Hyatt Rd Jacksonville, FL	1.0–2.0	1.0–2.0	962	$2,009	$2.09	2d	49	0.30mi
14228 Gossett St Jacksonville, FL	4.0	2.0	1759	$1,948	$1.11	24d	1	0.39mi
14119 River Station Ln Jacksonville, FL	2.0–3.0	2.5	1641	$1,999	$1.22	3d	15	0.39mi
14355 N Main St Jacksonville, FL	1.0–3.0	1.0–2.0	1068	$2,675	$2.50	2d	43	0.48mi
231 Collen Rd N Jacksonville, FL	3.0	1.0	1134	$1,500	$1.32	24d	1	0.55mi
223 Collen Rd N Jacksonville, FL	4.0	2.0	1250	$1,800	$1.44	24d	1	0.55mi
14416 Gossett St Jacksonville, FL	3.0	2.0	1196	$2,100	$1.76	24d	1	0.61mi
340 Shamrock Ave S Jacksonville, FL	3.0	2.0	1224	$1,769	$1.45	8d	1	0.81mi
13283 N Main St Jacksonville, FL	1.0–2.0	1.0–2.0	1041	$1,947	$1.87	2d	24	0.86mi
14635 Macadamia Ln Jacksonville, FL	3.0	2.0	1857	$2,100	$1.13	24d	1	0.93mi
667 Bonaparte Dr Jacksonville, FL	4.0	2.0	1691	$2,220	$1.31	4d	1	1.01mi
14522 Macadamia Ln Jacksonville, FL	3.0	2.5	1556	$2,300	$1.48	24d	1	1.03mi
13112 Annies Walk Dr Jacksonville, FL	3.0	2.5	1359	$1,725	$1.27	24d	1	1.04mi
14757 Cashew Ave Jacksonville, FL	3.0	2.0	1519	$2,100	$1.38	15d	1	1.05mi
111 Brazil Nut Cir Jacksonville, FL	3.0	2.5	1560	$2,200	$1.41	8d	1	1.14mi
685 Tree Swallow Ct Jacksonville, FL	3.0	2.0	1719	$2,100	$1.22	8d	1	1.16mi
943 Capitol Pkwy Jacksonville, FL	3.0	2.5	1492	$1,650	$1.11	24d	1	1.23mi
14105 Epply Dr Jacksonville, FL	1.0–3.0	1.0–2.0	1242	$2,341	$1.88	3d	42	1.26mi
911 Capitol Pkwy Jacksonville, FL	3.0	2.5	1492	$1,700	$1.14	3d	1	1.28mi
887 Capitol Pkwy Jacksonville, FL	3.0	2.5	1502	$1,725	$1.15	21d	1	1.28mi
13100 Broxton Bay Dr Jacksonville, FL	1.0–2.0	1.0–2.0	1093	$1,696	$1.55	2d	45	1.28mi
1125 Arcaro Ct Jacksonville, FL	3.0	2.0	1839	$2,135	$1.16	2d	1	1.43mi
910 Observatory Pkwy Jacksonville, FL	3.0	2.5	1500	$1,750	$1.17	24d	1	1.50mi

Listing history 13 events

1. 2026-06-18
   days on market $175,000 Active 93 DOM
2. 2026-06-17
   days on market $175,000 Active 92 DOM
3. 2026-06-16
   days on market $175,000 Active 91 DOM
4. 2026-06-15
   days on market $175,000 Active 90 DOM
5. 2026-06-13
   days on market $175,000 Active 87 DOM
6. 2026-06-10
   days on market $175,000 Active 84 DOM
7. 2026-06-08
   days on market $175,000 Active 83 DOM
8. 2026-06-07
   days on market $175,000 Active 82 DOM
9. 2026-06-03
   days on market $175,000 Active 78 DOM
10. 2026-06-02
    days on market $175,000 Active 77 DOM
11. 2026-06-01
    days on market $175,000 Active 76 DOM
12. 2026-05-31
    days on market $175,000 Active 75 DOM
13. 2026-03-17
    listed $175,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,630 · $136/mo
• Projected year-2 tax: $1,630 · $136/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,686
• − Mortgage interest: −$9,803
• − Property taxes: −$1,630
• − Insurance: −$875
• − Repairs & maintenance: −$1,895
• − Management: −$1,895
• − Depreciation: −$5,091
• Taxable income: $2,497
• Est. tax owed @ 24.0%: −$599
• After-tax cash flow: $4,594/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 72,905
• Household income: $69,638
• Rent vs Own: 32.7% rent · 67.3% own
• Severe rent burden: 2289.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Black 48% White 35% Hispanic / Latino 9% Two or more races 8% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4%
• Common ancestry: Slovak 1% Lithuanian 1% Italian 1%
• Foreign-born: 6% · Canada, Jamaica, Vietnam
• Languages at home: 89% English-only · Spanish 6% French/Haitian/Cajun 1% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -90.73%
• Current HPI: 262.2329
• Rent YoY: ▼ -0.40%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

1 event — show timeline

• 2026-03-17 Listed $175,000 realMLS

Property tax history

+21.0%/yr

Latest (2025): $1,630 · +713.6% YoY. Source: county tax records.