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2710 Oakmoore Dr 🏷️ Likely Rental
B+ Composite 77.02
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.5/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$59,900

2710 Oakmoore Dr · Poplar Bluff, MO 63901
2 bd · 1.0 ba · 864 sqft · Other public records · 182 Days on market
Built 1942 1.50 ac lot $69/sqft · 49% below area Est $118k · 49% under ↓ 8% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

2-bedroom, 1 bathroom house currently rented for $475 per month. Property is being sold as-is. Suitable for an investor or rental portfolio addition.

Key facts

  • 1.5 acre lot
  • Built 1942
  • Listed 181 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $59,900 price doesn't fit this home's estimated sale value (~$117,637) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath other listed at $60k.

Deal economics

  • At list price, monthly cash flow is $250 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($920 rent vs $60k).
  • Recommended offer: $53k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.3% vs local median 4.4% in Poplar Bluff — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#143 in MO) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
  • Poplar Bluff R-I (town): math 38% / reading 47% proficiency, ranked #127 of 324 in MO (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 274 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 63 units permitted in Butler County in 2024 (48 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $414 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Butler County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 182 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price; built in 1942 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $52,712 (12.0% below list)

Questions for the listing agent

  1. It's been on market 182 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.54%
Cap rate
11.30%
Cash-on-cash
17.88%
DSCR
1.80
GRM
5.4

CMA / ARV

ARV (median comp)
$117,637
List price
$59,900
Delta
-49.08%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.5%
Equity multiple
1.37×
Total profit
$6,263
Equity at exit
$8,931
10-year hold
IRR
18.7%
Equity multiple
2.56×
Total profit
$26,162
Equity at exit
$5,179

Cash invested: $16,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63901

Home prices YoY
-22.4%
Active inventory
274
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$920 medium interval (Pro) →
Mortgage (P&I)
$314
Tax from tax record
$138 /mo · $1,654/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$193
Net cashflow
$250

Break-even live

Break-even rent $604
Max offer price $59,900
Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,975
Closing costs
$1,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
135 Missouri W Poplar Bluff, MO 2.0 1.5 1100 $920 $0.84 43d 2 0.94mi

Listing history 17 events

  1. 2026-06-18
    days on market $59,900 Active 182 DOM
  2. 2026-06-17
    days on market $59,900 Active 181 DOM
  3. 2026-06-16
    days on market $59,900 Active 180 DOM
  4. 2026-06-15
    days on market $59,900 Active 179 DOM
  5. 2026-06-13
    days on market $59,900 Active 177 DOM
  6. 2026-06-12
    days on market $59,900 Active 176 DOM
  7. 2026-06-09
    days on market $59,900 Active 173 DOM
  8. 2026-06-08
    days on market $59,900 Active 172 DOM
  9. 2026-06-07
    days on market $59,900 Active 171 DOM
  10. 2026-06-04
    days on market $59,900 Active 167 DOM
  11. 2026-06-02
    days on market $59,900 Active 166 DOM
  12. 2026-06-01
    days on market $59,900 Active 165 DOM
  13. 2026-05-31
    days on market $59,900 Active 164 DOM
  14. 2026-04-02
    price $59,900 149-char remark
    Show marketing remark (149 chars)

    2-bedroom, 1 bathroom house currently rented for $475 per month. Property is being sold as-is. Suitable for an investor or rental portfolio addition.

  15. 2025-12-18
    listed $65,000 Active 149-char remark
    Show marketing remark (149 chars)

    2-bedroom, 1 bathroom house currently rented for $475 per month. Property is being sold as-is. Suitable for an investor or rental portfolio addition.

  16. 2020-10-29
    soldstatus
  17. 1998-10-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,654 · $138/mo
Projected year-2 tax
$1,654 · $138/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,040
− Mortgage interest
−$3,355
− Property taxes
−$1,654
− Insurance
−$300
− Repairs & maintenance
−$883
− Management
−$883
− Depreciation
−$1,743
Taxable income
$2,222
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$533
After-tax cash flow
$2,465/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Poplar Bluff R-I
NCES district ID
2925450
Math proficiency
38% ▼ -4.00%
Reading proficiency
47% ▼ -3.00%
Median HH income
$35,761
Composite
35.17/100
National rank
#5001
State rank
#127 of 324 in MO

Livability — Poplar Bluff

Score
70/100
State rank
#143
US rank
#8135

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
34,920
Population (ZIP)
34,920

Population outlook (Butler County) Hauer SSP2

Today (2025)
42,648 people
By 2030
42,329 · -0.7%
By 2040
41,498 · -2.7%
By 2050
40,308 · -5.5%
By 2075
36,168 · -15.2%
By 2100
28,893 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Two or more races 6% Black 5% Hispanic / Latino 2%
Common ancestry
Slovak 2% Lithuanian 1% Romanian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Butler

2024 margin
Solid R (+63.8) · D 17.7% · R 81.5%
2008→2024 swing
-26.4pp toward R · 2008: -37.4pp · 2024: -63.8pp
All cycles
2024: R+63.8 2020: R+62.3 2016: R+61.6 2012: R+46.7 2008: R+37.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -50.64%
Current HPI
175.3008
Rent YoY
Metro
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

-7.8% since first listed
4 events — show timeline
  • 2026-04-02 Price Changed $59,900 MARIS as Distributed by MLS Grid
  • 2025-12-18 Listed $65,000 MARIS as Distributed by MLS Grid
  • 2020-10-29 Sold (Public Records) Public Records
  • 1998-10-01 Sold (Public Records) Public Records

Property tax history

+1.8%/yr

Latest (2024): $1,654 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…