4686 S Brush Hollow Loop · Inverness Highlands South, FL 34450

$187,000

3 bd · 2.0 ba · 1,196 sqft · Manufactured public records · 59 Days on market

Built 1981 0.50 ac lot

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.5/30.0
• ARV discount +7.5/15.0
• Schools +4.1/10.0
• DSCR +3.7/10.0
• 1% rule +3.6/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Situated on a half-acre homesite with multiple separate living areas, this flexible property is great for house-hackers, investors, or multi-generational living, offering privacy without duplicating land costs. Live in one residence while offsetting your mortgage with rental income from the others, all with separate entrances and long-term tenancy infrastructure already in place. Significant system upgrades reduce future capital expense, including replaced electrical receptacles, upgraded 4-ton Goodman HVAC, updated A/C ductwork, energy-efficient windows, new drainfield, replaced power pole and exterior breaker box, and all new code-compliant exterior locks. The main residence features a fully modernized interior with drywall finishes, an updated kitchen with ample storage, movable island and breakfast bar, contemporary lighting, and a remodeled primary bathroom with soaker tub, tiled shower walls, granite vanity, and recessed lighting. The primary bedroom includes hardwood flooring and organized closet storage. The Office/Den has a built-in bunkbed. The permitted one-bedroom apartment functions as a true separate living space with its own kitchen, living area, inside laundry, insulated exterior walls, and a jacuzzi bath. A separate in-law suite provides additional living space and rental potential with full kitchen, one bedroom, inside laundry, garden tub bath, and access to a shared screened patio. Units are clean and well-kept. Exterior features include a 30-amp RV/camper hookup with sewer access and a shed/greenhouse with reinforced pressure-treated flooring. Not a traditional single-family home or duplex, this is a purpose-built, income-supporting property for buyers focused on space, flexibility, and long-term value.

Key facts

• Updated a/c ductwork
• Half-acre homesite
• Upgraded hvac

Tags

• HALF-ACRE HOMESITE
• MULTIPLE SEPARATE LIVING AREAS
• SEPARATE ENTRANCES
• SIGNIFICANT SYSTEM UPGRADES
• UPGRADED HVAC
• UPDATED A/C DUCTWORK

Property features AI

Finance

• Other: Homestead exempt; Total acreage approximately 1/2 acre; Building area and living area reported by owner

Exterior

• Parking: Driveway
• Security: Closed-circuit cameras; Smoke detectors
• Utilities: Well water; Septic tank; Electricity connected
• Home design: Manufactured double-wide home; Single-story (one level); Faces east
• Construction: Vinyl siding; Metal roof; Pillar/Post/Pier and slab foundation; Built as double wide manufactured home
• Exterior features: Covered patio; Rear screened porch; Patio; Greenhouse; Shed(s); Level, paved lot; Private maintained road

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range hood; Refrigerator; Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric and heat pump); Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; Walk-in closets; Inside utility; Interior in-law suite with private entry
• Laundry & utility: Washer hookup; Dryer hookup (electric); Laundry room inside

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $187k.

Deal economics

• At list price, monthly cash flow is $-28 ($-340/yr) — negative.
• To cash-flow at today's rent, offer at most $183k (2.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $160k (14.4% below list).
• Recommended offer: $160k (14.4% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 5.0% in Inverness Highlands South — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 68/100 on livability (#508 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: employment C-, health & safety C-, amenities F.
• Citrus (rural): math 49% / reading 50% proficiency, ranked #44 of 73 in FL (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Inverness Primary School (math 54% / reading 55%, grade C, #892 of 2,144 statewide, top 44%, 683 students, 65% FRL); Citrus High School (math 34% / reading 51%, grade F, #264 of 667 statewide, top 41%, 1,503 students, 54% FRL) — zoned schools at 60% FRL track the district average.
• Market conditions: 208 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,443 units permitted in Citrus County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Citrus County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 59 days — a 3% lower offer ($181k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $81k; list at $187k implies a 131% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $160,000 (14.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 6.11%
• Cash-on-cash: -0.65%
• DSCR: 0.97
• GRM: 9.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -17.4%
• Equity multiple: 0.39×
• Total profit: $-32,081
• Equity at exit: $27,882

10-year hold

• IRR: -9.3%
• Equity multiple: 0.42×
• Total profit: $-30,160
• Equity at exit: $16,168

Cash invested: $52,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34450

• Home prices YoY: -18.7%
• Active inventory: 208
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $1,600 medium
• Mortgage (P&I): −$981
• Tax est. 1.5%: −$234 /mo · $2,805/yr
• Insurance: −$78
• HOA: −$0
• Vacancy / Maint / Mgmt: −$336
• Net cashflow: $-28

Break-even live

Break-even rent $1,636

Max offer price $182,903

Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,750
• Closing costs: $5,610
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6874 E Culpepper Ct Inverness, FL	2.0	2.0	1233	$1,600	$1.30	21d	1	1.37mi

Listing history 26 events

1. 2026-06-19
   status $187,000 Pending 59 DOM
2. 2026-06-18
   days on market $187,000 Active 59 DOM
3. 2026-06-17
   days on market $187,000 Active 58 DOM
4. 2026-06-16
   statusdays on market $187,000 Active 57 DOM
5. 2026-06-01
   statusdays on market $187,000 Pending 56 DOM
6. 2026-05-31
   days on market $187,000 Active 55 DOM
7. 2026-05-30
   days on market $187,000 Active 54 DOM
8. 2026-05-14
   status Active 1752-char remark

   Show marketing remark (1752 chars)

   Situated on a half-acre homesite with multiple separate living areas, this flexible property is great for house-hackers, investors, or multi-generational living, offering privacy without duplicating land costs. Live in one residence while offsetting your mortgage with rental income from the others, all with separate entrances and long-term tenancy infrastructure already in place. Significant system upgrades reduce future capital expense, including replaced electrical receptacles, upgraded 4-ton Goodman HVAC, updated A/C ductwork, energy-efficient windows, new drainfield, replaced power pole and exterior breaker box, and all new code-compliant exterior locks. The main residence features a fully modernized interior with drywall finishes, an updated kitchen with ample storage, movable island and breakfast bar, contemporary lighting, and a remodeled primary bathroom with soaker tub, tiled shower walls, granite vanity, and recessed lighting. The primary bedroom includes hardwood flooring and organized closet storage. The Office/Den has a built-in bunkbed. The permitted one-bedroom apartment functions as a true separate living space with its own kitchen, living area, inside laundry, insulated exterior walls, and a jacuzzi bath. A separate in-law suite provides additional living space and rental potential with full kitchen, one bedroom, inside laundry, garden tub bath, and access to a shared screened patio. Units are clean and well-kept. Exterior features include a 30-amp RV/camper hookup with sewer access and a shed/greenhouse with reinforced pressure-treated flooring. Not a traditional single-family home or duplex, this is a purpose-built, income-supporting property for buyers focused on space, flexibility, and long-term value.

9. 2026-05-14
   status Active

   Show marketing remark (1752 chars)

   Situated on a half-acre homesite with multiple separate living areas, this flexible property is great for house-hackers, investors, or multi-generational living, offering privacy without duplicating land costs. Live in one residence while offsetting your mortgage with rental income from the others, all with separate entrances and long-term tenancy infrastructure already in place. Significant system upgrades reduce future capital expense, including replaced electrical receptacles, upgraded 4-ton Goodman HVAC, updated A/C ductwork, energy-efficient windows, new drainfield, replaced power pole and exterior breaker box, and all new code-compliant exterior locks. The main residence features a fully modernized interior with drywall finishes, an updated kitchen with ample storage, movable island and breakfast bar, contemporary lighting, and a remodeled primary bathroom with soaker tub, tiled shower walls, granite vanity, and recessed lighting. The primary bedroom includes hardwood flooring and organized closet storage. The Office/Den has a built-in bunkbed. The permitted one-bedroom apartment functions as a true separate living space with its own kitchen, living area, inside laundry, insulated exterior walls, and a jacuzzi bath. A separate in-law suite provides additional living space and rental potential with full kitchen, one bedroom, inside laundry, garden tub bath, and access to a shared screened patio. Units are clean and well-kept. Exterior features include a 30-amp RV/camper hookup with sewer access and a shed/greenhouse with reinforced pressure-treated flooring. Not a traditional single-family home or duplex, this is a purpose-built, income-supporting property for buyers focused on space, flexibility, and long-term value.

10. 2026-05-10
    status Pending

    Show marketing remark (1752 chars)

    Situated on a half-acre homesite with multiple separate living areas, this flexible property is great for house-hackers, investors, or multi-generational living, offering privacy without duplicating land costs. Live in one residence while offsetting your mortgage with rental income from the others, all with separate entrances and long-term tenancy infrastructure already in place. Significant system upgrades reduce future capital expense, including replaced electrical receptacles, upgraded 4-ton Goodman HVAC, updated A/C ductwork, energy-efficient windows, new drainfield, replaced power pole and exterior breaker box, and all new code-compliant exterior locks. The main residence features a fully modernized interior with drywall finishes, an updated kitchen with ample storage, movable island and breakfast bar, contemporary lighting, and a remodeled primary bathroom with soaker tub, tiled shower walls, granite vanity, and recessed lighting. The primary bedroom includes hardwood flooring and organized closet storage. The Office/Den has a built-in bunkbed. The permitted one-bedroom apartment functions as a true separate living space with its own kitchen, living area, inside laundry, insulated exterior walls, and a jacuzzi bath. A separate in-law suite provides additional living space and rental potential with full kitchen, one bedroom, inside laundry, garden tub bath, and access to a shared screened patio. Units are clean and well-kept. Exterior features include a 30-amp RV/camper hookup with sewer access and a shed/greenhouse with reinforced pressure-treated flooring. Not a traditional single-family home or duplex, this is a purpose-built, income-supporting property for buyers focused on space, flexibility, and long-term value.

11. 2026-05-10
    status Pending 1752-char remark

    Show marketing remark (1752 chars)

    Situated on a half-acre homesite with multiple separate living areas, this flexible property is great for house-hackers, investors, or multi-generational living, offering privacy without duplicating land costs. Live in one residence while offsetting your mortgage with rental income from the others, all with separate entrances and long-term tenancy infrastructure already in place. Significant system upgrades reduce future capital expense, including replaced electrical receptacles, upgraded 4-ton Goodman HVAC, updated A/C ductwork, energy-efficient windows, new drainfield, replaced power pole and exterior breaker box, and all new code-compliant exterior locks. The main residence features a fully modernized interior with drywall finishes, an updated kitchen with ample storage, movable island and breakfast bar, contemporary lighting, and a remodeled primary bathroom with soaker tub, tiled shower walls, granite vanity, and recessed lighting. The primary bedroom includes hardwood flooring and organized closet storage. The Office/Den has a built-in bunkbed. The permitted one-bedroom apartment functions as a true separate living space with its own kitchen, living area, inside laundry, insulated exterior walls, and a jacuzzi bath. A separate in-law suite provides additional living space and rental potential with full kitchen, one bedroom, inside laundry, garden tub bath, and access to a shared screened patio. Units are clean and well-kept. Exterior features include a 30-amp RV/camper hookup with sewer access and a shed/greenhouse with reinforced pressure-treated flooring. Not a traditional single-family home or duplex, this is a purpose-built, income-supporting property for buyers focused on space, flexibility, and long-term value.

12. 2026-04-28
    price $187,000 1752-char remark

    Show marketing remark (1752 chars)

    Situated on a half-acre homesite with multiple separate living areas, this flexible property is great for house-hackers, investors, or multi-generational living, offering privacy without duplicating land costs. Live in one residence while offsetting your mortgage with rental income from the others, all with separate entrances and long-term tenancy infrastructure already in place. Significant system upgrades reduce future capital expense, including replaced electrical receptacles, upgraded 4-ton Goodman HVAC, updated A/C ductwork, energy-efficient windows, new drainfield, replaced power pole and exterior breaker box, and all new code-compliant exterior locks. The main residence features a fully modernized interior with drywall finishes, an updated kitchen with ample storage, movable island and breakfast bar, contemporary lighting, and a remodeled primary bathroom with soaker tub, tiled shower walls, granite vanity, and recessed lighting. The primary bedroom includes hardwood flooring and organized closet storage. The Office/Den has a built-in bunkbed. The permitted one-bedroom apartment functions as a true separate living space with its own kitchen, living area, inside laundry, insulated exterior walls, and a jacuzzi bath. A separate in-law suite provides additional living space and rental potential with full kitchen, one bedroom, inside laundry, garden tub bath, and access to a shared screened patio. Units are clean and well-kept. Exterior features include a 30-amp RV/camper hookup with sewer access and a shed/greenhouse with reinforced pressure-treated flooring. Not a traditional single-family home or duplex, this is a purpose-built, income-supporting property for buyers focused on space, flexibility, and long-term value.

13. 2026-04-28
    price $187,000

    Show marketing remark (1752 chars)

    Situated on a half-acre homesite with multiple separate living areas, this flexible property is great for house-hackers, investors, or multi-generational living, offering privacy without duplicating land costs. Live in one residence while offsetting your mortgage with rental income from the others, all with separate entrances and long-term tenancy infrastructure already in place. Significant system upgrades reduce future capital expense, including replaced electrical receptacles, upgraded 4-ton Goodman HVAC, updated A/C ductwork, energy-efficient windows, new drainfield, replaced power pole and exterior breaker box, and all new code-compliant exterior locks. The main residence features a fully modernized interior with drywall finishes, an updated kitchen with ample storage, movable island and breakfast bar, contemporary lighting, and a remodeled primary bathroom with soaker tub, tiled shower walls, granite vanity, and recessed lighting. The primary bedroom includes hardwood flooring and organized closet storage. The Office/Den has a built-in bunkbed. The permitted one-bedroom apartment functions as a true separate living space with its own kitchen, living area, inside laundry, insulated exterior walls, and a jacuzzi bath. A separate in-law suite provides additional living space and rental potential with full kitchen, one bedroom, inside laundry, garden tub bath, and access to a shared screened patio. Units are clean and well-kept. Exterior features include a 30-amp RV/camper hookup with sewer access and a shed/greenhouse with reinforced pressure-treated flooring. Not a traditional single-family home or duplex, this is a purpose-built, income-supporting property for buyers focused on space, flexibility, and long-term value.

14. 2026-04-10
    price $189,000 1752-char remark

    Show marketing remark (1752 chars)

    Situated on a half-acre homesite with multiple separate living areas, this flexible property is great for house-hackers, investors, or multi-generational living, offering privacy without duplicating land costs. Live in one residence while offsetting your mortgage with rental income from the others, all with separate entrances and long-term tenancy infrastructure already in place. Significant system upgrades reduce future capital expense, including replaced electrical receptacles, upgraded 4-ton Goodman HVAC, updated A/C ductwork, energy-efficient windows, new drainfield, replaced power pole and exterior breaker box, and all new code-compliant exterior locks. The main residence features a fully modernized interior with drywall finishes, an updated kitchen with ample storage, movable island and breakfast bar, contemporary lighting, and a remodeled primary bathroom with soaker tub, tiled shower walls, granite vanity, and recessed lighting. The primary bedroom includes hardwood flooring and organized closet storage. The Office/Den has a built-in bunkbed. The permitted one-bedroom apartment functions as a true separate living space with its own kitchen, living area, inside laundry, insulated exterior walls, and a jacuzzi bath. A separate in-law suite provides additional living space and rental potential with full kitchen, one bedroom, inside laundry, garden tub bath, and access to a shared screened patio. Units are clean and well-kept. Exterior features include a 30-amp RV/camper hookup with sewer access and a shed/greenhouse with reinforced pressure-treated flooring. Not a traditional single-family home or duplex, this is a purpose-built, income-supporting property for buyers focused on space, flexibility, and long-term value.

15. 2026-04-10
    price $189,000

    Show marketing remark (1752 chars)

    Situated on a half-acre homesite with multiple separate living areas, this flexible property is great for house-hackers, investors, or multi-generational living, offering privacy without duplicating land costs. Live in one residence while offsetting your mortgage with rental income from the others, all with separate entrances and long-term tenancy infrastructure already in place. Significant system upgrades reduce future capital expense, including replaced electrical receptacles, upgraded 4-ton Goodman HVAC, updated A/C ductwork, energy-efficient windows, new drainfield, replaced power pole and exterior breaker box, and all new code-compliant exterior locks. The main residence features a fully modernized interior with drywall finishes, an updated kitchen with ample storage, movable island and breakfast bar, contemporary lighting, and a remodeled primary bathroom with soaker tub, tiled shower walls, granite vanity, and recessed lighting. The primary bedroom includes hardwood flooring and organized closet storage. The Office/Den has a built-in bunkbed. The permitted one-bedroom apartment functions as a true separate living space with its own kitchen, living area, inside laundry, insulated exterior walls, and a jacuzzi bath. A separate in-law suite provides additional living space and rental potential with full kitchen, one bedroom, inside laundry, garden tub bath, and access to a shared screened patio. Units are clean and well-kept. Exterior features include a 30-amp RV/camper hookup with sewer access and a shed/greenhouse with reinforced pressure-treated flooring. Not a traditional single-family home or duplex, this is a purpose-built, income-supporting property for buyers focused on space, flexibility, and long-term value.

16. 2026-04-02
    listed $190,000 Active
17. 2026-02-27
    listed $190,000 Active 1752-char remark

    Show marketing remark (1752 chars)

    Situated on a half-acre homesite with multiple separate living areas, this flexible property is great for house-hackers, investors, or multi-generational living, offering privacy without duplicating land costs. Live in one residence while offsetting your mortgage with rental income from the others, all with separate entrances and long-term tenancy infrastructure already in place. Significant system upgrades reduce future capital expense, including replaced electrical receptacles, upgraded 4-ton Goodman HVAC, updated A/C ductwork, energy-efficient windows, new drainfield, replaced power pole and exterior breaker box, and all new code-compliant exterior locks. The main residence features a fully modernized interior with drywall finishes, an updated kitchen with ample storage, movable island and breakfast bar, contemporary lighting, and a remodeled primary bathroom with soaker tub, tiled shower walls, granite vanity, and recessed lighting. The primary bedroom includes hardwood flooring and organized closet storage. The Office/Den has a built-in bunkbed. The permitted one-bedroom apartment functions as a true separate living space with its own kitchen, living area, inside laundry, insulated exterior walls, and a jacuzzi bath. A separate in-law suite provides additional living space and rental potential with full kitchen, one bedroom, inside laundry, garden tub bath, and access to a shared screened patio. Units are clean and well-kept. Exterior features include a 30-amp RV/camper hookup with sewer access and a shed/greenhouse with reinforced pressure-treated flooring. Not a traditional single-family home or duplex, this is a purpose-built, income-supporting property for buyers focused on space, flexibility, and long-term value.

18. 2025-01-31
    price $189,500
19. 2024-12-29
    price $195,000
20. 2024-12-14
    price $199,999
21. 2024-12-09
    price $212,999
22. 2006-12-05
    soldstatus $81,000
23. 2006-12-01
    soldstatus $81,000
24. 2006-09-13
    listed $81,400
25. 2004-12-29
    soldstatus $44,900
26. 2001-05-14
    soldstatus $37,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,200
• − Mortgage interest: −$10,475
• − Property taxes: −$2,805
• − Insurance: −$935
• − Repairs & maintenance: −$1,536
• − Management: −$1,536
• − Depreciation: −$5,440
• Taxable loss: −$3,527
• Est. tax savings @ 24.0%: +$846
• After-tax cash flow: $507/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Citrus
• NCES district ID: 1200270
• Math proficiency: 49% ▼ -10.00%
• Reading proficiency: 50% ▼ -6.00%
• Median HH income: $38,618
• Composite: 41.28/100
• National rank: #3519
• State rank: #44 of 73 in FL

Livability — Inverness Highlands South

• Score: 68/100
• State rank: #508
• US rank: #9372

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C- Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 10,408

Population outlook (Citrus County) Hauer SSP2

• Today (2025): 138,622 people
• By 2030: 136,886 · -1.3%
• By 2040: 132,009 · -4.8%
• By 2050: 125,196 · -9.7%
• By 2075: 108,570 · -21.7%
• By 2100: 84,454 · -39.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Two or more races 10% Hispanic / Latino 8% Asian 3% Black 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3%
• Common ancestry: Romanian 4% Slovak 3% Lithuanian 2%
• Foreign-born: 8% · Canada
• Languages at home: 90% English-only · Spanish 4% Other Indo-European 3% Tagalog/Filipino 1%

Political lean MEDSL · Citrus

• 2024 margin: Solid R (+45.9) · D 26.8% · R 72.6%
• 2008→2024 swing: -29.8pp toward R · 2008: -16.1pp · 2024: -45.9pp
• All cycles: 2024: R+45.9 2020: R+41.0 2016: R+39.7 2012: R+21.9 2008: R+16.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -72.56%
• Current HPI: 315.9725
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+393.4% since first listed

19 events — show timeline

• 2026-05-14 Relisted — RACC
• 2026-05-14 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-10 Pending — RACC
• 2026-04-28 Price Changed $187,000 RACC
• 2026-04-28 Price Changed $187,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-10 Price Changed $189,000 RACC
• 2026-04-10 Price Changed $189,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-02 Listed $190,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-27 Listed $190,000 RACC
• 2025-01-31 Price Changed $189,500 RACC
• 2024-12-29 Price Changed $195,000 RACC
• 2024-12-14 Price Changed $199,999 RACC
• 2024-12-09 Price Changed $212,999 RACC
• 2006-12-05 Sold (Public Records) $81,000 Public Records
• 2006-12-01 Sold (MLS) $81,000 RACC
• 2006-09-13 Listed $81,400 RACC
• 2004-12-29 Sold (Public Records) $44,900 Public Records
• 2001-05-14 Sold (Public Records) $37,900 Public Records

Property tax history

+6.4%/yr

Latest (2025): $343 · +21.6% YoY. Source: county tax records.