1812 Taggart Trl · Bryan, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.8/30.0
- ARV discount +7.5/15.0
- Condition / age +5.0/5.0
- Livability +3.8/5.0
- 1% rule +3.7/10.0
- DSCR +3.5/10.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$252,490
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
New Construction Lennar Houston Home - The Beckman Floor Plan - This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner’s suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.
Key facts
- Private corner
- Owner's suite
- Open-concept layout
Tags
Property features AI
Finance
- Financial info: List price $259,990
Exterior
- Parking: 2 garage spaces; 2 parking spaces (total)
- Home design: Single-family property
- Exterior features: Living area 1,269 (listed)
Interior
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms
- Interior features: Spec home (new construction); Plan name: Beckman
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $252k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-71 ($-853/yr) — negative.
- To cash-flow at today's rent, offer at most $242k (4.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (13.4% below list).
- Recommended offer: $219k (13.4% below list) — sets the bar for 1% rule.
- Cap rate 6.0% vs local median 4.0% in Bryan — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#99 in TX, #3,341 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, crime C-, amenities C-.
- Bryan ISD (urban): math 30% / reading 32% proficiency, ranked #608 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 303 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
- This rent runs 35% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 5.96%
- Cash-on-cash
- -1.21%
- DSCR
- 0.95
- GRM
- 9.6
CMA / ARV
- ARV (on-the-fly)
- $252,531
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5438 Bear Run | 0.14mi | 3/2.0 | 1,269 (0%) | 3mo | $253,990 | $200 | 91 |
| 2634 Patschke Pl | 0.14mi | 3/2.0 | 1,269 (0%) | 4mo | $253,990 | $200 | 90 |
| 2436 Rooke Rd | 0.14mi | 3/2.0 | 1,269 (0%) | 8mo | $222,740 | $176 | 87 |
| 2326 Jeter Dr | 0.14mi | 3/2.0 | 1,269 (0%) | 10mo | $251,990 | $199 | 85 |
| 2209 Jeter Dr | 0.29mi | 3/2.0 | 1,269 (0%) | 2mo | $252,990 | $199 | 85 |
| 5414 Bear Run | 0.23mi | 3/2.0 | 1,263 (-0%) | 6mo | $258,265 | $204 | 83 |
| 2240 Jeter Dr | 0.31mi | 3/2.0 | 1,263 (-0%) | 4mo | $254,440 | $201 | 82 |
| 2336 Jeter Dr | 0.33mi | 3/2.0 | 1,269 (0%) | 9mo | $253,990 | $200 | 77 |
| 5415 Bear Run | 0.22mi | 3/2.0 | 1,415 (+12%) | 2mo | $267,890 | $189 | 69 |
| 5426 Bear Run | 0.20mi | 3/2.0 | 1,415 (+12%) | 7mo | $268,515 | $190 | 66 |
| 2252 Jeter Dr | 0.29mi | 3/2.0 | 1,415 (+12%) | 8mo | $274,515 | $194 | 61 |
| 2310 Jeter Dr | 0.35mi | 3/2.0 | 1,415 (+12%) | 10mo | $268,515 | $190 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -18.3%
- Equity multiple
- 0.36×
- Total profit
- $-45,374
- Equity at exit
- $37,647
- IRR
- -10.5%
- Equity multiple
- 0.36×
- Total profit
- $-45,071
- Equity at exit
- $21,831
Cash invested: $70,697 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77807
- Active inventory
- 303
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $2,187 high interval (Pro) →
- Mortgage (P&I)
- −$1,324
- Tax est. 1.5%
- −$316 /mo · $3,787/yr
- Insurance
- −$105
- HOA
- −$54
- Vacancy / Maint / Mgmt
- −$459
- Net cashflow
- $-71
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,122
- Closing costs
- $7,575
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5433 Bear RUN Bryan, TX | 4.0 | 2.0 | 1745 | $2,195 | $1.26 | 44d | 1 | 0.35mi |
| 1971 Chief St Bryan, TX | 3.0 | 2.0 | 1517 | $2,100 | $1.38 | 21d | 1 | 0.41mi |
| 2010 Chief St Bryan, TX | 3.0 | 2.0 | 1603 | $2,250 | $1.40 | 44d | 1 | 0.47mi |
| 2148 Chief St Bryan, TX | 4.0 | 2.0 | 1568 | $2,000 | $1.28 | 14d | 1 | 0.47mi |
| 2119 Chief St Bryan, TX | 4.0 | 2.0 | 1568 | $2,400 | $1.53 | 14d | 1 | 0.61mi |
| 2111 Chief St Bryan, TX | 3.0 | 2.0 | 1370 | $2,150 | $1.57 | 14d | 1 | 0.65mi |
HOA detail
- Monthly dues
- $54 · $648/yr
Listing history 6 events
-
2026-06-17remarks 600-char remark
-
2026-06-17days on market $252,490 Active 1 DOM
-
2026-06-17days on market $252,490 Active 2 DOM
-
2026-06-16price $252,490 Active 1 DOM
-
2026-06-15remarks 380-char remark
-
2026-06-15$259,990 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $26,246
- − Mortgage interest
- −$14,143
- − Property taxes
- −$3,787
- − Insurance
- −$1,262
- − Repairs & maintenance
- −$2,100
- − Management
- −$2,100
- − HOA
- −$648
- − Depreciation
- −$7,345
- Taxable loss
- −$5,140
- Est. tax savings @ 24.0%
- +$1,234
- After-tax cash flow
- $381/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This new construction home is in excellent condition with a modern and well-maintained interior and exterior. It is move-in ready and would benefit from minor updates to enhance its resale and rental value.
Value-add opportunities
- Resale Painting the interior walls — Fresh paint can enhance the home's appeal and value.
- Rental Landscaping improvements — A well-maintained yard can attract more renters and increase rental value.
- Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and attractive to potential buyers/tenants.
Renovation cost estimate screening
Value-add ROI direction
- Resale Painting the interior walls — Fresh paint can enhance the home's appeal and value. ↑
- Rental Landscaping improvements — A well-maintained yard can attract more renters and increase rental value. ↑
- Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and attractive to potential buyers/tenants. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Bryan ISD
- NCES district ID
- 4811790
- Math proficiency
- 30% ▼ -8.00%
- Reading proficiency
- 32% ▼ -3.00%
- Median HH income
- $41,895
- Composite
- 26.26/100
- National rank
- #7253
- State rank
- #608 of 826 in TX
Livability — Bryan
- Score
- 76/100
- State rank
- #99
- US rank
- #3341
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bryan, TX
- County
- Brazos County · 233,400 people
- City population
- 101,772
- Metro
- College Station-Bryan, TX
- Population (ZIP)
- 13,227
- Household income
- $74,375
- Rent vs Own
- Severe rent burden
- 629.0
Population outlook (Brazos County) Hauer SSP2
- Today (2025)
- 267,942 people
- By 2030
- 296,630 · +10.7%
- By 2040
- 354,560 · +32.3%
- By 2050
- 414,616 · +54.7%
- By 2075
- 562,158 · +109.8%
- By 2100
- 678,828 · +153.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 45% Hispanic / Latino 32% Two or more races 18% Black 14% Native American 3% Asian 2%
- Hispanic origin (detail)
- Mexican 29%
- Common ancestry
- Romanian 2% Lithuanian 2% Italian 2%
- Foreign-born
- 16% · Canada, Guatemala, Vietnam
- Languages at home
- 71% English-only · Spanish 24% Other Asian/Pacific 1% French/Haitian/Cajun 1%
Political lean MEDSL · Brazos
- 2024 margin
- Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
- 2008→2024 swing
- +4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
- All cycles
- 2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -114.38%
- Current HPI
- 186.1387
- Rent YoY
- —
- Metro
- College Station-Bryan, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…