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1812 Taggart Trl
D Composite 40.32
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.8/30.0
  • ARV discount +7.5/15.0
  • Condition / age +5.0/5.0
  • Livability +3.8/5.0
  • 1% rule +3.7/10.0
  • DSCR +3.5/10.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$252,490

1812 Taggart Trl · Bryan, TX 77807
3 bd · 2.0 ba · 1,269 sqft · SingleFamily · 1 Days on market
Built 2026 Excellent condition Est $253k · at est. $54/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

New Construction Lennar Houston Home - The Beckman Floor Plan - This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner’s suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

Key facts

  • Private corner
  • Owner's suite
  • Open-concept layout

Tags

OPEN-CONCEPT LAYOUTMULTI-FUNCTIONAL KITCHENOWNER'S SUITEPRIVATE CORNER

Property features AI

Finance

  • Financial info: List price $259,990

Exterior

  • Parking: 2 garage spaces; 2 parking spaces (total)
  • Home design: Single-family property
  • Exterior features: Living area 1,269 (listed)

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Spec home (new construction); Plan name: Beckman

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $252k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-71 ($-853/yr) — negative.
  • To cash-flow at today's rent, offer at most $242k (4.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (13.4% below list).
  • Recommended offer: $219k (13.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 4.0% in Bryan — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#99 in TX, #3,341 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, crime C-, amenities C-.
  • Bryan ISD (urban): math 30% / reading 32% proficiency, ranked #608 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 303 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $218,713 (13.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
5.96%
Cash-on-cash
-1.21%
DSCR
0.95
GRM
9.6

CMA / ARV

ARV (on-the-fly)
$252,531
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5438 Bear Run 0.14mi 3/2.0 1,269 (0%) 3mo $253,990 $200 91
2634 Patschke Pl 0.14mi 3/2.0 1,269 (0%) 4mo $253,990 $200 90
2436 Rooke Rd 0.14mi 3/2.0 1,269 (0%) 8mo $222,740 $176 87
2326 Jeter Dr 0.14mi 3/2.0 1,269 (0%) 10mo $251,990 $199 85
2209 Jeter Dr 0.29mi 3/2.0 1,269 (0%) 2mo $252,990 $199 85
5414 Bear Run 0.23mi 3/2.0 1,263 (-0%) 6mo $258,265 $204 83
2240 Jeter Dr 0.31mi 3/2.0 1,263 (-0%) 4mo $254,440 $201 82
2336 Jeter Dr 0.33mi 3/2.0 1,269 (0%) 9mo $253,990 $200 77
5415 Bear Run 0.22mi 3/2.0 1,415 (+12%) 2mo $267,890 $189 69
5426 Bear Run 0.20mi 3/2.0 1,415 (+12%) 7mo $268,515 $190 66
2252 Jeter Dr 0.29mi 3/2.0 1,415 (+12%) 8mo $274,515 $194 61
2310 Jeter Dr 0.35mi 3/2.0 1,415 (+12%) 10mo $268,515 $190 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.3%
Equity multiple
0.36×
Total profit
$-45,374
Equity at exit
$37,647
10-year hold
IRR
-10.5%
Equity multiple
0.36×
Total profit
$-45,071
Equity at exit
$21,831

Cash invested: $70,697 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77807

Active inventory
303
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$2,187 high interval (Pro) →
Mortgage (P&I)
$1,324
Tax est. 1.5%
$316 /mo · $3,787/yr
Insurance
$105
HOA
$54
Vacancy / Maint / Mgmt
$459
Net cashflow
$-71

Break-even live

Break-even rent $2,277
Max offer price $242,206
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,122
Closing costs
$7,575
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5433 Bear RUN Bryan, TX 4.0 2.0 1745 $2,195 $1.26 44d 1 0.35mi
1971 Chief St Bryan, TX 3.0 2.0 1517 $2,100 $1.38 21d 1 0.41mi
2010 Chief St Bryan, TX 3.0 2.0 1603 $2,250 $1.40 44d 1 0.47mi
2148 Chief St Bryan, TX 4.0 2.0 1568 $2,000 $1.28 14d 1 0.47mi
2119 Chief St Bryan, TX 4.0 2.0 1568 $2,400 $1.53 14d 1 0.61mi
2111 Chief St Bryan, TX 3.0 2.0 1370 $2,150 $1.57 14d 1 0.65mi

HOA detail

Monthly dues
$54 · $648/yr

Listing history 6 events

  1. 2026-06-17
    remarks 600-char remark
  2. 2026-06-17
    days on marketlisting id $252,490 Active 1 DOM
  3. 2026-06-17
    days on market $252,490 Active 2 DOM
  4. 2026-06-16
    price $252,490 Active 1 DOM
  5. 2026-06-15
    remarks 380-char remark
  6. 2026-06-15
    listed $259,990 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,246
− Mortgage interest
−$14,143
− Property taxes
−$3,787
− Insurance
−$1,262
− Repairs & maintenance
−$2,100
− Management
−$2,100
− HOA
−$648
− Depreciation
−$7,345
Taxable loss
−$5,140
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,234
After-tax cash flow
$381/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 100/100 None rehab

This new construction home is in excellent condition with a modern and well-maintained interior and exterior. It is move-in ready and would benefit from minor updates to enhance its resale and rental value.

Value-add opportunities

  • Resale Painting the interior walls — Fresh paint can enhance the home's appeal and value.
  • Rental Landscaping improvements — A well-maintained yard can attract more renters and increase rental value.
  • Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and attractive to potential buyers/tenants.

Renovation cost estimate screening

Value-add ROI direction

  • Resale Painting the interior walls — Fresh paint can enhance the home's appeal and value.
  • Rental Landscaping improvements — A well-maintained yard can attract more renters and increase rental value.
  • Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and attractive to potential buyers/tenants.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bryan ISD
NCES district ID
4811790
Math proficiency
30% ▼ -8.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$41,895
Composite
26.26/100
National rank
#7253
State rank
#608 of 826 in TX

Livability — Bryan

Score
76/100
State rank
#99
US rank
#3341

Category grades

Amenities C- Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bryan, TX
County
Brazos County · 233,400 people
City population
101,772
Metro
College Station-Bryan, TX
Population (ZIP)
13,227
Household income
$74,375
Rent vs Own
44.5% rent · 55.5% own
Severe rent burden
629.0

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 45% Hispanic / Latino 32% Two or more races 18% Black 14% Native American 3% Asian 2%
Hispanic origin (detail)
Mexican 29%
Common ancestry
Romanian 2% Lithuanian 2% Italian 2%
Foreign-born
16% · Canada, Guatemala, Vietnam
Languages at home
71% English-only · Spanish 24% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -114.38%
Current HPI
186.1387
Rent YoY
Metro
College Station-Bryan, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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