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14882 Littlefield St
C Composite 59.33
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.0/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$100,000

14882 Littlefield St · Detroit, MI 48227
3 bd · 1.0 ba · 1,296 sqft · SingleFamily public records · 35 Days on market
Built 1928 3,920 sqft lot $77/sqft · 49% above area Est $67k · 49% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Detroit charming 3-bedroom 1bath brick colonial completed gutted and renovated in 2018 serves as the perfect blend of style, functionality, ideal for both first-time buyer or investment opportunity. This modern residence boasts an open-concept layout, creating an inviting atmosphere for both family living and entertaining guest. The home includes multiple bedrooms, Sledged wooden floors 2018, Renovated kitchen 2019, Hot water tank 2018, Furnace 2019, Updated electrical and PVC piping throughtout the entire home. Security Shutters on ALL lower level! Unfinished basement for you to complete with your own personal touch. This marketing and investment home is not just a property; it's a smart choice for those looking to build equity while enjoying a beautiful, comfortable living space. Owner Occuppied.

Key facts

  • Updated electrical
  • Renovated kitchen
  • Pvc piping

Tags

BRICK COLONIALOPEN-CONCEPT LAYOUTSLEDGED WOODEN FLOORSRENOVATED KITCHENUPDATED ELECTRICALPVC PIPING

Property features AI

Exterior

  • Utilities: Public water
  • Home design: Colonial-style single-family residence; Built in 1928
  • Construction: Built in 1928; Brick and vinyl siding construction; Asphalt roof
  • Exterior features: Brick and vinyl siding exterior; Asphalt roof; Approximately 0.09-acre lot; Public water

Interior

  • Kitchen: Kitchen (10 x 10)
  • Bedrooms: Primary bedroom (14 x 15); Bedroom 2 (12 x 12); Bedroom 3 (12 x 12)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating
  • Interior features: Full basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $436 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $97k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
  • Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.6%/yr); 385 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($37k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 5.6% rent growth), your $28k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 35 days — a 3% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $36k; list at $100k implies a 182% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $97,000 (3.0% below list)

Questions for the listing agent

  1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.30%
Cap rate
11.53%
Cash-on-cash
18.69%
DSCR
1.83
GRM
6.4

CMA / ARV

ARV (median comp)
$67,198
List price
$100,000
Delta
48.81%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14905 Littlefield St 0.03mi 3/1.0 1,368 (+6%) 1mo $52,000 $38 88
15053 Littlefield St 0.15mi 3/2.0 1,286 (-1%) 2mo $75,000 $58 86
14931 Monte Vista St 0.42mi 3/1.5 1,307 (+1%) 0mo $35,000 $27 77
14889 Manor St 0.36mi 4/2.5 (+1) 1,375 (+6%) 0mo $159,000 $116 62
14265 Appoline St 0.50mi 3/2.0 1,384 (+7%) 0mo $76,000 $55 61
14644 Hubbell St 0.68mi 3/1.0 1,248 (-4%) 2mo $45,000 $36 61
13192 Schoolcraft 0.71mi 4/1.0 (+1) 1,219 (-6%) 1mo $32,000 $26 51
14321 Ardmore St 0.61mi 2/2.0 (-1) 1,188 (-8%) 2mo $11,000 $9 48
15824 Snowden St 0.65mi 3/1.0 1,127 (-13%) 0mo $61,000 $54 47
15824 Snowden St 0.65mi 3/1.0 1,127 (-13%) 0mo $61,000 $54 47
15775 Hartwell St 0.60mi 3/1.0 1,123 (-13%) 3mo $88,000 $78 47
15841 Steel St 0.70mi 3/1.0 1,460 (+13%) 1mo $50,000 $34 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.59% rent growth · sell at horizon

5-year hold
IRR
13.1%
Equity multiple
1.54×
Total profit
$14,992
Equity at exit
$14,910
10-year hold
IRR
23.7%
Equity multiple
3.27×
Total profit
$63,646
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48227

Rents YoY
5.6%
Active inventory
385
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$1,297 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$23 /mo · $272/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$272
Net cashflow
$436

Break-even live

Break-even rent $745
Max offer price $100,000
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
15088 Littlefield St Detroit, MI 2.0 1.0 1294 $1,275 $0.99 21d 1 0.16mi
14891 Hartwell St Detroit, MI 3.0 1.0 1000 $1,150 $1.15 43d 1 0.16mi
14903 Tracey St Detroit, MI 3.0 1.0 1004 $1,100 $1.10 16d 1 0.27mi
15340 Hartwell St Detroit, MI 2.0 1.0 900 $1,300 $1.44 16d 1 0.30mi
15388 Appoline St #203 Detroit, MI 2.0 1.0 900 $850 $0.94 43d 1 0.42mi
15387 Lesure St Detroit, MI 3.0 1.0 1064 $1,350 $1.27 12d 1 0.46mi
14881 Mendota St Detroit, MI 3.0 1.0 1026 $1,100 $1.07 24d 1 0.50mi
14590 Ardmore St Detroit, MI 3.0 1.0 1200 $1,195 $1.00 2d 1 0.51mi
15517 Lesure St Unit BDRM1A Detroit, MI 2.0 1.0 1000 $850 $0.85 24d 1 0.57mi
14284 Cruse St Detroit, MI 3.0 1.0 1121 $1,150 $1.03 16d 1 0.60mi
14600 Strathmoor St Detroit, MI 4.0 1.0 1300 $1,450 $1.12 43d 1 0.66mi
15760 Monte Vista St Detroit, MI 2.0 1.0 1080 $1,250 $1.16 43d 1 0.67mi
14559 Strathmoor St Detroit, MI 2.0 1.0 1033 $1,150 $1.11 20d 1 0.69mi
15512 Mendota St Apt 2 Detroit, MI 2.0 1.0 1000 $1,200 $1.20 43d 1 0.69mi
15512 Mendota St Detroit, MI 2.0 1.0 931 $1,200 $1.29 5d 1 0.69mi
15708 Birwood St Detroit, MI 3.0 1.0 1255 $1,100 $0.88 5d 1 0.75mi
15762 Mark Twain St Detroit, MI 3.0 2.0 1430 $1,250 $0.87 16d 1 0.80mi
16204 Steel St Detroit, MI 3.0 1.0 969 $1,150 $1.19 43d 1 0.85mi
13965 Mendota St Detroit, MI 3.0 1.0 1222 $1,294 $1.06 17d 1 0.85mi
16230 Cheyenne St Detroit, MI 3.0 1.0 1653 $1,450 $0.88 43d 1 0.85mi
15341 Lauder St Detroit, MI 4.0 1.5 1080 $1,475 $1.37 16d 1 0.89mi
15765 Washburn St Detroit, MI 2.0 1.0 1093 $950 $0.87 43d 1 0.90mi
14375 Terry St Detroit, MI 3.0 2.0 1300 $1,425 $1.10 43d 1 0.94mi
15328 Coyle St Detroit, MI 3.0 1.0 1000 $1,450 $1.45 17d 1 0.98mi
16505 Stansbury St Detroit, MI 3.0 1.0 1100 $1,250 $1.14 10d 1 0.98mi
16505 Stansbury St Detroit, MI 3.0 1.0 1700 $1,345 $0.79 43d 1 0.98mi
15330 Coyle St Unit 2 Detroit, MI 3.0 1.0 1000 $1,450 $1.45 24d 1 0.98mi
15330 Coyle St Unit 1 Detroit, MI 3.0 1.0 1000 $1,375 $1.38 24d 1 0.98mi
15330 Coyle St Unit 1 Detroit, MI 3.0 1.0 1000 $1,425 $1.43 12d 1 0.98mi
14814 Sussex St Unit 2 Detroit, MI 3.0 1.0 1100 $1,000 $0.91 43d 1 1.01mi
Ohio St Unit 4 Detroit, MI 4.0 1.5 1400 $750 $0.54 43d 1 1.04mi
14264 Coyle St Detroit, MI 2.0 1.0 1000 $1,150 $1.15 43d 1 1.06mi
15810 Robson St Detroit, MI 3.0 1.0 1142 $1,500 $1.31 24d 1 1.07mi
15468 Sussex St #2 Detroit, MI 2.0 1.0 900 $1,250 $1.39 43d 1 1.08mi
15777 Wisconsin St Unit 77 Detroit, MI 2.0 1.0 900 $950 $1.06 5d 1 1.10mi
13331 Strathmoor St Detroit, MI 3.0 1.0 1084 $1,100 $1.01 16d 1 1.11mi
14242 Ohio St Detroit, MI 4.0 1.0 1400 $1,000 $0.71 43d 1 1.12mi
13910 Kentucky St Detroit, MI 2.0 1.0 1680 $1,000 $0.60 43d 1 1.13mi
14550 Northlawn St Detroit, MI 3.0 2.0 950 $1,200 $1.26 16d 1 1.14mi
14104 Coyle St Detroit, MI 3.0 1.0 1327 $1,350 $1.02 5d 1 1.15mi

Listing history 23 events

  1. 2026-06-18
    days on market $100,000 Active 35 DOM
  2. 2026-06-17
    days on market $100,000 Active 34 DOM
  3. 2026-06-15
    days on market $100,000 Active 32 DOM
  4. 2026-06-13
    days on market $100,000 Active 30 DOM
  5. 2026-06-13
    days on market $100,000 Active 29 DOM
  6. 2026-06-09
    days on market $100,000 Active 26 DOM
  7. 2026-06-08
    days on market $100,000 Active 25 DOM
  8. 2026-06-07
    days on market $100,000 Active 24 DOM
  9. 2026-06-04
    days on market $100,000 Active 21 DOM
  10. 2026-06-03
    days on market $100,000 Active 20 DOM
  11. 2026-06-02
    days on market $100,000 Active 19 DOM
  12. 2026-06-01
    days on market $100,000 Active 18 DOM
  13. 2026-05-31
    days on market $100,000 Active 17 DOM
  14. 2026-05-14
    listed $100,000 Active 809-char remark
    Show marketing remark (810 chars)

    Detroit charming 3-bedroom 1bath brick colonial completed gutted and renovated in 2018 serves as the perfect blend of style, functionality, ideal for both first-time buyer or investment opportunity. This modern residence boasts an open-concept layout, creating an inviting atmosphere for both family living and entertaining guest. The home includes multiple bedrooms, Sledged wooden floors 2018, Renovated kitchen 2019, Hot water tank 2018, Furnace 2019, Updated electrical and PVC piping throughtout the entire home. Security Shutters on ALL lower level! Unfinished basement for you to complete with your own personal touch. This marketing and investment home is not just a property; it's a smart choice for those looking to build equity while enjoying a beautiful, comfortable living space. Owner Occuppied.

  15. 2026-05-14
    listed $100,000 Active 810-char remark
    Show marketing remark (810 chars)

    Detroit charming 3-bedroom 1bath brick colonial completed gutted and renovated in 2018 serves as the perfect blend of style, functionality, ideal for both first-time buyer or investment opportunity. This modern residence boasts an open-concept layout, creating an inviting atmosphere for both family living and entertaining guest. The home includes multiple bedrooms, Sledged wooden floors 2018, Renovated kitchen 2019, Hot water tank 2018, Furnace 2019, Updated electrical and PVC piping throughtout the entire home. Security Shutters on ALL lower level! Unfinished basement for you to complete with your own personal touch. This marketing and investment home is not just a property; it's a smart choice for those looking to build equity while enjoying a beautiful, comfortable living space. Owner Occuppied.

  16. 2026-05-14
    listed $100,000 Active
    Show marketing remark (810 chars)

    Detroit charming 3-bedroom 1bath brick colonial completed gutted and renovated in 2018 serves as the perfect blend of style, functionality, ideal for both first-time buyer or investment opportunity. This modern residence boasts an open-concept layout, creating an inviting atmosphere for both family living and entertaining guest. The home includes multiple bedrooms, Sledged wooden floors 2018, Renovated kitchen 2019, Hot water tank 2018, Furnace 2019, Updated electrical and PVC piping throughtout the entire home. Security Shutters on ALL lower level! Unfinished basement for you to complete with your own personal touch. This marketing and investment home is not just a property; it's a smart choice for those looking to build equity while enjoying a beautiful, comfortable living space. Owner Occuppied.

  17. 2025-08-19
    historical
  18. 2025-06-09
    listed $100,000 Active
  19. 2025-06-09
    listed $100,000 Active
  20. 2025-06-06
    historical
  21. 1996-11-21
    soldstatus $35,500
  22. 1996-10-22
    soldstatus $35,500
  23. 1996-06-10
    listed $40,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$272 · $23/mo
Projected year-2 tax
$906 · $75/mo
Expected delta
+$634/yr (+$53/mo · 233.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,566
− Mortgage interest
−$5,602
− Property taxes
−$272
− Insurance
−$500
− Repairs & maintenance
−$1,245
− Management
−$1,245
− Depreciation
−$2,909
Taxable income
$3,793
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$910
After-tax cash flow
$4,322/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Detroit Public Schools Community District
NCES district ID
2601103
Math proficiency
10% ▼ -2.00%
Reading proficiency
24% ▲ 6.00%
Median HH income
$25,815
Composite
13.06/100
National rank
#9564
State rank
#499 of 540 in MI

Livability — Detroit

Score
73/100
State rank
#218
US rank
#5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Detroit, MI
County
Wayne County · 1,562,939 people
City population
572,865
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
40,302
Household income
$36,527
Rent vs Own
40.9% rent · 59.1% own
Severe rent burden
2371.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (95%)
Race & ethnicity
Black 95% Two or more races 3% White 1%
Foreign-born
1%
Languages at home
98% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -125.00%
Current HPI
186.4158
Rent YoY
▲ 5.59%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+144.5% since first listed
10 events — show timeline
  • 2026-05-14 Listed $100,000 SW Michigan MLS
  • 2026-05-14 Listed $100,000 REALCOMP
  • 2026-05-14 Listed $100,000 MiRealSource-MiMLS
  • 2025-08-19 Listing Removed MiRealSource-MiMLS
  • 2025-06-09 Listed $100,000 REALCOMP
  • 2025-06-09 Listed $100,000 MiRealSource-MiMLS
  • 2025-06-06 Coming Soon MiRealSource-MiMLS
  • 1996-11-21 Sold (Public Records) $35,500 Public Records
  • 1996-10-22 Sold (MLS) $35,500 REALCOMP
  • 1996-06-10 Listed $40,900 REALCOMP

Property tax history

-12.5%/yr

Latest (2025): $272 · -87.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…