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418 W Glenaven Ave
D Composite 42.95
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.1/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.0/10.0
  • 1% rule +4.4/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$129,000

418 W Glenaven Ave · Youngstown, OH 44511
3 bd · 1.0 ba · 1,016 sqft · SingleFamily public records · 32 Days on market
Built 1922 5,314 sqft lot ↓ 28% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Fixer upper at a great price. Exterior has vinyl and roof looks decent. Investor offers held and presented on 16th day of listing. Seller not responsible for normal sellers closing costs. Seller is offering a closing cost credit incentive in the amount of 3.5% of the final purchase price for owner occupied buyers who purchase and close between January 28 and April 30, 2010.

Key facts

  • Remodeled
  • Updated electrical
  • Updated kitchen

Tags

REMODELEDNEW ROOFNEW WINDOWSUPDATED ELECTRICALNEWLY POURED DRIVEWAYUPDATED KITCHEN

Property features AI

Exterior

  • Parking: Concrete driveway; No garage
  • Utilities: Public water service; Public sewer
  • Home design: Two-story home; Vinyl siding; Asphalt/fiberglass roof; Block foundation
  • Construction: Built (year per assessor); Vinyl siding construction; Asphalt/fiberglass roof; Block foundation
  • Exterior features: Public water; Public sewer

Interior

  • Bedrooms: One main-level bedroom
  • Bathrooms: Two full bathrooms; One bathroom on the main level
  • Heating & cooling: Electric baseboard heating
  • Interior features: Energy Star qualified windows; Full, partially finished basement
  • Laundry & utility: Laundry area in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $129k.

Deal economics

  • At list price, monthly cash flow is $66 ($794/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $121k (6.0% below list).
  • Recommended offer: $121k (6.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 73 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $892 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 32 days — a 3% lower offer ($125k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $2k; list at $129k implies a 5633% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1922 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $121,218 (6.0% below list)

Questions for the listing agent

  1. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1922 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.91%
Cash-on-cash
2.20%
DSCR
1.10
GRM
8.9

CMA / ARV

ARV (on-the-fly)
$64,008
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2733 Griselda Ave 0.67mi 3/1.5 1,025 (+1%) 3mo $65,000 $63 63
917 Brentwood Ave 0.71mi 3/1.5 1,054 (+4%) 12mo $80,000 $76 48
464 W Hylda Ave 0.56mi 3/2.0 1,152 (+13%) 12mo $60,000 $52 38
471 W Hylda 0.59mi 4/1.5 (+1) 1,151 (+13%) 12mo $29,000 $25 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-12.8%
Equity multiple
0.54×
Total profit
$-16,673
Equity at exit
$19,234
10-year hold
IRR
-3.8%
Equity multiple
0.75×
Total profit
$-9,021
Equity at exit
$11,154

Cash invested: $36,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44511

Home prices YoY
-12.6%
Active inventory
73
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,212 high interval (Pro) →
Mortgage (P&I)
$676
Tax est. 1.5%
$161 /mo · $1,935/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$255
Net cashflow
$66

Break-even live

Break-even rent $1,128
Max offer price $129,000
Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,250
Closing costs
$3,870
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
546 Breaden St Youngstown, OH 3.0 1.0 1430 $1,080 $0.76 21d 1 0.68mi
913 Hawthorne St Youngstown, OH 3.0 1.0 1198 $1,080 $0.90 21d 1 1.04mi
911 Hawthorne St Youngstown, OH 3.0 1.0 1198 $1,080 $0.90 21d 1 1.04mi
512 E Philadelphia Ave Unit 1 Youngstown, OH 2.0 1.0 1200 $899 $0.75 21d 1 1.38mi
236 Hilton Ave Youngstown, OH 4.0 1.5 1488 $1,195 $0.80 21d 1 1.42mi

Listing history 23 events

  1. 2026-06-19
    days on market $129,000 Active 32 DOM
  2. 2026-06-18
    days on market $129,000 Active 31 DOM
  3. 2026-06-17
    days on market $129,000 Active 30 DOM
  4. 2026-06-16
    days on market $129,000 Active 29 DOM
  5. 2026-06-15
    days on market $129,000 Active 28 DOM
  6. 2026-06-14
    days on market $129,000 Active 26 DOM
  7. 2026-06-13
    days on market $129,000 Active 25 DOM
  8. 2026-06-10
    days on market $129,000 Active 23 DOM
  9. 2026-06-09
    days on market $129,000 Active 22 DOM
  10. 2026-06-08
    days on market $129,000 Active 21 DOM
  11. 2026-06-07
    pricedays on market $129,000 Active 20 DOM
  12. 2026-06-03
    days on market $135,000 Active 16 DOM
  13. 2026-06-02
    days on market $135,000 Active 15 DOM
  14. 2026-06-01
    days on market $135,000 Active 14 DOM
  15. 2026-05-31
    days on market $135,000 Active 13 DOM
  16. 2026-05-30
    days on market $135,000 Active 12 DOM
  17. 2026-05-18
    price $135,000
  18. 2026-05-18
    listed $128,500 Active
  19. 2011-11-01
    historical
  20. 2011-08-02
    listed $8,500
  21. 2010-05-19
    soldstatus $2,250 376-char remark
    Show marketing remark (376 chars)

    Fixer upper at a great price. Exterior has vinyl and roof looks decent. Investor offers held and presented on 16th day of listing. Seller not responsible for normal sellers closing costs. Seller is offering a closing cost credit incentive in the amount of 3.5% of the final purchase price for owner occupied buyers who purchase and close between January 28 and April 30, 2010.

  22. 2010-02-11
    listed $2,500 376-char remark
    Show marketing remark (376 chars)

    Fixer upper at a great price. Exterior has vinyl and roof looks decent. Investor offers held and presented on 16th day of listing. Seller not responsible for normal sellers closing costs. Seller is offering a closing cost credit incentive in the amount of 3.5% of the final purchase price for owner occupied buyers who purchase and close between January 28 and April 30, 2010.

  23. 2002-01-24
    soldstatus $187,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,546
− Mortgage interest
−$7,226
− Property taxes
−$1,935
− Insurance
−$645
− Repairs & maintenance
−$1,164
− Management
−$1,164
− Depreciation
−$3,753
Taxable loss
−$1,340
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$322
After-tax cash flow
$1,115/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Youngstown City
NCES district ID
3904516
Math proficiency
8% ▼ -15.00%
Reading proficiency
17% ▼ -10.00%
Median HH income
$25,257
Composite
9.29/100
National rank
#9858
State rank
#649 of 656 in OH

Livability — Youngstown

Score
81/100
State rank
#99
US rank
#1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Youngstown, OH
County
Mahoning County · 84,956 people
City population
28,503
Metro
Youngstown-Warren-Boardman, OH-PA
Population (ZIP)
18,909
Household income
$56,880
Rent vs Own
21.4% rent · 78.6% own
Severe rent burden
336.0

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 23% Hispanic / Latino 8% Two or more races 7% Native American 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 4%
Common ancestry
Romanian 5% Lithuanian 1% Slovak 1%
Foreign-born
1% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.81%
Current HPI
283.9088
Rent YoY
Metro
Youngstown-Warren-Boardman, OH-PA
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

-27.8% since first listed
7 events — show timeline
  • 2026-05-18 Price Changed $135,000 MLSNOW
  • 2026-05-18 Listed $128,500 MLSNOW
  • 2011-11-01 Listing Removed MLSNOW
  • 2011-08-02 Listed $8,500 MLSNOW
  • 2010-05-19 Sold (MLS) $2,250 MLSNOW
  • 2010-02-11 Listed $2,500 MLSNOW
  • 2002-01-24 Sold (Public Records) $187,000 Public Records

Property tax history

-12.3%/yr

Latest (2025): $25 · -10.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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