1931 44th St S · St. Petersburg, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.2/30.0
- ARV discount +13.7/15.0
- DSCR +4.7/10.0
- 1% rule +4.6/10.0
- Schools +4.3/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$235,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
HUGE FENCED LOT with alley access * * Great for storing your boat, trailer or camper. Cute 3 bedroom bungalow and the third bedroom could be converted into a family room. Neighborhood is going thru a building boom. GREAT FLORIDA LIVING. Just blocks from downtown GULFPORT. A quaint harbor town that offers stores, restaurants and parks. For you boaters, two full service Yacht Clubs available. For you baseball fans, just a couple of miles from the Tampa Bay Rays at Tropicana Field. Just 10 minutes from downtown St. Petersburg's Beach Drive and Central Avenue which is now the "trendy hot spot" on Florida's West Coast. Enjoy North Shore and Vinoy Park which overlooks Tampa Bay and is the meeting spot for community fun, games and music. Miles of walking trails, dog park, baseball field, tennis courts, volleyball fields and sand courts. There is also North Shore Aquatic Complex. Multiple Marina's available for the boating and yachting enthusiast. North and South Straub Parks which offers frequent concerts. Multi museums and to many restaurants and bars to count. Beach Drive and Central Avenue is night life at its best! You are also only 5 minute from HWY 275 that gives you access to down town Tampa or Sarasota.
Key facts
- 2nd bathroom
- A c
- Water heater
Tags
Property features AI
Finance
- Other: Residential property with approximately 874 sq ft of living area
Exterior
- Utilities: Public water; Public sewer; Cable connected; Electricity connected
- Home design: Single family residence; One story; East-facing
- Construction: Frame construction; Shingle roof; Crawlspace foundation; Built on a 0.15-acre lot (50 x 127)
- Exterior features: Sidewalk; Asphalt road access
Interior
- Kitchen: Range; Refrigerator
- Bedrooms: 3 bedrooms
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Thermostat
- Laundry & utility: No laundry hook-ups (none listed); Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $235k.
Deal economics
- At list price, monthly cash flow is $82 ($986/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (4.4% below list).
- Recommended offer: $207k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.7% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Fairmount Park Elementary School (math 21% / reading 15%, grade F, #2,115 of 2,144 statewide, top 99%, 500 students, 91% FRL); Azalea Middle School (math 26% / reading 27%, grade F, #503 of 571 statewide, top 88%, 678 students, 74% FRL); Boca Ciega High School (math 24% / reading 33%, grade F, #458 of 667 statewide, top 69%, 1,423 students, 64% FRL) — zoned schools average 76% FRL vs 48% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 24% at this address vs 51% district-wide (-27 pts) — the specific schools serving this property underperform the Pinellas average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-1.5%/yr); 267 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
- This rent runs 41% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 404 days — a 12% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 404 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 6.71%
- Cash-on-cash
- 1.50%
- DSCR
- 1.07
- GRM
- 8.7
CMA / ARV
- ARV (on-the-fly)
- $272,688
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2700 44th St S | 0.51mi | 2/2.0 (-1) | 912 (+4%) | 1mo | $850,000 | $932 | 63 |
| 4601 21st Ave S | 0.17mi | 2/1.0 (-1) | 780 (-11%) | 4mo | $237,000 | $304 | 62 |
| 1400 46th St S | 0.42mi | 2/1.0 (-1) | 912 (+4%) | 3mo | $74,005 | $81 | 62 |
| 1745 41st St S | 0.30mi | 2/2.0 (-1) | 961 (+10%) | 8mo | $300,000 | $312 | 58 |
| 4371 18th Ave S | 0.13mi | 2/1.0 (-1) | 752 (-14%) | 6mo | $282,000 | $375 | 57 |
| 2405 44th St S | 0.26mi | 2/1.0 (-1) | 1,000 (+14%) | 3mo | $195,000 | $195 | 53 |
| 5145 Preston Ave S | 0.68mi | 2/1.0 (-1) | 861 (-2%) | 9mo | $265,000 | $308 | 50 |
| 3810 18th Ave S | 0.47mi | 3/2.0 | 986 (+13%) | 9mo | $265,000 | $269 | 49 |
| 4047 11th Ave S | 0.68mi | 3/1.0 | 920 (+5%) | 9mo | $299,900 | $326 | 48 |
| 5009 12th Ave S | 0.75mi | 3/1.0 | 804 (-8%) | 5mo | $319,000 | $397 | 44 |
| 2655 Miriam St S | 0.51mi | 2/1.0 (-1) | 1,001 (+14%) | 1mo | $409,000 | $409 | 42 |
| 2323 35th St S | 0.73mi | 3/1.0 | 968 (+11%) | 6mo | $180,000 | $186 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -17.4%
- Equity multiple
- 0.40×
- Total profit
- $-39,353
- Equity at exit
- $35,039
- IRR
- -16.8%
- Equity multiple
- 0.20×
- Total profit
- $-52,658
- Equity at exit
- $20,319
Cash invested: $65,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33711
- Rents YoY
- -1.5%
- Active inventory
- 267
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $2,246 high interval (Pro) →
- Mortgage (P&I)
- −$1,232
- Tax from tax record
- −$362 /mo · $4,343/yr
- Insurance
- −$98
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$472
- Net cashflow
- $82
Break-even live
Sensitivity live
| Price | -10% $215 | -5% $149 | +0% $82 | +5% $16 | +10% $-51 |
|---|---|---|---|---|---|
| Rent | -10% $-95 | -5% $-7 | +0% $82 | +5% $171 | +10% $260 |
| Rate | -1.0pp $201 | -0.5pp $142 | base $82 | +0.5pp $21 | +1.0pp $-41 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $58,750
- Closing costs
- $7,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4618 20th Ave S Saint Petersburg, FL | 2.0 | 1.0 | 921 | $1,800 | $1.95 | 5d | 1 | 0.20mi |
| 4327 17th Ave S Saint Petersburg, FL | 2.0 | 1.0 | 880 | $2,500 | $2.84 | 26d | 1 | 0.22mi |
| 4631 Queensboro Ave S St Petersburg, FL | 3.0 | 2.0 | 1094 | $2,600 | $2.38 | 13d | 1 | 0.25mi |
| 4631 Queensboro Ave S Unit 4631 St. Petersburg, FL | 3.0 | 2.0 | 1094 | $2,600 | $2.38 | 9d | 1 | 0.25mi |
| 4601 22nd Ave S Saint Petersburg, FL | 1.0–2.0 | 1.0 | 872 | $1,349 | $1.55 | 4d | 3 | 0.27mi |
| 1628 43rd St S Saint Petersburg, FL | 3.0 | 2.0 | 1045 | $2,100 | $2.01 | 26d | 1 | 0.27mi |
| 1933 47th St S Saint Petersburg, FL | 2.0 | 1.0 | 816 | $1,595 | $1.95 | 6d | 1 | 0.30mi |
| 1327 43rd St S Saint Petersburg, FL | 3.0 | 1.5 | 959 | $2,250 | $2.35 | 6d | 1 | 0.40mi |
| 4665 Yarmouth Ave S Saint Petersburg, FL | 2.0 | 1.0 | 826 | $1,950 | $2.36 | 26d | 1 | 0.41mi |
| 2612 46th St S Gulfport, FL | 2.0 | 2.0 | 1063 | $2,500 | $2.35 | 0d | 1 | 0.49mi |
| 1642 39th St S Saint Petersburg, FL | 3.0 | 1.0 | 975 | $1,995 | $2.05 | 22d | 1 | 0.49mi |
| 4545 12th Ave S Saint Petersburg, FL | 2.0 | 1.0 | 660 | $2,000 | $3.03 | 6d | 1 | 0.54mi |
| 4421 11th Ave S Saint Petersburg, FL | 3.0 | 2.0 | 945 | $2,000 | $2.12 | 6d | 1 | 0.58mi |
| 1665 37th St S Saint Petersburg, FL | 3.0 | 1.0 | 867 | $1,850 | $2.13 | 13d | 1 | 0.61mi |
| 2510 38th St S Saint Petersburg, FL | 3.0 | 1.5 | 1104 | $2,340 | $2.12 | 6d | 1 | 0.62mi |
| 2510 38th St S Saint Petersburg, FL | 3.0 | 1.5 | 1104 | $2,340 | $2.12 | 26d | 1 | 0.62mi |
| 4537 10th Ave S Saint Petersburg, FL | 4.0 | 2.0 | 1046 | $2,690 | $2.57 | 6d | 1 | 0.65mi |
| 2800 47th St S Gulfport, FL | 2.0 | 1.0 | 890 | $2,300 | $2.58 | 6d | 1 | 0.66mi |
| 2814 Tifton St S Gulfport, FL | 2.0 | 1.0 | 1010 | $2,200 | $2.18 | 0d | 1 | 0.66mi |
| 4933 13th Ave S Gulfport, FL | 2.0 | 1.0 | 939 | $2,200 | $2.34 | 22d | 1 | 0.68mi |
| 4525 29th Ave S Gulfport, FL | 2.0 | 1.0 | 828 | $1,895 | $2.29 | 6d | 1 | 0.69mi |
| 4938 12th Ave S Gulfport, FL | 3.0 | 2.0 | 990 | $1,795 | $1.81 | 0d | 1 | 0.70mi |
| 4801 10th Ave S Unit 1 St. Petersburg, FL | 3.0 | 1.0 | 1100 | $2,200 | $2.00 | 26d | 1 | 0.72mi |
| 2402 52nd St S Gulfport, FL | 2.0 | 2.0 | 1028 | $3,000 | $2.92 | 6d | 1 | 0.72mi |
| 3774 Abington Ave S Unit A St. Petersburg, FL | 2.0 | 1.0 | 710 | $1,400 | $1.97 | 14d | 1 | 0.74mi |
| 3936 9th Ave S Saint Petersburg, FL | 2.0 | 1.0 | 696 | $1,895 | $2.72 | 9d | 1 | 0.77mi |
| 3936 9th Ave S Saint Petersburg, FL | 2.0 | 1.0 | 696 | $1,895 | $2.72 | 0d | 1 | 0.77mi |
| 3535 14th Ave S Saint Petersburg, FL | 3.0 | 1.0 | 768 | $1,650 | $2.15 | 6d | 1 | 0.77mi |
| 1701 53rd St S Gulfport, FL | 3.0 | 1.0 | 994 | $2,800 | $2.82 | 6d | 1 | 0.78mi |
| 2412 53rd St S Unit A Gulfport, FL | 3.0 | 1.0 | 821 | $2,250 | $2.74 | 26d | 1 | 0.80mi |
| 2865 51st St S Gulfport, FL | 2.0 | 1.0 | 944 | $1,900 | $2.01 | 13d | 1 | 0.87mi |
| 2865 51st St S Unit 5 Gulfport, FL | 2.0 | 1.0 | 944 | $1,900 | $2.01 | 16d | 1 | 0.88mi |
| 3017 49th St S Gulfport, FL | 2.0 | 1.0 | 632 | $1,650 | $2.61 | 4d | 1 | 0.88mi |
| 3017 49th St S Unit 12 Gulfport, FL | 2.0 | 1.0 | 750 | $1,600 | $2.13 | 4d | 1 | 0.88mi |
| 1922 55th St S Gulfport, FL | 2.0 | 1.0 | 864 | $2,500 | $2.89 | 6d | 1 | 0.90mi |
| 2506 54th St S Gulfport, FL | 2.0 | 1.0 | 938 | $1,800 | $1.92 | 26d | 1 | 0.90mi |
| 2506 54th St S Gulfport, FL | 2.0 | 1.0 | 876 | $1,800 | $2.05 | 9d | 1 | 0.90mi |
| 3627 29th Ave S Saint Petersburg, FL | 2.0 | 1.0 | 1040 | $2,000 | $1.92 | 9d | 1 | 0.90mi |
| 3246 20th Ave S Saint Petersburg, FL | 2.0 | 1.0 | 864 | $1,795 | $2.08 | 26d | 1 | 0.91mi |
| 4541 6th Ave S Saint Petersburg, FL | 3.0 | 1.0 | 945 | $1,100 | $1.16 | 16d | 1 | 0.96mi |
Listing history 30 events
-
2026-06-22days on market $235,000 Active 404 DOM
-
2026-06-18days on market $235,000 Active 401 DOM
-
2026-06-17days on market $235,000 Active 400 DOM
-
2026-06-16days on market $235,000 Active 399 DOM
-
2026-06-15days on market $235,000 Active 398 DOM
-
2026-06-13days on market $235,000 Active 396 DOM
-
2026-06-09days on market $235,000 Active 392 DOM
-
2026-06-08days on market $235,000 Active 391 DOM
-
2026-06-07days on market $235,000 Active 390 DOM
-
2026-06-04days on market $235,000 Active 387 DOM
-
2026-06-03days on market $235,000 Active 386 DOM
-
2026-06-01days on market $235,000 Active 384 DOM
-
2026-05-31days on market $235,000 Active 383 DOM
-
2025-08-07price $235,000
-
2025-05-13$240,000 Active
-
2023-10-27soldstatus $221,000 Closed 1237-char remark
Show marketing remark (1237 chars)
HUGE FENCED LOT with alley access * * Great for storing your boat, trailer or camper. Cute 3 bedroom bungalow and the third bedroom could be converted into a family room. Neighborhood is going thru a building boom. GREAT FLORIDA LIVING. Just blocks from downtown GULFPORT. A quaint harbor town that offers stores, restaurants and parks. For you boaters, two full service Yacht Clubs available. For you baseball fans, just a couple of miles from the Tampa Bay Rays at Tropicana Field. Just 10 minutes from downtown St. Petersburg's Beach Drive and Central Avenue which is now the "trendy hot spot" on Florida's West Coast. Enjoy North Shore and Vinoy Park which overlooks Tampa Bay and is the meeting spot for community fun, games and music. Miles of walking trails, dog park, baseball field, tennis courts, volleyball fields and sand courts. There is also North Shore Aquatic Complex. Multiple Marina's available for the boating and yachting enthusiast. North and South Straub Parks which offers frequent concerts. Multi museums and to many restaurants and bars to count. Beach Drive and Central Avenue is night life at its best! You are also only 5 minute from HWY 275 that gives you access to down town Tampa or Sarasota.
-
2023-09-27status Pending 1237-char remark
Show marketing remark (1237 chars)
HUGE FENCED LOT with alley access * * Great for storing your boat, trailer or camper. Cute 3 bedroom bungalow and the third bedroom could be converted into a family room. Neighborhood is going thru a building boom. GREAT FLORIDA LIVING. Just blocks from downtown GULFPORT. A quaint harbor town that offers stores, restaurants and parks. For you boaters, two full service Yacht Clubs available. For you baseball fans, just a couple of miles from the Tampa Bay Rays at Tropicana Field. Just 10 minutes from downtown St. Petersburg's Beach Drive and Central Avenue which is now the "trendy hot spot" on Florida's West Coast. Enjoy North Shore and Vinoy Park which overlooks Tampa Bay and is the meeting spot for community fun, games and music. Miles of walking trails, dog park, baseball field, tennis courts, volleyball fields and sand courts. There is also North Shore Aquatic Complex. Multiple Marina's available for the boating and yachting enthusiast. North and South Straub Parks which offers frequent concerts. Multi museums and to many restaurants and bars to count. Beach Drive and Central Avenue is night life at its best! You are also only 5 minute from HWY 275 that gives you access to down town Tampa or Sarasota.
-
2023-07-31$229,900 Active 1237-char remark
Show marketing remark (1237 chars)
HUGE FENCED LOT with alley access * * Great for storing your boat, trailer or camper. Cute 3 bedroom bungalow and the third bedroom could be converted into a family room. Neighborhood is going thru a building boom. GREAT FLORIDA LIVING. Just blocks from downtown GULFPORT. A quaint harbor town that offers stores, restaurants and parks. For you boaters, two full service Yacht Clubs available. For you baseball fans, just a couple of miles from the Tampa Bay Rays at Tropicana Field. Just 10 minutes from downtown St. Petersburg's Beach Drive and Central Avenue which is now the "trendy hot spot" on Florida's West Coast. Enjoy North Shore and Vinoy Park which overlooks Tampa Bay and is the meeting spot for community fun, games and music. Miles of walking trails, dog park, baseball field, tennis courts, volleyball fields and sand courts. There is also North Shore Aquatic Complex. Multiple Marina's available for the boating and yachting enthusiast. North and South Straub Parks which offers frequent concerts. Multi museums and to many restaurants and bars to count. Beach Drive and Central Avenue is night life at its best! You are also only 5 minute from HWY 275 that gives you access to down town Tampa or Sarasota.
-
2023-02-14status Pending
-
2023-02-14historical
-
2023-02-05price $199,750
-
2023-02-03price $209,500
-
2022-11-25price $224,950
-
2022-11-20$225,000 Active
-
2004-03-17soldstatus $55,300
-
2003-10-14soldstatus $200,000
-
1998-07-09soldstatus $134,000
-
1992-06-03soldstatus $25,000
-
1992-06-01soldstatus $7,300
-
1989-06-13soldstatus $28,800
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,343 · $362/mo
- Projected year-2 tax
- $4,343 · $362/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,952
- − Mortgage interest
- −$13,164
- − Property taxes
- −$4,343
- − Insurance
- −$1,175
- − Repairs & maintenance
- −$2,156
- − Management
- −$2,156
- − Depreciation
- −$6,836
- Taxable loss
- −$2,878
- Est. tax savings @ 24.0%
- +$691
- After-tax cash flow
- $1,677/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — St. Petersburg
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Petersburg, FL
- County
- Pinellas County · 939,478 people
- City population
- 249,151
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 20,013
- Household income
- $66,540
- Rent vs Own
- Severe rent burden
- 903.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 45% Black 45% Hispanic / Latino 6% Two or more races 6%
- Hispanic origin (detail)
- Puerto Rican 1%
- Common ancestry
- Romanian 2% Lithuanian 2% Italian 1%
- Foreign-born
- 7% · Canada, Dominican Republic
- Languages at home
- 91% English-only · Spanish 4% French/Haitian/Cajun 3% Other Indo-European 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -313.54%
- Current HPI
- 338.2712
- Rent YoY
- ▼ -1.47%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+716.0% since first listed17 events — show timeline
- 2025-08-07 Price Changed $235,000 Stellar MLS as Distributed by MLS Grid
- 2025-05-13 Listed $240,000 Stellar MLS as Distributed by MLS Grid
- 2023-10-27 Sold (MLS) $221,000 Stellar MLS as Distributed by MLS Grid
- 2023-09-27 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-07-31 Listed $229,900 Stellar MLS as Distributed by MLS Grid
- 2023-02-14 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-02-14 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2023-02-05 Price Changed $199,750 Stellar MLS as Distributed by MLS Grid
- 2023-02-03 Price Changed $209,500 Stellar MLS as Distributed by MLS Grid
- 2022-11-25 Price Changed $224,950 Stellar MLS as Distributed by MLS Grid
- 2022-11-20 Listed $225,000 Stellar MLS as Distributed by MLS Grid
- 2004-03-17 Sold (Public Records) $55,300 Public Records
- 2003-10-14 Sold (Public Records) $200,000 Public Records
- 1998-07-09 Sold (Public Records) $134,000 Public Records
- 1992-06-03 Sold (Public Records) $25,000 Public Records
- 1992-06-01 Sold (Public Records) $7,300 Public Records
- 1989-06-13 Sold (Public Records) $28,800 Public Records
Property tax history
+19.5%/yrLatest (2025): $4,343 · +14.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…