211 Williston Dr · Huntsville, AL 35806

$410,000

4 bd · 2.0 ba · 2,497 sqft · SingleFamily public records · 29 Days on market

Built 2000 0.43 ac lot Est $447k · 8% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.2/15.0
• Appreciation +10.0/10.0
• Cash flow +6.6/30.0
• Livability +4.1/5.0
• Schools +3.7/10.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• DSCR +0.9/10.0
• 1% rule +0.3/10.0

Listing remarks

Welcome home to this spacious 4-bedroom home in the desirable Monrovia area! Featuring TWO master suites, this home offers a flexible layout perfect for multi-generational living or added guest privacy. Enjoy the amazing oversized backyard with no rear neighbors, creating a peaceful setting for relaxing or entertaining. A detached garage, storage shed, and in-ground storm shelter add both convenience and functionality. Recent updates include new roof and gutters (2025), HVAC (2020), and fresh paint throughout. Located in an established community with a prime location close to Research Park and Redstone Arsenal. This home is an incredible opportunity for homeownership at an affordable price.

Key facts

• Two master suites
• Flexible layout
• Storage shed

Tags

• OVERSIZED BACKYARD
• DETACHED GARAGE
• STORAGE SHED
• IN-GROUND STORM SHELTER
• TWO MASTER SUITES
• FLEXIBLE LAYOUT

Property features AI

Finance

• HOA & community: No homeowners association; Subdivision: Monrovia Pointe

Exterior

• Parking: Two-car garage; Concrete driveway
• Utilities: Public water; Private sewer
• Home design: Single-family residence; Built in 2000; Brick construction; Slab foundation
• Construction: Brick exterior; Slab foundation; One story
• Exterior features: Covered patio; Covered porch; Patio

Interior

• Bedrooms: Bedrooms in single-story home
• Bathrooms: Two full bathrooms; One 3/4 bathroom
• Heating & cooling: Central heating; Central cooling
• Interior features: One-level living; Gas log fireplace

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $410k.

Deal economics

• At list price, monthly cash flow is $-673 ($-8k/yr) — negative.
• To cash-flow at today's rent, offer at most $291k (29.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (46.8% below list).
• Recommended offer: $218k (46.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 82/100 on livability (#3 in AL, #1,082 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
• Madison County (rural): math 27% / reading 56% proficiency, ranked #19 of 129 in AL (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Monrovia Elementary School (math 37% / reading 69%, grade C, #100 of 627 statewide, top 16%, 495 students, 29% FRL); Monrovia Middle School (math 29% / reading 66%, grade C-, #32 of 257 statewide, top 12%, 1,003 students, 31% FRL); Sparkman High School (math 28% / reading 37%, grade F, #58 of 305 statewide, top 19%, 1,738 students, 37% FRL) — zoned schools at 32% FRL track the district average.
• Market conditions: Rents rising (+2.6%/yr); 213 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).
• This rent runs 30% of the median local income ($87k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $44k of equity ($3k loan paydown + $41k appreciation (10.0% local appreciation)).
• Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$70k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($404k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $218,196 (46.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.53% ✗
• Cap rate: 4.32%
• Cash-on-cash: -7.03%
• DSCR: 0.69
• GRM: 15.7

CMA / ARV

• ARV (on-the-fly): $446,963
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
126 Navaho Trl	0.21mi	3/2.0 (-1)	2,459 (-2%)	4mo	$353,000	$144	79
907 Binding Br	0.43mi	3/2.0 (-1)	2,374 (-5%)	3mo	$425,000	$179	64
1006 Split Rock Cv	0.44mi	3/2.0 (-1)	2,596 (+4%)	10mo	$475,000	$183	60
113 Anastasia Dr	0.05mi	5/3.5 (+1)	2,860 (+14%)	9mo	$535,000	$187	55
167 Kingswood Dr	0.55mi	4/2.0	2,303 (-8%)	8mo	$364,000	$158	55
929 Binding Br NW	0.32mi	3/2.0 (-1)	2,215 (-11%)	10mo	$424,900	$192	53
1034 Split Rock Cv	0.40mi	3/2.0 (-1)	2,251 (-10%)	8mo	$426,900	$190	53
143 Preswick Pl	0.56mi	4/2.0	2,200 (-12%)	2mo	$325,000	$148	53
133 Raccoon Trce	0.58mi	4/2.5	2,284 (-8%)	10mo	$370,000	$162	49
108 Quail Hollow Rd NW	0.46mi	5/3.0 (+1)	2,800 (+12%)	8mo	$425,000	$152	43
107 Indian Valley Rd	0.60mi	3/2.0 (-1)	2,810 (+12%)	10mo	$347,000	$123	38
120 Preswick Pl	0.74mi	4/3.5	2,817 (+13%)	6mo	$520,000	$185	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.57% rent growth · sell at horizon

5-year hold

• IRR: 19.2%
• Equity multiple: 2.56×
• Total profit: $179,264
• Equity at exit: $369,360

10-year hold

• IRR: 17.6%
• Equity multiple: 5.87×
• Total profit: $559,262
• Equity at exit: $796,540

Cash invested: $114,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35806

• Home prices YoY: 20.0%
• Rents YoY: 2.6%
• Active inventory: 213
• Price-to-rent: 15.7×

Monthly cashflow live

• Estimated rent: $2,182 high
• Mortgage (P&I): −$2,150
• Tax from tax record: −$76 /mo · $909/yr
• Insurance: −$171
• HOA: −$0
• Vacancy / Maint / Mgmt: −$458
• Net cashflow: $-673

Break-even live

Break-even rent $3,034

Max offer price $291,129

Occupancy floor —

Sensitivity live

Price	-10% $-441	-5% $-557	+0% $-673	+5% $-789	+10% $-905
Rent	-10% $-845	-5% $-759	+0% $-673	+5% $-587	+10% $-501
Rate	-1.0pp $-466	-0.5pp $-569	base $-673	+0.5pp $-779	+1.0pp $-887

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $102,500
• Closing costs: $12,300
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
171 Kingswood Dr Huntsville, AL	4.0	2.5	2850	$2,500	$0.88	15d	1	0.54mi
8223 Stone Mill Dr NW Huntsville, AL	3.0	2.5	2046	$2,300	$1.12	45d	1	0.92mi
351 Lofton Rd NW Huntsville, AL	4.0	2.5	2186	$2,315	$1.06	15d	1	1.04mi
7601 Discovery Point Dr NW Huntsville, AL	3.0	2.5	1720	$1,720	$1.00	45d	1	1.09mi
102 Fred Atkinson Rd Huntsville, AL	4.0	3.0	3022	$2,700	$0.89	45d	1	1.12mi
7102 Sutter Ct Huntsville, AL	5.0	2.5	2675	$2,395	$0.90	24d	1	1.15mi
7203 Chatfield Way NW Huntsville, AL	4.0	2.5	2047	$1,799	$0.88	45d	1	1.26mi
7502 Discovery Point Dr NW Huntsville, AL	3.0	2.5	1626	$1,825	$1.12	45d	1	1.26mi

Listing history 14 events

1. 2026-06-18
   days on market $410,000 Active 29 DOM
2. 2026-06-17
   days on market $410,000 Active 28 DOM
3. 2026-06-16
   days on market $410,000 Active 27 DOM
4. 2026-06-15
   days on market $410,000 Active 26 DOM
5. 2026-06-14
   days on market $410,000 Active 24 DOM
6. 2026-06-10
   days on market $410,000 Active 21 DOM
7. 2026-06-09
   days on market $410,000 Active 20 DOM
8. 2026-06-08
   days on market $410,000 Active 19 DOM
9. 2026-06-07
   days on market $410,000 Active 18 DOM
10. 2026-06-02
    days on market $410,000 Active 13 DOM
11. 2026-06-01
    days on market $410,000 Active 12 DOM
12. 2026-05-31
    days on market $410,000 Active 11 DOM
13. 2026-05-30
    days on market $410,000 Active 10 DOM
14. 2026-05-20
    listed $410,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $909 · $76/mo
• Projected year-2 tax: $1,681 · $140/mo
• Expected delta: +$772/yr (+$64/mo · 84.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,184
• − Mortgage interest: −$22,966
• − Property taxes: −$909
• − Insurance: −$2,050
• − Repairs & maintenance: −$2,095
• − Management: −$2,095
• − Depreciation: −$11,927
• Taxable loss: −$15,858
• Est. tax savings @ 24.0%: +$3,806
• After-tax cash flow: $-4,269/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Madison County
• NCES district ID: 0102220
• Math proficiency: 27% ▼ -32.00%
• Reading proficiency: 56% ▼ -1.00%
• Median HH income: $66,058
• Composite: 37.15/100
• National rank: #4483
• State rank: #19 of 129 in AL

Livability — Huntsville

• Score: 82/100
• State rank: #3
• US rank: #1082

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Madison County · 380,832 people
• City population: 220,435
• Metro: Huntsville, AL
• Population (ZIP): 29,161
• Household income: $86,768
• Rent vs Own: 54.2% rent · 45.8% own
• Severe rent burden: 1249.0

Population outlook (Madison County) Hauer SSP2

• Today (2025): 392,086 people
• By 2030: 409,788 · +4.5%
• By 2040: 440,557 · +12.4%
• By 2050: 460,990 · +17.6%
• By 2075: 502,872 · +28.3%
• By 2100: 513,623 · +31.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 5% Two or more races 5% Asian 4%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Slovak 2% Italian 2% Serbian 2%
• Foreign-born: 7% · Canada, Vietnam, China
• Languages at home: 93% English-only · Spanish 2% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Madison

• 2024 margin: Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
• 2008→2024 swing: +6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
• All cycles: 2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 71.67%
• Current HPI: 430.5866
• Rent YoY: ▲ 2.57%
• Metro: Huntsville, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

1 event — show timeline

• 2026-05-20 Listed $410,000 VMLS

Property tax history

+4.3%/yr

Latest (2024): $909 · -0.4% YoY. Source: county tax records.