37 Brierdale Ln · Beverly, NJ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.3/30.0
- ARV discount +15.0/15.0
- DSCR +6.8/10.0
- 1% rule +6.2/10.0
- Livability +3.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
* * * HIGHEST & BEST DUE SATURDAY- MAY 2ND BY 7:00 * * * Endless Potential! Opportunity knocks with this 3-bedroom, 2 full bath home offering approximately 1,200 square feet of living space. This property is perfect for investors, rehabbers, or flippers - This is an opportunity to bring your vision to life. Just in time for the summer rush. The home is in need of repairs and updates but offers a solid layout and great upside potential. With the right renovations, this property could be transformed into a highly desirable residence or profitable resale. Conveniently located and priced to reflect its condition, this is your chance to add value and maximize returns. Bring your cont
Key facts
- Spacious island
- Charming gazebo
- Gourmet kitchen
Tags
Property features AI
Finance
- Other: Fee simple ownership
Exterior
- Parking: Other parking type
- Utilities: Public water; Public sewer; Natural gas for cooling fuel; Other heating fuel; Other hot water source; Internet service available (other)
- Home design: Frame construction
- Construction: Frame construction; Estimated year built
- Exterior features: Gazebo; Loafing shed; Not in a federal flood zone; Accessibility features noted
Interior
- Kitchen: Dishwasher; Stainless steel appliances; Built-in microwave
- Bedrooms: Three bedrooms on the main level
- Bathrooms: Two full bathrooms (both on the main level)
- Interior features: Kitchen island; Soaking tub; Built-in shelving; Ceiling fans
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $366 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $250k).
- Recommended offer: $246k (1.5% below list) — sets the bar for market timing.
- Cap rate 8.1% vs local median 5.0% in Beverly — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#130 in NJ, #3,487 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, commute A; Watch: schools C-, amenities F.
- Willingboro Public School District (suburban): math 5% / reading 30% proficiency, ranked #433 of 472 in NJ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 155 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,161 units permitted in Burlington County in 2024 (988 in 5+ unit buildings).
- This rent runs 34% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Burlington County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 29 days — a 2% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $200k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.12% ✓
- Cap rate
- 8.05%
- Cash-on-cash
- 6.28%
- DSCR
- 1.28
- GRM
- 7.4
CMA / ARV
- ARV (on-the-fly)
- $314,400
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6 Beechfern Ln | 0.10mi | 3/2.0 | 1,200 (0%) | 2mo | $350,000 | $292 | 94 |
| 39 Babbitt Ln | 0.13mi | 3/2.0 | 1,273 (+6%) | 5mo | $357,000 | $280 | 79 |
| 30 Beechfern Ln | 0.02mi | 4/2.0 (+1) | 1,372 (+14%) | 1mo | $360,000 | $262 | 69 |
| 11 Birdseye Ln | 0.21mi | 4/2.0 (+1) | 1,372 (+14%) | 1mo | $400,000 | $292 | 61 |
| 14 Buttercup Ln | 0.16mi | 4/2.0 (+1) | 1,372 (+14%) | 5mo | $315,000 | $230 | 59 |
| 26 Buttercup Ln | 0.15mi | 4/2.0 (+1) | 1,372 (+14%) | 6mo | $370,000 | $270 | 59 |
| 25 Blackwell Ln | 0.27mi | 4/2.0 (+1) | 1,372 (+14%) | 1mo | $340,000 | $248 | 58 |
| 11 Buxmont Ln | 0.26mi | 4/2.0 (+1) | 1,372 (+14%) | 3mo | $340,000 | $248 | 57 |
| 21 Berkshire Ln | 0.39mi | 3/2.0 | 1,372 (+14%) | 3mo | $388,000 | $283 | 55 |
| 60 Sheffield Dr | 0.40mi | 4/2.0 (+1) | 1,372 (+14%) | 1mo | $350,000 | $255 | 51 |
| 30 Babcock Ln | 0.44mi | 4/2.0 (+1) | 1,372 (+14%) | 5mo | $345,000 | $251 | 46 |
| 9 Bonnie Ln | 0.43mi | 4/2.0 (+1) | 1,372 (+14%) | 6mo | $200,000 | $146 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.6%
- Equity multiple
- 0.76×
- Total profit
- $-17,053
- Equity at exit
- $37,276
- IRR
- 3.1%
- Equity multiple
- 1.22×
- Total profit
- $15,691
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 08046
- Active inventory
- 155
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $2,812 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$440 /mo · $5,277/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$590
- Net cashflow
- $366
Break-even live
Sensitivity live
| Price | -10% $508 | -5% $437 | +0% $366 | +5% $296 | +10% $225 |
|---|---|---|---|---|---|
| Rent | -10% $144 | -5% $255 | +0% $366 | +5% $477 | +10% $589 |
| Rate | -1.0pp $492 | -0.5pp $430 | base $366 | +0.5pp $302 | +1.0pp $236 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 48 Sandstone Ln Willingboro, NJ | 4.0 | 2.0 | 1372 | $2,700 | $1.97 | 0d | 1 | 0.31mi |
| 6 Sherwood Ln Willingboro, NJ | 4.0 | 2.0 | 1372 | $3,200 | $2.33 | 0d | 1 | 0.43mi |
| 20 Sussex Dr Unit Sfh Willingboro, NJ | 4.0 | 2.0 | 1000 | $2,850 | $2.85 | 0d | 1 | 0.45mi |
| 17 Snowdon Ln Willingboro, NJ | 3.0 | 2.0 | 1200 | $2,700 | $2.25 | 0d | 1 | 0.57mi |
| 1000 Ivorie Ct Burlington, NJ | 1.0–2.0 | 1.0 | 1025 | $2,075 | $2.02 | 25d | 1 | 0.85mi |
| 28 Palmer Sq Beverly, NJ | 2.0 | 1.5 | 1096 | $2,450 | $2.24 | 0d | 1 | 0.85mi |
| 20 Mosshill Ln Unit 4BR Willingboro, NJ | 4.0 | 1.5 | 1000 | $2,900 | $2.90 | 25d | 1 | 0.85mi |
| 1020 Jardin Ct Burlington, NJ | 2.0 | 1.0 | 1024 | $1,800 | $1.76 | 6d | 1 | 0.88mi |
| 1020 Woodlane Rd Beverly, NJ | 2.0 | 1.0–1.5 | 1515 | $2,054 | $1.36 | 0d | 14 | 0.93mi |
| 4236 Route 130 Willingboro, NJ | 1.0–3.0 | 1.0–2.5 | 1278 | $2,710 | $2.12 | 0d | 1 | 0.99mi |
| 23 Raleigh Pl Willingboro, NJ | 3.0 | 2.0 | 1430 | $2,600 | $1.82 | 45d | 1 | 1.05mi |
| 61 Pennant Ln Willingboro, NJ | 3.0 | 2.0 | 1384 | $2,800 | $2.02 | 2d | 1 | 1.05mi |
| 51 Peacock Ln Willingboro, NJ | 4.0 | 2.0 | 1372 | $2,550 | $1.86 | 0d | 1 | 1.15mi |
| 200 Delanco Rd Beverly, NJ | 1.0–2.0 | 1.0–2.0 | 1054 | $2,235 | $2.12 | 0d | 7 | 1.18mi |
| 40 Rittenhouse Dr Willingboro, NJ | 3.0 | 1.5 | 1430 | $2,600 | $1.82 | 0d | 1 | 1.19mi |
| 128 Rockland Dr Willingboro, NJ | 3.0 | 1.5 | 1430 | $2,500 | $1.75 | 0d | 1 | 1.21mi |
| 16 Radnor Ct Willingboro, NJ | 2.0 | 1.5 | 1270 | $2,100 | $1.65 | 14d | 1 | 1.29mi |
| 1701 Salem Rd Burlington, NJ | 1.0–2.0 | 1.0 | 730 | $1,841 | $2.52 | 0d | 2 | 1.30mi |
| 120 Elm St Beverly, NJ | 1.0–2.0 | 1.0–1.5 | 967 | $1,995 | $2.06 | 0d | 5 | 1.31mi |
| 2 Radnor Ct Willingboro, NJ | 3.0 | 1.5 | 1462 | $2,750 | $1.88 | 0d | 1 | 1.32mi |
| 129 Green St Beverly, NJ | 3.0 | 1.0 | 1008 | $2,800 | $2.78 | 45d | 1 | 1.37mi |
| 48 Marboro Ln Willingboro, NJ | 4.0 | 2.0 | 1497 | $3,995 | $2.67 | 4d | 1 | 1.45mi |
Listing history 5 events
-
2026-05-22status Pending
-
2026-04-23$250,000 Active
-
2006-10-25soldstatus $200,000
-
2006-10-17historical
-
2006-04-17$207,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NJ · Partial reset (capped growth)
- Current annual tax
- $5,277 · $440/mo
- Projected year-2 tax
- $5,751 · $479/mo
- Expected delta
- +$474/yr (+$39/mo · 9.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,742
- − Mortgage interest
- −$14,004
- − Property taxes
- −$5,277
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$2,699
- − Management
- −$2,699
- − Depreciation
- −$7,273
- Taxable income
- $540
- Est. tax owed @ 24.0%
- −$130
- After-tax cash flow
- $4,267/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Willingboro Public School District
- NCES district ID
- 3418000
- Math proficiency
- 5% ▼ -11.00%
- Reading proficiency
- 30% ▼ -1.00%
- Median HH income
- $67,064
- Composite
- 17.37/100
- National rank
- #9074
- State rank
- #433 of 472 in NJ
Livability — Beverly
- Score
- 76/100
- State rank
- #130
- US rank
- #3487
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Burlington County · 323,710 people
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Population (ZIP)
- 31,981
- Household income
- $98,178
- Rent vs Own
- Severe rent burden
- 342.0
Population outlook (Burlington County) Hauer SSP2
- Today (2025)
- 453,425 people
- By 2030
- 452,359 · -0.2%
- By 2040
- 445,033 · -1.9%
- By 2050
- 431,760 · -4.8%
- By 2075
- 406,277 · -10.4%
- By 2100
- 364,732 · -19.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (66%)
- Race & ethnicity
- Black 66% Hispanic / Latino 15% Two or more races 14% White 10%
- Hispanic origin (detail)
- Puerto Rican 9% Dominican 2%
- Common ancestry
- Swiss 4% Romanian 2% Hispanic 1%
- Foreign-born
- 15% · Canada, Jamaica
- Languages at home
- 82% English-only · Spanish 10% French/Haitian/Cajun 2% Other Indo-European 1%
Political lean MEDSL · Burlington
- 2024 margin
- D (+16.6) · D 57.6% · R 41.0% · Other 1.3%
- 2008→2024 swing
- -2.0pp toward R · 2008: 18.6pp · 2024: 16.6pp
- All cycles
- 2024: D+16.6 2020: D+19.5 2016: D+14.8 2012: D+18.7 2008: D+18.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -273.52%
- Current HPI
- 348.3441
- Rent YoY
- —
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
|
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| Pharmaceuticals | 2 | $153B |
|
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| Technology | 2 | $21B |
|
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| Insurance | 2 | $20B |
|
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| Healthcare | 2 | $19B |
|
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| Financial Services | 1 | $70B |
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Price history
+20.8% since first listed5 events — show timeline
- 2026-05-22 Pending — BRIGHT MLS
- 2026-04-23 Listed $250,000 BRIGHT MLS
- 2006-10-25 Sold (Public Records) $200,000 Public Records
- 2006-10-17 Listing Removed — BRIGHT MLS
- 2006-04-17 Listed $207,000 BRIGHT MLS
Property tax history
+0.4%/yrLatest (2025): $5,277 · +2.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…