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37 Brierdale Ln
C Composite 59.89
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.8/10.0
  • 1% rule +6.2/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$250,000

37 Brierdale Ln · Beverly, NJ 08046
3 bd · 2.0 ba · 1,200 sqft · SingleFamily public records · 29 Days on market
Built 1959 Est $314k · 20% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

* * * HIGHEST & BEST DUE SATURDAY- MAY 2ND BY 7:00 * * * Endless Potential! Opportunity knocks with this 3-bedroom, 2 full bath home offering approximately 1,200 square feet of living space. This property is perfect for investors, rehabbers, or flippers - This is an opportunity to bring your vision to life. Just in time for the summer rush. The home is in need of repairs and updates but offers a solid layout and great upside potential. With the right renovations, this property could be transformed into a highly desirable residence or profitable resale. Conveniently located and priced to reflect its condition, this is your chance to add value and maximize returns. Bring your cont

Key facts

  • Spacious island
  • Charming gazebo
  • Gourmet kitchen

Tags

GOURMET KITCHENSPACIOUS ISLANDBUILT-INSCHARMING GAZEBOOUTDOOR SPACE

Property features AI

Finance

  • Other: Fee simple ownership

Exterior

  • Parking: Other parking type
  • Utilities: Public water; Public sewer; Natural gas for cooling fuel; Other heating fuel; Other hot water source; Internet service available (other)
  • Home design: Frame construction
  • Construction: Frame construction; Estimated year built
  • Exterior features: Gazebo; Loafing shed; Not in a federal flood zone; Accessibility features noted

Interior

  • Kitchen: Dishwasher; Stainless steel appliances; Built-in microwave
  • Bedrooms: Three bedrooms on the main level
  • Bathrooms: Two full bathrooms (both on the main level)
  • Interior features: Kitchen island; Soaking tub; Built-in shelving; Ceiling fans

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $366 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $250k).
  • Recommended offer: $246k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 5.0% in Beverly — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#130 in NJ, #3,487 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, commute A; Watch: schools C-, amenities F.
  • Willingboro Public School District (suburban): math 5% / reading 30% proficiency, ranked #433 of 472 in NJ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 155 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,161 units permitted in Burlington County in 2024 (988 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Burlington County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 29 days — a 2% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $200k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $246,250 (1.5% below list)

Questions for the listing agent

  1. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
8.05%
Cash-on-cash
6.28%
DSCR
1.28
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$314,400
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6 Beechfern Ln 0.10mi 3/2.0 1,200 (0%) 2mo $350,000 $292 94
39 Babbitt Ln 0.13mi 3/2.0 1,273 (+6%) 5mo $357,000 $280 79
30 Beechfern Ln 0.02mi 4/2.0 (+1) 1,372 (+14%) 1mo $360,000 $262 69
11 Birdseye Ln 0.21mi 4/2.0 (+1) 1,372 (+14%) 1mo $400,000 $292 61
14 Buttercup Ln 0.16mi 4/2.0 (+1) 1,372 (+14%) 5mo $315,000 $230 59
26 Buttercup Ln 0.15mi 4/2.0 (+1) 1,372 (+14%) 6mo $370,000 $270 59
25 Blackwell Ln 0.27mi 4/2.0 (+1) 1,372 (+14%) 1mo $340,000 $248 58
11 Buxmont Ln 0.26mi 4/2.0 (+1) 1,372 (+14%) 3mo $340,000 $248 57
21 Berkshire Ln 0.39mi 3/2.0 1,372 (+14%) 3mo $388,000 $283 55
60 Sheffield Dr 0.40mi 4/2.0 (+1) 1,372 (+14%) 1mo $350,000 $255 51
30 Babcock Ln 0.44mi 4/2.0 (+1) 1,372 (+14%) 5mo $345,000 $251 46
9 Bonnie Ln 0.43mi 4/2.0 (+1) 1,372 (+14%) 6mo $200,000 $146 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.6%
Equity multiple
0.76×
Total profit
$-17,053
Equity at exit
$37,276
10-year hold
IRR
3.1%
Equity multiple
1.22×
Total profit
$15,691
Equity at exit
$21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
21 Tenant-Leaning
State New Jersey
21 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

ZIP-level market 08046

Active inventory
155
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$2,812 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$440 /mo · $5,277/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$590
Net cashflow
$366

Break-even live

Break-even rent $2,348
Max offer price $250,000
Occupancy floor 82%

Sensitivity live

Price -10% $508 -5% $437 +0% $366 +5% $296 +10% $225
Rent -10% $144 -5% $255 +0% $366 +5% $477 +10% $589
Rate -1.0pp $492 -0.5pp $430 base $366 +0.5pp $302 +1.0pp $236

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
48 Sandstone Ln Willingboro, NJ 4.0 2.0 1372 $2,700 $1.97 0d 1 0.31mi
6 Sherwood Ln Willingboro, NJ 4.0 2.0 1372 $3,200 $2.33 0d 1 0.43mi
20 Sussex Dr Unit Sfh Willingboro, NJ 4.0 2.0 1000 $2,850 $2.85 0d 1 0.45mi
17 Snowdon Ln Willingboro, NJ 3.0 2.0 1200 $2,700 $2.25 0d 1 0.57mi
1000 Ivorie Ct Burlington, NJ 1.0–2.0 1.0 1025 $2,075 $2.02 25d 1 0.85mi
28 Palmer Sq Beverly, NJ 2.0 1.5 1096 $2,450 $2.24 0d 1 0.85mi
20 Mosshill Ln Unit 4BR Willingboro, NJ 4.0 1.5 1000 $2,900 $2.90 25d 1 0.85mi
1020 Jardin Ct Burlington, NJ 2.0 1.0 1024 $1,800 $1.76 6d 1 0.88mi
1020 Woodlane Rd Beverly, NJ 2.0 1.0–1.5 1515 $2,054 $1.36 0d 14 0.93mi
4236 Route 130 Willingboro, NJ 1.0–3.0 1.0–2.5 1278 $2,710 $2.12 0d 1 0.99mi
23 Raleigh Pl Willingboro, NJ 3.0 2.0 1430 $2,600 $1.82 45d 1 1.05mi
61 Pennant Ln Willingboro, NJ 3.0 2.0 1384 $2,800 $2.02 2d 1 1.05mi
51 Peacock Ln Willingboro, NJ 4.0 2.0 1372 $2,550 $1.86 0d 1 1.15mi
200 Delanco Rd Beverly, NJ 1.0–2.0 1.0–2.0 1054 $2,235 $2.12 0d 7 1.18mi
40 Rittenhouse Dr Willingboro, NJ 3.0 1.5 1430 $2,600 $1.82 0d 1 1.19mi
128 Rockland Dr Willingboro, NJ 3.0 1.5 1430 $2,500 $1.75 0d 1 1.21mi
16 Radnor Ct Willingboro, NJ 2.0 1.5 1270 $2,100 $1.65 14d 1 1.29mi
1701 Salem Rd Burlington, NJ 1.0–2.0 1.0 730 $1,841 $2.52 0d 2 1.30mi
120 Elm St Beverly, NJ 1.0–2.0 1.0–1.5 967 $1,995 $2.06 0d 5 1.31mi
2 Radnor Ct Willingboro, NJ 3.0 1.5 1462 $2,750 $1.88 0d 1 1.32mi
129 Green St Beverly, NJ 3.0 1.0 1008 $2,800 $2.78 45d 1 1.37mi
48 Marboro Ln Willingboro, NJ 4.0 2.0 1497 $3,995 $2.67 4d 1 1.45mi

Listing history 5 events

  1. 2026-05-22
    status Pending
  2. 2026-04-23
    listed $250,000 Active
  3. 2006-10-25
    soldstatus $200,000
  4. 2006-10-17
    historical
  5. 2006-04-17
    listed $207,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

Current annual tax
$5,277 · $440/mo
Projected year-2 tax
$5,751 · $479/mo
Expected delta
+$474/yr (+$39/mo · 9.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,742
− Mortgage interest
−$14,004
− Property taxes
−$5,277
− Insurance
−$1,250
− Repairs & maintenance
−$2,699
− Management
−$2,699
− Depreciation
−$7,273
Taxable income
$540
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$130
After-tax cash flow
$4,267/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Willingboro Public School District
NCES district ID
3418000
Math proficiency
5% ▼ -11.00%
Reading proficiency
30% ▼ -1.00%
Median HH income
$67,064
Composite
17.37/100
National rank
#9074
State rank
#433 of 472 in NJ

Livability — Beverly

Score
76/100
State rank
#130
US rank
#3487

Category grades

Amenities F Commute A Cost of living A Crime B Employment A+ Housing A+ Health & safety B+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Burlington County · 323,710 people
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
31,981
Household income
$98,178
Rent vs Own
15.8% rent · 84.2% own
Severe rent burden
342.0

Population outlook (Burlington County) Hauer SSP2

Today (2025)
453,425 people
By 2030
452,359 · -0.2%
By 2040
445,033 · -1.9%
By 2050
431,760 · -4.8%
By 2075
406,277 · -10.4%
By 2100
364,732 · -19.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (66%)
Race & ethnicity
Black 66% Hispanic / Latino 15% Two or more races 14% White 10%
Hispanic origin (detail)
Puerto Rican 9% Dominican 2%
Common ancestry
Swiss 4% Romanian 2% Hispanic 1%
Foreign-born
15% · Canada, Jamaica
Languages at home
82% English-only · Spanish 10% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Burlington

2024 margin
D (+16.6) · D 57.6% · R 41.0% · Other 1.3%
2008→2024 swing
-2.0pp toward R · 2008: 18.6pp · 2024: 16.6pp
All cycles
2024: D+16.6 2020: D+19.5 2016: D+14.8 2012: D+18.7 2008: D+18.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -273.52%
Current HPI
348.3441
Rent YoY
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 2.05%
F500 in state
34

Industry mix (Fortune 500 HQ in NJ)

Industry F500 HQs Revenue

Price history

+20.8% since first listed
5 events — show timeline
  • 2026-05-22 Pending BRIGHT MLS
  • 2026-04-23 Listed $250,000 BRIGHT MLS
  • 2006-10-25 Sold (Public Records) $200,000 Public Records
  • 2006-10-17 Listing Removed BRIGHT MLS
  • 2006-04-17 Listed $207,000 BRIGHT MLS

Property tax history

+0.4%/yr

Latest (2025): $5,277 · +2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…