🏗️ New Construction
Fenton Plan · Sienna, TX
Flood risk 4/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.3/30.0
- ARV discount +7.5/15.0
- DSCR +6.8/10.0
- 1% rule +5.6/10.0
- Schools +4.5/10.0
- Appreciation +4.2/10.0
- Condition / age +4.0/5.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
$519,995
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
The kitchen is truly the heart of the Fenton home design. The well-designed kitchen overlooks a sizable casual dining area perfect for entertaining, and features a large center island with breakfast bar, ample counter and cabinet space, and a roomy walk-in pantry. Beyond the kitchen lies the impressive great room with cathedral ceiling and views to the spacious covered patio. Adjacent to the great room is a spacious flex room with additional storage. The primary bedroom suite is enhanced by a lovely tray ceiling, king-size walk-in closet, and deluxe primary bath with dual vanities, large soaking tub, luxe shower with seat, and private water closet. Secondary bedrooms, one with private bath
Key facts
- Large center island
- Roomy walk-in pantry
- 3 garage spots
Tags
Property features AI
Finance
- Other: Address: 1931 Crown Wood Dr, Missouri City TX 77459; Status: Active
- Financial info: List price $519,995
Exterior
- Parking: 3 garage / parking spaces
- Home design: Plan: Fenton; New construction plan
Interior
- Bedrooms: 4 bedrooms
- Bathrooms: 3 full bathrooms
- Interior features: Living area approximately 3137
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $520k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $736 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $520k).
- Recommended offer: $504k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.1% vs local median 3.3% in Sienna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-0.1%/yr); 1215 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
- At $5,318/mo this rent would consume 49% of the median local household income ($129k/yr) (locally 1004% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.7%/yr); year-one equity from $3k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 42 days — a 3% lower offer ($504k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 8.06%
- Cash-on-cash
- 6.30%
- DSCR
- 1.28
- GRM
- 7.9
CMA / ARV
- ARV (median comp)
- $501,339
- List price
- $519,995
- Delta
- 3.72%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10143 Deerpark Dr | 0.14mi | 4/3.5 | 2,874 (-8%) | 2mo | $475,000 | $165 | 76 |
| 1902 Camille Park Dr | 0.45mi | 4/3.0 | 3,064 (-2%) | 3mo | $587,000 | $192 | 72 |
| 10039 Cypress Path | 0.31mi | 4/3.5 | 3,348 (+7%) | 0mo | $585,000 | $175 | 72 |
| 9010 Bayou Spring Ct | 0.68mi | 4/3.0 | 3,180 (+1%) | 0mo | $605,000 | $190 | 66 |
| 10115 Cypress Path | 0.34mi | 4/3.5 | 3,457 (+10%) | 2mo | $520,900 | $151 | 63 |
| 1518 Sunrise View Ln | 0.52mi | 5/3.5 (+1) | 3,234 (+3%) | 1mo | $590,000 | $182 | 63 |
| 1435 Columbia Grove Dr | 0.65mi | 4/3.5 | 3,076 (-2%) | 3mo | $660,000 | $215 | 62 |
| 10018 Foggy Riv | 0.48mi | 3/3.5 (-1) | 2,944 (-6%) | 0mo | $449,999 | $153 | 60 |
| 2018 Edgemont Pl | 0.59mi | 5/3.5 (+1) | 3,227 (+3%) | 2mo | $499,500 | $155 | 59 |
| 1939 Creekwood Cv | 0.54mi | 4/4.0 | 3,344 (+7%) | 2mo | $594,990 | $178 | 58 |
| 10022 Orchard Fld | 0.39mi | 4/3.5 | 3,563 (+14%) | 1mo | $597,900 | $168 | 56 |
| 9019 Serenity Frst | 0.67mi | 4/4.5 | 3,474 (+11%) | 3mo | $824,900 | $237 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.67% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -3.7%
- Equity multiple
- 0.85×
- Total profit
- $-21,267
- Equity at exit
- $105,145
- IRR
- 0.7%
- Equity multiple
- 1.06×
- Total profit
- $7,900
- Equity at exit
- $97,390
Cash invested: $140,375 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77459
- Home prices YoY
- -0.8%
- Rents YoY
- -0.1%
- Active inventory
- 1215
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $5,318 medium interval (Pro) →
- Mortgage (P&I)
- −$2,629
- Tax est. 1.5%
- −$627 /mo · $7,520/yr
- Insurance
- −$209
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,117
- Net cashflow
- $736
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $125,335
- Closing costs
- $15,040
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9006 Meadow Bridge Dr Missouri City, TX | 4.0 | 3.5 | 3958 | $6,580 | $1.66 | 3d | 1 | 0.66mi |
| 8719 Fox Trail Dr Missouri City, TX | 4.0 | 3.5 | 2143 | $6,000 | $2.80 | 22d | 1 | 0.92mi |
| 2142 Ironwood Pass Dr Missouri City, TX | 4.0 | 3.0 | 2140 | $6,000 | $2.80 | 1d | 1 | 0.95mi |
| 2718 Van Gogh Ln Missouri City, TX | 4.0 | 2.5 | 3036 | $3,595 | $1.18 | 10d | 1 | 1.44mi |
Listing history 13 events
-
2026-06-18days on market $519,995 Active 42 DOM
-
2026-06-17days on market $519,995 Active 41 DOM
-
2026-06-16days on market $519,995 Active 40 DOM
-
2026-06-15days on market $519,995 Active 39 DOM
-
2026-06-13days on market $519,995 Active 37 DOM
-
2026-06-09days on market $519,995 Active 33 DOM
-
2026-06-07days on market $519,995 Active 31 DOM
-
2026-06-04days on market $519,995 Active 28 DOM
-
2026-06-03days on market $519,995 Active 27 DOM
-
2026-06-02days on market $519,995 Active 26 DOM
-
2026-06-01days on market $519,995 Active 25 DOM
-
2026-05-31days on market $519,995 Active 24 DOM
-
2026-05-07$519,995 Active 899-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X · 24% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $63,814
- − Mortgage interest
- −$28,083
- − Property taxes
- −$7,520
- − Insurance
- −$2,507
- − Repairs & maintenance
- −$5,105
- − Management
- −$5,105
- − Depreciation
- −$14,584
- Taxable income
- $910
- Est. tax owed @ 24.0%
- −$218
- After-tax cash flow
- $8,619/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
The Fenton home is in good condition with no major repairs needed. It has a good curb appeal and is move-in ready. The kitchen and bathrooms could benefit from updates to increase its resale value.
Value-add opportunities
- Both Painting the exterior and interior — Fresh paint can enhance the curb appeal and interior aesthetics, making the home more attractive to potential buyers and renters.
- Both Landscaping improvements — Enhancing the landscaping can improve the home's curb appeal and increase its value.
- Resale Kitchen and bathroom updates — Updating the kitchen and bathrooms can significantly increase the home's resale value by making it more modern and functional.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior — Fresh paint can enhance the curb appeal and interior aesthetics, making the home more attractive to potential buyers and renters. ↑
- Both Landscaping improvements — Enhancing the landscaping can improve the home's curb appeal and increase its value. ↑
- Resale Kitchen and bathroom updates — Updating the kitchen and bathrooms can significantly increase the home's resale value by making it more modern and functional. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Sienna
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Sienna, TX
- County
- Fort Bend County · 836,777 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 84,221
- Household income
- $129,151
- Rent vs Own
- Severe rent burden
- 1004.0
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 2% Slovak 1% Italian 1%
- Foreign-born
- 21% · Canada, China, Vietnam
- Languages at home
- 73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.67%
- Current HPI
- 212.3573
- Rent YoY
- ▼ -0.15%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…