🏷️ Likely Rental
7101 Bellefontaine Ave · Kansas City, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- Livability +3.9/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
$79,950
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This property would be a notable addition to a portfolio or a great home for a family. Previous monthly rent was $850. Freshly painted interior and exterior. Cleaned up inside and out. Great curb appeal!
Key facts
- Side entry garage
- Desirable location
- Full basement
Tags
Property features AI
Finance
- Other: Not in a flood plain
- HOA & community: No association fees
Exterior
- Parking: Attached garage facing side; 1-car garage
- Utilities: Public water; Public sewer; Cable available
- Home design: Single-family residential (bungalow/ranch floor plan); Property listed as fixer condition; Approximately 1,300 total living area (850 above grade, 450 below grade)
- Construction: Wood siding; Composition roof; Full concrete basement
- Exterior features: Metal fencing; Corner city lot within city limits; Paved road with public maintenance
Interior
- Kitchen: Kitchen on the first floor
- Bedrooms: Two bedrooms (one main-floor primary; one on the first floor)
- Flooring: Carpet; Luxury vinyl
- Bathrooms: Two full bathrooms; First-floor bathroom with shower over tub and vinyl; Basement bathroom with shower only
- Heating & cooling: Forced air heating; Electric cooling
- Interior features: Carpet and luxury vinyl flooring; Formal dining area; Main-floor bedrooms, including main-floor primary
- Laundry & utility: Laundry located on the lower level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $467 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Cap rate 13.3% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
- Kansas City 33 (urban): math 12% / reading 24% proficiency, ranked #308 of 324 in MO (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.0%/yr); 94 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
- This rent runs 32% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $9k of equity ($552 loan paydown + $8k appreciation (10.0% local appreciation)).
- Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- 10 sale attempts since 21y ago; this cycle's ask has dropped $20k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.53% ✓
- Cap rate
- 13.30%
- Cash-on-cash
- 25.01%
- DSCR
- 2.11
- GRM
- 5.4
CMA / ARV
- ARV (on-the-fly)
- $101,150
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7103 Agnes Ave | 0.06mi | 2/1.0 | 854 (+0%) | 0mo | $65,000 | $76 | 92 |
| 7040 Agnes Ave | 0.10mi | 3/1.0 (+1) | 840 (-1%) | 1mo | $99,900 | $119 | 83 |
| 6815 S Benton Ave | 0.37mi | 2/1.0 | 832 (-2%) | 4mo | $99,000 | $119 | 71 |
| 2407 E 69th Ter | 0.46mi | 2/1.0 | 875 (+3%) | 2mo | $105,000 | $120 | 68 |
| 7426 Indiana Ave | 0.46mi | 3/1.0 (+1) | 874 (+3%) | 2mo | $120,000 | $137 | 63 |
| 2304 E 75th St | 0.68mi | 2/1.0 | 832 (-2%) | 4mo | $69,900 | $84 | 57 |
| 3822 E 68th Ter | 0.60mi | 2/1.0 | 799 (-6%) | 2mo | $110,000 | $138 | 56 |
| 2230 E 67th Ter | 0.69mi | 2/1.0 | 897 (+6%) | 1mo | $99,900 | $111 | 54 |
| 7233 Park Ave | 0.53mi | 3/1.0 (+1) | 910 (+7%) | 4mo | $170,000 | $187 | 51 |
| 6656 Bales Ave | 0.59mi | 2/1.0 | 780 (-8%) | 5mo | $79,000 | $101 | 51 |
| 3608 E 72nd St | 0.35mi | 3/1.0 (+1) | 959 (+13%) | 3mo | $74,900 | $78 | 51 |
| 4015 E 68th Ter | 0.66mi | 3/1.0 (+1) | 916 (+8%) | 5mo | $139,900 | $153 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 2.98% rent growth · sell at horizon
- IRR
- 43.1%
- Equity multiple
- 4.27×
- Total profit
- $73,218
- Equity at exit
- $72,025
- IRR
- 37.2%
- Equity multiple
- 9.58×
- Total profit
- $192,171
- Equity at exit
- $155,325
Cash invested: $22,386 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64132
- Home prices YoY
- 23.6%
- Rents YoY
- 3.0%
- Active inventory
- 94
- Price-to-rent
- 5.4×
Monthly cashflow live
- Estimated rent
- $1,223 high interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax from tax record
- −$47 /mo · $569/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$257
- Net cashflow
- $467
Break-even live
Sensitivity live
| Price | -10% $512 | -5% $489 | +0% $467 | +5% $444 | +10% $421 |
|---|---|---|---|---|---|
| Rent | -10% $370 | -5% $418 | +0% $467 | +5% $515 | +10% $563 |
| Rate | -1.0pp $507 | -0.5pp $487 | base $467 | +0.5pp $446 | +1.0pp $425 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,988
- Closing costs
- $2,398
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 33 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7036 Bellefontaine Ave Unit A Kansas City, MO | 2.0 | 1.0 | 810 | $1,200 | $1.48 | 3d | 1 | 0.02mi |
| 7133 Agnes Ave Kansas City, MO | 3.0 | 2.0 | 1100 | $1,645 | $1.50 | 24d | 1 | 0.11mi |
| 7022 S Benton Ave Kansas City, MO | 3.0 | 1.5 | 1100 | $1,095 | $1.00 | 15d | 1 | 0.15mi |
| 7115 Bales Ave Kansas City, MO | 3.0 | 1.0 | 865 | $1,350 | $1.56 | 17d | 1 | 0.27mi |
| 7127 Bales Ave Kansas City, MO | 3.0 | 1.0 | 900 | $1,350 | $1.50 | 24d | 1 | 0.27mi |
| 7317 Agnes Ave Kansas City, MO | 2.0 | 1.0 | 767 | $895 | $1.17 | 24d | 1 | 0.33mi |
| 6921 Prospect Ave Unit C Kansas City, MO | 1.0 | 1.0 | 538 | $850 | $1.58 | 5d | 1 | 0.35mi |
| 2422 E 70th Ter Kansas City, MO | 2.0 | 1.0 | 748 | $1,356 | $1.81 | 13d | 1 | 0.36mi |
| 7412 Bellefontaine Ave Unit A Kansas City, MO | 2.0 | 1.0 | 780 | $1,200 | $1.54 | 3d | 1 | 0.43mi |
| 6703 Walrond Ave Kansas City, MO | 2.0 | 1.0 | 912 | $1,200 | $1.32 | 3d | 1 | 0.47mi |
| 7426 Indiana Ave Kansas City, MO | 3.0 | 1.0 | 1100 | $1,400 | $1.27 | 44d | 1 | 0.49mi |
| 7411 Montgall Ave Kansas City, MO | 3.0 | 1.0 | 840 | $1,200 | $1.43 | 44d | 1 | 0.49mi |
| 3106 E 75th St Kansas City, MO | 3.0 | 1.5 | 985 | $1,225 | $1.24 | 22d | 1 | 0.50mi |
| 6817 Cleveland Ave Kansas City, MO | 2.0 | 1.0 | 779 | $1,100 | $1.41 | 44d | 1 | 0.55mi |
| 2421 E 67th Ter Kansas City, MO | 2.0 | 1.0 | 816 | $1,125 | $1.38 | 17d | 1 | 0.56mi |
| 2430 E 67th Ter Kansas City, MO | 3.0 | 2.0 | 960 | $1,195 | $1.24 | 44d | 1 | 0.58mi |
| 2120 E 68th Ter Kansas City, MO | 2.0 | 1.0 | 930 | $1,200 | $1.29 | 24d | 1 | 0.65mi |
| 3601 E Meyer Blvd Kansas City, MO | 1.0 | 1.0 | 560 | $900 | $1.61 | 44d | 1 | 0.66mi |
| 6901 Jackson Ave Unit 6903 Kansas City, MO | 3.0 | 1.0 | 1000 | $1,200 | $1.20 | 22d | 1 | 0.73mi |
| 7560 Prospect Ave Unit F Kansas City, MO | 1.0 | 1.0 | 900 | $925 | $1.03 | 44d | 1 | 0.77mi |
| 6941 Spruce Ave Kansas City, MO | 2.0 | 1.0 | 815 | $950 | $1.17 | 44d | 1 | 0.77mi |
| 7560 Prospect Ave Unit G Kansas City, MO | 1.0 | 1.0 | 900 | $925 | $1.03 | 5d | 1 | 0.78mi |
| 7427 Arleta Blvd Kansas City, MO | 2.0 | 1.0 | 805 | $1,150 | $1.43 | 44d | 1 | 0.81mi |
| 1831 E 68th St Kansas City, MO | 3.0 | 1.0 | 1043 | $1,250 | $1.20 | 17d | 1 | 0.81mi |
| 1805 E 67th St Kansas City, MO | 2.0 | 1.0 | 1064 | $1,200 | $1.13 | 17d | 1 | 0.93mi |
| 1435 E 66th Ter Kansas City, MO | 3.0 | 1.0 | 988 | $1,340 | $1.36 | 13d | 1 | 1.12mi |
| 1861 E 78th St Kansas City, MO | 3.0 | 1.0 | 864 | $1,095 | $1.27 | 17d | 1 | 1.15mi |
| 1830 E 78th St Kansas City, MO | 3.0 | 1.0 | 1000 | $1,350 | $1.35 | 13d | 1 | 1.17mi |
| 6653 Lydia Ave Kansas City, MO | 3.0 | 1.0 | 962 | $1,500 | $1.56 | 17d | 1 | 1.18mi |
| 3604 E 61st St Unit 3604 Kansas City, MO | 3.0 | 1.0 | 875 | $1,300 | $1.49 | 44d | 1 | 1.27mi |
| 6029 Indiana Ave Kansas City, MO | 2.0 | 1.0 | 832 | $1,150 | $1.38 | 44d | 1 | 1.28mi |
| 6404 The Paseo Kansas City, MO | 1.0–2.0 | 1.0–2.0 | 942 | $1,600 | $1.70 | 3d | 6 | 1.30mi |
| 1702 Bushman Dr Kansas City, MO | 1.0–2.0 | 1.0–2.0 | 895 | $1,065 | $1.19 | 44d | 1 | 1.48mi |
Listing history 5 events
-
2026-06-21days on market $79,950 Coming Soon 6 DOM
-
2026-06-18days on market $79,950 Coming Soon 3 DOM
-
2026-06-17days on market $79,950 Coming Soon 2 DOM
-
2026-06-16remarks 687-char remark
-
2026-06-16$79,950 Coming Soon 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $569 · $47/mo
- Projected year-2 tax
- $776 · $65/mo
- Expected delta
- +$206/yr (+$17/mo · 36.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,682
- − Mortgage interest
- −$4,478
- − Property taxes
- −$569
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,175
- − Management
- −$1,175
- − Depreciation
- −$2,326
- Taxable income
- $4,559
- Est. tax owed @ 24.0%
- −$1,094
- After-tax cash flow
- $4,504/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Kansas City 33
- NCES district ID
- 2916400
- Math proficiency
- 12% ▼ -8.00%
- Reading proficiency
- 24% ▬ 0.00%
- Median HH income
- $35,227
- Composite
- 14.8/100
- National rank
- #9387
- State rank
- #308 of 324 in MO
Livability — Kansas City
- Score
- 78/100
- State rank
- #28
- US rank
- #2671
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kansas City, MO
- County
- Jackson County · 687,798 people
- City population
- 439,467
- Metro
- Kansas City, MO-KS
- Population (ZIP)
- 12,084
- Household income
- $45,622
- Rent vs Own
- Severe rent burden
- 679.0
Population outlook (Jackson County) Hauer SSP2
- Today (2025)
- 719,589 people
- By 2030
- 731,456 · +1.6%
- By 2040
- 746,689 · +3.8%
- By 2050
- 749,289 · +4.1%
- By 2075
- 736,227 · +2.3%
- By 2100
- 668,210 · -7.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (66%)
- Race & ethnicity
- Black 66% White 16% Hispanic / Latino 11% Two or more races 10%
- Hispanic origin (detail)
- Mexican 9%
- Common ancestry
- Italian 2% Scotch-Irish 1% Romanian 1%
- Foreign-born
- 6% · Canada, Jamaica
- Languages at home
- 92% English-only · Spanish 7%
Political lean MEDSL · Jackson
- 2024 margin
- D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
- 2008→2024 swing
- -6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
- All cycles
- 2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 79.13%
- Current HPI
- 414.4305
- Rent YoY
- ▲ 2.98%
- Metro
- Kansas City, MO-KS
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
|
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Price history
+46.7% since first listed30 events — show timeline
- 2026-06-15 Coming Soon $79,950 Heartland MLS as Distributed by MLS Grid
- 2025-08-05 Listing Removed — Heartland MLS as Distributed by MLS Grid
- 2025-07-07 Price Changed $89,950 Heartland MLS as Distributed by MLS Grid
- 2025-06-24 Listed $99,950 Heartland MLS as Distributed by MLS Grid
- 2025-05-15 Sold (Public Records) — Public Records
- 2025-05-12 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2025-05-05 Contingent — Heartland MLS as Distributed by MLS Grid
- 2025-04-23 Relisted — Heartland MLS as Distributed by MLS Grid
- 2025-04-14 Contingent — Heartland MLS as Distributed by MLS Grid
- 2024-11-21 Listed $94,500 Heartland MLS as Distributed by MLS Grid
- 2024-11-05 Listing Removed — Heartland MLS as Distributed by MLS Grid
- 2024-09-05 Price Changed $89,900 Heartland MLS as Distributed by MLS Grid
- 2024-08-14 Price Changed $94,950 Heartland MLS as Distributed by MLS Grid
- 2024-03-14 Listed $99,950 Heartland MLS as Distributed by MLS Grid
- 2024-01-15 Listing Removed — Heartland MLS as Distributed by MLS Grid
- 2023-11-11 Listed $119,000 Heartland MLS as Distributed by MLS Grid
- 2023-11-07 Listing Removed — Heartland MLS as Distributed by MLS Grid
- 2023-10-14 Listed $119,000 Heartland MLS as Distributed by MLS Grid
- 2020-03-30 Sold (Public Records) — Public Records
- 2020-03-26 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2020-02-28 Pending — Heartland MLS as Distributed by MLS Grid
- 2020-02-17 Listed $19,500 Heartland MLS as Distributed by MLS Grid
- 2011-10-07 Listing Removed — Heartland MLS as Distributed by MLS Grid
- 2011-09-26 Listed $20,000 Heartland MLS as Distributed by MLS Grid
- 2010-05-17 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2010-04-05 Listed $10,900 Heartland MLS as Distributed by MLS Grid
- 2005-07-22 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2005-07-20 Sold (Public Records) — Public Records
- 2005-03-08 Listed $54,500 Heartland MLS as Distributed by MLS Grid
- 1988-03-01 Sold (Public Records) — Public Records
Property tax history
+5.4%/yrLatest (2025): $569 · -27.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…