14190 Fall Creek Ct · Winding Cypress, FL 34114

$399,000

2 bd · 2.0 ba · 1,560 sqft · SingleFamily public records · 14 Days on market

Built 2006 6,098 sqft lot $333/mo HOA · 7% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.5/30.0
• DSCR +7.5/10.0
• ARV discount +7.5/15.0
• 1% rule +6.7/10.0
• Schools +5.0/10.0
• Appreciation +4.3/10.0
• Rent growth +3.3/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

YOU WILL NOT FIND A BETTER VALUE IN NAPLES FOR UNDER $400K! 2 BEDS + DEN | 2 BATHS | 2 CAR GARAGE | ROOM TO ADD POOL | LOW HOA Impeccable villa showcasing two light-filled bedrooms on either side of a versatile den adaptable as an office or third bedroom. Freshly painted interiors and professionally steam-cleaned tile floors present a flawless backdrop awaiting your personal flair. The spacious eat-in kitchen greets you with a new refrigerator supplemented by an extra unit in the laundry room, ensuring ample cold storage for all your entertainment needs. With an air conditioning system less than two years old, efficiency and dependability are assured for years ahead. The expansive yard offers ample space for your furry companions and room to add a pool, while the extended screened lanai is pre-wired for a hot tub or spa, promising relaxation and tranquility. A two-car garage provides ample storage for your belongings, and the nearby clubhouse offers an array of amenities, including an outdoor heated pool, kiddie splash pad, fitness center, locker rooms, library, billiards, bocce ball, and a picnic area equipped with gas grills. The community of Reflection Lakes of Naples offers great value with a low monthly HOA fee which covers your cable, internet, lawncare, irrigation water, sewer, clubhouse, community pools, additional recreation facilities, street lights and more! Situated in an enviable location, this residence lies nestled between the coveted white sand beaches of Naples and Marco Island, providing the ultimate blend of coastal living within a convenient 10-mile radius. Embrace the chance to transform this dwelling into your personal oasis and secure your own slice of paradise today!

Key facts

• Gated community
• Low hoa fees
• Quiet cul-de-sac

Tags

• GATED COMMUNITY
• QUIET CUL-DE-SAC
• RESORT-STYLE AMENITIES
• LOW HOA FEES
• PEACEFUL SURROUNDINGS

Property features AI

Finance

• Other: Living area reported from public records
• Financial info: Pets allowed
• HOA & community: Community amenities include clubhouse, pool, fitness center, billiard room, community room, playground, and picnic area; HOA dues paid monthly; HOA fee includes cable TV, internet, and common area maintenance

Exterior

• Parking: Attached 2-car garage; Total of 4 parking spaces (2 covered)
• Security: No security features listed
• Utilities: No utilities listed
• Home design: Single-family residence; One story; Faces east; Resale property
• Construction: CBS construction
• Exterior features: Screened patio; Patio

Interior

• Kitchen: Dishwasher; Electric range; Refrigerator
• Bedrooms: Two main-level bedrooms
• Flooring: No flooring information provided
• Bathrooms: Two full bathrooms on the main level
• Heating & cooling: Central heating; Central air conditioning
• Interior features: No additional interior features listed
• Laundry & utility: Washer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $399k.

Deal economics

• At list price, monthly cash flow is $675 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $399k).

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.2%/yr); 900 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $4,684/mo this rent would consume 63% of the median local household income ($89k/yr) (locally 550% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-1.5%/yr); year-one equity from $3k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-1.5% appreciation + 3.2% rent growth), your $112k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 18y ago; this cycle's ask has dropped $31k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $399,000

Questions for the listing agent

1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 8.52%
• Cash-on-cash: 7.97%
• DSCR: 1.35
• GRM: 7.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.48% appreciation · 3.21% rent growth · sell at horizon

5-year hold

• IRR: 1.2%
• Equity multiple: 1.05×
• Total profit: $5,611
• Equity at exit: $87,187

10-year hold

• IRR: 8.6%
• Equity multiple: 1.80×
• Total profit: $89,155
• Equity at exit: $83,985

Cash invested: $111,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34114

• Home prices YoY: -0.6%
• Rents YoY: 3.2%
• Active inventory: 900
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $4,684 high
• Mortgage (P&I): −$2,092
• Tax from tax record: −$367 /mo · $4,402/yr
• Insurance: −$166
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$333
• Vacancy / Maint / Mgmt: −$984
• Net cashflow: $675

Break-even live

Break-even rent $3,829

Max offer price $399,000

Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $99,750
• Closing costs: $11,970
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14214 Manchester Dr Naples, FL	3.0	2.0	1560	$2,800	$1.79	23d	1	0.05mi
14214 Manchester Dr Naples, FL	3.0	2.0	1560	$2,700	$1.73	21d	1	0.05mi
9267 Museo Cir Unit 204 Naples, FL	3.0	3.5	2100	$5,200	$2.48	23d	1	0.25mi
14678 Fern Lake Ct Unit 1049694P Naples, FL	3.0	2.0	2142	$6,065	$2.83	13d	1	0.27mi
9259 Museo Cir #102 Naples, FL	3.0	3.0	2100	$4,150	$1.98	23d	1	0.30mi
14796 Canton Ct Naples, FL	3.0	2.0	1677	$7,000	$4.17	23d	1	0.31mi
9255 Museo #103 Naples, FL	3.0	3.0	2100	$9,000	$4.29	23d	1	0.34mi
9243 Tesoro Ln Unit 2 Naples, FL	3.0	3.0	2100	$6,500	$3.10	13d	1	0.45mi
9242 Tesoro Ln Unit 1-102 Naples, FL	3.0	3.0	2237	$3,000	$1.34	23d	1	0.50mi
1937 Yellowfin Cir Naples, FL	3.0	2.0	2214	$3,830	$1.73	21d	1	0.58mi
2244 Yellowfin Cir Naples, FL	3.0	2.0	1655	$3,300	$1.99	13d	1	0.59mi
2235 Yellowfin Cir Naples, FL	2.0	2.0	1500	$2,795	$1.86	23d	1	0.61mi
130 Grassy Key Ln Naples, FL	3.0	2.0	1248	$1,850	$1.48	13d	1	0.67mi
130 Grassy Key Ln #37 Naples, FL	3.0	2.0	1248	$1,795	$1.44	13d	1	0.67mi
14103 Nautica Ct Naples, FL	3.0	2.5	1850	$3,650	$1.97	23d	1	0.76mi
2057 Yellowfin Cir Naples, FL	3.0	3.0	2080	$7,800	$3.75	23d	1	0.77mi
14162 Nautica Ct Naples, FL	3.0	2.0	1684	$3,800	$2.26	23d	1	0.79mi
14670 Catamaran Pl Naples, FL	3.0	2.0	1816	$7,000	$3.85	23d	1	0.87mi
3031 Marengo Ct Unit 203 Naples, FL	3.0	3.0	2200	$3,500	$1.59	13d	1	0.88mi
14662 Catamaran Pl Naples, FL	3.0	2.0	2034	$7,000	$3.44	23d	1	0.89mi
2850 Aviamar Cir Naples, FL	3.0	2.0	2246	$12,000	$5.34	23d	1	0.94mi
9571 Mussorie Ct Naples, FL	3.0	3.5	2117	$12,500	$5.90	23d	1	0.94mi
3149 Aviamar Cir #101 Naples, FL	3.0	2.0	1890	$7,500	$3.97	13d	1	0.97mi
7674 Jacaranda Ln Naples, FL	2.0	2.0	1554	$3,800	$2.45	23d	1	1.01mi
7662 Jacaranda Ln Naples, FL	2.0	2.0	1555	$3,500	$2.25	13d	1	1.03mi
14827 Edgewater Cir Naples, FL	2.0	2.0	1515	$6,500	$4.29	23d	1	1.08mi
14606 Tropical Dr Naples, FL	3.0	2.0	2046	$9,500	$4.64	23d	1	1.09mi
7631 Jacaranda Ln Naples, FL	2.0	2.0	1542	$7,000	$4.54	23d	1	1.09mi
2713 Callista Ct #103 Naples, FL	3.0	3.0	2237	$6,999	$3.13	23d	1	1.10mi
9104 Cherry Oaks Trl Naples, FL	3.0	2.0	1876	$5,000	$2.67	23d	1	1.12mi
14888 Edgewater Cir Naples, FL	2.0	2.0	1515	$6,200	$4.09	23d	1	1.13mi
7567 Winding Cypress Dr Naples, FL	3.0	2.0	1805	$11,500	$6.37	23d	1	1.13mi
14715 Kelson Cir Naples, FL	3.0	3.5	2225	$12,000	$5.39	23d	1	1.18mi
14940 Edgewater Cir Naples, FL	2.0	2.0	1519	$7,200	$4.74	23d	1	1.18mi
14551 Edgewater Cir Naples, FL	2.0	2.0	1515	$6,000	$3.96	23d	1	1.23mi
14558 Edgewater Cir Naples, FL	2.0	2.0	1519	$6,500	$4.28	23d	1	1.25mi
14680 Edgewater Cir Naples, FL	2.0	2.0	1515	$3,195	$2.11	23d	1	1.25mi
14672 Edgewater Cir Naples, FL	2.0	2.0	1519	$6,500	$4.28	23d	1	1.26mi
14567 Edgewater Cir Naples, FL	2.0	2.0	1515	$6,500	$4.29	23d	1	1.26mi
14582 Edgewater Cir Naples, FL	2.0	2.0	1515	$7,500	$4.95	23d	1	1.27mi

HOA detail

• Monthly dues: $333 · $3,996/yr
• Likely covers: watersewergasinternetcablepoolgym

Listing history 50 events

1. 2026-06-18
   days on market $399,000 Active 14 DOM
2. 2026-06-17
   days on market $399,000 Active 13 DOM
3. 2026-06-16
   days on market $399,000 Active 12 DOM
4. 2026-06-15
   days on market $399,000 Active 11 DOM
5. 2026-06-14
   days on market $399,000 Active 9 DOM
6. 2026-06-10
   days on market $399,000 Active 6 DOM
7. 2026-06-09
   days on market $399,000 Active 5 DOM
8. 2026-06-08
   days on market $399,000 Active 4 DOM
9. 2026-06-07
   days on marketlisting id $399,000 Active 3 DOM
10. 2026-06-02
    days on market $399,000 Active 426 DOM
11. 2026-06-01
    days on market $399,000 Active 425 DOM
12. 2026-05-31
    days on market $399,000 Active 424 DOM
13. 2026-05-30
    days on market $399,000 Active 423 DOM
14. 2026-03-16
    price $399,000
15. 2025-08-14
    price $418,500
16. 2025-04-02
    listed $430,000 Active
17. 2024-04-11
    soldstatus $390,000 Sold 1721-char remark

    Show marketing remark (1721 chars)

    YOU WILL NOT FIND A BETTER VALUE IN NAPLES FOR UNDER $400K! 2 BEDS + DEN | 2 BATHS | 2 CAR GARAGE | ROOM TO ADD POOL | LOW HOA Impeccable villa showcasing two light-filled bedrooms on either side of a versatile den adaptable as an office or third bedroom. Freshly painted interiors and professionally steam-cleaned tile floors present a flawless backdrop awaiting your personal flair. The spacious eat-in kitchen greets you with a new refrigerator supplemented by an extra unit in the laundry room, ensuring ample cold storage for all your entertainment needs. With an air conditioning system less than two years old, efficiency and dependability are assured for years ahead. The expansive yard offers ample space for your furry companions and room to add a pool, while the extended screened lanai is pre-wired for a hot tub or spa, promising relaxation and tranquility. A two-car garage provides ample storage for your belongings, and the nearby clubhouse offers an array of amenities, including an outdoor heated pool, kiddie splash pad, fitness center, locker rooms, library, billiards, bocce ball, and a picnic area equipped with gas grills. The community of Reflection Lakes of Naples offers great value with a low monthly HOA fee which covers your cable, internet, lawncare, irrigation water, sewer, clubhouse, community pools, additional recreation facilities, street lights and more! Situated in an enviable location, this residence lies nestled between the coveted white sand beaches of Naples and Marco Island, providing the ultimate blend of coastal living within a convenient 10-mile radius. Embrace the chance to transform this dwelling into your personal oasis and secure your own slice of paradise today!

18. 2024-04-04
    status Pending 1721-char remark

    Show marketing remark (1721 chars)

    YOU WILL NOT FIND A BETTER VALUE IN NAPLES FOR UNDER $400K! 2 BEDS + DEN | 2 BATHS | 2 CAR GARAGE | ROOM TO ADD POOL | LOW HOA Impeccable villa showcasing two light-filled bedrooms on either side of a versatile den adaptable as an office or third bedroom. Freshly painted interiors and professionally steam-cleaned tile floors present a flawless backdrop awaiting your personal flair. The spacious eat-in kitchen greets you with a new refrigerator supplemented by an extra unit in the laundry room, ensuring ample cold storage for all your entertainment needs. With an air conditioning system less than two years old, efficiency and dependability are assured for years ahead. The expansive yard offers ample space for your furry companions and room to add a pool, while the extended screened lanai is pre-wired for a hot tub or spa, promising relaxation and tranquility. A two-car garage provides ample storage for your belongings, and the nearby clubhouse offers an array of amenities, including an outdoor heated pool, kiddie splash pad, fitness center, locker rooms, library, billiards, bocce ball, and a picnic area equipped with gas grills. The community of Reflection Lakes of Naples offers great value with a low monthly HOA fee which covers your cable, internet, lawncare, irrigation water, sewer, clubhouse, community pools, additional recreation facilities, street lights and more! Situated in an enviable location, this residence lies nestled between the coveted white sand beaches of Naples and Marco Island, providing the ultimate blend of coastal living within a convenient 10-mile radius. Embrace the chance to transform this dwelling into your personal oasis and secure your own slice of paradise today!

19. 2024-03-19
    status Pending With Contingencies 1721-char remark

    Show marketing remark (1721 chars)

    YOU WILL NOT FIND A BETTER VALUE IN NAPLES FOR UNDER $400K! 2 BEDS + DEN | 2 BATHS | 2 CAR GARAGE | ROOM TO ADD POOL | LOW HOA Impeccable villa showcasing two light-filled bedrooms on either side of a versatile den adaptable as an office or third bedroom. Freshly painted interiors and professionally steam-cleaned tile floors present a flawless backdrop awaiting your personal flair. The spacious eat-in kitchen greets you with a new refrigerator supplemented by an extra unit in the laundry room, ensuring ample cold storage for all your entertainment needs. With an air conditioning system less than two years old, efficiency and dependability are assured for years ahead. The expansive yard offers ample space for your furry companions and room to add a pool, while the extended screened lanai is pre-wired for a hot tub or spa, promising relaxation and tranquility. A two-car garage provides ample storage for your belongings, and the nearby clubhouse offers an array of amenities, including an outdoor heated pool, kiddie splash pad, fitness center, locker rooms, library, billiards, bocce ball, and a picnic area equipped with gas grills. The community of Reflection Lakes of Naples offers great value with a low monthly HOA fee which covers your cable, internet, lawncare, irrigation water, sewer, clubhouse, community pools, additional recreation facilities, street lights and more! Situated in an enviable location, this residence lies nestled between the coveted white sand beaches of Naples and Marco Island, providing the ultimate blend of coastal living within a convenient 10-mile radius. Embrace the chance to transform this dwelling into your personal oasis and secure your own slice of paradise today!

20. 2024-03-18
    price $399,000 1721-char remark

    Show marketing remark (1721 chars)

    YOU WILL NOT FIND A BETTER VALUE IN NAPLES FOR UNDER $400K! 2 BEDS + DEN | 2 BATHS | 2 CAR GARAGE | ROOM TO ADD POOL | LOW HOA Impeccable villa showcasing two light-filled bedrooms on either side of a versatile den adaptable as an office or third bedroom. Freshly painted interiors and professionally steam-cleaned tile floors present a flawless backdrop awaiting your personal flair. The spacious eat-in kitchen greets you with a new refrigerator supplemented by an extra unit in the laundry room, ensuring ample cold storage for all your entertainment needs. With an air conditioning system less than two years old, efficiency and dependability are assured for years ahead. The expansive yard offers ample space for your furry companions and room to add a pool, while the extended screened lanai is pre-wired for a hot tub or spa, promising relaxation and tranquility. A two-car garage provides ample storage for your belongings, and the nearby clubhouse offers an array of amenities, including an outdoor heated pool, kiddie splash pad, fitness center, locker rooms, library, billiards, bocce ball, and a picnic area equipped with gas grills. The community of Reflection Lakes of Naples offers great value with a low monthly HOA fee which covers your cable, internet, lawncare, irrigation water, sewer, clubhouse, community pools, additional recreation facilities, street lights and more! Situated in an enviable location, this residence lies nestled between the coveted white sand beaches of Naples and Marco Island, providing the ultimate blend of coastal living within a convenient 10-mile radius. Embrace the chance to transform this dwelling into your personal oasis and secure your own slice of paradise today!

21. 2024-03-14
    price $419,000 1721-char remark

    Show marketing remark (1721 chars)

    YOU WILL NOT FIND A BETTER VALUE IN NAPLES FOR UNDER $400K! 2 BEDS + DEN | 2 BATHS | 2 CAR GARAGE | ROOM TO ADD POOL | LOW HOA Impeccable villa showcasing two light-filled bedrooms on either side of a versatile den adaptable as an office or third bedroom. Freshly painted interiors and professionally steam-cleaned tile floors present a flawless backdrop awaiting your personal flair. The spacious eat-in kitchen greets you with a new refrigerator supplemented by an extra unit in the laundry room, ensuring ample cold storage for all your entertainment needs. With an air conditioning system less than two years old, efficiency and dependability are assured for years ahead. The expansive yard offers ample space for your furry companions and room to add a pool, while the extended screened lanai is pre-wired for a hot tub or spa, promising relaxation and tranquility. A two-car garage provides ample storage for your belongings, and the nearby clubhouse offers an array of amenities, including an outdoor heated pool, kiddie splash pad, fitness center, locker rooms, library, billiards, bocce ball, and a picnic area equipped with gas grills. The community of Reflection Lakes of Naples offers great value with a low monthly HOA fee which covers your cable, internet, lawncare, irrigation water, sewer, clubhouse, community pools, additional recreation facilities, street lights and more! Situated in an enviable location, this residence lies nestled between the coveted white sand beaches of Naples and Marco Island, providing the ultimate blend of coastal living within a convenient 10-mile radius. Embrace the chance to transform this dwelling into your personal oasis and secure your own slice of paradise today!

22. 2024-02-23
    price $420,000 1721-char remark

    Show marketing remark (1721 chars)

    YOU WILL NOT FIND A BETTER VALUE IN NAPLES FOR UNDER $400K! 2 BEDS + DEN | 2 BATHS | 2 CAR GARAGE | ROOM TO ADD POOL | LOW HOA Impeccable villa showcasing two light-filled bedrooms on either side of a versatile den adaptable as an office or third bedroom. Freshly painted interiors and professionally steam-cleaned tile floors present a flawless backdrop awaiting your personal flair. The spacious eat-in kitchen greets you with a new refrigerator supplemented by an extra unit in the laundry room, ensuring ample cold storage for all your entertainment needs. With an air conditioning system less than two years old, efficiency and dependability are assured for years ahead. The expansive yard offers ample space for your furry companions and room to add a pool, while the extended screened lanai is pre-wired for a hot tub or spa, promising relaxation and tranquility. A two-car garage provides ample storage for your belongings, and the nearby clubhouse offers an array of amenities, including an outdoor heated pool, kiddie splash pad, fitness center, locker rooms, library, billiards, bocce ball, and a picnic area equipped with gas grills. The community of Reflection Lakes of Naples offers great value with a low monthly HOA fee which covers your cable, internet, lawncare, irrigation water, sewer, clubhouse, community pools, additional recreation facilities, street lights and more! Situated in an enviable location, this residence lies nestled between the coveted white sand beaches of Naples and Marco Island, providing the ultimate blend of coastal living within a convenient 10-mile radius. Embrace the chance to transform this dwelling into your personal oasis and secure your own slice of paradise today!

23. 2024-01-27
    price $430,000 1721-char remark

    Show marketing remark (1721 chars)

    YOU WILL NOT FIND A BETTER VALUE IN NAPLES FOR UNDER $400K! 2 BEDS + DEN | 2 BATHS | 2 CAR GARAGE | ROOM TO ADD POOL | LOW HOA Impeccable villa showcasing two light-filled bedrooms on either side of a versatile den adaptable as an office or third bedroom. Freshly painted interiors and professionally steam-cleaned tile floors present a flawless backdrop awaiting your personal flair. The spacious eat-in kitchen greets you with a new refrigerator supplemented by an extra unit in the laundry room, ensuring ample cold storage for all your entertainment needs. With an air conditioning system less than two years old, efficiency and dependability are assured for years ahead. The expansive yard offers ample space for your furry companions and room to add a pool, while the extended screened lanai is pre-wired for a hot tub or spa, promising relaxation and tranquility. A two-car garage provides ample storage for your belongings, and the nearby clubhouse offers an array of amenities, including an outdoor heated pool, kiddie splash pad, fitness center, locker rooms, library, billiards, bocce ball, and a picnic area equipped with gas grills. The community of Reflection Lakes of Naples offers great value with a low monthly HOA fee which covers your cable, internet, lawncare, irrigation water, sewer, clubhouse, community pools, additional recreation facilities, street lights and more! Situated in an enviable location, this residence lies nestled between the coveted white sand beaches of Naples and Marco Island, providing the ultimate blend of coastal living within a convenient 10-mile radius. Embrace the chance to transform this dwelling into your personal oasis and secure your own slice of paradise today!

24. 2023-12-29
    price $449,900 1721-char remark

    Show marketing remark (1721 chars)

    YOU WILL NOT FIND A BETTER VALUE IN NAPLES FOR UNDER $400K! 2 BEDS + DEN | 2 BATHS | 2 CAR GARAGE | ROOM TO ADD POOL | LOW HOA Impeccable villa showcasing two light-filled bedrooms on either side of a versatile den adaptable as an office or third bedroom. Freshly painted interiors and professionally steam-cleaned tile floors present a flawless backdrop awaiting your personal flair. The spacious eat-in kitchen greets you with a new refrigerator supplemented by an extra unit in the laundry room, ensuring ample cold storage for all your entertainment needs. With an air conditioning system less than two years old, efficiency and dependability are assured for years ahead. The expansive yard offers ample space for your furry companions and room to add a pool, while the extended screened lanai is pre-wired for a hot tub or spa, promising relaxation and tranquility. A two-car garage provides ample storage for your belongings, and the nearby clubhouse offers an array of amenities, including an outdoor heated pool, kiddie splash pad, fitness center, locker rooms, library, billiards, bocce ball, and a picnic area equipped with gas grills. The community of Reflection Lakes of Naples offers great value with a low monthly HOA fee which covers your cable, internet, lawncare, irrigation water, sewer, clubhouse, community pools, additional recreation facilities, street lights and more! Situated in an enviable location, this residence lies nestled between the coveted white sand beaches of Naples and Marco Island, providing the ultimate blend of coastal living within a convenient 10-mile radius. Embrace the chance to transform this dwelling into your personal oasis and secure your own slice of paradise today!

25. 2023-11-03
    listed $469,900 Active 1721-char remark

    Show marketing remark (1721 chars)

    YOU WILL NOT FIND A BETTER VALUE IN NAPLES FOR UNDER $400K! 2 BEDS + DEN | 2 BATHS | 2 CAR GARAGE | ROOM TO ADD POOL | LOW HOA Impeccable villa showcasing two light-filled bedrooms on either side of a versatile den adaptable as an office or third bedroom. Freshly painted interiors and professionally steam-cleaned tile floors present a flawless backdrop awaiting your personal flair. The spacious eat-in kitchen greets you with a new refrigerator supplemented by an extra unit in the laundry room, ensuring ample cold storage for all your entertainment needs. With an air conditioning system less than two years old, efficiency and dependability are assured for years ahead. The expansive yard offers ample space for your furry companions and room to add a pool, while the extended screened lanai is pre-wired for a hot tub or spa, promising relaxation and tranquility. A two-car garage provides ample storage for your belongings, and the nearby clubhouse offers an array of amenities, including an outdoor heated pool, kiddie splash pad, fitness center, locker rooms, library, billiards, bocce ball, and a picnic area equipped with gas grills. The community of Reflection Lakes of Naples offers great value with a low monthly HOA fee which covers your cable, internet, lawncare, irrigation water, sewer, clubhouse, community pools, additional recreation facilities, street lights and more! Situated in an enviable location, this residence lies nestled between the coveted white sand beaches of Naples and Marco Island, providing the ultimate blend of coastal living within a convenient 10-mile radius. Embrace the chance to transform this dwelling into your personal oasis and secure your own slice of paradise today!

26. 2017-03-29
    soldstatus $265,000
27. 2017-03-14
    price $265,000 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

28. 2017-03-10
    price $269,900 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

29. 2017-03-10
    soldstatus $265,000 Sold 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

30. 2017-03-05
    status Pending 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

31. 2017-02-08
    status Pending With Contingencies 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

32. 2017-01-24
    price $269,900 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

33. 2016-12-10
    price $259,500 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

34. 2016-10-19
    status Active 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

35. 2016-10-14
    historical 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

36. 2016-08-14
    price $279,900 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

37. 2016-08-14
    status Active 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

38. 2016-08-10
    historical 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

39. 2016-07-31
    price $259,900 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

40. 2016-07-29
    price $279,900 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

41. 2016-07-14
    price $259,900 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

42. 2016-05-16
    price $279,900 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

43. 2016-04-25
    price $267,500 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

44. 2016-03-12
    price $267,500 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

45. 2016-03-12
    price $279,900 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

46. 2016-02-19
    price $279,900 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

47. 2016-01-07
    listed $289,900 Active 423-char remark

    Show marketing remark (423 chars)

    This charming villa features 2 bedrooms plus den, 2 baths on cul-de-sac with over-sized lot. Enjoy your morning coffee on the expanded lanai. Screened entry. Upgrades, new carpet, back splash , New water heater , Sidewalks and mature landscaping. Great amenities with fitness center, two pools, card room, library, billiards and more. Vacant easy to show. Room to add pool pre-designed layout available. Turn Key Furnished.

48. 2008-10-17
    historical
49. 2008-08-28
    listed $269,900
50. 2006-03-07
    soldstatus $1,697,390

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,402 · $367/mo
• Projected year-2 tax: $4,402 · $367/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 74% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $56,205
• − Mortgage interest: −$22,350
• − Property taxes: −$4,402
• − Insurance: −$2,792
• − Repairs & maintenance: −$4,496
• − Management: −$4,496
• − HOA: −$3,996
• − Depreciation: −$11,607
• Taxable income: $2,065
• Est. tax owed @ 24.0%: −$495
• After-tax cash flow: $7,607/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Winding Cypress

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 23,559
• Household income: $89,334
• Rent vs Own: 15.3% rent · 84.7% own
• Severe rent burden: 550.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 17% Two or more races 13% Black 7%
• Hispanic origin (detail): Mexican 7% Puerto Rican 1% Cuban 3%
• Common ancestry: Hispanic 5% Romanian 4% Lithuanian 1%
• Foreign-born: 21% · Canada, Jamaica
• Languages at home: 75% English-only · Spanish 15% French/Haitian/Cajun 5% Other Indo-European 4%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.48%
• Current HPI: 266.5545
• Rent YoY: ▲ 3.21%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-76.5% since first listed

37 events — show timeline

• 2026-03-16 Price Changed $399,000 Beaches MLS
• 2025-08-14 Price Changed $418,500 Beaches MLS
• 2025-04-02 Listed $430,000 Beaches MLS
• 2024-04-11 Sold (MLS) $390,000 NAPLESMLS
• 2024-04-04 Pending — NAPLESMLS
• 2024-03-19 Pending — NAPLESMLS
• 2024-03-18 Price Changed $399,000 NAPLESMLS
• 2024-03-14 Price Changed $419,000 NAPLESMLS
• 2024-02-23 Price Changed $420,000 NAPLESMLS
• 2024-01-27 Price Changed $430,000 NAPLESMLS
• 2023-12-29 Price Changed $449,900 NAPLESMLS
• 2023-11-03 Listed $469,900 NAPLESMLS
• 2017-03-29 Sold (Public Records) $265,000 Public Records
• 2017-03-14 Price Changed $265,000 NAPLESMLS
• 2017-03-10 Sold (MLS) $265,000 NAPLESMLS
• 2017-03-10 Price Changed $269,900 NAPLESMLS
• 2017-03-05 Pending — NAPLESMLS
• 2017-02-08 Pending — NAPLESMLS
• 2017-01-24 Price Changed $269,900 NAPLESMLS
• 2016-12-10 Price Changed $259,500 NAPLESMLS
• 2016-10-19 Relisted — NAPLESMLS
• 2016-10-14 Listing Removed — NAPLESMLS
• 2016-08-14 Price Changed $279,900 NAPLESMLS
• 2016-08-14 Relisted — NAPLESMLS
• 2016-08-10 Listing Removed — NAPLESMLS
• 2016-07-31 Price Changed $259,900 NAPLESMLS
• 2016-07-29 Price Changed $279,900 NAPLESMLS
• 2016-07-14 Price Changed $259,900 NAPLESMLS
• 2016-05-16 Price Changed $279,900 NAPLESMLS
• 2016-04-25 Price Changed $267,500 NAPLESMLS
• 2016-03-12 Price Changed $279,900 NAPLESMLS
• 2016-03-12 Price Changed $267,500 NAPLESMLS
• 2016-02-19 Price Changed $279,900 NAPLESMLS
• 2016-01-07 Listed $289,900 NAPLESMLS
• 2008-10-17 Listing Removed — NAPLESMLS
• 2008-08-28 Listed $269,900 NAPLESMLS
• 2006-03-07 Sold (Public Records) $1,697,390 Public Records

Property tax history

+7.9%/yr

Latest (2025): $4,402 · +19.3% YoY. Source: county tax records.