CashFlowRE
Sign in Sign up
7810 W Peoria Ave #121
C+ Composite 63.67
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.8/5.0
  • Condition / age +3.8/5.0
  • Schools +3.5/10.0
  • Rent growth +2.7/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$80,000

7810 W Peoria Ave #121 · Peoria, AZ 85345
2 bd · 2.0 ba · 990 sqft · Manufactured · 57 Days on market
Built 2018 Good condition $81/sqft · 46% above area Est $55k · 46% over ↓ 28% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NOT AGE RESTRICTED - Affordable Living in Peoria! Absolutely Beautiful 2 Bedroom, 2 Bathroom, Mobile Home Located in Suncrest Family Mobile Home Park, BUILT in 2018, Open Kitchen w/Gas Range & Oven, Kitchen Island w/Breakfast Bar, Eat-In Kitchen Dining, Spacious Greatroom w/Vaulted Ceilings, Master Bedroom w/Walk-In Closet & Ensuite Master Bathroom, 2 Car Carport, Community Clubhouse & Swimming Pool, Come Check It Out!

Key facts

  • Spacious greatroom
  • Kitchen island
  • Open kitchen

Tags

OPEN KITCHENGAS RANGEKITCHEN ISLANDBREAKFAST BAREAT-IN KITCHEN DININGSPACIOUS GREATROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $80k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $690 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $80k).
  • Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
  • Cap rate 16.6% vs local median 3.3% in Peoria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#14 in AZ, #3,603 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, commute A, employment A; Watch: cost of living C-, amenities D, health & safety F.
  • Peoria Unified School District (4237) (suburban): math 36% / reading 42% proficiency, ranked #64 of 249 in AZ (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 333 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.6% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 57 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 3y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,600 (3.0% below list)

Questions for the listing agent

  1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.97%
Cap rate
16.64%
Cash-on-cash
36.96%
DSCR
2.64
GRM
4.2

CMA / ARV

ARV (median comp)
$54,892
List price
$80,000
Delta
45.74%
Verdict
OVERPRICED
Comps
9 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7810 W Peoria Ave #128 0.09mi 3/2.0 (+1) 980 (-1%) 2mo $40,000 $41 87
10955 N 79th Ave #60 0.19mi 2/2.0 972 (-2%) 4mo $65,000 $67 84
7810 W Peoria Ave #30 0.00mi 2/2.0 1,056 (+7%) 11mo $106,000 $100 80
7810 W Peoria Ave #33 0.00mi 3/2.0 (+1) 952 (-4%) 12mo $85,000 $89 79
7810 W Peoria Ave #153 0.00mi 2/2.0 1,056 (+7%) 12mo $105,000 $99 79
10955 N 79th Ave #37 0.19mi 2/2.0 980 (-1%) 15mo $88,000 $90 77
7810 W Peoria Ave #166 0.09mi 3/2.0 (+1) 896 (-10%) 7mo $57,000 $64 69
10955 N 79th Ave #3 0.19mi 2/1.5 952 (-4%) 16mo $46,000 $48 69
10955 N 79 Ave #46 0.19mi 2/1.5 956 (-3%) 22mo $68,000 $71 65
7810 W Peoria Ave #125 0.05mi 3/2.0 (+1) 1,056 (+7%) 21mo $117,000 $111 64
7344 W Peoria Ave #21 0.51mi 2/2.0 980 (-1%) 15mo $17,000 $17 62
7302 W Peoria Ave #65 0.55mi 3/2.0 (+1) 1,056 (+7%) 3mo $66,500 $63 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.62% rent growth · sell at horizon

5-year hold
IRR
30.1%
Equity multiple
2.22×
Total profit
$27,327
Equity at exit
$11,928
10-year hold
IRR
36.0%
Equity multiple
3.95×
Total profit
$66,082
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85345

Home prices YoY
-19.8%
Rents YoY
0.6%
Active inventory
333
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,573 high interval (Pro) →
Mortgage (P&I)
$420
Tax est. 1.5%
$100 /mo · $1,200/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$330
Net cashflow
$690

Break-even live

Break-even rent $700
Max offer price $80,000
Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11600 N 75th Ave Peoria, AZ 2.0 2.0 814 $1,325 $1.63 2d 4 0.62mi
8280 W Madison St Peoria, AZ 2.0 2.0 800 $1,400 $1.75 43d 1 0.68mi
7951 W Whitney Dr Peoria, AZ 2.0–4.0 2.0–2.5 1411 $2,163 $1.53 1d 30 0.68mi
8165 W Whitney Dr Peoria, AZ 1.0–2.0 1.0–2.0 911 $2,223 $2.44 1d 229 0.77mi
11429 N 83rd Ave #2 Peoria, AZ 1.0 1.0 750 $1,100 $1.47 24d 1 0.82mi
10860 N 85th Ave Unit 87 Peoria, AZ 2.0 1.0 780 $1,149 $1.47 5d 1 0.99mi
10860 N 85th Ave Peoria, AZ 2.0 1.0 780 $1,225 $1.57 43d 1 1.00mi
10860 N 85th Ave Peoria, AZ 1.0–2.0 1.0 630 $1,350 $2.14 3d 1 1.00mi
6960 W Peoria Ave #90 Peoria, AZ 2.0 1.0 704 $1,320 $1.88 24d 1 1.00mi
8560 W Peoria Ave Peoria, AZ 2.0 1.0 888 $1,450 $1.63 1d 8 1.02mi
8650 W Peoria Ave Peoria, AZ 1.0–2.0 1.0–2.0 836 $1,492 $1.78 2d 19 1.11mi
9201 N 83rd Ave Peoria, AZ 1.0–3.0 1.0–2.0 981 $1,654 $1.68 1d 29 1.11mi
8757 W Peoria Ave Peoria, AZ 2.0 1.0 564 $1,539 $2.73 2d 14 1.27mi
9190 N 83rd Ave Peoria, AZ 1.0–2.0 1.0–2.0 821 $2,203 $2.68 14d 10 1.29mi
7040 W Olive Ave #12 Peoria, AZ 2.0 2.0 900 $1,445 $1.61 24d 1 1.32mi
8821 W Sahuaro Dr Peoria, AZ 3.0 2.0 1074 $1,595 $1.49 2d 1 1.33mi
8821 W Sahuaro Dr Peoria, AZ 3.0 2.0 1074 $1,595 $1.49 24d 1 1.33mi
7040 W Olive Ave Peoria, AZ 2.0 2.0 953 $1,465 $1.54 5d 1 1.37mi
10013 N 66th Ln Glendale, AZ 3.0 2.0 1063 $1,999 $1.88 24d 1 1.43mi
9350 N 67th Ave Unit A1 Glendale, AZ 1.0 1.0 600 $990 $1.65 24d 1 1.49mi
9350 N 67th Ave Unit B1 Glendale, AZ 2.0 1.0 842 $1,070 $1.27 24d 1 1.49mi
9350 N 67th Ave Unit B2 Glendale, AZ 2.0 2.0 970 $1,250 $1.29 43d 1 1.49mi
9350 N 67th Ave Glendale, AZ 2.0 2.0 970 $1,429 $1.47 43d 1 1.50mi
9350 N 67th Ave Glendale, AZ 2.0 2.0 970 $1,385 $1.43 12d 1 1.50mi

Listing history 50 events

  1. 2026-06-18
    days on market $80,000 Active 57 DOM
  2. 2026-06-17
    days on market $80,000 Active 56 DOM
  3. 2026-06-16
    days on market $80,000 Active 55 DOM
  4. 2026-06-15
    days on market $80,000 Active 54 DOM
  5. 2026-06-13
    days on market $80,000 Active 52 DOM
  6. 2026-06-13
    days on market $80,000 Active 51 DOM
  7. 2026-06-09
    days on market $80,000 Active 48 DOM
  8. 2026-06-08
    days on market $80,000 Active 47 DOM
  9. 2026-06-07
    days on market $80,000 Active 46 DOM
  10. 2026-06-04
    days on market $80,000 Active 43 DOM
  11. 2026-06-03
    days on market $80,000 Active 42 DOM
  12. 2026-06-02
    pricedays on market $80,000 Active 41 DOM
  13. 2026-06-01
    days on market $81,000 Active 40 DOM
  14. 2026-05-31
    days on market $81,000 Active 39 DOM
  15. 2026-04-28
    price $83,000 435-char remark
    Show marketing remark (435 chars)

    NOT AGE RESTRICTED - Affordable Living in Peoria! Absolutely Beautiful 2 Bedroom, 2 Bathroom, Mobile Home Located in Suncrest Family Mobile Home Park, BUILT in 2018, Open Kitchen w/Gas Range & Oven, Kitchen Island w/Breakfast Bar, Eat-In Kitchen Dining, Spacious Greatroom w/Vaulted Ceilings, Master Bedroom w/Walk-In Closet & Ensuite Master Bathroom, 2 Car Carport, Community Clubhouse & Swimming Pool, Come Check It Out!

  16. 2026-04-22
    listed $84,900 Active 435-char remark
    Show marketing remark (435 chars)

    NOT AGE RESTRICTED - Affordable Living in Peoria! Absolutely Beautiful 2 Bedroom, 2 Bathroom, Mobile Home Located in Suncrest Family Mobile Home Park, BUILT in 2018, Open Kitchen w/Gas Range & Oven, Kitchen Island w/Breakfast Bar, Eat-In Kitchen Dining, Spacious Greatroom w/Vaulted Ceilings, Master Bedroom w/Walk-In Closet & Ensuite Master Bathroom, 2 Car Carport, Community Clubhouse & Swimming Pool, Come Check It Out!

  17. 2026-04-21
    historical
  18. 2026-04-14
    price $85,000
  19. 2026-04-07
    listed $90,000 Active
  20. 2026-04-07
    historical
  21. 2026-03-31
    price $93,000
  22. 2026-02-25
    price $94,000
  23. 2026-01-22
    listed $94,400 Active
  24. 2026-01-22
    historical
  25. 2026-01-06
    price $94,500
  26. 2025-12-30
    price $94,900
  27. 2025-12-30
    price $104,900
  28. 2025-12-03
    price $94,900
  29. 2025-11-04
    listed $95,000 Active
  30. 2025-11-04
    historical
  31. 2025-10-15
    price $95,500
  32. 2025-10-07
    price $96,000
  33. 2025-09-10
    listed $98,500 Active
  34. 2025-09-10
    historical
  35. 2025-09-09
    listed $98,500 Active
  36. 2025-09-09
    historical
  37. 2025-08-26
    listed $98,500 Active
  38. 2025-08-26
    historical
  39. 2025-08-19
    price $98,500
  40. 2025-08-12
    status Active
  41. 2025-08-12
    historical
  42. 2025-07-29
    listed $99,400 Active
  43. 2025-07-29
    historical
  44. 2025-07-11
    price $99,500
  45. 2025-06-10
    price $99,900
  46. 2025-06-03
    price $102,000
  47. 2025-05-20
    price $105,000
  48. 2025-05-09
    listed $107,000 Active
  49. 2023-11-03
    soldstatus $107,000 Closed
  50. 2023-09-29
    historical Under Contract Accepting Backups

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,879
− Mortgage interest
−$4,481
− Property taxes
−$1,200
− Insurance
−$400
− Repairs & maintenance
−$1,510
− Management
−$1,510
− Depreciation
−$2,327
Taxable income
$7,450
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,788
After-tax cash flow
$6,492/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab

This mobile home is in good condition with a good condition score of 75. It has a good kitchen, bathrooms, and exterior. The home is move-in ready with minor cosmetic updates needed to enhance its curb appeal and value.

Value-add opportunities

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Trim landscaping — Improves curb appeal and enhances property value

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Trim landscaping — Improves curb appeal and enhances property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Peoria Unified School District (4237)
NCES district ID
0406250
Math proficiency
36% ▼ -14.00%
Reading proficiency
42% ▼ -8.00%
Median HH income
$60,171
Composite
34.62/100
National rank
#5152
State rank
#64 of 249 in AZ

Livability — Peoria

Score
76/100
State rank
#14
US rank
#3603

Category grades

Amenities D Commute A Cost of living C- Crime B Employment A Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Peoria, AZ
County
Maricopa County · 4,537,380 people
City population
206,687
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
60,918
Household income
$67,380
Rent vs Own
33.5% rent · 66.5% own
Severe rent burden
1879.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 51% Hispanic / Latino 34% Two or more races 14% Black 5% Asian 4% Native American 2%
Hispanic origin (detail)
Mexican 29%
Common ancestry
Romanian 2% Italian 2% Slovak 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
76% English-only · Spanish 18% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.77%
Current HPI
328.1069
Rent YoY
▲ 0.62%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-27.8% since first listed
38 events — show timeline
  • 2026-04-28 Price Changed $83,000 ARMLS
  • 2026-04-22 Listed $84,900 ARMLS
  • 2026-04-21 Listing Removed ARMLS
  • 2026-04-14 Price Changed $85,000 ARMLS
  • 2026-04-07 Listing Removed ARMLS
  • 2026-04-07 Listed $90,000 ARMLS
  • 2026-03-31 Price Changed $93,000 ARMLS
  • 2026-02-25 Price Changed $94,000 ARMLS
  • 2026-01-22 Listing Removed ARMLS
  • 2026-01-22 Listed $94,400 ARMLS
  • 2026-01-06 Price Changed $94,500 ARMLS
  • 2025-12-30 Price Changed $94,900 ARMLS
  • 2025-12-30 Price Changed $104,900 ARMLS
  • 2025-12-03 Price Changed $94,900 ARMLS
  • 2025-11-04 Listing Removed ARMLS
  • 2025-11-04 Listed $95,000 ARMLS
  • 2025-10-15 Price Changed $95,500 ARMLS
  • 2025-10-07 Price Changed $96,000 ARMLS
  • 2025-09-10 Listing Removed ARMLS
  • 2025-09-10 Listed $98,500 ARMLS
  • 2025-09-09 Listing Removed ARMLS
  • 2025-09-09 Listed $98,500 ARMLS
  • 2025-08-26 Listing Removed ARMLS
  • 2025-08-26 Listed $98,500 ARMLS
  • 2025-08-19 Price Changed $98,500 ARMLS
  • 2025-08-12 Relisted ARMLS
  • 2025-08-12 Listing Removed ARMLS
  • 2025-07-29 Listing Removed ARMLS
  • 2025-07-29 Listed $99,400 ARMLS
  • 2025-07-11 Price Changed $99,500 ARMLS
  • 2025-06-10 Price Changed $99,900 ARMLS
  • 2025-06-03 Price Changed $102,000 ARMLS
  • 2025-05-20 Price Changed $105,000 ARMLS
  • 2025-05-09 Listed $107,000 ARMLS
  • 2023-11-03 Sold (MLS) $107,000 ARMLS
  • 2023-09-29 Contingent ARMLS
  • 2023-09-05 Price Changed $110,000 ARMLS
  • 2023-08-24 Listed $115,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…