1321 Foxwood Pl · Gulfport, MS 39507

$149,000

2 bd · 1.0 ba · 1,037 sqft · Townhouse public records · 75 Days on market

Built 2007 1,742 sqft lot $144/sqft · at area comps Est $162k · 8% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.4/30.0
• ARV discount +11.2/15.0
• DSCR +6.1/10.0
• 1% rule +4.6/10.0
• Livability +3.7/5.0
• Rent growth +3.6/5.0
• Schools +3.4/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Absolutely stunning, fully renovated townhome offering luxury living at an exceptional price point! From the moment you step inside, you'll immediately notice the fresh, modern feel--every detail has been thoughtfully updated. Enjoy beautiful LVP flooring, fresh designer paint, stylish light fixtures, granite surfaces, crown molding, and beautifully refreshed bathrooms throughout. The spacious upstairs primary suite features a private ensuite bath and its own balcony--perfect for morning coffee or unwinding at sunset. The second bedroom also includes its own private bath, offering comfort and convenience for guests or family. A convenient powder room is located downstairs for entertaining. Don't miss the lovely private courtyard / backyard area. Ideally situated near top-rated schools, shopping, dining, entertainment, marinas, and the beach, this home also offers easy access to Highway 90 and I-10 via one of the Coast's most scenic corridors. Move-in ready and truly turnkey--don't miss this exceptional opportunity. Schedule your private showing today!

Key facts

• Private bath
• Own balcony
• Private ensuite bath

Tags

• FULLY RENOVATED TOWNHOME
• PRIVATE ENSUITE BATH
• OWN BALCONY
• PRIVATE BATH
• PRIVATE COURTYARD
• EASY ACCESS TO HIGHWAY 90

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath townhouse listed at $149k.

Deal economics

• At list price, monthly cash flow is $166 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $144k (3.6% below list).
• Recommended offer: $140k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 4.9% in Gulfport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#15 in MS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D, amenities F, commute F.
• Gulfport School District (urban): math 41% / reading 42% proficiency, ranked #37 of 130 in MS (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.3%/yr); 301 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,194 units permitted in Harrison County in 2024 (0 in 5+ unit buildings).
• This rent runs 32% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Harrison County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 75 days — a 6% lower offer ($140k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $140,060 (6.0% below list)

Questions for the listing agent

1. It's been on market 75 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.63%
• Cash-on-cash: 4.76%
• DSCR: 1.21
• GRM: 8.6

CMA / ARV

• ARV (median comp): $162,290
• List price: $149,000
• Delta: -8.19%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1322 Foxwood Pl	0.03mi	2/2.5	1,162 (+12%)	0mo	$120,000	$103	72
1272 Tropical Cv	0.33mi	2/2.5	1,152 (+11%)	3mo	$131,000	$114	58
1316 Tropical Cv	0.35mi	2/2.5	1,118 (+8%)	15mo	$129,900	$116	52
1346 Tropical Cv	0.29mi	2/2.5	1,152 (+11%)	20mo	$115,900	$101	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.26% rent growth · sell at horizon

5-year hold

• IRR: -7.6%
• Equity multiple: 0.72×
• Total profit: $-11,773
• Equity at exit: $22,216

10-year hold

• IRR: 3.5%
• Equity multiple: 1.26×
• Total profit: $11,027
• Equity at exit: $12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39507

• Home prices YoY: -27.1%
• Rents YoY: 4.3%
• Active inventory: 301
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $1,437 high
• Mortgage (P&I): −$781
• Tax from tax record: −$126 /mo · $1,513/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$302
• Net cashflow: $166

Break-even live

Break-even rent $1,227

Max offer price $149,000

Occupancy floor 83%

Sensitivity live

Price	-10% $250	-5% $208	+0% $166	+5% $123	+10% $81
Rent	-10% $52	-5% $109	+0% $166	+5% $222	+10% $279
Rate	-1.0pp $241	-0.5pp $203	base $166	+0.5pp $127	+1.0pp $88

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,250
• Closing costs: $4,470
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1339 Foxwood Pl Gulfport, MS	3.0	2.0	1100	$1,375	$1.25	44d	1	0.04mi
1956 E Pass Rd Gulfport, MS	2.0	1.0	900	$950	$1.06	44d	1	0.40mi
1525 E Pass Rd Gulfport, MS	1.0–3.0	1.0–2.0	1070	$1,369	$1.28	21d	1	0.50mi
880 Lindh Rd Gulfport, MS	1.0–2.0	1.0	779	$1,050	$1.35	44d	1	0.62mi
710 Lindh Rd Gulfport, MS	1.0	1.0	800	$1,039	$1.30	21d	1	0.63mi
710 Lindh Rd Gulfport, MS	1.0	1.0	800	$1,039	$1.30	14d	1	0.63mi
710 Lindh Rd Gulfport, MS	2.0	1.0	950	$1,199	$1.26	44d	1	0.63mi
1114 Washington Ave Gulfport, MS	3.0	2.0	1200	$1,350	$1.12	21d	1	0.73mi
10900 E Taylor Rd Gulfport, MS	1.0–3.0	1.0–2.0	1186	$1,230	$1.04	21d	12	0.84mi
2255 Switzer Rd Gulfport, MS	1.0–3.0	1.0–2.0	1072	$1,238	$1.15	14d	12	0.90mi
918 Jefferson Dr Gulfport, MS	2.0	1.5	1301	$1,375	$1.06	44d	1	1.02mi
928 Jefferson Dr Gulfport, MS	2.0	1.5	1301	$1,375	$1.06	44d	1	1.02mi
936 Jefferson Dr Gulfport, MS	2.0	1.5	1290	$1,375	$1.07	21d	1	1.02mi
938 Jefferson Dr Gulfport, MS	2.0	1.5	1290	$1,375	$1.07	21d	1	1.02mi
1400 Mill Rd Gulfport, MS	2.0	2.5	1290	$2,550	$1.98	44d	1	1.09mi
248 Debuys Rd Biloxi, MS	1.0–2.0	1.0–2.0	979	$1,300	$1.33	14d	11	1.31mi
696 Hunters Glen Ln Gulfport, MS	3.0	1.5	1000	$1,800	$1.80	21d	1	1.36mi
477 Tegarden Rd Unit D Gulfport, MS	3.0	2.0	1300	$1,300	$1.00	14d	1	1.36mi
1276 Century Oaks Dr Gulfport, MS	3.0	3.0	1283	$2,100	$1.64	44d	1	1.41mi
986 Waterford Ln Gulfport, MS	3.0	1.5	1000	$1,650	$1.65	44d	1	1.41mi
1270 Century Oaks Dr Gulfport, MS	3.0	3.0	1158	$1,950	$1.68	44d	1	1.41mi
1229 Century Oaks Dr Gulfport, MS	3.0	3.0	1200	$2,600	$2.17	21d	1	1.41mi
2228 Beach Dr Gulfport, MS	2.0	2.0	1279	$2,895	$2.26	21d	1	1.42mi
2228 Beach Dr #506 Gulfport, MS	2.0	2.0	1164	$2,995	$2.57	44d	1	1.42mi
980 Courthouse Rd Unit 0426 Gulfport, MS	1.0	1.0	892	$1,539	$1.73	44d	1	1.44mi
980 Courthouse Rd Unit 1605 Gulfport, MS	2.0	2.0	1227	$1,355	$1.10	21d	1	1.44mi
980 Courthouse Rd Unit 0409 Gulfport, MS	1.0	1.0	892	$1,139	$1.28	14d	1	1.44mi
980 Courthouse Rd Unit 0829 Gulfport, MS	1.0	1.0	892	$1,160	$1.30	44d	1	1.44mi
980 Courthouse Rd Apt 512 Gulfport, MS	1.0	1.0	892	$1,209	$1.36	21d	1	1.44mi
1131 Century Oaks Dr Gulfport, MS	3.0	3.0	1156	$1,800	$1.56	44d	1	1.46mi
1100 Century Oaks Dr Unit A Gulfport, MS	3.0	3.0	1156	$2,200	$1.90	44d	1	1.47mi
1101 Century Oaks Dr Gulfport, MS	3.0	3.0	1330	$1,700	$1.28	44d	1	1.49mi
229 Milray Ln Gulfport, MS	2.0	2.5	889	$1,795	$2.02	21d	1	1.49mi

Listing history 10 events

1. 2026-06-03
   status $149,000 Pending 75 DOM
2. 2026-06-02
   days on market $149,000 Active 75 DOM
3. 2026-06-01
   days on market $149,000 Active 74 DOM
4. 2026-05-31
   days on market $149,000 Active 73 DOM
5. 2026-05-30
   days on market $149,000 Active 72 DOM
6. 2026-03-19
   listed $149,000 Active 1072-char remark

   Show marketing remark (1072 chars)

   Absolutely stunning, fully renovated townhome offering luxury living at an exceptional price point! From the moment you step inside, you'll immediately notice the fresh, modern feel--every detail has been thoughtfully updated. Enjoy beautiful LVP flooring, fresh designer paint, stylish light fixtures, granite surfaces, crown molding, and beautifully refreshed bathrooms throughout. The spacious upstairs primary suite features a private ensuite bath and its own balcony--perfect for morning coffee or unwinding at sunset. The second bedroom also includes its own private bath, offering comfort and convenience for guests or family. A convenient powder room is located downstairs for entertaining. Don't miss the lovely private courtyard / backyard area. Ideally situated near top-rated schools, shopping, dining, entertainment, marinas, and the beach, this home also offers easy access to Highway 90 and I-10 via one of the Coast's most scenic corridors. Move-in ready and truly turnkey--don't miss this exceptional opportunity. Schedule your private showing today!

7. 2012-05-24
   soldstatus
8. 2012-05-18
   soldstatus 68-char remark

   Show marketing remark (68 chars)

   Short sale Townhome is 2 bd 2/1 bath. Great area in good condition .

9. 2012-01-09
   listed $35,800 68-char remark

   Show marketing remark (68 chars)

   Short sale Townhome is 2 bd 2/1 bath. Great area in good condition .

10. 2007-06-15
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $1,513 · $126/mo
• Projected year-2 tax: $1,513 · $126/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,241
• − Mortgage interest: −$8,346
• − Property taxes: −$1,513
• − Insurance: −$745
• − Repairs & maintenance: −$1,379
• − Management: −$1,379
• − Depreciation: −$4,335
• Taxable loss: −$456
• Est. tax savings @ 24.0%: +$109
• After-tax cash flow: $2,096/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Gulfport School District
• NCES district ID: 2801710
• Math proficiency: 41% ▼ -15.00%
• Reading proficiency: 42% ▼ -6.00%
• Median HH income: $35,712
• Composite: 34.38/100
• National rank: #5213
• State rank: #37 of 130 in MS

Livability — Gulfport

• Score: 73/100
• State rank: #15
• US rank: #5010

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Gulfport, MS
• County: Harrison County · 178,171 people
• City population: 96,188
• Metro: Gulfport-Biloxi, MS
• Population (ZIP): 18,564
• Household income: $54,657
• Rent vs Own: 44.3% rent · 55.7% own
• Severe rent burden: 1059.0

Population outlook (Harrison County) Hauer SSP2

• Today (2025): 228,444 people
• By 2030: 241,942 · +5.9%
• By 2040: 267,531 · +17.1%
• By 2050: 291,062 · +27.4%
• By 2075: 346,711 · +51.8%
• By 2100: 378,165 · +65.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Black 24% Hispanic / Latino 6% Two or more races 5% Asian 1%
• Hispanic origin (detail): Mexican 2% Cuban 1%
• Common ancestry: Slovak 4% Lithuanian 4% Romanian 2%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 2% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Harrison

• 2024 margin: Strong R (+28.9) · D 35.0% · R 63.9% · Other 1.1%
• 2008→2024 swing: -2.9pp toward R · 2008: -26.0pp · 2024: -28.9pp
• All cycles: 2024: R+28.9 2020: R+25.2 2016: R+30.7 2012: R+26.6 2008: R+26.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -67.48%
• Current HPI: 181.6606
• Rent YoY: ▲ 4.26%
• Metro: Gulfport-Biloxi, MS
• State GDP YoY: —
• F500 in state: 0

Price history

+316.2% since first listed

5 events — show timeline

• 2026-03-19 Listed $149,000 MLSU
• 2012-05-24 Sold (Public Records) — Public Records
• 2012-05-18 Sold (MLS) — MLSU
• 2012-01-09 Listed $35,800 MLSU
• 2007-06-15 Sold (Public Records) — Public Records

Property tax history

+3.9%/yr

Latest (2025): $1,513 · -21.6% YoY. Source: county tax records.