844 Westphal Ave · Whitehall, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 4/10 · Minor
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.4/30.0
- ARV discount +15.0/15.0
- DSCR +5.4/10.0
- 1% rule +4.5/10.0
- Livability +3.6/5.0
- Rent growth +3.1/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$129,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Attention Investors! Adorable 2/1 Cottage with Spacious Family Room, Wood-Laminate and Ceramic Tile Flooring Throughout; New Air Conditioning, New Water Heater, Frigidaire Glass Top Stove, OTR Microwave, Dishwasher and Refrigerator Large Laundry Room, One (1) Car Garage; Private, Fenced Backyard with Mature Trees; Ceramic Tile in Kitchen with White Cabinets; Full Bath with Ceramic Tile Surround. Ceiling fans in Family and Kitchen, ceiling lights in bedrooms. Great Street Located near Shopping, Restaurants and Park. Home Warranty Inc.
Key facts
- Functional layout
- Conveniently located
- 6,969 sq ft lot
Tags
Property features AI
Exterior
- Parking: Detached 1-car garage
- Utilities: Public water; Public sewer
- Home design: Single-family home; One story; Built in 1955; No common walls
- Construction: Block foundation
- Exterior features: Patio; Fenced yard; Wooded lot
Interior
- Bedrooms: Two main-level bedrooms
- Flooring: Laminate flooring; Ceramic/porcelain flooring
- Bathrooms: One full bathroom
- Heating & cooling: Central air conditioning
- Interior features: Insulated windows; Crawl space basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $130k.
Deal economics
- At list price, monthly cash flow is $97 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $123k (5.0% below list).
- Recommended offer: $123k (5.0% below list) — sets the bar for 1% rule.
- Cap rate 7.2% vs local median 4.2% in Whitehall — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#399 in OH) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment D-.
- Whitehall City (suburban): math 18% / reading 33% proficiency, ranked #603 of 656 in OH (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Etna Road Elementary School (math 24% / reading 38%, grade F, #1,150 of 1,584 statewide, top 73%, 505 students, 0% FRL); Rosemore Middle School (math 17% / reading 29%, grade F, #600 of 654 statewide, top 92%, 774 students, 0% FRL); Whitehall Yearling High School (math 12% / reading 46%, grade F, #627 of 781 statewide, top 81%, 810 students, 0% FRL) — zoned schools average 0% FRL vs 69% district-wide (69 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising (+2.3%/yr); 67 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,139 units permitted in Franklin County in 2024 (5,940 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Franklin County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 57 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
- 11 sale attempts since 28y ago; this cycle's ask has dropped $15k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 57 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 7.19%
- Cash-on-cash
- 3.21%
- DSCR
- 1.14
- GRM
- 8.8
CMA / ARV
- ARV (median comp)
- $156,387
- List price
- $129,900
- Delta
- -16.94%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4623 Langley Ave | 0.40mi | 2/1.0 | 832 (-1%) | 1mo | $180,000 | $216 | 79 |
| 725 Pierce Ave | 0.17mi | 2/1.0 | 754 (-10%) | 9mo | $170,000 | $225 | 67 |
| 579 Westphal Ave | 0.37mi | 2/1.0 | 781 (-7%) | 6mo | $92,999 | $119 | 66 |
| 791 Westphal Ave | 0.07mi | 3/1.0 (+1) | 916 (+9%) | 16mo | $157,000 | $171 | 64 |
| 4668 Louise Ave | 0.51mi | 2/1.0 | 832 (-1%) | 14mo | $187,000 | $225 | 63 |
| 772 Erickson Ave | 0.13mi | 3/1.0 (+1) | 754 (-10%) | 14mo | $170,000 | $225 | 60 |
| 1193 Marble Dr | 0.67mi | 3/1.0 (+1) | 912 (+9%) | 2mo | $185,000 | $203 | 48 |
| 1195 Huntly Dr | 0.56mi | 3/2.0 (+1) | 912 (+9%) | 4mo | $230,000 | $252 | 47 |
| 1211 Shady Lane Rd | 0.72mi | 3/1.0 (+1) | 912 (+9%) | 1mo | $169,900 | $186 | 46 |
| 1243 Simpson Dr | 0.66mi | 3/2.0 (+1) | 912 (+9%) | 1mo | $200,000 | $219 | 45 |
| 4154 Seigman Ave | 0.66mi | 3/1.0 (+1) | 936 (+11%) | 7mo | $200,000 | $214 | 40 |
| 3935 E Mound St | 0.66mi | 3/1.0 (+1) | 961 (+14%) | 4mo | $182,500 | $190 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.29% rent growth · sell at horizon
- IRR
- -12.0%
- Equity multiple
- 0.57×
- Total profit
- $-15,725
- Equity at exit
- $19,369
- IRR
- -4.0%
- Equity multiple
- 0.75×
- Total profit
- $-9,233
- Equity at exit
- $11,231
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 43213
- Rents YoY
- 2.3%
- Active inventory
- 67
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $1,234 high interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax from tax record
- −$143 /mo · $1,711/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$259
- Net cashflow
- $97
Break-even live
Sensitivity live
| Price | -10% $171 | -5% $134 | +0% $97 | +5% $60 | +10% $24 |
|---|---|---|---|---|---|
| Rent | -10% $0 | -5% $48 | +0% $97 | +5% $146 | +10% $195 |
| Rate | -1.0pp $163 | -0.5pp $130 | base $97 | +0.5pp $64 | +1.0pp $29 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4163 Wright Park Columbus, OH | 2.0 | 2.0 | 1008 | $1,750 | $1.74 | 45d | 1 | 0.33mi |
| 685-687 Valerie Ln Whitehall, OH | 2.0 | 1.0 | 800 | $1,153 | $1.44 | 45d | 1 | 0.50mi |
| 3974 Andrus Ct E Unit 3996C Columbus, OH | 2.0 | 1.5 | 950 | $1,185 | $1.25 | 25d | 1 | 0.50mi |
| 3974 Andrus Ct E Unit 3982D Columbus, OH | 2.0 | 1.5 | 950 | $1,285 | $1.35 | 25d | 1 | 0.50mi |
| 3974 Andrus Ave Columbus, OH | 2.0 | 1.5 | 950 | $1,235 | $1.30 | 25d | 3 | 0.53mi |
| 1250 Kelburn Rd Columbus, OH | 2.0 | 1.0 | 970 | $1,099 | $1.13 | 45d | 1 | 0.57mi |
| 1250 Kelburn Rd Columbus, OH | 2.0 | 1.0 | 970 | $1,200 | $1.24 | 14d | 1 | 0.57mi |
| 1250 Kelburn Rd Columbus, OH | 2.0 | 1.0 | 970 | $1,099 | $1.13 | 23d | 1 | 0.57mi |
| 496 S Hamilton Rd Whitehall, OH | 1.0–2.0 | 1.0 | 663 | $850 | $1.28 | 25d | 4 | 0.70mi |
| 381 S Yearling Rd Unit 381 Yearling Whitehall, OH | 3.0 | 1.0 | 850 | $1,095 | $1.29 | 25d | 1 | 0.73mi |
| 973 Exeter Rd Columbus, OH | 3.0 | 1.0 | 1054 | $1,710 | $1.62 | 45d | 1 | 0.82mi |
| 4048 E Livingston Ave Columbus, OH | 3.0 | 1.0 | 961 | $1,000 | $1.04 | 21d | 1 | 0.84mi |
| 406 Beechtree Rd Whitehall, OH | 3.0 | 1.0 | 950 | $1,300 | $1.37 | 25d | 1 | 0.90mi |
| 1303 Dellwood Ave Columbus, OH | 3.0 | 1.0 | 900 | $1,500 | $1.67 | 45d | 1 | 0.90mi |
| 1462 Elaine Rd Columbus, OH | 2.0 | 1.5 | 975 | $1,324 | $1.36 | 25d | 1 | 0.91mi |
| 280 Barkley Pl W Columbus, OH | 2.0 | 1.5 | 1077 | $1,362 | $1.26 | 45d | 1 | 0.96mi |
| 1537 Duffield Dr Columbus, OH | 3.0 | 2.0 | 1020 | $1,500 | $1.47 | 45d | 1 | 0.96mi |
| 1246 Arkwood Ave Columbus, OH | 3.0 | 1.0 | 1094 | $1,740 | $1.59 | 45d | 1 | 0.96mi |
| 4056 Carlton Ave Columbus, OH | 2.0 | 1.5 | 1100 | $1,250 | $1.14 | 25d | 1 | 1.09mi |
| 3566 E Main St Whitehall, OH | 1.0 | 1.0 | 575 | $795 | $1.38 | 46d | 1 | 1.11mi |
| 3566 E Main St Whitehall, OH | 1.0 | 1.0 | 575 | $795 | $1.38 | 45d | 1 | 1.11mi |
| 3566 E Main St Unit A15 Whitehall, OH | 1.0 | 1.0 | 575 | $795 | $1.38 | 25d | 1 | 1.11mi |
| 3540 E Main St Columbus, OH | 2.0 | 1.0 | 914 | $1,074 | $1.18 | 5d | 5 | 1.16mi |
| 1256 Rand Ave Columbus, OH | 2.0 | 1.0 | 967 | $1,299 | $1.34 | 45d | 1 | 1.21mi |
| 3632 Cushing Dr Unit B Columbus, OH | 2.0 | 1.0 | 900 | $950 | $1.06 | 21d | 1 | 1.24mi |
| 3632 Cushing Dr Unit D Columbus, OH | 2.0 | 1.0 | 950 | $1,050 | $1.11 | 17d | 1 | 1.24mi |
| 3632 Cushing Dr Columbus, OH | 2.0 | 1.0 | 950 | $1,050 | $1.11 | 14d | 1 | 1.24mi |
| 3600 Cushing Dr Unit C Columbus, OH | 2.0 | 1.0 | 810 | $900 | $1.11 | 45d | 1 | 1.27mi |
| 1705 Carstare Dr Columbus, OH | 2.0 | 1.5 | 720 | $950 | $1.32 | 45d | 1 | 1.28mi |
| 3605 Cushing Dr Unit A Columbus, OH | 2.0 | 1.0 | 900 | $815 | $0.91 | 12d | 1 | 1.28mi |
| 4264 E Broad St Columbus, OH | 1.0 | 1.0 | 484 | $905 | $1.87 | 3d | 15 | 1.29mi |
| 802 Ruby Ave Columbus, OH | 3.0 | 2.0 | 1004 | $1,875 | $1.87 | 45d | 1 | 1.29mi |
| 1718 Carstare Dr Columbus, OH | 2.0 | 1.5 | 720 | $950 | $1.32 | 45d | 1 | 1.29mi |
| 4657 E Broad St Columbus, OH | 1.0–2.0 | 1.0–2.0 | 850 | $1,667 | $1.96 | 4d | 48 | 1.30mi |
| 892 Ruby Ave Columbus, OH | 2.0 | 2.0 | 1100 | $1,500 | $1.36 | 45d | 1 | 1.31mi |
| 393 Barnett Rd Columbus, OH | 2.0 | 1.5 | 840 | $975 | $1.16 | 25d | 1 | 1.35mi |
| 849 Byron Ave Columbus, OH | 3.0 | 1.5 | 936 | $1,400 | $1.50 | 9d | 1 | 1.38mi |
| 1789 Elaine Rd Columbus, OH | 2.0 | 1.5 | 960 | $1,270 | $1.32 | 3d | 2 | 1.38mi |
| 416 S Weyant Ave Columbus, OH | 2.0 | 1.0 | 720 | $1,149 | $1.60 | 25d | 1 | 1.43mi |
| 914 S Weyant Ave Columbus, OH | 3.0 | 1.5 | 1089 | $1,099 | $1.01 | 19d | 1 | 1.45mi |
Listing history 44 events
-
2026-06-21statusdays on market $129,900 Pending 57 DOM
-
2026-06-18days on market $129,900 Active 55 DOM
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2026-06-17days on market $129,900 Active 54 DOM
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2026-06-16days on market $129,900 Active 53 DOM
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2026-06-15days on market $129,900 Active 52 DOM
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2026-06-13days on market $129,900 Active 50 DOM
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2026-06-13days on market $129,900 Active 49 DOM
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2026-06-09days on market $129,900 Active 46 DOM
-
2026-06-08days on market $129,900 Active 45 DOM
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2026-06-07pricedays on market $129,900 Active 44 DOM
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2026-06-05days on market $144,900 Active 41 DOM
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2026-06-03days on market $144,900 Active 40 DOM
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2026-06-02days on market $144,900 Active 39 DOM
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2026-06-01days on market $144,900 Active 38 DOM
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2026-05-31days on market $144,900 Active 37 DOM
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2026-04-24$144,900 Active 404-char remark
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2019-10-07soldstatus $136,000
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2019-09-30soldstatus $68,000 Closed 539-char remark
Show marketing remark (539 chars)
Attention Investors! Adorable 2/1 Cottage with Spacious Family Room, Wood-Laminate and Ceramic Tile Flooring Throughout; New Air Conditioning, New Water Heater, Frigidaire Glass Top Stove, OTR Microwave, Dishwasher and Refrigerator Large Laundry Room, One (1) Car Garage; Private, Fenced Backyard with Mature Trees; Ceramic Tile in Kitchen with White Cabinets; Full Bath with Ceramic Tile Surround. Ceiling fans in Family and Kitchen, ceiling lights in bedrooms. Great Street Located near Shopping, Restaurants and Park. Home Warranty Inc.
-
2019-09-17status Pending 539-char remark
Show marketing remark (539 chars)
Attention Investors! Adorable 2/1 Cottage with Spacious Family Room, Wood-Laminate and Ceramic Tile Flooring Throughout; New Air Conditioning, New Water Heater, Frigidaire Glass Top Stove, OTR Microwave, Dishwasher and Refrigerator Large Laundry Room, One (1) Car Garage; Private, Fenced Backyard with Mature Trees; Ceramic Tile in Kitchen with White Cabinets; Full Bath with Ceramic Tile Surround. Ceiling fans in Family and Kitchen, ceiling lights in bedrooms. Great Street Located near Shopping, Restaurants and Park. Home Warranty Inc.
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2019-09-17price $67,000 539-char remark
Show marketing remark (539 chars)
Attention Investors! Adorable 2/1 Cottage with Spacious Family Room, Wood-Laminate and Ceramic Tile Flooring Throughout; New Air Conditioning, New Water Heater, Frigidaire Glass Top Stove, OTR Microwave, Dishwasher and Refrigerator Large Laundry Room, One (1) Car Garage; Private, Fenced Backyard with Mature Trees; Ceramic Tile in Kitchen with White Cabinets; Full Bath with Ceramic Tile Surround. Ceiling fans in Family and Kitchen, ceiling lights in bedrooms. Great Street Located near Shopping, Restaurants and Park. Home Warranty Inc.
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2019-09-17status Active 539-char remark
Show marketing remark (539 chars)
Attention Investors! Adorable 2/1 Cottage with Spacious Family Room, Wood-Laminate and Ceramic Tile Flooring Throughout; New Air Conditioning, New Water Heater, Frigidaire Glass Top Stove, OTR Microwave, Dishwasher and Refrigerator Large Laundry Room, One (1) Car Garage; Private, Fenced Backyard with Mature Trees; Ceramic Tile in Kitchen with White Cabinets; Full Bath with Ceramic Tile Surround. Ceiling fans in Family and Kitchen, ceiling lights in bedrooms. Great Street Located near Shopping, Restaurants and Park. Home Warranty Inc.
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2019-08-30historical Contingent Finance and Inspection 539-char remark
Show marketing remark (539 chars)
Attention Investors! Adorable 2/1 Cottage with Spacious Family Room, Wood-Laminate and Ceramic Tile Flooring Throughout; New Air Conditioning, New Water Heater, Frigidaire Glass Top Stove, OTR Microwave, Dishwasher and Refrigerator Large Laundry Room, One (1) Car Garage; Private, Fenced Backyard with Mature Trees; Ceramic Tile in Kitchen with White Cabinets; Full Bath with Ceramic Tile Surround. Ceiling fans in Family and Kitchen, ceiling lights in bedrooms. Great Street Located near Shopping, Restaurants and Park. Home Warranty Inc.
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2019-08-30historical 539-char remark
Show marketing remark (539 chars)
Attention Investors! Adorable 2/1 Cottage with Spacious Family Room, Wood-Laminate and Ceramic Tile Flooring Throughout; New Air Conditioning, New Water Heater, Frigidaire Glass Top Stove, OTR Microwave, Dishwasher and Refrigerator Large Laundry Room, One (1) Car Garage; Private, Fenced Backyard with Mature Trees; Ceramic Tile in Kitchen with White Cabinets; Full Bath with Ceramic Tile Surround. Ceiling fans in Family and Kitchen, ceiling lights in bedrooms. Great Street Located near Shopping, Restaurants and Park. Home Warranty Inc.
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2019-08-22status Active 539-char remark
Show marketing remark (539 chars)
Attention Investors! Adorable 2/1 Cottage with Spacious Family Room, Wood-Laminate and Ceramic Tile Flooring Throughout; New Air Conditioning, New Water Heater, Frigidaire Glass Top Stove, OTR Microwave, Dishwasher and Refrigerator Large Laundry Room, One (1) Car Garage; Private, Fenced Backyard with Mature Trees; Ceramic Tile in Kitchen with White Cabinets; Full Bath with Ceramic Tile Surround. Ceiling fans in Family and Kitchen, ceiling lights in bedrooms. Great Street Located near Shopping, Restaurants and Park. Home Warranty Inc.
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2019-08-22historical 539-char remark
Show marketing remark (539 chars)
Attention Investors! Adorable 2/1 Cottage with Spacious Family Room, Wood-Laminate and Ceramic Tile Flooring Throughout; New Air Conditioning, New Water Heater, Frigidaire Glass Top Stove, OTR Microwave, Dishwasher and Refrigerator Large Laundry Room, One (1) Car Garage; Private, Fenced Backyard with Mature Trees; Ceramic Tile in Kitchen with White Cabinets; Full Bath with Ceramic Tile Surround. Ceiling fans in Family and Kitchen, ceiling lights in bedrooms. Great Street Located near Shopping, Restaurants and Park. Home Warranty Inc.
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2019-08-21$74,900 Active 539-char remark
Show marketing remark (539 chars)
Attention Investors! Adorable 2/1 Cottage with Spacious Family Room, Wood-Laminate and Ceramic Tile Flooring Throughout; New Air Conditioning, New Water Heater, Frigidaire Glass Top Stove, OTR Microwave, Dishwasher and Refrigerator Large Laundry Room, One (1) Car Garage; Private, Fenced Backyard with Mature Trees; Ceramic Tile in Kitchen with White Cabinets; Full Bath with Ceramic Tile Surround. Ceiling fans in Family and Kitchen, ceiling lights in bedrooms. Great Street Located near Shopping, Restaurants and Park. Home Warranty Inc.
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2019-08-12historical
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2019-08-07status Active
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2019-07-11historical Contingent Finance and Inspection
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2019-07-10status Active
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2019-07-08historical
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2019-07-02price $89,900
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2019-06-26price $94,900
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2019-06-20status Active
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2019-06-16historical
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2019-06-11$99,900 Active
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2013-01-29soldstatus $17,000
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2013-01-09historical
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2012-12-06$19,900
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2006-08-27historical
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2005-10-24$59,750
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1999-04-17historical
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1998-11-05$56,900
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1985-12-03soldstatus $30,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $1,711 · $143/mo
- Projected year-2 tax
- $1,869 · $156/mo
- Expected delta
- +$158/yr (+$13/mo · 9.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,813
- − Mortgage interest
- −$7,276
- − Property taxes
- −$1,711
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,185
- − Management
- −$1,185
- − Depreciation
- −$3,779
- Taxable loss
- −$973
- Est. tax savings @ 24.0%
- +$234
- After-tax cash flow
- $1,401/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Whitehall City
- NCES district ID
- 3904507
- Math proficiency
- 18% ▼ -17.00%
- Reading proficiency
- 33% ▼ -11.00%
- Median HH income
- $36,092
- Composite
- 21.08/100
- National rank
- #8442
- State rank
- #603 of 656 in OH
Livability — Whitehall
- Score
- 71/100
- State rank
- #399
- US rank
- #6587
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Whitehall, OH
- County
- Franklin County · 1,351,780 people
- City population
- 36,273
- Metro
- Columbus, OH
- Population (ZIP)
- 36,273
- Household income
- $54,704
- Rent vs Own
- Severe rent burden
- 2583.0
Population outlook (Franklin County) Hauer SSP2
- Today (2025)
- 1,456,139 people
- By 2030
- 1,556,890 · +6.9%
- By 2040
- 1,757,349 · +20.7%
- By 2050
- 1,950,539 · +34.0%
- By 2075
- 2,376,171 · +63.2%
- By 2100
- 2,636,796 · +81.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.66)
- Race & ethnicity
- Black 45% White 36% Hispanic / Latino 10% Two or more races 9% Asian 3%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2%
- Common ancestry
- Romanian 2% Slovak 1% Lithuanian 1%
- Foreign-born
- 15% · Canada, China
- Languages at home
- 79% English-only · Spanish 8% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Franklin
- 2024 margin
- Strong D (+28.4) · D 63.7% · R 35.3% · Other 1.0%
- 2008→2024 swing
- +7.7pp toward D · 2008: 20.7pp · 2024: 28.4pp
- All cycles
- 2024: D+28.4 2020: D+31.4 2016: D+25.9 2012: D+21.7 2008: D+20.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -243.35%
- Current HPI
- 198.5072
- Rent YoY
- ▲ 2.29%
- Metro
- Columbus, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
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| Industrial Machinery | 3 | $49B |
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
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| Aerospace / Defense | 2 | $47B |
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| Utilities | 2 | $33B |
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Price history
+333.0% since first listed30 events — show timeline
- 2026-06-05 Price Changed $129,900 CBRMLS
- 2026-04-24 Listed $144,900 CBRMLS
- 2019-10-07 Sold (Public Records) $136,000 Public Records
- 2019-09-30 Sold (MLS) $68,000 CBRMLS
- 2019-09-17 Pending — CBRMLS
- 2019-09-17 Price Changed $67,000 CBRMLS
- 2019-09-17 Relisted — CBRMLS
- 2019-08-30 Contingent — CBRMLS
- 2019-08-30 Listing Removed — CBRMLS
- 2019-08-22 Relisted — CBRMLS
- 2019-08-22 Listing Removed — CBRMLS
- 2019-08-21 Listed $74,900 CBRMLS
- 2019-08-12 Listing Removed — CBRMLS
- 2019-08-07 Relisted — CBRMLS
- 2019-07-11 Contingent — CBRMLS
- 2019-07-10 Relisted — CBRMLS
- 2019-07-08 Listing Removed — CBRMLS
- 2019-07-02 Price Changed $89,900 CBRMLS
- 2019-06-26 Price Changed $94,900 CBRMLS
- 2019-06-20 Relisted — CBRMLS
- 2019-06-16 Listing Removed — CBRMLS
- 2019-06-11 Listed $99,900 CBRMLS
- 2013-01-29 Sold (MLS) $17,000 CBRMLS
- 2013-01-09 Listing Removed — CBRMLS
- 2012-12-06 Listed $19,900 CBRMLS
- 2006-08-27 Listing Removed — CBRMLS
- 2005-10-24 Listed $59,750 CBRMLS
- 1999-04-17 Listing Removed — CBRMLS
- 1998-11-05 Listed $56,900 CBRMLS
- 1985-12-03 Sold (Public Records) $30,000 Public Records
Property tax history
+5.2%/yrLatest (2024): $1,711 · +0.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…