8472 Bent Creek Way · Marco Shores-Hammock Bay, FL 34114

$489,000

3 bd · 2.0 ba · 1,591 sqft · SingleFamily public records · 244 Days on market

Built 1999 7,840 sqft lot $690/mo HOA · 11% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.8/30.0
• DSCR +8.6/10.0
• 1% rule +7.9/10.0
• ARV discount +7.5/15.0
• Schools +5.0/10.0
• Appreciation +4.3/10.0
• Rent growth +3.3/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Situated on the largest homesite in the popular and picturesque Bent Creek village of Fiddler's Creek, this turnkey-furnished and beautifully remodeled residence offers the perfect combination of luxury, comfort, and convenience. Featuring three bedrooms, two full baths, and a two-car garage, the home is perfectly positioned to take advantage of desirable southwest exposure and captivating lake views. The exterior is freshly painted and enhanced by upgraded landscaping, an extended driveway, and a new roof and gutters installed in 2019. Inside, the home is designed to impress with upscale furnishings, vaulted ceilings, custom window coverings, and elegant wood-look tile flooring throughout. The gourmet kitchen is a showpiece, boasting white maple cabinetry, soft-close drawers, quartzite countertops, and an open layout ideal for both casual dining and entertaining. The owner's suite serves as a private retreat with two walk-in closets and a spa-inspired bath featuring a frameless glass shower and a deep soaking tub. The spacious screened lanai provides a serene setting to relax and enjoy the gorgeous southwest water views, with both covered and open areas ideal for year-round enjoyment and entertaining. Additional upgrades include a new LG washer and dryer, electric roll-down storm shutters on the lanai and entry, upgraded lighting throughout, a new air conditioning system (2018), hot water heater (2020), utility sink in the garage, water softener, and phantom screens. This villa offers exceptional privacy with no neighbors above or below and no stairs, and is conveniently located across from the village pool and close to the community's exceptional amenities. Living in Fiddler's Creek means access to world-class facilities including resort-style pools with waterfalls and slides, a spectacular 54,000-square-foot Clubhouse, a state-of-the-art fitness center with classes and personal trainers, full-service spa, bocce, and an active tennis and pickleball program featuring six Har-Tru courts and ten new pickleball courts. A vibrant calendar of social events, classes, and clubs ensures there is always something to enjoy. Optional memberships include the exclusive Tarpon Club, offering beach and marina access, as well as The Creek Course, providing immediate access to the brand-new golf clubhouse and the newly renovated, award-winning championship course. Miles of sidewalks offer plentiful options for running, bicycling and walking. The location is unbeatable-just minutes from Old Naples and Marco Island, with fine dining, boutique shopping, pristine beaches, executive airport and beautiful parks all nearby. Just outside the gates, residents enjoy a new shopping center featuring Publix, salon services, a health café, urgent care, and more-ensuring an easy, effortless, and luxurious lifestyle.

Key facts

• Upgraded landscaping
• Gourmet kitchen
• New roof and gutters

Tags

• LARGEST HOMESITE
• CAPTIVATING LAKE VIEWS
• UPGRADED LANDSCAPING
• NEW ROOF AND GUTTERS
• GOURMET KITCHEN
• WHITE MAPLE CABINETRY

Property features AI

Other

• Other: End-unit in a 2-unit building (1 unit per floor/building info indicates low-density building); Total rooms: 8; Has waterfront (lake); Lot irregularities restricted: no commercial use and no RVs

Finance

• Financial info: Total annual recurring community fees and one-time fees apply
• HOA & community: Mandatory HOA with professional management; Quarterly HOA fee; Quarterly mandatory club fee; One-time mandatory club fee required; Community maintenance covers cable, internet/WiFi, irrigation water, lawn/land maintenance, pest control (exterior), repairs, reserves, security, street lights, street maintenance, and management; Community amenities include beach club access, clubhouse, community pool and spa, fitness center (attended), full-service spa, golf course (equity and non-equity options), pickleball, tennis courts, bocce court, sidewalks, bike/jog path, play area, restaurant, and underground utilities; Community is gated and centered around golf and tennis

Exterior

• Parking: Attached 2-car garage; Paved driveway with additional paved parking (2+ spaces)
• Security: Gated community with guard at gate and patrolled security
• Utilities: Central water; Central sewer; Cable available; Electric service
• Home design: Residential attached villa (end-unit); 1 story / ranch; Rear exposure faces southwest; Located in Fiddler's Creek (Bent Creek Village)
• Construction: Concrete block construction; Stucco exterior finish; Tile roof; Built in 1999; Single-hung and sliding windows; Electric storm shutters
• Exterior features: Patio; Automatic sprinkler (central irrigation); Lake frontage and water feature view; Landscaped area view; Paved road access

Interior

• Kitchen: Pantry; Dishwasher; Disposal; Microwave; Range (includes self-cleaning oven); Refrigerator/ice maker; Warming tray
• Bedrooms: 3 bedrooms; First-floor bedroom; Master bedroom on ground level; Split bedroom layout
• Flooring: Tile flooring
• Bathrooms: 2 full bathrooms; Master bath with dual sinks, separate tub and shower, and multiple shower heads
• Heating & cooling: Central electric heat; Central electric air conditioning; Ceiling fans
• Interior features: Cable pre-wired and cable available; Foyer; High-speed internet available; Laundry tub; Pantry; Smoke detectors; Vaulted ceiling; Walk-in closet; Window coverings; Turnkey furnished; Great room floor plan; Split bedrooms
• Laundry & utility: Washer and dryer included; Laundry in residence

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $489k.

Deal economics

• At list price, monthly cash flow is $1k ($14k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($6k rent vs $489k).
• Recommended offer: $430k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.2%/yr); 905 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $6,325/mo this rent would consume 85% of the median local household income ($89k/yr) (locally 550% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-1.5%/yr); year-one equity from $3k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-1.5% appreciation + 3.2% rent growth), your $137k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 244 days — a 12% lower offer ($430k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 22y ago; this cycle's ask has dropped $30k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $185k; list at $489k implies a 164% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $430,320 (12.0% below list)

Questions for the listing agent

1. It's been on market 244 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.29% ✓
• Cap rate: 9.22%
• Cash-on-cash: 10.44%
• DSCR: 1.46
• GRM: 6.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.48% appreciation · 3.21% rent growth · sell at horizon

5-year hold

• IRR: 4.4%
• Equity multiple: 1.19×
• Total profit: $26,070
• Equity at exit: $106,853

10-year hold

• IRR: 11.7%
• Equity multiple: 2.11×
• Total profit: $151,347
• Equity at exit: $102,929

Cash invested: $136,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34114

• Home prices YoY: -0.6%
• Rents YoY: 3.2%
• Active inventory: 905
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $6,325 high
• Mortgage (P&I): −$2,564
• Tax from tax record: −$347 /mo · $4,162/yr
• Insurance: −$204
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$690
• Vacancy / Maint / Mgmt: −$1,328
• Net cashflow: $1,125

Break-even live

Break-even rent $4,900

Max offer price $489,000

Occupancy floor 77%

Sensitivity live

Price	-10% $1,402	-5% $1,264	+0% $1,125	+5% $987	+10% $848
Rent	-10% $626	-5% $875	+0% $1,125	+5% $1,375	+10% $1,625
Rate	-1.0pp $1,371	-0.5pp $1,250	base $1,125	+0.5pp $999	+1.0pp $870

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $122,250
• Closing costs: $14,670
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8482 Bent Creek Way Naples, FL	3.0	2.0	2064	$8,000	$3.88	24d	1	0.05mi
8375 Whisper Trace Ln #202 Naples, FL	3.0	2.0	2106	$3,000	$1.42	22d	1	0.10mi
262 Indies Dr E Unit 101 Naples, FL	3.0	2.0	1537	$7,500	$4.88	24d	1	0.15mi
286 Indies Dr E Unit 202 Naples, FL	3.0	2.0	1509	$3,200	$2.12	24d	1	0.15mi
8355 Whisper Trace Way Unit K104 Naples, FL	3.0	2.0	1674	$6,500	$3.88	15d	1	0.16mi
8365 Whisper Trace Way Unit L204 Naples, FL	3.0	2.0	1752	$6,500	$3.71	15d	1	0.16mi
8526 Pepper Tree Way Naples, FL	3.0	2.0	1990	$6,900	$3.47	24d	1	0.17mi
244 Indies Dr E #101 Naples, FL	3.0	2.0	1537	$7,500	$4.88	22d	1	0.17mi
268 Indies Dr E #102 Naples, FL	2.0	2.0	1537	$7,500	$4.88	24d	1	0.17mi
232 Indies Dr E #101 Naples, FL	3.0	2.0	1537	$7,500	$4.88	24d	1	0.20mi
163 Indies Dr E #106 Naples, FL	3.0	2.0	1698	$7,500	$4.42	24d	1	0.28mi
163 Indies Dr E #206 Naples, FL	3.0	2.0	1698	$6,000	$3.53	24d	1	0.28mi
163 Indies Dr E #203 Naples, FL	2.0	2.0	1448	$7,200	$4.97	24d	1	0.28mi
172 Indies Dr E #101 Naples, FL	3.0	2.0	1980	$7,500	$3.79	15d	1	0.34mi
172 Indies Dr E Unit 8-102 Naples, FL	2.0	2.0	1980	$8,500	$4.29	24d	1	0.34mi
4650 Hawks Nest Way Unit M202 Naples, FL	3.0	2.0	1840	$9,600	$5.22	15d	1	0.70mi
4529 Cardinal Cove Ln #7 Naples, FL	2.0	2.0	1539	$6,500	$4.22	24d	1	0.78mi
4680 Hawks Nest Way Unit D-103 Naples, FL	2.0	2.0	1414	$3,000	$2.12	15d	1	0.79mi
3940 Deer Crossing Ct Unit 4-203 Naples, FL	3.0	2.0	2166	$7,500	$3.46	24d	1	0.81mi
3930 Deer Crossing Ct #103 Naples, FL	3.0	2.0	1950	$2,530	$1.30	15d	1	0.82mi
4685 Hawks Nest Way #103 Naples, FL	2.0	2.0	1440	$6,500	$4.51	15d	1	0.83mi
3985 Deer Crossing Ct #201 Naples, FL	3.0	2.0	1981	$5,795	$2.93	24d	1	0.83mi
3975 Deer Crossing Ct #201 Naples, FL	3.0	2.0	2101	$7,500	$3.57	24d	1	0.84mi
3955 Deer Crossing Ct #103 Naples, FL	3.0	2.0	1812	$7,500	$4.14	24d	1	0.86mi
9571 Mussorie Ct Naples, FL	3.0	3.5	2117	$12,500	$5.90	24d	1	1.35mi
1042 Mainsail Dr #822 Naples, FL	3.0	2.0	1276	$1,895	$1.49	24d	1	1.40mi
1446 Borghese Ln Naples, FL	3.0	2.5	2000	$3,600	$1.80	24d	1	1.44mi
1024 Mainsail Dr #512 Naples, FL	3.0	2.0	1276	$2,300	$1.80	15d	1	1.44mi
9104 Cherry Oaks Trl Naples, FL	3.0	2.0	1876	$5,000	$2.67	24d	1	1.46mi

HOA detail

• Monthly dues: $690 · $8,280/yr
• Likely covers: waterelectriclandscapingpoolgym

Listing history 44 events

1. 2026-06-18
   days on market $489,000 Active 244 DOM
2. 2026-06-17
   days on market $489,000 Active 243 DOM
3. 2026-06-16
   days on market $489,000 Active 242 DOM
4. 2026-06-15
   days on market $489,000 Active 241 DOM
5. 2026-06-10
   days on market $489,000 Active 236 DOM
6. 2026-06-09
   days on market $489,000 Active 235 DOM
7. 2026-06-08
   days on market $489,000 Active 234 DOM
8. 2026-06-07
   days on market $489,000 Active 233 DOM
9. 2026-06-03
   days on market $489,000 Active 229 DOM
10. 2026-06-02
    days on market $489,000 Active 228 DOM
11. 2026-06-01
    days on market $489,000 Active 227 DOM
12. 2026-05-31
    days on market $489,000 Active 226 DOM
13. 2026-05-30
    days on market $489,000 Active 225 DOM
14. 2026-04-13
    price $489,000

    Show marketing remark (2843 chars)

    Situated on the largest homesite in the popular and picturesque Bent Creek village of Fiddler's Creek, this turnkey-furnished and beautifully remodeled residence offers the perfect combination of luxury, comfort, and convenience. Featuring three bedrooms, two full baths, and a two-car garage, the home is perfectly positioned to take advantage of desirable southwest exposure and captivating lake views. The exterior is freshly painted and enhanced by upgraded landscaping, an extended driveway, and a new roof and gutters installed in 2019. Inside, the home is designed to impress with upscale furnishings, vaulted ceilings, custom window coverings, and elegant wood-look tile flooring throughout. The gourmet kitchen is a showpiece, boasting white maple cabinetry, soft-close drawers, quartzite countertops, and an open layout ideal for both casual dining and entertaining. The owner's suite serves as a private retreat with two walk-in closets and a spa-inspired bath featuring a frameless glass shower and a deep soaking tub. The spacious screened lanai provides a serene setting to relax and enjoy the gorgeous southwest water views, with both covered and open areas ideal for year-round enjoyment and entertaining. Additional upgrades include a new LG washer and dryer, electric roll-down storm shutters on the lanai and entry, upgraded lighting throughout, a new air conditioning system (2018), hot water heater (2020), utility sink in the garage, water softener, and phantom screens. This villa offers exceptional privacy with no neighbors above or below and no stairs, and is conveniently located across from the village pool and close to the community's exceptional amenities. Living in Fiddler's Creek means access to world-class facilities including resort-style pools with waterfalls and slides, a spectacular 54,000-square-foot Clubhouse, a state-of-the-art fitness center with classes and personal trainers, full-service spa, bocce, and an active tennis and pickleball program featuring six Har-Tru courts and ten new pickleball courts. A vibrant calendar of social events, classes, and clubs ensures there is always something to enjoy. Optional memberships include the exclusive Tarpon Club, offering beach and marina access, as well as The Creek Course, providing immediate access to the brand-new golf clubhouse and the newly renovated, award-winning championship course. Miles of sidewalks offer plentiful options for running, bicycling and walking. The location is unbeatable-just minutes from Old Naples and Marco Island, with fine dining, boutique shopping, pristine beaches, executive airport and beautiful parks all nearby. Just outside the gates, residents enjoy a new shopping center featuring Publix, salon services, a health café, urgent care, and more-ensuring an easy, effortless, and luxurious lifestyle.

15. 2026-04-13
    price $489,000 2843-char remark

    Show marketing remark (2843 chars)

    Situated on the largest homesite in the popular and picturesque Bent Creek village of Fiddler's Creek, this turnkey-furnished and beautifully remodeled residence offers the perfect combination of luxury, comfort, and convenience. Featuring three bedrooms, two full baths, and a two-car garage, the home is perfectly positioned to take advantage of desirable southwest exposure and captivating lake views. The exterior is freshly painted and enhanced by upgraded landscaping, an extended driveway, and a new roof and gutters installed in 2019. Inside, the home is designed to impress with upscale furnishings, vaulted ceilings, custom window coverings, and elegant wood-look tile flooring throughout. The gourmet kitchen is a showpiece, boasting white maple cabinetry, soft-close drawers, quartzite countertops, and an open layout ideal for both casual dining and entertaining. The owner's suite serves as a private retreat with two walk-in closets and a spa-inspired bath featuring a frameless glass shower and a deep soaking tub. The spacious screened lanai provides a serene setting to relax and enjoy the gorgeous southwest water views, with both covered and open areas ideal for year-round enjoyment and entertaining. Additional upgrades include a new LG washer and dryer, electric roll-down storm shutters on the lanai and entry, upgraded lighting throughout, a new air conditioning system (2018), hot water heater (2020), utility sink in the garage, water softener, and phantom screens. This villa offers exceptional privacy with no neighbors above or below and no stairs, and is conveniently located across from the village pool and close to the community's exceptional amenities. Living in Fiddler's Creek means access to world-class facilities including resort-style pools with waterfalls and slides, a spectacular 54,000-square-foot Clubhouse, a state-of-the-art fitness center with classes and personal trainers, full-service spa, bocce, and an active tennis and pickleball program featuring six Har-Tru courts and ten new pickleball courts. A vibrant calendar of social events, classes, and clubs ensures there is always something to enjoy. Optional memberships include the exclusive Tarpon Club, offering beach and marina access, as well as The Creek Course, providing immediate access to the brand-new golf clubhouse and the newly renovated, award-winning championship course. Miles of sidewalks offer plentiful options for running, bicycling and walking. The location is unbeatable-just minutes from Old Naples and Marco Island, with fine dining, boutique shopping, pristine beaches, executive airport and beautiful parks all nearby. Just outside the gates, residents enjoy a new shopping center featuring Publix, salon services, a health café, urgent care, and more-ensuring an easy, effortless, and luxurious lifestyle.

16. 2026-02-01
    price $499,000

    Show marketing remark (2843 chars)

    Situated on the largest homesite in the popular and picturesque Bent Creek village of Fiddler's Creek, this turnkey-furnished and beautifully remodeled residence offers the perfect combination of luxury, comfort, and convenience. Featuring three bedrooms, two full baths, and a two-car garage, the home is perfectly positioned to take advantage of desirable southwest exposure and captivating lake views. The exterior is freshly painted and enhanced by upgraded landscaping, an extended driveway, and a new roof and gutters installed in 2019. Inside, the home is designed to impress with upscale furnishings, vaulted ceilings, custom window coverings, and elegant wood-look tile flooring throughout. The gourmet kitchen is a showpiece, boasting white maple cabinetry, soft-close drawers, quartzite countertops, and an open layout ideal for both casual dining and entertaining. The owner's suite serves as a private retreat with two walk-in closets and a spa-inspired bath featuring a frameless glass shower and a deep soaking tub. The spacious screened lanai provides a serene setting to relax and enjoy the gorgeous southwest water views, with both covered and open areas ideal for year-round enjoyment and entertaining. Additional upgrades include a new LG washer and dryer, electric roll-down storm shutters on the lanai and entry, upgraded lighting throughout, a new air conditioning system (2018), hot water heater (2020), utility sink in the garage, water softener, and phantom screens. This villa offers exceptional privacy with no neighbors above or below and no stairs, and is conveniently located across from the village pool and close to the community's exceptional amenities. Living in Fiddler's Creek means access to world-class facilities including resort-style pools with waterfalls and slides, a spectacular 54,000-square-foot Clubhouse, a state-of-the-art fitness center with classes and personal trainers, full-service spa, bocce, and an active tennis and pickleball program featuring six Har-Tru courts and ten new pickleball courts. A vibrant calendar of social events, classes, and clubs ensures there is always something to enjoy. Optional memberships include the exclusive Tarpon Club, offering beach and marina access, as well as The Creek Course, providing immediate access to the brand-new golf clubhouse and the newly renovated, award-winning championship course. Miles of sidewalks offer plentiful options for running, bicycling and walking. The location is unbeatable-just minutes from Old Naples and Marco Island, with fine dining, boutique shopping, pristine beaches, executive airport and beautiful parks all nearby. Just outside the gates, residents enjoy a new shopping center featuring Publix, salon services, a health café, urgent care, and more-ensuring an easy, effortless, and luxurious lifestyle.

17. 2026-02-01
    price $499,000 2843-char remark

    Show marketing remark (2843 chars)

    Situated on the largest homesite in the popular and picturesque Bent Creek village of Fiddler's Creek, this turnkey-furnished and beautifully remodeled residence offers the perfect combination of luxury, comfort, and convenience. Featuring three bedrooms, two full baths, and a two-car garage, the home is perfectly positioned to take advantage of desirable southwest exposure and captivating lake views. The exterior is freshly painted and enhanced by upgraded landscaping, an extended driveway, and a new roof and gutters installed in 2019. Inside, the home is designed to impress with upscale furnishings, vaulted ceilings, custom window coverings, and elegant wood-look tile flooring throughout. The gourmet kitchen is a showpiece, boasting white maple cabinetry, soft-close drawers, quartzite countertops, and an open layout ideal for both casual dining and entertaining. The owner's suite serves as a private retreat with two walk-in closets and a spa-inspired bath featuring a frameless glass shower and a deep soaking tub. The spacious screened lanai provides a serene setting to relax and enjoy the gorgeous southwest water views, with both covered and open areas ideal for year-round enjoyment and entertaining. Additional upgrades include a new LG washer and dryer, electric roll-down storm shutters on the lanai and entry, upgraded lighting throughout, a new air conditioning system (2018), hot water heater (2020), utility sink in the garage, water softener, and phantom screens. This villa offers exceptional privacy with no neighbors above or below and no stairs, and is conveniently located across from the village pool and close to the community's exceptional amenities. Living in Fiddler's Creek means access to world-class facilities including resort-style pools with waterfalls and slides, a spectacular 54,000-square-foot Clubhouse, a state-of-the-art fitness center with classes and personal trainers, full-service spa, bocce, and an active tennis and pickleball program featuring six Har-Tru courts and ten new pickleball courts. A vibrant calendar of social events, classes, and clubs ensures there is always something to enjoy. Optional memberships include the exclusive Tarpon Club, offering beach and marina access, as well as The Creek Course, providing immediate access to the brand-new golf clubhouse and the newly renovated, award-winning championship course. Miles of sidewalks offer plentiful options for running, bicycling and walking. The location is unbeatable-just minutes from Old Naples and Marco Island, with fine dining, boutique shopping, pristine beaches, executive airport and beautiful parks all nearby. Just outside the gates, residents enjoy a new shopping center featuring Publix, salon services, a health café, urgent care, and more-ensuring an easy, effortless, and luxurious lifestyle.

18. 2025-10-17
    listed $519,000 Active

    Show marketing remark (2843 chars)

    Situated on the largest homesite in the popular and picturesque Bent Creek village of Fiddler's Creek, this turnkey-furnished and beautifully remodeled residence offers the perfect combination of luxury, comfort, and convenience. Featuring three bedrooms, two full baths, and a two-car garage, the home is perfectly positioned to take advantage of desirable southwest exposure and captivating lake views. The exterior is freshly painted and enhanced by upgraded landscaping, an extended driveway, and a new roof and gutters installed in 2019. Inside, the home is designed to impress with upscale furnishings, vaulted ceilings, custom window coverings, and elegant wood-look tile flooring throughout. The gourmet kitchen is a showpiece, boasting white maple cabinetry, soft-close drawers, quartzite countertops, and an open layout ideal for both casual dining and entertaining. The owner's suite serves as a private retreat with two walk-in closets and a spa-inspired bath featuring a frameless glass shower and a deep soaking tub. The spacious screened lanai provides a serene setting to relax and enjoy the gorgeous southwest water views, with both covered and open areas ideal for year-round enjoyment and entertaining. Additional upgrades include a new LG washer and dryer, electric roll-down storm shutters on the lanai and entry, upgraded lighting throughout, a new air conditioning system (2018), hot water heater (2020), utility sink in the garage, water softener, and phantom screens. This villa offers exceptional privacy with no neighbors above or below and no stairs, and is conveniently located across from the village pool and close to the community's exceptional amenities. Living in Fiddler's Creek means access to world-class facilities including resort-style pools with waterfalls and slides, a spectacular 54,000-square-foot Clubhouse, a state-of-the-art fitness center with classes and personal trainers, full-service spa, bocce, and an active tennis and pickleball program featuring six Har-Tru courts and ten new pickleball courts. A vibrant calendar of social events, classes, and clubs ensures there is always something to enjoy. Optional memberships include the exclusive Tarpon Club, offering beach and marina access, as well as The Creek Course, providing immediate access to the brand-new golf clubhouse and the newly renovated, award-winning championship course. Miles of sidewalks offer plentiful options for running, bicycling and walking. The location is unbeatable-just minutes from Old Naples and Marco Island, with fine dining, boutique shopping, pristine beaches, executive airport and beautiful parks all nearby. Just outside the gates, residents enjoy a new shopping center featuring Publix, salon services, a health café, urgent care, and more-ensuring an easy, effortless, and luxurious lifestyle.

19. 2025-10-17
    listed $519,000 Active 2843-char remark

    Show marketing remark (2843 chars)

    Situated on the largest homesite in the popular and picturesque Bent Creek village of Fiddler's Creek, this turnkey-furnished and beautifully remodeled residence offers the perfect combination of luxury, comfort, and convenience. Featuring three bedrooms, two full baths, and a two-car garage, the home is perfectly positioned to take advantage of desirable southwest exposure and captivating lake views. The exterior is freshly painted and enhanced by upgraded landscaping, an extended driveway, and a new roof and gutters installed in 2019. Inside, the home is designed to impress with upscale furnishings, vaulted ceilings, custom window coverings, and elegant wood-look tile flooring throughout. The gourmet kitchen is a showpiece, boasting white maple cabinetry, soft-close drawers, quartzite countertops, and an open layout ideal for both casual dining and entertaining. The owner's suite serves as a private retreat with two walk-in closets and a spa-inspired bath featuring a frameless glass shower and a deep soaking tub. The spacious screened lanai provides a serene setting to relax and enjoy the gorgeous southwest water views, with both covered and open areas ideal for year-round enjoyment and entertaining. Additional upgrades include a new LG washer and dryer, electric roll-down storm shutters on the lanai and entry, upgraded lighting throughout, a new air conditioning system (2018), hot water heater (2020), utility sink in the garage, water softener, and phantom screens. This villa offers exceptional privacy with no neighbors above or below and no stairs, and is conveniently located across from the village pool and close to the community's exceptional amenities. Living in Fiddler's Creek means access to world-class facilities including resort-style pools with waterfalls and slides, a spectacular 54,000-square-foot Clubhouse, a state-of-the-art fitness center with classes and personal trainers, full-service spa, bocce, and an active tennis and pickleball program featuring six Har-Tru courts and ten new pickleball courts. A vibrant calendar of social events, classes, and clubs ensures there is always something to enjoy. Optional memberships include the exclusive Tarpon Club, offering beach and marina access, as well as The Creek Course, providing immediate access to the brand-new golf clubhouse and the newly renovated, award-winning championship course. Miles of sidewalks offer plentiful options for running, bicycling and walking. The location is unbeatable-just minutes from Old Naples and Marco Island, with fine dining, boutique shopping, pristine beaches, executive airport and beautiful parks all nearby. Just outside the gates, residents enjoy a new shopping center featuring Publix, salon services, a health café, urgent care, and more-ensuring an easy, effortless, and luxurious lifestyle.

20. 2025-07-15
    historical
21. 2025-03-18
    price $529,900
22. 2025-03-18
    price $529,900
23. 2025-01-14
    listed $549,900 Active
24. 2025-01-14
    listed $549,900 Active
25. 2024-08-31
    historical
26. 2024-05-10
    price $575,000
27. 2024-05-10
    price $575,000
28. 2024-04-01
    price $640,000
29. 2024-04-01
    price $640,000
30. 2024-02-14
    listed $675,000 Active
31. 2024-02-14
    listed $675,000 Active
32. 2011-04-17
    soldstatus $185,000
33. 2011-04-17
    soldstatus $185,000
34. 2011-04-07
    soldstatus $184,000
35. 2010-02-02
    listed $199,000
36. 2010-02-01
    listed $199,000
37. 2008-05-12
    listed $339,000
38. 2007-04-19
    listed $495,000
39. 2006-08-12
    listed $495,000
40. 2004-06-08
    soldstatus $305,000
41. 2004-06-02
    soldstatus $305,000
42. 2004-03-16
    listed $314,900
43. 1998-10-12
    soldstatus $194,500
44. 1997-10-03
    soldstatus $2,544,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,162 · $347/mo
• Projected year-2 tax: $4,162 · $347/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $75,898
• − Mortgage interest: −$27,392
• − Property taxes: −$4,162
• − Insurance: −$3,242
• − Repairs & maintenance: −$6,072
• − Management: −$6,072
• − HOA: −$8,280
• − Depreciation: −$14,225
• Taxable income: $6,453
• Est. tax owed @ 24.0%: −$1,549
• After-tax cash flow: $11,954/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Marco Shores-Hammock Bay

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 23,559
• Household income: $89,334
• Rent vs Own: 15.3% rent · 84.7% own
• Severe rent burden: 550.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 17% Two or more races 13% Black 7%
• Hispanic origin (detail): Mexican 7% Puerto Rican 1% Cuban 3%
• Common ancestry: Hispanic 5% Romanian 4% Lithuanian 1%
• Foreign-born: 21% · Canada, Jamaica
• Languages at home: 75% English-only · Spanish 15% French/Haitian/Cajun 5% Other Indo-European 4%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.48%
• Current HPI: 266.5545
• Rent YoY: ▲ 3.21%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-80.8% since first listed

31 events — show timeline

• 2026-04-13 Price Changed $489,000 NAPLESMLS
• 2026-04-13 Price Changed $489,000 MIML
• 2026-02-01 Price Changed $499,000 NAPLESMLS
• 2026-02-01 Price Changed $499,000 MIML
• 2025-10-17 Listed $519,000 MIML
• 2025-10-17 Listed $519,000 NAPLESMLS
• 2025-07-15 Listing Removed — NAPLESMLS
• 2025-03-18 Price Changed $529,900 NAPLESMLS
• 2025-03-18 Price Changed $529,900 MIML
• 2025-01-14 Listed $549,900 NAPLESMLS
• 2025-01-14 Listed $549,900 MIML
• 2024-08-31 Listing Removed — NAPLESMLS
• 2024-05-10 Price Changed $575,000 NAPLESMLS
• 2024-05-10 Price Changed $575,000 MIML
• 2024-04-01 Price Changed $640,000 NAPLESMLS
• 2024-04-01 Price Changed $640,000 MIML
• 2024-02-14 Listed $675,000 NAPLESMLS
• 2024-02-14 Listed $675,000 MIML
• 2011-04-17 Sold (MLS) $185,000 MIML
• 2011-04-17 Sold (MLS) $185,000 NAPLESMLS
• 2011-04-07 Sold (Public Records) $184,000 Public Records
• 2010-02-02 Listed $199,000 NAPLESMLS
• 2010-02-01 Listed $199,000 MIML
• 2008-05-12 Listed $339,000 MIML
• 2007-04-19 Listed $495,000 MIML
• 2006-08-12 Listed $495,000 MIML
• 2004-06-08 Sold (Public Records) $305,000 Public Records
• 2004-06-02 Sold (MLS) $305,000 MIML
• 2004-03-16 Listed $314,900 MIML
• 1998-10-12 Sold (Public Records) $194,500 Public Records
• 1997-10-03 Sold (Public Records) $2,544,900 Public Records

Property tax history

+7.2%/yr

Latest (2025): $4,162 · +3.9% YoY. Source: county tax records.