15337 Valley View Rd · Fayetteville, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.4/30.0
- Livability +4.2/5.0
- Schools +3.6/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- DSCR +2.3/10.0
- 1% rule +1.4/10.0
- Appreciation +0.0/10.0
$325,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This 3 bed 2.5 bath home sits on 5 +/- acres in the country side minutes away from Lake Wedington and less than 10 miles from West Fayetteville shopping, eateries, & I-49. A covered front porch perfect for enjoying spring and summer mornings! Inside off the entry enjoy a home office with built-ins and barn style door! Enjoy a spacious living room with wood laminate floors natural light and a gas log fireplace! Head into the eat-in kitchen with white cabinetry, and built-in pantry! Off the kitchen and connecting back to the entry is your formal dining room! Plus a half bath on the main flr perfect for guests! Rejuvenate in the primary bedroom with private ensuite feat: double sink vanit
Key facts
- Covered front porch
- Built-in pantry
- Gas log fireplace
Tags
Property features AI
Finance
- HOA & community: Association fee billed monthly
Exterior
- Parking: Attached garage; Two covered garage spaces
- Security: Smoke detectors
- Utilities: Electricity available; Well water; Septic (septic tank)
- Home design: Two-story home; Crawlspace foundation; Architectural shingle roof; Masonite exterior; Road frontage on a public, shared dirt road; Lot size: 5 acres (includes wooded and pasture areas)
- Construction: Masonite construction; Architectural shingle roof; Crawlspace foundation; Built in multiple stories (2)
- Exterior features: Covered patio/porch; Deck; Porch; Outbuilding; Unpaved driveway; Rural lot with rolling slope; Outside city limits
Interior
- Kitchen: Dishwasher; Electric range; Microwave with hood fan; Plumbed for ice maker
- Flooring: Carpet; Laminate (simulated wood); Tile
- Bathrooms: Two full bathrooms; One half bathroom
- Heating & cooling: Central heating (electric); Central air (electric)
- Interior features: Built-in features; Ceiling fans; Eat-in kitchen; Pantry; Gas-log fireplace in the living room
- Laundry & utility: Washer hookup; Dryer hookup; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $325k.
Deal economics
- At list price, monthly cash flow is $-293 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $273k (15.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (35.7% below list).
- Recommended offer: $209k (35.7% below list) — sets the bar for 1% rule.
- Cap rate 5.2% vs local median 3.5% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#3 in AR, #871 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: employment D+, crime D-.
- Prairie Grove School District (town): math 43% / reading 39% proficiency, ranked #50 of 238 in AR (top 21%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+2.2%/yr); 539 active listings in the ZIP; solid renter incomes; 3,494 units permitted in Washington County in 2024 (1,497 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Washington County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.64% ✗
- Cap rate
- 5.21%
- Cash-on-cash
- -3.87%
- DSCR
- 0.83
- GRM
- 13.0
CMA / ARV
- ARV (median comp)
- $555,120
- List price
- $325,000
- Delta
- -41.45%
- Verdict
- UNDERPRICED
- Comps
- 5 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 15337 Valley View Rd | 0.00mi | 3/2.5 | 1,708 (0%) | 1mo | $355,000 | $208 | 97 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.17% rent growth · sell at horizon
- IRR
- -23.7%
- Equity multiple
- 0.20×
- Total profit
- $-73,218
- Equity at exit
- $48,459
- IRR
- -20.8%
- Equity multiple
- -0.05×
- Total profit
- $-95,406
- Equity at exit
- $28,100
Cash invested: $91,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72704
- Home prices YoY
- -20.2%
- Rents YoY
- 2.2%
- Active inventory
- 539
- Price-to-rent
- 13.0×
Monthly cashflow live
- Estimated rent
- $2,089 medium interval (Pro) →
- Mortgage (P&I)
- −$1,704
- Tax from tax record
- −$104 /mo · $1,244/yr
- Insurance
- −$135
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$439
- Net cashflow
- $-293
Break-even live
Sensitivity live
| Price | -10% $-109 | -5% $-201 | +0% $-293 | +5% $-385 | +10% $-477 |
|---|---|---|---|---|---|
| Rent | -10% $-458 | -5% $-376 | +0% $-293 | +5% $-211 | +10% $-128 |
| Rate | -1.0pp $-129 | -0.5pp $-210 | base $-293 | +0.5pp $-377 | +1.0pp $-463 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,250
- Closing costs
- $9,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 3 events
-
2026-05-05status Pending 1019-char remark
-
2026-04-30$325,000 Active 1019-char remark
-
1995-05-16soldstatus $11,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $1,244 · $104/mo
- Projected year-2 tax
- $2,080 · $173/mo
- Expected delta
- +$836/yr (+$70/mo · 67.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 5/10 Major 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,068
- − Mortgage interest
- −$18,205
- − Property taxes
- −$1,244
- − Insurance
- −$1,625
- − Repairs & maintenance
- −$2,005
- − Management
- −$2,005
- − Depreciation
- −$9,455
- Taxable loss
- −$9,472
- Est. tax savings @ 24.0%
- +$2,273
- After-tax cash flow
- $-1,244/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Prairie Grove School District
- NCES district ID
- 0511760
- Math proficiency
- 43% ▼ -13.00%
- Reading proficiency
- 39% ▼ -10.00%
- Median HH income
- $55,896
- Composite
- 35.91/100
- National rank
- #4808
- State rank
- #50 of 238 in AR
Livability — Fayetteville
- Score
- 83/100
- State rank
- #3
- US rank
- #871
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Washington County · 252,056 people
- City population
- 118,228
- Metro
- Fayetteville-Springdale-Rogers, AR
- Population (ZIP)
- 32,497
- Household income
- $96,014
- Rent vs Own
- Severe rent burden
- 883.0
Population outlook (Washington County) Hauer SSP2
- Today (2025)
- 271,748 people
- By 2030
- 296,414 · +9.1%
- By 2040
- 346,874 · +27.6%
- By 2050
- 398,552 · +46.7%
- By 2075
- 523,309 · +92.6%
- By 2100
- 615,280 · +126.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Two or more races 14% Hispanic / Latino 7% Black 3% Asian 2%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Slovak 3% Italian 3% Lithuanian 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 94% English-only · Spanish 3% Other Indo-European 2% Other Asian/Pacific 1%
Political lean MEDSL · Washington
- 2024 margin
- Lean R (+6.7) · D 45.1% · R 51.7% · Other 3.2%
- 2008→2024 swing
- +6.4pp toward D · 2008: -13.1pp · 2024: -6.7pp
- All cycles
- 2024: R+6.7 2020: R+3.9 2016: R+10.4 2012: R+16.3 2008: R+13.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -73.44%
- Current HPI
- 289.7478
- Rent YoY
- ▲ 2.17%
- Metro
- Fayetteville-Springdale-Rogers, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
|
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| Retail / Energy | 1 | $22B |
|
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
+3127.3% since first listed5 events — show timeline
- 2026-05-29 Sold (Public Records) $355,000 Public Records
- 2026-05-29 Sold (MLS) $355,000 NWARMLS
- 2026-05-05 Pending — NWARMLS
- 2026-04-30 Listed $325,000 NWARMLS
- 1995-05-16 Sold (Public Records) $11,000 Public Records
Property tax history
+1.1%/yrLatest (2025): $1,244 · -0.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…