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2621 Palisade Ave Unit 2G
F Composite 27.64
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Rent growth +5.0/5.0
  • Schools +5.0/10.0
  • Livability +3.8/5.0
  • 1% rule +3.4/10.0
  • Condition / age +2.5/5.0
  • Cash flow +0.4/30.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$300,000

2621 Palisade Ave Unit 2G · New York, NY 10463
1 bd · 1.0 ba · 750 sqft · Condo · 263 Days on market
Built 1962

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to your serene sanctuary at River Terrace - a beautifully renovated one-bedroom residence offering breathtaking Hudson River views. This pristine home is located in one of Riverdale's most sought-after full-service co-ops and offers a perfect blend of modern elegance and tranquil living. Step into the bright, spacious living room, where a wall of windows frames the ever-changing beauty of the Hudson River and Palisades cliffs. Whether it's the vibrant foliage of fall or the gentle movement of sailboats and barges, nature is on full display - right outside your window. It's the perfect setting for relaxing, entertaining, or working from home. And when city life calls, Grand Central is just a 22-minute train ride away. The state-of-the-art renovation features: New flooring throughout Custom soffit lighting for a warm, contemporary ambiance Open-concept kitchen with white cabinetry, stone countertops, stainless steel appliances, and a chic glass tile backsplash ( one can install an island as well it is Virtually shown ) Dining area that seamlessly connects with the kitchen and living space Spacious bedroom with a large double closet and stunning river views Fully tiled, modern bathroom with glass-enclosed shower, custom vanity, and built-in cabinetry Building Amenities Full-time doorman Seasonal heated pool Indoor and outdoor reserved parking Pet-friendly policy Newly renovated gym Maintenance includes: A/C, basic cable, electricity, gas, heat, hot and cold water, and pool access as well as RET Located just minutes from Henry Hudson Park, Wave Hill gardens, the Metro-North train station, local shops, and express buses - convenience and natural beauty converge in this exceptional Riverdale location. Monthly Assessment: $61.33

Key facts

  • Large double closet
  • Open-concept kitchen
  • Dining area

Tags

HUDSON RIVER VIEWSSTATE-OF-THE-ART RENOVATIONCUSTOM SOFFIT LIGHTINGOPEN-CONCEPT KITCHENDINING AREALARGE DOUBLE CLOSET

Property features AI

Exterior

  • Parking: Assigned parking; Driveway; Garage; On-street parking; Parking lot; Waitlist for parking
  • Utilities: Public sewer; Utilities: see remarks
  • Home design: Stock cooperative
  • Construction: Full basement
  • Exterior features: Waterfront location; Unknown construction materials

Interior

  • Kitchen: Dishwasher
  • Bedrooms: 3 total rooms
  • Flooring: Hardwood floors
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Heat pump heating; Central air conditioning; Other heating
  • Interior features: Open kitchen; Other interior features
  • Laundry & utility: Full basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $300k.

Deal economics

  • At list price, monthly cash flow is $-1k ($-16k/yr) — negative.
  • To cash-flow at today's rent, offer at most $290k (3.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $253k (15.6% below list).
  • Recommended offer: $253k (15.6% below list) — sets the bar for 1% rule.
  • Cap rate 1.0% vs local median 2.6% in New York — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 75/100 on livability (#268 in NY, #4,188 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: crime F, cost of living F.
  • Zoned schools: Elm Tree Elementary School (math 27% / reading 52%, grade F, #1,444 of 2,108 statewide, top 71%, 806 students, 94% FRL); Jhs 383 Philippa Schuyler (math 32% / reading 67%, grade C, #280 of 729 statewide, top 40%, 822 students, 85% FRL); Midwood High School (math 94% / reading 96%, grade A+, #83 of 1,100 statewide, top 8%, 4,062 students, 73% FRL).
  • Market conditions: Rents rising fast (+11.6%/yr); 345 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 6,929 units permitted in Bronx County in 2024 (6,829 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Bronx County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 263 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
  • 24 sale attempts since 14y ago; this cycle's ask has dropped $25k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 49% of rent.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 6→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $253,344 (15.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 263 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.84%
Cap rate
1.04%
Cash-on-cash
-18.77%
DSCR
0.16
GRM
9.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-42.9%
Equity multiple
-0.41×
Total profit
$-118,100
Equity at exit
$44,731
10-year hold
IRR
-27.2%
Equity multiple
-0.74×
Total profit
$-146,395
Equity at exit
$25,939

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City New York
0 Strongly Tenant-Friendly · D+34
Rent Stabilization Code; HSTPA; 6+ months in housing court.

ZIP-level market 10463

Rents YoY
11.6%
Active inventory
345
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,533 medium interval (Pro) →
Mortgage (P&I)
$1,573
Tax est. 1.5%
$375 /mo · $4,500/yr
Insurance
$125
HOA est. from 2 same-building comps
$1,242
Vacancy / Maint / Mgmt
$532
Net cashflow
$-1,314

Break-even live

Break-even rent $4,196
Max offer price $109,889
Occupancy floor

Sensitivity live

Price -10% $-1,106 -5% $-1,210 +0% $-1,314 +5% $-1,417 +10% $-1,521
Rent -10% $-1,514 -5% $-1,414 +0% $-1,314 +5% $-1,214 +10% $-1,114
Rate -1.0pp $-1,163 -0.5pp $-1,238 base $-1,314 +0.5pp $-1,392 +1.0pp $-1,471

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,000
Closing costs
$9,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2600 Netherland Ave Bronx, NY 1.0–3.0 1.0–2.5 1132 $2,775 $2.45 24d 3 0.43mi

HOA detail condo

Monthly dues
$0 · $0/yr
Likely covers
watergaselectriccablepoolgymdoorman
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-06-21
    days on market $300,000 Active 263 DOM
  2. 2026-06-18
    days on market $300,000 Active 260 DOM
  3. 2026-06-17
    days on market $300,000 Active 259 DOM
  4. 2026-06-15
    days on market $300,000 Active 257 DOM
  5. 2026-06-13
    days on market $300,000 Active 255 DOM
  6. 2026-06-10
    days on market $300,000 Active 251 DOM
  7. 2026-06-08
    days on market $300,000 Active 250 DOM
  8. 2026-06-03
    days on market $300,000 Active 245 DOM
  9. 2026-06-01
    days on market $300,000 Active 243 DOM
  10. 2026-05-31
    days on market $300,000 Active 242 DOM
  11. 2025-12-02
    price $300,000
    Show marketing remark (1772 chars)

    Welcome home to your serene sanctuary at River Terrace - a beautifully renovated one-bedroom residence offering breathtaking Hudson River views. This pristine home is located in one of Riverdale's most sought-after full-service co-ops and offers a perfect blend of modern elegance and tranquil living. Step into the bright, spacious living room, where a wall of windows frames the ever-changing beauty of the Hudson River and Palisades cliffs. Whether it's the vibrant foliage of fall or the gentle movement of sailboats and barges, nature is on full display - right outside your window. It's the perfect setting for relaxing, entertaining, or working from home. And when city life calls, Grand Central is just a 22-minute train ride away. The state-of-the-art renovation features: New flooring throughout Custom soffit lighting for a warm, contemporary ambiance Open-concept kitchen with white cabinetry, stone countertops, stainless steel appliances, and a chic glass tile backsplash ( one can install an island as well it is Virtually shown ) Dining area that seamlessly connects with the kitchen and living space Spacious bedroom with a large double closet and stunning river views Fully tiled, modern bathroom with glass-enclosed shower, custom vanity, and built-in cabinetry Building Amenities Full-time doorman Seasonal heated pool Indoor and outdoor reserved parking Pet-friendly policy Newly renovated gym Maintenance includes: A/C, basic cable, electricity, gas, heat, hot and cold water, and pool access as well as RET Located just minutes from Henry Hudson Park, Wave Hill gardens, the Metro-North train station, local shops, and express buses - convenience and natural beauty converge in this exceptional Riverdale location. Monthly Assessment: $61.33

  12. 2025-12-02
    price $300,000 1772-char remark
    Show marketing remark (1772 chars)

    Welcome home to your serene sanctuary at River Terrace - a beautifully renovated one-bedroom residence offering breathtaking Hudson River views. This pristine home is located in one of Riverdale's most sought-after full-service co-ops and offers a perfect blend of modern elegance and tranquil living. Step into the bright, spacious living room, where a wall of windows frames the ever-changing beauty of the Hudson River and Palisades cliffs. Whether it's the vibrant foliage of fall or the gentle movement of sailboats and barges, nature is on full display - right outside your window. It's the perfect setting for relaxing, entertaining, or working from home. And when city life calls, Grand Central is just a 22-minute train ride away. The state-of-the-art renovation features: New flooring throughout Custom soffit lighting for a warm, contemporary ambiance Open-concept kitchen with white cabinetry, stone countertops, stainless steel appliances, and a chic glass tile backsplash ( one can install an island as well it is Virtually shown ) Dining area that seamlessly connects with the kitchen and living space Spacious bedroom with a large double closet and stunning river views Fully tiled, modern bathroom with glass-enclosed shower, custom vanity, and built-in cabinetry Building Amenities Full-time doorman Seasonal heated pool Indoor and outdoor reserved parking Pet-friendly policy Newly renovated gym Maintenance includes: A/C, basic cable, electricity, gas, heat, hot and cold water, and pool access as well as RET Located just minutes from Henry Hudson Park, Wave Hill gardens, the Metro-North train station, local shops, and express buses - convenience and natural beauty converge in this exceptional Riverdale location. Monthly Assessment: $61.33

  13. 2025-10-01
    listed $325,000 Active
    Show marketing remark (1772 chars)

    Welcome home to your serene sanctuary at River Terrace - a beautifully renovated one-bedroom residence offering breathtaking Hudson River views. This pristine home is located in one of Riverdale's most sought-after full-service co-ops and offers a perfect blend of modern elegance and tranquil living. Step into the bright, spacious living room, where a wall of windows frames the ever-changing beauty of the Hudson River and Palisades cliffs. Whether it's the vibrant foliage of fall or the gentle movement of sailboats and barges, nature is on full display - right outside your window. It's the perfect setting for relaxing, entertaining, or working from home. And when city life calls, Grand Central is just a 22-minute train ride away. The state-of-the-art renovation features: New flooring throughout Custom soffit lighting for a warm, contemporary ambiance Open-concept kitchen with white cabinetry, stone countertops, stainless steel appliances, and a chic glass tile backsplash ( one can install an island as well it is Virtually shown ) Dining area that seamlessly connects with the kitchen and living space Spacious bedroom with a large double closet and stunning river views Fully tiled, modern bathroom with glass-enclosed shower, custom vanity, and built-in cabinetry Building Amenities Full-time doorman Seasonal heated pool Indoor and outdoor reserved parking Pet-friendly policy Newly renovated gym Maintenance includes: A/C, basic cable, electricity, gas, heat, hot and cold water, and pool access as well as RET Located just minutes from Henry Hudson Park, Wave Hill gardens, the Metro-North train station, local shops, and express buses - convenience and natural beauty converge in this exceptional Riverdale location. Monthly Assessment: $61.33

  14. 2025-10-01
    listed $325,000 Active 1772-char remark
    Show marketing remark (1772 chars)

    Welcome home to your serene sanctuary at River Terrace - a beautifully renovated one-bedroom residence offering breathtaking Hudson River views. This pristine home is located in one of Riverdale's most sought-after full-service co-ops and offers a perfect blend of modern elegance and tranquil living. Step into the bright, spacious living room, where a wall of windows frames the ever-changing beauty of the Hudson River and Palisades cliffs. Whether it's the vibrant foliage of fall or the gentle movement of sailboats and barges, nature is on full display - right outside your window. It's the perfect setting for relaxing, entertaining, or working from home. And when city life calls, Grand Central is just a 22-minute train ride away. The state-of-the-art renovation features: New flooring throughout Custom soffit lighting for a warm, contemporary ambiance Open-concept kitchen with white cabinetry, stone countertops, stainless steel appliances, and a chic glass tile backsplash ( one can install an island as well it is Virtually shown ) Dining area that seamlessly connects with the kitchen and living space Spacious bedroom with a large double closet and stunning river views Fully tiled, modern bathroom with glass-enclosed shower, custom vanity, and built-in cabinetry Building Amenities Full-time doorman Seasonal heated pool Indoor and outdoor reserved parking Pet-friendly policy Newly renovated gym Maintenance includes: A/C, basic cable, electricity, gas, heat, hot and cold water, and pool access as well as RET Located just minutes from Henry Hudson Park, Wave Hill gardens, the Metro-North train station, local shops, and express buses - convenience and natural beauty converge in this exceptional Riverdale location. Monthly Assessment: $61.33

  15. 2024-09-26
    price $285,000 990-char remark
    Show marketing remark (990 chars)

    A beautifully renovated one bedroom at River Terrace at of the most sought after full service co-ops in Riverdale. A state of the art renovation living room has a wall of window with tranquil Hudson River views with new flooring throughout and custom soffit lighting. The open kitchen with bountiful white cabinetry features stainless steel appliances, stone counter tops and glass tile backsplash that opens up to the dining area. The bedroom is spacious with a huge double closet that looks out to the Hudson and Palisades. The all tiled bathroom has been completely renovated with a glassed in shower with custom vanity and cabinet. The building offers a full time doorman, seasonal heated pool, indoor and outdoor reserved parking and is pet friendly. The maintenance includes air conditioning, basic cable, electric, gas, heat, hot water and the pool. (COMING SOON NEW FITNESS ROOM) Minutes to Henry Hudson Park, Wave Hill, Metro North Train Station, Shops and local and express buses.

  16. 2024-09-26
    soldstatus $285,000 Sold 990-char remark
    Show marketing remark (990 chars)

    A beautifully renovated one bedroom at River Terrace at of the most sought after full service co-ops in Riverdale. A state of the art renovation living room has a wall of window with tranquil Hudson River views with new flooring throughout and custom soffit lighting. The open kitchen with bountiful white cabinetry features stainless steel appliances, stone counter tops and glass tile backsplash that opens up to the dining area. The bedroom is spacious with a huge double closet that looks out to the Hudson and Palisades. The all tiled bathroom has been completely renovated with a glassed in shower with custom vanity and cabinet. The building offers a full time doorman, seasonal heated pool, indoor and outdoor reserved parking and is pet friendly. The maintenance includes air conditioning, basic cable, electric, gas, heat, hot water and the pool. (COMING SOON NEW FITNESS ROOM) Minutes to Henry Hudson Park, Wave Hill, Metro North Train Station, Shops and local and express buses.

  17. 2024-09-26
    soldstatus $285,000 Closed
    Show marketing remark (990 chars)

    A beautifully renovated one bedroom at River Terrace at of the most sought after full service co-ops in Riverdale. A state of the art renovation living room has a wall of window with tranquil Hudson River views with new flooring throughout and custom soffit lighting. The open kitchen with bountiful white cabinetry features stainless steel appliances, stone counter tops and glass tile backsplash that opens up to the dining area. The bedroom is spacious with a huge double closet that looks out to the Hudson and Palisades. The all tiled bathroom has been completely renovated with a glassed in shower with custom vanity and cabinet. The building offers a full time doorman, seasonal heated pool, indoor and outdoor reserved parking and is pet friendly. The maintenance includes air conditioning, basic cable, electric, gas, heat, hot water and the pool. (COMING SOON NEW FITNESS ROOM) Minutes to Henry Hudson Park, Wave Hill, Metro North Train Station, Shops and local and express buses.

  18. 2024-02-23
    status Pending
  19. 2024-01-16
    listed $300,000 Active 990-char remark
    Show marketing remark (990 chars)

    A beautifully renovated one bedroom at River Terrace at of the most sought after full service co-ops in Riverdale. A state of the art renovation living room has a wall of window with tranquil Hudson River views with new flooring throughout and custom soffit lighting. The open kitchen with bountiful white cabinetry features stainless steel appliances, stone counter tops and glass tile backsplash that opens up to the dining area. The bedroom is spacious with a huge double closet that looks out to the Hudson and Palisades. The all tiled bathroom has been completely renovated with a glassed in shower with custom vanity and cabinet. The building offers a full time doorman, seasonal heated pool, indoor and outdoor reserved parking and is pet friendly. The maintenance includes air conditioning, basic cable, electric, gas, heat, hot water and the pool. (COMING SOON NEW FITNESS ROOM) Minutes to Henry Hudson Park, Wave Hill, Metro North Train Station, Shops and local and express buses.

  20. 2024-01-16
    listed $300,000 Active
    Show marketing remark (990 chars)

    A beautifully renovated one bedroom at River Terrace at of the most sought after full service co-ops in Riverdale. A state of the art renovation living room has a wall of window with tranquil Hudson River views with new flooring throughout and custom soffit lighting. The open kitchen with bountiful white cabinetry features stainless steel appliances, stone counter tops and glass tile backsplash that opens up to the dining area. The bedroom is spacious with a huge double closet that looks out to the Hudson and Palisades. The all tiled bathroom has been completely renovated with a glassed in shower with custom vanity and cabinet. The building offers a full time doorman, seasonal heated pool, indoor and outdoor reserved parking and is pet friendly. The maintenance includes air conditioning, basic cable, electric, gas, heat, hot water and the pool. (COMING SOON NEW FITNESS ROOM) Minutes to Henry Hudson Park, Wave Hill, Metro North Train Station, Shops and local and express buses.

  21. 2023-09-25
    status Pending
  22. 2023-09-25
    historical
  23. 2023-08-09
    status Active
  24. 2023-08-07
    historical
  25. 2023-04-12
    price $300,000
  26. 2023-04-12
    price $300,000
  27. 2023-02-03
    listed $349,000 Active
  28. 2023-02-03
    listed $349,000 Active
  29. 2018-01-25
    historical Permanently Off Market
  30. 2017-11-15
    status Active
  31. 2017-11-02
    historical Permanently Off Market
  32. 2017-06-23
    status Active
  33. 2017-06-07
    listed Contract Signed
  34. 2016-12-12
    listed $239,000
  35. 2016-02-06
    historical Expired
  36. 2016-02-05
    historical
  37. 2015-08-18
    status Active
  38. 2015-08-16
    historical Expired
  39. 2015-02-13
    listed $229,000
  40. 2015-02-13
    listed Active
  41. 2015-02-13
    listed $229,000
  42. 2015-02-13
    listed $229,000
  43. 2015-02-09
    historical Expired
  44. 2015-02-08
    historical
  45. 2014-08-08
    listed Active
  46. 2014-08-08
    listed $229,000
  47. 2014-08-02
    historical Expired
  48. 2014-08-01
    historical
  49. 2014-01-31
    listed Active
  50. 2014-01-31
    listed $229,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 6 d/yr ≥99°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,401
− Mortgage interest
−$16,805
− Property taxes
−$4,500
− Insurance
−$1,500
− Repairs & maintenance
−$2,432
− Management
−$2,432
− HOA
−$14,904
− Depreciation
−$8,727
Taxable loss
−$20,899
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$5,016
After-tax cash flow
$-10,750/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — New York

Score
75/100
State rank
#268
US rank
#4188

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A- Housing C+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New York, NY
County
Bronx County · 1,197,324 people
City population
7,731,280
Metro
New York-Newark-Jersey City, NY-NJ-PA
Population (ZIP)
69,470
Household income
$74,974
Rent vs Own
64.6% rent · 35.4% own
Severe rent burden
5586.0

Population outlook (Bronx County) Hauer SSP2

Today (2025)
1,607,353 people
By 2030
1,681,852 · +4.6%
By 2040
1,824,421 · +13.5%
By 2050
1,945,470 · +21.0%
By 2075
2,187,887 · +36.1%
By 2100
2,244,136 · +39.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 50% White 30% Two or more races 17% Black 12% Asian 4% Native American 2%
Hispanic origin (detail)
Mexican 3% Puerto Rican 12% Cuban 1% Dominican 25%
Common ancestry
Scotch-Irish 3% Romanian 2% Lithuanian 1%
Foreign-born
30% · Canada, Jamaica, China
Languages at home
50% English-only · Spanish 40% Other Indo-European 3% Russian/Polish/Slavic 2%

Political lean MEDSL · Bronx

2024 margin
Solid D (+45.4) · D 72.7% · R 27.3%
2008→2024 swing
-32.3pp toward R · 2008: 77.8pp · 2024: 45.4pp
All cycles
2024: D+45.4 2020: D+67.6 2016: D+79.1 2012: D+82.9 2008: D+77.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -294.75%
Current HPI
168.0211
Rent YoY
▲ 11.60%
Metro
New York-Newark-Jersey City, NY-NJ-PA
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+20.5% since first listed
46 events — show timeline
  • 2025-12-02 Price Changed $300,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-12-02 Price Changed $300,000 RLS at REBNY
  • 2025-10-01 Listed $325,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-10-01 Listed $325,000 RLS at REBNY
  • 2024-09-26 Price Changed $285,000 RLS at REBNY
  • 2024-09-26 Sold (MLS) $285,000 OneKey® MLS as Distributed by MLS Grid
  • 2024-09-26 Sold (MLS) $285,000 RLS at REBNY
  • 2024-02-23 Pending OneKey® MLS as Distributed by MLS Grid
  • 2024-01-16 Listed $300,000 RLS at REBNY
  • 2024-01-16 Listed $300,000 OneKey® MLS as Distributed by MLS Grid
  • 2023-09-25 Pending OneKey® MLS as Distributed by MLS Grid
  • 2023-09-25 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2023-08-09 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2023-08-07 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2023-04-12 Price Changed $300,000 RLS at REBNY
  • 2023-04-12 Price Changed $300,000 OneKey® MLS as Distributed by MLS Grid
  • 2023-02-03 Listed $349,000 RLS at REBNY
  • 2023-02-03 Listed $349,000 OneKey® MLS as Distributed by MLS Grid
  • 2018-01-25 Delisted RLS at REBNY
  • 2017-11-15 Relisted RLS at REBNY
  • 2017-11-02 Delisted RLS at REBNY
  • 2017-06-23 Relisted RLS at REBNY
  • 2017-06-07 Listed RLS at REBNY
  • 2016-12-12 Listed $239,000 RLS at REBNY
  • 2016-02-06 Delisted HGMLS
  • 2016-02-05 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2015-08-18 Relisted HGMLS
  • 2015-08-16 Delisted HGMLS
  • 2015-02-13 Listed $229,000 RLS at REBNY
  • 2015-02-13 Listed $229,000 OneKey® MLS as Distributed by MLS Grid
  • 2015-02-13 Listed HGMLS
  • 2015-02-13 Listed $229,000 RLS at REBNY
  • 2015-02-09 Delisted HGMLS
  • 2015-02-08 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2014-08-08 Listed HGMLS
  • 2014-08-08 Listed $229,000 OneKey® MLS as Distributed by MLS Grid
  • 2014-08-02 Delisted HGMLS
  • 2014-08-01 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2014-01-31 Listed HGMLS
  • 2014-01-31 Listed $229,000 RLS at REBNY
  • 2014-01-31 Listed $229,000 OneKey® MLS as Distributed by MLS Grid
  • 2014-01-31 Listed $229,000 RLS at REBNY
  • 2012-12-01 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2012-12-01 Delisted HGMLS
  • 2012-08-06 Listed $249,000 OneKey® MLS as Distributed by MLS Grid
  • 2012-08-06 Listed HGMLS

Cash-flow waterfall

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Sold comps — $/sqft

last 12 mo · ≤1 mi

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