3402 Juniper Ct · Rowlett, TX 75088

$425,000

4 bd · 3.0 ba · 2,816 sqft · SingleFamily public records · 44 Days on market

Built 1996 0.28 ac lot Est $467k · 9% under

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.6/15.0
• Livability +3.8/5.0
• Cash flow +3.6/30.0
• Schools +2.9/10.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +1.6/10.0
• 1% rule +1.4/10.0
• DSCR +0.0/10.0

Listing remarks MLS

One of few multi-generational homes in an established subdivision of Rowlett. This 4 bedroom home with 3 full baths has a $50,000 luxury mother-in-law suite with walk in closet, built in desk and shelving and full bath with granite along with a separate entrance. Master bedroom suite has gas fireplace with built in, large master bath with garden tub, separate shower, vanities and closets. Hardwood floors, plantation shutters and Elfa closet systems throughout the entire home. Large sunroom overlooks well designed open patio with 2 gazebos and fire pit. Curved driveway in front along with a short driveway and covered parking in side,rear. Home located in a cul de sac where the neighbors know the neighbors.

Key facts

• Pantry
• Built-in appliances
• Versatile floorplan

Tags

• VERSATILE FLOORPLAN
• STATELY FIREPLACE
• SPACIOUS EAT-IN KITCHEN
• ISLAND
• BUILT-IN APPLIANCES
• PANTRY

Property features AI

Finance

• Other: Directions: Rowlett Road to Dogwood Trail. Take an immediate left onto Juniper Court
• HOA & community: No association

Exterior

• Parking: Attached carport; Covered parking for 2 vehicles; 2 carport spaces
• Utilities: City water; City sewer; Electricity connected; Individual gas meter; Individual water meter; Natural gas available
• Home design: Single family residence; One story; Residential property
• Construction: Built in 1996; Shingle roof; Slab foundation
• Exterior features: Corner lot; Located on a cul-de-sac; Automatic sprinkler system

Interior

• Kitchen: Eat-in kitchen with island; Electric cooktop; Electric oven; Microwave; Dishwasher; Disposal; Vented exhaust fan; Granite countertops
• Bedrooms: Primary bedroom with ensuite bath, walk-in closet and custom closet system (19 x 15); Bedroom with walk-in closet (11 x 11); Bedroom with ensuite bath and walk-in closet (19 x 20); Additional bedroom (11 x 13)
• Flooring: Tile flooring
• Bathrooms: Three full bathrooms; Primary bath features dual sinks, separate shower, garden tub, linen closet, medicine cabinet, granite countertops and bidet; Additional baths include ensuite arrangements
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Built-in features; Eat-in kitchen; Granite counters; Bay windows; Plantation shutters; Window coverings; Two living areas; Two dining areas; Room count: 14; One-level floor plan
• Laundry & utility: Dedicated laundry room (6 x 6); Tankless water heater

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $425k.

Deal economics

• At list price, monthly cash flow is $-1k ($-15k/yr) — negative.
• To cash-flow at today's rent, offer at most $236k (44.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $270k (36.4% below list).
• Recommended offer: $236k (44.4% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 75/100 on livability (#147 in TX, #4,150 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F, health & safety D-.
• Garland ISD (suburban): math 27% / reading 37% proficiency, ranked #553 of 826 in TX (top 67%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Daugherty El (math 22% / reading 29%, grade F, #2,982 of 4,322 statewide, top 70%, 810 students, 94% FRL); B G Hudson Middle (math 33% / reading 42%, grade F, #736 of 1,662 statewide, top 45%, 1,207 students, 50% FRL); Sachse H S (math 46% / reading 53%, grade D, #509 of 1,632 statewide, top 34%, 2,997 students, 43% FRL).
• Market conditions: Rents soft (-1.2%/yr); 300 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
• This rent runs 31% of the median local income ($105k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
• Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($412k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 23y ago; this cycle's ask has dropped $25k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 2.8% of price.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $236,415 (44.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 44% concession, seller financing, or rate buy-down credit?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.64% ✗
• Cap rate: 2.74%
• Cash-on-cash: -12.67%
• DSCR: 0.44
• GRM: 13.1

CMA / ARV

• ARV (on-the-fly): $467,456
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3210 Suzanne Dr	0.29mi	4/3.5	2,800 (-1%)	7mo	$464,900	$166	78
4010 Bluffpoint Rd	0.54mi	4/2.5	2,816 (0%)	0mo	$439,900	$156	72
2510 Shorewood Ct	0.37mi	4/3.5	2,954 (+5%)	1mo	$550,000	$186	72
3006 Cottonwood Ct	0.34mi	4/3.5	2,942 (+4%)	5mo	$440,000	$150	70
3214 Chalkstone Dr	0.18mi	4/4.0	3,105 (+10%)	2mo	$462,000	$149	69
2913 Persimmon Pl	0.22mi	4/3.5	3,082 (+9%)	5mo	$645,000	$209	68
3614 Finnian St	0.59mi	4/3.5	2,820 (+0%)	4mo	$499,000	$177	67
2406 Shorewood Ct	0.45mi	4/3.5	3,020 (+7%)	7mo	$499,500	$165	59
4402 Running Brook Dr	0.73mi	4/3.5	2,681 (-5%)	2mo	$450,000	$168	54
3410 Faulkner Dr	0.59mi	3/2.5 (-1)	2,642 (-6%)	3mo	$419,000	$159	53
2006 Hillside Dr	0.66mi	4/2.5	2,501 (-11%)	1mo	$410,000	$164	48
3625 Long Br	0.64mi	5/3.0 (+1)	2,515 (-11%)	0mo	$460,000	$183	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -43.8%
• Equity multiple: -0.32×
• Total profit: $-156,510
• Equity at exit: $63,369

10-year hold

• IRR: —
• Equity multiple: -1.26×
• Total profit: $-268,654
• Equity at exit: $36,746

Cash invested: $119,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75088

• Home prices YoY: -2.0%
• Rents YoY: -1.2%
• Active inventory: 300
• Price-to-rent: 13.1×

Monthly cashflow live

• Estimated rent: $2,701 high
• Mortgage (P&I): −$2,229
• Tax from tax record: −$985 /mo · $11,821/yr
• Insurance: −$177
• HOA: −$0
• Vacancy / Maint / Mgmt: −$567
• Net cashflow: $-1,257

Break-even live

Break-even rent $4,292

Max offer price $236,415

Occupancy floor —

Sensitivity live

Price	-10% $-1,016	-5% $-1,136	+0% $-1,257	+5% $-1,377	+10% $-1,497
Rent	-10% $-1,470	-5% $-1,363	+0% $-1,257	+5% $-1,150	+10% $-1,043
Rate	-1.0pp $-1,043	-0.5pp $-1,149	base $-1,257	+0.5pp $-1,367	+1.0pp $-1,479

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $106,250
• Closing costs: $12,750
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3113 Lochaven Dr Rowlett, TX	4.0	3.0	3098	$2,800	$0.90	1d	1	0.19mi
3409 Ardis Dr Rowlett, TX	4.0	2.0	1985	$2,276	$1.15	1d	1	0.27mi
3104 Cambridge Dr Rowlett, TX	4.0	3.0	3560	$3,495	$0.98	45d	1	0.49mi
3913 Baywatch Dr Unit 1019523P Rowlett, TX	5.0	3.0	2583	$10,864	$4.21	24d	1	0.59mi
3913 Baywatch Dr Rowlett, TX	5.0	3.0	2855	$8,250	$2.89	45d	1	0.59mi
2010 Indian Trl Rowlett, TX	5.0	4.0	3602	$10,950	$3.04	45d	1	0.63mi
2010 Indian Trl Unit 1293860P Rowlett, TX	5.0	4.0	3595	$13,695	$3.81	26d	1	0.63mi
3721 Smartt St Rowlett, TX	4.0	2.5	1977	$2,500	$1.26	22d	1	0.73mi
2913 David Dr Rowlett, TX	4.0	3.0	2108	$2,750	$1.30	9d	1	0.94mi
5210 Orlando Cir Rowlett, TX	4.0	2.5	2845	$2,676	$0.94	9d	1	1.01mi
1600 President George Bush Hwy Rowlett, TX	1.0–4.0	1.0–3.0	1333	$3,076	$2.31	0d	46	1.14mi

Listing history 38 events

1. 2026-06-21
   days on market $425,000 Active 44 DOM
2. 2026-06-18
   days on market $425,000 Active 41 DOM
3. 2026-06-17
   days on market $425,000 Active 40 DOM
4. 2026-06-16
   days on market $425,000 Active 39 DOM
5. 2026-06-15
   days on market $425,000 Active 38 DOM
6. 2026-06-13
   pricedays on market $425,000 Active 36 DOM
7. 2026-06-09
   days on market $450,000 Active 32 DOM
8. 2026-06-08
   days on market $450,000 Active 31 DOM
9. 2026-06-07
   days on market $450,000 Active 30 DOM
10. 2026-06-04
    days on market $450,000 Active 27 DOM
11. 2026-06-03
    days on market $450,000 Active 26 DOM
12. 2026-06-02
    days on market $450,000 Active 25 DOM
13. 2026-06-01
    days on market $450,000 Active 24 DOM
14. 2026-05-31
    days on market $450,000 Active 23 DOM
15. 2026-05-08
    listed $450,000 Active
16. 2018-01-08
    soldstatus
17. 2018-01-05
    soldstatus Sold 719-char remark

    Show marketing remark (719 chars)

    One of few multi-generational homes in an established subdivision of Rowlett. This 4 bedroom home with 3 full baths has a $50,000 luxury mother-in-law suite with walk in closet, built in desk and shelving and full bath with granite along with a separate entrance. Master bedroom suite has gas fireplace with built in, large master bath with garden tub, separate shower, vanities and closets. Hardwood floors, plantation shutters and Elfa closet systems throughout the entire home. Large sunroom overlooks well designed open patio with 2 gazebos and fire pit. Curved driveway in front along with a short driveway and covered parking in side,rear. Home located in a cul de sac where the neighbors know the neighbors.

18. 2017-12-14
    status Pending 719-char remark

    Show marketing remark (719 chars)

    One of few multi-generational homes in an established subdivision of Rowlett. This 4 bedroom home with 3 full baths has a $50,000 luxury mother-in-law suite with walk in closet, built in desk and shelving and full bath with granite along with a separate entrance. Master bedroom suite has gas fireplace with built in, large master bath with garden tub, separate shower, vanities and closets. Hardwood floors, plantation shutters and Elfa closet systems throughout the entire home. Large sunroom overlooks well designed open patio with 2 gazebos and fire pit. Curved driveway in front along with a short driveway and covered parking in side,rear. Home located in a cul de sac where the neighbors know the neighbors.

19. 2017-12-07
    historical Active Option Contract 719-char remark

    Show marketing remark (719 chars)

    One of few multi-generational homes in an established subdivision of Rowlett. This 4 bedroom home with 3 full baths has a $50,000 luxury mother-in-law suite with walk in closet, built in desk and shelving and full bath with granite along with a separate entrance. Master bedroom suite has gas fireplace with built in, large master bath with garden tub, separate shower, vanities and closets. Hardwood floors, plantation shutters and Elfa closet systems throughout the entire home. Large sunroom overlooks well designed open patio with 2 gazebos and fire pit. Curved driveway in front along with a short driveway and covered parking in side,rear. Home located in a cul de sac where the neighbors know the neighbors.

20. 2017-12-02
    listed $289,500 Active 719-char remark

    Show marketing remark (719 chars)

    One of few multi-generational homes in an established subdivision of Rowlett. This 4 bedroom home with 3 full baths has a $50,000 luxury mother-in-law suite with walk in closet, built in desk and shelving and full bath with granite along with a separate entrance. Master bedroom suite has gas fireplace with built in, large master bath with garden tub, separate shower, vanities and closets. Hardwood floors, plantation shutters and Elfa closet systems throughout the entire home. Large sunroom overlooks well designed open patio with 2 gazebos and fire pit. Curved driveway in front along with a short driveway and covered parking in side,rear. Home located in a cul de sac where the neighbors know the neighbors.

21. 2017-11-29
    historical
22. 2017-10-21
    price $289,500
23. 2017-09-28
    price $295,500
24. 2017-09-19
    status Active
25. 2017-09-03
    historical
26. 2017-09-02
    price $299,900
27. 2017-09-02
    listed $289,990 Active
28. 2006-07-30
    soldstatus
29. 2006-07-17
    soldstatus
30. 2006-06-19
    historical
31. 2006-05-16
    listed $185,000
32. 2003-04-07
    soldstatus
33. 2003-02-28
    historical
34. 2003-02-06
    listed $189,900
35. 1999-06-22
    soldstatus
36. 1999-05-06
    soldstatus
37. 1998-05-07
    soldstatus
38. 1995-12-18
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $11,821 · $985/mo
• Projected year-2 tax: $11,821 · $985/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $32,417
• − Mortgage interest: −$23,807
• − Property taxes: −$11,821
• − Insurance: −$2,125
• − Repairs & maintenance: −$2,593
• − Management: −$2,593
• − Depreciation: −$12,364
• Taxable loss: −$22,886
• Est. tax savings @ 24.0%: +$5,493
• After-tax cash flow: $-9,589/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Garland ISD
• NCES district ID: 4820340
• Math proficiency: 27% ▼ -23.00%
• Reading proficiency: 37% ▼ -10.00%
• Median HH income: $58,392
• Composite: 28.63/100
• National rank: #6706
• State rank: #553 of 826 in TX

Livability — Rowlett

• Score: 75/100
• State rank: #147
• US rank: #4150

Category grades

Amenities F Commute F Cost of living B+ Crime A- Employment A+ Housing A+ Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rowlett, TX
• County: Dallas County · 2,612,404 people
• City population: 35,619
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 28,075
• Household income: $105,313
• Rent vs Own: 26.2% rent · 73.8% own
• Severe rent burden: 626.0

Population outlook (Dallas County) Hauer SSP2

• Today (2025): 2,979,839 people
• By 2030: 3,191,823 · +7.1%
• By 2040: 3,619,611 · +21.5%
• By 2050: 4,026,915 · +35.1%
• By 2075: 4,957,073 · +66.4%
• By 2100: 5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 56% Hispanic / Latino 19% Black 18% Two or more races 10% Asian 4%
• Hispanic origin (detail): Mexican 15%
• Common ancestry: Slovak 3% Italian 2% Romanian 2%
• Foreign-born: 10% · Canada, Vietnam
• Languages at home: 84% English-only · Spanish 11% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Dallas

• 2024 margin: Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
• 2008→2024 swing: +6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
• All cycles: 2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -6.72%
• Current HPI: 328.27
• Rent YoY: ▼ -1.22%
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+137.0% since first listed

24 events — show timeline

• 2026-05-08 Listed $450,000 NTREIS
• 2018-01-08 Sold (Public Records) — Public Records
• 2018-01-05 Sold (MLS) — NTREIS
• 2017-12-14 Pending — NTREIS
• 2017-12-07 Contingent — NTREIS
• 2017-12-02 Listed $289,500 NTREIS
• 2017-11-29 Listing Removed — NTREIS
• 2017-10-21 Price Changed $289,500 NTREIS
• 2017-09-28 Price Changed $295,500 NTREIS
• 2017-09-19 Relisted — NTREIS
• 2017-09-03 Listing Removed — NTREIS
• 2017-09-02 Price Changed $299,900 NTREIS
• 2017-09-02 Listed $289,990 NTREIS
• 2006-07-30 Sold (MLS) — NTREIS
• 2006-07-17 Sold (Public Records) — Public Records
• 2006-06-19 Listing Removed — NTREIS
• 2006-05-16 Listed $185,000 NTREIS
• 2003-04-07 Sold (Public Records) — Public Records
• 2003-02-28 Listing Removed — NTREIS
• 2003-02-06 Listed $189,900 NTREIS
• 1999-06-22 Sold (Public Records) — Public Records
• 1999-05-06 Sold (Public Records) — Public Records
• 1998-05-07 Sold (Public Records) — Public Records
• 1995-12-18 Sold (Public Records) — Public Records

Property tax history

+6.3%/yr

Latest (2025): $11,821 · +6.8% YoY. Source: county tax records.