200 Moffett Ln · Pleasant Hill, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.9/30.0
- ARV discount +7.5/15.0
- DSCR +6.6/10.0
- 1% rule +5.5/10.0
- Appreciation +5.0/10.0
- Schools +2.7/10.0
- Livability +2.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$100,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Key facts
- 2.89 acre lot
- Garage
- Built 1997
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $100k.
Deal economics
- At list price, monthly cash flow is $139 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $100k).
- Recommended offer: $91k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 51/100 on livability (#418 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: amenities F, commute F, employment F.
- Sabine Parish (rural): math 27% / reading 39% proficiency, ranked #40 of 98 in LA (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 1 active listings in the ZIP; 49 units permitted in Sabine Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($691 loan paydown + $3k appreciation (3.0% local appreciation)).
- Sabine County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~5 years — after that, you're playing with house money.
- By year 9, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 107 days — a 9% lower offer ($91k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $21k; list at $100k implies a 376% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.05% ✓
- Cap rate
- 7.96%
- Cash-on-cash
- 5.94%
- DSCR
- 1.26
- GRM
- 7.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 13.1%
- Equity multiple
- 1.75×
- Total profit
- $20,893
- Equity at exit
- $44,964
- IRR
- 15.0%
- Equity multiple
- 3.22×
- Total profit
- $62,038
- Equity at exit
- $69,295
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71065
- Active inventory
- 1
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $1,050 medium interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax est. 1.5%
- −$125 /mo · $1,500/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$221
- Net cashflow
- $139
Break-even live
Sensitivity live
| Price | -10% $208 | -5% $173 | +0% $139 | +5% $104 | +10% $70 |
|---|---|---|---|---|---|
| Rent | -10% $56 | -5% $97 | +0% $139 | +5% $180 | +10% $222 |
| Rate | -1.0pp $189 | -0.5pp $164 | base $139 | +0.5pp $113 | +1.0pp $86 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 19 events
-
2026-06-21days on market $100,000 Active 107 DOM
-
2026-06-19days on market $100,000 Active 105 DOM
-
2026-06-18days on market $100,000 Active 104 DOM
-
2026-06-17days on market $100,000 Active 103 DOM
-
2026-06-16days on market $100,000 Active 102 DOM
-
2026-06-15days on market $100,000 Active 101 DOM
-
2026-06-14days on market $100,000 Active 99 DOM
-
2026-06-12days on market $100,000 Active 98 DOM
-
2026-06-09days on market $100,000 Active 95 DOM
-
2026-06-08days on market $100,000 Active 94 DOM
-
2026-06-07days on market $100,000 Active 93 DOM
-
2026-06-07days on market $100,000 Active 92 DOM
-
2026-06-04days on market $100,000 Active 89 DOM
-
2026-06-02days on market $100,000 Active 88 DOM
-
2026-06-01days on market $100,000 Active 87 DOM
-
2026-05-31days on market $100,000 Active 86 DOM
-
2026-05-31days on market $100,000 Active 85 DOM
-
2026-03-06$100,000 Active
-
2002-01-07soldstatus $21,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,603
- − Mortgage interest
- −$5,602
- − Property taxes
- −$1,500
- − Insurance
- −$500
- − Repairs & maintenance
- −$1,008
- − Management
- −$1,008
- − Depreciation
- −$2,909
- Taxable income
- $76
- Est. tax owed @ 24.0%
- −$18
- After-tax cash flow
- $1,645/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sabine Parish
- NCES district ID
- 2201380
- Math proficiency
- 27% ▼ -38.00%
- Reading proficiency
- 39% ▼ -35.00%
- Median HH income
- $37,017
- Composite
- 27.41/100
- National rank
- #6970
- State rank
- #40 of 98 in LA
Livability — Pleasant Hill
- Score
- 51/100
- State rank
- #418
- US rank
- #25248
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pleasant Hill, LA
- Population (ZIP)
- 988
Population outlook (Sabine County) Hauer SSP2
- Today (2025)
- 23,820 people
- By 2030
- 23,505 · -1.3%
- By 2040
- 22,885 · -3.9%
- By 2050
- 22,235 · -6.7%
- By 2075
- 20,257 · -15.0%
- By 2100
- 17,348 · -27.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 48% Black 34% Two or more races 16% Native American 2%
- Common ancestry
- Iranian 1%
Political lean MEDSL · Sabine
- 2024 margin
- Solid R (+70.1) · D 14.6% · R 84.7%
- 2008→2024 swing
- -18.5pp toward R · 2008: -51.6pp · 2024: -70.1pp
- All cycles
- 2024: R+70.1 2020: R+66.5 2016: R+63.1 2012: R+55.1 2008: R+51.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
||
| Advertising | 1 | $2B |
|
||
Price history
+376.2% since first listed2 events — show timeline
- 2026-03-06 Listed $100,000 AcadianaMLS
- 2002-01-07 Sold (Public Records) $21,000 Public Records
Property tax history
-3.5%/yrLatest (2025): $196 · -0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…