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C- Composite 51.7
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.3/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +5.1/10.0
  • Schools +4.1/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$100,000

4141 NW 44th Ave #116 · Lauderdale Lakes, FL 33319
1 bd · 2.0 ba · 858 sqft · Condo public records · 81 Days on market
Built 1972 $502/mo HOA · 30% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

1/1.5 home with modern kitchen and bathrooms, tasteful decor, first-floor lake view apartment located in a wonderful community with numerous amenities. Master bedroom with ensuite bathroom featuring dual sinks and a deep walk-in closet. Enclosed patio used as den or office. In addition to the enclosed patio, unit features a private rear open balcony overlooking the lake, making it ideal for entertaining. Enjoy the community pool, tennis court, fitness center, library, and card room. Development conveniently located near shopping, dining, and major highways. Make this your home today.

Key facts

  • Deep walk-in closet
  • Modern kitchen
  • Ensuite bathroom

Tags

MODERN KITCHENFIRST-FLOOR LAKE VIEWENSUITE BATHROOMDEEP WALK-IN CLOSETENCLOSED PATIOPRIVATE REAR OPEN BALCONY

Property features AI

Finance

  • Other: Senior community
  • HOA & community: Has association; HOA fee $502 monthly; Association amenities include cabana, picnic area, pool, trash chute, community room, courtesy bus; HOA covers insurance, grounds and structure maintenance, sewer, trash, water, common areas, elevator, recreation facility, and pool service

Exterior

  • Parking: Guest parking
  • Utilities: Cable available
  • Home design: Condominium; Resale; 4-story building
  • Construction: CBS construction
  • Exterior features: Patio; Porch; Glass-enclosed porch; Fruit tree(s); Waterfront: yes (no specific waterfront features listed)

Interior

  • Kitchen: Dishwasher; Electric range; Refrigerator
  • Bedrooms: 1 main-level bedroom
  • Flooring: Tile
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central electric heating; Central air; Ceiling fan(s)
  • Interior features: Built-in features; Walk-in closet(s); Closet cabinetry; Blinds
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $100k.

Deal economics

  • At list price, monthly cash flow is $56 ($668/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $94k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.0% vs local median 5.6% in Lauderdale Lakes — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 81/100 on livability (#100 in FL, #1,527 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: schools C-, crime D+, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-1.4%/yr); 821 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 81 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $65k; list at $100k implies a 54% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 30% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 1→3/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $94,000 (6.0% below list)

Questions for the listing agent

  1. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.66%
Cap rate
6.96%
Cash-on-cash
2.39%
DSCR
1.11
GRM
5.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.3%
Equity multiple
0.39×
Total profit
$-17,153
Equity at exit
$14,910
10-year hold
IRR
-28.7%
Equity multiple
0.01×
Total profit
$-27,671
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33319

Rents YoY
-1.4%
Active inventory
821
Price-to-rent
5.0×

Monthly cashflow live

Estimated rent
$1,661 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$189 /mo · $2,264/yr
Insurance
$42
HOA
$502
Vacancy / Maint / Mgmt
$349
Net cashflow
$56

Break-even live

Break-even rent $1,591
Max offer price $100,000
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4141 NW 44th Ave Lauderdale Lakes, FL 2.0 2.0 1136 $1,850 $1.63 24d 2 0.05mi
4140 NW 44th Ave #411 Lauderdale Lakes, FL 2.0 2.0 1044 $1,500 $1.44 24d 1 0.06mi
4191 NW 41st St #418 Lauderdale Lakes, FL 2.0 2.0 1088 $1,700 $1.56 24d 1 0.16mi
4400 NW 36th St Lauderdale Lakes, FL 2.0–3.0 1.0–2.0 1100 $1,700 $1.55 4d 9 0.39mi
3460 NW 50th Ave Lauderdale Lakes, FL 1.0–2.0 1.0–2.0 750 $1,499 $2.00 16d 3 0.65mi
3301 NW 47th Ter #308 Lauderdale Lakes, FL 1.0 2.0 750 $2,200 $2.93 11d 1 0.65mi
3531 NW 50th Ave #609 Lauderdale Lakes, FL 1.0 1.0 684 $1,350 $1.97 24d 1 0.67mi
3341 NW 47th Ter #301 Lauderdale Lakes, FL 2.0 2.0 1002 $2,050 $2.05 2d 1 0.71mi
5051 W Oakland Park Blvd #204 Lauderdale Lakes, FL 2.0 2.0 944 $1,900 $2.01 24d 1 0.78mi
3430 NW 52nd Ave #210 Lauderdale Lakes, FL 2.0 2.0 944 $1,850 $1.96 24d 1 0.83mi
3161 NW 47th Ter #110 Lauderdale Lakes, FL 1.0 1.5 721 $1,500 $2.08 5d 1 0.83mi
3161 NW 47th Ter #111 Lauderdale Lakes, FL 1.0 1.5 721 $1,500 $2.08 24d 1 0.83mi
3141 NW 47th Ter #430 Lauderdale Lakes, FL 2.0 2.0 1002 $1,700 $1.70 21d 1 0.83mi
3141 NW 47th Ter Lauderdale Lakes, FL 1.0–2.0 1.5–2.0 861 $1,440 $1.67 24d 2 0.84mi
3030 NW 43rd Ter #102 Lauderdale Lakes, FL 1.0 1.0 710 $1,450 $2.04 24d 1 0.85mi
3030 NW 43rd Ter Lauderdale Lakes, FL 1.0 1.0 592 $1,400 $2.36 1d 2 0.85mi
3033 NW 43rd Ave #108 Lauderdale Lakes, FL 1.0 1.0 650 $1,590 $2.45 13d 1 0.85mi
3700 Pacific Point Pl Fort Lauderdale, FL 1.0–3.0 1.0–2.0 1030 $1,890 $1.83 1d 19 0.85mi
3099 NW 48th Ave #153 Lauderdale Lakes, FL 2.0 2.0 960 $1,850 $1.93 24d 1 0.87mi
5031 W Oakland Park Blvd Lauderdale Lakes, FL 1.0 1.0 683 $1,400 $2.05 10d 2 0.88mi
3417 NW 44th St #101 Lauderdale Lakes, FL 2.0 2.0 1020 $2,495 $2.45 20d 1 0.88mi
5151 W Oakland Park Blvd #303 Lauderdale Lakes, FL 2.0 2.0 944 $1,850 $1.96 24d 1 0.89mi
2980 NW 43rd Ter #207 Lauderdale Lakes, FL 2.0 2.0 890 $1,800 $2.02 24d 1 0.90mi
5021 W Oakland Park Blvd Lauderdale Lakes, FL 1.0 1.0 684 $1,550 $2.27 17d 2 0.90mi
3413 NW 44th St #107 Lauderdale Lakes, FL 2.0 2.0 1020 $1,900 $1.86 24d 1 0.93mi
3413 NW 44th St #107 Lauderdale Lakes, FL 2.0 2.0 1020 $1,900 $1.86 21d 1 0.93mi
2901 NW 47th Ter Unit 348B Lauderdale Lakes, FL 1.0 1.5 662 $1,350 $2.04 24d 1 0.93mi
2901 NW 47th Ter Unit 247B Lauderdale Lakes, FL 1.0 1.5 662 $1,450 $2.19 24d 1 0.93mi
3070 NW 48th Ter #104 Lauderdale Lakes, FL 2.0 2.0 960 $1,750 $1.82 24d 1 0.93mi
3070 NW 48th Ter Lauderdale Lakes, FL 2.0 2.0 960 $1,750 $1.82 7d 2 0.93mi
3070 NW 48th Ter #405 Lauderdale Lakes, FL 2.0 2.0 960 $1,850 $1.93 2d 1 0.93mi
3061 NW 47th Ter Unit 132C Lauderdale Lakes, FL 1.0 1.0 610 $1,500 $2.46 24d 1 0.93mi
3061 NW 47th Ter #327 Lauderdale Lakes, FL 1.0 1.5 662 $1,500 $2.27 24d 1 0.93mi
3061 NW 47th Ter Unit 327B Lauderdale Lakes, FL 1.0 1.5 662 $1,600 $2.42 7d 1 0.93mi
3001 NW 48th Ave #440 Lauderdale Lakes, FL 1.0 1.5 705 $1,300 $1.84 24d 1 0.95mi
3540 NW 34th Ter Lauderdale Lakes, FL 2.0 1.0 1056 $1,200 $1.14 17d 1 0.96mi
3437 NW 44th St #107 Lauderdale Lakes, FL 2.0 2.0 1020 $2,100 $2.06 24d 1 0.96mi
3437 NW 44th St #107 Lauderdale Lakes, FL 2.0 2.0 1020 $2,000 $1.96 5d 1 0.96mi
3409 NW 44th St Lauderdale Lakes, FL 2.0 2.0 1096 $1,850 $1.69 3d 2 0.97mi
3409 NW 44th St Lauderdale Lakes, FL 2.0 2.0 1096 $1,800 $1.64 2d 1 0.97mi

HOA detail condo

Monthly dues
$502 · $6,024/yr
Likely covers
poolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 5 events

  1. 2026-05-31
    days on market $100,000 Active 81 DOM
  2. 2025-09-16
    listed $100,000 Active
  3. 2006-01-17
    soldstatus $65,000
  4. 1977-09-01
    soldstatus $27,000
  5. 1972-03-01
    soldstatus $19,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,264 · $189/mo
Projected year-2 tax
$2,264 · $189/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 1 d/yr ≥105°F today · 3 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,936
− Mortgage interest
−$5,602
− Property taxes
−$2,264
− Insurance
−$500
− Repairs & maintenance
−$1,595
− Management
−$1,595
− HOA
−$6,024
− Depreciation
−$2,909
Taxable loss
−$553
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$133
After-tax cash flow
$801/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Lauderdale Lakes

Score
81/100
State rank
#100
US rank
#1527

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lauderdale Lakes, FL
County
Broward County · 1,963,430 people
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
54,450
Household income
$58,388
Rent vs Own
31.9% rent · 68.1% own
Severe rent burden
2809.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 61% Hispanic / Latino 17% White 15% Two or more races 11% Asian 4%
Hispanic origin (detail)
Puerto Rican 4% Cuban 2% Dominican 1%
Common ancestry
Hispanic 13% Romanian 1% Italian 1%
Foreign-born
46% · Canada, Jamaica, Vietnam
Languages at home
64% English-only · Spanish 15% French/Haitian/Cajun 15% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -202.84%
Current HPI
328.4307
Rent YoY
▼ -1.38%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+412.8% since first listed
4 events — show timeline
  • 2025-09-16 Listed $100,000 Beaches MLS
  • 2006-01-17 Sold (Public Records) $65,000 Public Records
  • 1977-09-01 Sold (Public Records) $27,000 Public Records
  • 1972-03-01 Sold (Public Records) $19,500 Public Records

Property tax history

+9.7%/yr

Latest (2025): $2,264 · +5.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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