4141 NW 44th Ave #116 · Lauderdale Lakes, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 105°F)
- 1 days/yr
- Hot days in 30 yrs
- 3 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.3/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +5.1/10.0
- Schools +4.1/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$100,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
1/1.5 home with modern kitchen and bathrooms, tasteful decor, first-floor lake view apartment located in a wonderful community with numerous amenities. Master bedroom with ensuite bathroom featuring dual sinks and a deep walk-in closet. Enclosed patio used as den or office. In addition to the enclosed patio, unit features a private rear open balcony overlooking the lake, making it ideal for entertaining. Enjoy the community pool, tennis court, fitness center, library, and card room. Development conveniently located near shopping, dining, and major highways. Make this your home today.
Key facts
- Deep walk-in closet
- Modern kitchen
- Ensuite bathroom
Tags
Property features AI
Finance
- Other: Senior community
- HOA & community: Has association; HOA fee $502 monthly; Association amenities include cabana, picnic area, pool, trash chute, community room, courtesy bus; HOA covers insurance, grounds and structure maintenance, sewer, trash, water, common areas, elevator, recreation facility, and pool service
Exterior
- Parking: Guest parking
- Utilities: Cable available
- Home design: Condominium; Resale; 4-story building
- Construction: CBS construction
- Exterior features: Patio; Porch; Glass-enclosed porch; Fruit tree(s); Waterfront: yes (no specific waterfront features listed)
Interior
- Kitchen: Dishwasher; Electric range; Refrigerator
- Bedrooms: 1 main-level bedroom
- Flooring: Tile
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central electric heating; Central air; Ceiling fan(s)
- Interior features: Built-in features; Walk-in closet(s); Closet cabinetry; Blinds
- Laundry & utility: Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/2.0-bath condo listed at $100k.
Deal economics
- At list price, monthly cash flow is $56 ($668/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $100k).
- Recommended offer: $94k (6.0% below list) — sets the bar for market timing.
- Cap rate 7.0% vs local median 5.6% in Lauderdale Lakes — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 81/100 on livability (#100 in FL, #1,527 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: schools C-, crime D+, amenities F.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-1.4%/yr); 821 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
- This rent runs 34% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 81 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $65k; list at $100k implies a 54% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 30% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 1→3/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.66% ✓
- Cap rate
- 6.96%
- Cash-on-cash
- 2.39%
- DSCR
- 1.11
- GRM
- 5.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -18.3%
- Equity multiple
- 0.39×
- Total profit
- $-17,153
- Equity at exit
- $14,910
- IRR
- -28.7%
- Equity multiple
- 0.01×
- Total profit
- $-27,671
- Equity at exit
- $8,646
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33319
- Rents YoY
- -1.4%
- Active inventory
- 821
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $1,661 high interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax from tax record
- −$189 /mo · $2,264/yr
- Insurance
- −$42
- HOA
- −$502
- Vacancy / Maint / Mgmt
- −$349
- Net cashflow
- $56
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4141 NW 44th Ave Lauderdale Lakes, FL | 2.0 | 2.0 | 1136 | $1,850 | $1.63 | 24d | 2 | 0.05mi |
| 4140 NW 44th Ave #411 Lauderdale Lakes, FL | 2.0 | 2.0 | 1044 | $1,500 | $1.44 | 24d | 1 | 0.06mi |
| 4191 NW 41st St #418 Lauderdale Lakes, FL | 2.0 | 2.0 | 1088 | $1,700 | $1.56 | 24d | 1 | 0.16mi |
| 4400 NW 36th St Lauderdale Lakes, FL | 2.0–3.0 | 1.0–2.0 | 1100 | $1,700 | $1.55 | 4d | 9 | 0.39mi |
| 3460 NW 50th Ave Lauderdale Lakes, FL | 1.0–2.0 | 1.0–2.0 | 750 | $1,499 | $2.00 | 16d | 3 | 0.65mi |
| 3301 NW 47th Ter #308 Lauderdale Lakes, FL | 1.0 | 2.0 | 750 | $2,200 | $2.93 | 11d | 1 | 0.65mi |
| 3531 NW 50th Ave #609 Lauderdale Lakes, FL | 1.0 | 1.0 | 684 | $1,350 | $1.97 | 24d | 1 | 0.67mi |
| 3341 NW 47th Ter #301 Lauderdale Lakes, FL | 2.0 | 2.0 | 1002 | $2,050 | $2.05 | 2d | 1 | 0.71mi |
| 5051 W Oakland Park Blvd #204 Lauderdale Lakes, FL | 2.0 | 2.0 | 944 | $1,900 | $2.01 | 24d | 1 | 0.78mi |
| 3430 NW 52nd Ave #210 Lauderdale Lakes, FL | 2.0 | 2.0 | 944 | $1,850 | $1.96 | 24d | 1 | 0.83mi |
| 3161 NW 47th Ter #110 Lauderdale Lakes, FL | 1.0 | 1.5 | 721 | $1,500 | $2.08 | 5d | 1 | 0.83mi |
| 3161 NW 47th Ter #111 Lauderdale Lakes, FL | 1.0 | 1.5 | 721 | $1,500 | $2.08 | 24d | 1 | 0.83mi |
| 3141 NW 47th Ter #430 Lauderdale Lakes, FL | 2.0 | 2.0 | 1002 | $1,700 | $1.70 | 21d | 1 | 0.83mi |
| 3141 NW 47th Ter Lauderdale Lakes, FL | 1.0–2.0 | 1.5–2.0 | 861 | $1,440 | $1.67 | 24d | 2 | 0.84mi |
| 3030 NW 43rd Ter #102 Lauderdale Lakes, FL | 1.0 | 1.0 | 710 | $1,450 | $2.04 | 24d | 1 | 0.85mi |
| 3030 NW 43rd Ter Lauderdale Lakes, FL | 1.0 | 1.0 | 592 | $1,400 | $2.36 | 1d | 2 | 0.85mi |
| 3033 NW 43rd Ave #108 Lauderdale Lakes, FL | 1.0 | 1.0 | 650 | $1,590 | $2.45 | 13d | 1 | 0.85mi |
| 3700 Pacific Point Pl Fort Lauderdale, FL | 1.0–3.0 | 1.0–2.0 | 1030 | $1,890 | $1.83 | 1d | 19 | 0.85mi |
| 3099 NW 48th Ave #153 Lauderdale Lakes, FL | 2.0 | 2.0 | 960 | $1,850 | $1.93 | 24d | 1 | 0.87mi |
| 5031 W Oakland Park Blvd Lauderdale Lakes, FL | 1.0 | 1.0 | 683 | $1,400 | $2.05 | 10d | 2 | 0.88mi |
| 3417 NW 44th St #101 Lauderdale Lakes, FL | 2.0 | 2.0 | 1020 | $2,495 | $2.45 | 20d | 1 | 0.88mi |
| 5151 W Oakland Park Blvd #303 Lauderdale Lakes, FL | 2.0 | 2.0 | 944 | $1,850 | $1.96 | 24d | 1 | 0.89mi |
| 2980 NW 43rd Ter #207 Lauderdale Lakes, FL | 2.0 | 2.0 | 890 | $1,800 | $2.02 | 24d | 1 | 0.90mi |
| 5021 W Oakland Park Blvd Lauderdale Lakes, FL | 1.0 | 1.0 | 684 | $1,550 | $2.27 | 17d | 2 | 0.90mi |
| 3413 NW 44th St #107 Lauderdale Lakes, FL | 2.0 | 2.0 | 1020 | $1,900 | $1.86 | 24d | 1 | 0.93mi |
| 3413 NW 44th St #107 Lauderdale Lakes, FL | 2.0 | 2.0 | 1020 | $1,900 | $1.86 | 21d | 1 | 0.93mi |
| 2901 NW 47th Ter Unit 348B Lauderdale Lakes, FL | 1.0 | 1.5 | 662 | $1,350 | $2.04 | 24d | 1 | 0.93mi |
| 2901 NW 47th Ter Unit 247B Lauderdale Lakes, FL | 1.0 | 1.5 | 662 | $1,450 | $2.19 | 24d | 1 | 0.93mi |
| 3070 NW 48th Ter #104 Lauderdale Lakes, FL | 2.0 | 2.0 | 960 | $1,750 | $1.82 | 24d | 1 | 0.93mi |
| 3070 NW 48th Ter Lauderdale Lakes, FL | 2.0 | 2.0 | 960 | $1,750 | $1.82 | 7d | 2 | 0.93mi |
| 3070 NW 48th Ter #405 Lauderdale Lakes, FL | 2.0 | 2.0 | 960 | $1,850 | $1.93 | 2d | 1 | 0.93mi |
| 3061 NW 47th Ter Unit 132C Lauderdale Lakes, FL | 1.0 | 1.0 | 610 | $1,500 | $2.46 | 24d | 1 | 0.93mi |
| 3061 NW 47th Ter #327 Lauderdale Lakes, FL | 1.0 | 1.5 | 662 | $1,500 | $2.27 | 24d | 1 | 0.93mi |
| 3061 NW 47th Ter Unit 327B Lauderdale Lakes, FL | 1.0 | 1.5 | 662 | $1,600 | $2.42 | 7d | 1 | 0.93mi |
| 3001 NW 48th Ave #440 Lauderdale Lakes, FL | 1.0 | 1.5 | 705 | $1,300 | $1.84 | 24d | 1 | 0.95mi |
| 3540 NW 34th Ter Lauderdale Lakes, FL | 2.0 | 1.0 | 1056 | $1,200 | $1.14 | 17d | 1 | 0.96mi |
| 3437 NW 44th St #107 Lauderdale Lakes, FL | 2.0 | 2.0 | 1020 | $2,100 | $2.06 | 24d | 1 | 0.96mi |
| 3437 NW 44th St #107 Lauderdale Lakes, FL | 2.0 | 2.0 | 1020 | $2,000 | $1.96 | 5d | 1 | 0.96mi |
| 3409 NW 44th St Lauderdale Lakes, FL | 2.0 | 2.0 | 1096 | $1,850 | $1.69 | 3d | 2 | 0.97mi |
| 3409 NW 44th St Lauderdale Lakes, FL | 2.0 | 2.0 | 1096 | $1,800 | $1.64 | 2d | 1 | 0.97mi |
HOA detail condo
- Monthly dues
- $502 · $6,024/yr
- Likely covers
- poolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 5 events
-
2026-05-31days on market $100,000 Active 81 DOM
-
2025-09-16$100,000 Active
-
2006-01-17soldstatus $65,000
-
1977-09-01soldstatus $27,000
-
1972-03-01soldstatus $19,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,264 · $189/mo
- Projected year-2 tax
- $2,264 · $189/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 1 d/yr ≥105°F today · 3 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,936
- − Mortgage interest
- −$5,602
- − Property taxes
- −$2,264
- − Insurance
- −$500
- − Repairs & maintenance
- −$1,595
- − Management
- −$1,595
- − HOA
- −$6,024
- − Depreciation
- −$2,909
- Taxable loss
- −$553
- Est. tax savings @ 24.0%
- +$133
- After-tax cash flow
- $801/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Lauderdale Lakes
- Score
- 81/100
- State rank
- #100
- US rank
- #1527
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lauderdale Lakes, FL
- County
- Broward County · 1,963,430 people
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 54,450
- Household income
- $58,388
- Rent vs Own
- Severe rent burden
- 2809.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 61% Hispanic / Latino 17% White 15% Two or more races 11% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 4% Cuban 2% Dominican 1%
- Common ancestry
- Hispanic 13% Romanian 1% Italian 1%
- Foreign-born
- 46% · Canada, Jamaica, Vietnam
- Languages at home
- 64% English-only · Spanish 15% French/Haitian/Cajun 15% Other Indo-European 2%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -202.84%
- Current HPI
- 328.4307
- Rent YoY
- ▼ -1.38%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
+412.8% since first listed4 events — show timeline
- 2025-09-16 Listed $100,000 Beaches MLS
- 2006-01-17 Sold (Public Records) $65,000 Public Records
- 1977-09-01 Sold (Public Records) $27,000 Public Records
- 1972-03-01 Sold (Public Records) $19,500 Public Records
Property tax history
+9.7%/yrLatest (2025): $2,264 · +5.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…