722 N Edgewood St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 21.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.9/30.0
- ARV discount +7.2/15.0
- DSCR +6.6/10.0
- 1% rule +5.4/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$199,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
MAJOR PRICE REDUCTION FOR A QUICK SALE. HURRY!!! THIS IS A BEAUTIFUL 4 BEDROOM AND A SPACIOUS END OF THE GROUP WITH A GORGEOUS KITCHEN, FULLY FINISHED BASEMENT WITH A CERAMIC TILE PLUS UPDATED BATHROOM ON EVERY LEVEL. THIS HOME QUALIFIES FOR ALL KINDS OF SPECIAL FINANCING WITH ZERO DOWN FHA FINANCING. AGENTS: YOUR CLIENTS CAN MOVE INTO THIS HOME WITH LITTLE OUT OF POCKET CASH. ENJOY THE FULLY FINISHED BASEMENT FOR YOUR ENTERTAINMENTS PLUS 4 BEDROOMS ON THE 2ND LEVEL GREAT FOR A GROWING FAMILY. EASY ACCESS TO 95, MINUTES TO CATONSVILLE, AND LESS THAN 7 MINUTES DRIVE TO SAINT AGNESS HOSPITAL. I WILL RECOMMEND YOU HURRY TO THIS ONE BEFORE ITS GONE. SELLER WILL HELP WITH CLOSING. ASK YOUR LENDER ABOUT AVAILABE FUNDS FOR DOWNPAYMENT FOR FIRST TIME BUYERS.
Key facts
- Gorgeous kitchen
- Easy access to 95
- Updated bathroom
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath townhouse listed at $200k.
Deal economics
- At list price, monthly cash flow is $278 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $200k).
- Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.0% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.4%/yr); 256 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 41% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 177 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
- 10 sale attempts since 32y ago; this cycle's ask has dropped $21k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $19k; list at $200k implies a 963% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 177 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.04% ✓
- Cap rate
- 7.96%
- Cash-on-cash
- 5.95%
- DSCR
- 1.26
- GRM
- 8.0
CMA / ARV
- ARV (median comp)
- $198,532
- List price
- $199,900
- Delta
- 0.69%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 743 Linnard St | 0.03mi | 4/2.0 | 1,693 (-1%) | 1mo | $199,000 | $118 | 92 |
| 3716 Edmondson Ave | 0.25mi | 4/1.0 | 1,512 (-12%) | 2mo | $130,000 | $86 | 67 |
| 120 Allendale St | 0.45mi | 3/2.0 (-1) | 1,728 (+1%) | 2mo | $225,000 | $130 | 67 |
| 3118 Normount Ave | 0.54mi | 3/2.0 (-1) | 1,725 (+1%) | 1mo | $174,990 | $101 | 64 |
| 733 Lyndhurst St | 0.33mi | 3/1.5 (-1) | 1,550 (-9%) | 2mo | $85,000 | $55 | 60 |
| 2732 Riggs Ave | 0.73mi | 3/1.0 (-1) | 1,730 (+1%) | 2mo | $135,000 | $78 | 57 |
| 2738 W Mosher St | 0.70mi | 3/1.0 (-1) | 1,765 (+3%) | 1mo | $37,000 | $21 | 57 |
| 12 N Rosedale St | 0.73mi | 3/1.5 (-1) | 1,740 (+2%) | 1mo | $160,000 | $92 | 56 |
| 509 Normandy Ave | 0.40mi | 4/2.5 | 1,458 (-15%) | 1mo | $212,000 | $145 | 50 |
| 1226 N Augusta Ave | 0.65mi | 3/2.0 (-1) | 1,536 (-10%) | 0mo | $212,000 | $138 | 43 |
| 3304 Brighton St | 0.65mi | 3/1.5 (-1) | 1,908 (+12%) | 2mo | $155,000 | $81 | 41 |
| 2822 Harlem Ave | 0.61mi | 5/3.0 (+1) | 1,483 (-13%) | 1mo | $220,000 | $148 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.38% rent growth · sell at horizon
- IRR
- -4.5%
- Equity multiple
- 0.83×
- Total profit
- $-9,596
- Equity at exit
- $29,806
- IRR
- 7.8%
- Equity multiple
- 1.65×
- Total profit
- $36,427
- Equity at exit
- $17,284
Cash invested: $55,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21229
- Rents YoY
- 5.4%
- Active inventory
- 256
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $2,076 high interval (Pro) →
- Mortgage (P&I)
- −$1,048
- Tax from tax record
- −$231 /mo · $2,768/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$436
- Net cashflow
- $278
Break-even live
Sensitivity live
| Price | -10% $391 | -5% $334 | +0% $278 | +5% $221 | +10% $165 |
|---|---|---|---|---|---|
| Rent | -10% $114 | -5% $196 | +0% $278 | +5% $360 | +10% $442 |
| Rate | -1.0pp $378 | -0.5pp $329 | base $278 | +0.5pp $226 | +1.0pp $173 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,975
- Closing costs
- $5,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 730 Linnard St Unit 1 Baltimore, MD | 4.0 | 1.0 | 1360 | $1,750 | $1.29 | 25d | 1 | 0.05mi |
| 780 Linnard St Baltimore, MD | 3.0 | 2.0 | 1224 | $1,590 | $1.30 | 45d | 1 | 0.07mi |
| 787 N Grantley St Baltimore, MD | 3.0 | 1.0 | 1116 | $1,575 | $1.41 | 25d | 1 | 0.08mi |
| 798 N Grantley St Baltimore, MD | 3.0 | 2.0 | 1360 | $2,295 | $1.69 | 25d | 1 | 0.11mi |
| 623 N Grantley St Baltimore, MD | 4.0 | 2.0 | 1250 | $2,000 | $1.60 | 25d | 1 | 0.13mi |
| 3507 Edmondson Ave Baltimore, MD | 4.0 | 2.0 | 1428 | $2,300 | $1.61 | 45d | 1 | 0.16mi |
| 3619 Edmondson Ave Baltimore, MD | 4.0 | 3.5 | 1962 | $2,800 | $1.43 | 45d | 1 | 0.22mi |
| 3712 Gelston Dr Baltimore, MD | 3.0 | 2.0 | 1250 | $2,500 | $2.00 | 25d | 1 | 0.23mi |
| 3700 Woodridge Rd Baltimore, MD | 3.0 | 1.5 | 1955 | $1,950 | $1.00 | 45d | 1 | 0.24mi |
| 405 N Edgewood St Baltimore, MD | 4.0 | 2.0 | 1408 | $2,950 | $2.10 | 5d | 1 | 0.27mi |
| 715 N Rosedale St Baltimore, MD | 5.0 | 3.0 | 1542 | $2,550 | $1.65 | 45d | 1 | 0.37mi |
| 202 N Edgewood St Baltimore, MD | 3.0 | 2.0 | 1710 | $2,250 | $1.32 | 25d | 1 | 0.38mi |
| 3607 W Lexington St Baltimore, MD | 3.0 | 2.0 | 1050 | $1,895 | $1.80 | 5d | 1 | 0.41mi |
| 3015 Rayner Ave Baltimore, MD | 3.0 | 1.0 | 1152 | $1,350 | $1.17 | 45d | 1 | 0.41mi |
| 3238 Westmont Ave Baltimore, MD | 3.0 | 1.0 | 1280 | $1,600 | $1.25 | 45d | 1 | 0.41mi |
| 409 Normandy Ave Baltimore, MD | 4.0 | 1.0 | 1640 | $1,500 | $0.91 | 25d | 1 | 0.43mi |
| 4020 Gelston Dr Baltimore, MD | 3.0 | 2.0 | 1270 | $1,875 | $1.48 | 45d | 1 | 0.44mi |
| 2922 Edmondson Ave Baltimore, MD | 3.0 | 2.0 | 1620 | $1,900 | $1.17 | 45d | 1 | 0.51mi |
| 41 N Kossuth St Baltimore, MD | 3.0 | 2.0 | 1216 | $1,800 | $1.48 | 25d | 1 | 0.55mi |
| 4113 Mountwood Rd Baltimore, MD | 3.0 | 1.0 | 1520 | $1,795 | $1.18 | 45d | 1 | 0.61mi |
| 3309 Brighton St Baltimore, MD | 3.0 | 1.0 | 1134 | $1,700 | $1.50 | 45d | 1 | 0.62mi |
| 1513 N Ellamont St Baltimore, MD | 3.0 | 1.0 | 1700 | $1,700 | $1.00 | 25d | 1 | 0.66mi |
| 2806 Riggs Ave Baltimore, MD | 3.0 | 2.5 | 1412 | $1,900 | $1.35 | 4d | 1 | 0.68mi |
| 3336 W Caton Ave Baltimore, MD | 3.0 | 2.0 | 1236 | $1,625 | $1.31 | 25d | 1 | 0.68mi |
| 2744 W Mosher St Baltimore, MD | 4.0 | 2.0 | 1412 | $2,100 | $1.49 | 25d | 1 | 0.69mi |
| 1530 N Rosedale St Baltimore, MD | 3.0 | 2.0 | 1641 | $1,895 | $1.15 | 16d | 1 | 0.72mi |
| 917 Kevin Rd Baltimore, MD | 3.0 | 2.0 | 1151 | $1,795 | $1.56 | 3d | 1 | 0.72mi |
| 1402 Poplar Grove St Baltimore, MD | 4.0 | 1.5 | 1540 | $800 | $0.52 | 45d | 1 | 0.73mi |
| 1633 N Hilton St Baltimore, MD | 4.0 | 2.5 | 1920 | $2,600 | $1.35 | 19d | 1 | 0.76mi |
| 2728 Winchester St Baltimore, MD | 3.0 | 1.5 | 1260 | $1,800 | $1.43 | 4d | 1 | 0.77mi |
| 2636 Lauretta Ave Baltimore, MD | 3.0 | 2.5 | 1232 | $1,900 | $1.54 | 45d | 1 | 0.80mi |
| 2609 Lauretta Ave Baltimore, MD | 3.0 | 1.0 | 1286 | $1,675 | $1.30 | 25d | 1 | 0.83mi |
| 2800 Presstman St Baltimore, MD | 3.0 | 2.5 | 1460 | $1,799 | $1.23 | 25d | 1 | 0.85mi |
| 117 Collins Ave Baltimore, MD | 3.0 | 3.0 | 1617 | $2,350 | $1.45 | 45d | 1 | 0.90mi |
| 4018 Massachusetts Ave Baltimore, MD | 3.0 | 1.0 | 1050 | $1,400 | $1.33 | 25d | 1 | 0.96mi |
| 212 S Loudon Ave Baltimore, MD | 3.0 | 1.5 | 1310 | $1,550 | $1.18 | 45d | 1 | 0.97mi |
| 111 Upmanor Rd Baltimore, MD | 3.0 | 1.5 | 1224 | $2,163 | $1.77 | 45d | 1 | 0.98mi |
| 2103 Chelsea Ter Unit 2 Baltimore, MD | 3.0 | 1.5 | 1500 | $2,100 | $1.40 | 16d | 1 | 1.10mi |
| 2303 Calverton Heights Ave Baltimore, MD | 4.0 | 2.0 | 1314 | $2,250 | $1.71 | 25d | 1 | 1.13mi |
| 2917 Clifton Ave Baltimore, MD | 4.0 | 4.0 | 1700 | $2,150 | $1.26 | 25d | 1 | 1.13mi |
Listing history 45 events
-
2026-06-21days on market $199,900 Active 177 DOM
-
2026-06-18days on market $199,900 Active 174 DOM
-
2026-06-17days on market $199,900 Active 173 DOM
-
2026-06-16days on market $199,900 Active 172 DOM
-
2026-06-15days on market $199,900 Active 171 DOM
-
2026-06-13days on market $199,900 Active 169 DOM
-
2026-06-09days on market $199,900 Active 165 DOM
-
2026-06-08days on market $199,900 Active 164 DOM
-
2026-06-07days on market $199,900 Active 163 DOM
-
2026-06-04days on market $199,900 Active 160 DOM
-
2026-06-03days on market $199,900 Active 159 DOM
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2026-06-02days on market $199,900 Active 158 DOM
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2026-06-01days on market $199,900 Active 157 DOM
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2026-05-31days on market $199,900 Active 156 DOM
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2026-04-05price $199,900 760-char remark
Show marketing remark (760 chars)
MAJOR PRICE REDUCTION FOR A QUICK SALE. HURRY!!! THIS IS A BEAUTIFUL 4 BEDROOM AND A SPACIOUS END OF THE GROUP WITH A GORGEOUS KITCHEN, FULLY FINISHED BASEMENT WITH A CERAMIC TILE PLUS UPDATED BATHROOM ON EVERY LEVEL. THIS HOME QUALIFIES FOR ALL KINDS OF SPECIAL FINANCING WITH ZERO DOWN FHA FINANCING. AGENTS: YOUR CLIENTS CAN MOVE INTO THIS HOME WITH LITTLE OUT OF POCKET CASH. ENJOY THE FULLY FINISHED BASEMENT FOR YOUR ENTERTAINMENTS PLUS 4 BEDROOMS ON THE 2ND LEVEL GREAT FOR A GROWING FAMILY. EASY ACCESS TO 95, MINUTES TO CATONSVILLE, AND LESS THAN 7 MINUTES DRIVE TO SAINT AGNESS HOSPITAL. I WILL RECOMMEND YOU HURRY TO THIS ONE BEFORE ITS GONE. SELLER WILL HELP WITH CLOSING. ASK YOUR LENDER ABOUT AVAILABE FUNDS FOR DOWNPAYMENT FOR FIRST TIME BUYERS.
-
2026-04-04status Active 760-char remark
Show marketing remark (760 chars)
MAJOR PRICE REDUCTION FOR A QUICK SALE. HURRY!!! THIS IS A BEAUTIFUL 4 BEDROOM AND A SPACIOUS END OF THE GROUP WITH A GORGEOUS KITCHEN, FULLY FINISHED BASEMENT WITH A CERAMIC TILE PLUS UPDATED BATHROOM ON EVERY LEVEL. THIS HOME QUALIFIES FOR ALL KINDS OF SPECIAL FINANCING WITH ZERO DOWN FHA FINANCING. AGENTS: YOUR CLIENTS CAN MOVE INTO THIS HOME WITH LITTLE OUT OF POCKET CASH. ENJOY THE FULLY FINISHED BASEMENT FOR YOUR ENTERTAINMENTS PLUS 4 BEDROOMS ON THE 2ND LEVEL GREAT FOR A GROWING FAMILY. EASY ACCESS TO 95, MINUTES TO CATONSVILLE, AND LESS THAN 7 MINUTES DRIVE TO SAINT AGNESS HOSPITAL. I WILL RECOMMEND YOU HURRY TO THIS ONE BEFORE ITS GONE. SELLER WILL HELP WITH CLOSING. ASK YOUR LENDER ABOUT AVAILABE FUNDS FOR DOWNPAYMENT FOR FIRST TIME BUYERS.
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2025-12-13historical 760-char remark
Show marketing remark (760 chars)
MAJOR PRICE REDUCTION FOR A QUICK SALE. HURRY!!! THIS IS A BEAUTIFUL 4 BEDROOM AND A SPACIOUS END OF THE GROUP WITH A GORGEOUS KITCHEN, FULLY FINISHED BASEMENT WITH A CERAMIC TILE PLUS UPDATED BATHROOM ON EVERY LEVEL. THIS HOME QUALIFIES FOR ALL KINDS OF SPECIAL FINANCING WITH ZERO DOWN FHA FINANCING. AGENTS: YOUR CLIENTS CAN MOVE INTO THIS HOME WITH LITTLE OUT OF POCKET CASH. ENJOY THE FULLY FINISHED BASEMENT FOR YOUR ENTERTAINMENTS PLUS 4 BEDROOMS ON THE 2ND LEVEL GREAT FOR A GROWING FAMILY. EASY ACCESS TO 95, MINUTES TO CATONSVILLE, AND LESS THAN 7 MINUTES DRIVE TO SAINT AGNESS HOSPITAL. I WILL RECOMMEND YOU HURRY TO THIS ONE BEFORE ITS GONE. SELLER WILL HELP WITH CLOSING. ASK YOUR LENDER ABOUT AVAILABE FUNDS FOR DOWNPAYMENT FOR FIRST TIME BUYERS.
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2025-09-05$220,900 Active 760-char remark
Show marketing remark (760 chars)
MAJOR PRICE REDUCTION FOR A QUICK SALE. HURRY!!! THIS IS A BEAUTIFUL 4 BEDROOM AND A SPACIOUS END OF THE GROUP WITH A GORGEOUS KITCHEN, FULLY FINISHED BASEMENT WITH A CERAMIC TILE PLUS UPDATED BATHROOM ON EVERY LEVEL. THIS HOME QUALIFIES FOR ALL KINDS OF SPECIAL FINANCING WITH ZERO DOWN FHA FINANCING. AGENTS: YOUR CLIENTS CAN MOVE INTO THIS HOME WITH LITTLE OUT OF POCKET CASH. ENJOY THE FULLY FINISHED BASEMENT FOR YOUR ENTERTAINMENTS PLUS 4 BEDROOMS ON THE 2ND LEVEL GREAT FOR A GROWING FAMILY. EASY ACCESS TO 95, MINUTES TO CATONSVILLE, AND LESS THAN 7 MINUTES DRIVE TO SAINT AGNESS HOSPITAL. I WILL RECOMMEND YOU HURRY TO THIS ONE BEFORE ITS GONE. SELLER WILL HELP WITH CLOSING. ASK YOUR LENDER ABOUT AVAILABE FUNDS FOR DOWNPAYMENT FOR FIRST TIME BUYERS.
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2016-10-28soldstatus $18,800 147-char remark
Show marketing remark (147 chars)
Porch front 3 B/R 1 Bath townhouse L/R, D/R, Kitchen, ,basement and backyard. Close to schools, shopping, public transportation and major highways
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2016-10-28soldstatus $18,800 Sold
Show marketing remark (147 chars)
Porch front 3 B/R 1 Bath townhouse L/R, D/R, Kitchen, ,basement and backyard. Close to schools, shopping, public transportation and major highways
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2016-08-23status Contract
-
2016-08-03status Active
-
2016-06-16historical
-
2016-02-24status Contract
-
2016-01-30price $26,100
-
2015-12-19price $31,100
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2015-10-26$36,100 Active
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2009-10-05soldstatus $87,500
-
2009-09-09soldstatus $87,500 Sold
-
2009-09-09soldstatus $87,500
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2009-07-17historical
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2009-07-15historical
-
2009-07-02$89,900 Active
-
2009-07-02$89,900
-
2004-12-21soldstatus $34,900
-
2004-11-22historical
-
2004-08-30historical
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2004-08-12
-
2004-08-11$34,900
-
1997-12-19soldstatus $61,667
-
1997-10-31soldstatus $61,667
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1997-10-13historical
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1997-08-11$63,900
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1995-01-23historical
-
1994-07-23
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,768 · $231/mo
- Projected year-2 tax
- $2,768 · $231/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,912
- − Mortgage interest
- −$11,198
- − Property taxes
- −$2,768
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,993
- − Management
- −$1,993
- − Depreciation
- −$5,815
- Taxable income
- $145
- Est. tax owed @ 24.0%
- −$35
- After-tax cash flow
- $3,298/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 46,679
- Household income
- $60,047
- Rent vs Own
- Severe rent burden
- 2776.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (73%)
- Race & ethnicity
- Black 73% White 15% Hispanic / Latino 6% Two or more races 4% Asian 3%
- Hispanic origin (detail)
- Common ancestry
- Lithuanian 1% Romanian 1% Serbian 1%
- Foreign-born
- 5% · Canada, Philippines
- Languages at home
- 91% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -259.07%
- Current HPI
- 226.896
- Rent YoY
- ▲ 5.38%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+212.8% since first listed31 events — show timeline
- 2026-04-05 Price Changed $199,900 BRIGHT MLS
- 2026-04-04 Relisted — BRIGHT MLS
- 2025-12-13 Listing Removed — BRIGHT MLS
- 2025-09-05 Listed $220,900 BRIGHT MLS
- 2016-10-28 Sold (MLS) $18,800 MRIS
- 2016-10-28 Sold (MLS) $18,800 BRIGHT MLS
- 2016-08-23 Pending — MRIS
- 2016-08-03 Relisted — MRIS
- 2016-06-16 Delisted — MRIS
- 2016-02-24 Pending — MRIS
- 2016-01-30 Price Changed $26,100 MRIS
- 2015-12-19 Price Changed $31,100 MRIS
- 2015-10-26 Listed $36,100 MRIS
- 2009-10-05 Sold (Public Records) $87,500 Public Records
- 2009-09-09 Sold (MLS) $87,500 BRIGHT MLS
- 2009-09-09 Sold (MLS) $87,500 MRIS
- 2009-07-17 Delisted — MRIS
- 2009-07-15 Listing Removed — BRIGHT MLS
- 2009-07-02 Listed $89,900 MRIS
- 2009-07-02 Listed $89,900 BRIGHT MLS
- 2004-12-21 Sold (MLS) $34,900 MRIS
- 2004-11-22 Delisted — MRIS
- 2004-08-30 Delisted — MRIS
- 2004-08-12 Listed — MRIS
- 2004-08-11 Listed $34,900 MRIS
- 1997-12-19 Sold (Public Records) $61,667 Public Records
- 1997-10-31 Sold (MLS) $61,667 MRIS
- 1997-10-13 Delisted — MRIS
- 1997-08-11 Listed $63,900 MRIS
- 1995-01-23 Delisted — MRIS
- 1994-07-23 Listed — MRIS
Property tax history
+2.7%/yrLatest (2025): $2,768 · +11.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…