569 13th Ave · New Brighton, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +4.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$75,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This move in ready home has three spacious bedrooms and an additional space upstairs that would be perfect for a play room or common area. Located on a one way street in the charm of downtown New Brighton, this property offers comfort and convenience.
Key facts
- Firepit area
- Mudroom area
- Wall of windows
Tags
Property features AI
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer
- Home design: 2-story home; Resale property
- Construction: Aluminum siding; Asphalt roof
- Exterior features: Lot dimensions approximately 74x100x83x44; Lot area about 0.14 acres
Interior
- Kitchen: Microwave; Refrigerator; Stove; Some electric appliances
- Bedrooms: Bedroom 2 on the main level (14x13); Bedroom 3 on the upper level (11x11); Bonus room (loft) on the upper level
- Flooring: Carpet
- Bathrooms: 1 full bathroom
- Heating & cooling: Forced air heating; Gas heating
- Interior features: Decorative fireplace; Interior entry basement; Basement storage space; Total of 9 rooms
- Laundry & utility: Main-level laundry room (8x7)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $75k.
Deal economics
- At list price, monthly cash flow is $514 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $75k).
- Recommended offer: $74k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 82/100 on livability (#153 in PA, #1,275 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment D-.
- New Brighton Area SD (suburban): math 17% / reading 37% proficiency, ranked #458 of 539 in PA (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 42 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $9k; list at $75k implies a 733% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.81% ✓
- Cap rate
- 14.51%
- Cash-on-cash
- 29.35%
- DSCR
- 2.31
- GRM
- 4.6
CMA / ARV
- ARV (on-the-fly)
- $142,800
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1618 3rd St | 0.24mi | 3/1.0 | 1,344 (-1%) | 2mo | $169,900 | $126 | 85 |
| 912 Penn Ave | 0.37mi | 3/1.5 | 1,320 (-3%) | 3mo | $63,000 | $48 | 73 |
| 722 6th Ave | 0.33mi | 3/1.0 | 1,446 (+6%) | 1mo | $105,000 | $73 | 73 |
| 715 5th St | 0.23mi | 2/2.0 (-1) | 1,292 (-5%) | 1mo | $175,111 | $136 | 71 |
| 210 N 16th Ave | 0.40mi | 2/2.0 (-1) | 1,377 (+1%) | 0mo | $200,000 | $145 | 70 |
| 508 6th Ave | 0.30mi | 3/1.0 | 1,232 (-9%) | 2mo | $143,000 | $116 | 68 |
| 1011 5th St | 0.19mi | 3/2.0 | 1,533 (+13%) | 2mo | $132,000 | $86 | 64 |
| 906 11th St | 0.48mi | 3/2.5 | 1,396 (+3%) | 4mo | $194,000 | $139 | 64 |
| 725 11th Ave | 0.18mi | 2/1.0 (-1) | 1,184 (-13%) | 3mo | $55,000 | $46 | 62 |
| 1556 2nd St | 0.24mi | 2/1.0 (-1) | 1,192 (-12%) | 4mo | $125,000 | $105 | 60 |
| 317 19th Ave | 0.32mi | 3/1.5 | 1,542 (+13%) | 3mo | $125,000 | $81 | 59 |
| 498 Blockhouse Run Rd | 0.40mi | 3/1.0 | 1,536 (+13%) | 2mo | $119,000 | $77 | 58 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 23.8%
- Equity multiple
- 1.98×
- Total profit
- $20,605
- Equity at exit
- $11,183
- IRR
- 31.7%
- Equity multiple
- 3.87×
- Total profit
- $60,246
- Equity at exit
- $6,485
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15066
- Home prices YoY
- -26.8%
- Active inventory
- 42
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $1,355 high interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax from tax record
- −$132 /mo · $1,588/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$285
- Net cashflow
- $514
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1459 4th St New Brighton, PA | 3.0 | 2.0 | 1312 | $1,625 | $1.24 | 14d | 1 | 0.18mi |
| 904 Penn Ave Unit 1 New Brighton, PA | 2.0 | 1.0 | 1300 | $995 | $0.77 | 17d | 1 | 0.36mi |
| 1620 6th Ave New Brighton, PA | 2.0 | 1.0 | 1260 | $975 | $0.77 | 43d | 1 | 1.05mi |
| 1503 3rd Ave Beaver Falls, PA | 3.0 | 1.0 | 1200 | $1,350 | $1.12 | 1d | 1 | 1.06mi |
| 1613 4th Ave Beaver Falls, PA | 2.0 | 1.0 | 1016 | $1,200 | $1.18 | 1d | 1 | 1.17mi |
| 418 Darlington Rd Beaver Falls, PA | 2.0 | 1.5 | 975 | $1,350 | $1.38 | 12d | 1 | 1.27mi |
| 1909 5th Ave New Brighton, PA | 2.0–3.0 | 1.0–2.0 | 807 | $1,523 | $1.89 | 1d | 3 | 1.27mi |
Listing history 24 events
-
2026-06-18days on market $75,000 Active 23 DOM
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2026-06-17days on market $75,000 Active 22 DOM
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2026-06-16days on market $75,000 Active 21 DOM
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2026-06-15days on market $75,000 Active 20 DOM
-
2026-06-13days on market $75,000 Active 18 DOM
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2026-06-13days on market $75,000 Active 17 DOM
-
2026-06-09days on market $75,000 Active 14 DOM
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2026-06-08days on market $75,000 Active 13 DOM
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2026-06-07days on market $75,000 Active 12 DOM
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2026-06-03days on market $75,000 Active 8 DOM
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2026-06-02days on market $75,000 Active 7 DOM
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2026-06-01days on market $75,000 Active 6 DOM
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2026-05-31days on market $75,000 Active 5 DOM
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2026-05-25$75,000 Active
-
2024-08-03price $65,000 251-char remark
Show marketing remark (251 chars)
This move in ready home has three spacious bedrooms and an additional space upstairs that would be perfect for a play room or common area. Located on a one way street in the charm of downtown New Brighton, this property offers comfort and convenience.
-
2024-07-11$80,000 Active 251-char remark
Show marketing remark (251 chars)
This move in ready home has three spacious bedrooms and an additional space upstairs that would be perfect for a play room or common area. Located on a one way street in the charm of downtown New Brighton, this property offers comfort and convenience.
-
2024-04-13historical Expired 463-char remark
Show marketing remark (463 chars)
Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.
-
2024-04-01price $73,770 463-char remark
Show marketing remark (463 chars)
Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.
-
2024-03-28price $75,900 463-char remark
Show marketing remark (463 chars)
Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.
-
2024-03-23price $79,000 463-char remark
Show marketing remark (463 chars)
Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.
-
2024-03-21price $82,500 463-char remark
Show marketing remark (463 chars)
Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.
-
2024-03-18price $85,000 463-char remark
Show marketing remark (463 chars)
Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.
-
2024-03-12$95,000 Active 463-char remark
Show marketing remark (463 chars)
Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.
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1977-04-01soldstatus $9,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,588 · $132/mo
- Projected year-2 tax
- $1,588 · $132/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,262
- − Mortgage interest
- −$4,201
- − Property taxes
- −$1,588
- − Insurance
- −$375
- − Repairs & maintenance
- −$1,301
- − Management
- −$1,301
- − Depreciation
- −$2,182
- Taxable income
- $5,313
- Est. tax owed @ 24.0%
- −$1,275
- After-tax cash flow
- $4,888/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- New Brighton Area SD
- NCES district ID
- 4216530
- Math proficiency
- 17% ▼ -17.00%
- Reading proficiency
- 37% ▼ -22.00%
- Median HH income
- $41,579
- Composite
- 22.83/100
- National rank
- #8014
- State rank
- #458 of 539 in PA
Livability — New Brighton
- Score
- 82/100
- State rank
- #153
- US rank
- #1275
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- New Brighton, PA
- County
- Beaver County · 116,001 people
- City population
- 12,048
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 12,048
- Household income
- $63,836
- Rent vs Own
- Severe rent burden
- 187.0
Population outlook (Beaver County) Hauer SSP2
- Today (2025)
- 164,976 people
- By 2030
- 161,449 · -2.1%
- By 2040
- 151,752 · -8.0%
- By 2050
- 141,155 · -14.4%
- By 2075
- 118,142 · -28.4%
- By 2100
- 91,740 · -44.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Black 5% Two or more races 4% Hispanic / Latino 3%
- Common ancestry
- Romanian 6% Serbian 2% Lithuanian 2%
- Foreign-born
- 0%
- Languages at home
- 98% English-only · Spanish 2%
Political lean MEDSL · Beaver
- 2024 margin
- Strong R (+20.7) · D 39.2% · R 59.9%
- 2008→2024 swing
- -17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
- All cycles
- 2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -67.49%
- Current HPI
- 184.7104
- Rent YoY
- —
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+733.3% since first listed11 events — show timeline
- 2026-05-25 Listed $75,000 West Penn MLS
- 2024-08-03 Price Changed $65,000 West Penn MLS
- 2024-07-11 Listed $80,000 West Penn MLS
- 2024-04-13 Delisted — West Penn MLS
- 2024-04-01 Price Changed $73,770 West Penn MLS
- 2024-03-28 Price Changed $75,900 West Penn MLS
- 2024-03-23 Price Changed $79,000 West Penn MLS
- 2024-03-21 Price Changed $82,500 West Penn MLS
- 2024-03-18 Price Changed $85,000 West Penn MLS
- 2024-03-12 Listed $95,000 West Penn MLS
- 1977-04-01 Sold (Public Records) $9,000 Public Records
Property tax history
+0.2%/yrLatest (2026): $1,588 · +4.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…