CashFlowRE
Sign in Sign up
569 13th Ave
B+ Composite 76.38
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +4.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$75,000

569 13th Ave · New Brighton, PA 15066
3 bd · 1.0 ba · 1,360 sqft · SingleFamily public records · 23 Days on market
Built 1890 6,098 sqft lot Est $143k · 47% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This move in ready home has three spacious bedrooms and an additional space upstairs that would be perfect for a play room or common area. Located on a one way street in the charm of downtown New Brighton, this property offers comfort and convenience.

Key facts

  • Firepit area
  • Mudroom area
  • Wall of windows

Tags

MUDROOM AREAWALL OF WINDOWSSPACIOUS TIERED BACKYARDFIREPIT AREA

Property features AI

Exterior

  • Parking: On-street parking
  • Utilities: Public water; Public sewer
  • Home design: 2-story home; Resale property
  • Construction: Aluminum siding; Asphalt roof
  • Exterior features: Lot dimensions approximately 74x100x83x44; Lot area about 0.14 acres

Interior

  • Kitchen: Microwave; Refrigerator; Stove; Some electric appliances
  • Bedrooms: Bedroom 2 on the main level (14x13); Bedroom 3 on the upper level (11x11); Bonus room (loft) on the upper level
  • Flooring: Carpet
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating; Gas heating
  • Interior features: Decorative fireplace; Interior entry basement; Basement storage space; Total of 9 rooms
  • Laundry & utility: Main-level laundry room (8x7)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $514 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $74k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 82/100 on livability (#153 in PA, #1,275 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment D-.
  • New Brighton Area SD (suburban): math 17% / reading 37% proficiency, ranked #458 of 539 in PA (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 42 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $9k; list at $75k implies a 733% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $73,875 (1.5% below list)

Questions for the listing agent

  1. Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.81%
Cap rate
14.51%
Cash-on-cash
29.35%
DSCR
2.31
GRM
4.6

CMA / ARV

ARV (on-the-fly)
$142,800
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1618 3rd St 0.24mi 3/1.0 1,344 (-1%) 2mo $169,900 $126 85
912 Penn Ave 0.37mi 3/1.5 1,320 (-3%) 3mo $63,000 $48 73
722 6th Ave 0.33mi 3/1.0 1,446 (+6%) 1mo $105,000 $73 73
715 5th St 0.23mi 2/2.0 (-1) 1,292 (-5%) 1mo $175,111 $136 71
210 N 16th Ave 0.40mi 2/2.0 (-1) 1,377 (+1%) 0mo $200,000 $145 70
508 6th Ave 0.30mi 3/1.0 1,232 (-9%) 2mo $143,000 $116 68
1011 5th St 0.19mi 3/2.0 1,533 (+13%) 2mo $132,000 $86 64
906 11th St 0.48mi 3/2.5 1,396 (+3%) 4mo $194,000 $139 64
725 11th Ave 0.18mi 2/1.0 (-1) 1,184 (-13%) 3mo $55,000 $46 62
1556 2nd St 0.24mi 2/1.0 (-1) 1,192 (-12%) 4mo $125,000 $105 60
317 19th Ave 0.32mi 3/1.5 1,542 (+13%) 3mo $125,000 $81 59
498 Blockhouse Run Rd 0.40mi 3/1.0 1,536 (+13%) 2mo $119,000 $77 58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
23.8%
Equity multiple
1.98×
Total profit
$20,605
Equity at exit
$11,183
10-year hold
IRR
31.7%
Equity multiple
3.87×
Total profit
$60,246
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15066

Home prices YoY
-26.8%
Active inventory
42
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$1,355 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$132 /mo · $1,588/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$285
Net cashflow
$514

Break-even live

Break-even rent $705
Max offer price $75,000
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1459 4th St New Brighton, PA 3.0 2.0 1312 $1,625 $1.24 14d 1 0.18mi
904 Penn Ave Unit 1 New Brighton, PA 2.0 1.0 1300 $995 $0.77 17d 1 0.36mi
1620 6th Ave New Brighton, PA 2.0 1.0 1260 $975 $0.77 43d 1 1.05mi
1503 3rd Ave Beaver Falls, PA 3.0 1.0 1200 $1,350 $1.12 1d 1 1.06mi
1613 4th Ave Beaver Falls, PA 2.0 1.0 1016 $1,200 $1.18 1d 1 1.17mi
418 Darlington Rd Beaver Falls, PA 2.0 1.5 975 $1,350 $1.38 12d 1 1.27mi
1909 5th Ave New Brighton, PA 2.0–3.0 1.0–2.0 807 $1,523 $1.89 1d 3 1.27mi

Listing history 24 events

  1. 2026-06-18
    days on market $75,000 Active 23 DOM
  2. 2026-06-17
    days on market $75,000 Active 22 DOM
  3. 2026-06-16
    days on market $75,000 Active 21 DOM
  4. 2026-06-15
    days on market $75,000 Active 20 DOM
  5. 2026-06-13
    days on market $75,000 Active 18 DOM
  6. 2026-06-13
    days on market $75,000 Active 17 DOM
  7. 2026-06-09
    days on market $75,000 Active 14 DOM
  8. 2026-06-08
    days on market $75,000 Active 13 DOM
  9. 2026-06-07
    days on market $75,000 Active 12 DOM
  10. 2026-06-03
    days on market $75,000 Active 8 DOM
  11. 2026-06-02
    days on market $75,000 Active 7 DOM
  12. 2026-06-01
    days on market $75,000 Active 6 DOM
  13. 2026-05-31
    days on market $75,000 Active 5 DOM
  14. 2026-05-25
    listed $75,000 Active
  15. 2024-08-03
    price $65,000 251-char remark
    Show marketing remark (251 chars)

    This move in ready home has three spacious bedrooms and an additional space upstairs that would be perfect for a play room or common area. Located on a one way street in the charm of downtown New Brighton, this property offers comfort and convenience.

  16. 2024-07-11
    listed $80,000 Active 251-char remark
    Show marketing remark (251 chars)

    This move in ready home has three spacious bedrooms and an additional space upstairs that would be perfect for a play room or common area. Located on a one way street in the charm of downtown New Brighton, this property offers comfort and convenience.

  17. 2024-04-13
    historical Expired 463-char remark
    Show marketing remark (463 chars)

    Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.

  18. 2024-04-01
    price $73,770 463-char remark
    Show marketing remark (463 chars)

    Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.

  19. 2024-03-28
    price $75,900 463-char remark
    Show marketing remark (463 chars)

    Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.

  20. 2024-03-23
    price $79,000 463-char remark
    Show marketing remark (463 chars)

    Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.

  21. 2024-03-21
    price $82,500 463-char remark
    Show marketing remark (463 chars)

    Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.

  22. 2024-03-18
    price $85,000 463-char remark
    Show marketing remark (463 chars)

    Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.

  23. 2024-03-12
    listed $95,000 Active 463-char remark
    Show marketing remark (463 chars)

    Discover a gem in New Brighton, PA - a well-maintained 3-bedroom, 1-bath home. Great rental opportunity for an investor or for someone looking to move in with immediate equity. Whether you're a first-time homebuyer seeking a move-in ready dwelling or an investor looking for a promising rental opportunity, this property meets all your needs. Enjoy the peace of mind that comes with investing in a home that's in good condition and poised for immediate occupancy.

  24. 1977-04-01
    soldstatus $9,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,588 · $132/mo
Projected year-2 tax
$1,588 · $132/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,262
− Mortgage interest
−$4,201
− Property taxes
−$1,588
− Insurance
−$375
− Repairs & maintenance
−$1,301
− Management
−$1,301
− Depreciation
−$2,182
Taxable income
$5,313
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,275
After-tax cash flow
$4,888/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
New Brighton Area SD
NCES district ID
4216530
Math proficiency
17% ▼ -17.00%
Reading proficiency
37% ▼ -22.00%
Median HH income
$41,579
Composite
22.83/100
National rank
#8014
State rank
#458 of 539 in PA

Livability — New Brighton

Score
82/100
State rank
#153
US rank
#1275

Category grades

Amenities F Commute A+ Cost of living A+ Crime C+ Employment D- Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New Brighton, PA
County
Beaver County · 116,001 people
City population
12,048
Metro
Pittsburgh, PA
Population (ZIP)
12,048
Household income
$63,836
Rent vs Own
31.2% rent · 68.8% own
Severe rent burden
187.0

Population outlook (Beaver County) Hauer SSP2

Today (2025)
164,976 people
By 2030
161,449 · -2.1%
By 2040
151,752 · -8.0%
By 2050
141,155 · -14.4%
By 2075
118,142 · -28.4%
By 2100
91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Black 5% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Romanian 6% Serbian 2% Lithuanian 2%
Foreign-born
0%
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Beaver

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -67.49%
Current HPI
184.7104
Rent YoY
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+733.3% since first listed
11 events — show timeline
  • 2026-05-25 Listed $75,000 West Penn MLS
  • 2024-08-03 Price Changed $65,000 West Penn MLS
  • 2024-07-11 Listed $80,000 West Penn MLS
  • 2024-04-13 Delisted West Penn MLS
  • 2024-04-01 Price Changed $73,770 West Penn MLS
  • 2024-03-28 Price Changed $75,900 West Penn MLS
  • 2024-03-23 Price Changed $79,000 West Penn MLS
  • 2024-03-21 Price Changed $82,500 West Penn MLS
  • 2024-03-18 Price Changed $85,000 West Penn MLS
  • 2024-03-12 Listed $95,000 West Penn MLS
  • 1977-04-01 Sold (Public Records) $9,000 Public Records

Property tax history

+0.2%/yr

Latest (2026): $1,588 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…