1775 Vaughn St · Biloxi, MS 39531

$179,000

3 bd · 1.0 ba · 1,070 sqft · SingleFamily public records · 27 Days on market

Built 1952 6,969 sqft lot Est $154k · 16% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.7/30.0
• DSCR +5.9/10.0
• Schools +4.5/10.0
• 1% rule +4.1/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.2/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to this charming 3-bedroom, 1-bath home in Biloxi just 4 minutes from Keesler Air Force Base, close enough to ride your bike, and only minutes from the beach! This home has been a steady rental for its current owners and offers a great opportunity for an investor, first-time homebuyer, or anyone looking to downsize or be closer to the VA. Inside, you'll find an all-white interior, a true blank canvas ready for your personal touch. Each bedroom offers plenty of space and natural light, and the large backyard with a privacy fence is perfect for relaxing, entertaining, or letting pets play. Simple, bright, and full of potential, this home is ready for its next chapter! Schedule your showing today!

Key facts

• Ample counter space
• Brand new roof
• Brand new ac system

Tags

• UPDATED FLOORING
• AMPLE COUNTER SPACE
• BRAND NEW AC SYSTEM
• BRAND NEW ROOF
• BARN DOOR CLOSET ACCENTS
• LARGE FENCED BACKYARD

Property features AI

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer; Electricity connected; Natural gas connected; Sewer connected; Water connected
• Home design: Single family residence; House; One level; Move-in ready; Vinyl exterior
• Construction: Architectural shingle roof; Slab foundation
• Exterior features: Private yard; Privacy fencing; Barn(s)

Interior

• Kitchen: Free-standing electric oven; Self-cleaning oven; Range hood; Refrigerator; Free-standing refrigerator
• Flooring: Ceramic tile
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air; Ceiling fan(s)
• Interior features: Ceiling fan(s)
• Laundry & utility: Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $179k.

Deal economics

• At list price, monthly cash flow is $175 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $163k (8.9% below list).
• Recommended offer: $163k (8.9% below list) — sets the bar for 1% rule.
• Cap rate 7.5% vs local median 3.5% in Biloxi — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#6 in MS, #2,141 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: commute D+, amenities F, employment D-.
• Biloxi Public School District (urban): math 60% / reading 48% proficiency, ranked #7 of 130 in MS (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Back Bay Elementary School (math 51% / reading 50%, grade D+, #59 of 375 statewide, top 16%, 535 students, 99% FRL); Biloxi Junior High (math 60% / reading 43%, grade C, #27 of 179 statewide, top 16%, 881 students, 100% FRL); Biloxi High School (math 65% / reading 53%, grade C+, #7 of 197 statewide, top 3%, 1,728 students, 100% FRL) — zoned schools average 100% FRL vs 59% district-wide (40 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 201 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,194 units permitted in Harrison County in 2024 (0 in 5+ unit buildings).
• This rent runs 36% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Harrison County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 27 days — a 2% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 2y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $163,114 (8.9% below list)

Questions for the listing agent

1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.91% ✗
• Cap rate: 7.47%
• Cash-on-cash: 4.20%
• DSCR: 1.19
• GRM: 9.1

CMA / ARV

• ARV (on-the-fly): $154,080
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1775 Vaughn St	0.00mi	3/1.0	1,037 (-3%)	4mo	$89,900	$87	91
1728 James Buchanan Dr	0.23mi	3/2.0	1,160 (+8%)	2mo	$179,900	$155	70
1776 Ridgeway Dr	0.36mi	2/1.0 (-1)	1,089 (+2%)	13mo	$95,000	$87	65
1658 Hollywood Blvd	0.49mi	2/1.0 (-1)	1,017 (-5%)	1mo	$164,000	$161	63
1673 Sunset Blvd	0.42mi	2/2.0 (-1)	1,057 (-1%)	9mo	$152,000	$144	62
277 Rodenberg Ave	0.39mi	3/1.0	1,159 (+8%)	11mo	$129,000	$111	59
303 West Dr	0.63mi	3/2.0	1,079 (+1%)	14mo	$145,000	$134	54
236 Dewey Cir	0.38mi	2/2.0 (-1)	930 (-13%)	4mo	$159,000	$171	49
182 Althea St	0.72mi	3/2.0	1,190 (+11%)	2mo	$82,000	$69	42
1630 Hollywood Blvd	0.58mi	3/2.0	1,200 (+12%)	10mo	$187,900	$157	40
329 West Dr	0.66mi	3/2.0	1,188 (+11%)	13mo	$119,000	$100	36
389 Belvedere Cir	0.75mi	4/2.0 (+1)	1,194 (+12%)	12mo	$179,000	$150	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.05% rent growth · sell at horizon

5-year hold

• IRR: -12.8%
• Equity multiple: 0.55×
• Total profit: $-22,590
• Equity at exit: $26,689

10-year hold

• IRR: -8.6%
• Equity multiple: 0.53×
• Total profit: $-23,689
• Equity at exit: $15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39531

• Home prices YoY: -13.0%
• Rents YoY: 0.1%
• Active inventory: 201
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $1,631 high
• Mortgage (P&I): −$939
• Tax from tax record: −$100 /mo · $1,199/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$343
• Net cashflow: $175

Break-even live

Break-even rent $1,409

Max offer price $179,000

Occupancy floor 84%

Sensitivity live

Price	-10% $277	-5% $226	+0% $175	+5% $125	+10% $74
Rent	-10% $47	-5% $111	+0% $175	+5% $240	+10% $304
Rate	-1.0pp $266	-0.5pp $221	base $175	+0.5pp $129	+1.0pp $82

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,750
• Closing costs: $5,370
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1737 James Buchanan Dr Biloxi, MS	3.0	2.0	1328	$1,650	$1.24	45d	1	0.20mi
245 Mc Donnell Ave Unit E-131 Biloxi, MS	2.0	1.0	745	$995	$1.34	45d	1	0.33mi
245 Mc Donnell Ave Unit I-164 Biloxi, MS	2.0	1.0	745	$1,195	$1.60	45d	1	0.33mi
245 Mc Donnell Ave Biloxi, MS	2.0	1.0	775	$1,595	$2.06	22d	1	0.35mi
270 Rodenberg Ave Biloxi, MS	3.0	2.0	1180	$1,100	$0.93	45d	1	0.43mi
340 Hiller Dr Biloxi, MS	3.0	2.0	1447	$1,749	$1.21	22d	1	0.50mi
1713 Stevens St Unit A Biloxi, MS	3.0	2.0	1100	$1,300	$1.18	22d	1	0.52mi
1616 Gordon Ave Biloxi, MS	3.0	1.0	900	$1,425	$1.58	22d	1	0.59mi
1667 Irish Hill Dr Biloxi, MS	1.0–2.0	1.0–1.5	862	$1,049	$1.22	15d	1	0.67mi
1664 Beach Blvd Biloxi, MS	1.0–2.0	1.0–1.5	801	$2,100	$2.62	15d	2	0.74mi
330 Belvedere Dr Biloxi, MS	3.0	1.0	1000	$1,200	$1.20	15d	1	0.74mi
1664 Beach Blvd Biloxi, MS	2.0	1.5	985	$2,295	$2.33	45d	1	0.76mi
1910 Southern Ave Biloxi, MS	1.0–2.0	1.0–1.5	725	$1,200	$1.66	15d	2	0.78mi
122 Coral Breeze Dr Biloxi, MS	3.0	1.5	1000	$2,700	$2.70	45d	1	0.78mi
118 Coral Breeze Dr Biloxi, MS	3.0	1.5	1000	$2,800	$2.80	15d	1	0.85mi
1623 Cayman Cv Biloxi, MS	3.0	2.0	1397	$3,700	$2.65	15d	1	0.97mi
154 Saint Charles Ave Biloxi, MS	2.0	1.0	1292	$1,400	$1.08	45d	1	1.04mi
2046 Beach Blvd Biloxi, MS	2.0	2.0	1152	$2,200	$1.91	22d	1	1.11mi
1496 Beach Blvd Biloxi, MS	2.0	2.0	1150	$1,650	$1.43	45d	1	1.26mi
1496 Beach Blvd Biloxi, MS	2.0	1.5	1100	$1,450	$1.32	15d	1	1.26mi
310 Abbey Ct Biloxi, MS	2.0–3.0	1.0–2.0	1062	$1,275	$1.20	22d	17	1.27mi
2068 Beach Blvd Unit 202 Biloxi, MS	2.0	2.0	1001	$1,600	$1.60	45d	1	1.30mi
2068 Beach Blvd Unit 342 Biloxi, MS	2.0	2.0	1001	$1,550	$1.55	15d	1	1.30mi
2068 Beach Blvd Unit 142 Biloxi, MS	2.0	2.0	1001	$1,600	$1.60	15d	1	1.30mi
630 Bay Cove Dr Biloxi, MS	2.0–3.0	2.0	1780	$3,450	$1.94	45d	2	1.44mi

Listing history 34 events

1. 2026-06-21
   days on market $179,000 Active 27 DOM
2. 2026-06-18
   days on market $179,000 Active 24 DOM
3. 2026-06-17
   days on market $179,000 Active 23 DOM
4. 2026-06-16
   days on market $179,000 Active 22 DOM
5. 2026-06-15
   days on market $179,000 Active 21 DOM
6. 2026-06-14
   days on market $179,000 Active 19 DOM
7. 2026-06-13
   pricedays on market $179,000 Active 18 DOM
8. 2026-06-09
   days on market $189,000 Active 15 DOM
9. 2026-06-08
   days on market $189,000 Active 14 DOM
10. 2026-06-07
    days on market $189,000 Active 13 DOM
11. 2026-06-05
    days on market $189,000 Active 10 DOM
12. 2026-06-03
    days on market $189,000 Active 9 DOM
13. 2026-06-02
    days on market $189,000 Active 8 DOM
14. 2026-06-01
    days on market $189,000 Active 7 DOM
15. 2026-05-31
    days on market $189,000 Active 6 DOM
16. 2026-05-30
    days on market $189,000 Active 5 DOM
17. 2026-05-25
    listed $189,000 Active
18. 2026-05-11
    price $1,450
19. 2026-04-30
    listed $1,500
20. 2026-02-19
    soldstatus
21. 2026-02-18
    soldstatus Closed 716-char remark

    Show marketing remark (716 chars)

    Welcome home to this charming 3-bedroom, 1-bath home in Biloxi just 4 minutes from Keesler Air Force Base, close enough to ride your bike, and only minutes from the beach! This home has been a steady rental for its current owners and offers a great opportunity for an investor, first-time homebuyer, or anyone looking to downsize or be closer to the VA. Inside, you'll find an all-white interior, a true blank canvas ready for your personal touch. Each bedroom offers plenty of space and natural light, and the large backyard with a privacy fence is perfect for relaxing, entertaining, or letting pets play. Simple, bright, and full of potential, this home is ready for its next chapter! Schedule your showing today!

22. 2026-01-24
    status Pending 716-char remark

    Show marketing remark (716 chars)

    Welcome home to this charming 3-bedroom, 1-bath home in Biloxi just 4 minutes from Keesler Air Force Base, close enough to ride your bike, and only minutes from the beach! This home has been a steady rental for its current owners and offers a great opportunity for an investor, first-time homebuyer, or anyone looking to downsize or be closer to the VA. Inside, you'll find an all-white interior, a true blank canvas ready for your personal touch. Each bedroom offers plenty of space and natural light, and the large backyard with a privacy fence is perfect for relaxing, entertaining, or letting pets play. Simple, bright, and full of potential, this home is ready for its next chapter! Schedule your showing today!

23. 2026-01-16
    price $89,900 716-char remark

    Show marketing remark (716 chars)

    Welcome home to this charming 3-bedroom, 1-bath home in Biloxi just 4 minutes from Keesler Air Force Base, close enough to ride your bike, and only minutes from the beach! This home has been a steady rental for its current owners and offers a great opportunity for an investor, first-time homebuyer, or anyone looking to downsize or be closer to the VA. Inside, you'll find an all-white interior, a true blank canvas ready for your personal touch. Each bedroom offers plenty of space and natural light, and the large backyard with a privacy fence is perfect for relaxing, entertaining, or letting pets play. Simple, bright, and full of potential, this home is ready for its next chapter! Schedule your showing today!

24. 2026-01-16
    status Active 716-char remark

    Show marketing remark (716 chars)

    Welcome home to this charming 3-bedroom, 1-bath home in Biloxi just 4 minutes from Keesler Air Force Base, close enough to ride your bike, and only minutes from the beach! This home has been a steady rental for its current owners and offers a great opportunity for an investor, first-time homebuyer, or anyone looking to downsize or be closer to the VA. Inside, you'll find an all-white interior, a true blank canvas ready for your personal touch. Each bedroom offers plenty of space and natural light, and the large backyard with a privacy fence is perfect for relaxing, entertaining, or letting pets play. Simple, bright, and full of potential, this home is ready for its next chapter! Schedule your showing today!

25. 2026-01-10
    status Pending 716-char remark

    Show marketing remark (716 chars)

    Welcome home to this charming 3-bedroom, 1-bath home in Biloxi just 4 minutes from Keesler Air Force Base, close enough to ride your bike, and only minutes from the beach! This home has been a steady rental for its current owners and offers a great opportunity for an investor, first-time homebuyer, or anyone looking to downsize or be closer to the VA. Inside, you'll find an all-white interior, a true blank canvas ready for your personal touch. Each bedroom offers plenty of space and natural light, and the large backyard with a privacy fence is perfect for relaxing, entertaining, or letting pets play. Simple, bright, and full of potential, this home is ready for its next chapter! Schedule your showing today!

26. 2025-10-24
    listed $114,900 Active 716-char remark

    Show marketing remark (716 chars)

    Welcome home to this charming 3-bedroom, 1-bath home in Biloxi just 4 minutes from Keesler Air Force Base, close enough to ride your bike, and only minutes from the beach! This home has been a steady rental for its current owners and offers a great opportunity for an investor, first-time homebuyer, or anyone looking to downsize or be closer to the VA. Inside, you'll find an all-white interior, a true blank canvas ready for your personal touch. Each bedroom offers plenty of space and natural light, and the large backyard with a privacy fence is perfect for relaxing, entertaining, or letting pets play. Simple, bright, and full of potential, this home is ready for its next chapter! Schedule your showing today!

27. 2025-10-07
    historical
28. 2025-09-29
    price $125,000
29. 2025-04-29
    price $130,000
30. 2025-04-08
    listed $158,500 Active
31. 2025-01-07
    historical
32. 2024-10-11
    price $125,000
33. 2024-09-04
    price $139,500
34. 2024-08-01
    listed $149,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $1,199 · $100/mo
• Projected year-2 tax: $1,414 · $118/mo
• Expected delta: +$215/yr (+$18/mo · 17.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,574
• − Mortgage interest: −$10,027
• − Property taxes: −$1,199
• − Insurance: −$895
• − Repairs & maintenance: −$1,566
• − Management: −$1,566
• − Depreciation: −$5,207
• Taxable loss: −$886
• Est. tax savings @ 24.0%: +$213
• After-tax cash flow: $2,317/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Biloxi Public School District
• NCES district ID: 2800630
• Math proficiency: 60% ▼ -7.00%
• Reading proficiency: 48% ▼ -3.00%
• Median HH income: $40,608
• Composite: 45.26/100
• National rank: #2657
• State rank: #7 of 130 in MS

Livability — Biloxi

• Score: 79/100
• State rank: #6
• US rank: #2141

Category grades

Amenities F Commute D+ Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Biloxi, MS
• County: Harrison County · 178,171 people
• City population: 63,281
• Metro: Gulfport-Biloxi, MS
• Population (ZIP): 18,918
• Household income: $54,218
• Rent vs Own: 61.4% rent · 38.6% own
• Severe rent burden: 1110.0

Population outlook (Harrison County) Hauer SSP2

• Today (2025): 228,444 people
• By 2030: 241,942 · +5.9%
• By 2040: 267,531 · +17.1%
• By 2050: 291,062 · +27.4%
• By 2075: 346,711 · +51.8%
• By 2100: 378,165 · +65.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 60% Black 18% Two or more races 12% Hispanic / Latino 11% Asian 2%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Lithuanian 6% Slovak 2% Serbian 1%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 89% English-only · Spanish 6% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Harrison

• 2024 margin: Strong R (+28.9) · D 35.0% · R 63.9% · Other 1.1%
• 2008→2024 swing: -2.9pp toward R · 2008: -26.0pp · 2024: -28.9pp
• All cycles: 2024: R+28.9 2020: R+25.2 2016: R+30.7 2012: R+26.6 2008: R+26.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -28.97%
• Current HPI: 193.4018
• Rent YoY: ▬ 0.05%
• Metro: Gulfport-Biloxi, MS
• State GDP YoY: —
• F500 in state: 0

Price history

+26.1% since first listed

18 events — show timeline

• 2026-05-25 Listed $189,000 MLSU
• 2026-05-11 Price Changed $1,450 TURBOTENANT
• 2026-04-30 Listed for Rent $1,500 TURBOTENANT
• 2026-02-19 Sold (Public Records) — Public Records
• 2026-02-18 Sold (MLS) — MLSU
• 2026-01-24 Pending — MLSU
• 2026-01-16 Price Changed $89,900 MLSU
• 2026-01-16 Relisted — MLSU
• 2026-01-10 Pending — MLSU
• 2025-10-24 Listed $114,900 MLSU
• 2025-10-07 Listing Removed — MLSU
• 2025-09-29 Price Changed $125,000 MLSU
• 2025-04-29 Price Changed $130,000 MLSU
• 2025-04-08 Listed $158,500 MLSU
• 2025-01-07 Listing Removed — MLSU
• 2024-10-11 Price Changed $125,000 MLSU
• 2024-09-04 Price Changed $139,500 MLSU
• 2024-08-01 Listed $149,900 MLSU

Property tax history

+2.5%/yr

Latest (2025): $1,199 · +11.9% YoY. Source: county tax records.