4711 Orange Blvd · Sebring, FL 33870

$105,000

2 bd · 2.0 ba · 700 sqft · Manufactured public records · 94 Days on market

Built 1992 3,680 sqft lot $17/mo HOA · 1% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.9/30.0
• DSCR +9.3/10.0
• ARV discount +7.5/15.0
• 1% rule +6.6/10.0
• Schools +3.6/10.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

OWN Your Own Lot! This lovely 1992 Mobil Home is located in Orange Villa Mobile Home Park just off US 27. Pay NO LOT RENT! It’s a 55+ Community! HOA fee is only $100.00 annually. Enjoy the community center or a game of shuffleboard with friends. The Great convenient location is ideal for year round residents looking to downsize or for those just trying to avoid another long cold winter. Most furniture stays. Neat and clean. The Bonus room is 10x30 enclosed and ideal for crafts, company or just room to spread out. The new AC/Heating unit was just installed September 2020. ROOF 2011,hot water heater 2017.The Open concept provides space for a dining table for dinner and also has a bar with stools for a more relaxed meal. The washer and dryer are located inside the home for easy access. Featured on the outside are two carport areas for parking your car, boat or golf cart. Also, on the outside are two sheds (larger one equipped with 220 amp electric. Sorry no pets!

Key facts

• Open living space
• Updated flooring
• Mature landscaping

Tags

• MATURE LANDSCAPING
• PALM TREES
• OPEN LIVING SPACE
• VAULTED CEILINGS
• UPDATED FLOORING
• ENCLOSED FRONT LIVING AREA

Property features AI

Finance

• HOA & community: Homeowners association with $200 annual fee; Community clubhouse; Senior community

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Public sewer / other sewer available
• Home design: Mobile home (1992 CHAN model); One level; Residential mobile home
• Construction: Metal roof; Metal siding; Aluminum siding
• Exterior features: Side porch; Paved road frontage (46 ft)

Interior

• Kitchen: Convection oven; Microwave; Dishwasher; Range / Oven; Refrigerator
• Bedrooms: 2 total rooms (includes bedrooms and other rooms)
• Flooring: Carpet; Vinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Convection oven; Microwave; Dishwasher; Range / Oven; Refrigerator
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $105k.

Deal economics

• At list price, monthly cash flow is $291 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $105k).
• Recommended offer: $96k (9.0% below list) — sets the bar for market timing.
• Cap rate 9.6% vs local median 4.3% in Sebring — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#618 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools D, amenities F, commute F.
• Highlands (other): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents soft (-0.3%/yr); 475 active listings in the ZIP; 980 units permitted in Highlands County in 2024 (80 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 94 days — a 9% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $45k; list at $105k implies a 133% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $95,550 (9.0% below list)

Questions for the listing agent

1. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 9.62%
• Cash-on-cash: 11.88%
• DSCR: 1.53
• GRM: 7.2

CMA / ARV

• ARV (on-the-fly): $60,200
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4605 Welcome Dr	0.08mi	2/2.0	757 (+8%)	5mo	$65,000	$86	78

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -1.9%
• Equity multiple: 0.93×
• Total profit: $-2,060
• Equity at exit: $15,656

10-year hold

• IRR: 4.4%
• Equity multiple: 1.28×
• Total profit: $8,232
• Equity at exit: $9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33870

• Home prices YoY: -20.0%
• Rents YoY: -0.3%
• Active inventory: 475
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,217 medium
• Mortgage (P&I): −$551
• Tax from tax record: −$59 /mo · $704/yr
• Insurance: −$44
• HOA: −$17
• Vacancy / Maint / Mgmt: −$255
• Net cashflow: $291

Break-even live

Break-even rent $848

Max offer price $105,000

Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,250
• Closing costs: $3,150
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $17 · $204/yr
• Likely covers: waterelectric

Listing history 20 events

1. 2026-06-19
   days on market $105,000 Active 94 DOM
2. 2026-06-18
   days on market $105,000 Active 93 DOM
3. 2026-06-17
   days on market $105,000 Active 92 DOM
4. 2026-06-16
   days on market $105,000 Active 91 DOM
5. 2026-06-15
   days on market $105,000 Active 90 DOM
6. 2026-06-14
   days on market $105,000 Active 88 DOM
7. 2026-06-10
   days on market $105,000 Active 85 DOM
8. 2026-06-09
   days on market $105,000 Active 84 DOM
9. 2026-06-08
   days on market $105,000 Active 83 DOM
10. 2026-06-07
    days on market $105,000 Active 82 DOM
11. 2026-06-02
    days on market $105,000 Active 77 DOM
12. 2026-06-01
    days on market $105,000 Active 76 DOM
13. 2026-05-31
    days on market $105,000 Active 75 DOM
14. 2026-05-30
    days on market $105,000 Active 74 DOM
15. 2026-03-17
    listed $105,000 Active
16. 2021-01-15
    soldstatus $45,000 982-char remark

    Show marketing remark (982 chars)

    OWN Your Own Lot! This lovely 1992 Mobil Home is located in Orange Villa Mobile Home Park just off US 27. Pay NO LOT RENT! It’s a 55+ Community! HOA fee is only $100.00 annually. Enjoy the community center or a game of shuffleboard with friends. The Great convenient location is ideal for year round residents looking to downsize or for those just trying to avoid another long cold winter. Most furniture stays. Neat and clean. The Bonus room is 10x30 enclosed and ideal for crafts, company or just room to spread out. The new AC/Heating unit was just installed September 2020. ROOF 2011,hot water heater 2017.The Open concept provides space for a dining table for dinner and also has a bar with stools for a more relaxed meal. The washer and dryer are located inside the home for easy access. Featured on the outside are two carport areas for parking your car, boat or golf cart. Also, on the outside are two sheds (larger one equipped with 220 amp electric. Sorry no pets!

17. 2021-01-13
    soldstatus $45,000
18. 2021-01-05
    listed $48,000 982-char remark

    Show marketing remark (982 chars)

    OWN Your Own Lot! This lovely 1992 Mobil Home is located in Orange Villa Mobile Home Park just off US 27. Pay NO LOT RENT! It’s a 55+ Community! HOA fee is only $100.00 annually. Enjoy the community center or a game of shuffleboard with friends. The Great convenient location is ideal for year round residents looking to downsize or for those just trying to avoid another long cold winter. Most furniture stays. Neat and clean. The Bonus room is 10x30 enclosed and ideal for crafts, company or just room to spread out. The new AC/Heating unit was just installed September 2020. ROOF 2011,hot water heater 2017.The Open concept provides space for a dining table for dinner and also has a bar with stools for a more relaxed meal. The washer and dryer are located inside the home for easy access. Featured on the outside are two carport areas for parking your car, boat or golf cart. Also, on the outside are two sheds (larger one equipped with 220 amp electric. Sorry no pets!

19. 2018-10-17
    soldstatus $38,000 946-char remark

    Show marketing remark (946 chars)

    SOLID, is the best way to describe this move-in ready property located in Orange Villa Mobile Home Park (55+ Community - NO PETS). Great location for year round residents or for those trying to avoid another frigid winter. HOA fee is only $100 per year and you own your land. (No Lot Rent) This home has been well taken care of and is fully functional. You will enter the property into an enclosed approx. 300 sq. ft. porch that is enclosed and equipped with Central Air and Heat to make a nice addition to the living space. Owner used the space for visiting guests and it makes a nice sitting room as well. Open concept provides space for a dining table for dinner and also has a bar with stools for a more relaxed meal. The washer and dryer are located inside the home for easy access. Featured on the outside are two carport areas for parking your car, boat or golf cart. Also, on the outside are two sheds (larger one equipped with electric).

20. 2018-05-07
    listed $42,900 946-char remark

    Show marketing remark (946 chars)

    SOLID, is the best way to describe this move-in ready property located in Orange Villa Mobile Home Park (55+ Community - NO PETS). Great location for year round residents or for those trying to avoid another frigid winter. HOA fee is only $100 per year and you own your land. (No Lot Rent) This home has been well taken care of and is fully functional. You will enter the property into an enclosed approx. 300 sq. ft. porch that is enclosed and equipped with Central Air and Heat to make a nice addition to the living space. Owner used the space for visiting guests and it makes a nice sitting room as well. Open concept provides space for a dining table for dinner and also has a bar with stools for a more relaxed meal. The washer and dryer are located inside the home for easy access. Featured on the outside are two carport areas for parking your car, boat or golf cart. Also, on the outside are two sheds (larger one equipped with electric).

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $704 · $59/mo
• Projected year-2 tax: $872 · $73/mo
• Expected delta: +$168/yr (+$14/mo · 23.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,598
• − Mortgage interest: −$5,882
• − Property taxes: −$704
• − Insurance: −$525
• − Repairs & maintenance: −$1,168
• − Management: −$1,168
• − HOA: −$204
• − Depreciation: −$3,055
• Taxable income: $1,894
• Est. tax owed @ 24.0%: −$454
• After-tax cash flow: $3,038/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Highlands
• NCES district ID: 1200840
• Math proficiency: 45% ▼ -7.00%
• Reading proficiency: 43% ▼ -3.00%
• Median HH income: $35,276
• Composite: 36.42/100
• National rank: #4672
• State rank: #54 of 73 in FL

Livability — Sebring

• Score: 66/100
• State rank: #618
• US rank: #11992

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety A User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Highlands County · 98,898 people
• City population: 50,797
• Metro: Sebring-Avon Park, FL
• Population (ZIP): 25,195
• Household income: $49,942
• Rent vs Own: 31.3% rent · 68.7% own
• Severe rent burden: 994.0

Population outlook (Highlands County) Hauer SSP2

• Today (2025): 99,674 people
• By 2030: 99,615 · -0.1%
• By 2040: 99,342 · -0.3%
• By 2050: 98,242 · -1.4%
• By 2075: 93,291 · -6.4%
• By 2100: 79,894 · -19.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 60% Hispanic / Latino 22% Black 13% Two or more races 10% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 7% Cuban 5%
• Common ancestry: Slovak 2% Romanian 1% Lithuanian 1%
• Foreign-born: 10% · Canada, Jamaica, China
• Languages at home: 80% English-only · Spanish 16% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Highlands

• 2024 margin: Solid R (+40.8) · D 29.3% · R 70.1%
• 2008→2024 swing: -22.7pp toward R · 2008: -18.1pp · 2024: -40.8pp
• All cycles: 2024: R+40.8 2020: R+34.4 2016: R+32.0 2012: R+23.0 2008: R+18.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -68.68%
• Current HPI: 273.9861
• Rent YoY: ▼ -0.29%
• Metro: Sebring-Avon Park, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+144.8% since first listed

6 events — show timeline

• 2026-03-17 Listed $105,000 HAOR as distributed by MLS GRID
• 2021-01-15 Sold (MLS) $45,000 HAOR as distributed by MLS GRID
• 2021-01-13 Sold (Public Records) $45,000 Public Records
• 2021-01-05 Listed $48,000 HAOR as distributed by MLS GRID
• 2018-10-17 Sold (MLS) $38,000 HAOR as distributed by MLS GRID
• 2018-05-07 Listed $42,900 HAOR as distributed by MLS GRID

Property tax history

+8.4%/yr

Latest (2025): $704 · +0.1% YoY. Source: county tax records.