320 Seaview Ct Unit 2-408 · Marco Island, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.7/15.0
- Schools +5.7/10.0
- Condition / age +4.8/5.0
- Rent growth +4.1/5.0
- Livability +3.6/5.0
- 1% rule +0.5/10.0
- Cash flow +0.3/30.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$705,000
320 Seaview Ct Unit 2-408 · Marco Island, FL 34145
2 bd · 2.0 ba · 1,154 sqft · Condo
· 176 Days on market
Built 1981
Garage
$611/sqft
· 11% below area
Est $796k · 11% under
$1310/mo HOA · 34% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to your sun-kissed retreat in South Seas, a Marco Island community offering the rare combination of beachfront living and bay-side boat docks. This stylish fourth-floor residence captures beautiful sunset skies and tranquil tropical garden views, creating the perfect coastal backdrop for everyday living or a relaxing escape. The thoughtfully updated split-bedroom floor plan features 2 bedrooms and 2 baths, full-impact windows and sliders, and an open living area designed for both comfort and entertaining.
Key facts
- Beachfront living
- Full-impact windows
- Bay-side boat docks
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $705k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-4k ($-43k/yr) — negative.
- To cash-flow at today's rent, offer at most $189k (73.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $385k (45.3% below list).
- Recommended offer: $189k (73.1% below list) — sets the bar for cash-flow.
- Cap rate 1.0% vs local median 1.6% in Marco Island — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 71/100 on livability (#404 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, health & safety A+; Watch: amenities F, commute F, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Tommie Barfield Elementary School (math 84% / reading 75%, grade A, #116 of 2,144 statewide, top 6%, 464 students, 30% FRL); Manatee Middle School (math 61% / reading 43%, grade C+, #217 of 571 statewide, top 40%, 749 students, 64% FRL); Lely High School (math 40% / reading 39%, grade F, #304 of 667 statewide, top 47%, 1,504 students, 54% FRL).
- Market conditions: Rents rising fast (+6.6%/yr); 804 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 109d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,854/mo this rent would consume 46% of the median local household income ($102k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $21k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 176 days — a 12% lower offer ($620k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo; HOA is 34% of rent.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$189,300
(73.1% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 176 days. Have you received any prior offers? Is the seller open to a 73% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.55% ✗
- Cap rate
- 0.95%
- Cash-on-cash
- -19.07%
- DSCR
- 0.15
- GRM
- 15.2
CMA / ARV
- ARV (median comp)
- $796,426
- List price
- $705,000
- Delta
- -11.48%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 320 Seaview Ct #304 | 0.00mi | 2/2.0 | 1,132 (-2%) | 1mo | $537,500 | $475 | 96 |
| 260 Seaview Ct #1409 | 0.07mi | 2/2.0 | 1,075 (-7%) | 1mo | $900,000 | $837 | 85 |
| 440 Seaview Ct #1503 | 0.17mi | 2/2.0 | 1,074 (-7%) | 1mo | $865,000 | $805 | 80 |
| 320 Seaview Ct #610 | 0.00mi | 2/2.0 | 1,010 (-12%) | 0mo | $595,000 | $589 | 79 |
| 58 N Collier Blvd #705 | 0.53mi | 2/2.0 | 1,071 (-7%) | 1mo | $700,000 | $654 | 63 |
| 130 Greenbrier St | 0.53mi | 2/2.0 | 1,012 (-12%) | 0mo | $745,000 | $736 | 54 |
| 991 N Barfield Dr #205 | 1.47mi | 2/2.0 | 1,255 (+9%) | 0mo | $650,000 | $518 | 50 |
| 829 W Elkcam Cir #208 | 1.21mi | 2/2.0 | 995 (-14%) | 1mo | $260,000 | $261 | 41 |
| 829 W Elkcam Cir Unit 2-208 | 1.21mi | 2/2.0 | 995 (-14%) | 1mo | $260,000 | $261 | 41 |
| 730 W Elkcam Cir #302 | 1.08mi | 2/2.0 | 990 (-14%) | 0mo | $525,000 | $530 | 41 |
| 730 W Elkcam Cir #210 | 1.08mi | 2/2.0 | 990 (-14%) | 1mo | $540,000 | $545 | 41 |
| 710 W Elkcam Cir #204 | 1.02mi | 2/2.0 | 1,331 (+15%) | 1mo | $550,000 | $413 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.59% rent growth · sell at horizon
5-year hold
- IRR
- -55.7%
- Equity multiple
- -0.65×
- Total profit
- $-325,678
- Equity at exit
- $105,118
10-year hold
- IRR
- -80.1%
- Equity multiple
- -1.57×
- Total profit
- $-507,577
- Equity at exit
- $60,956
Cash invested: $197,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 25 active · 8 under contract
- Median asking
- $740,000 ($692/sqft)
- Median days on market
- 174 d
- This list price
- 36% of active listings are priced below it
- ARV vs active asking
- -0.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34145
- Rents YoY
- 6.6%
- Active inventory
- 804
- Price-to-rent
- 15.2×
Monthly cashflow live
↻
- Estimated rent
- $3,854 medium interval (Pro) →
- Mortgage (P&I)
- −$3,697
- Tax est. 1.5%
- −$881 /mo · $10,575/yr
- Insurance
- −$294
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$1,310
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$809
- Net cashflow
- $-3,564
Break-even live
Break-even rent
$8,365
Max offer price
$189,300
Occupancy floor
—
Sensitivity live
| Price | -10% $-3,077 | -5% $-3,320 | +0% $-3,564 | +5% $-3,807 | +10% $-4,051 |
|---|---|---|---|---|---|
| Rent | -10% $-3,868 | -5% $-3,716 | +0% $-3,564 | +5% $-3,412 | +10% $-3,259 |
| Rate | -1.0pp $-3,209 | -0.5pp $-3,385 | base $-3,564 | +0.5pp $-3,747 | +1.0pp $-3,932 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $176,250
- Closing costs
- $21,150
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 320 Seaview Ct Marco Island, FL | 2.0 | 2.0 | 1300 | $3,500 | $2.69 | 6d | 1 | 0.00mi |
| 320 Seaview Ct #1208 Marco Island, FL | 2.0 | 2.0 | 1154 | $10,000 | $8.67 | 119d | 1 | 0.00mi |
| 320 Seaview Ct #2004 Marco Island, FL | 2.0 | 2.0 | 1132 | $8,000 | $7.07 | 119d | 1 | 0.00mi |
| 260 Seaview Ct #1505 Marco Island, FL | 2.0 | 2.0 | 1166 | $8,500 | $7.29 | 119d | 1 | 0.07mi |
| 260 Seaview Ct #404 Marco Island, FL | 2.0 | 2.0 | 1132 | $5,995 | $5.30 | 109d | 1 | 0.07mi |
| 260 Seaview Ct #604 Marco Island, FL | 2.0 | 2.0 | 1070 | $8,000 | $7.48 | 109d | 1 | 0.07mi |
| 260 Seaview Ct #1609 Marco Island, FL | 2.0 | 2.0 | 1010 | $7,000 | $6.93 | 6d | 1 | 0.07mi |
| 380 Seaview Ct #305 Marco Island, FL | 2.0 | 2.0 | 1100 | $6,000 | $5.45 | 109d | 1 | 0.09mi |
| 240 Seaview Ct #211 Marco Island, FL | 2.0 | 2.0 | 1075 | $11,000 | $10.23 | 116d | 1 | 0.14mi |
| 601 Seaview Ct Unit C208 Marco Island, FL | 2.0 | 2.0 | 1170 | $6,800 | $5.81 | 119d | 1 | 0.14mi |
| 601 Seaview Ct Unit C106 Marco Island, FL | 2.0 | 2.0 | 964 | $5,700 | $5.91 | 119d | 1 | 0.14mi |
| 601 Seaview Ct Unit C208 Marco Island, FL | 2.0 | 2.0 | 1170 | $6,800 | $5.81 | 6d | 1 | 0.14mi |
| 240 Seaview Ct #413 Marco Island, FL | 1.0 | 1.0 | 750 | $2,500 | $3.33 | 6d | 1 | 0.15mi |
| 440 Seaview Ct #912 Marco Island, FL | 2.0 | 2.0 | 1099 | $6,500 | $5.91 | 109d | 1 | 0.17mi |
| 440 Seaview Ct #409 Marco Island, FL | 2.0 | 2.0 | 1010 | $4,150 | $4.11 | 6d | 1 | 0.17mi |
| 651 Seaview Ct Unit B207 Marco Island, FL | 2.0 | 2.0 | 1075 | $6,000 | $5.58 | 119d | 1 | 0.17mi |
| 591 Seaview Ct Unit A306 Marco Island, FL | 2.0 | 2.0 | 964 | $6,000 | $6.22 | 119d | 1 | 0.21mi |
| 180 Seaview Ct #111 Marco Island, FL | 2.0 | 2.0 | 1038 | $4,500 | $4.34 | 6d | 1 | 0.28mi |
| 180 Seaview Ct Marco Island, FL | 1.0–2.0 | 1.5–2.0 | 721 | $4,500 | $6.24 | 119d | 2 | 0.28mi |
| 240 N Collier Blvd Marco Island, FL | 2.0 | 1.0 | 555 | $4,750 | $8.56 | 6d | 2 | 0.33mi |
| 140 Seaview Ct Unit 902S Marco Island, FL | 2.0 | 2.0 | 837 | $9,000 | $10.75 | 119d | 1 | 0.37mi |
| 140 Seaview Ct Unit 902S Marco Island, FL | 2.0 | 2.0 | 837 | $9,500 | $11.35 | 6d | 1 | 0.37mi |
| 130 N Collier Blvd Marco Island, FL | 1.0 | 1.0 | 604 | $1,675 | $2.77 | 6d | 2 | 0.41mi |
| 130 N Collier Blvd Unit B2 Marco Island, FL | 1.0 | 1.0 | 700 | $1,750 | $2.50 | 0d | 1 | 0.42mi |
| 130 N Collier Blvd Unit A6 Marco Island, FL | 2.0 | 1.0 | 704 | $1,900 | $2.70 | 119d | 1 | 0.42mi |
| 100 N Collier Blvd Marco Island, FL | 2.0 | 2.0 | 1445 | $11,750 | $8.13 | 119d | 2 | 0.44mi |
| 100 N Collier Blvd #5 Marco Island, FL | 2.0 | 2.0 | 1445 | $13,500 | $9.34 | 6d | 1 | 0.44mi |
| 167 N Collier Blvd Marco Island, FL | 2.0 | 1.0 | 555 | $2,100 | $3.78 | 109d | 2 | 0.45mi |
| 167 N Collier Blvd Unit L5 Marco Island, FL | 2.0 | 1.0 | 704 | $2,100 | $2.98 | 6d | 1 | 0.45mi |
| 58 N Collier Blvd Marco Island, FL | 2.0 | 2.0 | 1155 | $9,750 | $8.44 | 6d | 3 | 0.52mi |
| 87 N Collier Blvd Marco Island, FL | 1.0–2.0 | 1.0–1.5 | 663 | $5,550 | $8.36 | 119d | 3 | 0.54mi |
| 87 N Collier Blvd Unit J16 Marco Island, FL | 2.0 | 1.5 | 787 | $5,550 | $7.05 | 109d | 1 | 0.55mi |
| 87 N Collier Blvd Unit E6 Marco Island, FL | 2.0 | 1.5 | 787 | $3,995 | $5.08 | 6d | 1 | 0.55mi |
| 762 San Marco Rd Unit 4-108 Marco Island, FL | 2.0 | 2.0 | 814 | $4,500 | $5.53 | 119d | 1 | 0.65mi |
| 740 N Collier Blvd #408 Marco Island, FL | 2.0 | 2.0 | 1400 | $6,000 | $4.29 | 119d | 1 | 0.86mi |
| 324 Waterleaf Ct Marco Island, FL | 3.0 | 2.0 | 1288 | $13,500 | $10.48 | 119d | 1 | 0.89mi |
| 201 S Collier Blvd Unit 3-102 Marco Island, FL | 2.0 | 2.0 | 808 | $5,500 | $6.81 | 119d | 1 | 0.92mi |
| 201 S Collier Blvd Unit 1 Marco Island, FL | 2.0 | 2.0 | 808 | $5,500 | $6.81 | 6d | 1 | 0.92mi |
| 651 W Elkcam Cir #815 Marco Island, FL | 2.0 | 2.0 | 813 | $4,700 | $5.78 | 119d | 1 | 1.00mi |
| 261 S Collier Blvd #309 Marco Island, FL | 2.0 | 2.0 | 1000 | $6,200 | $6.20 | 119d | 1 | 1.02mi |
Property features AI
Finance
- HOA & community
- Mandatory HOA (Condo management)Monthly condo fee of $1,310Annual recurring HOA fees total $15,720One-time fees totaling $150HOA maintenance covers cable, insurance, internet/Wi-Fi, irrigation water, laundry facilities, legal/accounting, manager, exterior pest control, and trash removalCommunity amenities: beach access, bike storage, bocce court, common laundry, community gulf boat access, community pool, electric vehicle charging, exercise room, extra storage, fishing pier, internet access, pickleball, play area, shuffleboard, sidewalk, streetlight, tennis court, trash chute, vehicle wash area
Exterior
- Parking
- Assigned parking (1 assigned space)Guest parkingPaved parkingUnder-building open parkingAttached garage (1 garage space)
- Security
- Gated community
- Utilities
- Central waterCentral sewerCable availableElectric service
- Home design
- Residential condo in South Seas ClubHigh-rise building (8+ stories), multi-story homeRear exposure faces northwestUnit 408
- Construction
- Concrete block constructionStucco exterior finishBuilt-up or flat roofBuilt in 1981
- Exterior features
- Automatic sprinkler systemExtra storageTennis courtCommunity boat dock leaseGulf beach accessGulf and landscaped area viewsCentral irrigation
Interior
- Kitchen
- Electric cooktopDishwasherMicrowaveRefrigerator/Freezer
- Bedrooms
- 2 bedrooms with a split-bedroom floor plan
- Flooring
- Tile flooring
- Bathrooms
- 2 full bathroomsMaster bathroom with shower (no tub)
- Heating & cooling
- Central electric heatCentral electric air conditioningCeiling fans
- Interior features
- Built-in cabinetsCable prewireCloset cabinetsFire sprinkler systemHigh-speed internet availableSmoke detectorsCommon elevator3 ceiling fansDining area in living roomBalcony
- Laundry & utility
- Washer and dryer includedLaundry facilities in the complex
HOA detail $1,310/mo · $15,720/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-23days on market $705,000 Active 176 DOM
-
2026-09-22days on market $705,000 Active 175 DOM
-
2026-09-21days on market $705,000 Active 174 DOM
-
2026-09-20days on market $705,000 Active 173 DOM
-
2026-09-18days on market $705,000 Active 171 DOM
-
2026-09-17days on market $705,000 Active 170 DOM
-
2026-09-16days on market $705,000 Active 169 DOM
-
2026-09-15days on market $705,000 Active 168 DOM
-
2026-09-14days on market $705,000 Active 167 DOM
-
2026-09-13days on market $705,000 Active 166 DOM
-
2026-09-12days on market $705,000 Active 165 DOM
-
2026-09-11days on market $705,000 Active 164 DOM
-
2026-09-05days on market $705,000 Active 158 DOM
-
2026-09-04days on market $705,000 Active 157 DOM
-
2026-09-03days on market $705,000 Active 156 DOM
-
2026-08-31days on market $705,000 Active 153 DOM
-
2026-08-30days on market $705,000 Active 152 DOM
-
2026-08-29days on market $705,000 Active 151 DOM
-
2026-08-28days on market $705,000 Active 150 DOM
-
2026-08-27days on market $705,000 Active 149 DOM
-
2026-08-26days on market $705,000 Active 148 DOM
-
2026-08-25days on market $705,000 Active 147 DOM
-
2026-08-24days on market $705,000 Active 146 DOM
-
2026-08-23days on market $705,000 Active 145 DOM
-
2026-08-22days on market $705,000 Active 144 DOM
-
2026-08-21days on market $705,000 Active 143 DOM
-
2026-08-20days on market $705,000 Active 142 DOM
-
2026-08-19days on market $705,000 Active 141 DOM
-
2026-08-18days on market $705,000 Active 140 DOM
-
2026-08-16days on market $705,000 Active 138 DOM
-
2026-08-15days on market $705,000 Active 137 DOM
-
2026-08-13days on market $705,000 Active 135 DOM
-
2026-08-12days on market $705,000 Active 134 DOM
-
2026-08-11days on market $705,000 Active 133 DOM
-
2026-08-10days on market $705,000 Active 132 DOM
-
2026-08-09days on market $705,000 Active 131 DOM
-
2026-08-08days on market $705,000 Active 130 DOM
-
2026-08-07days on market $705,000 Active 129 DOM
-
2026-08-06days on market $705,000 Active 128 DOM
-
2026-08-05days on market $705,000 Active 127 DOM
-
2026-08-04days on market $705,000 Active 126 DOM
-
2026-08-03days on market $705,000 Active 125 DOM
-
2026-08-01price $705,000 Active 122 DOM
-
2026-07-31days on market $740,000 Active 122 DOM
-
2026-07-30days on market $740,000 Active 121 DOM
-
2026-07-29days on market $740,000 Active 120 DOM
-
2026-07-27days on market $740,000 Active 118 DOM
-
2026-07-25days on market $740,000 Active 116 DOM
-
2026-07-24days on market $740,000 Active 115 DOM
-
2026-07-23days on market $740,000 Active 114 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $46,249
- − Mortgage interest
- −$39,491
- − Property taxes
- −$10,575
- − Insurance
- −$8,644
- − Repairs & maintenance
- −$3,700
- − Management
- −$3,700
- − HOA
- −$15,720
- − Depreciation
- −$20,509
- Taxable loss
- −$56,089
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$13,461
- After-tax cash flow
- $-29,305/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
95/100
None rehab
This well-maintained and modernized condo is in excellent condition with no visible repairs needed. It offers a great value for both resale and rental due to its prime location and modern updates.
Value-add opportunities
- Resale Upgrade the kitchen appliances to the latest models for a modern touch. — Upgrading the appliances can attract more buyers and increase the home's appeal. ↑
- Rental Add smart home features to the HVAC system for better energy efficiency and convenience. — Smart home features can attract renters who value convenience and energy efficiency. ↑
D
Composite school gradezoned avg 57/100
Zoned Schools
Elementary
Tommie Barfield Elementary School
A
FL #116/2,144
Nat'l #1,230/41,679
Middle
Manatee Middle School
C+
FL #217/571
Nat'l #3,033/14,009
High
Lely High School
F
FL #304/667
Nat'l #8,293/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
B
Composite livability gradescore 71/100
Livability — Marco Island
- Score
- 71/100
- State rank
- #404
- US rank
- #7149
Category grades
Amenities F
Commute F
Cost of living F
Crime A+
Employment A+
Housing B-
Health & safety A+
User ratings A+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Marco Island, FL
- County
- Collier County · 420,858 people
- City population
- 16,205
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 16,205
- Household income
- $101,523
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Hispanic / Latino 7% Two or more races 6%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 1% Cuban 2%
- Common ancestry
- Romanian 5% Lithuanian 2% Slovak 2%
- Foreign-born
- 9% · Canada
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -374.55%
- Current HPI
- 284.7538
- Rent YoY
- ▲ 6.59%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
1 event — show timeline
- 2026-03-31 Listed $740,000 NAPLESMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…