3901 71st St W Lot 179 · Bradenton, FL 34209

$119,000

2 bd · 2.0 ba · 1,056 sqft · Manufactured · 149 Days on market

Manufactured home Built 1979 Good condition $113/sqft · 40% below area Est $200k · 40% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.9/10.0
• Livability +4.0/5.0
• Condition / age +3.8/5.0
• Schools +3.3/10.0
• Appreciation +2.5/10.0
• Rent growth +2.4/5.0
• Manufactured-home adj. -6.4

Listing remarks

Beautifully decorated 2 Bedroom/2Bath Furnished Home, Corner Lot with Stone(no grass upkeep) Great Location. . close to the Beautiful Beaches on Anna Maria Island. .. walking distance to shopping , Restaurants ! Located at Seabreeze Estates (55-+) community with Pool , Clubhouse with lots of activities. .. New HVAC. .

Key facts

• Large corner lot
• New hvac
• Corner lot

Tags

• CORNER LOT
• WALKING DISTANCE TO SHOPPING
• NEW HVAC
• LARGE CORNER LOT
• NEW COVERED CARPORT

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $119k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $486 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $119k).
• Recommended offer: $105k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.2% vs local median 3.5% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Sea Breeze Elementary School (math 48% / reading 43%, grade D-, #1,247 of 2,144 statewide, top 59%, 499 students, 74% FRL); W. D. Sugg Middle School (math 34% / reading 28%, grade F, #462 of 571 statewide, top 81%, 1,010 students, 72% FRL); Bayshore High School (math 17% / reading 26%, grade F, #546 of 667 statewide, top 82%, 1,435 students, 65% FRL) — zoned schools average 70% FRL vs 51% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 33% at this address vs 52% district-wide (-19 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-0.3%/yr); 644 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 77d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $823 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $33k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 149 days — a 12% lower offer ($105k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $104,720 (12.0% below list)

Questions for the listing agent

1. It's been on market 149 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.39% ✓
• Cap rate: 11.20%
• Cash-on-cash: 17.51%
• DSCR: 1.78
• GRM: 6.0

CMA / ARV

• ARV (median comp): $200,000
• List price: $119,000
• Delta: -40.50%
• Verdict: UNDERPRICED
• Comps: 9 within 2.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4169 66th Street Cir W Unit H	0.33mi	2/2.0	1,044 (-1%)	1mo	$222,000	$213	82
3509 64th St W	0.30mi	2/2.0	1,300 (+23%)	1mo	$380,000	$292	61
7500 40th Ave W #203	0.56mi	2/2.0	1,146 (+8%)	0mo	$99,000	$86	60
3880 Ironwood Ln Unit 508E	1.18mi	2/2.0	1,008 (-4%)	0mo	$133,000	$132	57
3860 Ironwood Ln Unit 103G	1.23mi	2/2.0	1,008 (-4%)	0mo	$132,000	$131	57
2823 72nd Street Ct W #2151	0.57mi	2/2.0	1,179 (+12%)	0mo	$237,500	$201	54
7126 28th Avenue Dr W #2250	0.50mi	2/2.0	1,238 (+17%)	1mo	$220,000	$178	51
2727 75th St W Unit 9A12	0.70mi	2/1.5	925 (-12%)	0mo	$120,000	$130	44
6206 26th Ave W #8	0.67mi	2/2.0	1,304 (+24%)	1mo	$247,000	$189	43
6601 13th Ave Dr W	1.31mi	2/2.0	1,194 (+13%)	1mo	$350,000	$293	42
4410 Fairways Blvd #206	1.41mi	2/2.0	1,256 (+19%)	0mo	$155,000	$123	40
4802 W 51st St #812	1.14mi	3/2.0 (+1)	1,288 (+22%)	1mo	$209,900	$163	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 5.5%
• Equity multiple: 1.21×
• Total profit: $6,851
• Equity at exit: $17,743

10-year hold

• IRR: 12.0%
• Equity multiple: 1.82×
• Total profit: $27,179
• Equity at exit: $10,289

Cash invested: $33,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Active competition Active MLS

• For sale now: 4 active
• Median asking: $102,000 ($88/sqft)
• Median days on market: 1 d
• This list price: 75% of active listings are priced below it
• ARV vs active asking: +114.6% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34209

• Rents YoY: -0.3%
• Active inventory: 644
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $1,656 high
• Mortgage (P&I): −$624
• Tax est. 1.5%: −$149 /mo · $1,785/yr
• Insurance: −$50
• HOA: −$0
• Lot rent leased land?: −$0
• Vacancy / Maint / Mgmt: −$348
• Net cashflow: $486

Break-even live

Break-even rent $1,041

Max offer price $119,000

Occupancy floor 66%

Sensitivity live

Price	-10% $568	-5% $527	+0% $486	+5% $445	+10% $404
Rent	-10% $355	-5% $421	+0% $486	+5% $552	+10% $617
Rate	-1.0pp $546	-0.5pp $516	base $486	+0.5pp $455	+1.0pp $424

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,750
• Closing costs: $3,570
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6419 36th Ave W Bradenton, FL	3.0	2.0	1410	$2,430	$1.72	9d	1	0.22mi
6709 35th Ave W Unit 1346494P Bradenton, FL	3.0	2.0	1227	$4,527	$3.69	111d	1	0.23mi
7212 Hamilton Rd #7212 Bradenton, FL	3.0	2.0	1381	$2,300	$1.67	65d	1	0.26mi
6503 35th Ave W Bradenton, FL	2.0	2.0	1412	$2,131	$1.51	9d	1	0.26mi
7202 Hamilton Rd Unit 7202 Bradenton, FL	3.0	2.0	1277	$2,250	$1.76	111d	1	0.27mi
4005 Overture Cir Unit 4005 Bradenton, FL	3.0	2.0	1381	$2,700	$1.96	119d	1	0.27mi
7244 Hamilton Rd Unit 7244 Bradenton, FL	3.0	2.0	1381	$2,000	$1.45	71d	1	0.29mi
4037 Overture Cir Unit 4037 Bradenton, FL	3.0	2.0	1381	$2,195	$1.59	119d	1	0.29mi
4112 66th Street Cir W Bradenton, FL	2.0	2.0	1100	$1,860	$1.69	65d	1	0.30mi
7231 Hamilton Rd Bradenton, FL	3.0	2.5	1277	$2,000	$1.57	9d	1	0.30mi
4063 Overture Cir Bradenton, FL	3.0	2.0	1277	$2,400	$1.88	119d	1	0.30mi
4072 Overture Cir #462 Bradenton, FL	3.0	2.5	1300	$2,200	$1.69	9d	1	0.31mi
4122 Overture Cir #533 Bradenton, FL	3.0	2.0	1381	$2,900	$2.10	119d	1	0.32mi
4085 Overture Cir #4085 Bradenton, FL	3.0	2.0	1381	$2,800	$2.03	78d	1	0.33mi
4196 Overture Cir Unit 4196 Bradenton, FL	3.0	2.0	1277	$2,300	$1.80	99d	1	0.36mi
4139 66th Street Cir W Bradenton, FL	1.0	2.0	1044	$2,800	$2.68	82d	1	0.36mi
4209 66th Street Cir W Bradenton, FL	2.0	2.0	1044	$2,800	$2.68	9d	1	0.36mi
4132 66th Street Cir W Bradenton, FL	2.0	2.0	1044	$2,900	$2.78	9d	1	0.36mi
4161 66th Street Cir W Bradenton, FL	2.0	2.0	1044	$1,700	$1.63	88d	1	0.36mi
4116 62nd St W Bradenton, FL	2.0	2.0	840	$1,650	$1.96	99d	1	0.37mi
4116 62nd St W Bradenton, FL	2.0	2.0	840	$1,650	$1.96	77d	1	0.37mi
4224 62nd St W Bradenton, FL	2.0	2.0	954	$1,595	$1.67	77d	1	0.41mi
4224 62nd St W Unit 4224 Bradenton, FL	2.0	2.5	954	$1,650	$1.73	65d	1	0.41mi
7333 Skybird Rd Bradenton, FL	3.0	2.0	1277	$3,500	$2.74	119d	1	0.42mi
4228 62nd St W Unit 4228 Bradenton, FL	2.0	1.0	800	$1,350	$1.69	9d	1	0.43mi
2914 64th St W Bradenton, FL	2.0	2.0	1135	$2,025	$1.78	119d	1	0.44mi
4407 68th St W Unit C Bradenton, FL	3.0	2.0	1200	$1,550	$1.29	2d	1	0.46mi
5907 36th Ave Cir W #5907 Bradenton, FL	2.0	2.0	937	$2,800	$2.99	119d	1	0.46mi
6711 45th Ave W Unit A Bradenton, FL	2.0	2.0	1100	$1,695	$1.54	82d	1	0.47mi
6711 45th Ave W Unit B Bradenton, FL	2.0	2.0	1100	$1,695	$1.54	65d	1	0.48mi
5928 36th Avenue Cir W Unit E Bradenton, FL	2.0	2.0	937	$1,650	$1.76	9d	1	0.49mi
2926 63rd St W Bradenton, FL	2.0	2.0	946	$2,000	$2.11	82d	1	0.49mi
5912 40th Ave W Bradenton, FL	3.0	2.0	1367	$1,950	$1.43	9d	1	0.49mi
2903 62nd St W Unit 303 Bradenton, FL	2.0	2.0	722	$1,995	$2.76	9d	1	0.52mi
4501 71st St W Bradenton, FL	1.0–2.0	1.0–2.0	850	$1,705	$2.01	0d	6	0.52mi
4118 59th St W Bradenton, FL	2.0	1.0	756	$1,700	$2.25	82d	1	0.55mi
4520 67th St W Unit B Bradenton, FL	2.0	2.0	1100	$1,700	$1.55	71d	1	0.57mi
2903 61st St W Bradenton, FL	2.0	1.0	715	$1,700	$2.38	9d	1	0.57mi
4601 66th St W Bradenton, FL	3.0	1.0–2.0	1009	$1,923	$1.90	0d	24	0.63mi
4005 78th St W Bradenton, FL	3.0	2.0	1000	$1,895	$1.90	99d	1	0.63mi

Listing history 50 events

1. 2026-09-24
   days on market $119,000 Active 149 DOM
2. 2026-09-22
   days on market $119,000 Active 147 DOM
3. 2026-09-21
   days on market $119,000 Active 146 DOM
4. 2026-09-20
   days on market $119,000 Active 145 DOM
5. 2026-09-19
   days on market $119,000 Active 144 DOM
6. 2026-09-18
   days on market $119,000 Active 143 DOM
7. 2026-09-17
   days on market $119,000 Active 142 DOM
8. 2026-09-16
   days on market $119,000 Active 141 DOM
9. 2026-09-15
   days on market $119,000 Active 140 DOM
10. 2026-09-14
    days on market $119,000 Active 139 DOM
11. 2026-09-13
    days on market $119,000 Active 138 DOM
12. 2026-09-12
    days on market $119,000 Active 137 DOM
13. 2026-09-11
    days on market $119,000 Active 136 DOM
14. 2026-09-05
    days on market $119,000 Active 130 DOM
15. 2026-09-04
    days on market $119,000 Active 129 DOM
16. 2026-09-03
    days on market $119,000 Active 128 DOM
17. 2026-08-31
    days on market $119,000 Active 125 DOM
18. 2026-08-30
    days on market $119,000 Active 124 DOM
19. 2026-08-29
    days on market $119,000 Active 123 DOM
20. 2026-08-28
    days on market $119,000 Active 122 DOM
21. 2026-08-27
    days on market $119,000 Active 121 DOM
22. 2026-08-26
    days on market $119,000 Active 120 DOM
23. 2026-08-25
    days on market $119,000 Active 119 DOM
24. 2026-08-24
    days on market $119,000 Active 118 DOM
25. 2026-08-23
    days on market $119,000 Active 117 DOM
26. 2026-08-22
    days on market $119,000 Active 116 DOM
27. 2026-08-21
    days on market $119,000 Active 115 DOM
28. 2026-08-20
    days on market $119,000 Active 114 DOM
29. 2026-08-19
    days on market $119,000 Active 113 DOM
30. 2026-08-18
    days on market $119,000 Active 112 DOM
31. 2026-08-17
    days on market $119,000 Active 111 DOM
32. 2026-08-16
    days on market $119,000 Active 110 DOM
33. 2026-08-15
    days on market $119,000 Active 109 DOM
34. 2026-08-14
    days on market $119,000 Active 108 DOM
35. 2026-08-13
    days on market $119,000 Active 107 DOM
36. 2026-08-12
    days on market $119,000 Active 106 DOM
37. 2026-08-11
    days on market $119,000 Active 105 DOM
38. 2026-08-10
    days on market $119,000 Active 104 DOM
39. 2026-08-09
    days on market $119,000 Active 103 DOM
40. 2026-08-08
    days on market $119,000 Active 102 DOM
41. 2026-08-07
    days on market $119,000 Active 101 DOM
42. 2026-08-06
    days on market $119,000 Active 100 DOM
43. 2026-08-05
    days on market $119,000 Active 99 DOM
44. 2026-08-04
    days on market $119,000 Active 98 DOM
45. 2026-08-03
    days on market $119,000 Active 97 DOM
46. 2026-07-31
    days on market $119,000 Active 94 DOM
47. 2026-07-30
    days on market $119,000 Active 92 DOM
48. 2026-07-28
    days on market $119,000 Active 91 DOM
49. 2026-07-24
    days on market $119,000 Active 87 DOM
50. 2026-07-23
    days on market $119,000 Active 86 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,877
• − Mortgage interest: −$6,666
• − Property taxes: −$1,785
• − Insurance: −$595
• − Repairs & maintenance: −$1,590
• − Management: −$1,590
• − Depreciation: −$3,462
• Taxable income: $4,189
• Est. tax owed @ 24.0%: −$1,005
• After-tax cash flow: $4,829/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Good 75/100 Cosmetic rehab Est. rehab $5,280–$15,840 screening

This well-maintained, furnished manufactured home in a desirable location offers a good investment opportunity with minimal repairs needed.

Value-add opportunities

• Both Paint exterior — Fresh paint can enhance curb appeal and value ↑
• Both Replace outdoor furniture — Weathered furniture can detract from the home's appeal ↑
• Both Upgrade flooring in bathrooms — Modern flooring can improve the look and feel of the bathrooms ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 33/100

Zoned Schools

Elementary Sea Breeze Elementary School D- FL #1,247/2,144 Nat'l #15,746/41,679 Middle W. D. Sugg Middle School F FL #462/571 Nat'l #8,646/14,009 High Bayshore High School F FL #546/667 Nat'l #13,899/17,239

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

A Composite livability gradescore 81/100

Livability — Bradenton

• Score: 81/100
• State rank: #101
• US rank: #1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bradenton, FL
• County: Manatee County · 447,342 people
• City population: 227,091
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 33,224
• Household income: $81,728
• Rent vs Own: 21.8% rent · 78.2% own
• Severe rent burden: 17% of renters

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Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 11% Two or more races 6% Black 2% Asian 1%
• Hispanic origin (detail): Puerto Rican 4% Cuban 3%
• Common ancestry: Romanian 3% Slovak 3% Lithuanian 3%
• Foreign-born: 9% · Canada, Jamaica, China
• Languages at home: 90% English-only · Spanish 6% Russian/Polish/Slavic 1% Other Indo-European 1%

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Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -360.34%
• Current HPI: 320.0061
• Rent YoY: ▼ -0.30%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

1 event — show timeline

• 2026-04-27 Listed $129,000 Fizber.com