3901 71st St W Lot 179 · Bradenton, FL 34209

$119,000

2 bd · 2.0 ba · 1,056 sqft · Manufactured · 194 Days on market

Manufactured home Built 1979 Good condition $113/sqft · 38% below area Est $192k · 38% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.8/10.0
• Livability +4.0/5.0
• Condition / age +3.8/5.0
• Schools +3.3/10.0
• Appreciation +2.5/10.0
• Rent growth +2.4/5.0
• Manufactured-home adj. -6.4

Listing remarks

Beautifully decorated 2 Bedroom/2Bath Furnished Home, Corner Lot with Stone(no grass upkeep) Great Location. . close to the Beautiful Beaches on Anna Maria Island. .. walking distance to shopping , Restaurants ! Located at Seabreeze Estates (55-+) community with Pool , Clubhouse with lots of activities. .. New HVAC. .

Key facts

• Large corner lot
• New hvac
• Corner lot

Tags

• CORNER LOT
• WALKING DISTANCE TO SHOPPING
• NEW HVAC
• LARGE CORNER LOT
• NEW COVERED CARPORT

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $119k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $471 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $119k).
• Recommended offer: $105k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.0% vs local median 3.5% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Sea Breeze Elementary School (math 48% / reading 43%, grade D-, #1,247 of 2,144 statewide, top 59%, 499 students, 74% FRL); W. D. Sugg Middle School (math 34% / reading 28%, grade F, #462 of 571 statewide, top 81%, 1,010 students, 72% FRL); Bayshore High School (math 17% / reading 26%, grade F, #546 of 667 statewide, top 82%, 1,435 students, 65% FRL) — zoned schools average 70% FRL vs 51% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 33% at this address vs 52% district-wide (-19 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-0.3%/yr); 712 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 111d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $823 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $33k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 194 days — a 12% lower offer ($105k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $104,720 (12.0% below list)

Questions for the listing agent

1. It's been on market 194 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.38% ✓
• Cap rate: 11.04%
• Cash-on-cash: 16.97%
• DSCR: 1.75
• GRM: 6.1

CMA / ARV

• ARV (median comp): $192,500
• List price: $119,000
• Delta: -38.18%
• Verdict: UNDERPRICED
• Comps: 10 within 2.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
47 Caballo Way	1.10mi	2/2.0	1,056 (0%)	0mo	$161,000	$152	65
45 Caballo Way	1.07mi	2/2.0	1,056 (0%)	2mo	$179,990	$170	64
2107 Palma Sola Blvd #74	1.11mi	2/2.0	1,056 (0%)	13mo	$181,000	$171	54
2107 Palma Sola Blvd #75	1.11mi	2/2.0	1,100 (+4%)	14mo	$175,000	$159	46
2107 Palma Sola Blvd #83	1.04mi	2/2.0	1,104 (+4%)	18mo	$165,000	$149	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 4.8%
• Equity multiple: 1.18×
• Total profit: $5,947
• Equity at exit: $17,743

10-year hold

• IRR: 11.3%
• Equity multiple: 1.76×
• Total profit: $25,370
• Equity at exit: $10,289

Cash invested: $33,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Active competition Active MLS

• For sale now: 3 active · 1 under contract
• Median asking: $89,500 ($85/sqft)
• Median days on market: 1 d
• This list price: 100% of active listings are priced below it
• ARV vs active asking: +115.1% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34209

• Rents YoY: -0.3%
• Active inventory: 712
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,637 high
• Mortgage (P&I): −$624
• Tax est. 1.5%: −$149 /mo · $1,785/yr
• Insurance: −$50
• HOA: −$0
• Lot rent leased land?: −$0
• Vacancy / Maint / Mgmt: −$344
• Net cashflow: $471

Break-even live

Break-even rent $1,041

Max offer price $119,000

Occupancy floor 66%

Sensitivity live

Price	-10% $553	-5% $512	+0% $471	+5% $430	+10% $389
Rent	-10% $342	-5% $406	+0% $471	+5% $536	+10% $600
Rate	-1.0pp $531	-0.5pp $501	base $471	+0.5pp $440	+1.0pp $409

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,750
• Closing costs: $3,570
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6419 36th Ave W Bradenton, FL	3.0	2.0	1410	$2,430	$1.72	55d	1	0.22mi
6709 35th Ave W Unit 1346494P Bradenton, FL	3.0	2.0	1227	$4,527	$3.69	157d	1	0.23mi
7212 Hamilton Rd #7212 Bradenton, FL	3.0	2.0	1381	$2,300	$1.67	110d	1	0.26mi
6503 35th Ave W Bradenton, FL	2.0	2.0	1412	$2,131	$1.51	55d	1	0.26mi
7202 Hamilton Rd Unit 7202 Bradenton, FL	3.0	2.0	1277	$2,250	$1.76	157d	1	0.27mi
4005 Overture Cir Unit 4005 Bradenton, FL	3.0	2.0	1381	$2,700	$1.96	164d	1	0.27mi
7244 Hamilton Rd Unit 7244 Bradenton, FL	3.0	2.0	1381	$2,000	$1.45	10d	1	0.29mi
4037 Overture Cir Unit 4037 Bradenton, FL	3.0	2.0	1381	$2,195	$1.59	164d	1	0.29mi
4112 66th Street Cir W Bradenton, FL	2.0	2.0	1100	$1,860	$1.69	110d	1	0.30mi
7231 Hamilton Rd Bradenton, FL	3.0	2.5	1277	$2,000	$1.57	55d	1	0.30mi
4063 Overture Cir Bradenton, FL	3.0	2.0	1277	$2,400	$1.88	164d	1	0.30mi
4072 Overture Cir #462 Bradenton, FL	3.0	2.5	1300	$2,200	$1.69	10d	1	0.31mi
4122 Overture Cir #533 Bradenton, FL	3.0	2.0	1381	$2,900	$2.10	164d	1	0.32mi
4085 Overture Cir #4085 Bradenton, FL	3.0	2.0	1381	$2,800	$2.03	123d	1	0.33mi
4196 Overture Cir Unit 4196 Bradenton, FL	3.0	2.0	1277	$2,300	$1.80	144d	1	0.36mi
4132 66th Street Cir W Bradenton, FL	2.0	2.0	1044	$2,900	$2.78	10d	1	0.36mi
4209 66th Street Cir W Bradenton, FL	2.0	2.0	1044	$2,800	$2.68	55d	1	0.36mi
4161 66th Street Cir W Bradenton, FL	2.0	2.0	1044	$1,700	$1.63	133d	1	0.36mi
4139 66th Street Cir W Bradenton, FL	1.0	2.0	1044	$2,800	$2.68	10d	1	0.36mi
4116 62nd St W Bradenton, FL	2.0	2.0	840	$1,650	$1.96	122d	1	0.37mi
4116 62nd St W Bradenton, FL	2.0	2.0	840	$1,650	$1.96	144d	1	0.37mi
4020 61st St W Unit 4022 Bradenton, FL	2.0	1.0	780	$1,495	$1.92	2d	1	0.39mi
6021 40th Ave W Unit 6021 Bradenton, FL	2.0	1.0	812	$1,395	$1.72	10d	1	0.41mi
4224 62nd St W Unit 4224 Bradenton, FL	2.0	2.5	954	$1,650	$1.73	110d	1	0.41mi
4224 62nd St W Bradenton, FL	2.0	2.0	954	$1,595	$1.67	122d	1	0.41mi
7333 Skybird Rd Bradenton, FL	3.0	2.0	1277	$3,500	$2.74	164d	1	0.42mi
4228 62nd St W Unit 4228 Bradenton, FL	2.0	1.0	800	$1,350	$1.69	55d	1	0.43mi
2914 64th St W Bradenton, FL	2.0	2.0	1135	$2,025	$1.78	1d	1	0.44mi
2914 64th St W Bradenton, FL	2.0	2.0	1135	$2,025	$1.78	164d	1	0.44mi
4407 68th St W Bradenton, FL	3.0	2.0	1200	$1,550	$1.29	45d	1	0.46mi
4407 68th St W Unit C Bradenton, FL	3.0	2.0	1200	$1,550	$1.29	47d	1	0.46mi
5907 36th Ave Cir W #5907 Bradenton, FL	2.0	2.0	937	$2,800	$2.99	10d	1	0.46mi
6711 45th Ave W Unit A Bradenton, FL	2.0	2.0	1100	$1,695	$1.54	127d	1	0.47mi
4505 67th St W Unit 4505-4 Bradenton, FL	2.0	2.0	750	$1,595	$2.13	36d	1	0.48mi
4505 67th St W Apt 4 Bradenton, FL	2.0	2.0	750	$1,545	$2.06	10d	1	0.48mi
6711 45th Ave W Unit B Bradenton, FL	2.0	2.0	1100	$1,695	$1.54	110d	1	0.48mi
5928 36th Avenue Cir W Unit E Bradenton, FL	2.0	2.0	937	$1,650	$1.76	55d	1	0.49mi
2926 63rd St W Bradenton, FL	2.0	2.0	946	$2,000	$2.11	127d	1	0.49mi
5912 40th Ave W Bradenton, FL	3.0	2.0	1367	$1,950	$1.43	55d	1	0.49mi
2903 62nd St W Unit 303 Bradenton, FL	2.0	2.0	722	$1,795	$2.49	10d	1	0.52mi

Listing history 50 events

1. 2026-11-08
   days on market $119,000 Active 194 DOM
2. 2026-11-07
   days on market $119,000 Active 193 DOM
3. 2026-11-06
   days on market $119,000 Active 192 DOM
4. 2026-11-05
   days on market $119,000 Active 191 DOM
5. 2026-11-04
   days on market $119,000 Active 190 DOM
6. 2026-11-02
   days on market $119,000 Active 188 DOM
7. 2026-11-01
   days on market $119,000 Active 187 DOM
8. 2026-10-31
   days on market $119,000 Active 186 DOM
9. 2026-10-30
   days on market $119,000 Active 185 DOM
10. 2026-10-29
    days on market $119,000 Active 184 DOM
11. 2026-10-28
    days on market $119,000 Active 183 DOM
12. 2026-10-27
    days on market $119,000 Active 182 DOM
13. 2026-10-26
    days on market $119,000 Active 181 DOM
14. 2026-10-25
    days on market $119,000 Active 180 DOM
15. 2026-10-24
    days on market $119,000 Active 179 DOM
16. 2026-10-23
    days on market $119,000 Active 178 DOM
17. 2026-10-22
    days on market $119,000 Active 177 DOM
18. 2026-10-21
    days on market $119,000 Active 176 DOM
19. 2026-10-20
    days on market $119,000 Active 175 DOM
20. 2026-10-19
    days on market $119,000 Active 174 DOM
21. 2026-10-18
    days on market $119,000 Active 173 DOM
22. 2026-10-17
    days on market $119,000 Active 172 DOM
23. 2026-10-16
    days on market $119,000 Active 171 DOM
24. 2026-10-15
    days on market $119,000 Active 170 DOM
25. 2026-10-14
    days on market $119,000 Active 169 DOM
26. 2026-10-13
    days on market $119,000 Active 168 DOM
27. 2026-10-12
    days on market $119,000 Active 167 DOM
28. 2026-10-11
    days on market $119,000 Active 166 DOM
29. 2026-10-10
    days on market $119,000 Active 165 DOM
30. 2026-10-09
    days on market $119,000 Active 164 DOM
31. 2026-10-08
    days on market $119,000 Active 163 DOM
32. 2026-10-07
    days on market $119,000 Active 162 DOM
33. 2026-10-06
    days on market $119,000 Active 161 DOM
34. 2026-10-05
    days on market $119,000 Active 160 DOM
35. 2026-10-04
    days on market $119,000 Active 159 DOM
36. 2026-10-03
    days on market $119,000 Active 158 DOM
37. 2026-10-02
    days on market $119,000 Active 157 DOM
38. 2026-10-01
    days on market $119,000 Active 156 DOM
39. 2026-09-30
    days on market $119,000 Active 155 DOM
40. 2026-09-29
    days on market $119,000 Active 154 DOM
41. 2026-09-28
    days on market $119,000 Active 153 DOM
42. 2026-09-27
    days on market $119,000 Active 152 DOM
43. 2026-09-25
    days on market $119,000 Active 150 DOM
44. 2026-09-24
    days on market $119,000 Active 149 DOM
45. 2026-09-22
    days on market $119,000 Active 147 DOM
46. 2026-09-21
    days on market $119,000 Active 146 DOM
47. 2026-09-20
    days on market $119,000 Active 145 DOM
48. 2026-09-19
    days on market $119,000 Active 144 DOM
49. 2026-09-18
    days on market $119,000 Active 143 DOM
50. 2026-09-17
    days on market $119,000 Active 142 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,648
• − Mortgage interest: −$6,666
• − Property taxes: −$1,785
• − Insurance: −$595
• − Repairs & maintenance: −$1,572
• − Management: −$1,572
• − Depreciation: −$3,462
• Taxable income: $3,996
• Est. tax owed @ 24.0%: −$959
• After-tax cash flow: $4,694/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Good 75/100 Cosmetic rehab Est. rehab $5,280–$15,840 screening

This well-maintained, furnished manufactured home in a desirable location offers a good investment opportunity with minimal repairs needed.

Value-add opportunities

• Both Paint exterior — Fresh paint can enhance curb appeal and value ↑
• Both Replace outdoor furniture — Weathered furniture can detract from the home's appeal ↑
• Both Upgrade flooring in bathrooms — Modern flooring can improve the look and feel of the bathrooms ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 33/100

Zoned Schools

Elementary Sea Breeze Elementary School D- FL #1,247/2,144 Nat'l #15,746/41,679 Middle W. D. Sugg Middle School F FL #462/571 Nat'l #8,646/14,009 High Bayshore High School F FL #546/667 Nat'l #13,899/17,239

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

A Composite livability gradescore 81/100

Livability — Bradenton

• Score: 81/100
• State rank: #101
• US rank: #1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bradenton, FL
• County: Manatee County · 447,342 people
• City population: 227,091
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 33,224
• Household income: $81,728
• Rent vs Own: 21.8% rent · 78.2% own
• Severe rent burden: 17% of renters

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Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 11% Two or more races 6% Black 2% Asian 1%
• Hispanic origin (detail): Puerto Rican 4% Cuban 3%
• Languages at home: 90% English-only · Spanish 6% Russian/Polish/Slavic 1% Other Indo-European 1%

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Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -360.34%
• Current HPI: 320.0061
• Rent YoY: ▼ -0.30%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

1 event — show timeline

• 2026-04-27 Listed $129,000 Fizber.com