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616 N Kings Rd Trlr 1 Rd
B- Composite 69.75
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.6/15.0
  • Livability +3.6/5.0
  • Rent growth +3.4/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$89,900

616 N Kings Rd Trlr 1 Rd · Nampa, ID 83687
3 bd · 2.0 ba · 938 sqft · Manufactured public records · 6 Days on market
Built 1995 Est $90k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This well-maintained manufactured home is move-in ready and offers excellent value. Recent updates include a newer roof, siding, and skirting, giving the home a fresh and updated exterior. The kitchen comes fully equipped with a refrigerator, stove, and dishwasher, making it easy to settle in right away. Inside, you’ll find a comfortable layout, including a relaxing soaker tub in the master bathroom—perfect for unwinding after a long day. Two window A/C units are also included to help keep the home cool during warmer months. Don’t miss this opportunity to own a clean, updated home that’s ready for its next owner.

Key facts

  • Newer roof
  • Updated exterior
  • Soaker tub

Tags

NEWER ROOFUPDATED EXTERIORFULLY EQUIPPED KITCHENSOAKER TUB

Property features AI

Exterior

  • Utilities: City water service; Sewer connected; Broadband internet available
  • Home design: Mobile/manufactured home on a rented lot; Built in 1995
  • Construction: Built in 1995; Composition roof
  • Exterior features: Composition roof; Manual/irrigation sprinkler system; Located in a mobile home park

Interior

  • Kitchen: Breakfast bar; Laminate counters; Dishwasher; Oven/Range (freestanding); Refrigerator; Disposal
  • Bedrooms: Master bedroom on main level (approx. 12 x 13); Second bedroom on main level (approx. 11 x 11)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 bathrooms; Master bathroom with double vanity
  • Heating & cooling: Electric forced-air heating; Wall/window cooling unit(s)
  • Interior features: Bath in master bedroom; Double vanity; Breakfast bar; Laminate counters
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $90k.

Deal economics

  • At list price, monthly cash flow is $871 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $90k).
  • Cap rate 17.9% vs local median 3.2% in Nampa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#47 in ID) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A-; Watch: employment C-, amenities F, commute F.
  • Nampa School District (suburban): math 23% / reading 41% proficiency, ranked #82 of 92 in ID (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Columbia High School (math 16% / reading 52%, grade F, #115 of 169 statewide, top 68%, 1,239 students, 39% FRL).
  • Market conditions: Rents rising (+3.4%/yr); 631 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,620 units permitted in Canyon County in 2024 (196 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Canyon County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.4% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $89,900

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.97%
Cap rate
17.92%
Cash-on-cash
41.52%
DSCR
2.85
GRM
4.2

CMA / ARV

ARV (on-the-fly)
$90,048
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
616 N Kings Rd Trlr 1 Rd 0.00mi 2/2.0 (-1) 938 (0%) 0mo $89,900 $96 95
616 N Kings Rd Trlr 9 0.00mi 3/2.0 924 (-2%) 5mo $99,900 $108 94
3320 Airport #16 0.22mi 2/2.0 (-1) 946 (+1%) 8mo $83,000 $88 77
3320 Airport Rd #7 0.22mi 2/1.0 (-1) 924 (-2%) 9mo $95,000 $103 70
711 Round Vly 0.73mi 3/1.0 960 (+2%) 7mo $79,900 $83 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.44% rent growth · sell at horizon

5-year hold
IRR
38.5%
Equity multiple
2.65×
Total profit
$41,651
Equity at exit
$13,404
10-year hold
IRR
45.2%
Equity multiple
5.40×
Total profit
$110,812
Equity at exit
$7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83687

Home prices YoY
-21.0%
Rents YoY
3.4%
Active inventory
631
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,767 high interval (Pro) →
Mortgage (P&I)
$471
Tax from tax record
$16 /mo · $198/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$371
Net cashflow
$871

Break-even live

Break-even rent $665
Max offer price $89,900
Occupancy floor 46%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,475
Closing costs
$2,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
146 N Grant St Nampa, ID 3.0 2.0 1100 $1,900 $1.73 21d 1 0.43mi
4595 Stamm Ln Nampa, ID 1.0–3.0 1.0–2.0 933 $1,927 $2.07 14d 24 0.96mi
610 N Margot Ln , ID 2.0 2.0 920 $1,550 $1.68 3d 3 1.04mi
1311 4th St N Nampa, ID 2.0 1.0 864 $1,475 $1.71 14d 1 1.16mi
38 S White Oak Ln Nampa, ID 2.0 1.0 879 $1,295 $1.47 23d 1 1.34mi
2107 E Whispering Willow Ln Nampa, ID 2.0 1.0 858 $1,295 $1.51 21d 1 1.36mi
16025 N 19th St Unit 104 Nampa, ID 3.0 1.5 1095 $1,545 $1.41 11d 1 1.36mi
2007 E Whispering Willow Ln Unit 101 Nampa, ID 2.0 1.0 1000 $1,300 $1.30 23d 1 1.39mi

Listing history 2 events

  1. 2026-05-04
    status Pending
  2. 2026-04-28
    listed $89,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ID · Resets to sale price

Current annual tax
$198 · $16/mo
Projected year-2 tax
$620 · $52/mo
Expected delta
+$422/yr (+$35/mo · 213.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥98°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 12 unhealthy d/yr today · 18 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,209
− Mortgage interest
−$5,036
− Property taxes
−$198
− Insurance
−$450
− Repairs & maintenance
−$1,697
− Management
−$1,697
− Depreciation
−$2,615
Taxable income
$9,517
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,284
After-tax cash flow
$8,166/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Nampa School District
NCES district ID
1602340
Math proficiency
23% ▼ -13.00%
Reading proficiency
41% ▼ -9.00%
Median HH income
$43,576
Composite
27.18/100
National rank
#7022
State rank
#82 of 92 in ID

Livability — Nampa

Score
72/100
State rank
#47
US rank
#6250

Category grades

Amenities F Commute F Cost of living A- Crime B- Employment C- Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Nampa, ID
County
Canyon County · 235,358 people
City population
142,249
Metro
Boise City, ID
Population (ZIP)
43,135
Household income
$76,682
Rent vs Own
27.7% rent · 72.3% own
Severe rent burden
683.0

Population outlook (Canyon County) Hauer SSP2

Today (2025)
248,853 people
By 2030
269,596 · +8.3%
By 2040
311,081 · +25.0%
By 2050
350,809 · +41.0%
By 2075
441,884 · +77.6%
By 2100
505,641 · +103.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 21% Two or more races 11% Black 2% Native American 1%
Hispanic origin (detail)
Mexican 18%
Common ancestry
Italian 4% Slovak 3% Lithuanian 2%
Foreign-born
7% · Canada
Languages at home
85% English-only · Spanish 12% Russian/Polish/Slavic 1%

Political lean MEDSL · Canyon

2024 margin
Solid R (+46.6) · D 25.4% · R 72.0% · Other 2.5%
2008→2024 swing
-11.4pp toward R · 2008: -35.2pp · 2024: -46.6pp
All cycles
2024: R+46.6 2020: R+39.7 2016: R+41.8 2012: R+37.1 2008: R+35.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -103.50%
Current HPI
388.8148
Rent YoY
▲ 3.44%
Metro
Boise City, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-04 Pending IMLS
  • 2026-04-28 Listed $89,900 IMLS

Property tax history

+2.9%/yr

Latest (2025): $198 · +37.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…