4811 Chancellor St NE · St. Petersburg, FL 33703

$140,000

4 bd · 2.0 ba · 2,204 sqft · SingleFamily public records · 18 Days on market

Built 1968 10,271 sqft lot ↓ 40% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Rent growth +3.1/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This home gives you option for its use. Block home with 2,204 sqft of living space that has an In-Law Suite. Main house consist of 3 bedrooms and one bath. The attached In-Law suite has it's own separate entrance, living room, one bedroom, bath and kitchen. Main house has updated kitchen with stainless steel appliances, cabinets and granite counter-tops. Live in main house and In-Law Suite can be used by a family member and have their own privacy or use as extra income by renting it out. Combine both and expand the use of total heated space. Home sits on close to a quarter acre fenced-in corner lot. There is plenty of room for pool or additional vehicle/boat/RV parking. Fruit trees on property include Mango Tree, Sugar apple, Key Lime and Lemon Tree. Home has a family room, sunken living room, and a screened in back porch. Also features utility room with washer and dryer connections. Situated in highly desirable Shore Acres of NE St. Petersburg. Only a 4 mile bike ride to downtown St. Petersburg where you can enjoy the Saturday morning market, restaurants, shopping, museums, art galleries and much more. Close proximity to local schools, and Beaches. 25 minutes to Tampa International Airport. Excellent neighborhood with walking distance to Shore Acres Mini Park, a waterfront park that has water access for paddle boarding, canoeing, or kayaking. Come see what opportunities await for you.

Key facts

• Second kitchen
• Living room
• Corner larger lot

Tags

• CORNER LARGER LOT
• ATTACHED IN-LAW SUITE
• SEPARATE ENTRY
• SECOND KITCHEN
• LIVING ROOM

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $2k ($26k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $140k).
• Recommended offer: $138k (1.5% below list) — sets the bar for market timing.
• Cap rate 28.7% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Shore Acres Elementary School (math 61% / reading 52%, grade C+, #816 of 2,144 statewide, top 39%, 709 students, 46% FRL); Northeast High School (math 35% / reading 47%, grade F, #289 of 667 statewide, top 44%, 1,736 students, 50% FRL) — zoned schools at 48% FRL track the district average.
• Market conditions: Rents rising (+2.2%/yr); 451 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• At $4,946/mo this rent would consume 62% of the median local household income ($95k/yr) (locally 509% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 2.2% rent growth), your $39k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 18 days — a 2% lower offer ($138k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 4.3% of price; flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $137,900 (1.5% below list)

Questions for the listing agent

1. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.53% ✓
• Cap rate: 28.74%
• Cash-on-cash: 80.16%
• DSCR: 4.57
• GRM: 2.4

CMA / ARV

• ARV (on-the-fly): $720,708
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4824 Huntington St NE	0.17mi	4/2.0	2,338 (+6%)	1mo	$249,000	$107	81
1810 Maryland Ave NE	0.03mi	4/3.0	2,011 (-9%)	2mo	$395,000	$196	78
4712 Overlook Dr NE	0.31mi	4/3.0	2,278 (+3%)	0mo	$1,412,500	$620	76
1942 New Hampshire Ave NE	0.30mi	3/2.0 (-1)	2,117 (-4%)	2mo	$600,000	$283	73
2001 Massachusetts Ave NE	0.34mi	4/3.0	2,266 (+3%)	4mo	$1,400,000	$618	72
1870 Nebraska Ave NE	0.34mi	4/2.0	2,000 (-9%)	2mo	$539,000	$270	67
5700 Venetian Blvd NE	0.67mi	4/3.0	2,171 (-2%)	2mo	$539,000	$248	61
1967 Iowa Ave NE	0.50mi	4/2.5	2,414 (+10%)	3mo	$1,500,000	$621	57
5213 Venetian Blvd NE	0.43mi	3/2.0 (-1)	1,944 (-12%)	3mo	$635,000	$327	53
5201 Denver St NE	0.48mi	4/3.0	1,880 (-15%)	4mo	$540,000	$287	46
2000 Kansas Ave NE	0.51mi	5/3.0 (+1)	2,495 (+13%)	0mo	$1,350,000	$541	45
2075 Kansas Ave NE	0.64mi	3/2.0 (-1)	1,896 (-14%)	3mo	$825,000	$435	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.21% rent growth · sell at horizon

5-year hold

• IRR: 65.5%
• Equity multiple: 3.90×
• Total profit: $113,561
• Equity at exit: $20,874

10-year hold

• IRR: 69.5%
• Equity multiple: 7.76×
• Total profit: $265,078
• Equity at exit: $12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33703

• Rents YoY: 2.2%
• Active inventory: 451
• Price-to-rent: 2.4×

Monthly cashflow live

• Estimated rent: $4,946 high
• Mortgage (P&I): −$734
• Tax from tax record: −$496 /mo · $5,953/yr
• Insurance: −$58
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,039
• Net cashflow: $2,192

Break-even live

Break-even rent $2,171

Max offer price $140,000

Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,000
• Closing costs: $4,200
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1935 Shore Acres Blvd NE St Petersburg, FL	4.0	3.5	2926	$8,500	$2.90	24d	1	0.25mi
5273 Denver St NE Saint Petersburg, FL	4.0	2.0	2262	$3,875	$1.71	24d	1	0.46mi
5541 Bayou Grande Blvd NE Saint Petersburg, FL	3.0	2.0	1532	$5,000	$3.26	2d	1	0.50mi
5541 Bayou Grande Blvd NE Saint Petersburg, FL	3.0	2.0	1532	$5,000	$3.26	4d	1	0.50mi
1739 Bayou Grande Blvd NE St Petersburg, FL	3.0	2.0	1658	$5,500	$3.32	4d	1	0.54mi
4036 Overlook Dr NE Saint Petersburg, FL	3.0	2.0	1412	$2,645	$1.87	14d	1	0.54mi
5840 Tanglewood Dr NE Saint Petersburg, FL	4.0	3.0	1680	$3,150	$1.88	4d	1	0.75mi
6060 Denver St NE Saint Petersburg, FL	3.0	2.0	1523	$3,950	$2.59	4d	1	0.84mi
6016 18th St NE Saint Petersburg, FL	4.0	2.0	1692	$3,900	$2.30	4d	1	0.88mi
3435 Overlook Dr NE Saint Petersburg, FL	3.0	2.5	1428	$3,800	$2.66	4d	1	0.92mi
1325 Snell Isle Blvd NE #507 Saint Petersburg, FL	3.0	3.0	1940	$6,700	$3.45	4d	1	1.18mi
1640 Cape Hope Ave NE #4 Saint Petersburg, FL	4.0	3.0	1610	$3,400	$2.11	24d	1	1.26mi
926 Cordova Blvd NE Saint Petersburg, FL	4.0	3.0	2554	$7,500	$2.94	4d	1	1.38mi
742 45th Ave NE Saint Petersburg, FL	3.0	3.0	1900	$5,200	$2.74	4d	1	1.40mi
525 Moreno Cir NE Saint Petersburg, FL	3.0	2.0	1587	$3,500	$2.21	15d	1	1.48mi

Listing history 25 events

1. 2026-02-23
   status Pending
2. 2026-02-06
   listed $140,000 Active
3. 2020-03-24
   soldstatus $279,000
4. 2020-03-23
   soldstatus $279,000 Sold 1408-char remark

   Show marketing remark (1408 chars)

   This home gives you option for its use. Block home with 2,204 sqft of living space that has an In-Law Suite. Main house consist of 3 bedrooms and one bath. The attached In-Law suite has it's own separate entrance, living room, one bedroom, bath and kitchen. Main house has updated kitchen with stainless steel appliances, cabinets and granite counter-tops. Live in main house and In-Law Suite can be used by a family member and have their own privacy or use as extra income by renting it out. Combine both and expand the use of total heated space. Home sits on close to a quarter acre fenced-in corner lot. There is plenty of room for pool or additional vehicle/boat/RV parking. Fruit trees on property include Mango Tree, Sugar apple, Key Lime and Lemon Tree. Home has a family room, sunken living room, and a screened in back porch. Also features utility room with washer and dryer connections. Situated in highly desirable Shore Acres of NE St. Petersburg. Only a 4 mile bike ride to downtown St. Petersburg where you can enjoy the Saturday morning market, restaurants, shopping, museums, art galleries and much more. Close proximity to local schools, and Beaches. 25 minutes to Tampa International Airport. Excellent neighborhood with walking distance to Shore Acres Mini Park, a waterfront park that has water access for paddle boarding, canoeing, or kayaking. Come see what opportunities await for you.

5. 2020-01-28
   status Pending 1408-char remark

   Show marketing remark (1408 chars)

   This home gives you option for its use. Block home with 2,204 sqft of living space that has an In-Law Suite. Main house consist of 3 bedrooms and one bath. The attached In-Law suite has it's own separate entrance, living room, one bedroom, bath and kitchen. Main house has updated kitchen with stainless steel appliances, cabinets and granite counter-tops. Live in main house and In-Law Suite can be used by a family member and have their own privacy or use as extra income by renting it out. Combine both and expand the use of total heated space. Home sits on close to a quarter acre fenced-in corner lot. There is plenty of room for pool or additional vehicle/boat/RV parking. Fruit trees on property include Mango Tree, Sugar apple, Key Lime and Lemon Tree. Home has a family room, sunken living room, and a screened in back porch. Also features utility room with washer and dryer connections. Situated in highly desirable Shore Acres of NE St. Petersburg. Only a 4 mile bike ride to downtown St. Petersburg where you can enjoy the Saturday morning market, restaurants, shopping, museums, art galleries and much more. Close proximity to local schools, and Beaches. 25 minutes to Tampa International Airport. Excellent neighborhood with walking distance to Shore Acres Mini Park, a waterfront park that has water access for paddle boarding, canoeing, or kayaking. Come see what opportunities await for you.

6. 2020-01-20
   price $285,000 1408-char remark

   Show marketing remark (1408 chars)

   This home gives you option for its use. Block home with 2,204 sqft of living space that has an In-Law Suite. Main house consist of 3 bedrooms and one bath. The attached In-Law suite has it's own separate entrance, living room, one bedroom, bath and kitchen. Main house has updated kitchen with stainless steel appliances, cabinets and granite counter-tops. Live in main house and In-Law Suite can be used by a family member and have their own privacy or use as extra income by renting it out. Combine both and expand the use of total heated space. Home sits on close to a quarter acre fenced-in corner lot. There is plenty of room for pool or additional vehicle/boat/RV parking. Fruit trees on property include Mango Tree, Sugar apple, Key Lime and Lemon Tree. Home has a family room, sunken living room, and a screened in back porch. Also features utility room with washer and dryer connections. Situated in highly desirable Shore Acres of NE St. Petersburg. Only a 4 mile bike ride to downtown St. Petersburg where you can enjoy the Saturday morning market, restaurants, shopping, museums, art galleries and much more. Close proximity to local schools, and Beaches. 25 minutes to Tampa International Airport. Excellent neighborhood with walking distance to Shore Acres Mini Park, a waterfront park that has water access for paddle boarding, canoeing, or kayaking. Come see what opportunities await for you.

7. 2020-01-02
   status Active 1408-char remark

   Show marketing remark (1408 chars)

   This home gives you option for its use. Block home with 2,204 sqft of living space that has an In-Law Suite. Main house consist of 3 bedrooms and one bath. The attached In-Law suite has it's own separate entrance, living room, one bedroom, bath and kitchen. Main house has updated kitchen with stainless steel appliances, cabinets and granite counter-tops. Live in main house and In-Law Suite can be used by a family member and have their own privacy or use as extra income by renting it out. Combine both and expand the use of total heated space. Home sits on close to a quarter acre fenced-in corner lot. There is plenty of room for pool or additional vehicle/boat/RV parking. Fruit trees on property include Mango Tree, Sugar apple, Key Lime and Lemon Tree. Home has a family room, sunken living room, and a screened in back porch. Also features utility room with washer and dryer connections. Situated in highly desirable Shore Acres of NE St. Petersburg. Only a 4 mile bike ride to downtown St. Petersburg where you can enjoy the Saturday morning market, restaurants, shopping, museums, art galleries and much more. Close proximity to local schools, and Beaches. 25 minutes to Tampa International Airport. Excellent neighborhood with walking distance to Shore Acres Mini Park, a waterfront park that has water access for paddle boarding, canoeing, or kayaking. Come see what opportunities await for you.

8. 2019-12-31
   historical 1408-char remark

   Show marketing remark (1408 chars)

   This home gives you option for its use. Block home with 2,204 sqft of living space that has an In-Law Suite. Main house consist of 3 bedrooms and one bath. The attached In-Law suite has it's own separate entrance, living room, one bedroom, bath and kitchen. Main house has updated kitchen with stainless steel appliances, cabinets and granite counter-tops. Live in main house and In-Law Suite can be used by a family member and have their own privacy or use as extra income by renting it out. Combine both and expand the use of total heated space. Home sits on close to a quarter acre fenced-in corner lot. There is plenty of room for pool or additional vehicle/boat/RV parking. Fruit trees on property include Mango Tree, Sugar apple, Key Lime and Lemon Tree. Home has a family room, sunken living room, and a screened in back porch. Also features utility room with washer and dryer connections. Situated in highly desirable Shore Acres of NE St. Petersburg. Only a 4 mile bike ride to downtown St. Petersburg where you can enjoy the Saturday morning market, restaurants, shopping, museums, art galleries and much more. Close proximity to local schools, and Beaches. 25 minutes to Tampa International Airport. Excellent neighborhood with walking distance to Shore Acres Mini Park, a waterfront park that has water access for paddle boarding, canoeing, or kayaking. Come see what opportunities await for you.

9. 2019-09-19
   price $290,000 1408-char remark

   Show marketing remark (1408 chars)

   This home gives you option for its use. Block home with 2,204 sqft of living space that has an In-Law Suite. Main house consist of 3 bedrooms and one bath. The attached In-Law suite has it's own separate entrance, living room, one bedroom, bath and kitchen. Main house has updated kitchen with stainless steel appliances, cabinets and granite counter-tops. Live in main house and In-Law Suite can be used by a family member and have their own privacy or use as extra income by renting it out. Combine both and expand the use of total heated space. Home sits on close to a quarter acre fenced-in corner lot. There is plenty of room for pool or additional vehicle/boat/RV parking. Fruit trees on property include Mango Tree, Sugar apple, Key Lime and Lemon Tree. Home has a family room, sunken living room, and a screened in back porch. Also features utility room with washer and dryer connections. Situated in highly desirable Shore Acres of NE St. Petersburg. Only a 4 mile bike ride to downtown St. Petersburg where you can enjoy the Saturday morning market, restaurants, shopping, museums, art galleries and much more. Close proximity to local schools, and Beaches. 25 minutes to Tampa International Airport. Excellent neighborhood with walking distance to Shore Acres Mini Park, a waterfront park that has water access for paddle boarding, canoeing, or kayaking. Come see what opportunities await for you.

10. 2019-08-09
    price $299,000 1408-char remark

    Show marketing remark (1408 chars)

    This home gives you option for its use. Block home with 2,204 sqft of living space that has an In-Law Suite. Main house consist of 3 bedrooms and one bath. The attached In-Law suite has it's own separate entrance, living room, one bedroom, bath and kitchen. Main house has updated kitchen with stainless steel appliances, cabinets and granite counter-tops. Live in main house and In-Law Suite can be used by a family member and have their own privacy or use as extra income by renting it out. Combine both and expand the use of total heated space. Home sits on close to a quarter acre fenced-in corner lot. There is plenty of room for pool or additional vehicle/boat/RV parking. Fruit trees on property include Mango Tree, Sugar apple, Key Lime and Lemon Tree. Home has a family room, sunken living room, and a screened in back porch. Also features utility room with washer and dryer connections. Situated in highly desirable Shore Acres of NE St. Petersburg. Only a 4 mile bike ride to downtown St. Petersburg where you can enjoy the Saturday morning market, restaurants, shopping, museums, art galleries and much more. Close proximity to local schools, and Beaches. 25 minutes to Tampa International Airport. Excellent neighborhood with walking distance to Shore Acres Mini Park, a waterfront park that has water access for paddle boarding, canoeing, or kayaking. Come see what opportunities await for you.

11. 2019-05-20
    status Active 1408-char remark

    Show marketing remark (1408 chars)

    This home gives you option for its use. Block home with 2,204 sqft of living space that has an In-Law Suite. Main house consist of 3 bedrooms and one bath. The attached In-Law suite has it's own separate entrance, living room, one bedroom, bath and kitchen. Main house has updated kitchen with stainless steel appliances, cabinets and granite counter-tops. Live in main house and In-Law Suite can be used by a family member and have their own privacy or use as extra income by renting it out. Combine both and expand the use of total heated space. Home sits on close to a quarter acre fenced-in corner lot. There is plenty of room for pool or additional vehicle/boat/RV parking. Fruit trees on property include Mango Tree, Sugar apple, Key Lime and Lemon Tree. Home has a family room, sunken living room, and a screened in back porch. Also features utility room with washer and dryer connections. Situated in highly desirable Shore Acres of NE St. Petersburg. Only a 4 mile bike ride to downtown St. Petersburg where you can enjoy the Saturday morning market, restaurants, shopping, museums, art galleries and much more. Close proximity to local schools, and Beaches. 25 minutes to Tampa International Airport. Excellent neighborhood with walking distance to Shore Acres Mini Park, a waterfront park that has water access for paddle boarding, canoeing, or kayaking. Come see what opportunities await for you.

12. 2019-05-20
    historical 1408-char remark

    Show marketing remark (1408 chars)

    This home gives you option for its use. Block home with 2,204 sqft of living space that has an In-Law Suite. Main house consist of 3 bedrooms and one bath. The attached In-Law suite has it's own separate entrance, living room, one bedroom, bath and kitchen. Main house has updated kitchen with stainless steel appliances, cabinets and granite counter-tops. Live in main house and In-Law Suite can be used by a family member and have their own privacy or use as extra income by renting it out. Combine both and expand the use of total heated space. Home sits on close to a quarter acre fenced-in corner lot. There is plenty of room for pool or additional vehicle/boat/RV parking. Fruit trees on property include Mango Tree, Sugar apple, Key Lime and Lemon Tree. Home has a family room, sunken living room, and a screened in back porch. Also features utility room with washer and dryer connections. Situated in highly desirable Shore Acres of NE St. Petersburg. Only a 4 mile bike ride to downtown St. Petersburg where you can enjoy the Saturday morning market, restaurants, shopping, museums, art galleries and much more. Close proximity to local schools, and Beaches. 25 minutes to Tampa International Airport. Excellent neighborhood with walking distance to Shore Acres Mini Park, a waterfront park that has water access for paddle boarding, canoeing, or kayaking. Come see what opportunities await for you.

13. 2019-05-19
    listed $304,900 Active 1408-char remark

    Show marketing remark (1408 chars)

    This home gives you option for its use. Block home with 2,204 sqft of living space that has an In-Law Suite. Main house consist of 3 bedrooms and one bath. The attached In-Law suite has it's own separate entrance, living room, one bedroom, bath and kitchen. Main house has updated kitchen with stainless steel appliances, cabinets and granite counter-tops. Live in main house and In-Law Suite can be used by a family member and have their own privacy or use as extra income by renting it out. Combine both and expand the use of total heated space. Home sits on close to a quarter acre fenced-in corner lot. There is plenty of room for pool or additional vehicle/boat/RV parking. Fruit trees on property include Mango Tree, Sugar apple, Key Lime and Lemon Tree. Home has a family room, sunken living room, and a screened in back porch. Also features utility room with washer and dryer connections. Situated in highly desirable Shore Acres of NE St. Petersburg. Only a 4 mile bike ride to downtown St. Petersburg where you can enjoy the Saturday morning market, restaurants, shopping, museums, art galleries and much more. Close proximity to local schools, and Beaches. 25 minutes to Tampa International Airport. Excellent neighborhood with walking distance to Shore Acres Mini Park, a waterfront park that has water access for paddle boarding, canoeing, or kayaking. Come see what opportunities await for you.

14. 2019-03-30
    historical
15. 2019-01-11
    price $305,000
16. 2018-11-02
    status Active
17. 2018-10-30
    historical
18. 2018-10-24
    price $320,000
19. 2018-08-10
    price $339,000
20. 2018-05-30
    price $349,000
21. 2018-04-24
    listed $359,000 Active
22. 2004-06-22
    soldstatus $213,000
23. 2004-06-11
    soldstatus $213,000
24. 2004-05-12
    historical
25. 2004-02-02
    listed $235,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,953 · $496/mo
• Projected year-2 tax: $5,953 · $496/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $59,350
• − Mortgage interest: −$7,842
• − Property taxes: −$5,953
• − Insurance: −$5,818
• − Repairs & maintenance: −$4,748
• − Management: −$4,748
• − Depreciation: −$4,073
• Taxable income: $26,167
• Est. tax owed @ 24.0%: −$6,280
• After-tax cash flow: $20,025/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — St. Petersburg

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Petersburg, FL
• County: Pinellas County · 939,478 people
• City population: 249,151
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 25,264
• Household income: $95,224
• Rent vs Own: 19.1% rent · 80.9% own
• Severe rent burden: 509.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Hispanic / Latino 10% Two or more races 10% Black 5% Asian 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Cuban 2%
• Common ancestry: Lithuanian 4% Romanian 3% Italian 2%
• Foreign-born: 9% · Canada, Vietnam
• Languages at home: 87% English-only · Spanish 6% Russian/Polish/Slavic 2% Other Indo-European 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -617.95%
• Current HPI: 352.2886
• Rent YoY: ▲ 2.21%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-40.4% since first listed

25 events — show timeline

• 2026-02-23 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-06 Listed $140,000 Stellar MLS as Distributed by MLS Grid
• 2020-03-24 Sold (Public Records) $279,000 Public Records
• 2020-03-23 Sold (MLS) $279,000 Stellar MLS as Distributed by MLS Grid
• 2020-01-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-01-20 Price Changed $285,000 Stellar MLS as Distributed by MLS Grid
• 2020-01-02 Relisted — Stellar MLS as Distributed by MLS Grid
• 2019-12-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2019-09-19 Price Changed $290,000 Stellar MLS as Distributed by MLS Grid
• 2019-08-09 Price Changed $299,000 Stellar MLS as Distributed by MLS Grid
• 2019-05-20 Relisted — Stellar MLS as Distributed by MLS Grid
• 2019-05-20 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2019-05-19 Listed $304,900 Stellar MLS as Distributed by MLS Grid
• 2019-03-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2019-01-11 Price Changed $305,000 Stellar MLS as Distributed by MLS Grid
• 2018-11-02 Relisted — Stellar MLS as Distributed by MLS Grid
• 2018-10-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2018-10-24 Price Changed $320,000 Stellar MLS as Distributed by MLS Grid
• 2018-08-10 Price Changed $339,000 Stellar MLS as Distributed by MLS Grid
• 2018-05-30 Price Changed $349,000 Stellar MLS as Distributed by MLS Grid
• 2018-04-24 Listed $359,000 Stellar MLS as Distributed by MLS Grid
• 2004-06-22 Sold (Public Records) $213,000 Public Records
• 2004-06-11 Sold (MLS) $213,000 Stellar MLS as Distributed by MLS Grid
• 2004-05-12 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2004-02-02 Listed $235,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+10.4%/yr

Latest (2020): $5,953 · +9.7% YoY. Source: county tax records.