409 High Tide Ln · Daytona Beach, FL 32124

$357,900

2 bd · 2.0 ba · 1,308 sqft · SingleFamily public records · 49 Days on market

Built 2021 3,761 sqft lot $375/mo HOA · 13% of rent ↓ 2% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Cash flow +7.4/30.0
• Livability +4.2/5.0
• Appreciation +4.0/10.0
• Rent growth +3.9/5.0
• Schools +3.9/10.0
• 1% rule +3.0/10.0
• Condition / age +2.5/5.0
• DSCR +1.5/10.0

Listing remarks MLS

Welcome to this fabulous Camellia Cottage in Latitude Margaritaville, where coastal style meets modern ease. A screened front porch invites you to relax, while tile flooring throughout creates a clean, seamless look inside. The open-concept layout is ideal for everyday living and entertaining, featuring designer lighting and upscale finishes. The kitchen is the centerpiece, complete with a large island, quartz countertops and backsplash, 42-inch upgraded cabinetry, and convenient pot drawers. The primary suite offers a serene retreat with quartz surfaces, upgraded cabinetry, dual undermount sinks, linen storage, and a tiled walk-in shower with glass enclosure. Ceiling fans throughout and 5 1/4-inch baseboards add to the home's polished feel. Additional highlights include a tankless natural gas water heater, whole-house Aquasana filtration system, and instant hot water in the kitchen. The two-car garage features epoxy flooring and ample storage. GOLF CART AND WORK STATION negotiable! Located in a premier 55+ community, residents enjoy a vibrant town center with live music, a resort-style lagoon pool, additional heated pools, tennis, pickleball, bocce, and a golf cart-friendly dog park. Creative studios, a theater, and the popular Bar & Chill restaurant offer something for everyone. The private oceanfront beach club with pool, loungers, and umbrellas completes the lifestyle. With lawn care, landscaping, exterior painting, and roof maintenance included, this is low-maintenance living at its best. Schedule your private showing and start living the Latitude Margaritaville lifestyle. All information recorded in the MLS is intended to be accurate but cannot be guaranteed.

Key facts

• 3,761 sq ft lot
• 2 garage spots
• Community pool

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $358k.

Deal economics

• At list price, monthly cash flow is $-469 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $275k (23.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $286k (20.2% below list).
• Recommended offer: $275k (23.1% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Champion Elementary School (math 39% / reading 44%, grade F, #1,437 of 2,144 statewide, top 68%, 584 students, 70% FRL); David C. Hinson Sr. Middle School (math 52% / reading 49%, grade C, #246 of 571 statewide, top 44%, 950 students, 52% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL).
• Market conditions: Rents rising fast (+5.5%/yr); 333 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• This rent runs 37% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-2.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 49 days — a 3% lower offer ($347k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $275,059 (23.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 4.72%
• Cash-on-cash: -5.62%
• DSCR: 0.75
• GRM: 10.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.99% appreciation · 5.46% rent growth · sell at horizon

5-year hold

• IRR: -16.3%
• Equity multiple: 0.35×
• Total profit: $-65,080
• Equity at exit: $69,688

10-year hold

• IRR: -5.8%
• Equity multiple: 0.51×
• Total profit: $-49,390
• Equity at exit: $59,726

Cash invested: $100,212 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32124

• Home prices YoY: -0.6%
• Rents YoY: 5.5%
• Active inventory: 333
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $2,855 high
• Mortgage (P&I): −$1,877
• Tax from tax record: −$323 /mo · $3,881/yr
• Insurance: −$149
• HOA: −$375
• Vacancy / Maint / Mgmt: −$600
• Net cashflow: $-469

Break-even live

Break-even rent $3,449

Max offer price $275,059

Occupancy floor —

Sensitivity live

Price	-10% $-266	-5% $-368	+0% $-469	+5% $-570	+10% $-672
Rent	-10% $-694	-5% $-582	+0% $-469	+5% $-356	+10% $-243
Rate	-1.0pp $-289	-0.5pp $-378	base $-469	+0.5pp $-562	+1.0pp $-656

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $89,475
• Closing costs: $10,737
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
487 Margaritaville Ave Daytona Beach, FL	2.0	2.0	1464	$2,900	$1.98	25d	1	0.07mi
402 Parrot Ln Daytona Beach, FL	2.0	2.0	1308	$2,800	$2.14	25d	1	0.08mi
349 High Tide Ln Daytona Beach, FL	2.0	2.0	1771	$3,200	$1.81	25d	1	0.10mi
903 Coral Reef Way Daytona Beach, FL	3.0	2.0	1848	$3,250	$1.76	25d	1	0.18mi
513 High Tide Ln Daytona Beach, FL	2.0	2.0	1200	$2,000	$1.67	25d	1	0.19mi
375 Latitude Dr Daytona Beach, FL	2.0	2.0	1308	$3,000	$2.29	25d	1	0.22mi
255 Ocean Hammock Loop Daytona Beach, FL	2.0	2.0	1464	$2,600	$1.78	25d	1	0.23mi
579 High Tide Ln Daytona Beach, FL	2.0	2.0	1464	$2,500	$1.71	25d	1	0.27mi
208 Ocean Hammock Loop Daytona Beach, FL	2.0	2.0	1466	$2,900	$1.98	25d	1	0.33mi
250 Latitude Dr Daytona Beach, FL	2.0	2.0	1488	$3,000	$2.02	25d	1	0.44mi
819 Coral Reef Way Daytona Beach, FL	2.0	2.0	1778	$3,000	$1.69	22d	1	0.54mi
600 Beach Bum Blvd Daytona Beach, FL	2.0	2.0	1684	$2,800	$1.66	25d	1	0.55mi
1131 Fins Up Ct Daytona Beach, FL	3.0	2.0	1848	$3,000	$1.62	25d	1	0.66mi
567 Daiquiri Pl Daytona Beach, FL	2.0	2.0	1300	$3,250	$2.50	25d	1	0.67mi
531 Daiquiri Pl Daytona Beach, FL	2.0	2.0	1160	$2,500	$2.16	22d	1	0.69mi
109 Salt Shaker St Daytona Beach, FL	2.0	2.0	1563	$2,900	$1.86	15d	1	0.87mi
402 Tiki Ter Daytona Beach, FL	2.0	2.0	1608	$2,800	$1.74	25d	1	1.06mi
1016 Sea Shell Ct Daytona Beach, FL	2.0	2.0	1563	$2,700	$1.73	25d	1	1.07mi
357 Hang Loose Way Daytona Beach, FL	2.0	2.0	1308	$2,500	$1.91	12d	1	1.13mi
243 Hang Loose Way Daytona Beach, FL	2.0	2.0	1308	$3,449	$2.64	25d	1	1.14mi
261 Hang Loose Way Daytona Beach, FL	2.0	2.0	1464	$2,850	$1.95	25d	1	1.16mi
100 Integra TC Blvd Daytona Beach, FL	3.0	1.0–2.0	942	$2,184	$2.32	12d	28	1.25mi

HOA detail

• Monthly dues: $375 · $4,500/yr
• Likely covers: watergaslandscapingroofpool

Listing history 21 events

1. 2026-06-15
   statusdays on market $357,900 Pending 49 DOM
2. 2026-06-14
   days on market $357,900 Active 48 DOM
3. 2026-06-10
   days on market $357,900 Active 45 DOM
4. 2026-06-09
   days on market $357,900 Active 44 DOM
5. 2026-06-08
   days on market $357,900 Active 43 DOM
6. 2026-06-07
   days on market $357,900 Active 42 DOM
7. 2026-06-05
   days on market $357,900 Active 39 DOM
8. 2026-06-03
   days on market $357,900 Active 38 DOM
9. 2026-06-03
   days on market $357,900 Active 37 DOM
10. 2026-06-01
    days on market $357,900 Active 36 DOM
11. 2026-06-01
    price $357,900 Active 35 DOM
12. 2026-05-31
    days on market $361,900 Active 35 DOM
13. 2026-05-31
    days on market $361,900 Active 34 DOM
14. 2026-05-15
    status Active 1699-char remark

    Show marketing remark (1724 chars)

    Welcome to this beautifully designed Camellia Cottage in Latitude Margaritaville, where coastal style meets modern ease. A screened front porch invites you to relax, while tile flooring throughout creates a clean, seamless look inside. The open-concept layout is ideal for everyday living and entertaining, featuring designer lighting and upscale finishes. The kitchen is the centerpiece, complete with a large island, quartz countertops, quartz backsplash, 42-inch upgraded cabinetry, and convenient pot drawers. The primary suite offers a serene retreat with quartz surfaces, upgraded cabinetry, dual undermount sinks, linen storage, and a tiled walk-in shower with glass enclosure. Ceiling fans throughout and 5 1/4-inch baseboards add to the home's polished feel. Additional highlights include a natural gas tankless water heater, whole-house Aquasana filtration system, and instant hot water in the kitchen. The two-car garage features durable epoxy flooring and ample storage. GOLF CART and WORK STATION negotiable! Located in a premier 55+ community, residents enjoy a vibrant town center with live music, a resort-style lagoon pool, additional heated pools, tennis, pickleball, bocce, and a golf cart-friendly dog park. Creative studios, a theater, and the popular Bar & Chill restaurant offer something for everyone. The private oceanfront beach club with pool, loungers, and umbrellas completes the lifestyle. With lawn care, landscaping, exterior painting, and roof maintenance included, this is low-maintenance living at its best. Schedule your private showing and start living the Latitude Margaritaville lifestyle. All information recorded in the MLS is intended to be accurate but cannot be guaranteed

15. 2026-05-15
    price $361,900 1699-char remark

    Show marketing remark (1724 chars)

    Welcome to this beautifully designed Camellia Cottage in Latitude Margaritaville, where coastal style meets modern ease. A screened front porch invites you to relax, while tile flooring throughout creates a clean, seamless look inside. The open-concept layout is ideal for everyday living and entertaining, featuring designer lighting and upscale finishes. The kitchen is the centerpiece, complete with a large island, quartz countertops, quartz backsplash, 42-inch upgraded cabinetry, and convenient pot drawers. The primary suite offers a serene retreat with quartz surfaces, upgraded cabinetry, dual undermount sinks, linen storage, and a tiled walk-in shower with glass enclosure. Ceiling fans throughout and 5 1/4-inch baseboards add to the home's polished feel. Additional highlights include a natural gas tankless water heater, whole-house Aquasana filtration system, and instant hot water in the kitchen. The two-car garage features durable epoxy flooring and ample storage. GOLF CART and WORK STATION negotiable! Located in a premier 55+ community, residents enjoy a vibrant town center with live music, a resort-style lagoon pool, additional heated pools, tennis, pickleball, bocce, and a golf cart-friendly dog park. Creative studios, a theater, and the popular Bar & Chill restaurant offer something for everyone. The private oceanfront beach club with pool, loungers, and umbrellas completes the lifestyle. With lawn care, landscaping, exterior painting, and roof maintenance included, this is low-maintenance living at its best. Schedule your private showing and start living the Latitude Margaritaville lifestyle. All information recorded in the MLS is intended to be accurate but cannot be guaranteed

16. 2026-05-15
    price $361,900 1724-char remark

    Show marketing remark (1724 chars)

    Welcome to this beautifully designed Camellia Cottage in Latitude Margaritaville, where coastal style meets modern ease. A screened front porch invites you to relax, while tile flooring throughout creates a clean, seamless look inside. The open-concept layout is ideal for everyday living and entertaining, featuring designer lighting and upscale finishes. The kitchen is the centerpiece, complete with a large island, quartz countertops, quartz backsplash, 42-inch upgraded cabinetry, and convenient pot drawers. The primary suite offers a serene retreat with quartz surfaces, upgraded cabinetry, dual undermount sinks, linen storage, and a tiled walk-in shower with glass enclosure. Ceiling fans throughout and 5 1/4-inch baseboards add to the home's polished feel. Additional highlights include a natural gas tankless water heater, whole-house Aquasana filtration system, and instant hot water in the kitchen. The two-car garage features durable epoxy flooring and ample storage. GOLF CART and WORK STATION negotiable! Located in a premier 55+ community, residents enjoy a vibrant town center with live music, a resort-style lagoon pool, additional heated pools, tennis, pickleball, bocce, and a golf cart-friendly dog park. Creative studios, a theater, and the popular Bar & Chill restaurant offer something for everyone. The private oceanfront beach club with pool, loungers, and umbrellas completes the lifestyle. With lawn care, landscaping, exterior painting, and roof maintenance included, this is low-maintenance living at its best. Schedule your private showing and start living the Latitude Margaritaville lifestyle. All information recorded in the MLS is intended to be accurate but cannot be guaranteed

17. 2026-05-15
    status Active 1724-char remark

    Show marketing remark (1724 chars)

    Welcome to this beautifully designed Camellia Cottage in Latitude Margaritaville, where coastal style meets modern ease. A screened front porch invites you to relax, while tile flooring throughout creates a clean, seamless look inside. The open-concept layout is ideal for everyday living and entertaining, featuring designer lighting and upscale finishes. The kitchen is the centerpiece, complete with a large island, quartz countertops, quartz backsplash, 42-inch upgraded cabinetry, and convenient pot drawers. The primary suite offers a serene retreat with quartz surfaces, upgraded cabinetry, dual undermount sinks, linen storage, and a tiled walk-in shower with glass enclosure. Ceiling fans throughout and 5 1/4-inch baseboards add to the home's polished feel. Additional highlights include a natural gas tankless water heater, whole-house Aquasana filtration system, and instant hot water in the kitchen. The two-car garage features durable epoxy flooring and ample storage. GOLF CART and WORK STATION negotiable! Located in a premier 55+ community, residents enjoy a vibrant town center with live music, a resort-style lagoon pool, additional heated pools, tennis, pickleball, bocce, and a golf cart-friendly dog park. Creative studios, a theater, and the popular Bar & Chill restaurant offer something for everyone. The private oceanfront beach club with pool, loungers, and umbrellas completes the lifestyle. With lawn care, landscaping, exterior painting, and roof maintenance included, this is low-maintenance living at its best. Schedule your private showing and start living the Latitude Margaritaville lifestyle. All information recorded in the MLS is intended to be accurate but cannot be guaranteed

18. 2026-05-06
    status Pending 1699-char remark

    Show marketing remark (1724 chars)

    Welcome to this beautifully designed Camellia Cottage in Latitude Margaritaville, where coastal style meets modern ease. A screened front porch invites you to relax, while tile flooring throughout creates a clean, seamless look inside. The open-concept layout is ideal for everyday living and entertaining, featuring designer lighting and upscale finishes. The kitchen is the centerpiece, complete with a large island, quartz countertops, quartz backsplash, 42-inch upgraded cabinetry, and convenient pot drawers. The primary suite offers a serene retreat with quartz surfaces, upgraded cabinetry, dual undermount sinks, linen storage, and a tiled walk-in shower with glass enclosure. Ceiling fans throughout and 5 1/4-inch baseboards add to the home's polished feel. Additional highlights include a natural gas tankless water heater, whole-house Aquasana filtration system, and instant hot water in the kitchen. The two-car garage features durable epoxy flooring and ample storage. GOLF CART and WORK STATION negotiable! Located in a premier 55+ community, residents enjoy a vibrant town center with live music, a resort-style lagoon pool, additional heated pools, tennis, pickleball, bocce, and a golf cart-friendly dog park. Creative studios, a theater, and the popular Bar & Chill restaurant offer something for everyone. The private oceanfront beach club with pool, loungers, and umbrellas completes the lifestyle. With lawn care, landscaping, exterior painting, and roof maintenance included, this is low-maintenance living at its best. Schedule your private showing and start living the Latitude Margaritaville lifestyle. All information recorded in the MLS is intended to be accurate but cannot be guaranteed

19. 2026-05-06
    status Pending 1724-char remark

    Show marketing remark (1724 chars)

    Welcome to this beautifully designed Camellia Cottage in Latitude Margaritaville, where coastal style meets modern ease. A screened front porch invites you to relax, while tile flooring throughout creates a clean, seamless look inside. The open-concept layout is ideal for everyday living and entertaining, featuring designer lighting and upscale finishes. The kitchen is the centerpiece, complete with a large island, quartz countertops, quartz backsplash, 42-inch upgraded cabinetry, and convenient pot drawers. The primary suite offers a serene retreat with quartz surfaces, upgraded cabinetry, dual undermount sinks, linen storage, and a tiled walk-in shower with glass enclosure. Ceiling fans throughout and 5 1/4-inch baseboards add to the home's polished feel. Additional highlights include a natural gas tankless water heater, whole-house Aquasana filtration system, and instant hot water in the kitchen. The two-car garage features durable epoxy flooring and ample storage. GOLF CART and WORK STATION negotiable! Located in a premier 55+ community, residents enjoy a vibrant town center with live music, a resort-style lagoon pool, additional heated pools, tennis, pickleball, bocce, and a golf cart-friendly dog park. Creative studios, a theater, and the popular Bar & Chill restaurant offer something for everyone. The private oceanfront beach club with pool, loungers, and umbrellas completes the lifestyle. With lawn care, landscaping, exterior painting, and roof maintenance included, this is low-maintenance living at its best. Schedule your private showing and start living the Latitude Margaritaville lifestyle. All information recorded in the MLS is intended to be accurate but cannot be guaranteed

20. 2026-04-17
    listed $369,900 Active 1699-char remark

    Show marketing remark (1724 chars)

    Welcome to this beautifully designed Camellia Cottage in Latitude Margaritaville, where coastal style meets modern ease. A screened front porch invites you to relax, while tile flooring throughout creates a clean, seamless look inside. The open-concept layout is ideal for everyday living and entertaining, featuring designer lighting and upscale finishes. The kitchen is the centerpiece, complete with a large island, quartz countertops, quartz backsplash, 42-inch upgraded cabinetry, and convenient pot drawers. The primary suite offers a serene retreat with quartz surfaces, upgraded cabinetry, dual undermount sinks, linen storage, and a tiled walk-in shower with glass enclosure. Ceiling fans throughout and 5 1/4-inch baseboards add to the home's polished feel. Additional highlights include a natural gas tankless water heater, whole-house Aquasana filtration system, and instant hot water in the kitchen. The two-car garage features durable epoxy flooring and ample storage. GOLF CART and WORK STATION negotiable! Located in a premier 55+ community, residents enjoy a vibrant town center with live music, a resort-style lagoon pool, additional heated pools, tennis, pickleball, bocce, and a golf cart-friendly dog park. Creative studios, a theater, and the popular Bar & Chill restaurant offer something for everyone. The private oceanfront beach club with pool, loungers, and umbrellas completes the lifestyle. With lawn care, landscaping, exterior painting, and roof maintenance included, this is low-maintenance living at its best. Schedule your private showing and start living the Latitude Margaritaville lifestyle. All information recorded in the MLS is intended to be accurate but cannot be guaranteed

21. 2026-04-17
    listed $369,900 Active 1724-char remark

    Show marketing remark (1724 chars)

    Welcome to this beautifully designed Camellia Cottage in Latitude Margaritaville, where coastal style meets modern ease. A screened front porch invites you to relax, while tile flooring throughout creates a clean, seamless look inside. The open-concept layout is ideal for everyday living and entertaining, featuring designer lighting and upscale finishes. The kitchen is the centerpiece, complete with a large island, quartz countertops, quartz backsplash, 42-inch upgraded cabinetry, and convenient pot drawers. The primary suite offers a serene retreat with quartz surfaces, upgraded cabinetry, dual undermount sinks, linen storage, and a tiled walk-in shower with glass enclosure. Ceiling fans throughout and 5 1/4-inch baseboards add to the home's polished feel. Additional highlights include a natural gas tankless water heater, whole-house Aquasana filtration system, and instant hot water in the kitchen. The two-car garage features durable epoxy flooring and ample storage. GOLF CART and WORK STATION negotiable! Located in a premier 55+ community, residents enjoy a vibrant town center with live music, a resort-style lagoon pool, additional heated pools, tennis, pickleball, bocce, and a golf cart-friendly dog park. Creative studios, a theater, and the popular Bar & Chill restaurant offer something for everyone. The private oceanfront beach club with pool, loungers, and umbrellas completes the lifestyle. With lawn care, landscaping, exterior painting, and roof maintenance included, this is low-maintenance living at its best. Schedule your private showing and start living the Latitude Margaritaville lifestyle. All information recorded in the MLS is intended to be accurate but cannot be guaranteed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,881 · $323/mo
• Projected year-2 tax: $3,881 · $323/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,260
• − Mortgage interest: −$20,048
• − Property taxes: −$3,881
• − Insurance: −$1,790
• − Repairs & maintenance: −$2,741
• − Management: −$2,741
• − HOA: −$4,500
• − Depreciation: −$10,412
• Taxable loss: −$11,852
• Est. tax savings @ 24.0%: +$2,844
• After-tax cash flow: $-2,783/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Daytona Beach

• Score: 83/100
• State rank: #46
• US rank: #867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Daytona Beach, FL
• County: Volusia County · 556,871 people
• City population: 67,539
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 11,409
• Household income: $92,616
• Rent vs Own: 5.8% rent · 94.2% own
• Severe rent burden: 54.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Black 20% Hispanic / Latino 5% Asian 2% Two or more races 1%
• Common ancestry: Romanian 3% Italian 2% Portuguese 1%
• Foreign-born: 10% · Canada, Mexico, South Korea
• Languages at home: 91% English-only · Spanish 4% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.99%
• Current HPI: 311.7456
• Rent YoY: ▲ 5.46%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-2.2% since first listed

8 events — show timeline

• 2026-05-15 Relisted — Daytona MLS
• 2026-05-15 Price Changed $361,900 Daytona MLS
• 2026-05-15 Price Changed $361,900 Stellar MLS as Distributed by MLS Grid
• 2026-05-15 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-06 Pending — Daytona MLS
• 2026-05-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-17 Listed $369,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-17 Listed $369,900 Daytona MLS

Property tax history

+124.2%/yr

Latest (2025): $3,881 · +2.8% YoY. Source: county tax records.