18921 John Ave · Country Club Hills, IL 60478

$25,000

3 bd · 1.0 ba · 1,414 sqft · SingleFamily public records · 1 Days on market

Built 1960 10,105 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0
• Appreciation +0.0/10.0

Key facts

• 0.23 acre lot
• 2 garage spots
• Built 1960

Property features AI

Finance

• Other: School bus service; Interstate access
• HOA & community: No master association fee required

Exterior

• Parking: Detached garage (owned) with 2 garage spaces; Driveway parking (total 4 parking spaces); Asphalt surfaces
• Utilities: Water: Public (Lake Michigan); Sewer: Public sewer
• Home design: Detached single-family home; One-story; Fee simple ownership; Rehab completed in 2023; Built before 1978 (rehabbed)
• Construction: Vinyl siding; Asphalt roof; Concrete perimeter foundation; Property age approximately 61–70 years
• Exterior features: Patio; Fenced yard; Street is paved

Interior

• Kitchen: Kitchen (main level, 13 x 13)
• Bedrooms: 3 bedrooms total; Master bedroom (main level, 14 x 13); Bedroom 2 (main level, 12 x 12); Bedroom 3 (main level, 10 x 10); Bedroom 4
• Flooring: Vinyl flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Natural gas forced-air heating
• Interior features: 6 total rooms; Family room; Living room (main level, 19 x 12); Dining room (main level, 12 x 9)
• Laundry & utility: Laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $25k.

Deal economics

• At list price, monthly cash flow is $2k ($22k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $25k).
• Cap rate 95.1% vs local median 6.7% in Country Club Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#212 in IL, #3,963 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, health & safety D+, schools F.
• Rich Twp Hsd 227 (suburban): math 5% / reading 12% proficiency, ranked #577 of 620 in IL (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 91 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 10 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $25,000

Questions for the listing agent

1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 10.25% ✓
• Cap rate: 95.14%
• Cash-on-cash: 317.32%
• DSCR: 15.12
• GRM: 0.8

CMA / ARV

• ARV (on-the-fly): $243,208
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
18921 John Ave	0.00mi	3/1.0	1,414 (0%)	0mo	$107,500	$76	100
19050 Baker Ave	0.17mi	3/1.5	1,397 (-1%)	0mo	$225,000	$161	88
18741 Cicero Ave	0.35mi	3/1.0	1,400 (-1%)	4mo	$90,000	$64	78
4640 185th Pl	0.54mi	3/2.0	1,350 (-4%)	6mo	$239,900	$178	58
4215 188th St	0.43mi	3/2.0	1,529 (+8%)	5mo	$267,000	$175	58
4160 188th St	0.50mi	3/3.0	1,326 (-6%)	7mo	$239,000	$180	52
18731 John Ave	0.23mi	4/2.0 (+1)	1,575 (+11%)	11mo	$239,900	$152	52
18521 Cicero Ave	0.58mi	3/2.0	1,500 (+6%)	9mo	$260,000	$173	52
4211 190th Pl	0.41mi	3/2.0	1,560 (+10%)	10mo	$267,732	$172	52
19020 Cypress Ave	0.53mi	3/3.0	1,326 (-6%)	7mo	$283,000	$213	51
18853 Cedar Ct	0.31mi	3/2.0	1,620 (+15%)	8mo	$225,000	$139	51
4441 185th St	0.65mi	4/2.0 (+1)	1,520 (+8%)	7mo	$220,000	$145	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 17.27×
• Total profit: $113,881
• Equity at exit: $3,728

10-year hold

• IRR: —
• Equity multiple: 36.88×
• Total profit: $251,129
• Equity at exit: $2,162

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60478

• Home prices YoY: -27.3%
• Active inventory: 91
• Price-to-rent: 0.8×

Monthly cashflow live

• Estimated rent: $2,562 high
• Mortgage (P&I): −$131
• Tax est. 1.5%: −$31 /mo · $375/yr
• Insurance: −$10
• HOA: −$0
• Vacancy / Maint / Mgmt: −$538
• Net cashflow: $1,851

Break-even live

Break-even rent $219

Max offer price $25,000

Occupancy floor 23%

Sensitivity live

Price	-10% $1,868	-5% $1,860	+0% $1,851	+5% $1,842	+10% $1,834
Rent	-10% $1,649	-5% $1,750	+0% $1,851	+5% $1,952	+10% $2,053
Rate	-1.0pp $1,864	-0.5pp $1,857	base $1,851	+0.5pp $1,845	+1.0pp $1,838

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $6,250
• Closing costs: $750
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
18960 Keeler Ave Country Club Hills, IL	4.0	2.0	1537	$2,650	$1.72	2d	1	0.41mi
18960 Keeler Ave Country Club Hills, IL	4.0	2.0	1537	$2,650	$1.72	0d	1	0.41mi
4193 186th St Country Club Hills, IL	4.0	2.5	1704	$3,200	$1.88	0d	1	0.63mi
2256 Windsor Ln Country Club Hills, IL	3.0	1.0	1212	$2,250	$1.86	0d	1	0.73mi
4453 Provincetown Dr Country Club Hills, IL	3.0	2.5	1300	$2,500	$1.92	0d	1	0.78mi
1153 Williamsburg Rd Country Club Hills, IL	2.0	1.5	1216	$1,900	$1.56	0d	1	0.81mi
18019 Ravisloe Ter Country Club Hills, IL	3.0	1.5	1150	$2,800	$2.43	0d	1	1.23mi
17950 Michael Ave Country Club Hills, IL	3.0	1.0	1400	$2,195	$1.57	0d	1	1.27mi
17984 Amherst Ct Country Club Hills, IL	2.0	1.0	1000	$1,900	$1.90	0d	1	1.37mi
4962 Bennett St Matteson, IL	2.0–3.0	1.5–2.5	1341	$3,120	$2.33	0d	7	1.44mi

Listing history 41 events

1. 2026-05-28
   status Pending
2. 2026-05-28
   listed $25,000 Auction
3. 2025-12-02
   historical
4. 2025-09-24
   price
5. 2025-09-03
   listed Active
6. 2025-08-25
   historical
7. 2025-08-18
   listed Active
8. 2024-09-16
   soldstatus $179,000
9. 2024-09-06
   soldstatus $179,000 Closed
10. 2024-08-06
    historical Contingent - Continue to Show
11. 2024-08-01
    listed $179,900 Active
12. 2024-08-01
    historical
13. 2024-07-15
    price
14. 2024-05-01
    status Active
15. 2024-04-25
    historical Contingent - Continue to Show
16. 2024-02-05
    price
17. 2024-02-05
    status Active
18. 2024-02-05
    price
19. 2024-02-03
    historical Contingent - Continue to Show
20. 2024-02-03
    price
21. 2024-02-03
    status Active
22. 2024-02-03
    price
23. 2024-01-15
    historical Contingent - Continue to Show
24. 2023-08-03
    listed Active
25. 2022-10-17
    soldstatus $125,000
26. 2022-10-14
    soldstatus $125,000 Closed
27. 2022-07-28
    historical Contingent - No Showings
28. 2022-07-20
    price $129,900
29. 2022-06-24
    price $139,900
30. 2022-05-10
    listed $159,900 Active
31. 2017-02-07
    soldstatus $85,500
32. 2017-01-27
    soldstatus $85,350 Closed Sale
33. 2016-12-23
    historical Contingent
34. 2016-09-28
    price $94,850
35. 2016-09-05
    price $99,500
36. 2016-07-29
    price $104,900
37. 2016-04-26
    price $113,750
38. 2016-03-01
    price $115,900
39. 2015-11-29
    listed $118,900 New
40. 1997-11-04
    soldstatus $79,500
41. 1990-09-28
    soldstatus $66,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,741
• − Mortgage interest: −$1,400
• − Property taxes: −$375
• − Insurance: −$125
• − Repairs & maintenance: −$2,459
• − Management: −$2,459
• − Depreciation: −$727
• Taxable income: $23,195
• Est. tax owed @ 24.0%: −$5,567
• After-tax cash flow: $16,646/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Rich Twp Hsd 227
• NCES district ID: 1733420
• Math proficiency: 5% ▼ -3.00%
• Reading proficiency: 12% ▬ 0.00%
• Median HH income: $56,056
• Composite: 8.93/100
• National rank: #9885
• State rank: #577 of 620 in IL

Livability — Country Club Hills

• Score: 75/100
• State rank: #212
• US rank: #3963

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment A- Housing A+ Health & safety D+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Country Club Hills, IL
• City population: 16,549
• Population (ZIP): 16,549

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (87%)
• Race & ethnicity: Black 87% White 8% Hispanic / Latino 4% Two or more races 3%
• Common ancestry: Romanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 96% English-only · Spanish 2%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -79.73%
• Current HPI: 212.3917
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

-62.1% since first listed

41 events — show timeline

• 2026-05-28 Pending — MRED as Distributed by MLS Grid
• 2026-05-28 Listed $25,000 MRED as Distributed by MLS Grid
• 2025-12-02 Listing Removed — MRED as Distributed by MLS Grid
• 2025-09-24 Price Changed — MRED as Distributed by MLS Grid
• 2025-09-03 Listed — MRED as Distributed by MLS Grid
• 2025-08-25 Listing Removed — MRED as Distributed by MLS Grid
• 2025-08-18 Listed — MRED as Distributed by MLS Grid
• 2024-09-16 Sold (Public Records) $179,000 Public Records
• 2024-09-06 Sold (MLS) $179,000 MRED as Distributed by MLS Grid
• 2024-08-06 Contingent — MRED as Distributed by MLS Grid
• 2024-08-01 Listing Removed — MRED as Distributed by MLS Grid
• 2024-08-01 Listed $179,900 MRED as Distributed by MLS Grid
• 2024-07-15 Price Changed — MRED as Distributed by MLS Grid
• 2024-05-01 Relisted — MRED as Distributed by MLS Grid
• 2024-04-25 Contingent — MRED as Distributed by MLS Grid
• 2024-02-05 Price Changed — MRED as Distributed by MLS Grid
• 2024-02-05 Relisted — MRED as Distributed by MLS Grid
• 2024-02-05 Price Changed — MRED as Distributed by MLS Grid
• 2024-02-03 Contingent — MRED as Distributed by MLS Grid
• 2024-02-03 Price Changed — MRED as Distributed by MLS Grid
• 2024-02-03 Relisted — MRED as Distributed by MLS Grid
• 2024-02-03 Price Changed — MRED as Distributed by MLS Grid
• 2024-01-15 Contingent — MRED as Distributed by MLS Grid
• 2023-08-03 Listed — MRED as Distributed by MLS Grid
• 2022-10-17 Sold (Public Records) $125,000 Public Records
• 2022-10-14 Sold (MLS) $125,000 MRED as Distributed by MLS Grid
• 2022-07-28 Contingent — MRED as Distributed by MLS Grid
• 2022-07-20 Price Changed $129,900 MRED as Distributed by MLS Grid
• 2022-06-24 Price Changed $139,900 MRED as Distributed by MLS Grid
• 2022-05-10 Listed $159,900 MRED as Distributed by MLS Grid
• 2017-02-07 Sold (Public Records) $85,500 Public Records
• 2017-01-27 Sold (MLS) $85,350 MRED as Distributed by MLS Grid
• 2016-12-23 Contingent — MRED as Distributed by MLS Grid
• 2016-09-28 Price Changed $94,850 MRED as Distributed by MLS Grid
• 2016-09-05 Price Changed $99,500 MRED as Distributed by MLS Grid
• 2016-07-29 Price Changed $104,900 MRED as Distributed by MLS Grid
• 2016-04-26 Price Changed $113,750 MRED as Distributed by MLS Grid
• 2016-03-01 Price Changed $115,900 MRED as Distributed by MLS Grid
• 2015-11-29 Listed $118,900 MRED as Distributed by MLS Grid
• 1997-11-04 Sold (Public Records) $79,500 Public Records
• 1990-09-28 Sold (Public Records) $66,000 Public Records

Property tax history

+2.8%/yr

Latest (2023): $8,197 · +20.3% YoY. Source: county tax records.