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PIMA Plan 🏗️ New Construction
D- Composite 38.13
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.0/30.0
  • ARV discount +7.5/15.0
  • Condition / age +5.0/5.0
  • Livability +3.6/5.0
  • 1% rule +3.2/10.0
  • DSCR +3.2/10.0
  • Schools +2.6/10.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$209,449

PIMA Plan · Jarrell, TX 76537
3 bd · 2.5 ba · 1,360 sqft · SingleFamily · 166 Days on market
Excellent condition Garage

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Broadview Collection offers new single-family homes for sale at a great value in the Rancho Del Cielo masterplan in Jarrell, TX. Onsite amenities include a swimming pool, basketball court, splash park, pocket parks and green spaces for recreational fun. The community is also located near University Oaks, Berry Springs Park and Preserve, Wolf Ranch Town Center and just 10 miles from downtown Georgetown for even more shopping, dining and entertainment options. With easy access to I-35, residents can also enjoy short commutes to major employment opportunities.

Key facts

  • Pocket parks
  • Swimming pool
  • Splash park

Tags

SWIMMING POOLBASKETBALL COURTSPLASH PARKPOCKET PARKSGREEN SPACESEASY ACCESS TO I-35

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $209,449 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $211,114.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $209k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-88 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $198k (5.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (17.2% below list).
  • Recommended offer: $173k (17.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#313 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F.
  • Jarrell ISD (rural): math 19% / reading 28% proficiency, ranked #713 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Jarrell El (math 19% / reading 27%, grade F, #3,277 of 4,322 statewide, top 77%, 785 students, 62% FRL); Jarrell Middle (math 21% / reading 29%, grade F, #1,258 of 1,662 statewide, top 77%, 741 students, 64% FRL); Jarrell H S (math 22% / reading 37%, grade F, #1,112 of 1,632 statewide, top 70%, 868 students, 58% FRL).
  • Market conditions: Rents soft (-1.7%/yr); 1147 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 109d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 88% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 166 days — a 12% lower offer ($184k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $173,482 (17.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 166 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82% ✗
Cap rate
5.79%
Cash-on-cash
-1.80%
DSCR
0.92
GRM
10.1

CMA / ARV

ARV (median comp)
$211,114
List price
$209,449
Delta
-0.79%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
514 Jones Beach Cv 0.09mi 3/2.0 1,354 (-0%) 2mo $195,999 $145 91
309 Kings Row Ln 0.11mi 3/2.0 1,354 (-0%) 2mo $205,499 $152 90
464 Jones Beach Ln 0.16mi 3/2.0 1,411 (+4%) 1mo $209,149 $148 83
219 Louisa Ln 0.36mi 3/2.0 1,354 (-0%) 1mo $204,749 $151 80
548 Rancho Del Cielo Loop 0.26mi 3/2.0 1,402 (+3%) 1mo $215,000 $153 80
522 Mccloud Ct 0.01mi 3/2.0 1,521 (+12%) 3mo $196,999 $130 76
515 Mccloud Ct 0.00mi 3/2.0 1,192 (-12%) 2mo $164,999 $138 75
224 Louisa Ln 0.39mi 3/2.0 1,402 (+3%) 0mo $208,149 $148 74
513 Texas Angel Way 0.33mi 3/2.0 1,411 (+4%) 3mo $239,990 $170 74
220 Louisa Ln 0.39mi 3/2.0 1,411 (+4%) 0mo $210,149 $149 73
523 Mccloud Ct 0.01mi 4/2.0 (+1) 1,535 (+13%) 3mo $203,999 $133 69
112 Hasty Heart Ct 0.17mi 4/2.0 (+1) 1,500 (+10%) 3mo $219,990 $147 66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-22.7%
Equity multiple
0.24×
Total profit
$-44,901
Equity at exit
$31,478
10-year hold
IRR
-27.3%
Equity multiple
-0.11×
Total profit
$-65,894
Equity at exit
$18,253

Cash invested: $59,112 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
72 active · 58 under contract
Months of supply
9.6 mo (10%/mo absorbed)
Median asking
$205,724 ($138/sqft)
Median days on market
70 d
This list price
65% of active listings are priced below it
ARV vs active asking
+12.8% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 76537

Home prices YoY
-14.4%
Rents YoY
-1.7%
Active inventory
1147
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,735 high interval (Pro) →
Mortgage (P&I)
−$1,107
Tax est. 1.5%
−$264 /mo · $3,167/yr
Insurance
−$88
HOA
−$0
Vacancy / Maint / Mgmt
−$364
Net cashflow
$-88

Break-even live

Break-even rent $1,847
Max offer price $198,315
Occupancy floor —

Sensitivity live

Price -10% $57 -5% $-16 +0% $-88 +5% $-161 +10% $-234
Rent -10% $-226 -5% $-157 +0% $-88 +5% $-20 +10% $49
Rate -1.0pp $18 -0.5pp $-35 base $-88 +0.5pp $-143 +1.0pp $-199

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,778
Closing costs
$6,333
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
308 Rancho del Cielo Loop Jarrell, TX 4.0 2.0 1483 $1,745 $1.18 108d 1 0.03mi
124 Hellcats Way Jarrell, TX 3.0 2.0 1400 $1,500 $1.07 87d 1 0.07mi
133 Texas Angel Way Jarrell, TX 3.0 2.0 1230 $1,500 $1.22 164d 1 0.07mi
101 Hellcats Way Jarrell, TX 3.0 2.5 1427 $1,450 $1.02 69d 1 0.08mi
337 Rancho del Cielo Loop Georgetown, TX 3.0 2.0 1411 $1,535 $1.09 161d 1 0.08mi
136 Texas Angel Way Jarrell, TX 3.0 2.0 1450 $1,550 $1.07 145d 1 0.08mi
136 Texas Angel Way Jarrell, TX 3.0 2.0 1450 $1,495 $1.03 184d 1 0.08mi
511 Jones Beach Dr Jarrell, TX 4.0 2.5 1692 $1,725 $1.02 45d 1 0.11mi
511 Jones Beach Dr Jarrell, TX 4.0 3.0 1692 $1,725 $1.02 36d 1 0.11mi
136 Jack Browning Dr Jarrell, TX 3.0 2.0 1200 $1,499 $1.25 69d 1 0.13mi
128 Hasty Heart Ct Jarrell, TX 4.0 2.0 1606 $1,750 $1.09 139d 1 0.16mi
128 Hasty Heart Ct Jarrell, TX 4.0 2.0 1606 $1,750 $1.09 133d 1 0.16mi
505 Sergeant Murphy Rd Jarrell, TX 3.0 2.0 1200 $1,375 $1.15 87d 1 0.19mi
856 Rancho del Cielo Loop Jarrell, TX 3.0 2.0 1447 $1,600 $1.11 184d 1 0.20mi
449 Jones Beach Dr Jarrell, TX 4.0 2.0 1483 $1,695 $1.14 10d 1 0.21mi
449 Jones Beach Dr Jarrell, TX 4.0 2.0 1483 $1,695 $1.14 36d 1 0.21mi
125 Cattle Queen Rd Georgetown, TX 3.0 2.0 1402 $1,600 $1.14 1d 1 0.23mi
253 Tugboat Annie Way Jarrell, TX 3.0 2.0 1380 $1,495 $1.08 155d 1 0.23mi
256 Texas Angel Way Jarrell, TX 3.0 2.0 1450 $1,545 $1.07 69d 1 0.25mi
516 Rancho del Cielo Loop Jarrell, TX 3.0 2.0 1274 $1,700 $1.33 184d 1 0.27mi
564 Rancho del Cielo Loop Jarrell, TX 3.0 2.0 1266 $1,600 $1.26 143d 1 0.27mi
544 Rancho del Cielo Loop Georgetown, TX 4.0 2.0 1606 $1,800 $1.12 184d 1 0.28mi
408 Texas Angel Way Jarrell, TX 3.0 2.0 1380 $1,600 $1.16 69d 1 0.32mi
117 Dark Victory Rd Jarrell, TX 4.0 2.0 1600 $1,795 $1.12 10d 1 0.32mi
128 Burt Rainey Ln Jarrell, TX 3.0 2.0 1213 $1,750 $1.44 125d 1 0.43mi

Property features AI

Finance

Other
Address: 112 The Gipper, Jarrell TX 76537
Financial info
List price $209,999

Exterior

Parking
1 garage space (1 total parking space)
Home design
Single-family plan (PIMA)Active listing
Exterior features
Living area approximately 1360

Interior

Bedrooms
3 bedrooms
Bathrooms
2 full bathrooms and 1 half bathroom
Interior features
Plan PIMA (new construction)

Listing history 50 events

  1. 2026-11-08
    days on market $209,449 Active 166 DOM
  2. 2026-11-07
    days on market $209,449 Active 165 DOM
  3. 2026-11-06
    days on market $209,449 Active 164 DOM
  4. 2026-11-05
    days on market $209,449 Active 163 DOM
  5. 2026-11-04
    pricedays on market $209,449 Active 162 DOM
  6. 2026-11-02
    price $209,249 Active 160 DOM
  7. 2026-11-02
    days on market $208,999 Active 160 DOM
  8. 2026-11-01
    days on market $208,999 Active 159 DOM
  9. 2026-10-31
    days on market $208,999 Active 158 DOM
  10. 2026-10-30
    days on market $208,999 Active 157 DOM
  11. 2026-10-29
    days on market $208,999 Active 156 DOM
  12. 2026-10-28
    days on market $208,999 Active 155 DOM
  13. 2026-10-27
    days on market $208,999 Active 154 DOM
  14. 2026-10-26
    days on market $208,999 Active 153 DOM
  15. 2026-10-26
    pricedays on market $208,999 Active 152 DOM
  16. 2026-10-24
    days on market $210,999 Active 151 DOM
  17. 2026-10-23
    days on market $210,999 Active 150 DOM
  18. 2026-10-22
    days on market $210,999 Active 149 DOM
  19. 2026-10-21
    days on market $210,999 Active 148 DOM
  20. 2026-10-20
    days on market $210,999 Active 147 DOM
  21. 2026-10-19
    days on market $210,999 Active 146 DOM
  22. 2026-10-18
    days on market $210,999 Active 145 DOM
  23. 2026-10-17
    days on market $210,999 Active 144 DOM
  24. 2026-10-16
    days on market $210,999 Active 143 DOM
  25. 2026-10-15
    days on market $210,999 Active 142 DOM
  26. 2026-10-14
    days on market $210,999 Active 141 DOM
  27. 2026-10-13
    days on market $210,999 Active 140 DOM
  28. 2026-10-12
    days on market $210,999 Active 139 DOM
  29. 2026-10-11
    days on market $210,999 Active 138 DOM
  30. 2026-10-10
    days on market $210,999 Active 137 DOM
  31. 2026-10-09
    days on market $210,999 Active 136 DOM
  32. 2026-10-08
    days on market $210,999 Active 135 DOM
  33. 2026-10-07
    days on market $210,999 Active 134 DOM
  34. 2026-10-06
    days on market $210,999 Active 133 DOM
  35. 2026-10-05
    days on market $210,999 Active 132 DOM
  36. 2026-10-04
    days on market $210,999 Active 131 DOM
  37. 2026-10-04
    days on market $210,999 Active 130 DOM
  38. 2026-10-02
    days on market $210,999 Active 129 DOM
  39. 2026-10-01
    days on market $210,999 Active 128 DOM
  40. 2026-09-30
    days on market $210,999 Active 127 DOM
  41. 2026-09-29
    days on market $210,999 Active 126 DOM
  42. 2026-09-28
    days on market $210,999 Active 125 DOM
  43. 2026-09-27
    days on market $210,999 Active 124 DOM
  44. 2026-09-25
    days on market $210,999 Active 122 DOM
  45. 2026-09-24
    days on market $210,999 Active 121 DOM
  46. 2026-09-23
    days on market $210,999 Active 120 DOM
  47. 2026-09-22
    days on market $210,999 Active 119 DOM
  48. 2026-09-21
    days on market $210,999 Active 118 DOM
  49. 2026-09-20
    days on market $210,999 Active 117 DOM
  50. 2026-09-19
    days on market $210,999 Active 116 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,818
− Mortgage interest
−$11,826
− Property taxes
−$3,167
− Insurance
−$1,056
− Repairs & maintenance
−$1,665
− Management
−$1,665
− Depreciation
−$6,141
Taxable loss
−$4,702
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,129
After-tax cash flow
$67/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 100/100 None rehab

This single-family home in Jarrell, TX is new and move-in ready, featuring modern amenities and convenient access to local attractions and employment opportunities.

F Composite school gradezoned avg 26/100

Zoned Schools

Elementary Jarrell El F TX #3,277/4,322 Nat'l #31,702/41,679 Middle Jarrell Middle F TX #1,258/1,662 Nat'l #10,338/14,009 High Jarrell H S F TX #1,112/1,632 Nat'l #11,215/17,239

Schools (NCES district)

District
Jarrell ISD
NCES district ID
4824600
Math proficiency
19% ▼ -18.00%
Reading proficiency
28% ▼ -5.00%
Median HH income
$57,132
Composite
21.47/100
National rank
#8335
State rank
#713 of 826 in TX
B Composite livability gradescore 71/100

Livability — Jarrell

Score
71/100
State rank
#313
US rank
#7020

Category grades

Amenities F Commute F Cost of living A Crime A Employment A+ Housing A+ Health & safety B User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Williamson County · 699,027 people
City population
16,272
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
16,272
Household income
$98,199
Rent vs Own
20.5% rent · 79.5% own
Severe rent burden
6% of renters

Population outlook (Williamson County) Hauer SSP2

Today (2025)
699,027 people
By 2030
795,537 · +13.8%
By 2040
990,683 · +41.7%
By 2050
1,184,292 · +69.4%
By 2075
1,623,825 · +132.3%
By 2100
1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 48% Hispanic / Latino 36% Two or more races 14% Black 7% Asian 4%
Hispanic origin (detail)
Mexican 30% Puerto Rican 5%
Languages at home
69% English-only · Spanish 26% Chinese 2% French/Haitian/Cajun 1%

Political lean MEDSL · Williamson

2024 margin
Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
2008→2024 swing
+10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
All cycles
2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

Civics
—

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…