3279 Handrich Dr · Clinton, MI
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 1/10 · Minimal
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.4/30.0
- ARV discount +13.9/15.0
- Appreciation +7.9/10.0
- DSCR +7.5/10.0
- 1% rule +6.1/10.0
- Schools +4.1/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$75,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you’ll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you’re hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
Key facts
- Updated bath
- Updated retreat
- Newer oak cabinetry
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $76k.
Deal economics
- At list price, monthly cash flow is $140 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($837 rent vs $76k).
- Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.5% vs local median 3.3% in Clinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#315 in MI) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Fairview Area School District (rural): math 45% / reading 50% proficiency, ranked #244 of 760 in MI (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 13 active listings in the ZIP; 29 units permitted in Oscoda County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($522 loan paydown + $4k appreciation (5.8% local appreciation)).
- Oscoda County population projected at -32% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (5.8% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 290 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
- 21 sale attempts since 9y ago; this cycle's ask has dropped $4k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $43k; list at $76k implies a 76% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 290 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 8.52%
- Cash-on-cash
- 7.94%
- DSCR
- 1.35
- GRM
- 7.5
CMA / ARV
- ARV (median comp)
- $88,096
- List price
- $75,500
- Delta
- -14.30%
- Verdict
- UNDERPRICED
- Comps
- 2 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3279 Handrich Dr | 0.00mi | 2/1.0 | 720 (0%) | 1mo | $66,192 | $92 | 99 |
| 3270 Handrich Dr | 0.04mi | 2/1.0 | 624 (-13%) | 4mo | $110,000 | $176 | 72 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
5.81% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 21.5%
- Equity multiple
- 2.41×
- Total profit
- $29,860
- Equity at exit
- $46,551
- IRR
- 20.6%
- Equity multiple
- 4.84×
- Total profit
- $81,119
- Equity at exit
- $83,643
Cash invested: $21,140 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48728
- Home prices YoY
- 3.7%
- Active inventory
- 13
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $837 medium interval (Pro) →
- Mortgage (P&I)
- −$396
- Tax est. 1.5%
- −$94 /mo · $1,132/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$176
- Net cashflow
- $140
Break-even live
Sensitivity live
| Price | -10% $192 | -5% $166 | +0% $140 | +5% $114 | +10% $88 |
|---|---|---|---|---|---|
| Rent | -10% $74 | -5% $107 | +0% $140 | +5% $173 | +10% $206 |
| Rate | -1.0pp $178 | -0.5pp $159 | base $140 | +0.5pp $120 | +1.0pp $100 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,875
- Closing costs
- $2,265
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 50 events
-
2026-03-24price $75,500 1307-char remark
Show marketing remark (1295 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you'll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you're hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2026-03-24price $75,500 1295-char remark
Show marketing remark (1295 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you'll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you're hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2026-02-11status Active 1295-char remark
Show marketing remark (1307 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you’ll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you’re hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2026-02-11status Active 1307-char remark
Show marketing remark (1307 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you’ll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you’re hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2026-02-07historical 1295-char remark
Show marketing remark (1307 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you’ll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you’re hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2026-02-07historical 1307-char remark
Show marketing remark (1307 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you’ll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you’re hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2025-10-22price $76,500 1307-char remark
Show marketing remark (1295 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you'll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you're hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2025-10-22price $76,500 1295-char remark
Show marketing remark (1295 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you'll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you're hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2025-10-21price $77,500 1307-char remark
Show marketing remark (1295 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you'll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you're hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2025-10-21price $77,500 1295-char remark
Show marketing remark (1295 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you'll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you're hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2025-09-30price $78,500 1307-char remark
Show marketing remark (1295 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you'll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you're hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2025-09-30price $78,500 1295-char remark
Show marketing remark (1295 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you'll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you're hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2025-08-06$79,900 Active 1307-char remark
Show marketing remark (1295 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you'll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you're hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2025-08-06$79,900 Active 1295-char remark
Show marketing remark (1295 chars)
Welcome to effortless lake-country living near trails for off-roading, hunting, fishing, and more!! This lovingly updated 2-bedroom retreat was taken down to the studs and completely remodeled in 2010, giving you modern comfort wrapped in classic charm. A spacious living room anchors the home, where a free-standing wood-burning stove delivers cozy, whole-house warmth on chilly evenings. Step into the open kitchen and you'll find newer oak cabinetry, abundant counter space, and all appliances included, with an adjoining dining area that keeps conversations flowing while you cook. The updated bath features a walk-in shower. Situated on a generous corner lot, the property invites outdoor relaxation with a handy storage shed and a fire-pit area, perfect for roasting marshmallows under the stars. When adventure calls, grab your gear and stroll to 224-acre McCollum Lake just down the road, or take a short drive to the public boat launch, campgrounds, and picnic sites nearby. And for peace of mind, the seller has already arranged to have a brand-new private well drilled (per quote on file). Whether you're hunting for a full-time residence or an easy weekend escape, this move-in-ready gem checks all the boxes. Schedule your private tour today and start making lake memories tomorrow!
-
2025-04-22historical
-
2025-04-22status Active
-
2025-04-10historical
-
2025-04-10historical
-
2025-03-22$55,000 Active
-
2025-03-22$55,000 Active
-
2024-12-09historical
-
2024-12-08historical
-
2024-12-01$52,000 Active
-
2024-12-01$52,000 Active
-
2024-12-01historical
-
2024-11-30historical
-
2024-10-27price $52,000
-
2024-10-26price $52,000
-
2024-09-06$55,000 Active
-
2024-09-06$55,000 Active
-
2020-08-25soldstatus $42,900
-
2020-08-25soldstatus $42,900
-
2020-03-01$42,900
-
2020-03-01$42,900
-
2019-12-31historical
-
2019-12-31historical
-
2018-12-31historical
-
2018-09-14$42,900
-
2018-09-14$42,900
-
2018-09-12historical
-
2018-03-19$44,900
-
2018-03-19$44,900
-
2017-12-31historical
-
2017-12-31historical
-
2017-12-31historical
-
2017-12-31historical
-
2017-05-07$44,900
-
2017-05-07$44,900
-
2017-05-07$44,900
-
2017-05-07$44,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 1/10 Low 7 d/yr ≥94°F today · 13 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $10,049
- − Mortgage interest
- −$4,229
- − Property taxes
- −$1,132
- − Insurance
- −$378
- − Repairs & maintenance
- −$804
- − Management
- −$804
- − Depreciation
- −$2,196
- Taxable income
- $506
- Est. tax owed @ 24.0%
- −$121
- After-tax cash flow
- $1,556/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fairview Area School District
- NCES district ID
- 2610560
- Math proficiency
- 45% ▲ 5.00%
- Reading proficiency
- 50% ▲ 5.00%
- Median HH income
- $35,353
- Composite
- 41.42/100
- National rank
- #7306
- State rank
- #244 of 760 in MI
Livability — Clinton
- Score
- 70/100
- State rank
- #315
- US rank
- #7703
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 329
Population outlook (Oscoda County) Hauer SSP2
- Today (2025)
- 7,410 people
- By 2030
- 6,884 · -7.1%
- By 2040
- 5,853 · -21.0%
- By 2050
- 5,055 · -31.8%
- By 2075
- 3,832 · -48.3%
- By 2100
- 2,863 · -61.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Two or more races 9% Hispanic / Latino 5%
- Hispanic origin (detail)
- Cuban 5%
- Common ancestry
- Romanian 10% Iranian 5% Lithuanian 4%
- Foreign-born
- 2% · Canada
Political lean MEDSL · Oscoda
- 2024 margin
- Solid R (+44.3) · D 27.2% · R 71.6% · Other 1.2%
- 2008→2024 swing
- -34.3pp toward R · 2008: -10.0pp · 2024: -44.3pp
- All cycles
- 2024: R+44.3 2020: R+43.6 2016: R+44.3 2012: R+16.2 2008: R+10.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.81%
- Current HPI
- 161.2653
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
|
||
| Automotive | 2 | $372B |
|
||
| Chemicals | 1 | $45B |
|
||
| Automotive Retail | 1 | $29B |
|
||
| Healthcare / Medical Devices | 1 | $23B |
|
||
| Automotive Technology | 1 | $20B |
|
||
Price history
+68.2% since first listed50 events — show timeline
- 2026-03-24 Price Changed $75,500 MiRealSource-MiMLS
- 2026-03-24 Price Changed $75,500 REALCOMP
- 2026-02-11 Relisted — REALCOMP
- 2026-02-11 Relisted — MiRealSource-MiMLS
- 2026-02-07 Listing Removed — REALCOMP
- 2026-02-07 Listing Removed — MiRealSource-MiMLS
- 2025-10-22 Price Changed $76,500 MiRealSource-MiMLS
- 2025-10-22 Price Changed $76,500 REALCOMP
- 2025-10-21 Price Changed $77,500 MiRealSource-MiMLS
- 2025-10-21 Price Changed $77,500 REALCOMP
- 2025-09-30 Price Changed $78,500 MiRealSource-MiMLS
- 2025-09-30 Price Changed $78,500 REALCOMP
- 2025-08-06 Listed $79,900 REALCOMP
- 2025-08-06 Listed $79,900 MiRealSource-MiMLS
- 2025-04-22 Listing Removed — REALCOMP
- 2025-04-22 Relisted — REALCOMP
- 2025-04-10 Listing Removed — MiRealSource-MiMLS
- 2025-04-10 Listing Removed — REALCOMP
- 2025-03-22 Listed $55,000 REALCOMP
- 2025-03-22 Listed $55,000 MiRealSource-MiMLS
- 2024-12-09 Listing Removed — MiRealSource-MiMLS
- 2024-12-08 Listing Removed — REALCOMP
- 2024-12-01 Listing Removed — MiRealSource-MiMLS
- 2024-12-01 Listed $52,000 MiRealSource-MiMLS
- 2024-12-01 Listed $52,000 REALCOMP
- 2024-11-30 Listing Removed — REALCOMP
- 2024-10-27 Price Changed $52,000 MiRealSource-MiMLS
- 2024-10-26 Price Changed $52,000 REALCOMP
- 2024-09-06 Listed $55,000 MiRealSource-MiMLS
- 2024-09-06 Listed $55,000 REALCOMP
- 2020-08-25 Sold (MLS) $42,900 REALCOMP
- 2020-08-25 Sold (MLS) $42,900 MiRealSource-MiMLS
- 2020-03-01 Listed $42,900 REALCOMP
- 2020-03-01 Listed $42,900 MiRealSource-MiMLS
- 2019-12-31 Listing Removed — MiRealSource-MiMLS
- 2019-12-31 Listing Removed — REALCOMP
- 2018-12-31 Listing Removed — MiRealSource-MiMLS
- 2018-09-14 Listed $42,900 MiRealSource-MiMLS
- 2018-09-14 Listed $42,900 REALCOMP
- 2018-09-12 Listing Removed — REALCOMP
- 2018-03-19 Listed $44,900 REALCOMP
- 2018-03-19 Listed $44,900 MiRealSource-MiMLS
- 2017-12-31 Listing Removed — REALCOMP
- 2017-12-31 Listing Removed — MiRealSource-MiMLS
- 2017-12-31 Listing Removed — REALCOMP
- 2017-12-31 Listing Removed — MiRealSource-MiMLS
- 2017-05-07 Listed $44,900 REALCOMP
- 2017-05-07 Listed $44,900 MiRealSource-MiMLS
- 2017-05-07 Listed $44,900 REALCOMP
- 2017-05-07 Listed $44,900 MiRealSource-MiMLS
Property tax history
+7.3%/yrLatest (2025): $150 · -70.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…