None · Baltimore, MD 21223

$169,999

3 bd · 3.0 ba · 1,750 sqft · Townhouse · 72 Days on market

Built 1900 3,000 sqft lot $97/sqft · 31% below area Est $247k · 31% under

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.5/30.0
• ARV discount +15.0/15.0
• DSCR +9.6/10.0
• 1% rule +7.8/10.0
• Rent growth +4.4/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 17 South Carey Street, a charming townhouse located in the heart of Baltimore, Maryland. This historic home was built in 1900 and boasts a classic design that exudes character and charm. With 3 spacious bedrooms and 3 full bathrooms, this property offers ample space for comfortable living. As you step inside, you'll be greeted by a warm and inviting interior that features high ceilings, hardwood floors, and large windows that flood the space with natural light. The main level of the home includes a cozy living room, a formal dining area, and a well-appointed kitchen with modern appliances and plenty of storage space. Upstairs, you'll find the master suite complete with a private bathroom and ample closet space. The two additional bedrooms are generously sized and share a full bathroom. Each room has been thoughtfully designed to provide a peaceful retreat from the hustle and bustle of daily life. The finished area of the home spans over 1,800 square feet, offering plenty of room for entertaining guests or simply relaxing with loved ones. The property also includes a basement that provides additional storage space and a laundry area for added convenience. Situated on a spacious lot, this townhouse offers a private outdoor space where you can enjoy al fresco dining or simply unwind after a long day. The lot size provides plenty of room for gardening or other outdoor activities, making it the perfect place to enjoy the beauty of the changing seasons. Conveniently located in the heart of Baltimore, this home is just minutes away from shopping, dining, and entertainment options. With easy access to major highways and public transportation, commuting to work or exploring the city is a breeze. Don't miss your chance to own this beautiful townhouse in a prime location. Whether you're looking for a cozy family home or a charming retreat in the city, 17 South Carey Street has it all. Schedule a showing today and make this historic property your own.

Key facts

• Built 1900
• Listed 72 days

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath townhouse listed at $170k.

Deal economics

• At list price, monthly cash flow is $503 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $170k).
• Recommended offer: $160k (6.0% below list) — sets the bar for market timing.
• Cap rate 9.8% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+7.5%/yr); 422 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• At $2,177/mo this rent would consume 57% of the median local household income ($46k/yr) (locally 1755% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 7.5% rent growth), your $48k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 72 days — a 6% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
• 16 sale attempts since 20y ago; this cycle's ask has dropped $25k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $159,799 (6.0% below list)

Questions for the listing agent

1. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.28% ✓
• Cap rate: 9.85%
• Cash-on-cash: 12.69%
• DSCR: 1.56
• GRM: 6.5

CMA / ARV

• ARV (median comp): $246,669
• List price: $169,999
• Delta: -31.08%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
308 S Stricker St	0.30mi	3/1.5	1,680 (-4%)	1mo	$62,740	$37	72
1403 S Carey St	0.63mi	3/3.0	1,757 (+0%)	0mo	$249,900	$142	69
901 Washington Blvd	0.51mi	3/3.5	1,656 (-5%)	1mo	$219,000	$132	64
1138 Cleveland St	0.57mi	2/2.5 (-1)	1,768 (+1%)	2mo	$215,000	$122	63
207 Roundhouse Ct	0.48mi	3/2.5	1,890 (+8%)	0mo	$290,000	$153	62
1057 W Barre St	0.59mi	4/2.5 (+1)	1,665 (-5%)	0mo	$270,000	$162	57
877 Ryan St	0.46mi	4/3.5 (+1)	1,919 (+10%)	2mo	$365,000	$190	54
660 Washington Blvd	0.73mi	4/2.0 (+1)	1,720 (-2%)	1mo	$365,000	$212	53
216 Scott St	0.51mi	2/3.5 (-1)	1,933 (+10%)	0mo	$275,000	$142	52
659 Portland St	0.70mi	4/3.5 (+1)	1,966 (+12%)	0mo	$340,000	$173	39
642 Portland St	0.71mi	3/1.0	1,531 (-12%)	2mo	$135,000	$88	37
664 Washington Blvd	0.73mi	4/2.5 (+1)	1,984 (+13%)	2mo	$285,000	$144	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.51% rent growth · sell at horizon

5-year hold

• IRR: 7.6%
• Equity multiple: 1.31×
• Total profit: $14,894
• Equity at exit: $25,347

10-year hold

• IRR: 20.6%
• Equity multiple: 3.12×
• Total profit: $101,010
• Equity at exit: $14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21223

• Rents YoY: 7.5%
• Active inventory: 422
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $2,177 high
• Mortgage (P&I): −$891
• Tax from tax record: −$254 /mo · $3,053/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$457
• Net cashflow: $503

Break-even live

Break-even rent $1,540

Max offer price $169,999

Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,500
• Closing costs: $5,100
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1328 W Lombard St Baltimore, MD	3.0	3.5	2312	$3,600	$1.56	12d	1	0.10mi
1138 W Lombard St Baltimore, MD	3.0	3.5	2400	$1,795	$0.75	23d	1	0.13mi
104 S Carrollton Ave Baltimore, MD	3.0	4.0	1232	$2,400	$1.95	4d	1	0.14mi
1115 W Lombard St Baltimore, MD	3.0	1.0	1468	$2,100	$1.43	43d	1	0.16mi
1000 Hollins St Unit 1000 Hollins Baltimore, MD	3.0	2.5	1472	$2,600	$1.77	44d	1	0.22mi
1518 1/2 W Lexington St Baltimore, MD	2.0	2.0	1650	$1,200	$0.73	4d	1	0.28mi
101 N Schroeder St Baltimore, MD	3.0	1.0–2.0	1037	$3,185	$3.07	2d	12	0.29mi
922 W Lombard St Baltimore, MD	4.0	2.0	2364	$2,300	$0.97	23d	1	0.29mi
913 W Lombard St Baltimore, MD	3.0	1.0	1452	$1,600	$1.10	23d	1	0.30mi
110 S Poppleton St Baltimore, MD	3.0	1.5	1800	$1,900	$1.06	43d	1	0.33mi
1262 Glyndon Ave Baltimore, MD	2.0	3.0	1258	$1,850	$1.47	23d	1	0.41mi
1101 S Carey St Baltimore, MD	2.0	2.0	1400	$1,200	$0.86	21d	1	0.46mi
1839 W Fayette St Baltimore, MD	3.0	1.5	1426	$1,675	$1.17	23d	1	0.47mi
1032 W Franklin St Baltimore, MD	4.0	4.5	1913	$2,650	$1.39	23d	1	0.47mi
804 Hollins St Unit 1 Baltimore, MD	3.0	2.0	1800	$2,700	$1.50	4d	1	0.50mi
1127 S Carey St Baltimore, MD	3.0	2.5	1340	$1,900	$1.42	4d	1	0.50mi
1814 Penrose Ave Baltimore, MD	3.0	1.0	1624	$1,700	$1.05	17d	1	0.50mi
1226 W Cross St Baltimore, MD	3.0	3.0	1551	$2,250	$1.45	43d	1	0.52mi
803 McHenry St Baltimore, MD	4.0	2.5	1856	$2,599	$1.40	3d	1	0.52mi
1259 Washington Blvd Baltimore, MD	3.0	3.0	1232	$2,999	$2.43	4d	1	0.52mi
819 Ramsay St Baltimore, MD	4.0	3.5	1856	$3,000	$1.62	12d	1	0.53mi
1509 Edmondson Ave #1 Baltimore, MD	3.0	2.0	1600	$2,275	$1.42	23d	1	0.54mi
1846 W Saratoga St Unit 1 Baltimore, MD	2.0	1.0	1250	$1,300	$1.04	43d	1	0.55mi
324 Scott St Baltimore, MD	4.0	2.5	1656	$3,000	$1.81	43d	1	0.55mi
827 Washington Blvd Baltimore, MD	3.0	1.0	1512	$2,000	$1.32	23d	1	0.57mi
748 McHenry St Baltimore, MD	3.0	2.0	1288	$2,100	$1.63	4d	1	0.57mi
1625 Edmondson Ave Unit 2 Baltimore, MD	4.0	3.0	1500	$1,895	$1.26	12d	1	0.58mi
1625 Edmondson Ave Unit 1 Baltimore, MD	4.0	3.0	1500	$2,175	$1.45	4d	1	0.58mi
508 Wyeth St Baltimore, MD	3.0	3.0	1234	$1,850	$1.50	43d	1	0.58mi
1132 Nanticoke St Baltimore, MD	2.0	2.5	1500	$1,875	$1.25	23d	1	0.61mi
1205 Cleveland St Baltimore, MD	2.0	2.0	1232	$1,900	$1.54	43d	1	0.62mi
519 Scott St Unit 2 Baltimore, MD	3.0	3.0	1600	$3,000	$1.88	43d	1	0.64mi
2012 W Saratoga St Baltimore, MD	3.0	1.0	1300	$1,700	$1.31	23d	1	0.67mi
709 Scott St Baltimore, MD	3.0	2.5	1448	$2,500	$1.73	23d	1	0.68mi
709 Scott St Baltimore, MD	3.0	3.0	1448	$2,500	$1.73	14d	1	0.68mi
656 Portland St Baltimore, MD	2.0	1.5	1300	$1,950	$1.50	43d	1	0.69mi
514 S Payson St Unit 2 Baltimore, MD	3.0	2.0	1264	$1,750	$1.38	43d	1	0.71mi
636 Portland St Baltimore, MD	4.0	2.0	1545	$2,650	$1.72	23d	1	0.72mi
1012 W Lanvale St Baltimore, MD	2.0	2.0	2008	$1,925	$0.96	23d	1	0.73mi
662 Washington Blvd Baltimore, MD	4.0	2.5	1300	$2,700	$2.08	43d	1	0.73mi

Listing history 50 events

1. 2026-06-18
   days on market $169,999 Active 72 DOM
2. 2026-06-17
   days on market $169,999 Active 71 DOM
3. 2026-06-16
   days on market $169,999 Active 70 DOM
4. 2026-06-15
   days on market $169,999 Active 69 DOM
5. 2026-06-13
   days on market $169,999 Active 67 DOM
6. 2026-06-09
   days on market $169,999 Active 63 DOM
7. 2026-06-08
   days on market $169,999 Active 62 DOM
8. 2026-06-07
   days on market $169,999 Active 61 DOM
9. 2026-06-04
   days on market $169,999 Active 58 DOM
10. 2026-06-03
    days on market $169,999 Active 57 DOM
11. 2026-06-02
    days on market $169,999 Active 56 DOM
12. 2026-06-01
    days on market $169,999 Active 55 DOM
13. 2026-05-31
    days on market $169,999 Active 54 DOM
14. 2026-05-07
    price $179,000 1984-char remark

    Show marketing remark (1984 chars)

    Welcome to 17 South Carey Street, a charming townhouse located in the heart of Baltimore, Maryland. This historic home was built in 1900 and boasts a classic design that exudes character and charm. With 3 spacious bedrooms and 3 full bathrooms, this property offers ample space for comfortable living. As you step inside, you'll be greeted by a warm and inviting interior that features high ceilings, hardwood floors, and large windows that flood the space with natural light. The main level of the home includes a cozy living room, a formal dining area, and a well-appointed kitchen with modern appliances and plenty of storage space. Upstairs, you'll find the master suite complete with a private bathroom and ample closet space. The two additional bedrooms are generously sized and share a full bathroom. Each room has been thoughtfully designed to provide a peaceful retreat from the hustle and bustle of daily life. The finished area of the home spans over 1,800 square feet, offering plenty of room for entertaining guests or simply relaxing with loved ones. The property also includes a basement that provides additional storage space and a laundry area for added convenience. Situated on a spacious lot, this townhouse offers a private outdoor space where you can enjoy al fresco dining or simply unwind after a long day. The lot size provides plenty of room for gardening or other outdoor activities, making it the perfect place to enjoy the beauty of the changing seasons. Conveniently located in the heart of Baltimore, this home is just minutes away from shopping, dining, and entertainment options. With easy access to major highways and public transportation, commuting to work or exploring the city is a breeze. Don't miss your chance to own this beautiful townhouse in a prime location. Whether you're looking for a cozy family home or a charming retreat in the city, 17 South Carey Street has it all. Schedule a showing today and make this historic property your own.

15. 2026-04-24
    price $184,900 1984-char remark

    Show marketing remark (1984 chars)

    Welcome to 17 South Carey Street, a charming townhouse located in the heart of Baltimore, Maryland. This historic home was built in 1900 and boasts a classic design that exudes character and charm. With 3 spacious bedrooms and 3 full bathrooms, this property offers ample space for comfortable living. As you step inside, you'll be greeted by a warm and inviting interior that features high ceilings, hardwood floors, and large windows that flood the space with natural light. The main level of the home includes a cozy living room, a formal dining area, and a well-appointed kitchen with modern appliances and plenty of storage space. Upstairs, you'll find the master suite complete with a private bathroom and ample closet space. The two additional bedrooms are generously sized and share a full bathroom. Each room has been thoughtfully designed to provide a peaceful retreat from the hustle and bustle of daily life. The finished area of the home spans over 1,800 square feet, offering plenty of room for entertaining guests or simply relaxing with loved ones. The property also includes a basement that provides additional storage space and a laundry area for added convenience. Situated on a spacious lot, this townhouse offers a private outdoor space where you can enjoy al fresco dining or simply unwind after a long day. The lot size provides plenty of room for gardening or other outdoor activities, making it the perfect place to enjoy the beauty of the changing seasons. Conveniently located in the heart of Baltimore, this home is just minutes away from shopping, dining, and entertainment options. With easy access to major highways and public transportation, commuting to work or exploring the city is a breeze. Don't miss your chance to own this beautiful townhouse in a prime location. Whether you're looking for a cozy family home or a charming retreat in the city, 17 South Carey Street has it all. Schedule a showing today and make this historic property your own.

16. 2026-04-10
    price $189,900 1984-char remark

    Show marketing remark (1984 chars)

    Welcome to 17 South Carey Street, a charming townhouse located in the heart of Baltimore, Maryland. This historic home was built in 1900 and boasts a classic design that exudes character and charm. With 3 spacious bedrooms and 3 full bathrooms, this property offers ample space for comfortable living. As you step inside, you'll be greeted by a warm and inviting interior that features high ceilings, hardwood floors, and large windows that flood the space with natural light. The main level of the home includes a cozy living room, a formal dining area, and a well-appointed kitchen with modern appliances and plenty of storage space. Upstairs, you'll find the master suite complete with a private bathroom and ample closet space. The two additional bedrooms are generously sized and share a full bathroom. Each room has been thoughtfully designed to provide a peaceful retreat from the hustle and bustle of daily life. The finished area of the home spans over 1,800 square feet, offering plenty of room for entertaining guests or simply relaxing with loved ones. The property also includes a basement that provides additional storage space and a laundry area for added convenience. Situated on a spacious lot, this townhouse offers a private outdoor space where you can enjoy al fresco dining or simply unwind after a long day. The lot size provides plenty of room for gardening or other outdoor activities, making it the perfect place to enjoy the beauty of the changing seasons. Conveniently located in the heart of Baltimore, this home is just minutes away from shopping, dining, and entertainment options. With easy access to major highways and public transportation, commuting to work or exploring the city is a breeze. Don't miss your chance to own this beautiful townhouse in a prime location. Whether you're looking for a cozy family home or a charming retreat in the city, 17 South Carey Street has it all. Schedule a showing today and make this historic property your own.

17. 2026-04-08
    listed $195,000 Active 1984-char remark

    Show marketing remark (1984 chars)

    Welcome to 17 South Carey Street, a charming townhouse located in the heart of Baltimore, Maryland. This historic home was built in 1900 and boasts a classic design that exudes character and charm. With 3 spacious bedrooms and 3 full bathrooms, this property offers ample space for comfortable living. As you step inside, you'll be greeted by a warm and inviting interior that features high ceilings, hardwood floors, and large windows that flood the space with natural light. The main level of the home includes a cozy living room, a formal dining area, and a well-appointed kitchen with modern appliances and plenty of storage space. Upstairs, you'll find the master suite complete with a private bathroom and ample closet space. The two additional bedrooms are generously sized and share a full bathroom. Each room has been thoughtfully designed to provide a peaceful retreat from the hustle and bustle of daily life. The finished area of the home spans over 1,800 square feet, offering plenty of room for entertaining guests or simply relaxing with loved ones. The property also includes a basement that provides additional storage space and a laundry area for added convenience. Situated on a spacious lot, this townhouse offers a private outdoor space where you can enjoy al fresco dining or simply unwind after a long day. The lot size provides plenty of room for gardening or other outdoor activities, making it the perfect place to enjoy the beauty of the changing seasons. Conveniently located in the heart of Baltimore, this home is just minutes away from shopping, dining, and entertainment options. With easy access to major highways and public transportation, commuting to work or exploring the city is a breeze. Don't miss your chance to own this beautiful townhouse in a prime location. Whether you're looking for a cozy family home or a charming retreat in the city, 17 South Carey Street has it all. Schedule a showing today and make this historic property your own.

18. 2026-04-03
    historical $195,000 1984-char remark

    Show marketing remark (1984 chars)

    Welcome to 17 South Carey Street, a charming townhouse located in the heart of Baltimore, Maryland. This historic home was built in 1900 and boasts a classic design that exudes character and charm. With 3 spacious bedrooms and 3 full bathrooms, this property offers ample space for comfortable living. As you step inside, you'll be greeted by a warm and inviting interior that features high ceilings, hardwood floors, and large windows that flood the space with natural light. The main level of the home includes a cozy living room, a formal dining area, and a well-appointed kitchen with modern appliances and plenty of storage space. Upstairs, you'll find the master suite complete with a private bathroom and ample closet space. The two additional bedrooms are generously sized and share a full bathroom. Each room has been thoughtfully designed to provide a peaceful retreat from the hustle and bustle of daily life. The finished area of the home spans over 1,800 square feet, offering plenty of room for entertaining guests or simply relaxing with loved ones. The property also includes a basement that provides additional storage space and a laundry area for added convenience. Situated on a spacious lot, this townhouse offers a private outdoor space where you can enjoy al fresco dining or simply unwind after a long day. The lot size provides plenty of room for gardening or other outdoor activities, making it the perfect place to enjoy the beauty of the changing seasons. Conveniently located in the heart of Baltimore, this home is just minutes away from shopping, dining, and entertainment options. With easy access to major highways and public transportation, commuting to work or exploring the city is a breeze. Don't miss your chance to own this beautiful townhouse in a prime location. Whether you're looking for a cozy family home or a charming retreat in the city, 17 South Carey Street has it all. Schedule a showing today and make this historic property your own.

19. 2025-03-19
    soldstatus $217,811
20. 2025-02-12
    historical
21. 2025-01-28
    historical $850
22. 2025-01-22
    historical
23. 2024-09-15
    listed $850
24. 2024-08-16
    historical $850
25. 2024-06-30
    price $850
26. 2024-06-27
    price $750
27. 2024-06-10
    listed $850
28. 2022-11-17
    soldstatus $145,000 Closed
29. 2022-10-30
    status Pending
30. 2022-10-19
    historical Active Under Contract
31. 2022-10-07
    status Active
32. 2022-09-24
    status Pending
33. 2022-09-20
    historical Active Under Contract
34. 2022-08-17
    listed $135,500 Active
35. 2022-07-26
    historical
36. 2022-07-24
    listed $129,000 Active
37. 2022-07-23
    historical
38. 2020-12-03
    soldstatus $116,000
39. 2020-11-06
    historical
40. 2020-11-04
    soldstatus $116,000 Closed
41. 2020-10-28
    status Pending
42. 2020-10-05
    historical Active Under Contract
43. 2020-08-26
    price $119,900
44. 2019-11-23
    status Active
45. 2019-09-16
    historical
46. 2019-09-03
    price $129,900
47. 2019-06-24
    status Active
48. 2019-06-10
    historical
49. 2019-06-10
    listed $145,900 Active
50. 2015-12-21
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,053 · $254/mo
• Projected year-2 tax: $3,053 · $254/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,127
• − Mortgage interest: −$9,523
• − Property taxes: −$3,053
• − Insurance: −$850
• − Repairs & maintenance: −$2,090
• − Management: −$2,090
• − Depreciation: −$4,945
• Taxable income: $3,576
• Est. tax owed @ 24.0%: −$858
• After-tax cash flow: $5,181/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 19,572
• Household income: $45,840
• Rent vs Own: 68.0% rent · 32.0% own
• Severe rent burden: 1755.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (72%)
• Race & ethnicity: Black 72% White 16% Hispanic / Latino 7% Two or more races 6% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Romanian 1%
• Foreign-born: 8% · Canada
• Languages at home: 90% English-only · Spanish 6% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -97.99%
• Current HPI: 140.5836
• Rent YoY: ▲ 7.51%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+1726.5% since first listed

56 events — show timeline

• 2026-05-07 Price Changed $179,000 BRIGHT MLS
• 2026-04-24 Price Changed $184,900 BRIGHT MLS
• 2026-04-10 Price Changed $189,900 BRIGHT MLS
• 2026-04-08 Listed $195,000 BRIGHT MLS
• 2026-04-03 Coming Soon $195,000 BRIGHT MLS
• 2025-03-19 Sold (Public Records) $217,811 Public Records
• 2025-02-12 Listing Removed — BRIGHT MLS
• 2025-01-28 Rental Removed $850 Avail
• 2025-01-22 Coming Soon — BRIGHT MLS
• 2024-09-15 Listed for Rent $850 Avail
• 2024-08-16 Rental Removed $850 Avail
• 2024-06-30 Price Changed $850 Avail
• 2024-06-27 Price Changed $750 Avail
• 2024-06-10 Listed for Rent $850 Avail
• 2022-11-17 Sold (MLS) $145,000 BRIGHT MLS
• 2022-10-30 Pending — BRIGHT MLS
• 2022-10-19 Contingent — BRIGHT MLS
• 2022-10-07 Relisted — BRIGHT MLS
• 2022-09-24 Pending — BRIGHT MLS
• 2022-09-20 Contingent — BRIGHT MLS
• 2022-08-17 Listed $135,500 BRIGHT MLS
• 2022-07-26 Listing Removed — BRIGHT MLS
• 2022-07-24 Listed $129,000 BRIGHT MLS
• 2022-07-23 Coming Soon — BRIGHT MLS
• 2020-12-03 Sold (Public Records) $116,000 Public Records
• 2020-11-06 Listing Removed — BRIGHT MLS
• 2020-11-04 Sold (MLS) $116,000 BRIGHT MLS
• 2020-10-28 Pending — BRIGHT MLS
• 2020-10-05 Contingent — BRIGHT MLS
• 2020-08-26 Price Changed $119,900 BRIGHT MLS
• 2019-11-23 Relisted — BRIGHT MLS
• 2019-09-16 Listing Removed — BRIGHT MLS
• 2019-09-03 Price Changed $129,900 BRIGHT MLS
• 2019-06-24 Relisted — BRIGHT MLS
• 2019-06-10 Listed $145,900 BRIGHT MLS
• 2019-06-10 Listing Removed — BRIGHT MLS
• 2015-12-21 Listing Removed — BRIGHT MLS
• 2015-09-01 Pending — MRIS
• 2015-09-01 Delisted — MRIS
• 2015-08-20 Price Changed — MRIS
• 2015-08-19 Relisted — MRIS
• 2014-07-23 Pending — MRIS
• 2014-07-22 Price Changed — MRIS
• 2014-07-02 Listed — MRIS
• 2014-07-02 Listed $21,500 BRIGHT MLS
• 2009-12-09 Delisted — MRIS
• 2009-12-09 Listing Removed — BRIGHT MLS
• 2009-09-23 Listed — MRIS
• 2009-09-23 Listed $229,900 BRIGHT MLS
• 2008-08-14 Delisted — MRIS
• 2008-05-05 Listed — MRIS
• 2007-03-22 Sold (MLS) $20,000 MRIS
• 2006-08-01 Delisted — MRIS
• 2006-06-16 Listed $15,000 MRIS
• 2005-09-22 Sold (Public Records) $440,603 Public Records
• 1990-05-10 Sold (Public Records) $9,800 Public Records

Property tax history

-0.1%/yr

Latest (2025): $3,053 · +0.0% YoY. Source: county tax records.