709 Maverick St · Anna, TX 75409

$315,000

4 bd · 2.0 ba · 1,841 sqft · SingleFamily · 107 Days on market

Built 2020 6,011 sqft lot $171/sqft · 15% below area Est $371k · 15% under $50/mo HOA · 2% of rent ↓ 14% since listing

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.3/15.0
• Cash flow +9.0/30.0
• Schools +3.8/10.0
• Livability +3.8/5.0
• 1% rule +2.6/10.0
• DSCR +2.5/10.0
• Condition / age +2.5/5.0
• Rent growth +2.0/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

WASHER, DRYER AND REFRIGERATOR will convey with the home! Move-in Ready!! NEWLY INSTALLED ROOF! Welcome home to this beautifully maintained 4-bedroom, 2-bath residence offering a spacious open-concept floor plan designed for both comfortable living and effortless entertaining. The thoughtfully designed split-bedroom layout provides added privacy, with the secondary bedrooms separated from the primary suite. One secondary bedroom offers built-in desks for a comfortable work from home setup! The inviting interior features neutral wall tones and abundant natural light, creating a bright and welcoming atmosphere throughout the home. The living area is anchored by a cozy gas log fireplace with gas starter, perfect for relaxing evenings. The kitchen is designed for both functionality and gathering, offering an abundance of cabinetry, a spacious pantry, and a large island with seating options, ideal for casual meals or entertaining guests. Don't miss the 5-Burner Gas Gourmet oven! This home will not disappoint! The primary suite offers a peaceful retreat with a CALIFORNIA CLOSET SYSTEM! for optimal organization, along with a well-appointed ensuite bath featuring dual vanities, a separate soaking tub, and a walk-in shower. Carpet is reserved only for the bedrooms, while the main living areas provide easy-care flooring. Step outside to a private backyard featuring a deep covered patio, perfect for outdoor dining and relaxing, along with a generous grass area for play, pets, and entertaining. Move-in ready and thoughtfully designed, this home blends comfort, functionality, and inviting living spaces throughout.

Key facts

• Split-bedroom layout
• Spacious pantry
• Built-in desks

Tags

• OPEN-CONCEPT FLOOR PLAN
• SPLIT-BEDROOM LAYOUT
• BUILT-IN DESKS
• GAS LOG FIREPLACE
• ABUNDANCE OF CABINETRY
• SPACIOUS PANTRY

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $315k.

Deal economics

• At list price, monthly cash flow is $-246 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $272k (13.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (24.4% below list).
• Recommended offer: $238k (24.4% below list) — sets the bar for 1% rule.
• Cap rate 5.4% vs local median 3.6% in Anna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#127 in TX, #3,880 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F.
• Anna ISD (rural): math 44% / reading 41% proficiency, ranked #271 of 826 in TX (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Sue Evelyn Rattan El (math 45% / reading 41%, grade F, #1,283 of 4,322 statewide, top 30%, 655 students, 51% FRL); Anna Middle (math 39% / reading 37%, grade F, #717 of 1,662 statewide, top 44%, 1,089 students, 51% FRL); Anna H S (math 58% / reading 57%, grade C, #327 of 1,632 statewide, top 20%, 1,405 students, 52% FRL).
• Market conditions: Rents soft (-1.9%/yr); 1205 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,194 units permitted in Collin County in 2024 (3,988 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Collin County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 107 days — a 9% lower offer ($287k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $238,244 (24.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.76% ✗
• Cap rate: 5.36%
• Cash-on-cash: -3.34%
• DSCR: 0.85
• GRM: 11.0

CMA / ARV

• ARV (median comp): $370,623
• List price: $315,000
• Delta: -15.01%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
724 Maverick St	0.05mi	3/2.0 (-1)	1,999 (+9%)	1mo	$334,900	$168	78
1008 Mathew Dr	0.40mi	3/2.0 (-1)	1,832 (-0%)	3mo	$319,000	$174	73
1104 Elizabeth St	0.33mi	3/2.0 (-1)	1,910 (+4%)	2mo	$405,000	$212	71
421 Maverick St	0.16mi	4/3.0	2,036 (+11%)	1mo	$339,900	$167	70
516 Maverick St	0.12mi	3/2.0 (-1)	2,036 (+11%)	2mo	$340,000	$167	70
1231 Brooklyn Dr	0.47mi	3/2.0 (-1)	1,699 (-8%)	1mo	$310,000	$182	60
809 Mathew Dr	0.32mi	3/2.0 (-1)	2,086 (+13%)	1mo	$399,000	$191	57
1405 Elizabeth St	0.52mi	3/2.0 (-1)	1,682 (-9%)	1mo	$314,900	$187	56
2403 Thayne Dr	0.66mi	4/2.0	1,979 (+8%)	2mo	$339,999	$172	56
1612 Tyler Dr	0.73mi	4/3.0	1,944 (+6%)	1mo	$374,990	$193	52
1704 Kendell St	0.71mi	3/2.0 (-1)	1,991 (+8%)	1mo	$372,450	$187	48
1621 Prosper Ln	0.71mi	3/2.0 (-1)	1,642 (-11%)	3mo	$319,990	$195	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -25.2%
• Equity multiple: 0.16×
• Total profit: $-73,677
• Equity at exit: $46,968

10-year hold

• IRR: -33.8%
• Equity multiple: -0.26×
• Total profit: $-111,276
• Equity at exit: $27,235

Cash invested: $88,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75409

• Home prices YoY: -20.1%
• Rents YoY: -1.9%
• Active inventory: 1205
• Price-to-rent: 11.0×

Monthly cashflow live

• Estimated rent: $2,382 high
• Mortgage (P&I): −$1,652
• Tax from tax record: −$295 /mo · $3,538/yr
• Insurance: −$131
• HOA: −$50
• Vacancy / Maint / Mgmt: −$500
• Net cashflow: $-246

Break-even live

Break-even rent $2,694

Max offer price $271,573

Occupancy floor —

Sensitivity live

Price	-10% $-68	-5% $-157	+0% $-246	+5% $-335	+10% $-424
Rent	-10% $-434	-5% $-340	+0% $-246	+5% $-152	+10% $-58
Rate	-1.0pp $-87	-0.5pp $-166	base $-246	+0.5pp $-327	+1.0pp $-410

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $78,750
• Closing costs: $9,450
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
913 Adelyn St Anna, TX	4.0	2.5	2522	$2,695	$1.07	14d	1	0.15mi
604 Stars Dr Anna, TX	4.0	2.0	2033	$2,300	$1.13	45d	1	0.16mi
817 Adelyn St Anna, TX	4.0	3.0	2586	$2,600	$1.01	6d	1	0.17mi
500 Cowboy Way Anna, TX	3.0	2.0	1885	$2,150	$1.14	45d	1	0.24mi
2028 Deya Dr Anna, TX	4.0	3.5	2417	$2,600	$1.08	45d	1	0.36mi
1904 Clark St Anna, TX	4.0	2.0	1657	$1,995	$1.20	4d	1	0.36mi
1904 Clark St Anna, TX	4.0	2.0	1657	$1,995	$1.20	26d	1	0.36mi
822 Susan St Anna, TX	3.0	2.0	2321	$2,100	$0.90	45d	1	0.41mi
551 E Finley Blvd Anna, TX	3.0	1.0–2.0	947	$1,751	$1.85	0d	37	0.49mi
1117 Tiana St Anna, TX	4.0	2.0	1961	$2,230	$1.14	45d	1	0.53mi
1416 Elizabeth St Anna, TX	4.0	2.0	1973	$1,995	$1.01	45d	1	0.56mi
1420 Elizabeth St Anna, TX	4.0	2.0	2178	$2,250	$1.03	45d	1	0.57mi
1237 Sharp St Anna, TX	5.0	3.0	2589	$2,600	$1.00	45d	1	0.63mi
1220 S Powell Pkwy Anna, TX	2.0–4.0	2.0	1135	$2,022	$1.78	0d	35	0.66mi
1261 Sharp St Anna, TX	3.0	2.0	1800	$1,995	$1.11	14d	1	0.67mi
1260 Sharp St Anna, TX	3.0	2.0	1999	$2,050	$1.03	45d	1	0.68mi
543 Haven Dr Anna, TX	3.0	2.0	2030	$2,150	$1.06	0d	1	0.72mi
421 S Interurban St Anna, TX	3.0	2.0	1344	$1,850	$1.38	45d	1	0.77mi
826 Hazels Way Anna, TX	4.0	2.5	2084	$2,400	$1.15	45d	1	0.89mi
818 Hazels Way Anna, TX	3.0	2.0	1402	$1,750	$1.25	26d	1	0.90mi
704 Westgate Ct Anna, TX	3.0	2.0	1580	$1,998	$1.26	20d	1	0.92mi
9192 County Road 423 Anna, TX	3.0	2.0	1700	$1,950	$1.15	8d	1	0.93mi
2804 Cain Dr Anna, TX	3.0	2.0	1629	$2,200	$1.35	26d	1	0.96mi
721 Bamboo Dr Anna, TX	3.0	2.0	1490	$1,795	$1.20	4d	1	0.97mi
729 Bamboo Dr Anna, TX	3.0	2.0	1659	$1,825	$1.10	45d	1	0.98mi
809 Bens Dr Anna, TX	4.0	2.5	1803	$1,925	$1.07	8d	1	0.98mi
229 Tate Ln Anna, TX	4.0	2.0	2142	$2,295	$1.07	6d	1	1.01mi
3100 Canvas WAY Anna, TX	2.0–4.0	2.0–3.0	1372	$2,750	$2.00	0d	7	1.02mi
716 Alder Dr Anna, TX	3.0	2.0	1896	$1,995	$1.05	45d	1	1.02mi
905 Jacquelyne Dr Anna, TX	3.0	2.5	1935	$2,420	$1.25	0d	1	1.02mi
921 Isabel Dr Anna, TX	3.0	2.5	1869	$2,370	$1.27	45d	1	1.05mi
717 Mahogany Dr Anna, TX	3.0	2.0	1659	$1,750	$1.05	45d	1	1.07mi
1733 Arches Rd Anna, TX	4.0	2.0	1550	$2,099	$1.35	14d	1	1.08mi
1737 Arches Rd Anna, TX	4.0	2.5	2351	$2,395	$1.02	9d	1	1.09mi
904 Isabel Dr Anna, TX	4.0	2.5	2046	$2,475	$1.21	45d	1	1.09mi
1100 Oliver Dr Anna, TX	4.0	2.5	1740	$2,075	$1.19	45d	1	1.10mi
1736 Arches Rd Anna, TX	4.0	2.5	2055	$3,000	$1.46	0d	1	1.11mi
1740 Arches Rd Anna, TX	4.0	2.0	1550	$2,199	$1.42	45d	1	1.11mi
1116 Oliver Dr Anna, TX	4.0	2.5	1609	$2,035	$1.26	45d	1	1.11mi
2705 Grand Teton Dr Anna, TX	4.0	3.0	2059	$2,200	$1.07	45d	1	1.14mi

HOA detail

• Monthly dues: $50 · $600/yr
• Likely covers: gas

Listing history 20 events

1. 2026-06-21
   statusdays on market $315,000 Pending 107 DOM
2. 2026-06-18
   days on market $315,000 Active Contingent 106 DOM
3. 2026-06-17
   days on market $315,000 Active Contingent 105 DOM
4. 2026-06-16
   days on market $315,000 Active Contingent 104 DOM
5. 2026-06-15
   days on market $315,000 Active Contingent 103 DOM
6. 2026-06-13
   days on market $315,000 Active Contingent 101 DOM
7. 2026-06-13
   days on market $315,000 Active Contingent 100 DOM
8. 2026-06-09
   days on market $315,000 Active Contingent 97 DOM
9. 2026-06-08
   days on market $315,000 Active Contingent 96 DOM
10. 2026-06-07
    days on market $315,000 Active Contingent 95 DOM
11. 2026-06-04
    days on market $315,000 Active Contingent 92 DOM
12. 2026-06-03
    days on market $315,000 Active Contingent 91 DOM
13. 2026-06-02
    days on market $315,000 Active Contingent 90 DOM
14. 2026-06-01
    days on market $315,000 Active Contingent 89 DOM
15. 2026-05-31
    days on market $315,000 Active Contingent 88 DOM
16. 2026-05-16
    price $315,000 1645-char remark

    Show marketing remark (1645 chars)

    WASHER, DRYER AND REFRIGERATOR will convey with the home! Move-in Ready!! NEWLY INSTALLED ROOF! Welcome home to this beautifully maintained 4-bedroom, 2-bath residence offering a spacious open-concept floor plan designed for both comfortable living and effortless entertaining. The thoughtfully designed split-bedroom layout provides added privacy, with the secondary bedrooms separated from the primary suite. One secondary bedroom offers built-in desks for a comfortable work from home setup! The inviting interior features neutral wall tones and abundant natural light, creating a bright and welcoming atmosphere throughout the home. The living area is anchored by a cozy gas log fireplace with gas starter, perfect for relaxing evenings. The kitchen is designed for both functionality and gathering, offering an abundance of cabinetry, a spacious pantry, and a large island with seating options, ideal for casual meals or entertaining guests. Don't miss the 5-Burner Gas Gourmet oven! This home will not disappoint! The primary suite offers a peaceful retreat with a CALIFORNIA CLOSET SYSTEM! for optimal organization, along with a well-appointed ensuite bath featuring dual vanities, a separate soaking tub, and a walk-in shower. Carpet is reserved only for the bedrooms, while the main living areas provide easy-care flooring. Step outside to a private backyard featuring a deep covered patio, perfect for outdoor dining and relaxing, along with a generous grass area for play, pets, and entertaining. Move-in ready and thoughtfully designed, this home blends comfort, functionality, and inviting living spaces throughout.

17. 2026-05-01
    price $325,000 1645-char remark

    Show marketing remark (1645 chars)

    WASHER, DRYER AND REFRIGERATOR will convey with the home! Move-in Ready!! NEWLY INSTALLED ROOF! Welcome home to this beautifully maintained 4-bedroom, 2-bath residence offering a spacious open-concept floor plan designed for both comfortable living and effortless entertaining. The thoughtfully designed split-bedroom layout provides added privacy, with the secondary bedrooms separated from the primary suite. One secondary bedroom offers built-in desks for a comfortable work from home setup! The inviting interior features neutral wall tones and abundant natural light, creating a bright and welcoming atmosphere throughout the home. The living area is anchored by a cozy gas log fireplace with gas starter, perfect for relaxing evenings. The kitchen is designed for both functionality and gathering, offering an abundance of cabinetry, a spacious pantry, and a large island with seating options, ideal for casual meals or entertaining guests. Don't miss the 5-Burner Gas Gourmet oven! This home will not disappoint! The primary suite offers a peaceful retreat with a CALIFORNIA CLOSET SYSTEM! for optimal organization, along with a well-appointed ensuite bath featuring dual vanities, a separate soaking tub, and a walk-in shower. Carpet is reserved only for the bedrooms, while the main living areas provide easy-care flooring. Step outside to a private backyard featuring a deep covered patio, perfect for outdoor dining and relaxing, along with a generous grass area for play, pets, and entertaining. Move-in ready and thoughtfully designed, this home blends comfort, functionality, and inviting living spaces throughout.

18. 2026-03-31
    price $335,000 1645-char remark

    Show marketing remark (1645 chars)

    WASHER, DRYER AND REFRIGERATOR will convey with the home! Move-in Ready!! NEWLY INSTALLED ROOF! Welcome home to this beautifully maintained 4-bedroom, 2-bath residence offering a spacious open-concept floor plan designed for both comfortable living and effortless entertaining. The thoughtfully designed split-bedroom layout provides added privacy, with the secondary bedrooms separated from the primary suite. One secondary bedroom offers built-in desks for a comfortable work from home setup! The inviting interior features neutral wall tones and abundant natural light, creating a bright and welcoming atmosphere throughout the home. The living area is anchored by a cozy gas log fireplace with gas starter, perfect for relaxing evenings. The kitchen is designed for both functionality and gathering, offering an abundance of cabinetry, a spacious pantry, and a large island with seating options, ideal for casual meals or entertaining guests. Don't miss the 5-Burner Gas Gourmet oven! This home will not disappoint! The primary suite offers a peaceful retreat with a CALIFORNIA CLOSET SYSTEM! for optimal organization, along with a well-appointed ensuite bath featuring dual vanities, a separate soaking tub, and a walk-in shower. Carpet is reserved only for the bedrooms, while the main living areas provide easy-care flooring. Step outside to a private backyard featuring a deep covered patio, perfect for outdoor dining and relaxing, along with a generous grass area for play, pets, and entertaining. Move-in ready and thoughtfully designed, this home blends comfort, functionality, and inviting living spaces throughout.

19. 2026-03-25
    price $346,275 1645-char remark

    Show marketing remark (1645 chars)

    WASHER, DRYER AND REFRIGERATOR will convey with the home! Move-in Ready!! NEWLY INSTALLED ROOF! Welcome home to this beautifully maintained 4-bedroom, 2-bath residence offering a spacious open-concept floor plan designed for both comfortable living and effortless entertaining. The thoughtfully designed split-bedroom layout provides added privacy, with the secondary bedrooms separated from the primary suite. One secondary bedroom offers built-in desks for a comfortable work from home setup! The inviting interior features neutral wall tones and abundant natural light, creating a bright and welcoming atmosphere throughout the home. The living area is anchored by a cozy gas log fireplace with gas starter, perfect for relaxing evenings. The kitchen is designed for both functionality and gathering, offering an abundance of cabinetry, a spacious pantry, and a large island with seating options, ideal for casual meals or entertaining guests. Don't miss the 5-Burner Gas Gourmet oven! This home will not disappoint! The primary suite offers a peaceful retreat with a CALIFORNIA CLOSET SYSTEM! for optimal organization, along with a well-appointed ensuite bath featuring dual vanities, a separate soaking tub, and a walk-in shower. Carpet is reserved only for the bedrooms, while the main living areas provide easy-care flooring. Step outside to a private backyard featuring a deep covered patio, perfect for outdoor dining and relaxing, along with a generous grass area for play, pets, and entertaining. Move-in ready and thoughtfully designed, this home blends comfort, functionality, and inviting living spaces throughout.

20. 2026-03-04
    listed $364,900 Active 1645-char remark

    Show marketing remark (1645 chars)

    WASHER, DRYER AND REFRIGERATOR will convey with the home! Move-in Ready!! NEWLY INSTALLED ROOF! Welcome home to this beautifully maintained 4-bedroom, 2-bath residence offering a spacious open-concept floor plan designed for both comfortable living and effortless entertaining. The thoughtfully designed split-bedroom layout provides added privacy, with the secondary bedrooms separated from the primary suite. One secondary bedroom offers built-in desks for a comfortable work from home setup! The inviting interior features neutral wall tones and abundant natural light, creating a bright and welcoming atmosphere throughout the home. The living area is anchored by a cozy gas log fireplace with gas starter, perfect for relaxing evenings. The kitchen is designed for both functionality and gathering, offering an abundance of cabinetry, a spacious pantry, and a large island with seating options, ideal for casual meals or entertaining guests. Don't miss the 5-Burner Gas Gourmet oven! This home will not disappoint! The primary suite offers a peaceful retreat with a CALIFORNIA CLOSET SYSTEM! for optimal organization, along with a well-appointed ensuite bath featuring dual vanities, a separate soaking tub, and a walk-in shower. Carpet is reserved only for the bedrooms, while the main living areas provide easy-care flooring. Step outside to a private backyard featuring a deep covered patio, perfect for outdoor dining and relaxing, along with a generous grass area for play, pets, and entertaining. Move-in ready and thoughtfully designed, this home blends comfort, functionality, and inviting living spaces throughout.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,538 · $295/mo
• Projected year-2 tax: $5,764 · $480/mo
• Expected delta: +$2,227/yr (+$186/mo · 62.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,589
• − Mortgage interest: −$17,645
• − Property taxes: −$3,538
• − Insurance: −$1,575
• − Repairs & maintenance: −$2,287
• − Management: −$2,287
• − HOA: −$600
• − Depreciation: −$9,164
• Taxable loss: −$8,506
• Est. tax savings @ 24.0%: +$2,042
• After-tax cash flow: $-908/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Anna ISD
• NCES district ID: 4808340
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 41% ▼ -4.00%
• Median HH income: $67,456
• Composite: 38.26/100
• National rank: #4241
• State rank: #271 of 826 in TX

Livability — Anna

• Score: 75/100
• State rank: #127
• US rank: #3880

Category grades

Amenities F Commute F Cost of living B+ Crime A Employment A+ Housing A+ Health & safety C+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Anna, TX
• County: Collin County · 1,159,394 people
• City population: 27,131
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 27,131
• Household income: $104,814
• Rent vs Own: 19.1% rent · 80.9% own
• Severe rent burden: 454.0

Population outlook (Collin County) Hauer SSP2

• Today (2025): 1,210,074 people
• By 2030: 1,358,201 · +12.2%
• By 2040: 1,654,061 · +36.7%
• By 2050: 1,937,359 · +60.1%
• By 2075: 2,567,039 · +112.1%
• By 2100: 2,952,048 · +144.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 61% Hispanic / Latino 20% Black 15% Two or more races 6% Asian 1%
• Hispanic origin (detail): Mexican 16% Puerto Rican 1%
• Common ancestry: Italian 3% Lithuanian 2% Slovak 1%
• Foreign-born: 10% · Canada
• Languages at home: 79% English-only · Spanish 18% French/Haitian/Cajun 2%

Political lean MEDSL · Collin

• 2024 margin: R (+11.1) · D 43.1% · R 54.3% · Other 2.6%
• 2008→2024 swing: +14.4pp toward D · 2008: -25.6pp · 2024: -11.1pp
• All cycles: 2024: R+11.1 2020: R+4.3 2016: R+17.0 2012: R+31.6 2008: R+25.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -58.99%
• Current HPI: 235.0945
• Rent YoY: ▼ -1.92%
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-13.7% since first listed

5 events — show timeline

• 2026-05-16 Price Changed $315,000 NTREIS
• 2026-05-01 Price Changed $325,000 NTREIS
• 2026-03-31 Price Changed $335,000 NTREIS
• 2026-03-25 Price Changed $346,275 NTREIS
• 2026-03-04 Listed $364,900 NTREIS

Property tax history

+25.0%/yr

Latest (2025): $3,538 · +4.8% YoY. Source: county tax records.