2141 Georgia St · Sebring, FL 33870

$69,000

2 bd · 1.0 ba · 720 sqft · Manufactured public records · 33 Days on market

Built 1970 6,000 sqft lot Est $94k · 27% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +3.6/10.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to this charming 2-bedroom, 1-bath mobile home on owned land and NO HOA. Ideally located in the heart of Sebring. This home features a durable metal roof installed 09/2022 along with A/C replaced 02/2016 and offers comfortable Florida living with a welcoming screened-in porch—perfect for relaxing mornings or evenings. Additional highlights include an open carport, an attached workshop for hobbies or extra storage, and a detached shed for all your tools and equipment. The backyard is fenced for pets, gardening, or outdoor activities. Conveniently situated just minutes from shopping centers, restaurants, and everyday amenities, this property combines functionality with an unbeatable location. Seller is providing a credit for floor repair, allowing the new owner to make it their own. Ideal as a primary residence, seasonal home, or investment opportunity. Schedule your showing today!

Key facts

• Metal roof
• Screened-in porch
• Attached workshop

Tags

• METAL ROOF
• SCREENED-IN PORCH
• ATTACHED WORKSHOP
• DETACHED SHED
• FENCED BACKYARD

Property features AI

Finance

• Other: Lot approx. 0.14 acre (50 x 120); Total living area listed as 720 square feet; Building area listed as 1,780 square feet; Property type: Residential, Mobile Home; Zoning: M1

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Public sewer; Broadband/high-speed internet available; Public utilities
• Home design: Residential mobile home (single wide); One story; Faces east; Entry level: One
• Construction: Vinyl siding with frame construction; Metal roof; Other foundation
• Exterior features: Awning(s); Asphalt road frontage

Interior

• Kitchen: Convection oven
• Bedrooms: 2 bedrooms
• Flooring: Vinyl flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: No additional interior features listed; Convection oven
• Laundry & utility: Dedicated laundry room

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $69k.

Deal economics

• At list price, monthly cash flow is $486 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $69k).
• Recommended offer: $67k (3.0% below list) — sets the bar for market timing.
• Cap rate 14.8% vs local median 4.3% in Sebring — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#618 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: amenities F, commute F, employment F.
• Highlands (other): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Sun 'N Lake Elementary School (math 63% / reading 59%, grade B, #653 of 2,144 statewide, top 31%, 618 students, 67% FRL); Hill-Gustat Middle School (math 53% / reading 50%, grade C, #232 of 571 statewide, top 41%, 705 students, 63% FRL); Avon Park High School (math 35% / reading 39%, grade F, #340 of 667 statewide, top 52%, 928 students, 67% FRL) — zoned schools at 66% FRL track the district average.
• Market conditions: Rents soft (-0.3%/yr); 481 active listings in the ZIP; 980 units permitted in Highlands County in 2024 (80 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $477 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $19k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 33 days — a 3% lower offer ($67k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $66,930 (3.0% below list)

Questions for the listing agent

1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.78% ✓
• Cap rate: 14.75%
• Cash-on-cash: 30.21%
• DSCR: 2.34
• GRM: 4.7

CMA / ARV

• ARV (on-the-fly): $94,320
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3447 Delaware Ave	0.14mi	2/2.0	720 (0%)	5mo	$85,000	$118	85
3345 New York Ave	0.19mi	2/1.0	720 (0%)	11mo	$110,000	$153	82
2413 Georgia St	0.15mi	2/1.5	720 (0%)	14mo	$112,000	$156	80
2301 Georgia St	0.08mi	2/1.0	672 (-7%)	8mo	$80,000	$119	79
3328 Illinois Ave	0.22mi	2/2.0	732 (+2%)	14mo	$82,500	$113	71
3208 Delaware Ave	0.29mi	2/1.0	672 (-7%)	7mo	$75,000	$112	69
3607 Indiana Ave	0.21mi	2/1.0	672 (-7%)	13mo	$88,000	$131	68
3622 Delaware Ave	0.04mi	3/2.0 (+1)	816 (+13%)	2mo	$120,000	$147	66
3336 Maine Ave	0.27mi	2/1.5	786 (+9%)	6mo	$98,500	$125	65
3344 Maine Ave	0.26mi	2/2.0	672 (-7%)	11mo	$75,000	$112	63
3147 Delaware Ave	0.31mi	2/1.0	672 (-7%)	14mo	$140,000	$208	62
2634 Georgia St	0.30mi	2/2.0	784 (+9%)	12mo	$109,000	$139	57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 21.4%
• Equity multiple: 1.84×
• Total profit: $16,211
• Equity at exit: $10,288

10-year hold

• IRR: 27.4%
• Equity multiple: 3.08×
• Total profit: $40,162
• Equity at exit: $5,966

Cash invested: $19,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33870

• Home prices YoY: -20.0%
• Rents YoY: -0.3%
• Active inventory: 481
• Price-to-rent: 4.7×

Monthly cashflow live

• Estimated rent: $1,231 medium
• Mortgage (P&I): −$362
• Tax from tax record: −$95 /mo · $1,143/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$258
• Net cashflow: $486

Break-even live

Break-even rent $615

Max offer price $69,000

Occupancy floor 55%

Sensitivity live

Price	-10% $525	-5% $506	+0% $486	+5% $467	+10% $447
Rent	-10% $389	-5% $438	+0% $486	+5% $535	+10% $584
Rate	-1.0pp $521	-0.5pp $504	base $486	+0.5pp $468	+1.0pp $450

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,250
• Closing costs: $2,070
• Reserves months: —
• Total cash needed: —

Listing history 25 events

1. 2026-06-21
   days on market $69,000 Active 33 DOM
2. 2026-06-19
   days on market $69,000 Active 31 DOM
3. 2026-06-18
   days on market $69,000 Active 30 DOM
4. 2026-06-17
   days on market $69,000 Active 29 DOM
5. 2026-06-16
   days on market $69,000 Active 28 DOM
6. 2026-06-15
   days on market $69,000 Active 27 DOM
7. 2026-06-14
   days on market $69,000 Active 25 DOM
8. 2026-06-10
   days on market $69,000 Active 22 DOM
9. 2026-06-09
   days on market $69,000 Active 21 DOM
10. 2026-06-08
    days on market $69,000 Active 20 DOM
11. 2026-06-07
    days on market $69,000 Active 19 DOM
12. 2026-06-02
    days on market $69,000 Active 14 DOM
13. 2026-06-01
    days on market $69,000 Active 13 DOM
14. 2026-05-31
    days on market $69,000 Active 12 DOM
15. 2026-05-30
    days on market $69,000 Active 11 DOM
16. 2026-05-19
    listed $69,000 Active
17. 2026-05-18
    status Active 911-char remark

    Show marketing remark (911 chars)

    Welcome home to this charming 2-bedroom, 1-bath mobile home on owned land and NO HOA. Ideally located in the heart of Sebring. This home features a durable metal roof installed 09/2022 along with A/C replaced 02/2016 and offers comfortable Florida living with a welcoming screened-in porch—perfect for relaxing mornings or evenings. Additional highlights include an open carport, an attached workshop for hobbies or extra storage, and a detached shed for all your tools and equipment. The backyard is fenced for pets, gardening, or outdoor activities. Conveniently situated just minutes from shopping centers, restaurants, and everyday amenities, this property combines functionality with an unbeatable location. Seller is providing a credit for floor repair, allowing the new owner to make it their own. Ideal as a primary residence, seasonal home, or investment opportunity. Schedule your showing today!

18. 2026-05-18
    price $69,000 911-char remark

    Show marketing remark (911 chars)

    Welcome home to this charming 2-bedroom, 1-bath mobile home on owned land and NO HOA. Ideally located in the heart of Sebring. This home features a durable metal roof installed 09/2022 along with A/C replaced 02/2016 and offers comfortable Florida living with a welcoming screened-in porch—perfect for relaxing mornings or evenings. Additional highlights include an open carport, an attached workshop for hobbies or extra storage, and a detached shed for all your tools and equipment. The backyard is fenced for pets, gardening, or outdoor activities. Conveniently situated just minutes from shopping centers, restaurants, and everyday amenities, this property combines functionality with an unbeatable location. Seller is providing a credit for floor repair, allowing the new owner to make it their own. Ideal as a primary residence, seasonal home, or investment opportunity. Schedule your showing today!

19. 2026-05-09
    historical 911-char remark

    Show marketing remark (911 chars)

    Welcome home to this charming 2-bedroom, 1-bath mobile home on owned land and NO HOA. Ideally located in the heart of Sebring. This home features a durable metal roof installed 09/2022 along with A/C replaced 02/2016 and offers comfortable Florida living with a welcoming screened-in porch—perfect for relaxing mornings or evenings. Additional highlights include an open carport, an attached workshop for hobbies or extra storage, and a detached shed for all your tools and equipment. The backyard is fenced for pets, gardening, or outdoor activities. Conveniently situated just minutes from shopping centers, restaurants, and everyday amenities, this property combines functionality with an unbeatable location. Seller is providing a credit for floor repair, allowing the new owner to make it their own. Ideal as a primary residence, seasonal home, or investment opportunity. Schedule your showing today!

20. 2026-04-02
    price $72,000 911-char remark

    Show marketing remark (911 chars)

    Welcome home to this charming 2-bedroom, 1-bath mobile home on owned land and NO HOA. Ideally located in the heart of Sebring. This home features a durable metal roof installed 09/2022 along with A/C replaced 02/2016 and offers comfortable Florida living with a welcoming screened-in porch—perfect for relaxing mornings or evenings. Additional highlights include an open carport, an attached workshop for hobbies or extra storage, and a detached shed for all your tools and equipment. The backyard is fenced for pets, gardening, or outdoor activities. Conveniently situated just minutes from shopping centers, restaurants, and everyday amenities, this property combines functionality with an unbeatable location. Seller is providing a credit for floor repair, allowing the new owner to make it their own. Ideal as a primary residence, seasonal home, or investment opportunity. Schedule your showing today!

21. 2026-02-01
    listed $78,999 Active 911-char remark

    Show marketing remark (911 chars)

    Welcome home to this charming 2-bedroom, 1-bath mobile home on owned land and NO HOA. Ideally located in the heart of Sebring. This home features a durable metal roof installed 09/2022 along with A/C replaced 02/2016 and offers comfortable Florida living with a welcoming screened-in porch—perfect for relaxing mornings or evenings. Additional highlights include an open carport, an attached workshop for hobbies or extra storage, and a detached shed for all your tools and equipment. The backyard is fenced for pets, gardening, or outdoor activities. Conveniently situated just minutes from shopping centers, restaurants, and everyday amenities, this property combines functionality with an unbeatable location. Seller is providing a credit for floor repair, allowing the new owner to make it their own. Ideal as a primary residence, seasonal home, or investment opportunity. Schedule your showing today!

22. 2024-06-19
    soldstatus $65,000
23. 2024-06-12
    soldstatus $65,000 Closed 364-char remark

    Show marketing remark (364 chars)

    HANDYMAN SPECIAL!! Two bedroom one bath home located in Fairmont Estates walking distance from local shopping centers and restaurant's. NO lot rent, own your own land and enjoy the private back yard and NO HOA. One car carport with an enclosed storage area on one side of home and recently installed screening on south porch. New metal roof installed in Sept 2022.

24. 2024-05-20
    status Pending 364-char remark

    Show marketing remark (364 chars)

    HANDYMAN SPECIAL!! Two bedroom one bath home located in Fairmont Estates walking distance from local shopping centers and restaurant's. NO lot rent, own your own land and enjoy the private back yard and NO HOA. One car carport with an enclosed storage area on one side of home and recently installed screening on south porch. New metal roof installed in Sept 2022.

25. 2024-05-17
    listed $65,000 Active 364-char remark

    Show marketing remark (364 chars)

    HANDYMAN SPECIAL!! Two bedroom one bath home located in Fairmont Estates walking distance from local shopping centers and restaurant's. NO lot rent, own your own land and enjoy the private back yard and NO HOA. One car carport with an enclosed storage area on one side of home and recently installed screening on south porch. New metal roof installed in Sept 2022.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,143 · $95/mo
• Projected year-2 tax: $1,143 · $95/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,767
• − Mortgage interest: −$3,865
• − Property taxes: −$1,143
• − Insurance: −$345
• − Repairs & maintenance: −$1,181
• − Management: −$1,181
• − Depreciation: −$2,007
• Taxable income: $5,044
• Est. tax owed @ 24.0%: −$1,211
• After-tax cash flow: $4,625/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Highlands
• NCES district ID: 1200840
• Math proficiency: 45% ▼ -7.00%
• Reading proficiency: 43% ▼ -3.00%
• Median HH income: $35,276
• Composite: 36.42/100
• National rank: #4672
• State rank: #54 of 73 in FL

Livability — Sebring

• Score: 66/100
• State rank: #618
• US rank: #11992

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety A User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Highlands County · 98,898 people
• City population: 50,797
• Metro: Sebring-Avon Park, FL
• Population (ZIP): 25,195
• Household income: $49,942
• Rent vs Own: 31.3% rent · 68.7% own
• Severe rent burden: 994.0

Population outlook (Highlands County) Hauer SSP2

• Today (2025): 99,674 people
• By 2030: 99,615 · -0.1%
• By 2040: 99,342 · -0.3%
• By 2050: 98,242 · -1.4%
• By 2075: 93,291 · -6.4%
• By 2100: 79,894 · -19.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 60% Hispanic / Latino 22% Black 13% Two or more races 10% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 7% Cuban 5%
• Common ancestry: Slovak 2% Romanian 1% Lithuanian 1%
• Foreign-born: 10% · Canada, Jamaica, China
• Languages at home: 80% English-only · Spanish 16% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Highlands

• 2024 margin: Solid R (+40.8) · D 29.3% · R 70.1%
• 2008→2024 swing: -22.7pp toward R · 2008: -18.1pp · 2024: -40.8pp
• All cycles: 2024: R+40.8 2020: R+34.4 2016: R+32.0 2012: R+23.0 2008: R+18.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -68.68%
• Current HPI: 273.9861
• Rent YoY: ▼ -0.29%
• Metro: Sebring-Avon Park, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+6.2% since first listed

10 events — show timeline

• 2026-05-19 Listed $69,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-18 Relisted — HAOR as distributed by MLS GRID
• 2026-05-18 Price Changed $69,000 HAOR as distributed by MLS GRID
• 2026-05-09 Delisted — HAOR as distributed by MLS GRID
• 2026-04-02 Price Changed $72,000 HAOR as distributed by MLS GRID
• 2026-02-01 Listed $78,999 HAOR as distributed by MLS GRID
• 2024-06-19 Sold (Public Records) $65,000 Public Records
• 2024-06-12 Sold (MLS) $65,000 HAOR as distributed by MLS GRID
• 2024-05-20 Pending — HAOR as distributed by MLS GRID
• 2024-05-17 Listed $65,000 HAOR as distributed by MLS GRID

Property tax history

+19.9%/yr

Latest (2025): $1,143 · +10.4% YoY. Source: county tax records.