9433 E Claiborne Pkwy · Bridge City, LA
Flood risk 8/10 · Major
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.6%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.1/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +7.7/10.0
- Livability +3.1/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- Rent growth +2.3/5.0
- Appreciation +0.0/10.0
$130,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investors. .. 3 bedroom/2 bath home, spacious backyard. Must have appointment to view. Owner occupied.
Key facts
- 6,098 sq ft lot
- Parking
- Built 1971
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $130k.
Deal economics
- At list price, monthly cash flow is $383 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $130k).
- Recommended offer: $122k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 61/100 on livability (#225 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, crime F, amenities F.
- Jefferson Parish (suburban): math 24% / reading 34% proficiency, ranked #44 of 98 in LA (top 45%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-0.8%/yr); 186 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 518 units permitted in Jefferson Parish in 2024 (43 in 5+ unit buildings).
- This rent runs 37% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 78 days — a 6% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $20k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.27% ✓
- Cap rate
- 10.44%
- Cash-on-cash
- 14.81%
- DSCR
- 1.66
- GRM
- 6.6
CMA / ARV
- ARV (median comp)
- $187,954
- List price
- $130,000
- Delta
- -30.83%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9416 Cabildo Ln | 0.12mi | 4/2.0 (+1) | 1,411 (+8%) | 10mo | $81,000 | $57 | 67 |
| 901 N Clark Ln | 0.13mi | 3/2.0 | 1,200 (-8%) | 18mo | $220,000 | $183 | 67 |
| 912 N Clark Ln | 0.12mi | 3/2.0 | 1,210 (-7%) | 20mo | $55,000 | $45 | 67 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -1.1%
- Equity multiple
- 0.96×
- Total profit
- $-1,478
- Equity at exit
- $19,383
- IRR
- 5.0%
- Equity multiple
- 1.32×
- Total profit
- $11,570
- Equity at exit
- $11,240
Cash invested: $36,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70094
- Rents YoY
- -0.8%
- Active inventory
- 186
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,652 high interval (Pro) →
- Mortgage (P&I)
- −$682
- Tax from tax record
- −$120 /mo · $1,435/yr
- Insurance
- −$54
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$347
- Net cashflow
- $383
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,500
- Closing costs
- $3,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 525 Emile Ave Westwego, LA | 3.0 | 2.0 | 1329 | $800 | $0.60 | 23d | 1 | 0.81mi |
| 181 Louisiana St Westwego, LA | 4.0 | 2.0 | 1500 | $1,550 | $1.03 | 43d | 1 | 0.95mi |
| 1433 Utah Beach Dr Bridge City, LA | 1.0–3.0 | 1.0–1.5 | 747 | $1,150 | $1.54 | 4d | 6 | 1.05mi |
| 412 Avenue A Westwego, LA | 2.0 | 1.0 | 1103 | $1,500 | $1.36 | 43d | 1 | 1.15mi |
| 1060 Avenue B Unit A Westwego, LA | 3.0 | 2.0 | 1124 | $1,550 | $1.38 | 23d | 1 | 1.23mi |
| 309 5th St Bridge City, LA | 3.0 | 2.0 | 1160 | $1,550 | $1.34 | 23d | 1 | 1.30mi |
| 1020 Mono Ct Westwego, LA | 3.0 | 2.0 | 1400 | $1,750 | $1.25 | 43d | 1 | 1.32mi |
| 900 Avenue H Unit D Westwego, LA | 2.0 | 1.5 | 992 | $1,300 | $1.31 | 20d | 1 | 1.33mi |
| 958 Avenue B Westwego, LA | 2.0 | 1.0 | 1018 | $1,500 | $1.47 | 43d | 1 | 1.34mi |
Listing history 16 events
-
2026-06-18days on market $130,000 Active 78 DOM
-
2026-06-17days on market $130,000 Active 77 DOM
-
2026-06-16days on market $130,000 Active 76 DOM
-
2026-06-15days on market $130,000 Active 75 DOM
-
2026-06-13days on market $130,000 Active 73 DOM
-
2026-06-10days on market $130,000 Active 70 DOM
-
2026-06-09days on market $130,000 Active 69 DOM
-
2026-06-08days on market $130,000 Active 68 DOM
-
2026-06-07days on market $130,000 Active 67 DOM
-
2026-06-03days on market $130,000 Active 63 DOM
-
2026-06-02days on market $130,000 Active 62 DOM
-
2026-06-02price $130,000 Active 61 DOM
-
2026-05-31days on market $150,000 Active 61 DOM
-
2026-03-31$150,000 Active 102-char remark
Show marketing remark (100 chars)
Investors...3 bedroom/2 bath home, spacious backyard. Must have appointment to view. Owner occupied.
-
2026-03-31$150,000 Active 100-char remark
Show marketing remark (100 chars)
Investors...3 bedroom/2 bath home, spacious backyard. Must have appointment to view. Owner occupied.
-
2018-05-02soldstatus $115,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,435 · $120/mo
- Projected year-2 tax
- $1,435 · $120/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X · 60% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,820
- − Mortgage interest
- −$7,282
- − Property taxes
- −$1,435
- − Insurance
- −$1,448
- − Repairs & maintenance
- −$1,586
- − Management
- −$1,586
- − Depreciation
- −$3,782
- Taxable income
- $2,703
- Est. tax owed @ 24.0%
- −$649
- After-tax cash flow
- $3,946/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson Parish
- NCES district ID
- 2200840
- Math proficiency
- 24% ▼ -36.00%
- Reading proficiency
- 34% ▼ -30.00%
- Median HH income
- $48,421
- Composite
- 25.19/100
- National rank
- #7511
- State rank
- #44 of 98 in LA
Livability — Bridge City
- Score
- 61/100
- State rank
- #225
- US rank
- #17357
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bridge City, LA
- County
- Jefferson Parish · 426,999 people
- Metro
- New Orleans-Metairie, LA
- Population (ZIP)
- 32,130
- Household income
- $53,597
- Rent vs Own
- Severe rent burden
- 1457.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 451,696 people
- By 2030
- 455,451 · +0.8%
- By 2040
- 458,308 · +1.5%
- By 2050
- 461,031 · +2.1%
- By 2075
- 476,351 · +5.5%
- By 2100
- 499,377 · +10.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Black 46% White 36% Hispanic / Latino 13% Two or more races 6% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Dominican 2%
- Common ancestry
- Lithuanian 9% Scottish 1%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 86% English-only · Spanish 11% Vietnamese 2% French/Haitian/Cajun 1%
Political lean MEDSL · Jefferson
- 2024 margin
- R (+12.9) · D 42.5% · R 55.5% · Other 2.1%
- 2008→2024 swing
- +13.6pp toward D · 2008: -26.6pp · 2024: -12.9pp
- All cycles
- 2024: R+12.9 2020: R+11.1 2016: R+14.8 2012: R+18.4 2008: R+26.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -111.56%
- Current HPI
- 102.9992
- Rent YoY
- ▼ -0.80%
- Metro
- New Orleans-Metairie, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+30.4% since first listed3 events — show timeline
- 2026-03-31 Listed $150,000 AcadianaMLS
- 2026-03-31 Listed $150,000 GSREIN
- 2018-05-02 Sold (Public Records) $115,000 Public Records
Property tax history
+4.8%/yrLatest (2025): $1,435 · +0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…