1936 Penfield Rd · East Rochester, NY 14526

$219,900

3 bd · 2.0 ba · 2,343 sqft · SingleFamily public records · 8 Days on market

Built 1890 0.53 ac lot $94/sqft · 47% below area Est $415k · 47% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +7.7/30.0
• Schools +6.8/10.0
• Livability +3.9/5.0
• 1% rule +3.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

HERE IS YOUR CHANCE TO GET INTO PENFIELD SCHOOLS! FULLY REMODELED HOME with NEW LIFE on a HALF ACRE LOT! ENTER THROUGH THE SIDE ENTRANCE WITH SLIDING BARN DOOR. GREET YOURSELF WITH NEW HARDWOODS, SOARING CEILINGS, SKYLIGHTS, and NEW ELECTRIC FIREPLACE INSERT. FIND YOUR NEW KITCHEN an ENTERTAINERS DREAM. APPLIANCES INCLUDED. OVERSIZED ISLAND OPEN to DINING ROOM with FIREPLACE. BACK HALLWAY LEADS YOU to a UNIQUE BATHROOM SETUP. FULL SHOWER & SINK on ONE SIDE and ACROSS the HALL ADDITIONAL POWDER ROOM. 2 GRACIOUSLY SIZED BEDROOMS DOWNSTAIRS. UPSTAIRS OFFERS 1 FULL BEDROOM, BONUS ROOM, & ADDITIONAL FULL BATH. FRESH PAINT, GLASS BLOCK WINDOWS, H20 TANK, & MORE! LOCATED RIGHT IN THE HEART OF PENFIELD NEAR WEGMANS, TARGET, AND OTHER AMENITIES. CLOSE TO THE EXPRESSWAY FOR YOUR WORK COMMUTE.

Key facts

• Vaulted ceiling
• Huge living room
• Large kitchen

Tags

• HUGE LIVING ROOM
• VAULTED CEILING
• SKYLIGHTS
• HARDWOOD FLOORS
• LARGE KITCHEN
• ISLAND

Property features AI

Exterior

• Parking: Attached garage; 1 garage space
• Utilities: Public water connected; Sewer connected
• Home design: 2-story home; Existing (established) construction
• Construction: Composite siding; Asphalt roof; Stone foundation
• Exterior features: Dirt driveway; Rectangular lot; 125 x 191 lot dimensions; Road frontage on a main thoroughfare

Interior

• Kitchen: Dishwasher; Electric oven; Electric range; Refrigerator; Gas water heater
• Bedrooms: 2 main-level bedrooms
• Flooring: Hardwood; Varies
• Bathrooms: 2 full bathrooms; 1 main-level bathroom
• Heating & cooling: Gas heating; Baseboard heating; Has heating
• Interior features: Separate/formal living room; Kitchen/family room combo; Bedroom on main level; Partial basement; Basement present; One fireplace
• Laundry & utility: Main-level laundry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $220k.

Deal economics

• At list price, monthly cash flow is $-251 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $176k (20.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $192k (12.7% below list).
• Recommended offer: $176k (20.2% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 78/100 on livability (#155 in NY, #2,400 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: employment D+, crime D.
• Penfield Central School District (suburban): math 77% / reading 79% proficiency, ranked #67 of 590 in NY (top 11%) — strong family-tenant draw, lease renewals of 3-5y typical; only 11% free/reduced lunch — higher-income household profile.
• Zoned schools: Cobbles Elementary School (math 82% / reading 77%, grade A, #188 of 2,108 statewide, top 11%, 546 students, 24% FRL); Bay Trail Middle School (math 59% / reading 78%, grade A, #94 of 729 statewide, top 13%, 1,113 students, 23% FRL); Penfield Senior High School (math 98% / reading 72%, grade A, #369 of 1,100 statewide, top 34%, 1,424 students, 25% FRL).
• Market conditions: 113 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 1,169 units permitted in Monroe County in 2024 (591 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Monroe County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 8 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $170k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: property tax is 2.9% of price; built in 1890 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $175,536 (20.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 4.92%
• Cash-on-cash: -4.89%
• DSCR: 0.78
• GRM: 9.5

CMA / ARV

• ARV (median comp): $414,748
• List price: $219,900
• Delta: -46.98%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
92 Hillary Ln	0.33mi	4/2.5 (+1)	2,358 (+1%)	1mo	$363,000	$154	76
1973 Penfield Rd	0.16mi	4/2.5 (+1)	2,276 (-3%)	10mo	$300,000	$132	72
164 Hillary Ln	0.43mi	4/2.5 (+1)	2,358 (+1%)	9mo	$531,000	$225	64
47 Leonard Cres	0.20mi	4/2.5 (+1)	2,486 (+6%)	12mo	$410,000	$165	63
24 Brookshire Ln	0.73mi	4/2.5 (+1)	2,312 (-1%)	4mo	$450,000	$195	54
151 Brentwood Dr	0.51mi	4/2.5 (+1)	2,456 (+5%)	15mo	$480,000	$195	49
20 Bremen Cir	0.63mi	4/1.5 (+1)	2,257 (-4%)	11mo	$375,000	$166	48
143 Hillary Ln	0.43mi	4/2.5 (+1)	2,198 (-6%)	21mo	$428,000	$195	45
119 Hillrise Dr	0.66mi	4/2.5 (+1)	2,446 (+4%)	12mo	$482,000	$197	45
1 Shadow Vale Dr	0.62mi	3/2.5	2,024 (-14%)	5mo	$455,000	$225	42
42 Raymond Rd	0.74mi	3/2.5	2,182 (-7%)	13mo	$410,000	$188	42
11 Golfview Dr	0.54mi	4/2.0 (+1)	2,632 (+12%)	9mo	$300,000	$114	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -24.5%
• Equity multiple: 0.16×
• Total profit: $-51,447
• Equity at exit: $32,788

10-year hold

• IRR: -19.7%
• Equity multiple: -0.05×
• Total profit: $-64,660
• Equity at exit: $19,013

Cash invested: $61,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 14526

• Active inventory: 113
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $1,919 medium
• Mortgage (P&I): −$1,153
• Tax from tax record: −$522 /mo · $6,268/yr
• Insurance: −$92
• HOA: −$0
• Vacancy / Maint / Mgmt: −$403
• Net cashflow: $-251

Break-even live

Break-even rent $2,237

Max offer price $175,536

Occupancy floor —

Sensitivity live

Price	-10% $-127	-5% $-189	+0% $-251	+5% $-313	+10% $-376
Rent	-10% $-403	-5% $-327	+0% $-251	+5% $-175	+10% $-100
Rate	-1.0pp $-140	-0.5pp $-195	base $-251	+0.5pp $-308	+1.0pp $-366

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,975
• Closing costs: $6,597
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4395 Nine Mile Point Rd Fairport, NY	2.0	1.0	2474	$1,495	$0.60	5d	1	1.47mi

Listing history 26 events

1. 2026-05-07
   status Pending 1003-char remark
2. 2026-04-29
   listed $219,900 Active 1003-char remark
3. 2020-02-14
   soldstatus $170,000 Closed Sale or Rented 810-char remark

   Show marketing remark (810 chars)

   HERE IS YOUR CHANCE TO GET INTO PENFIELD SCHOOLS! FULLY REMODELED HOME with NEW LIFE on a HALF ACRE LOT! ENTER THROUGH THE SIDE ENTRANCE WITH SLIDING BARN DOOR. GREET YOURSELF WITH NEW HARDWOODS, SOARING CEILINGS, SKYLIGHTS, and NEW ELECTRIC FIREPLACE INSERT. FIND YOUR NEW KITCHEN an ENTERTAINERS DREAM. APPLIANCES INCLUDED. OVERSIZED ISLAND OPEN to DINING ROOM with FIREPLACE. BACK HALLWAY LEADS YOU to a UNIQUE BATHROOM SETUP. FULL SHOWER & SINK on ONE SIDE and ACROSS the HALL ADDITIONAL POWDER ROOM. 2 GRACIOUSLY SIZED BEDROOMS DOWNSTAIRS. UPSTAIRS OFFERS 1 FULL BEDROOM, BONUS ROOM, & ADDITIONAL FULL BATH. FRESH PAINT, GLASS BLOCK WINDOWS, H20 TANK, & MORE! LOCATED RIGHT IN THE HEART OF PENFIELD NEAR WEGMANS, TARGET, AND OTHER AMENITIES. CLOSE TO THE EXPRESSWAY FOR YOUR WORK COMMUTE.

4. 2020-02-14
   soldstatus $170,000

   Show marketing remark (810 chars)

   HERE IS YOUR CHANCE TO GET INTO PENFIELD SCHOOLS! FULLY REMODELED HOME with NEW LIFE on a HALF ACRE LOT! ENTER THROUGH THE SIDE ENTRANCE WITH SLIDING BARN DOOR. GREET YOURSELF WITH NEW HARDWOODS, SOARING CEILINGS, SKYLIGHTS, and NEW ELECTRIC FIREPLACE INSERT. FIND YOUR NEW KITCHEN an ENTERTAINERS DREAM. APPLIANCES INCLUDED. OVERSIZED ISLAND OPEN to DINING ROOM with FIREPLACE. BACK HALLWAY LEADS YOU to a UNIQUE BATHROOM SETUP. FULL SHOWER & SINK on ONE SIDE and ACROSS the HALL ADDITIONAL POWDER ROOM. 2 GRACIOUSLY SIZED BEDROOMS DOWNSTAIRS. UPSTAIRS OFFERS 1 FULL BEDROOM, BONUS ROOM, & ADDITIONAL FULL BATH. FRESH PAINT, GLASS BLOCK WINDOWS, H20 TANK, & MORE! LOCATED RIGHT IN THE HEART OF PENFIELD NEAR WEGMANS, TARGET, AND OTHER AMENITIES. CLOSE TO THE EXPRESSWAY FOR YOUR WORK COMMUTE.

5. 2020-01-14
   status Pending Sale 810-char remark

   Show marketing remark (810 chars)

   HERE IS YOUR CHANCE TO GET INTO PENFIELD SCHOOLS! FULLY REMODELED HOME with NEW LIFE on a HALF ACRE LOT! ENTER THROUGH THE SIDE ENTRANCE WITH SLIDING BARN DOOR. GREET YOURSELF WITH NEW HARDWOODS, SOARING CEILINGS, SKYLIGHTS, and NEW ELECTRIC FIREPLACE INSERT. FIND YOUR NEW KITCHEN an ENTERTAINERS DREAM. APPLIANCES INCLUDED. OVERSIZED ISLAND OPEN to DINING ROOM with FIREPLACE. BACK HALLWAY LEADS YOU to a UNIQUE BATHROOM SETUP. FULL SHOWER & SINK on ONE SIDE and ACROSS the HALL ADDITIONAL POWDER ROOM. 2 GRACIOUSLY SIZED BEDROOMS DOWNSTAIRS. UPSTAIRS OFFERS 1 FULL BEDROOM, BONUS ROOM, & ADDITIONAL FULL BATH. FRESH PAINT, GLASS BLOCK WINDOWS, H20 TANK, & MORE! LOCATED RIGHT IN THE HEART OF PENFIELD NEAR WEGMANS, TARGET, AND OTHER AMENITIES. CLOSE TO THE EXPRESSWAY FOR YOUR WORK COMMUTE.

6. 2020-01-03
   status Under Contract- Do Not Show 810-char remark

   Show marketing remark (810 chars)

   HERE IS YOUR CHANCE TO GET INTO PENFIELD SCHOOLS! FULLY REMODELED HOME with NEW LIFE on a HALF ACRE LOT! ENTER THROUGH THE SIDE ENTRANCE WITH SLIDING BARN DOOR. GREET YOURSELF WITH NEW HARDWOODS, SOARING CEILINGS, SKYLIGHTS, and NEW ELECTRIC FIREPLACE INSERT. FIND YOUR NEW KITCHEN an ENTERTAINERS DREAM. APPLIANCES INCLUDED. OVERSIZED ISLAND OPEN to DINING ROOM with FIREPLACE. BACK HALLWAY LEADS YOU to a UNIQUE BATHROOM SETUP. FULL SHOWER & SINK on ONE SIDE and ACROSS the HALL ADDITIONAL POWDER ROOM. 2 GRACIOUSLY SIZED BEDROOMS DOWNSTAIRS. UPSTAIRS OFFERS 1 FULL BEDROOM, BONUS ROOM, & ADDITIONAL FULL BATH. FRESH PAINT, GLASS BLOCK WINDOWS, H20 TANK, & MORE! LOCATED RIGHT IN THE HEART OF PENFIELD NEAR WEGMANS, TARGET, AND OTHER AMENITIES. CLOSE TO THE EXPRESSWAY FOR YOUR WORK COMMUTE.

7. 2019-11-09
   status Active 810-char remark

   Show marketing remark (810 chars)

   HERE IS YOUR CHANCE TO GET INTO PENFIELD SCHOOLS! FULLY REMODELED HOME with NEW LIFE on a HALF ACRE LOT! ENTER THROUGH THE SIDE ENTRANCE WITH SLIDING BARN DOOR. GREET YOURSELF WITH NEW HARDWOODS, SOARING CEILINGS, SKYLIGHTS, and NEW ELECTRIC FIREPLACE INSERT. FIND YOUR NEW KITCHEN an ENTERTAINERS DREAM. APPLIANCES INCLUDED. OVERSIZED ISLAND OPEN to DINING ROOM with FIREPLACE. BACK HALLWAY LEADS YOU to a UNIQUE BATHROOM SETUP. FULL SHOWER & SINK on ONE SIDE and ACROSS the HALL ADDITIONAL POWDER ROOM. 2 GRACIOUSLY SIZED BEDROOMS DOWNSTAIRS. UPSTAIRS OFFERS 1 FULL BEDROOM, BONUS ROOM, & ADDITIONAL FULL BATH. FRESH PAINT, GLASS BLOCK WINDOWS, H20 TANK, & MORE! LOCATED RIGHT IN THE HEART OF PENFIELD NEAR WEGMANS, TARGET, AND OTHER AMENITIES. CLOSE TO THE EXPRESSWAY FOR YOUR WORK COMMUTE.

8. 2019-10-31
   status Under Contract- Do Not Show 810-char remark

   Show marketing remark (810 chars)

   HERE IS YOUR CHANCE TO GET INTO PENFIELD SCHOOLS! FULLY REMODELED HOME with NEW LIFE on a HALF ACRE LOT! ENTER THROUGH THE SIDE ENTRANCE WITH SLIDING BARN DOOR. GREET YOURSELF WITH NEW HARDWOODS, SOARING CEILINGS, SKYLIGHTS, and NEW ELECTRIC FIREPLACE INSERT. FIND YOUR NEW KITCHEN an ENTERTAINERS DREAM. APPLIANCES INCLUDED. OVERSIZED ISLAND OPEN to DINING ROOM with FIREPLACE. BACK HALLWAY LEADS YOU to a UNIQUE BATHROOM SETUP. FULL SHOWER & SINK on ONE SIDE and ACROSS the HALL ADDITIONAL POWDER ROOM. 2 GRACIOUSLY SIZED BEDROOMS DOWNSTAIRS. UPSTAIRS OFFERS 1 FULL BEDROOM, BONUS ROOM, & ADDITIONAL FULL BATH. FRESH PAINT, GLASS BLOCK WINDOWS, H20 TANK, & MORE! LOCATED RIGHT IN THE HEART OF PENFIELD NEAR WEGMANS, TARGET, AND OTHER AMENITIES. CLOSE TO THE EXPRESSWAY FOR YOUR WORK COMMUTE.

9. 2019-10-11
   price $179,900 810-char remark

   Show marketing remark (810 chars)

   HERE IS YOUR CHANCE TO GET INTO PENFIELD SCHOOLS! FULLY REMODELED HOME with NEW LIFE on a HALF ACRE LOT! ENTER THROUGH THE SIDE ENTRANCE WITH SLIDING BARN DOOR. GREET YOURSELF WITH NEW HARDWOODS, SOARING CEILINGS, SKYLIGHTS, and NEW ELECTRIC FIREPLACE INSERT. FIND YOUR NEW KITCHEN an ENTERTAINERS DREAM. APPLIANCES INCLUDED. OVERSIZED ISLAND OPEN to DINING ROOM with FIREPLACE. BACK HALLWAY LEADS YOU to a UNIQUE BATHROOM SETUP. FULL SHOWER & SINK on ONE SIDE and ACROSS the HALL ADDITIONAL POWDER ROOM. 2 GRACIOUSLY SIZED BEDROOMS DOWNSTAIRS. UPSTAIRS OFFERS 1 FULL BEDROOM, BONUS ROOM, & ADDITIONAL FULL BATH. FRESH PAINT, GLASS BLOCK WINDOWS, H20 TANK, & MORE! LOCATED RIGHT IN THE HEART OF PENFIELD NEAR WEGMANS, TARGET, AND OTHER AMENITIES. CLOSE TO THE EXPRESSWAY FOR YOUR WORK COMMUTE.

10. 2019-09-24
    price $192,500 810-char remark

    Show marketing remark (810 chars)

    HERE IS YOUR CHANCE TO GET INTO PENFIELD SCHOOLS! FULLY REMODELED HOME with NEW LIFE on a HALF ACRE LOT! ENTER THROUGH THE SIDE ENTRANCE WITH SLIDING BARN DOOR. GREET YOURSELF WITH NEW HARDWOODS, SOARING CEILINGS, SKYLIGHTS, and NEW ELECTRIC FIREPLACE INSERT. FIND YOUR NEW KITCHEN an ENTERTAINERS DREAM. APPLIANCES INCLUDED. OVERSIZED ISLAND OPEN to DINING ROOM with FIREPLACE. BACK HALLWAY LEADS YOU to a UNIQUE BATHROOM SETUP. FULL SHOWER & SINK on ONE SIDE and ACROSS the HALL ADDITIONAL POWDER ROOM. 2 GRACIOUSLY SIZED BEDROOMS DOWNSTAIRS. UPSTAIRS OFFERS 1 FULL BEDROOM, BONUS ROOM, & ADDITIONAL FULL BATH. FRESH PAINT, GLASS BLOCK WINDOWS, H20 TANK, & MORE! LOCATED RIGHT IN THE HEART OF PENFIELD NEAR WEGMANS, TARGET, AND OTHER AMENITIES. CLOSE TO THE EXPRESSWAY FOR YOUR WORK COMMUTE.

11. 2019-09-19
    listed $219,900 Active 810-char remark

    Show marketing remark (810 chars)

    HERE IS YOUR CHANCE TO GET INTO PENFIELD SCHOOLS! FULLY REMODELED HOME with NEW LIFE on a HALF ACRE LOT! ENTER THROUGH THE SIDE ENTRANCE WITH SLIDING BARN DOOR. GREET YOURSELF WITH NEW HARDWOODS, SOARING CEILINGS, SKYLIGHTS, and NEW ELECTRIC FIREPLACE INSERT. FIND YOUR NEW KITCHEN an ENTERTAINERS DREAM. APPLIANCES INCLUDED. OVERSIZED ISLAND OPEN to DINING ROOM with FIREPLACE. BACK HALLWAY LEADS YOU to a UNIQUE BATHROOM SETUP. FULL SHOWER & SINK on ONE SIDE and ACROSS the HALL ADDITIONAL POWDER ROOM. 2 GRACIOUSLY SIZED BEDROOMS DOWNSTAIRS. UPSTAIRS OFFERS 1 FULL BEDROOM, BONUS ROOM, & ADDITIONAL FULL BATH. FRESH PAINT, GLASS BLOCK WINDOWS, H20 TANK, & MORE! LOCATED RIGHT IN THE HEART OF PENFIELD NEAR WEGMANS, TARGET, AND OTHER AMENITIES. CLOSE TO THE EXPRESSWAY FOR YOUR WORK COMMUTE.

12. 2018-01-12
    soldstatus $50,000 Closed Sale or Rented

    Show marketing remark (279 chars)

    Stunning 2 story home with tons of natural light. upon entrance, the open floor plan greets you with skylights and high ceilings. Large back yard. The home offers 4 bedrooms and 2 full bathrooms. located close to your needed amenities and Penfield school district! Don't miss it!

13. 2017-11-30
    status Pending Sale

    Show marketing remark (279 chars)

    Stunning 2 story home with tons of natural light. upon entrance, the open floor plan greets you with skylights and high ceilings. Large back yard. The home offers 4 bedrooms and 2 full bathrooms. located close to your needed amenities and Penfield school district! Don't miss it!

14. 2017-11-29
    historical Continue to Show- Under Contract

    Show marketing remark (279 chars)

    Stunning 2 story home with tons of natural light. upon entrance, the open floor plan greets you with skylights and high ceilings. Large back yard. The home offers 4 bedrooms and 2 full bathrooms. located close to your needed amenities and Penfield school district! Don't miss it!

15. 2017-11-28
    price $54,000

    Show marketing remark (279 chars)

    Stunning 2 story home with tons of natural light. upon entrance, the open floor plan greets you with skylights and high ceilings. Large back yard. The home offers 4 bedrooms and 2 full bathrooms. located close to your needed amenities and Penfield school district! Don't miss it!

16. 2017-11-15
    listed $74,900 Active

    Show marketing remark (279 chars)

    Stunning 2 story home with tons of natural light. upon entrance, the open floor plan greets you with skylights and high ceilings. Large back yard. The home offers 4 bedrooms and 2 full bathrooms. located close to your needed amenities and Penfield school district! Don't miss it!

17. 2017-11-05
    historical
18. 2017-10-20
    listed $74,900 Active
19. 2017-10-19
    historical
20. 2017-09-19
    price $74,900
21. 2017-08-22
    price $85,320
22. 2017-08-21
    price $96,120
23. 2017-08-11
    price $99,900
24. 2017-07-20
    listed $106,920 Active
25. 2014-02-18
    listed $109,900
26. 2013-09-13
    listed $129,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $6,268 · $522/mo
• Projected year-2 tax: $6,268 · $522/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,027
• − Mortgage interest: −$12,318
• − Property taxes: −$6,268
• − Insurance: −$1,100
• − Repairs & maintenance: −$1,842
• − Management: −$1,842
• − Depreciation: −$6,397
• Taxable loss: −$6,739
• Est. tax savings @ 24.0%: +$1,617
• After-tax cash flow: $-1,396/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Penfield Central School District
• NCES district ID: 3622710
• Math proficiency: 77% ▼ -3.00%
• Reading proficiency: 79% ▲ 10.00%
• Median HH income: $74,802
• Composite: 68.37/100
• National rank: #347
• State rank: #67 of 590 in NY

Livability — East Rochester

• Score: 78/100
• State rank: #155
• US rank: #2400

Category grades

Amenities A+ Commute B+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Monroe County · 674,131 people
• City population: 7,529
• Metro: Rochester, NY
• Population (ZIP): 19,629
• Household income: $118,777
• Rent vs Own: 16.0% rent · 84.0% own
• Severe rent burden: 234.0

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 759,460 people
• By 2030: 757,154 · -0.3%
• By 2040: 740,644 · -2.5%
• By 2050: 714,443 · -5.9%
• By 2075: 645,883 · -15.0%
• By 2100: 547,084 · -28.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 7% Hispanic / Latino 5% Asian 2%
• Hispanic origin (detail): Puerto Rican 1% Cuban 1%
• Common ancestry: Romanian 5% Slovak 4% Italian 2%
• Foreign-born: 8% · Canada, China, Dominican Republic
• Languages at home: 93% English-only · Other Indo-European 2% Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Monroe

• 2024 margin: D (+19.1) · D 59.5% · R 40.5%
• 2008→2024 swing: +1.4pp toward D · 2008: 17.7pp · 2024: 19.1pp
• All cycles: 2024: D+19.1 2020: D+21.0 2016: D+14.1 2012: D+17.4 2008: D+17.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -149.19%
• Current HPI: 271.8476
• Rent YoY: —
• Metro: Rochester, NY
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+69.3% since first listed

26 events — show timeline

• 2026-05-07 Pending — UNYREIS
• 2026-04-29 Listed $219,900 UNYREIS
• 2020-02-14 Sold (Public Records) $170,000 Public Records
• 2020-02-14 Sold (MLS) $170,000 UNYREIS
• 2020-01-14 Pending — UNYREIS
• 2020-01-03 Pending — UNYREIS
• 2019-11-09 Relisted — UNYREIS
• 2019-10-31 Pending — UNYREIS
• 2019-10-11 Price Changed $179,900 UNYREIS
• 2019-09-24 Price Changed $192,500 UNYREIS
• 2019-09-19 Listed $219,900 UNYREIS
• 2018-01-12 Sold (MLS) $50,000 CNYIS
• 2017-11-30 Pending — CNYIS
• 2017-11-29 Contingent — CNYIS
• 2017-11-28 Price Changed $54,000 CNYIS
• 2017-11-15 Listed $74,900 CNYIS
• 2017-11-05 Listing Removed — UNYREIS
• 2017-10-20 Listed $74,900 UNYREIS
• 2017-10-19 Listing Removed — UNYREIS
• 2017-09-19 Price Changed $74,900 UNYREIS
• 2017-08-22 Price Changed $85,320 UNYREIS
• 2017-08-21 Price Changed $96,120 UNYREIS
• 2017-08-11 Price Changed $99,900 UNYREIS
• 2017-07-20 Listed $106,920 UNYREIS
• 2014-02-18 Listed $109,900 UNYREIS
• 2013-09-13 Listed $129,900 UNYREIS

Property tax history

+1.3%/yr

Latest (2025): $6,268 · +4.9% YoY. Source: county tax records.