918 Argonne Dr · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.7/30.0
- ARV discount +15.0/15.0
- DSCR +8.0/10.0
- 1% rule +6.9/10.0
- Livability +3.8/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$145,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
PERFECT STARTER OR INVESTMENT PROPERTY -Nestled in the charming Ednor Gardens - Lakeside neighborhood, this Colonial Row home exudes warmth and character, offering a perfect blend of what could be a modern comfort. Built in 1940, this residence showcases timeless architectural details, including 3 bedrooms, 1 bath, separate dining and living rooms with hardwood flooring, and a Galley Kitchen with entrance to the level rear yard. The unfinished full basement presents an exciting opportunity to customize. Outside, the property boasts a level open rear yard for you to transform into an ideal entertaining space. The brick front porch invites you to unwind. Located in a suburban setting, this home provides the perfect balance of community and convenience. With the right financing option, you can embrace the opportunity to create lasting memories in a space that truly feels like home. A short distance to local Universities such as Morgan State, Loyola, and John Hopkins, including a variety of entertainment.
Key facts
- Level rear yard
- Galley kitchen
- Brick front porch
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath townhouse listed at $145k.
Deal economics
- At list price, monthly cash flow is $303 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $145k).
- Recommended offer: $128k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.6%/yr); 325 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 33% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 137 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 21y ago; this cycle's ask has dropped $23k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $98k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 137 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.19% ✓
- Cap rate
- 8.80%
- Cash-on-cash
- 8.97%
- DSCR
- 1.40
- GRM
- 7.0
CMA / ARV
- ARV (median comp)
- $189,835
- List price
- $145,000
- Delta
- -23.62%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 739 Springfield Ave | 0.23mi | 3/1.0 | 1,160 (+7%) | 2mo | $125,000 | $108 | 75 |
| 712 Chestnut Hill Ave | 0.33mi | 3/1.5 | 1,120 (+4%) | 2mo | $151,580 | $135 | 74 |
| 3952 Wilsby Ave | 0.14mi | 3/1.0 | 1,200 (+11%) | 3mo | $82,572 | $69 | 72 |
| 608 Chestnut Hill Ave | 0.38mi | 2/1.0 (-1) | 1,156 (+7%) | 1mo | $73,000 | $63 | 65 |
| 738 E 37th St | 0.37mi | 3/1.5 | 986 (-9%) | 3mo | $215,000 | $218 | 64 |
| 731 E 36th St | 0.48mi | 2/1.0 (-1) | 1,156 (+7%) | 4mo | $140,000 | $121 | 58 |
| 704 E 36th St | 0.47mi | 2/1.5 (-1) | 976 (-10%) | 3mo | $60,000 | $61 | 53 |
| 1312 E Cold Spring Ln | 0.63mi | 3/1.0 | 1,216 (+13%) | 1mo | $147,000 | $121 | 48 |
| 800 Radnor Ave | 0.63mi | 3/1.5 | 1,224 (+13%) | 2mo | $99,900 | $82 | 45 |
| 1313 E 35th St | 0.61mi | 3/2.0 | 1,216 (+13%) | 3mo | $260,000 | $214 | 44 |
| 1324 Crofton Rd | 0.73mi | 3/1.5 | 1,240 (+15%) | 4mo | $235,000 | $190 | 36 |
| 3303 Westerwald Ave | 0.67mi | 4/2.5 (+1) | 1,236 (+14%) | 3mo | $265,000 | $214 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.63% rent growth · sell at horizon
- IRR
- -4.3%
- Equity multiple
- 0.84×
- Total profit
- $-6,454
- Equity at exit
- $21,620
- IRR
- 3.7%
- Equity multiple
- 1.25×
- Total profit
- $10,144
- Equity at exit
- $12,537
Cash invested: $40,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21218
- Rents YoY
- 1.6%
- Active inventory
- 325
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $1,728 high interval (Pro) →
- Mortgage (P&I)
- −$760
- Tax from tax record
- −$240 /mo · $2,875/yr
- Insurance
- −$60
- HOA
- −$1
- Vacancy / Maint / Mgmt
- −$363
- Net cashflow
- $303
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,250
- Closing costs
- $4,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 956 Argonne Dr Baltimore, MD | 1.0–2.0 | 1.0 | 662 | $1,295 | $1.95 | 4d | 6 | 0.09mi |
| 812 Nat Ct Apt 12 Baltimore, MD | 2.0 | 1.0 | 900 | $1,295 | $1.44 | 43d | 1 | 0.18mi |
| 815 Gilrubin Ct Baltimore, MD | 2.0 | 1.0 | 900 | $1,695 | $1.88 | 43d | 1 | 0.19mi |
| 720 Springfield Ave Baltimore, MD | 3.0 | 1.0 | 1160 | $2,000 | $1.72 | 43d | 1 | 0.24mi |
| 3721 Ellerslie Ave Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 894 | $1,603 | $1.79 | 1d | 1 | 0.32mi |
| 612 Chestnut Hill Ave Unit 1 Baltimore, MD | 2.0 | 1.0 | 900 | $1,999 | $2.22 | 43d | 1 | 0.40mi |
| 4407 Old York Rd Baltimore, MD | 3.0 | 1.5 | 1356 | $1,574 | $1.16 | 43d | 1 | 0.45mi |
| 4407 Old York Rd Baltimore, MD | 3.0 | 1.5 | 1356 | $1,574 | $1.16 | 20d | 1 | 0.45mi |
| 835 E Cold Spring Ln Baltimore, MD | 2.0 | 1.5 | 997 | $1,400 | $1.40 | 23d | 1 | 0.45mi |
| 531 Willow Ave Unit Na Baltimore, MD | 4.0 | 1.0 | 1300 | $1,800 | $1.38 | 20d | 1 | 0.52mi |
| 721 E 36th St Unit Na Baltimore, MD | 2.0 | 1.0 | 1156 | $1,650 | $1.43 | 43d | 1 | 0.52mi |
| 1504 Upshire Rd Unit 1E Baltimore, MD | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 43d | 1 | 0.52mi |
| 1040 E 33rd St Baltimore, MD | 1.0–2.0 | 1.0–2.0 | 775 | $1,525 | $1.97 | 2d | 10 | 0.59mi |
| 724 E 35th St Baltimore, MD | 3.0 | 1.5 | 1368 | $2,000 | $1.46 | 14d | 1 | 0.59mi |
| 1617 Argonne Dr Baltimore, MD | 4.0 | 2.0 | 1200 | $2,550 | $2.12 | 43d | 1 | 0.61mi |
| 3529 Greenmount Ave Baltimore, MD | 3.0 | 2.0 | 1316 | $1,575 | $1.20 | 43d | 1 | 0.64mi |
| 1260 Rossiter Ave Baltimore, MD | 2.0 | 1.0 | 710 | $1,250 | $1.76 | 1d | 37 | 0.67mi |
| 5001 Midwood Ave Apt 2A Baltimore, MD | 2.0 | 1.0 | 750 | $1,265 | $1.69 | 43d | 1 | 0.67mi |
| 1502 Fernley Rd Baltimore, MD | 3.0 | 2.0 | 1350 | $2,800 | $2.07 | 43d | 1 | 0.67mi |
| 1224 Winston Ave Baltimore, MD | 3.0 | 2.0 | 1248 | $2,100 | $1.68 | 17d | 1 | 0.76mi |
| 1545 E Cold Spring Ln Baltimore, MD | 4.0 | 2.0 | 1240 | $2,000 | $1.61 | 43d | 1 | 0.80mi |
| 1275 Kitmore Rd Unit 1221B-T Baltimore, MD | 2.0 | 1.0 | 811 | $1,560 | $1.92 | 23d | 1 | 0.82mi |
| 1275 Kitmore Rd Baltimore, MD | 2.0 | 1.0 | 827 | $1,525 | $1.84 | 43d | 1 | 0.82mi |
| 1275 Kitmore Rd Unit 1276B-A Baltimore, MD | 2.0 | 1.0 | 812 | $1,360 | $1.67 | 43d | 1 | 0.82mi |
| 1275 Kitmore Rd Unit 1248B-A Baltimore, MD | 2.0 | 1.0 | 812 | $1,360 | $1.67 | 4d | 1 | 0.82mi |
| 1275 Kitmore Rd Unit 1260K-T Baltimore, MD | 2.0 | 1.0 | 811 | $1,410 | $1.74 | 4d | 1 | 0.82mi |
| 1275 Kitmore Rd Unit 1262B-A Baltimore, MD | 2.0 | 1.0 | 923 | $1,320 | $1.43 | 1d | 1 | 0.82mi |
| 1275 Kitmore Rd Unit 1267K-T Baltimore, MD | 2.0 | 1.0 | 827 | $1,585 | $1.92 | 43d | 1 | 0.82mi |
| 1275 Kitmore Rd Unit 1263K-T Baltimore, MD | 2.0 | 1.0 | 811 | $1,485 | $1.83 | 4d | 1 | 0.82mi |
| 1275 Kitmore Rd Unit 1259K-T Baltimore, MD | 2.0 | 1.0 | 811 | $1,535 | $1.89 | 4d | 1 | 0.82mi |
| 1275 Kitmore Rd Unit 1245K-T Baltimore, MD | 3.0 | 1.0 | 935 | $1,895 | $2.03 | 4d | 1 | 0.82mi |
| 1275 Kitmore Rd Unit 1215B-T Baltimore, MD | 2.0 | 1.0 | 811 | $1,435 | $1.77 | 4d | 1 | 0.82mi |
| 543 Chateau Ave Baltimore, MD | 3.0 | 2.0 | 1152 | $1,900 | $1.65 | 4d | 1 | 0.86mi |
| 3221 The Alameda Unit 2 Baltimore, MD | 2.0 | 1.0 | 750 | $1,200 | $1.60 | 23d | 1 | 0.86mi |
| 3601 Greenway #101 Baltimore, MD | 2.0 | 2.0 | 1470 | $2,700 | $1.84 | 4d | 1 | 0.88mi |
| 616 Montpelier St Baltimore, MD | 3.0 | 1.0 | 1150 | $1,750 | $1.52 | 10d | 1 | 0.92mi |
| 416 Winston Ave Unit 426-01 Baltimore, MD | 2.0 | 1.0 | 890 | $1,250 | $1.40 | 43d | 1 | 0.93mi |
| 416 Winston Ave Unit 426-08 Baltimore, MD | 2.0 | 1.0 | 790 | $1,050 | $1.33 | 23d | 1 | 0.93mi |
| 1221 Glenwood Ave Baltimore, MD | 3.0 | 2.0 | 1390 | $2,595 | $1.87 | 43d | 1 | 0.94mi |
| 711 1/2 McCabe Ave Baltimore, MD | 4.0 | 3.0 | 1204 | $2,350 | $1.95 | 4d | 1 | 0.94mi |
HOA detail
- Monthly dues
- $1 · $12/yr
Listing history 23 events
-
2026-06-18days on market $145,000 Active 137 DOM
-
2026-06-17days on market $145,000 Active 136 DOM
-
2026-06-16days on market $145,000 Active 135 DOM
-
2026-06-15days on market $145,000 Active 134 DOM
-
2026-06-13days on market $145,000 Active 132 DOM
-
2026-06-09days on market $145,000 Active 128 DOM
-
2026-06-08days on market $145,000 Active 127 DOM
-
2026-06-07days on market $145,000 Active 126 DOM
-
2026-06-04days on market $145,000 Active 123 DOM
-
2026-06-03days on market $145,000 Active 122 DOM
-
2026-06-02days on market $145,000 Active 121 DOM
-
2026-06-01days on market $145,000 Active 120 DOM
-
2026-05-31days on market $145,000 Active 119 DOM
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2026-03-14price $145,000 1017-char remark
Show marketing remark (1017 chars)
PERFECT STARTER OR INVESTMENT PROPERTY -Nestled in the charming Ednor Gardens - Lakeside neighborhood, this Colonial Row home exudes warmth and character, offering a perfect blend of what could be a modern comfort. Built in 1940, this residence showcases timeless architectural details, including 3 bedrooms, 1 bath, separate dining and living rooms with hardwood flooring, and a Galley Kitchen with entrance to the level rear yard. The unfinished full basement presents an exciting opportunity to customize. Outside, the property boasts a level open rear yard for you to transform into an ideal entertaining space. The brick front porch invites you to unwind. Located in a suburban setting, this home provides the perfect balance of community and convenience. With the right financing option, you can embrace the opportunity to create lasting memories in a space that truly feels like home. A short distance to local Universities such as Morgan State, Loyola, and John Hopkins, including a variety of entertainment.
-
2026-02-17status Active 1017-char remark
Show marketing remark (1017 chars)
PERFECT STARTER OR INVESTMENT PROPERTY -Nestled in the charming Ednor Gardens - Lakeside neighborhood, this Colonial Row home exudes warmth and character, offering a perfect blend of what could be a modern comfort. Built in 1940, this residence showcases timeless architectural details, including 3 bedrooms, 1 bath, separate dining and living rooms with hardwood flooring, and a Galley Kitchen with entrance to the level rear yard. The unfinished full basement presents an exciting opportunity to customize. Outside, the property boasts a level open rear yard for you to transform into an ideal entertaining space. The brick front porch invites you to unwind. Located in a suburban setting, this home provides the perfect balance of community and convenience. With the right financing option, you can embrace the opportunity to create lasting memories in a space that truly feels like home. A short distance to local Universities such as Morgan State, Loyola, and John Hopkins, including a variety of entertainment.
-
2026-02-13historical Active Under Contract 1017-char remark
Show marketing remark (1017 chars)
PERFECT STARTER OR INVESTMENT PROPERTY -Nestled in the charming Ednor Gardens - Lakeside neighborhood, this Colonial Row home exudes warmth and character, offering a perfect blend of what could be a modern comfort. Built in 1940, this residence showcases timeless architectural details, including 3 bedrooms, 1 bath, separate dining and living rooms with hardwood flooring, and a Galley Kitchen with entrance to the level rear yard. The unfinished full basement presents an exciting opportunity to customize. Outside, the property boasts a level open rear yard for you to transform into an ideal entertaining space. The brick front porch invites you to unwind. Located in a suburban setting, this home provides the perfect balance of community and convenience. With the right financing option, you can embrace the opportunity to create lasting memories in a space that truly feels like home. A short distance to local Universities such as Morgan State, Loyola, and John Hopkins, including a variety of entertainment.
-
2026-02-10status Pending 1017-char remark
Show marketing remark (1017 chars)
PERFECT STARTER OR INVESTMENT PROPERTY -Nestled in the charming Ednor Gardens - Lakeside neighborhood, this Colonial Row home exudes warmth and character, offering a perfect blend of what could be a modern comfort. Built in 1940, this residence showcases timeless architectural details, including 3 bedrooms, 1 bath, separate dining and living rooms with hardwood flooring, and a Galley Kitchen with entrance to the level rear yard. The unfinished full basement presents an exciting opportunity to customize. Outside, the property boasts a level open rear yard for you to transform into an ideal entertaining space. The brick front porch invites you to unwind. Located in a suburban setting, this home provides the perfect balance of community and convenience. With the right financing option, you can embrace the opportunity to create lasting memories in a space that truly feels like home. A short distance to local Universities such as Morgan State, Loyola, and John Hopkins, including a variety of entertainment.
-
2026-01-25$168,000 Active 1017-char remark
Show marketing remark (1017 chars)
PERFECT STARTER OR INVESTMENT PROPERTY -Nestled in the charming Ednor Gardens - Lakeside neighborhood, this Colonial Row home exudes warmth and character, offering a perfect blend of what could be a modern comfort. Built in 1940, this residence showcases timeless architectural details, including 3 bedrooms, 1 bath, separate dining and living rooms with hardwood flooring, and a Galley Kitchen with entrance to the level rear yard. The unfinished full basement presents an exciting opportunity to customize. Outside, the property boasts a level open rear yard for you to transform into an ideal entertaining space. The brick front porch invites you to unwind. Located in a suburban setting, this home provides the perfect balance of community and convenience. With the right financing option, you can embrace the opportunity to create lasting memories in a space that truly feels like home. A short distance to local Universities such as Morgan State, Loyola, and John Hopkins, including a variety of entertainment.
-
2006-02-13soldstatus $98,500
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2005-12-20soldstatus $98,500 274-char remark
Show marketing remark (274 chars)
Seller will provide $5,000 for roof allowance/subsidy. This 3 bedrooom and one bathroom with plumbing available for bathroom in basement is great for first time home buyer or investment property. Sold as is. Contact office for combo. Buyer to verify ground rent. Now vacant.
-
2005-11-28historical 274-char remark
Show marketing remark (274 chars)
Seller will provide $5,000 for roof allowance/subsidy. This 3 bedrooom and one bathroom with plumbing available for bathroom in basement is great for first time home buyer or investment property. Sold as is. Contact office for combo. Buyer to verify ground rent. Now vacant.
-
2005-08-21$105,000 274-char remark
Show marketing remark (274 chars)
Seller will provide $5,000 for roof allowance/subsidy. This 3 bedrooom and one bathroom with plumbing available for bathroom in basement is great for first time home buyer or investment property. Sold as is. Contact office for combo. Buyer to verify ground rent. Now vacant.
-
1994-10-28soldstatus $56,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,875 · $240/mo
- Projected year-2 tax
- $2,875 · $240/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,732
- − Mortgage interest
- −$8,122
- − Property taxes
- −$2,875
- − Insurance
- −$725
- − Repairs & maintenance
- −$1,659
- − Management
- −$1,659
- − HOA
- −$12
- − Depreciation
- −$4,218
- Taxable income
- $1,463
- Est. tax owed @ 24.0%
- −$351
- After-tax cash flow
- $3,291/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 44,014
- Household income
- $62,488
- Rent vs Own
- Severe rent burden
- 2564.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 60% White 26% Two or more races 6% Hispanic / Latino 5% Asian 5%
- Hispanic origin (detail)
- Common ancestry
- Romanian 2% Italian 1% Scotch-Irish 1%
- Foreign-born
- 10% · Canada, China, South Korea
- Languages at home
- 87% English-only · Spanish 4% French/Haitian/Cajun 2% Chinese 2%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -463.14%
- Current HPI
- 292.3986
- Rent YoY
- ▲ 1.63%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+158.9% since first listed10 events — show timeline
- 2026-03-14 Price Changed $145,000 BRIGHT MLS
- 2026-02-17 Relisted — BRIGHT MLS
- 2026-02-13 Contingent — BRIGHT MLS
- 2026-02-10 Pending — BRIGHT MLS
- 2026-01-25 Listed $168,000 BRIGHT MLS
- 2006-02-13 Sold (Public Records) $98,500 Public Records
- 2005-12-20 Sold (MLS) $98,500 MRIS
- 2005-11-28 Delisted — MRIS
- 2005-08-21 Listed $105,000 MRIS
- 1994-10-28 Sold (Public Records) $56,000 Public Records
Property tax history
+2.1%/yrLatest (2025): $2,875 · +5.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…