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71 Manley Ln
B- Composite 69.77
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.9/30.0
  • Appreciation +10.0/10.0
  • DSCR +8.7/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.6/10.0
  • Schools +3.9/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0

$160,000

71 Manley Ln · Brookland, AR 72417
3 bd · 2.0 ba · 1,700 sqft · SingleFamily public records · 95 Days on market
Built 1979 Fair condition 0.97 ac lot Garage $94/sqft · 51% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Located on Manley Ln. in Brookland, this property offers a rare opportunity inside the city limits with approximately . 97 acres, more or lessproviding a near one-acre lot that gives a country feel while still being convenient to the amenities of town. The home features approximately 1,700 sq. ft. of living space with 3 bedrooms, 2 bathrooms, and two separate living areas. A large den on the back of the home includes a free-standing wood stove, adding character and functionality. This property is well suited for investors or owner-occupants looking for a value-add opportunity. With some remodeling, this home has strong potential and is priced aggressively so a new owner can remodel and make it their own. Taxes quoted are before HSTC.

Key facts

  • Near one-acre lot
  • 0.97 acre lot
  • 2 garage spots

Tags

NEAR ONE-ACRE LOTFREE-STANDING WOOD STOVETWO SEPARATE LIVING AREASVALUE-ADD OPPORTUNITY

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $160k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $394 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $160k).
  • Recommended offer: $146k (9.0% below list) — sets the bar for market timing.
  • Cap rate 9.2% vs local median 4.4% in Brookland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#57 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D, amenities F, commute F.
  • Brookland School District (suburban): math 45% / reading 39% proficiency, ranked #47 of 238 in AR (top 20%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Brookland Middle School (math 56% / reading 35%, grade D-, #135 of 454 statewide, top 30%, 878 students, 31% FRL); Brookland Junior High School (math 36% / reading 46%, grade F, #83 of 201 statewide, top 44%, 718 students, 26% FRL); Brookland High School (math 22% / reading 37%, grade F, #142 of 292 statewide, top 53%, 589 students, 27% FRL) — zoned schools at 28% FRL track the district average.
  • Market conditions: 152 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 93d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).

Forward outlook

  • In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
  • Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 95 days — a 9% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $33k; list at $160k implies a 385% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,600 (9.0% below list)

Questions for the listing agent

  1. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
9.24%
Cash-on-cash
10.54%
DSCR
1.47
GRM
7.9

CMA / ARV

ARV (median comp)
$327,450
List price
$160,000
Delta
-51.14%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
124 Harper Dr 0.45mi 3/2.0 1,716 (+1%) 8mo $243,250 $142 71
1804 N Oak St 0.47mi 3/2.0 1,600 (-6%) 3mo $259,900 $162 66
1818 N Oak 0.55mi 3/2.0 1,650 (-3%) 5mo $274,900 $167 66
104 Janis Dr 0.62mi 3/2.0 1,665 (-2%) 4mo $210,000 $126 64
93 Clearwater Dr 0.71mi 3/2.0 1,672 (-2%) 4mo $283,990 $170 61
111 Clark Dr 0.51mi 4/2.0 (+1) 1,570 (-8%) 2mo $223,000 $142 57
1816 N Oak 0.53mi 3/2.0 1,576 (-7%) 8mo $246,500 $156 56
91 Clearwater Dr 0.71mi 3/2.0 1,796 (+6%) 5mo $283,990 $158 54
91 Clearwater Dr 0.71mi 3/2.0 1,796 (+6%) 5mo $283,990 $158 54
1820 N Oak 0.56mi 3/— 1,500 (-12%) 5mo $255,000 $170 50
307 Harper Dr 0.67mi 4/2.0 (+1) 1,566 (-8%) 5mo $205,000 $131 46
126 Hidden Creek Dr 0.64mi 3/2.0 1,942 (+14%) 5mo $321,500 $166 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.0%
Equity multiple
3.50×
Total profit
$112,129
Equity at exit
$144,141
10-year hold
IRR
27.6%
Equity multiple
7.93×
Total profit
$310,338
Equity at exit
$310,845

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
32 active · 10 under contract
Months of supply
7.1 mo (14%/mo absorbed)
Median asking
$266,490 ($165/sqft)
Median days on market
76 d
This list price
6% of active listings are priced below it
ARV vs active asking
+16.7% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 72417

Home prices YoY
20.6%
Active inventory
152
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$1,688 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$34 /mo · $411/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$354
Net cashflow
$394

Break-even live

Break-even rent $1,190
Max offer price $160,000
Occupancy floor 72%

Sensitivity live

Price -10% $484 -5% $439 +0% $394 +5% $348 +10% $303
Rent -10% $260 -5% $327 +0% $394 +5% $460 +10% $527
Rate -1.0pp $474 -0.5pp $434 base $394 +0.5pp $352 +1.0pp $310

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
123 Hidden Creek Dr Brookland, AR 3.0 2.0 1970 $2,550 $1.29 93d 1 0.70mi
315 Story St Brookland, AR 3.0 2.0 1250 $1,270 $1.02 93d 1 1.11mi
105 Cherry St Brookland, AR 3.0 2.0 1170 $1,575 $1.35 93d 1 1.11mi
300 Story St Brookland, AR 3.0 2.0 1200 $1,270 $1.06 93d 1 1.17mi
338 Story St Brookland, AR 3.0 2.0 1250 $1,270 $1.02 93d 1 1.17mi
203 N Bernis St Brookland, AR 3.0 2.0 1328 $1,550 $1.17 93d 1 1.24mi

Property features AI

Finance

Other
Approximately 1,700 square feetApproximately 0.97 acre lotLot information sourced from courthouseSubdivision described as Metes & BoundsCounty: Craighead; City: Brookland

Exterior

Parking
Attached garage with auto door opener for 2 cars
Utilities
Public sewerPublic waterPropane gas
Home design
Metal or vinyl siding exteriorComposition roof
Construction
Slab/crawl space combination foundation
Exterior features
PatioPaved road accessInside city limits

Interior

Kitchen
MicrowaveElectric rangeDishwasher
Flooring
CarpetWoodTile
Bathrooms
2 full bathrooms
Heating & cooling
Central electric air conditioningCentral propane heating
Interior features
Electric water heaterCeiling fansBreakfast barWood-burning stove fireplaceDen/Family room

Listing history 50 events

  1. 2026-08-08
    days on market $160,000 Active 95 DOM
  2. 2026-08-07
    days on market $160,000 Active 94 DOM
  3. 2026-08-06
    days on market $160,000 Active 93 DOM
  4. 2026-08-05
    days on market $160,000 Active 92 DOM
  5. 2026-08-04
    days on market $160,000 Active 91 DOM
  6. 2026-08-03
    days on market $160,000 Active 90 DOM
  7. 2026-07-31
    days on market $160,000 Active 87 DOM
  8. 2026-07-30
    days on market $160,000 Active 86 DOM
  9. 2026-07-29
    days on market $160,000 Active 85 DOM
  10. 2026-07-27
    days on market $160,000 Active 83 DOM
  11. 2026-07-25
    days on market $160,000 Active 81 DOM
  12. 2026-07-24
    days on market $160,000 Active 80 DOM
  13. 2026-07-23
    days on market $160,000 Active 79 DOM
  14. 2026-07-22
    days on market $160,000 Active 78 DOM
  15. 2026-07-21
    days on market $160,000 Active 77 DOM
  16. 2026-07-18
    days on market $160,000 Active 74 DOM
  17. 2026-07-16
    days on market $160,000 Active 72 DOM
  18. 2026-07-16
    days on market $160,000 Active 71 DOM
  19. 2026-07-14
    days on market $160,000 Active 70 DOM
  20. 2026-07-13
    days on market $160,000 Active 69 DOM
  21. 2026-07-12
    days on market $160,000 Active 68 DOM
  22. 2026-07-11
    days on market $160,000 Active 67 DOM
  23. 2026-07-10
    days on market $160,000 Active 66 DOM
  24. 2026-07-09
    days on market $160,000 Active 65 DOM
  25. 2026-07-08
    days on market $160,000 Active 64 DOM
  26. 2026-07-07
    days on market $160,000 Active 63 DOM
  27. 2026-07-06
    days on market $160,000 Active 62 DOM
  28. 2026-07-05
    days on market $160,000 Active 61 DOM
  29. 2026-07-04
    days on market $160,000 Active 60 DOM
  30. 2026-07-03
    days on market $160,000 Active 59 DOM
  31. 2026-07-02
    days on market $160,000 Active 58 DOM
  32. 2026-07-01
    days on market $160,000 Active 57 DOM
  33. 2026-06-30
    days on market $160,000 Active 56 DOM
  34. 2026-06-29
    days on market $160,000 Active 55 DOM
  35. 2026-06-28
    days on market $160,000 Active 54 DOM
  36. 2026-06-28
    days on market $160,000 Active 53 DOM
  37. 2026-06-27
    days on market $160,000 Active 52 DOM
  38. 2026-06-26
    days on market $160,000 Active 51 DOM
  39. 2026-06-23
    days on market $160,000 Active 48 DOM
  40. 2026-06-21
    days on market $160,000 Active 47 DOM
  41. 2026-06-19
    days on market $160,000 Active 45 DOM
  42. 2026-06-18
    days on market $160,000 Active 44 DOM
  43. 2026-06-17
    days on market $160,000 Active 43 DOM
  44. 2026-06-16
    days on market $160,000 Active 42 DOM
  45. 2026-06-15
    days on market $160,000 Active 41 DOM
  46. 2026-06-14
    days on market $160,000 Active 39 DOM
  47. 2026-06-13
    days on market $160,000 Active 38 DOM
  48. 2026-06-10
    days on market $160,000 Active 36 DOM
  49. 2026-06-09
    days on market $160,000 Active 35 DOM
  50. 2026-06-08
    days on market $160,000 Active 34 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$411 · $34/mo
Projected year-2 tax
$1,024 · $85/mo
Expected delta
+$613/yr (+$51/mo · 148.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥110°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,256
− Mortgage interest
−$8,962
− Property taxes
−$411
− Insurance
−$800
− Repairs & maintenance
−$1,621
− Management
−$1,621
− Depreciation
−$4,655
Taxable income
$2,187
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$525
After-tax cash flow
$4,198/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Moderate rehab Est. rehab $42,500–$76,500 screening

This home requires moderate renovations, including a new roof and exterior painting, to improve its condition and increase its resale and rental value.

Components & finishes AI

Roof asphalt shingle · good Flooring tile Counters laminate

Deferred maintenance Est. $3,000–$12,000 screening

  • Minor Roof (roof) — No visible signs of damage or wear
  • Minor Hvac (hvac) — No visible signs of damage or wear
  • Minor Windows (windows) — No visible signs of damage or wear
  • Minor Electrical (electrical) — No visible signs of damage or wear
  • Minor Plumbing (plumbing) — No visible signs of damage or wear
  • Minor Exterior (exterior) — No visible signs of damage or wear

Repairs flagged

  • Major roof — The roof appears to be in poor condition, with visible wear and tear.
  • Moderate exterior siding — The exterior siding shows some discoloration and wear, with visible paint chipping.
  • Minor kitchen flooring — The flooring in the kitchen appears to be in fair condition, with some wear visible.
  • Minor interior walls — The interior walls appear to be in fair condition, with some discoloration and wear visible.

Value-add opportunities

  • Resale roof replacement — A new roof would significantly improve the home's curb appeal and overall condition, making it more attractive to potential buyers.
  • Resale exterior painting — Painting the exterior siding would improve the home's appearance and increase its resale value.
  • Both HVAC maintenance — Maintaining the HVAC system would improve the home's comfort and energy efficiency, benefiting both resale and rental value.
  • Both landscaping trimming — Trimming the landscaping would improve the home's curb appeal and increase its rental value.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 39/100

Zoned Schools

Elementary Brookland Middle School D- AR #135/454 Nat'l #15,746/41,679 Middle Brookland Junior High School F AR #83/201 Nat'l #5,727/14,009 High Brookland High School F AR #142/292 Nat'l #11,215/17,239

Schools (NCES district)

District
Brookland School District
NCES district ID
0503640
Math proficiency
45% ▼ -15.00%
Reading proficiency
39% ▼ -16.00%
Median HH income
$52,226
Composite
36.4/100
National rank
#4678
State rank
#47 of 238 in AR
B Composite livability gradescore 70/100

Livability — Brookland

Score
70/100
State rank
#57
US rank
#7817

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment B- Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brookland, AR
County
Craighead County · 122,235 people
City population
5,940
Metro
Jonesboro, AR
Population (ZIP)
5,940
Household income
$61,964
Rent vs Own
37.6% rent · 62.4% own
Severe rent burden
5% of renters

Population outlook (Craighead County) Hauer SSP2

Today (2025)
122,235 people
By 2030
131,338 · +7.4%
By 2040
149,862 · +22.6%
By 2050
168,034 · +37.5%
By 2075
208,094 · +70.2%
By 2100
233,251 · +90.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 5% Black 2% Hispanic / Latino 2%
Common ancestry
Slovak 3% Italian 3%
Foreign-born
1% · Canada, South Korea

Political lean MEDSL · Craighead

2024 margin
Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
2008→2024 swing
-12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
All cycles
2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5

Not yet ingested

Civics

Price history

+384.8% since first listed
3 events — show timeline
  • 2026-05-04 Listed $160,000 NEABOR MLS
  • 2026-05-04 Listed $160,000 CARMLS
  • 1988-05-01 Sold (Public Records) $33,000 Public Records

Property tax history

-1.5%/yr

Latest (2025): $411 · -19.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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