6655 Whisper Pond · San Antonio, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +12.8/30.0
- Appreciation +5.0/10.0
- Schools +4.4/10.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- DSCR +3.8/10.0
- 1% rule +3.7/10.0
- Rent growth +2.1/5.0
$199,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step into comfort, style, and convenience with this beautifully maintained one-story home-one of D.R. Horton's most popular floor plans-located in the highly desirable Whisper Falls community on San Antonio's southwest side. Perfectly positioned in the bulb of a curved street, this home offers both privacy and space, complete with a large backyard, ideal for summer barbecues or relaxing mornings with coffee in hand. Inside, you'll find a thoughtfully designed open-concept layout filled with natural light, wood-look tile flooring, and 9-foot ceilings that create a bright and inviting atmosphere. The spacious living area flows seamlessly into a well-appointed kitchen featuring rich cabinetry, granite countertops, gas cooking, a stylish black appliance package, and a center island, perfect for entertaining while preparing meals. The refrigerator conveys, adding even more value and convenience. The private Master suite offers a peaceful retreat with an en-suite bath, while two additional bedrooms are tucked away with access to a full secondary bathroom-ideal for guests, family, or a home office. Smart home features from D.R. Horton's Home Is Connected system, including a programmable keypad entry, Ring doorbell, and app-controlled lighting, thermostat, and locks, provide modern comfort and peace of mind. Other Energy Efficiencies include Double Pane Windows, Energy Star Appliances, High Efficiency Water Heater. Located in Whisper Falls and within Medina Valley ISD, residents enjoy resort-style amenities and easy access to Loop 1604, Hwy 90, Loop 410, Hwy 151, Lackland Air Force Base, and SeaWorld San Antonio, making commuting and entertainment a breeze. Whether you're a first-time buyer, downsizing, or relocating, this home offers exceptional value, flexibility, and a lifestyle you'll love. Schedule your showing today and discover all that Whisper Falls has to offer! Priced below Market Value for Quick Sale
Key facts
- Private master suite
- One story home
- Large backyard
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $199k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-18 ($-213/yr) — negative.
- To cash-flow at today's rent, offer at most $196k (1.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (13.2% below list).
- Recommended offer: $173k (13.2% below list) — sets the bar for 1% rule.
- Cap rate 6.2% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
- Medina Valley ISD (rural): math 48% / reading 53% proficiency, ranked #148 of 826 in TX (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lacoste El (math 38% / reading 42%, grade F, #1,514 of 4,322 statewide, top 36%, 744 students, 69% FRL); Medina Valley Middle (math 47% / reading 49%, grade C-, #400 of 1,662 statewide, top 24%, 1,029 students, 62% FRL); Medina Valley H S (math 34% / reading 55%, grade F, #652 of 1,632 statewide, top 43%, 2,147 students, 51% FRL).
- Market conditions: Rents soft (-1.7%/yr); 555 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
Forward outlook
- In year one you build about $1k of equity ($1k loan paydown + $-4 appreciation (-0.0% local appreciation)).
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 93 days — a 9% lower offer ($181k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 93 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 6.19%
- Cash-on-cash
- -0.38%
- DSCR
- 0.98
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $257,411
- List price
- $199,000
- Delta
- -22.69%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6419 Legato | 0.48mi | 3/2.0 | 1,323 (0%) | 11mo | $260,000 | $197 | 69 |
| 13903 Silos Mdws | 0.41mi | 3/2.0 | 1,276 (-4%) | 10mo | $225,000 | $176 | 67 |
| 13947 Bull | 0.58mi | 3/2.0 | 1,276 (-4%) | 2mo | $189,900 | $149 | 65 |
| 6619 Legato Curv | 0.23mi | 3/2.0 | 1,156 (-13%) | 3mo | $220,000 | $190 | 65 |
| 7258 Plow Run | 0.69mi | 3/2.0 | 1,300 (-2%) | 3mo | $245,000 | $188 | 63 |
| 13608 Whisper Xing | 0.31mi | 3/2.0 | 1,156 (-13%) | 4mo | $224,900 | $195 | 61 |
| 13857 Llama Pl | 0.65mi | 3/2.0 | 1,300 (-2%) | 8mo | $230,000 | $177 | 60 |
| 6523 Hoffman | 0.54mi | 3/2.0 | 1,440 (+9%) | 6mo | $254,000 | $176 | 55 |
| 14114 Silos Mdws | 0.58mi | 3/2.0 | 1,450 (+10%) | 7mo | $239,000 | $165 | 51 |
| 7227 Plow Run | 0.66mi | 3/2.0 | 1,462 (+10%) | 3mo | $160,440 | $110 | 49 |
| 6448 Kingsley Edge | 0.67mi | 3/2.0 | 1,498 (+13%) | 10mo | $259,500 | $173 | 38 |
| 7250 Plow Run | 0.68mi | 3/2.0 | 1,125 (-15%) | 9mo | $205,000 | $182 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -4.7%
- Equity multiple
- 0.78×
- Total profit
- $-11,999
- Equity at exit
- $57,766
- IRR
- -0.9%
- Equity multiple
- 0.91×
- Total profit
- $-5,252
- Equity at exit
- $69,423
Cash invested: $55,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78252
- Home prices YoY
- -0.0%
- Rents YoY
- -1.7%
- Active inventory
- 555
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $1,727 high interval (Pro) →
- Mortgage (P&I)
- −$1,044
- Tax from tax record
- −$172 /mo · $2,070/yr
- Insurance
- −$83
- HOA
- −$83
- Vacancy / Maint / Mgmt
- −$363
- Net cashflow
- $-18
Break-even live
Sensitivity live
| Price | -10% $95 | -5% $39 | +0% $-18 | +5% $-74 | +10% $-130 |
|---|---|---|---|---|---|
| Rent | -10% $-154 | -5% $-86 | +0% $-18 | +5% $50 | +10% $119 |
| Rate | -1.0pp $82 | -0.5pp $33 | base $-18 | +0.5pp $-69 | +1.0pp $-122 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,750
- Closing costs
- $5,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6522 Vivaldi Isle San Antonio, TX | 3.0 | 2.0 | 1325 | $1,500 | $1.13 | 45d | 1 | 0.11mi |
| 6614 Dynamic Sound San Antonio, TX | 3.0 | 2.0 | 1192 | $1,500 | $1.26 | 5d | 1 | 0.22mi |
| 6614 Dynamic Sound San Antonio, TX | 3.0 | 2.0 | 1192 | $1,500 | $1.26 | 45d | 1 | 0.22mi |
| 6835 Capriccio Spirit San Antonio, TX | 3.0 | 2.5 | 1512 | $1,700 | $1.12 | 23d | 1 | 0.23mi |
| 13518 Hummel Loop San Antonio, TX | 3.0 | 2.5 | 1625 | $1,650 | $1.02 | 0d | 1 | 0.24mi |
| 6515 Scarecrow Way San Antonio, TX | 4.0 | 2.0 | 1627 | $1,565 | $0.96 | 25d | 1 | 0.24mi |
| 6512 Arid Way San Antonio, TX | 4.0 | 2.0 | 1687 | $1,671 | $0.99 | 25d | 1 | 0.25mi |
| 6524 Arid Way San Antonio, TX | 4.0 | 2.0 | 1657 | $1,556 | $0.94 | 25d | 1 | 0.27mi |
| 6548 Dynamic Sound San Antonio, TX | 3.0 | 2.0 | 1323 | $1,495 | $1.13 | 25d | 1 | 0.28mi |
| 6511 Arid Way San Antonio, TX | 4.0 | 2.5 | 1687 | $1,650 | $0.98 | 0d | 1 | 0.29mi |
| 6612 Arid Way San Antonio, TX | 4.0 | 2.0 | 1627 | $1,895 | $1.16 | 0d | 1 | 0.30mi |
| 6519 Dynamic Sound San Antonio, TX | 3.0 | 2.0 | 1156 | $1,700 | $1.47 | 25d | 1 | 0.30mi |
| 6519 Dynamic Sound San Antonio, TX | 3.0 | 2.0 | 1156 | $1,700 | $1.47 | 0d | 1 | 0.30mi |
| 6528 Dynamic Sound San Antonio, TX | 3.0 | 2.0 | 1192 | $1,475 | $1.24 | 16d | 1 | 0.31mi |
| 6603 Arid Way San Antonio, TX | 3.0 | 2.0 | 1440 | $1,506 | $1.05 | 45d | 1 | 0.31mi |
| 6638 Arid Way San Antonio, TX | 4.0 | 2.0 | 1627 | $1,479 | $0.91 | 6d | 1 | 0.32mi |
| 6304 Masterson Rd Unit 3294 San Antonio, TX | 3.0 | 2.0 | 1463 | $2,201 | $1.50 | 0d | 1 | 0.34mi |
| 6304 Masterson Rd Unit 2294 San Antonio, TX | 2.0 | 2.0 | 1158 | $1,889 | $1.63 | 0d | 1 | 0.34mi |
| 6683 Arid Way San Antonio, TX | 3.0 | 2.0 | 1440 | $1,475 | $1.02 | 0d | 1 | 0.35mi |
| 6728 Beehive Dr San Antonio, TX | 3.0 | 2.0 | 1675 | $1,596 | $0.95 | 14d | 1 | 0.39mi |
| 13422 Whisper Bnd San Antonio, TX | 3.0 | 2.0 | 1662 | $2,000 | $1.20 | 25d | 1 | 0.40mi |
| 13727 Barn Door San Antonio, TX | 3.0 | 2.0 | 1474 | $1,800 | $1.22 | 25d | 1 | 0.42mi |
| 6638 Hoffman Pln San Antonio, TX | 3.0 | 2.0 | 1662 | $1,850 | $1.11 | 25d | 1 | 0.45mi |
| 7214 Cultivator Way San Antonio, TX | 3.0 | 2.0 | 1125 | $1,395 | $1.24 | 45d | 1 | 0.50mi |
| 13930 Silos Mdws San Antonio, TX | 4.0 | 2.0 | 1616 | $1,650 | $1.02 | 14d | 1 | 0.51mi |
| 7226 Cultivator Way San Antonio, TX | 3.0 | 2.0 | 1300 | $1,497 | $1.15 | 25d | 1 | 0.51mi |
| 13107 Minuet Sway San Antonio, TX | 4.0 | 2.0 | 1703 | $1,800 | $1.06 | 13d | 1 | 0.54mi |
| 13922 Wool Park San Antonio, TX | 3.0 | 2.0 | 1416 | $1,450 | $1.02 | 25d | 1 | 0.54mi |
| 6432 Pickaxe Way San Antonio, TX | 3.0 | 2.0 | 1276 | $1,285 | $1.01 | 19d | 1 | 0.56mi |
| 6432 Pickaxe Way San Antonio, TX | 3.0 | 2.0 | 1266 | $1,351 | $1.07 | 25d | 1 | 0.56mi |
| 7427 Silos Trl San Antonio, TX | 3.0 | 2.0 | 1082 | $1,500 | $1.39 | 45d | 1 | 0.56mi |
| 6741 Hatchery Way San Antonio, TX | 3.0 | 2.0 | 1675 | $1,811 | $1.08 | 45d | 1 | 0.58mi |
| 6738 Hatchery Way San Antonio, TX | 3.0 | 2.0 | 1459 | $1,585 | $1.09 | 45d | 1 | 0.59mi |
| 6734 Hatchery Way San Antonio, TX | 3.0 | 2.0 | 1675 | $1,741 | $1.04 | 45d | 1 | 0.59mi |
| 13067 Whisper Bnd San Antonio, TX | 3.0 | 2.0 | 1442 | $1,750 | $1.21 | 25d | 1 | 0.60mi |
| 13080 Whisper Bnd San Antonio, TX | 4.0 | 2.0 | 1703 | $1,850 | $1.09 | 25d | 1 | 0.61mi |
| 13080 Whisper Bnd San Antonio, TX | 4.0 | 2.0 | 1703 | $1,850 | $1.09 | 45d | 1 | 0.61mi |
| 7410 Silos Rdg San Antonio, TX | 3.0 | 2.0 | 1026 | $1,195 | $1.16 | 25d | 1 | 0.62mi |
| 6711 Hatchery Way San Antonio, TX | 3.0 | 2.0 | 1459 | $1,606 | $1.10 | 14d | 1 | 0.63mi |
| 6436 Kingsley Edge San Antonio, TX | 4.0 | 2.0 | 1703 | $1,800 | $1.06 | 45d | 1 | 0.65mi |
HOA detail
- Monthly dues
- $83 · $996/yr
- Likely covers
- watergas
Listing history 17 events
-
2026-06-21days on market $199,000 Active 93 DOM
-
2026-06-18days on market $199,000 Active 90 DOM
-
2026-06-17days on market $199,000 Active 89 DOM
-
2026-06-16days on market $199,000 Active 88 DOM
-
2026-06-15days on market $199,000 Active 87 DOM
-
2026-06-13days on market $199,000 Active 85 DOM
-
2026-06-09days on market $199,000 Active 81 DOM
-
2026-06-08days on market $199,000 Active 80 DOM
-
2026-06-07days on market $199,000 Active 79 DOM
-
2026-06-04days on market $199,000 Active 76 DOM
-
2026-06-03days on market $199,000 Active 75 DOM
-
2026-06-02days on market $199,000 Active 74 DOM
-
2026-06-02days on market $199,000 Active 73 DOM
-
2026-05-31days on market $199,000 Active 72 DOM
-
2026-05-07price $199,000 1944-char remark
Show marketing remark (1944 chars)
Step into comfort, style, and convenience with this beautifully maintained one-story home-one of D.R. Horton's most popular floor plans-located in the highly desirable Whisper Falls community on San Antonio's southwest side. Perfectly positioned in the bulb of a curved street, this home offers both privacy and space, complete with a large backyard, ideal for summer barbecues or relaxing mornings with coffee in hand. Inside, you'll find a thoughtfully designed open-concept layout filled with natural light, wood-look tile flooring, and 9-foot ceilings that create a bright and inviting atmosphere. The spacious living area flows seamlessly into a well-appointed kitchen featuring rich cabinetry, granite countertops, gas cooking, a stylish black appliance package, and a center island, perfect for entertaining while preparing meals. The refrigerator conveys, adding even more value and convenience. The private Master suite offers a peaceful retreat with an en-suite bath, while two additional bedrooms are tucked away with access to a full secondary bathroom-ideal for guests, family, or a home office. Smart home features from D.R. Horton's Home Is Connected system, including a programmable keypad entry, Ring doorbell, and app-controlled lighting, thermostat, and locks, provide modern comfort and peace of mind. Other Energy Efficiencies include Double Pane Windows, Energy Star Appliances, High Efficiency Water Heater. Located in Whisper Falls and within Medina Valley ISD, residents enjoy resort-style amenities and easy access to Loop 1604, Hwy 90, Loop 410, Hwy 151, Lackland Air Force Base, and SeaWorld San Antonio, making commuting and entertainment a breeze. Whether you're a first-time buyer, downsizing, or relocating, this home offers exceptional value, flexibility, and a lifestyle you'll love. Schedule your showing today and discover all that Whisper Falls has to offer! Priced below Market Value for Quick Sale
-
2026-04-11price $219,900 1944-char remark
Show marketing remark (1944 chars)
Step into comfort, style, and convenience with this beautifully maintained one-story home-one of D.R. Horton's most popular floor plans-located in the highly desirable Whisper Falls community on San Antonio's southwest side. Perfectly positioned in the bulb of a curved street, this home offers both privacy and space, complete with a large backyard, ideal for summer barbecues or relaxing mornings with coffee in hand. Inside, you'll find a thoughtfully designed open-concept layout filled with natural light, wood-look tile flooring, and 9-foot ceilings that create a bright and inviting atmosphere. The spacious living area flows seamlessly into a well-appointed kitchen featuring rich cabinetry, granite countertops, gas cooking, a stylish black appliance package, and a center island, perfect for entertaining while preparing meals. The refrigerator conveys, adding even more value and convenience. The private Master suite offers a peaceful retreat with an en-suite bath, while two additional bedrooms are tucked away with access to a full secondary bathroom-ideal for guests, family, or a home office. Smart home features from D.R. Horton's Home Is Connected system, including a programmable keypad entry, Ring doorbell, and app-controlled lighting, thermostat, and locks, provide modern comfort and peace of mind. Other Energy Efficiencies include Double Pane Windows, Energy Star Appliances, High Efficiency Water Heater. Located in Whisper Falls and within Medina Valley ISD, residents enjoy resort-style amenities and easy access to Loop 1604, Hwy 90, Loop 410, Hwy 151, Lackland Air Force Base, and SeaWorld San Antonio, making commuting and entertainment a breeze. Whether you're a first-time buyer, downsizing, or relocating, this home offers exceptional value, flexibility, and a lifestyle you'll love. Schedule your showing today and discover all that Whisper Falls has to offer! Priced below Market Value for Quick Sale
-
2026-03-20$232,000 New 1944-char remark
Show marketing remark (1944 chars)
Step into comfort, style, and convenience with this beautifully maintained one-story home-one of D.R. Horton's most popular floor plans-located in the highly desirable Whisper Falls community on San Antonio's southwest side. Perfectly positioned in the bulb of a curved street, this home offers both privacy and space, complete with a large backyard, ideal for summer barbecues or relaxing mornings with coffee in hand. Inside, you'll find a thoughtfully designed open-concept layout filled with natural light, wood-look tile flooring, and 9-foot ceilings that create a bright and inviting atmosphere. The spacious living area flows seamlessly into a well-appointed kitchen featuring rich cabinetry, granite countertops, gas cooking, a stylish black appliance package, and a center island, perfect for entertaining while preparing meals. The refrigerator conveys, adding even more value and convenience. The private Master suite offers a peaceful retreat with an en-suite bath, while two additional bedrooms are tucked away with access to a full secondary bathroom-ideal for guests, family, or a home office. Smart home features from D.R. Horton's Home Is Connected system, including a programmable keypad entry, Ring doorbell, and app-controlled lighting, thermostat, and locks, provide modern comfort and peace of mind. Other Energy Efficiencies include Double Pane Windows, Energy Star Appliances, High Efficiency Water Heater. Located in Whisper Falls and within Medina Valley ISD, residents enjoy resort-style amenities and easy access to Loop 1604, Hwy 90, Loop 410, Hwy 151, Lackland Air Force Base, and SeaWorld San Antonio, making commuting and entertainment a breeze. Whether you're a first-time buyer, downsizing, or relocating, this home offers exceptional value, flexibility, and a lifestyle you'll love. Schedule your showing today and discover all that Whisper Falls has to offer! Priced below Market Value for Quick Sale
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,070 · $172/mo
- Projected year-2 tax
- $3,642 · $303/mo
- Expected delta
- +$1,572/yr (+$131/mo · 76.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,722
- − Mortgage interest
- −$11,147
- − Property taxes
- −$2,070
- − Insurance
- −$995
- − Repairs & maintenance
- −$1,658
- − Management
- −$1,658
- − HOA
- −$996
- − Depreciation
- −$5,789
- Taxable loss
- −$3,590
- Est. tax savings @ 24.0%
- +$862
- After-tax cash flow
- $649/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This one-story home in Whisper Falls offers a good condition with a modern and well-maintained interior and exterior. It is ready for a new owner to move in and enjoy.
Value-add opportunities
- Resale Paint exterior trim — Enhances curb appeal and value
- Resale Replace window blinds — Improves home's aesthetic and energy efficiency
- Both Install smart home security system — Enhances safety and adds modern amenities
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint exterior trim — Enhances curb appeal and value ↑
- Resale Replace window blinds — Improves home's aesthetic and energy efficiency ↑
- Both Install smart home security system — Enhances safety and adds modern amenities ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Medina Valley ISD
- NCES district ID
- 4830060
- Math proficiency
- 48% ▼ -9.00%
- Reading proficiency
- 53% ▼ -2.00%
- Median HH income
- $60,596
- Composite
- 44.2/100
- National rank
- #2851
- State rank
- #148 of 826 in TX
Livability — San Antonio
- Score
- 80/100
- State rank
- #31
- US rank
- #1616
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Bexar County · 1,990,555 people
- City population
- 1,806,925
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 21,790
- Household income
- $85,518
- Rent vs Own
- Severe rent burden
- 152.0
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (68%)
- Race & ethnicity
- Hispanic / Latino 68% Two or more races 29% White 17% Black 8% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 61% Puerto Rican 1%
- Common ancestry
- Hispanic 2% Lithuanian 1% German 1%
- Foreign-born
- 12% · Canada, South Korea
- Languages at home
- 58% English-only · Spanish 38% Tagalog/Filipino 2% Other Indo-European 1%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▬ -0.00%
- Current HPI
- 183.6413
- Rent YoY
- ▼ -1.67%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-14.2% since first listed3 events — show timeline
- 2026-05-07 Price Changed $199,000 LERA
- 2026-04-11 Price Changed $219,900 LERA
- 2026-03-20 Listed $232,000 LERA
Property tax history
+6.1%/yrLatest (2025): $2,070 · -57.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…