4725 Stearns St · Baton Rouge, LA 70811

$49,900

3 bd · 1.0 ba · 1,200 sqft · SingleFamily · 14 Days on market

Built 1975 1,742 sqft lot $42/sqft · 53% below area

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Convenient location off of Plank Road near the airport and a double lot! This house is ready for a new owner whether you are an investor who is looking to add to their portfolio or an owner occupant who wants to put their touch on their next home. With three bedrooms, an updated bathroom, and spacious kitchen, this home has everything you need.

Key facts

• Spacious kitchen
• Double lot
• Convenient location

Tags

• CONVENIENT LOCATION
• DOUBLE LOT
• UPDATED BATHROOM
• SPACIOUS KITCHEN

Property features AI

Finance

• Other: Listing broker: Keystone Residential

Exterior

• Parking: Off-street parking
• Utilities: Public water; Public sewer
• Home design: Single-family detached residence; 1 story
• Construction: Frame and brick construction; Built on slab foundation
• Exterior features: Public water; Public sewer; Lot approximately 40 x 83 (0.04 acres); Subdivision: Fortune; Directions: I-10 to I-110, take Hollywood exit, go right, left on Plank, right on Stearns, house is on the left

Interior

• Flooring: Tile; Vinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: No central heating; No central air
• Interior features: Ceiling fans; Tile and vinyl flooring

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $50k.

Deal economics

• At list price, monthly cash flow is $579 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $50k).
• Cap rate 20.2% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
• East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 123 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $49,900

Questions for the listing agent

1. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.27% ✓
• Cap rate: 20.21%
• Cash-on-cash: 49.70%
• DSCR: 3.21
• GRM: 3.7

CMA / ARV

• ARV (median comp): $106,156
• List price: $49,900
• Delta: -52.99%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5123 Paige St	0.24mi	3/1.5	1,216 (+1%)	20mo	$1,000	$1	68
4525 Oaklon Ave	0.42mi	3/2.0	1,292 (+8%)	3mo	$204,400	$158	61
5284 Peerless St	0.38mi	3/3.0	1,238 (+3%)	9mo	$130,000	$105	61
4313 Glen Oaks Dr	0.52mi	3/1.0	1,127 (-6%)	11mo	$140,000	$124	56
5525 Paige St	0.53mi	3/3.0	1,238 (+3%)	13mo	$99,000	$80	51
5535 Paige St	0.54mi	3/3.0	1,238 (+3%)	13mo	$99,000	$80	51
5515 Paige St	0.53mi	3/3.0	1,238 (+3%)	13mo	$95,000	$77	51
5553 Paige St	0.55mi	3/3.0	1,238 (+3%)	13mo	$99,000	$80	50
5464 Juarez St	0.62mi	3/1.0	1,036 (-14%)	2mo	$100,000	$97	46
6343 Beechwood Dr	0.73mi	3/1.0	1,320 (+10%)	7mo	$50,000	$38	44
5657 San Juan Dr	0.69mi	3/1.5	1,284 (+7%)	18mo	$149,500	$116	39
5524 Hooper Rd	0.72mi	3/2.0	1,112 (-7%)	16mo	$119,900	$108	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 47.4%
• Equity multiple: 3.06×
• Total profit: $28,771
• Equity at exit: $7,440

10-year hold

• IRR: 53.0%
• Equity multiple: 6.19×
• Total profit: $72,509
• Equity at exit: $4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70811

• Home prices YoY: -30.8%
• Active inventory: 123
• Price-to-rent: 3.7×

Monthly cashflow live

• Estimated rent: $1,131 high
• Mortgage (P&I): −$262
• Tax from tax record: −$32 /mo · $386/yr
• Insurance: −$21
• HOA: −$0
• Vacancy / Maint / Mgmt: −$237
• Net cashflow: $579

Break-even live

Break-even rent $398

Max offer price $49,900

Occupancy floor 44%

Sensitivity live

Price	-10% $607	-5% $593	+0% $579	+5% $565	+10% $550
Rent	-10% $489	-5% $534	+0% $579	+5% $623	+10% $668
Rate	-1.0pp $604	-0.5pp $591	base $579	+0.5pp $566	+1.0pp $553

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $12,475
• Closing costs: $1,497
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4540 Crown Ave Unit 94 Baton Rouge, LA	2.0	1.0	1000	$1,098	$1.10	44d	1	0.32mi
4540 Crown Ave Unit 94 Baton Rouge, LA	2.0	1.0	1000	$900	$0.90	24d	1	0.32mi
4540 Crown Ave Unit 85 Baton Rouge, LA	2.0	1.0	700	$850	$1.21	44d	1	0.32mi
4540 Crown Ave Unit 91 Baton Rouge, LA	2.0	1.0	1000	$950	$0.95	19d	1	0.32mi
4540 Crown Ave Unit 93 Baton Rouge, LA	2.0	1.0	700	$900	$1.29	44d	1	0.32mi
8210 Cypress Rd Baton Rouge, LA	1.0–2.0	1.0	765	$920	$1.20	14d	1	0.44mi
8280 Cypress Rd Baton Rouge, LA	1.0–2.0	1.0	745	$1,148	$1.54	14d	1	0.49mi
5515 Paige St Baton Rouge, LA	3.0	3.0	1238	$1,400	$1.13	14d	1	0.51mi
4378 Dawson Dr Baton Rouge, LA	4.0	2.0	1400	$1,600	$1.14	44d	1	0.81mi
4963 Greenwell St Baton Rouge, LA	3.0	2.0	1400	$1,500	$1.07	24d	1	1.09mi
5665 McClelland Dr Baton Rouge, LA	2.0	1.0	775	$825	$1.06	24d	1	1.25mi
5665 McClelland Dr Apt 220 Baton Rouge, LA	3.0	1.5	870	$950	$1.09	14d	1	1.26mi
5665 McClelland Dr Apt 133 Baton Rouge, LA	2.0	1.0	775	$825	$1.06	44d	1	1.26mi
5665 McClelland Dr Unit 245 Baton Rouge, LA	2.0	1.5	765	$800	$1.05	44d	1	1.26mi
5665 McClelland Dr Apt 201 Baton Rouge, LA	3.0	1.5	870	$1,050	$1.21	44d	1	1.26mi
5553 Banyan Ct Baton Rouge, LA	4.0	2.0	1459	$1,350	$0.93	24d	1	1.34mi
5315 McClelland Dr Baton Rouge, LA	3.0	2.0	1369	$1,000	$0.73	24d	1	1.47mi
5423 Banyan Trace Dr Baton Rouge, LA	4.0	2.0	1469	$1,300	$0.88	24d	1	1.49mi

Listing history 6 events

1. 2026-05-11
   listed $49,900 Active 347-char remark

   Show marketing remark (346 chars)

   Convenient location off of Plank Road near the airport and a double lot! This house is ready for a new owner whether you are an investor who is looking to add to their portfolio or an owner occupant who wants to put their touch on their next home. With three bedrooms, an updated bathroom, and spacious kitchen, this home has everything you need.

2. 2026-05-11
   listed $49,900 Active 346-char remark

   Show marketing remark (346 chars)

   Convenient location off of Plank Road near the airport and a double lot! This house is ready for a new owner whether you are an investor who is looking to add to their portfolio or an owner occupant who wants to put their touch on their next home. With three bedrooms, an updated bathroom, and spacious kitchen, this home has everything you need.

3. 2025-05-25
   historical $795
4. 2025-05-06
   listed $795
5. 2022-07-01
   soldstatus $1,349,000
6. 2021-02-10
   soldstatus $1,000,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $386 · $32/mo
• Projected year-2 tax: $386 · $32/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,570
• − Mortgage interest: −$2,795
• − Property taxes: −$386
• − Insurance: −$250
• − Repairs & maintenance: −$1,086
• − Management: −$1,086
• − Depreciation: −$1,452
• Taxable income: $6,516
• Est. tax owed @ 24.0%: −$1,564
• After-tax cash flow: $5,381/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: East Baton Rouge Parish
• NCES district ID: 2200540
• Math proficiency: 22% ▼ -36.00%
• Reading proficiency: 34% ▼ -31.00%
• Median HH income: $46,263
• Composite: 24.14/100
• National rank: #7745
• State rank: #47 of 98 in LA

Livability — Baton Rouge

• Score: 74/100
• State rank: #24
• US rank: #4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baton Rouge, LA
• County: East Baton Rouge Parish · 399,686 people
• City population: 351,868
• Metro: Baton Rouge, LA
• Population (ZIP): 12,154
• Household income: $45,523
• Rent vs Own: 35.3% rent · 64.7% own
• Severe rent burden: 444.0

Population outlook (East Baton Rouge County) Hauer SSP2

• Today (2025): 464,810 people
• By 2030: 472,137 · +1.6%
• By 2040: 480,243 · +3.3%
• By 2050: 484,422 · +4.2%
• By 2075: 492,069 · +5.9%
• By 2100: 476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (82%)
• Race & ethnicity: Black 82% White 9% Hispanic / Latino 4% Two or more races 1%
• Common ancestry: Lithuanian 2%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · East Baton Rouge

• 2024 margin: D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
• 2008→2024 swing: +8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
• All cycles: 2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -64.98%
• Current HPI: 146.22
• Rent YoY: —
• Metro: Baton Rouge, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

-95.0% since first listed

10 events — show timeline

• 2026-06-12 Sold (MLS) — AcadianaMLS
• 2026-06-12 Sold (MLS) — GBRMLS
• 2026-05-25 Pending — AcadianaMLS
• 2026-05-25 Pending — GBRMLS
• 2026-05-11 Listed $49,900 GBRMLS
• 2026-05-11 Listed $49,900 AcadianaMLS
• 2025-05-25 Rental Removed $795 BUILDIUM
• 2025-05-06 Listed for Rent $795 BUILDIUM
• 2022-07-01 Sold (Public Records) $1,349,000 Public Records
• 2021-02-10 Sold (Public Records) $1,000,000 Public Records

Property tax history

+7.6%/yr

Latest (2025): $386 · +4.7% YoY. Source: county tax records.