8533 110th St #106 · Seminole, FL 33772

$99,000

2 bd · 1.0 ba · 874 sqft · Condo public records · 55 Days on market

Built 1972 $651/mo HOA · 38% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.3/30.0
• 1% rule +10.0/10.0
• ARV discount +7.5/15.0
• DSCR +4.4/10.0
• Livability +4.4/5.0
• Schools +4.3/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

GROUND FLOOR UNIT IN A NON-LAND LEASE BUILDING, CLOSE TO LAUNDRY ROOM. TILE FLOOR IN KITCHEN, DINING ROOM AND ENTRY. WOOD LAMINATE FLOORING THRU-OUT EXCEPT TILE IN BATHROOM. THE POPCORN CEILING'S HAS BEEN REMOVED, WITH A KNOCK DOWN FINISH ON ALL THE WALLS. THE KITCHEN HAS CORIAN COUNTERS WITH EXTENDED OPEN COUNTER FOR STOOL'S, THE CABINETS HAVE BEEN REFURBISHED AND NEWER PULL HANDLES, THE APPLIANCES ARE ONLY 2 YEARS OLD. FEATURED IS A BUILT-IN CUSTOM LIGHTED HUTCH TO DISPLAY YOUR FAVORITE PIECES. A/C COMPRESSOR REPLACED 2 YEARS AGO. THE FRONT WINDOWS WERE REPLACED WITH HURRICANE PROOF WINDOWS 1 YEAR AGO AND ALL BLINDS REPLACED APPROXIMATELY 2 YEARS AGO. MASTER BEDROOM INCLUDES A LARGE WALK-IN CLOSET AND SLIDING DOOR TO THE LANAI. THE GUEST BEDROOM HAS DOOR LEADING TO LANAI WHICH HAS FLOOR TO CEILING WINDOWS & SCREENS WITH VERTICALS. THE BATHROOM HAS BEEN COMPLETELY REMODELED WITH A WALK-IN SHOWER, GRAB BAR & CORNER SEAT, NEW TILE AND VANITY. COMES WITH A CARPORT (ONLY 15 CARPORTS IN THE WHOLE COMPLEX). SEMINOLE GARDENS IS LOCATED ADJACENT TO THE SEMINOLE CITY CENTER WITH SHOPPING AND RESTAURANTS AND BEAUTIFUL MOVIE THEATER, GREAT PLACE TO STROLL AROUND. WE ARE LESS THAN 5 MILES FROM THE BEACH AND GULF OF MEXICO, ENJOY FISHING, BOATING OR JUST RELAXING ALL YEAR LONG. THE COMMUNITY OFFERS LOTS OF ACTIVITIES, YEAR ROUND HEATED POOL/SPA. MOST FACILITIES ARE TEMPORALLY CLOSED DUE TO COVID-19.

Key facts

• Covered parking
• Community amenities
• Good sized closets

Tags

• COVERED PARKING
• WELL APPOINTED KITCHEN
• GOOD SIZED CLOSETS
• COMMUNITY AMENITIES
• LOW MAINTENANCE
• MOVE IN READY

Property features AI

Finance

• Other: Unfurnished; Third-party listing; Directions: From Park Blvd - Right onto Seminole Blvd. - Left onto 86th Ave N. - Left onto 111th St. N. - Left onto 110th St N, Building 35
• Financial info: Lease restrictions apply
• HOA & community: Monthly condo fee of $651; Annual fees totaling $7,812; Association amenities: clubhouse, laundry, maintenance, pool, storage; Association fee includes cable TV, common area taxes, pool, escrow reserves, insurance, structure & grounds maintenance, management, pest control, private road, recreational facilities, trash, water; Community features: buyer approval required, clubhouse, community mailbox, pool, sidewalks; Senior community; Pets not allowed; Association contact: Kathy Haugh

Exterior

• Parking: Assigned parking; Deeded parking; Ground-level parking; Guest parking; 1-space carport
• Security: Association approval required for buyers
• Utilities: Public water; Public sewer; Public utilities
• Home design: Condominium; Residential property; One level; Faces northwest
• Construction: Block and stucco construction; Other roof; Slab foundation; Building has 3 stories (unit on floor 1)
• Exterior features: Rear porch; Exterior lighting; Sidewalk; Sliding doors; Heated in-ground pool with lighting; Mature landscaping; City limits lot; Private maintained road; Asphalt road surface; Irrigation equipment

Interior

• Kitchen: Dishwasher; Range; Range hood; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Laminate; Tile
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Eat-in kitchen; Solid surface counters; Window treatments; Florida room
• Laundry & utility: Common area laundry

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath condo listed at $99k.

Deal economics

• At list price, monthly cash flow is $19 ($225/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $99k).
• Recommended offer: $96k (3.0% below list) — sets the bar for market timing.
• Cap rate 6.5% vs local median 3.8% in Seminole — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 88/100 on livability (#5 in FL, #174 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents flat; 207 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 55 days — a 3% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 38% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $96,030 (3.0% below list)

Questions for the listing agent

1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.72% ✓
• Cap rate: 6.52%
• Cash-on-cash: 0.81%
• DSCR: 1.04
• GRM: 4.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.1% rent growth · sell at horizon

5-year hold

• IRR: -21.0%
• Equity multiple: 0.31×
• Total profit: $-19,248
• Equity at exit: $14,761

10-year hold

• IRR: -40.9%
• Equity multiple: -0.16×
• Total profit: $-32,186
• Equity at exit: $8,560

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33772

• Rents YoY: 0.1%
• Active inventory: 207
• Price-to-rent: 4.9×

Monthly cashflow live

• Estimated rent: $1,700 high
• Mortgage (P&I): −$519
• Tax from tax record: −$113 /mo · $1,352/yr
• Insurance: −$41
• HOA: −$651
• Vacancy / Maint / Mgmt: −$357
• Net cashflow: $19

Break-even live

Break-even rent $1,676

Max offer price $99,000

Occupancy floor 94%

Sensitivity live

Price	-10% $75	-5% $47	+0% $19	+5% $-9	+10% $-37
Rent	-10% $-116	-5% $-48	+0% $19	+5% $86	+10% $153
Rate	-1.0pp $69	-0.5pp $44	base $19	+0.5pp $-7	+1.0pp $-33

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,750
• Closing costs: $2,970
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
11100 86th Ave #101 Seminole, FL	1.0	1.0	874	$1,350	$1.54	18d	1	0.11mi
8425 112th St #104 Seminole, FL	1.0	1.0	608	$1,300	$2.14	5d	1	0.12mi
8555 112th St #206 Seminole, FL	1.0	1.0	638	$1,250	$1.96	5d	1	0.17mi
8450 112th St #103 Seminole, FL	1.0	1.0	608	$1,250	$2.06	25d	1	0.18mi
11200 86th Ave #202 Seminole, FL	2.0	1.0	836	$1,700	$2.03	5d	1	0.20mi
8080 112th St #108 Seminole, FL	1.0	1.0	874	$1,700	$1.95	25d	1	0.24mi
11201 80th Ave #303 Seminole, FL	2.0	2.0	1000	$1,800	$1.80	25d	1	0.28mi
9209 Seminole Blvd Seminole, FL	2.0	1.5	1015	$1,675	$1.65	5d	3	0.56mi
9209 Seminole Blvd Seminole, FL	2.0	1.5	1015	$1,700	$1.67	4d	2	0.56mi
10888 Temple Ave Seminole, FL	2.0	2.0	1101	$2,150	$1.95	4d	1	0.58mi
9209 Seminole Blvd #139 Seminole, FL	2.0	1.5	1015	$1,800	$1.77	25d	1	0.64mi
11700 Park Blvd Seminole, FL	2.0	2.0	1010	$1,400	$1.39	25d	1	0.74mi
11013 Temple Ave Seminole, FL	3.0	1.0	951	$2,050	$2.16	5d	1	0.81mi
8201 120th St Seminole, FL	3.0	2.0	1056	$2,500	$2.37	11d	1	0.90mi
10764 70th Ave Seminole, FL	1.0–2.0	1.0–2.0	828	$2,200	$2.66	4d	2	0.96mi
11234 68th Ave Seminole, FL	2.0	1.5	960	$2,400	$2.50	8d	1	1.02mi
12100 Park Blvd Seminole, FL	1.0–3.0	1.0–2.5	921	$1,744	$1.89	2d	40	1.05mi
10530 68th Ave Seminole, FL	2.0	1.0	1000	$1,690	$1.69	5d	1	1.12mi
10405 Addison Way Seminole, FL	1.0–3.0	1.0–2.0	1133	$2,351	$2.08	2d	18	1.15mi
12400 Rose St Seminole, FL	2.0	1.0	910	$1,705	$1.87	4d	2	1.19mi
12430 Rose St Seminole, FL	2.0	1.0	910	$1,705	$1.87	25d	1	1.24mi
12460 Rose St #15 Seminole, FL	2.0	1.0	910	$1,705	$1.87	25d	1	1.26mi
12450 Rose St #30 Seminole, FL	2.0	1.0	910	$1,705	$1.87	25d	1	1.27mi
10932 104th Ave Largo, FL	2.0	1.0	962	$1,950	$2.03	21d	1	1.27mi
10932 104th Ave Largo, FL	2.0	1.0	962	$1,950	$2.03	25d	1	1.27mi
10546 106th Ave N Unit a Largo, FL	1.0	1.0	624	$1,223	$1.96	25d	1	1.41mi
10032 65th Ave N #24 Saint Petersburg, FL	2.0	2.0	1010	$1,650	$1.63	25d	1	1.44mi
9319 91st Ter Seminole, FL	3.0	2.0	952	$2,549	$2.68	25d	1	1.46mi
10035 63rd Ave N #18 Saint Petersburg, FL	2.0	1.0	1010	$2,125	$2.10	25d	1	1.49mi

HOA detail condo

• Monthly dues: $651 · $7,812/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 18 events

1. 2026-06-18
   days on market $99,000 Active 55 DOM
2. 2026-06-17
   days on market $99,000 Active 54 DOM
3. 2026-06-16
   days on market $99,000 Active 53 DOM
4. 2026-06-15
   days on market $99,000 Active 52 DOM
5. 2026-06-13
   days on market $99,000 Active 50 DOM
6. 2026-06-09
   days on market $99,000 Active 46 DOM
7. 2026-06-08
   days on market $99,000 Active 45 DOM
8. 2026-06-07
   days on market $99,000 Active 44 DOM
9. 2026-06-04
   days on market $99,000 Active 41 DOM
10. 2026-06-03
    days on market $99,000 Active 40 DOM
11. 2026-06-01
    days on market $99,000 Active 38 DOM
12. 2026-05-31
    days on market $99,000 Active 37 DOM
13. 2026-04-24
    listed $99,000 Active
14. 2021-04-16
    soldstatus $88,000 Closed 1423-char remark

    Show marketing remark (1423 chars)

    GROUND FLOOR UNIT IN A NON-LAND LEASE BUILDING, CLOSE TO LAUNDRY ROOM. TILE FLOOR IN KITCHEN, DINING ROOM AND ENTRY. WOOD LAMINATE FLOORING THRU-OUT EXCEPT TILE IN BATHROOM. THE POPCORN CEILING'S HAS BEEN REMOVED, WITH A KNOCK DOWN FINISH ON ALL THE WALLS. THE KITCHEN HAS CORIAN COUNTERS WITH EXTENDED OPEN COUNTER FOR STOOL'S, THE CABINETS HAVE BEEN REFURBISHED AND NEWER PULL HANDLES, THE APPLIANCES ARE ONLY 2 YEARS OLD. FEATURED IS A BUILT-IN CUSTOM LIGHTED HUTCH TO DISPLAY YOUR FAVORITE PIECES. A/C COMPRESSOR REPLACED 2 YEARS AGO. THE FRONT WINDOWS WERE REPLACED WITH HURRICANE PROOF WINDOWS 1 YEAR AGO AND ALL BLINDS REPLACED APPROXIMATELY 2 YEARS AGO. MASTER BEDROOM INCLUDES A LARGE WALK-IN CLOSET AND SLIDING DOOR TO THE LANAI. THE GUEST BEDROOM HAS DOOR LEADING TO LANAI WHICH HAS FLOOR TO CEILING WINDOWS & SCREENS WITH VERTICALS. THE BATHROOM HAS BEEN COMPLETELY REMODELED WITH A WALK-IN SHOWER, GRAB BAR & CORNER SEAT, NEW TILE AND VANITY. COMES WITH A CARPORT (ONLY 15 CARPORTS IN THE WHOLE COMPLEX). SEMINOLE GARDENS IS LOCATED ADJACENT TO THE SEMINOLE CITY CENTER WITH SHOPPING AND RESTAURANTS AND BEAUTIFUL MOVIE THEATER, GREAT PLACE TO STROLL AROUND. WE ARE LESS THAN 5 MILES FROM THE BEACH AND GULF OF MEXICO, ENJOY FISHING, BOATING OR JUST RELAXING ALL YEAR LONG. THE COMMUNITY OFFERS LOTS OF ACTIVITIES, YEAR ROUND HEATED POOL/SPA. MOST FACILITIES ARE TEMPORALLY CLOSED DUE TO COVID-19.

15. 2021-03-23
    status Pending 1423-char remark

    Show marketing remark (1423 chars)

    GROUND FLOOR UNIT IN A NON-LAND LEASE BUILDING, CLOSE TO LAUNDRY ROOM. TILE FLOOR IN KITCHEN, DINING ROOM AND ENTRY. WOOD LAMINATE FLOORING THRU-OUT EXCEPT TILE IN BATHROOM. THE POPCORN CEILING'S HAS BEEN REMOVED, WITH A KNOCK DOWN FINISH ON ALL THE WALLS. THE KITCHEN HAS CORIAN COUNTERS WITH EXTENDED OPEN COUNTER FOR STOOL'S, THE CABINETS HAVE BEEN REFURBISHED AND NEWER PULL HANDLES, THE APPLIANCES ARE ONLY 2 YEARS OLD. FEATURED IS A BUILT-IN CUSTOM LIGHTED HUTCH TO DISPLAY YOUR FAVORITE PIECES. A/C COMPRESSOR REPLACED 2 YEARS AGO. THE FRONT WINDOWS WERE REPLACED WITH HURRICANE PROOF WINDOWS 1 YEAR AGO AND ALL BLINDS REPLACED APPROXIMATELY 2 YEARS AGO. MASTER BEDROOM INCLUDES A LARGE WALK-IN CLOSET AND SLIDING DOOR TO THE LANAI. THE GUEST BEDROOM HAS DOOR LEADING TO LANAI WHICH HAS FLOOR TO CEILING WINDOWS & SCREENS WITH VERTICALS. THE BATHROOM HAS BEEN COMPLETELY REMODELED WITH A WALK-IN SHOWER, GRAB BAR & CORNER SEAT, NEW TILE AND VANITY. COMES WITH A CARPORT (ONLY 15 CARPORTS IN THE WHOLE COMPLEX). SEMINOLE GARDENS IS LOCATED ADJACENT TO THE SEMINOLE CITY CENTER WITH SHOPPING AND RESTAURANTS AND BEAUTIFUL MOVIE THEATER, GREAT PLACE TO STROLL AROUND. WE ARE LESS THAN 5 MILES FROM THE BEACH AND GULF OF MEXICO, ENJOY FISHING, BOATING OR JUST RELAXING ALL YEAR LONG. THE COMMUNITY OFFERS LOTS OF ACTIVITIES, YEAR ROUND HEATED POOL/SPA. MOST FACILITIES ARE TEMPORALLY CLOSED DUE TO COVID-19.

16. 2021-03-16
    status Active 1423-char remark

    Show marketing remark (1423 chars)

    GROUND FLOOR UNIT IN A NON-LAND LEASE BUILDING, CLOSE TO LAUNDRY ROOM. TILE FLOOR IN KITCHEN, DINING ROOM AND ENTRY. WOOD LAMINATE FLOORING THRU-OUT EXCEPT TILE IN BATHROOM. THE POPCORN CEILING'S HAS BEEN REMOVED, WITH A KNOCK DOWN FINISH ON ALL THE WALLS. THE KITCHEN HAS CORIAN COUNTERS WITH EXTENDED OPEN COUNTER FOR STOOL'S, THE CABINETS HAVE BEEN REFURBISHED AND NEWER PULL HANDLES, THE APPLIANCES ARE ONLY 2 YEARS OLD. FEATURED IS A BUILT-IN CUSTOM LIGHTED HUTCH TO DISPLAY YOUR FAVORITE PIECES. A/C COMPRESSOR REPLACED 2 YEARS AGO. THE FRONT WINDOWS WERE REPLACED WITH HURRICANE PROOF WINDOWS 1 YEAR AGO AND ALL BLINDS REPLACED APPROXIMATELY 2 YEARS AGO. MASTER BEDROOM INCLUDES A LARGE WALK-IN CLOSET AND SLIDING DOOR TO THE LANAI. THE GUEST BEDROOM HAS DOOR LEADING TO LANAI WHICH HAS FLOOR TO CEILING WINDOWS & SCREENS WITH VERTICALS. THE BATHROOM HAS BEEN COMPLETELY REMODELED WITH A WALK-IN SHOWER, GRAB BAR & CORNER SEAT, NEW TILE AND VANITY. COMES WITH A CARPORT (ONLY 15 CARPORTS IN THE WHOLE COMPLEX). SEMINOLE GARDENS IS LOCATED ADJACENT TO THE SEMINOLE CITY CENTER WITH SHOPPING AND RESTAURANTS AND BEAUTIFUL MOVIE THEATER, GREAT PLACE TO STROLL AROUND. WE ARE LESS THAN 5 MILES FROM THE BEACH AND GULF OF MEXICO, ENJOY FISHING, BOATING OR JUST RELAXING ALL YEAR LONG. THE COMMUNITY OFFERS LOTS OF ACTIVITIES, YEAR ROUND HEATED POOL/SPA. MOST FACILITIES ARE TEMPORALLY CLOSED DUE TO COVID-19.

17. 2021-03-11
    status Pending 1423-char remark

    Show marketing remark (1423 chars)

    GROUND FLOOR UNIT IN A NON-LAND LEASE BUILDING, CLOSE TO LAUNDRY ROOM. TILE FLOOR IN KITCHEN, DINING ROOM AND ENTRY. WOOD LAMINATE FLOORING THRU-OUT EXCEPT TILE IN BATHROOM. THE POPCORN CEILING'S HAS BEEN REMOVED, WITH A KNOCK DOWN FINISH ON ALL THE WALLS. THE KITCHEN HAS CORIAN COUNTERS WITH EXTENDED OPEN COUNTER FOR STOOL'S, THE CABINETS HAVE BEEN REFURBISHED AND NEWER PULL HANDLES, THE APPLIANCES ARE ONLY 2 YEARS OLD. FEATURED IS A BUILT-IN CUSTOM LIGHTED HUTCH TO DISPLAY YOUR FAVORITE PIECES. A/C COMPRESSOR REPLACED 2 YEARS AGO. THE FRONT WINDOWS WERE REPLACED WITH HURRICANE PROOF WINDOWS 1 YEAR AGO AND ALL BLINDS REPLACED APPROXIMATELY 2 YEARS AGO. MASTER BEDROOM INCLUDES A LARGE WALK-IN CLOSET AND SLIDING DOOR TO THE LANAI. THE GUEST BEDROOM HAS DOOR LEADING TO LANAI WHICH HAS FLOOR TO CEILING WINDOWS & SCREENS WITH VERTICALS. THE BATHROOM HAS BEEN COMPLETELY REMODELED WITH A WALK-IN SHOWER, GRAB BAR & CORNER SEAT, NEW TILE AND VANITY. COMES WITH A CARPORT (ONLY 15 CARPORTS IN THE WHOLE COMPLEX). SEMINOLE GARDENS IS LOCATED ADJACENT TO THE SEMINOLE CITY CENTER WITH SHOPPING AND RESTAURANTS AND BEAUTIFUL MOVIE THEATER, GREAT PLACE TO STROLL AROUND. WE ARE LESS THAN 5 MILES FROM THE BEACH AND GULF OF MEXICO, ENJOY FISHING, BOATING OR JUST RELAXING ALL YEAR LONG. THE COMMUNITY OFFERS LOTS OF ACTIVITIES, YEAR ROUND HEATED POOL/SPA. MOST FACILITIES ARE TEMPORALLY CLOSED DUE TO COVID-19.

18. 2021-03-08
    listed $89,000 Active 1423-char remark

    Show marketing remark (1423 chars)

    GROUND FLOOR UNIT IN A NON-LAND LEASE BUILDING, CLOSE TO LAUNDRY ROOM. TILE FLOOR IN KITCHEN, DINING ROOM AND ENTRY. WOOD LAMINATE FLOORING THRU-OUT EXCEPT TILE IN BATHROOM. THE POPCORN CEILING'S HAS BEEN REMOVED, WITH A KNOCK DOWN FINISH ON ALL THE WALLS. THE KITCHEN HAS CORIAN COUNTERS WITH EXTENDED OPEN COUNTER FOR STOOL'S, THE CABINETS HAVE BEEN REFURBISHED AND NEWER PULL HANDLES, THE APPLIANCES ARE ONLY 2 YEARS OLD. FEATURED IS A BUILT-IN CUSTOM LIGHTED HUTCH TO DISPLAY YOUR FAVORITE PIECES. A/C COMPRESSOR REPLACED 2 YEARS AGO. THE FRONT WINDOWS WERE REPLACED WITH HURRICANE PROOF WINDOWS 1 YEAR AGO AND ALL BLINDS REPLACED APPROXIMATELY 2 YEARS AGO. MASTER BEDROOM INCLUDES A LARGE WALK-IN CLOSET AND SLIDING DOOR TO THE LANAI. THE GUEST BEDROOM HAS DOOR LEADING TO LANAI WHICH HAS FLOOR TO CEILING WINDOWS & SCREENS WITH VERTICALS. THE BATHROOM HAS BEEN COMPLETELY REMODELED WITH A WALK-IN SHOWER, GRAB BAR & CORNER SEAT, NEW TILE AND VANITY. COMES WITH A CARPORT (ONLY 15 CARPORTS IN THE WHOLE COMPLEX). SEMINOLE GARDENS IS LOCATED ADJACENT TO THE SEMINOLE CITY CENTER WITH SHOPPING AND RESTAURANTS AND BEAUTIFUL MOVIE THEATER, GREAT PLACE TO STROLL AROUND. WE ARE LESS THAN 5 MILES FROM THE BEACH AND GULF OF MEXICO, ENJOY FISHING, BOATING OR JUST RELAXING ALL YEAR LONG. THE COMMUNITY OFFERS LOTS OF ACTIVITIES, YEAR ROUND HEATED POOL/SPA. MOST FACILITIES ARE TEMPORALLY CLOSED DUE TO COVID-19.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,352 · $113/mo
• Projected year-2 tax: $1,352 · $113/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,398
• − Mortgage interest: −$5,546
• − Property taxes: −$1,352
• − Insurance: −$495
• − Repairs & maintenance: −$1,632
• − Management: −$1,632
• − HOA: −$7,812
• − Depreciation: −$2,880
• Taxable loss: −$950
• Est. tax savings @ 24.0%: +$228
• After-tax cash flow: $453/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Seminole

• Score: 88/100
• State rank: #5
• US rank: #174

Category grades

Amenities A- Commute A+ Cost of living A- Crime B Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Seminole, FL
• County: Pinellas County · 939,478 people
• City population: 42,315
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 23,733
• Household income: $73,586
• Rent vs Own: 27.1% rent · 72.9% own
• Severe rent burden: 720.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 8% Two or more races 7% Asian 3% Black 2%
• Hispanic origin (detail): Puerto Rican 2%
• Common ancestry: Romanian 5% Lithuanian 3% Slovak 3%
• Foreign-born: 10% · Canada, Vietnam, Jamaica
• Languages at home: 89% English-only · Spanish 5% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -485.84%
• Current HPI: 315.303
• Rent YoY: ▲ 0.10%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+11.2% since first listed

6 events — show timeline

• 2026-04-24 Listed $99,000 Stellar MLS as Distributed by MLS Grid
• 2021-04-16 Sold (MLS) $88,000 Stellar MLS as Distributed by MLS Grid
• 2021-03-23 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-03-16 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-03-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-03-08 Listed $89,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+6.5%/yr

Latest (2025): $1,352 · -10.3% YoY. Source: county tax records.