142 County Road 64 · Pine Level, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 6 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 66.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.6/30.0
- DSCR +8.5/10.0
- ARV discount +7.4/15.0
- 1% rule +6.7/10.0
- Schools +3.2/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$119,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great double wide trailer sitting on 3 acres of land very close to Prattville, Montgomery and Clanton. Large like new home only 4 years old with 4 bedrooms, 2 bath and lots of family room. Large closets for storage and cloths 12x16 shed and 12x24 above ground pool 28x68 Clayton Mobile Home Tru Tyson
Key facts
- Room for expansion
- Outdoor activities
- 3.1 acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $120k.
Deal economics
- At list price, monthly cash flow is $281 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $120k).
- Cap rate 9.1% vs local median 2.8% in Pine Level — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 61/100 on livability (#246 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Autauga County (rural): math 23% / reading 50% proficiency, ranked #34 of 129 in AL (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Pine Level Elementary School (math 34% / reading 53%, grade F, #202 of 627 statewide, top 32%, 972 students, 55% FRL); Marbury High School (math 22% / reading 27%, grade F, #118 of 305 statewide, top 45%, 559 students, 55% FRL) — zoned schools average 55% FRL vs 39% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 148 active listings in the ZIP; 221 units permitted in Autauga County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $826 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Autauga County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $74k; list at $120k implies a 61% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.17% ✓
- Cap rate
- 9.12%
- Cash-on-cash
- 10.08%
- DSCR
- 1.45
- GRM
- 7.1
CMA / ARV
- ARV (on-the-fly)
- $119,340
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 142 County Road 64 | 0.00mi | 4/2.0 | 1,902 (+4%) | 1mo | $124,500 | $65 | 93 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -1.1%
- Equity multiple
- 0.96×
- Total profit
- $-1,440
- Equity at exit
- $17,818
- IRR
- 8.6%
- Equity multiple
- 1.65×
- Total profit
- $21,885
- Equity at exit
- $10,332
Cash invested: $33,460 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36022
- Home prices YoY
- -11.9%
- Active inventory
- 148
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $1,401 medium interval (Pro) →
- Mortgage (P&I)
- −$627
- Tax est. 1.5%
- −$149 /mo · $1,792/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$294
- Net cashflow
- $281
Break-even live
Sensitivity live
| Price | -10% $364 | -5% $322 | +0% $281 | +5% $240 | +10% $199 |
|---|---|---|---|---|---|
| Rent | -10% $170 | -5% $226 | +0% $281 | +5% $336 | +10% $392 |
| Rate | -1.0pp $341 | -0.5pp $311 | base $281 | +0.5pp $250 | +1.0pp $219 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $29,875
- Closing costs
- $3,585
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 11 events
-
2026-02-20status Pending
-
2026-02-15$119,500 Active
-
2021-03-09soldstatus $74,100
-
2021-02-04soldstatus $78,000 300-char remark
Show marketing remark (300 chars)
Great double wide trailer sitting on 3 acres of land very close to Prattville, Montgomery and Clanton. Large like new home only 4 years old with 4 bedrooms, 2 bath and lots of family room. Large closets for storage and cloths 12x16 shed and 12x24 above ground pool 28x68 Clayton Mobile Home Tru Tyson
-
2020-09-11$85,000 300-char remark
Show marketing remark (300 chars)
Great double wide trailer sitting on 3 acres of land very close to Prattville, Montgomery and Clanton. Large like new home only 4 years old with 4 bedrooms, 2 bath and lots of family room. Large closets for storage and cloths 12x16 shed and 12x24 above ground pool 28x68 Clayton Mobile Home Tru Tyson
-
2016-10-13soldstatus $20,000 375-char remark
Show marketing remark (375 chars)
If you are looking for land/acreage to place a mobile home or build a home in the country with mature trees and privacy from your neighbor, then this is a great option for you! Approx 3.2 +/- acres on a beautiful country dirt road scenery. Country living but close to town, shopping, and dining! 13 minutes to Millbrook Walmart, 15 minutes to Prattville, 6 minutes to I-65!
-
2016-10-13soldstatus $20,000
Show marketing remark (375 chars)
If you are looking for land/acreage to place a mobile home or build a home in the country with mature trees and privacy from your neighbor, then this is a great option for you! Approx 3.2 +/- acres on a beautiful country dirt road scenery. Country living but close to town, shopping, and dining! 13 minutes to Millbrook Walmart, 15 minutes to Prattville, 6 minutes to I-65!
-
2016-07-02$24,900 375-char remark
Show marketing remark (375 chars)
If you are looking for land/acreage to place a mobile home or build a home in the country with mature trees and privacy from your neighbor, then this is a great option for you! Approx 3.2 +/- acres on a beautiful country dirt road scenery. Country living but close to town, shopping, and dining! 13 minutes to Millbrook Walmart, 15 minutes to Prattville, 6 minutes to I-65!
-
2014-08-29soldstatus $20,000
-
2014-06-06$28,000
-
2006-08-14soldstatus $16,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 6 d/yr ≥106°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 66% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,814
- − Mortgage interest
- −$6,694
- − Property taxes
- −$1,792
- − Insurance
- −$598
- − Repairs & maintenance
- −$1,345
- − Management
- −$1,345
- − Depreciation
- −$3,476
- Taxable income
- $1,564
- Est. tax owed @ 24.0%
- −$375
- After-tax cash flow
- $2,998/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Autauga County
- NCES district ID
- 0100240
- Math proficiency
- 23% ▼ -31.00%
- Reading proficiency
- 50% ▼ -5.00%
- Median HH income
- $52,974
- Composite
- 31.77/100
- National rank
- #5892
- State rank
- #34 of 129 in AL
Livability — Pine Level
- Score
- 61/100
- State rank
- #246
- US rank
- #17675
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 16,288
Population outlook (Autauga County) Hauer SSP2
- Today (2025)
- 55,958 people
- By 2030
- 55,810 · -0.3%
- By 2040
- 54,892 · -1.9%
- By 2050
- 53,062 · -5.2%
- By 2075
- 49,425 · -11.7%
- By 2100
- 45,110 · -19.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Black 10% Two or more races 5% Hispanic / Latino 2%
- Common ancestry
- Slovak 3% Serbian 3% Lithuanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Autauga
- 2024 margin
- Solid R (+46.3) · D 26.4% · R 72.7%
- 2008→2024 swing
- +1.6pp toward D · 2008: -47.8pp · 2024: -46.3pp
- All cycles
- 2024: R+46.3 2020: R+44.4 2016: R+49.5 2012: R+46.0 2008: R+47.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -29.08%
- Current HPI
- 215.9763
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
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Price history
+646.9% since first listed11 events — show timeline
- 2026-02-20 Pending — Greater Alabama MLS
- 2026-02-15 Listed $119,500 Greater Alabama MLS
- 2021-03-09 Sold (Public Records) $74,100 Public Records
- 2021-02-04 Sold (MLS) $78,000 Greater Alabama MLS
- 2020-09-11 Listed $85,000 Greater Alabama MLS
- 2016-10-13 Sold (Public Records) $20,000 Public Records
- 2016-10-13 Sold (MLS) $20,000 MAAR
- 2016-07-02 Listed $24,900 MAAR
- 2014-08-29 Sold (MLS) $20,000 MAAR
- 2014-06-06 Listed $28,000 MAAR
- 2006-08-14 Sold (Public Records) $16,000 Public Records
Property tax history
+2.4%/yrLatest (2023): $143 · -67.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…