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142 County Road 64
C Composite 59.44
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.6/30.0
  • DSCR +8.5/10.0
  • ARV discount +7.4/15.0
  • 1% rule +6.7/10.0
  • Schools +3.2/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$119,500

142 County Road 64 · Pine Level, AL 36022
4 bd · 2.0 ba · 1,836 sqft · Manufactured public records · 5 Days on market
Built 2016 3.10 ac lot Est $119k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great double wide trailer sitting on 3 acres of land very close to Prattville, Montgomery and Clanton. Large like new home only 4 years old with 4 bedrooms, 2 bath and lots of family room. Large closets for storage and cloths 12x16 shed and 12x24 above ground pool 28x68 Clayton Mobile Home Tru Tyson

Key facts

  • Room for expansion
  • Outdoor activities
  • 3.1 acre lot

Tags

3 ACRES OF USABLE LANDROOM FOR EXPANSIONOUTDOOR ACTIVITIES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $120k.

Deal economics

  • At list price, monthly cash flow is $281 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $120k).
  • Cap rate 9.1% vs local median 2.8% in Pine Level — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#246 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Autauga County (rural): math 23% / reading 50% proficiency, ranked #34 of 129 in AL (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Pine Level Elementary School (math 34% / reading 53%, grade F, #202 of 627 statewide, top 32%, 972 students, 55% FRL); Marbury High School (math 22% / reading 27%, grade F, #118 of 305 statewide, top 45%, 559 students, 55% FRL) — zoned schools average 55% FRL vs 39% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 148 active listings in the ZIP; 221 units permitted in Autauga County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $826 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Autauga County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $74k; list at $120k implies a 61% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $119,500

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
9.12%
Cash-on-cash
10.08%
DSCR
1.45
GRM
7.1

CMA / ARV

ARV (on-the-fly)
$119,340
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
142 County Road 64 0.00mi 4/2.0 1,902 (+4%) 1mo $124,500 $65 93

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.1%
Equity multiple
0.96×
Total profit
$-1,440
Equity at exit
$17,818
10-year hold
IRR
8.6%
Equity multiple
1.65×
Total profit
$21,885
Equity at exit
$10,332

Cash invested: $33,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36022

Home prices YoY
-11.9%
Active inventory
148
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,401 medium interval (Pro) →
Mortgage (P&I)
$627
Tax est. 1.5%
$149 /mo · $1,792/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$294
Net cashflow
$281

Break-even live

Break-even rent $1,045
Max offer price $119,500
Occupancy floor 75%

Sensitivity live

Price -10% $364 -5% $322 +0% $281 +5% $240 +10% $199
Rent -10% $170 -5% $226 +0% $281 +5% $336 +10% $392
Rate -1.0pp $341 -0.5pp $311 base $281 +0.5pp $250 +1.0pp $219

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,875
Closing costs
$3,585
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 11 events

  1. 2026-02-20
    status Pending
  2. 2026-02-15
    listed $119,500 Active
  3. 2021-03-09
    soldstatus $74,100
  4. 2021-02-04
    soldstatus $78,000 300-char remark
    Show marketing remark (300 chars)

    Great double wide trailer sitting on 3 acres of land very close to Prattville, Montgomery and Clanton. Large like new home only 4 years old with 4 bedrooms, 2 bath and lots of family room. Large closets for storage and cloths 12x16 shed and 12x24 above ground pool 28x68 Clayton Mobile Home Tru Tyson

  5. 2020-09-11
    listed $85,000 300-char remark
    Show marketing remark (300 chars)

    Great double wide trailer sitting on 3 acres of land very close to Prattville, Montgomery and Clanton. Large like new home only 4 years old with 4 bedrooms, 2 bath and lots of family room. Large closets for storage and cloths 12x16 shed and 12x24 above ground pool 28x68 Clayton Mobile Home Tru Tyson

  6. 2016-10-13
    soldstatus $20,000 375-char remark
    Show marketing remark (375 chars)

    If you are looking for land/acreage to place a mobile home or build a home in the country with mature trees and privacy from your neighbor, then this is a great option for you! Approx 3.2 +/- acres on a beautiful country dirt road scenery. Country living but close to town, shopping, and dining! 13 minutes to Millbrook Walmart, 15 minutes to Prattville, 6 minutes to I-65!

  7. 2016-10-13
    soldstatus $20,000
    Show marketing remark (375 chars)

    If you are looking for land/acreage to place a mobile home or build a home in the country with mature trees and privacy from your neighbor, then this is a great option for you! Approx 3.2 +/- acres on a beautiful country dirt road scenery. Country living but close to town, shopping, and dining! 13 minutes to Millbrook Walmart, 15 minutes to Prattville, 6 minutes to I-65!

  8. 2016-07-02
    listed $24,900 375-char remark
    Show marketing remark (375 chars)

    If you are looking for land/acreage to place a mobile home or build a home in the country with mature trees and privacy from your neighbor, then this is a great option for you! Approx 3.2 +/- acres on a beautiful country dirt road scenery. Country living but close to town, shopping, and dining! 13 minutes to Millbrook Walmart, 15 minutes to Prattville, 6 minutes to I-65!

  9. 2014-08-29
    soldstatus $20,000
  10. 2014-06-06
    listed $28,000
  11. 2006-08-14
    soldstatus $16,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 6 d/yr ≥106°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,814
− Mortgage interest
−$6,694
− Property taxes
−$1,792
− Insurance
−$598
− Repairs & maintenance
−$1,345
− Management
−$1,345
− Depreciation
−$3,476
Taxable income
$1,564
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$375
After-tax cash flow
$2,998/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Autauga County
NCES district ID
0100240
Math proficiency
23% ▼ -31.00%
Reading proficiency
50% ▼ -5.00%
Median HH income
$52,974
Composite
31.77/100
National rank
#5892
State rank
#34 of 129 in AL

Livability — Pine Level

Score
61/100
State rank
#246
US rank
#17675

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
16,288

Population outlook (Autauga County) Hauer SSP2

Today (2025)
55,958 people
By 2030
55,810 · -0.3%
By 2040
54,892 · -1.9%
By 2050
53,062 · -5.2%
By 2075
49,425 · -11.7%
By 2100
45,110 · -19.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Black 10% Two or more races 5% Hispanic / Latino 2%
Common ancestry
Slovak 3% Serbian 3% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Autauga

2024 margin
Solid R (+46.3) · D 26.4% · R 72.7%
2008→2024 swing
+1.6pp toward D · 2008: -47.8pp · 2024: -46.3pp
All cycles
2024: R+46.3 2020: R+44.4 2016: R+49.5 2012: R+46.0 2008: R+47.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -29.08%
Current HPI
215.9763
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+646.9% since first listed
11 events — show timeline
  • 2026-02-20 Pending Greater Alabama MLS
  • 2026-02-15 Listed $119,500 Greater Alabama MLS
  • 2021-03-09 Sold (Public Records) $74,100 Public Records
  • 2021-02-04 Sold (MLS) $78,000 Greater Alabama MLS
  • 2020-09-11 Listed $85,000 Greater Alabama MLS
  • 2016-10-13 Sold (Public Records) $20,000 Public Records
  • 2016-10-13 Sold (MLS) $20,000 MAAR
  • 2016-07-02 Listed $24,900 MAAR
  • 2014-08-29 Sold (MLS) $20,000 MAAR
  • 2014-06-06 Listed $28,000 MAAR
  • 2006-08-14 Sold (Public Records) $16,000 Public Records

Property tax history

+2.4%/yr

Latest (2023): $143 · -67.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…