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19320 N Diego Way
D- Composite 39.83
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +6.3/30.0
  • Appreciation +4.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • 1% rule +2.0/10.0
  • DSCR +0.6/10.0

$274,900

19320 N Diego Way · Maricopa, AZ 85138
3 bd · 2.5 ba · 1,299 sqft · SingleFamily public records · 141 Days on market
Built 2025 6,500 sqft lot $212/sqft · 18% below area Est $334k · 18% under $95/mo HOA · 5% of rent ↓ 16% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this lovely single-story residence with a great curb appeal, a manicured landscape, and a 2-car garage. Inside, you'll be greeted in an open layout full of sunlight, showcasing recessed lighting, tile flooring, and neutral paint that works great with all decor. Prepare delicious meals in the impeccable kitchen, equipped with mocha cabinets, granite countertops, and an island, perfect for entertaining. All bedrooms boast soft carpeting underfoot, while the main retreat features a bathroom with double sinks. Enjoy evenings with your loved ones in the backyard, complete with a grassy landscape with the perfect space for a pool or spa! Add your personal touch! What are you waiting for? Come see it before it's gone!

Key facts

  • Impeccable kitchen
  • Open layout
  • Mocha cabinets

Tags

MANICURED LANDSCAPEOPEN LAYOUTRECESSED LIGHTINGTILE FLOORINGIMPECCABLE KITCHENMOCHA CABINETS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $275k.

Deal economics

  • At list price, monthly cash flow is $-484 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $205k (25.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (30.4% below list).
  • Recommended offer: $191k (30.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 72/100 on livability (#28 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-, crime B+; Watch: amenities F, commute F, health & safety F.
  • Maricopa Unified School District (4441) (town): math 20% / reading 29% proficiency, ranked #128 of 249 in AZ (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Santa Cruz Elementary School (math 27% / reading 34%, grade F, #536 of 1,109 statewide, top 49%, 764 students, 59% FRL); Desert Wind Middle School (math 14% / reading 26%, grade F, #127 of 218 statewide, top 60%, 817 students, 52% FRL).
  • Market conditions: Rents rising (+1.8%/yr); 862 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 141 days — a 12% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $40k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $191,221 (30.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 141 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
4.18%
Cash-on-cash
-7.55%
DSCR
0.66
GRM
12.0

CMA / ARV

ARV (median comp)
$334,442
List price
$274,900
Delta
-16.31%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
19360 N Diego Way 0.02mi 3/2.0 1,299 (0%) 11mo $299,990 $231 88
35315 W La Paz St 0.04mi 3/2.0 1,299 (0%) 13mo $320,000 $246 86
35711 W Costa Blanca Dr 0.50mi 3/2.0 1,302 (+0%) 14mo $294,000 $226 62
36055 W Vera Cruz Dr 0.43mi 3/2.0 1,322 (+2%) 18mo $285,000 $216 60
19060 N Silver Dog Way 0.18mi 3/2.0 1,424 (+10%) 19mo $298,000 $209 58
19030 N Silver Dog Way 0.20mi 3/2.0 1,424 (+10%) 20mo $308,990 $217 56
35285 W San Pedro Dr 0.33mi 3/2.0 1,433 (+10%) 14mo $310,000 $216 53
35337 W San Alvarez Ave 0.72mi 3/2.0 1,312 (+1%) 12mo $281,250 $214 53
36538 W LA Paz St 0.73mi 3/2.0 1,219 (-6%) 4mo $273,500 $224 50
18227 N Conquistador Dr 0.68mi 3/2.0 1,333 (+3%) 14mo $279,000 $209 50
36060 W Santa Clara Ave 0.68mi 3/2.0 1,402 (+8%) 15mo $310,000 $221 41
36451 W Montserrat St 0.68mi 3/2.0 1,448 (+12%) 18mo $310,000 $214 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.89% appreciation · 1.78% rent growth · sell at horizon

5-year hold
IRR
-16.0%
Equity multiple
0.32×
Total profit
$-52,369
Equity at exit
$67,842
10-year hold
IRR
-10.4%
Equity multiple
0.09×
Total profit
$-70,399
Equity at exit
$72,512

Cash invested: $76,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85138

Home prices YoY
-0.3%
Rents YoY
1.8%
Active inventory
862
Price-to-rent
12.0×

Monthly cashflow live

Estimated rent
$1,912 high interval (Pro) →
Mortgage (P&I)
$1,442
Tax est. 1.5%
$344 /mo · $4,124/yr
Insurance
$115
HOA
$95
Vacancy / Maint / Mgmt
$402
Net cashflow
$-484

Break-even live

Break-even rent $2,525
Max offer price $204,846
Occupancy floor

Sensitivity live

Price -10% $-294 -5% $-389 +0% $-484 +5% $-579 +10% $-674
Rent -10% $-635 -5% $-560 +0% $-484 +5% $-409 +10% $-333
Rate -1.0pp $-346 -0.5pp $-414 base $-484 +0.5pp $-555 +1.0pp $-628

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,725
Closing costs
$8,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
35455 W Cartegna Ln Maricopa, AZ 4.0 2.0 1832 $2,200 $1.20 12d 1 0.23mi
35448 W Santa Barbara Ave Maricopa, AZ 3.0 2.0 1327 $1,600 $1.21 13d 1 0.44mi
36033 W San Clemente Ave Maricopa, AZ 4.0 2.0 1775 $1,700 $0.96 45d 1 0.52mi
35396 W San Capistrano Ave Maricopa, AZ 3.0 2.0 1662 $1,650 $0.99 45d 1 0.55mi
35480 W San Capistrano Ave Maricopa, AZ 3.0 2.0 1402 $1,685 $1.20 0d 1 0.56mi
18389 N Conquistador Dr Maricopa, AZ 3.0 2.0 1662 $1,650 $0.99 7d 1 0.57mi
18392 N Los Gabrieles Way Maricopa, AZ 3.0 2.0 1662 $1,785 $1.07 6d 1 0.57mi
35579 W San Capistrano Ave Maricopa, AZ 3.0 2.0 1662 $1,650 $0.99 7d 1 0.59mi
36043 W Santa Clara Ave Maricopa, AZ 3.0 2.0 1700 $1,895 $1.11 3d 1 0.66mi
19270 N Costa Verdez Ave Maricopa, AZ 3.0 2.0 1220 $1,610 $1.32 45d 1 0.66mi
19270 N Costa Verdez Ave Maricopa, AZ 3.0 2.0 1220 $1,645 $1.35 0d 1 0.66mi
35420 W San Alvarez Ave Maricopa, AZ 3.0 2.0 1571 $1,800 $1.15 26d 1 0.66mi
35408 W San Alvarez Ave Maricopa, AZ 3.0 2.0 1525 $1,599 $1.05 26d 1 0.66mi
36635 W Honeycutt Rd Maricopa, AZ 1.0–3.0 1.0–2.0 972 $2,259 $2.32 0d 83 0.67mi
35349 W San Alvarez Ave Maricopa, AZ 3.0 2.0 1571 $1,600 $1.02 4d 1 0.69mi
35349 W San Alvarez Ave Maricopa, AZ 3.0 2.0 1571 $1,600 $1.02 0d 1 0.69mi
18099 N Los Gabrieles Way Maricopa, AZ 4.0 2.0 1700 $2,000 $1.18 45d 1 0.73mi
35423 W San Sisto Ave Maricopa, AZ 3.0 2.0 1571 $1,950 $1.24 6d 1 0.75mi
36085 W San Sisto Ave Maricopa, AZ 4.0 2.0 1605 $2,500 $1.56 0d 1 0.85mi
36419 W San Ildefanso Ave Maricopa, AZ 4.0 2.0 1849 $1,795 $0.97 16d 1 0.87mi
36972 W Prado St Maricopa, AZ 3.0 2.0 1568 $1,700 $1.08 18d 1 0.97mi
37014 W Prado St Maricopa, AZ 3.0 2.0 1568 $1,700 $1.08 18d 1 1.00mi
37043 W Vera Cruz Dr Maricopa, AZ 4.0 2.0 1832 $2,300 $1.26 0d 1 1.02mi
17589 N Del Mar Ave Maricopa, AZ 3.0 2.0 1177 $1,895 $1.61 46d 1 1.19mi
37088 W Amalfi Ave Maricopa, AZ 4.0 2.0 1516 $1,735 $1.14 45d 1 1.33mi
36355 W Mediterranean Way Maricopa, AZ 3.0 2.0 1411 $2,050 $1.45 0d 1 1.34mi
36355 W Mediterranean Way Maricopa, AZ 3.0 2.0 1411 $2,050 $1.45 3d 1 1.34mi
37144 W Amalfi Ave Maricopa, AZ 4.0 2.0 1516 $1,669 $1.10 0d 1 1.36mi
37144 W Amalfi Ave Maricopa, AZ 4.0 2.0 1516 $1,839 $1.21 25d 1 1.36mi
36605 W Mondragone Ln Maricopa, AZ 3.0 2.0 1170 $1,595 $1.36 12d 1 1.37mi

HOA detail

Monthly dues
$95 · $1,140/yr
Likely covers
cablepool

Listing history 27 events

  1. 2026-06-21
    pricedays on market $274,900 Active 141 DOM
  2. 2026-06-18
    days on market $279,900 Active 138 DOM
  3. 2026-06-17
    days on market $279,900 Active 137 DOM
  4. 2026-06-16
    days on market $279,900 Active 136 DOM
  5. 2026-06-15
    days on market $279,900 Active 135 DOM
  6. 2026-06-13
    days on market $279,900 Active 133 DOM
  7. 2026-06-13
    days on market $279,900 Active 132 DOM
  8. 2026-06-09
    days on market $279,900 Active 129 DOM
  9. 2026-06-08
    days on market $279,900 Active 128 DOM
  10. 2026-06-07
    pricedays on market $279,900 Active 127 DOM
  11. 2026-06-04
    days on market $285,000 Active 124 DOM
  12. 2026-06-03
    days on market $285,000 Active 123 DOM
  13. 2026-06-02
    days on market $285,000 Active 122 DOM
  14. 2026-06-01
    days on market $285,000 Active 121 DOM
  15. 2026-05-31
    days on market $285,000 Active 120 DOM
  16. 2026-04-23
    price $285,000 736-char remark
    Show marketing remark (736 chars)

    Welcome home to this lovely single-story residence with a great curb appeal, a manicured landscape, and a 2-car garage. Inside, you'll be greeted in an open layout full of sunlight, showcasing recessed lighting, tile flooring, and neutral paint that works great with all decor. Prepare delicious meals in the impeccable kitchen, equipped with mocha cabinets, granite countertops, and an island, perfect for entertaining. All bedrooms boast soft carpeting underfoot, while the main retreat features a bathroom with double sinks. Enjoy evenings with your loved ones in the backyard, complete with a grassy landscape with the perfect space for a pool or spa! Add your personal touch! What are you waiting for? Come see it before it's gone!

  17. 2026-04-03
    price $289,900 736-char remark
    Show marketing remark (736 chars)

    Welcome home to this lovely single-story residence with a great curb appeal, a manicured landscape, and a 2-car garage. Inside, you'll be greeted in an open layout full of sunlight, showcasing recessed lighting, tile flooring, and neutral paint that works great with all decor. Prepare delicious meals in the impeccable kitchen, equipped with mocha cabinets, granite countertops, and an island, perfect for entertaining. All bedrooms boast soft carpeting underfoot, while the main retreat features a bathroom with double sinks. Enjoy evenings with your loved ones in the backyard, complete with a grassy landscape with the perfect space for a pool or spa! Add your personal touch! What are you waiting for? Come see it before it's gone!

  18. 2026-03-24
    price $294,900 736-char remark
    Show marketing remark (736 chars)

    Welcome home to this lovely single-story residence with a great curb appeal, a manicured landscape, and a 2-car garage. Inside, you'll be greeted in an open layout full of sunlight, showcasing recessed lighting, tile flooring, and neutral paint that works great with all decor. Prepare delicious meals in the impeccable kitchen, equipped with mocha cabinets, granite countertops, and an island, perfect for entertaining. All bedrooms boast soft carpeting underfoot, while the main retreat features a bathroom with double sinks. Enjoy evenings with your loved ones in the backyard, complete with a grassy landscape with the perfect space for a pool or spa! Add your personal touch! What are you waiting for? Come see it before it's gone!

  19. 2026-03-15
    price $299,900 736-char remark
    Show marketing remark (736 chars)

    Welcome home to this lovely single-story residence with a great curb appeal, a manicured landscape, and a 2-car garage. Inside, you'll be greeted in an open layout full of sunlight, showcasing recessed lighting, tile flooring, and neutral paint that works great with all decor. Prepare delicious meals in the impeccable kitchen, equipped with mocha cabinets, granite countertops, and an island, perfect for entertaining. All bedrooms boast soft carpeting underfoot, while the main retreat features a bathroom with double sinks. Enjoy evenings with your loved ones in the backyard, complete with a grassy landscape with the perfect space for a pool or spa! Add your personal touch! What are you waiting for? Come see it before it's gone!

  20. 2026-02-20
    price $305,000 736-char remark
    Show marketing remark (736 chars)

    Welcome home to this lovely single-story residence with a great curb appeal, a manicured landscape, and a 2-car garage. Inside, you'll be greeted in an open layout full of sunlight, showcasing recessed lighting, tile flooring, and neutral paint that works great with all decor. Prepare delicious meals in the impeccable kitchen, equipped with mocha cabinets, granite countertops, and an island, perfect for entertaining. All bedrooms boast soft carpeting underfoot, while the main retreat features a bathroom with double sinks. Enjoy evenings with your loved ones in the backyard, complete with a grassy landscape with the perfect space for a pool or spa! Add your personal touch! What are you waiting for? Come see it before it's gone!

  21. 2026-02-06
    price $309,900 736-char remark
    Show marketing remark (736 chars)

    Welcome home to this lovely single-story residence with a great curb appeal, a manicured landscape, and a 2-car garage. Inside, you'll be greeted in an open layout full of sunlight, showcasing recessed lighting, tile flooring, and neutral paint that works great with all decor. Prepare delicious meals in the impeccable kitchen, equipped with mocha cabinets, granite countertops, and an island, perfect for entertaining. All bedrooms boast soft carpeting underfoot, while the main retreat features a bathroom with double sinks. Enjoy evenings with your loved ones in the backyard, complete with a grassy landscape with the perfect space for a pool or spa! Add your personal touch! What are you waiting for? Come see it before it's gone!

  22. 2026-01-26
    listed $315,000 Active 736-char remark
    Show marketing remark (736 chars)

    Welcome home to this lovely single-story residence with a great curb appeal, a manicured landscape, and a 2-car garage. Inside, you'll be greeted in an open layout full of sunlight, showcasing recessed lighting, tile flooring, and neutral paint that works great with all decor. Prepare delicious meals in the impeccable kitchen, equipped with mocha cabinets, granite countertops, and an island, perfect for entertaining. All bedrooms boast soft carpeting underfoot, while the main retreat features a bathroom with double sinks. Enjoy evenings with your loved ones in the backyard, complete with a grassy landscape with the perfect space for a pool or spa! Add your personal touch! What are you waiting for? Come see it before it's gone!

  23. 2025-09-19
    soldstatus $334,990 Closed 747-char remark
    Show marketing remark (747 chars)

    Step into luxury at this new home located in the highly sought-after The Grove Collection at the Trails The charming Plan 21 has fantastic curb appeal. Stroll inside, where the bright foyer with wood-look tile flows through the spacious kitchen and great room, perfect for relaxation and entertainment. The open layout offers ample storage. Enjoy granite countertops and executive-height vanities in the kitchen and bathrooms. With 9-foot ceilings and ceiling fan prewires in every room, comfort is ensured year-round. The kitchen boasts stainless steel appliances, including a gas range, in an Energy Star-qualified home prioritizing efficiency and sustainability. Stay connected with Century Connect Smart Home systems and a garage door opener.

  24. 2025-08-18
    status Pending 747-char remark
    Show marketing remark (747 chars)

    Step into luxury at this new home located in the highly sought-after The Grove Collection at the Trails The charming Plan 21 has fantastic curb appeal. Stroll inside, where the bright foyer with wood-look tile flows through the spacious kitchen and great room, perfect for relaxation and entertainment. The open layout offers ample storage. Enjoy granite countertops and executive-height vanities in the kitchen and bathrooms. With 9-foot ceilings and ceiling fan prewires in every room, comfort is ensured year-round. The kitchen boasts stainless steel appliances, including a gas range, in an Energy Star-qualified home prioritizing efficiency and sustainability. Stay connected with Century Connect Smart Home systems and a garage door opener.

  25. 2025-07-01
    price $304,990 747-char remark
    Show marketing remark (747 chars)

    Step into luxury at this new home located in the highly sought-after The Grove Collection at the Trails The charming Plan 21 has fantastic curb appeal. Stroll inside, where the bright foyer with wood-look tile flows through the spacious kitchen and great room, perfect for relaxation and entertainment. The open layout offers ample storage. Enjoy granite countertops and executive-height vanities in the kitchen and bathrooms. With 9-foot ceilings and ceiling fan prewires in every room, comfort is ensured year-round. The kitchen boasts stainless steel appliances, including a gas range, in an Energy Star-qualified home prioritizing efficiency and sustainability. Stay connected with Century Connect Smart Home systems and a garage door opener.

  26. 2025-06-27
    price $324,990 747-char remark
    Show marketing remark (747 chars)

    Step into luxury at this new home located in the highly sought-after The Grove Collection at the Trails The charming Plan 21 has fantastic curb appeal. Stroll inside, where the bright foyer with wood-look tile flows through the spacious kitchen and great room, perfect for relaxation and entertainment. The open layout offers ample storage. Enjoy granite countertops and executive-height vanities in the kitchen and bathrooms. With 9-foot ceilings and ceiling fan prewires in every room, comfort is ensured year-round. The kitchen boasts stainless steel appliances, including a gas range, in an Energy Star-qualified home prioritizing efficiency and sustainability. Stay connected with Century Connect Smart Home systems and a garage door opener.

  27. 2025-06-03
    listed $339,905 Active 747-char remark
    Show marketing remark (747 chars)

    Step into luxury at this new home located in the highly sought-after The Grove Collection at the Trails The charming Plan 21 has fantastic curb appeal. Stroll inside, where the bright foyer with wood-look tile flows through the spacious kitchen and great room, perfect for relaxation and entertainment. The open layout offers ample storage. Enjoy granite countertops and executive-height vanities in the kitchen and bathrooms. With 9-foot ceilings and ceiling fan prewires in every room, comfort is ensured year-round. The kitchen boasts stainless steel appliances, including a gas range, in an Energy Star-qualified home prioritizing efficiency and sustainability. Stay connected with Century Connect Smart Home systems and a garage door opener.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,947
− Mortgage interest
−$15,399
− Property taxes
−$4,124
− Insurance
−$1,374
− Repairs & maintenance
−$1,836
− Management
−$1,836
− HOA
−$1,140
− Depreciation
−$7,997
Taxable loss
−$10,759
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,582
After-tax cash flow
$-3,227/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Maricopa Unified School District (4441)
NCES district ID
0404720
Math proficiency
20% ▼ -18.00%
Reading proficiency
29% ▼ -9.00%
Median HH income
$63,725
Composite
22.92/100
National rank
#7993
State rank
#128 of 249 in AZ

Livability — Maricopa

Score
72/100
State rank
#28
US rank
#5943

Category grades

Amenities F Commute F Cost of living B- Crime B+ Employment A- Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Maricopa, AZ
County
Pinal County · 399,947 people
City population
76,044
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
55,260
Household income
$95,867
Rent vs Own
17.7% rent · 82.3% own
Severe rent burden
432.0

Population outlook (Pinal County) Hauer SSP2

Today (2025)
437,574 people
By 2030
446,903 · +2.1%
By 2040
452,589 · +3.4%
By 2050
444,126 · +1.5%
By 2075
430,300 · -1.7%
By 2100
393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 45% Hispanic / Latino 30% Two or more races 17% Black 13% Native American 3% Asian 3% Pacific Islander 1%
Hispanic origin (detail)
Mexican 26% Puerto Rican 1%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
10% · Canada
Languages at home
79% English-only · Spanish 16% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Pinal

2024 margin
Strong R (+22.1) · D 38.5% · R 60.6%
2008→2024 swing
-7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
All cycles
2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.89%
Current HPI
258.1461
Rent YoY
▲ 1.78%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-16.2% since first listed
12 events — show timeline
  • 2026-04-23 Price Changed $285,000 ARMLS
  • 2026-04-03 Price Changed $289,900 ARMLS
  • 2026-03-24 Price Changed $294,900 ARMLS
  • 2026-03-15 Price Changed $299,900 ARMLS
  • 2026-02-20 Price Changed $305,000 ARMLS
  • 2026-02-06 Price Changed $309,900 ARMLS
  • 2026-01-26 Listed $315,000 ARMLS
  • 2025-09-19 Sold (MLS) $334,990 ARMLS
  • 2025-08-18 Pending ARMLS
  • 2025-07-01 Price Changed $304,990 ARMLS
  • 2025-06-27 Price Changed $324,990 ARMLS
  • 2025-06-03 Listed $339,905 ARMLS

Property tax history

-1.3%/yr

Latest (2025): $191 · -1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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