410 Palissey St · East Liverpool, OH 43920

$76,000

3 bd · 2.0 ba · 1,611 sqft · SingleFamily public records · 88 Days on market

Built 1950 5,331 sqft lot $47/sqft · 17% below area Est $91k · 17% under

---

Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +3.4/5.0
• Schools +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Discover this spacious 3-bedroom, 2-bathroom home in East Liverpool, OH, offering over 1,600 square feet of versatile living space. Situated on a . 35-acre lot (three parcels, all included in auction), the property includes a partial basement and a rare 4-car garage, providing ample room for vehicles, hobbies, or storage. Whether you're entertaining, enjoying outdoor space, or seeking extra living flexibility, this home presents a fantastic opportunity to make it your own. Its generous footprint and desirable location make it a standout in the East Liverpool area. This is an ONLINE ONLY foreclosure sale. There are NO SHOWINGS. Deposit due by wire transfer within 48 upon conclusion. Funding must take place within 30 days of confirmation of sale. 5% Buyer’s Premium shall apply. Subject to postponement and cancellation. Full terms and conditions at online registration.

Key facts

• 5,331 sq ft lot
• 4 garage spots
• Built 1950

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $76k.

Deal economics

• At list price, monthly cash flow is $414 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $76k).
• Recommended offer: $71k (6.0% below list) — sets the bar for market timing.
• Cap rate 12.8% vs local median 9.8% in East Liverpool — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#613 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
• East Liverpool City (town): math 28% / reading 37% proficiency, ranked #571 of 656 in OH (top 87%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 114 active listings in the ZIP; 49 units permitted in Columbiana County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $525 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Columbiana County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 88 days — a 6% lower offer ($71k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $55k; 38% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $71,440 (6.0% below list)

Questions for the listing agent

1. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.61% ✓
• Cap rate: 12.83%
• Cash-on-cash: 23.34%
• DSCR: 2.04
• GRM: 5.2

CMA / ARV

• ARV (median comp): $91,192
• List price: $76,000
• Delta: -16.66%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1575 Globe St	0.19mi	3/2.0	1,662 (+3%)	3mo	$120,000	$72	84
1259 Erie St	0.32mi	3/1.0	1,632 (+1%)	5mo	$140,000	$86	75
1631 Globe St	0.27mi	4/2.0 (+1)	1,722 (+7%)	8mo	$90,000	$52	64
1257 Adler St	0.68mi	3/1.5	1,467 (-9%)	0mo	$210,000	$143	51
1210 Erie St	0.41mi	2/1.0 (-1)	1,440 (-11%)	18mo	$10,000	$7	39
936 Saint George St	0.74mi	3/1.5	1,376 (-15%)	2mo	$104,000	$76	37
1259 Beacon Way	0.72mi	3/1.0	1,472 (-9%)	16mo	$130,000	$88	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 16.4%
• Equity multiple: 1.66×
• Total profit: $14,077
• Equity at exit: $11,332

10-year hold

• IRR: 25.0%
• Equity multiple: 3.18×
• Total profit: $46,340
• Equity at exit: $6,571

Cash invested: $21,280 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43920

• Home prices YoY: -29.3%
• Active inventory: 114
• Price-to-rent: 5.2×

Monthly cashflow live

• Estimated rent: $1,223 medium
• Mortgage (P&I): −$399
• Tax from tax record: −$122 /mo · $1,468/yr
• Insurance: −$32
• HOA: −$0
• Vacancy / Maint / Mgmt: −$257
• Net cashflow: $414

Break-even live

Break-even rent $699

Max offer price $76,000

Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,000
• Closing costs: $2,280
• Reserves months: —
• Total cash needed: —

Listing history 15 events

1. 2026-06-18
   days on market $76,000 Active 88 DOM
2. 2026-06-17
   days on market $76,000 Active 87 DOM
3. 2026-06-16
   days on market $76,000 Active 86 DOM
4. 2026-06-15
   days on market $76,000 Active 85 DOM
5. 2026-06-13
   days on market $76,000 Active 83 DOM
6. 2026-06-09
   days on market $76,000 Active 79 DOM
7. 2026-06-08
   days on market $76,000 Active 78 DOM
8. 2026-06-07
   days on market $76,000 Active 77 DOM
9. 2026-06-03
   days on market $76,000 Active 73 DOM
10. 2026-06-02
    days on market $76,000 Active 72 DOM
11. 2026-06-01
    days on market $76,000 Active 71 DOM
12. 2026-05-31
    days on market $76,000 Active 70 DOM
13. 2026-03-20
    listed $76,000 Active 884-char remark

    Show marketing remark (884 chars)

    Discover this spacious 3-bedroom, 2-bathroom home in East Liverpool, OH, offering over 1,600 square feet of versatile living space. Situated on a . 35-acre lot (three parcels, all included in auction), the property includes a partial basement and a rare 4-car garage, providing ample room for vehicles, hobbies, or storage. Whether you're entertaining, enjoying outdoor space, or seeking extra living flexibility, this home presents a fantastic opportunity to make it your own. Its generous footprint and desirable location make it a standout in the East Liverpool area. This is an ONLINE ONLY foreclosure sale. There are NO SHOWINGS. Deposit due by wire transfer within 48 upon conclusion. Funding must take place within 30 days of confirmation of sale. 5% Buyer’s Premium shall apply. Subject to postponement and cancellation. Full terms and conditions at online registration.

14. 2004-05-24
    soldstatus $55,000
15. 1992-07-09
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,468 · $122/mo
• Projected year-2 tax: $1,468 · $122/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,680
• − Mortgage interest: −$4,257
• − Property taxes: −$1,468
• − Insurance: −$380
• − Repairs & maintenance: −$1,174
• − Management: −$1,174
• − Depreciation: −$2,211
• Taxable income: $4,014
• Est. tax owed @ 24.0%: −$963
• After-tax cash flow: $4,002/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: East Liverpool City
• NCES district ID: 3904391
• Math proficiency: 28% ▼ -16.00%
• Reading proficiency: 37% ▼ -10.00%
• Median HH income: $34,021
• Composite: 26.72/100
• National rank: #7148
• State rank: #571 of 656 in OH

Livability — East Liverpool

• Score: 67/100
• State rank: #613
• US rank: #10580

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: East Liverpool, OH
• County: Columbiana · 99,532 people
• Population (ZIP): 21,124
• Household income: $50,820
• Rent vs Own: 31.0% rent · 69.0% own
• Severe rent burden: 12.6

Population outlook (Columbiana County) Hauer SSP2

• Today (2025): 98,353 people
• By 2030: 94,225 · -4.2%
• By 2040: 85,169 · -13.4%
• By 2050: 76,157 · -22.6%
• By 2075: 58,451 · -40.6%
• By 2100: 42,805 · -56.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Two or more races 6% Black 3% Hispanic / Latino 1%
• Common ancestry: Romanian 2% Slovak 2% Serbian 2%
• Foreign-born: 0%

Political lean MEDSL · Columbiana

• 2024 margin: Solid R (+49.0) · D 25.1% · R 74.1%
• 2008→2024 swing: -41.4pp toward R · 2008: -7.6pp · 2024: -49.0pp
• All cycles: 2024: R+49.0 2020: R+44.9 2016: R+41.6 2012: R+12.0 2008: R+7.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -81.53%
• Current HPI: 196.3908
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+204.0% since first listed

3 events — show timeline

• 2026-03-20 Listed $76,000 MLSNOW
• 2004-05-24 Sold (Public Records) $55,000 Public Records
• 1992-07-09 Sold (Public Records) $25,000 Public Records

Property tax history

+8.0%/yr

Latest (2025): $1,468 · +8.8% YoY. Source: county tax records.