20704 Lancaster St · Harper Woods, MI 48225

$169,999

3 bd · 1.0 ba · 1,243 sqft · SingleFamily public records · 36 Days on market

Built 1950 6,534 sqft lot $137/sqft · 25% above area Est $211k · 19% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +7.1/30.0
• Schools +5.7/10.0
• 1% rule +4.2/10.0
• Rent growth +3.8/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• DSCR +1.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to this beautifully maintained brick bungalow located in the highly desirable Grosse Pointe School District! Conveniently situated near parks, dining, shopping, and expressways, this home offers the perfect combination of character, space, and major mechanical updates. Inside, you'll find spacious living areas filled with natural light, including a large living room featuring a stunning Pakistani marble fireplace, built-in shelving, and an impressive 16-foot doorwall overlooking the backyard. The adjoining dining area offers additional built-in storage and great flow for entertaining. The oversized upstairs primary suite has been updated with newer vinyl plank flooring, fresh paint, and a generous walk-in closet. The kitchen features concrete countertops, tile backsplash, stainless steel appliances, and excellent cabinet space. Step outside to a beautifully landscaped backyard with an English garden-inspired brick patio - ideal for relaxing or hosting guests. Major updates include roof (2017), A/C (2018), vinyl windows, updated electrical, added insulation, sewer line replacement, and more, providing peace of mind for the next owner. The basement includes a full bathroom with tiled shower, additional storage space, and flexible areas perfect for a home gym, recreation room, or hobby space. Tons of storage throughout the home make everyday living easy. Move-in ready and offering over 1,400 sq ft of living space in a prime Harper Woods location with Grosse Pointe Schools!

Key facts

• 6,534 sq ft lot
• Garage
• Built 1950

Property features AI

Finance

• Other: Property listed as Residential — Single Family Residence
• Financial info: Annual tax: $6,185

Exterior

• Parking: Detached 1-car garage
• Utilities: Public water; Public sewer
• Home design: Single family residence; One and one-half story; Ground-level entry with steps
• Construction: Brick and vinyl siding exterior; Block foundation; Built area above grade: 1,424 finished (above grade); 500 finished below grade
• Exterior features: Patio; Porch; Paved road access

Interior

• Bedrooms: 3 total rooms (includes bedrooms and living spaces)
• Bathrooms: 2 full bathrooms
• Heating & cooling: Forced air heating; Electric heating; Natural gas heating; No central cooling
• Interior features: Living room fireplace; Partially finished basement; Basement present

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $170k.

Deal economics

• At list price, monthly cash flow is $-245 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $127k (25.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $156k (8.2% below list).
• Recommended offer: $127k (25.4% below list) — sets the bar for cash-flow.
• Cap rate 4.6% vs local median 7.7% in Harper Woods — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 73/100 on livability (#199 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, health & safety D+, schools D-.
• Grosse Pointe Public Schools (suburban): math 56% / reading 68% proficiency, ranked #24 of 540 in MI (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 13% free/reduced lunch — higher-income household profile.
• Market conditions: Rents rising fast (+5.1%/yr); 133 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
• This rent runs 30% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 36 days — a 3% lower offer ($165k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $135k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: property tax is 3.6% of price; built in 1950 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $126,735 (25.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 4.56%
• Cash-on-cash: -6.17%
• DSCR: 0.73
• GRM: 9.1

CMA / ARV

• ARV (median comp): $210,715
• List price: $169,999
• Delta: -19.32%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
20640 Fleetwood Dr	0.08mi	3/1.0	1,300 (+5%)	1mo	$125,000	$96	88
20631 Lochmoor St	0.11mi	3/2.5	1,311 (+6%)	2mo	$219,000	$167	78
20260 Lancaster St	0.31mi	4/2.0 (+1)	1,272 (+2%)	1mo	$112,700	$89	72
20520 Anita St	0.42mi	2/1.0 (-1)	1,318 (+6%)	4mo	$139,000	$105	62
20488 Fleetwood Dr	0.16mi	4/1.5 (+1)	1,401 (+13%)	4mo	$189,900	$136	61
2202 Hollywood Ave	0.60mi	3/1.0	1,340 (+8%)	0mo	$207,000	$154	59
1866 Country Club Rd	0.57mi	3/1.5	1,367 (+10%)	1mo	$299,000	$219	54
1992 Lennon St	0.51mi	3/1.0	1,400 (+13%)	4mo	$275,000	$196	52
1818 Norwood Dr	0.65mi	3/1.0	1,125 (-10%)	3mo	$270,000	$240	51
20860 Ridgemont Rd	0.57mi	4/2.5 (+1)	1,180 (-5%)	4mo	$40,000	$34	50
1922 Oxford Rd	0.58mi	3/1.5	1,398 (+12%)	5mo	$260,000	$186	46
2368 Allard Ave	0.61mi	2/2.0 (-1)	1,111 (-11%)	5mo	$205,000	$185	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.1% rent growth · sell at horizon

5-year hold

• IRR: -23.7%
• Equity multiple: 0.17×
• Total profit: $-39,570
• Equity at exit: $25,347

10-year hold

• IRR: -12.5%
• Equity multiple: 0.17×
• Total profit: $-39,274
• Equity at exit: $14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48225

• Rents YoY: 5.1%
• Active inventory: 133
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $1,560 high
• Mortgage (P&I): −$891
• Tax from tax record: −$515 /mo · $6,182/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$328
• Net cashflow: $-245

Break-even live

Break-even rent $1,870

Max offer price $126,735

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,500
• Closing costs: $5,100
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
20015 Lochmoor St Harper Woods, MI	3.0	1.0	1006	$1,500	$1.49	16d	1	0.37mi
2037 Vernier Rd Grosse Pointe Woods, MI	2.0	1.0	850	$1,350	$1.59	43d	1	0.52mi
20600 Balfour St Harper Woods, MI	1.0–2.0	1.0–2.0	971	$1,671	$1.72	1d	12	0.53mi
20270 Hollywood St Harper Woods, MI	3.0	1.0	1228	$1,650	$1.34	1d	1	0.55mi
2175 Ridgemont Rd Grosse Pointe Woods, MI	2.0	1.0	1100	$1,300	$1.18	43d	1	0.62mi
1992 Hawthorne Rd Grosse Pointe Woods, MI	3.0	2.0	1071	$2,100	$1.96	10d	1	0.67mi
20461 Kingsville St Harper Woods, MI	4.0	1.0	1100	$1,399	$1.27	15d	1	1.14mi
19661 Kenosha St Harper Woods, MI	3.0	2.0	1000	$1,400	$1.40	24d	1	1.14mi
19203 Edgefield St Harper Woods, MI	2.0	1.0	1100	$1,100	$1.00	24d	1	1.19mi
19152 Woodside St Harper Woods, MI	3.0	1.0	916	$1,500	$1.64	17d	1	1.20mi
19982 McCormick St Detroit, MI	3.0	1.0	866	$1,200	$1.39	3d	1	1.25mi
21401 Kingsville St Harper Woods, MI	2.0	1.0	944	$1,200	$1.27	24d	1	1.27mi
19442 Kingsville St Harper Woods, MI	3.0	1.0	1000	$1,500	$1.50	17d	1	1.31mi
22126 Alger St Saint Clair Shores, MI	2.0	1.5	1060	$1,750	$1.65	11d	1	1.32mi
19365 Kingsville St Harper Woods, MI	4.0	1.5	996	$1,650	$1.66	15d	1	1.32mi
20926 Moross Rd Grosse Pointe, MI	3.0	1.0	1200	$1,350	$1.12	43d	1	1.33mi
1150 Anita Ave Grosse Pointe Woods, MI	3.0	1.5	1129	$2,600	$2.30	10d	1	1.34mi
19435 McCormick St Detroit, MI	3.0	2.0	1148	$1,300	$1.13	17d	1	1.34mi
19639 Moross Rd Unit 1 Detroit, MI	2.0	1.0	900	$1,100	$1.22	43d	1	1.34mi
19168 Berden St Grosse Pointe, MI	3.0	1.0	1200	$1,800	$1.50	1d	1	1.36mi
10985 Peerless St Detroit, MI	3.0	1.0	1000	$1,364	$1.36	5d	1	1.40mi
10870 Marne St Detroit, MI	3.0	1.0	1156	$1,100	$0.95	17d	1	1.40mi
22307 Greater Mack Ave St Clair Shores, MI	2.0	1.0	806	$1,195	$1.48	2d	1	1.48mi

Listing history 45 events

1. 2026-06-18
   days on market $169,999 Active 36 DOM
2. 2026-06-17
   days on market $169,999 Active 35 DOM
3. 2026-06-16
   days on market $169,999 Active 34 DOM
4. 2026-06-15
   days on market $169,999 Active 33 DOM
5. 2026-06-13
   days on market $169,999 Active 31 DOM
6. 2026-06-13
   days on market $169,999 Active 30 DOM
7. 2026-06-09
   days on market $169,999 Active 27 DOM
8. 2026-06-08
   days on market $169,999 Active 26 DOM
9. 2026-06-07
   days on market $169,999 Active 25 DOM
10. 2026-06-04
    days on market $169,999 Active 22 DOM
11. 2026-06-03
    days on market $169,999 Active 21 DOM
12. 2026-06-02
    days on market $169,999 Active 20 DOM
13. 2026-06-01
    days on market $169,999 Active 19 DOM
14. 2026-05-31
    days on market $169,999 Active 18 DOM
15. 2026-05-14
    listed $169,999 Active 1509-char remark

    Show marketing remark (1509 chars)

    Welcome home to this beautifully maintained brick bungalow located in the highly desirable Grosse Pointe School District! Conveniently situated near parks, dining, shopping, and expressways, this home offers the perfect combination of character, space, and major mechanical updates. Inside, you'll find spacious living areas filled with natural light, including a large living room featuring a stunning Pakistani marble fireplace, built-in shelving, and an impressive 16-foot doorwall overlooking the backyard. The adjoining dining area offers additional built-in storage and great flow for entertaining. The oversized upstairs primary suite has been updated with newer vinyl plank flooring, fresh paint, and a generous walk-in closet. The kitchen features concrete countertops, tile backsplash, stainless steel appliances, and excellent cabinet space. Step outside to a beautifully landscaped backyard with an English garden-inspired brick patio - ideal for relaxing or hosting guests. Major updates include roof (2017), A/C (2018), vinyl windows, updated electrical, added insulation, sewer line replacement, and more, providing peace of mind for the next owner. The basement includes a full bathroom with tiled shower, additional storage space, and flexible areas perfect for a home gym, recreation room, or hobby space. Tons of storage throughout the home make everyday living easy. Move-in ready and offering over 1,400 sq ft of living space in a prime Harper Woods location with Grosse Pointe Schools!

16. 2026-05-14
    listed $169,999 Active 1513-char remark

    Show marketing remark (1509 chars)

    Welcome home to this beautifully maintained brick bungalow located in the highly desirable Grosse Pointe School District! Conveniently situated near parks, dining, shopping, and expressways, this home offers the perfect combination of character, space, and major mechanical updates. Inside, you'll find spacious living areas filled with natural light, including a large living room featuring a stunning Pakistani marble fireplace, built-in shelving, and an impressive 16-foot doorwall overlooking the backyard. The adjoining dining area offers additional built-in storage and great flow for entertaining. The oversized upstairs primary suite has been updated with newer vinyl plank flooring, fresh paint, and a generous walk-in closet. The kitchen features concrete countertops, tile backsplash, stainless steel appliances, and excellent cabinet space. Step outside to a beautifully landscaped backyard with an English garden-inspired brick patio - ideal for relaxing or hosting guests. Major updates include roof (2017), A/C (2018), vinyl windows, updated electrical, added insulation, sewer line replacement, and more, providing peace of mind for the next owner. The basement includes a full bathroom with tiled shower, additional storage space, and flexible areas perfect for a home gym, recreation room, or hobby space. Tons of storage throughout the home make everyday living easy. Move-in ready and offering over 1,400 sq ft of living space in a prime Harper Woods location with Grosse Pointe Schools!

17. 2026-05-11
    historical $169,999 1509-char remark

    Show marketing remark (1509 chars)

    Welcome home to this beautifully maintained brick bungalow located in the highly desirable Grosse Pointe School District! Conveniently situated near parks, dining, shopping, and expressways, this home offers the perfect combination of character, space, and major mechanical updates. Inside, you'll find spacious living areas filled with natural light, including a large living room featuring a stunning Pakistani marble fireplace, built-in shelving, and an impressive 16-foot doorwall overlooking the backyard. The adjoining dining area offers additional built-in storage and great flow for entertaining. The oversized upstairs primary suite has been updated with newer vinyl plank flooring, fresh paint, and a generous walk-in closet. The kitchen features concrete countertops, tile backsplash, stainless steel appliances, and excellent cabinet space. Step outside to a beautifully landscaped backyard with an English garden-inspired brick patio - ideal for relaxing or hosting guests. Major updates include roof (2017), A/C (2018), vinyl windows, updated electrical, added insulation, sewer line replacement, and more, providing peace of mind for the next owner. The basement includes a full bathroom with tiled shower, additional storage space, and flexible areas perfect for a home gym, recreation room, or hobby space. Tons of storage throughout the home make everyday living easy. Move-in ready and offering over 1,400 sq ft of living space in a prime Harper Woods location with Grosse Pointe Schools!

18. 2021-01-04
    soldstatus $135,000
19. 2020-11-05
    soldstatus $135,000 Sold

    Show marketing remark (993 chars)

    Stunning brick bungalow in Grosse Pointe Schools. Located close to parks, expressways & restaurants. Home features tons of storage throughout. Huge upstairs suite has been finished with 5X5 well appointed walk-in closet, new vinyl plank floors & freshly painted. Spacious living room features a Pakistani marble fireplace, and a 16-foot doorwall provides lots of natural light. Built-in storage/shelves in living room & dining room. Doorwall leads out to English garden brick paved patio, great for entertaining! Kitchen has new concrete counters & tile back splash. Updates Galore: Vinyl windows, furnace '05 & A/C '18, water heater '14, electrical '05, new roof '17 & insulation '12, great to keep utility bills down! City sewer line was replaced in 2012 by homeowner. Basement features a full bathroom with large 4X6 tile shower, changing room & a closet fit for a queen with storage for 100 pair of shoes. Excluded item: chandelier in family room.

20. 2020-11-05
    soldstatus $135,000 Closed

    Show marketing remark (993 chars)

    Stunning brick bungalow in Grosse Pointe Schools. Located close to parks, expressways & restaurants. Home features tons of storage throughout. Huge upstairs suite has been finished with 5X5 well appointed walk-in closet, new vinyl plank floors & freshly painted. Spacious living room features a Pakistani marble fireplace, and a 16-foot doorwall provides lots of natural light. Built-in storage/shelves in living room & dining room. Doorwall leads out to English garden brick paved patio, great for entertaining! Kitchen has new concrete counters & tile back splash. Updates Galore: Vinyl windows, furnace '05 & A/C '18, water heater '14, electrical '05, new roof '17 & insulation '12, great to keep utility bills down! City sewer line was replaced in 2012 by homeowner. Basement features a full bathroom with large 4X6 tile shower, changing room & a closet fit for a queen with storage for 100 pair of shoes. Excluded item: chandelier in family room.

21. 2020-10-16
    status Pending

    Show marketing remark (993 chars)

    Stunning brick bungalow in Grosse Pointe Schools. Located close to parks, expressways & restaurants. Home features tons of storage throughout. Huge upstairs suite has been finished with 5X5 well appointed walk-in closet, new vinyl plank floors & freshly painted. Spacious living room features a Pakistani marble fireplace, and a 16-foot doorwall provides lots of natural light. Built-in storage/shelves in living room & dining room. Doorwall leads out to English garden brick paved patio, great for entertaining! Kitchen has new concrete counters & tile back splash. Updates Galore: Vinyl windows, furnace '05 & A/C '18, water heater '14, electrical '05, new roof '17 & insulation '12, great to keep utility bills down! City sewer line was replaced in 2012 by homeowner. Basement features a full bathroom with large 4X6 tile shower, changing room & a closet fit for a queen with storage for 100 pair of shoes. Excluded item: chandelier in family room.

22. 2020-10-16
    status Pending

    Show marketing remark (993 chars)

    Stunning brick bungalow in Grosse Pointe Schools. Located close to parks, expressways & restaurants. Home features tons of storage throughout. Huge upstairs suite has been finished with 5X5 well appointed walk-in closet, new vinyl plank floors & freshly painted. Spacious living room features a Pakistani marble fireplace, and a 16-foot doorwall provides lots of natural light. Built-in storage/shelves in living room & dining room. Doorwall leads out to English garden brick paved patio, great for entertaining! Kitchen has new concrete counters & tile back splash. Updates Galore: Vinyl windows, furnace '05 & A/C '18, water heater '14, electrical '05, new roof '17 & insulation '12, great to keep utility bills down! City sewer line was replaced in 2012 by homeowner. Basement features a full bathroom with large 4X6 tile shower, changing room & a closet fit for a queen with storage for 100 pair of shoes. Excluded item: chandelier in family room.

23. 2020-10-11
    historical Accepting Backup Offers

    Show marketing remark (993 chars)

    Stunning brick bungalow in Grosse Pointe Schools. Located close to parks, expressways & restaurants. Home features tons of storage throughout. Huge upstairs suite has been finished with 5X5 well appointed walk-in closet, new vinyl plank floors & freshly painted. Spacious living room features a Pakistani marble fireplace, and a 16-foot doorwall provides lots of natural light. Built-in storage/shelves in living room & dining room. Doorwall leads out to English garden brick paved patio, great for entertaining! Kitchen has new concrete counters & tile back splash. Updates Galore: Vinyl windows, furnace '05 & A/C '18, water heater '14, electrical '05, new roof '17 & insulation '12, great to keep utility bills down! City sewer line was replaced in 2012 by homeowner. Basement features a full bathroom with large 4X6 tile shower, changing room & a closet fit for a queen with storage for 100 pair of shoes. Excluded item: chandelier in family room.

24. 2020-10-11
    historical Accepting Backup Offers

    Show marketing remark (993 chars)

    Stunning brick bungalow in Grosse Pointe Schools. Located close to parks, expressways & restaurants. Home features tons of storage throughout. Huge upstairs suite has been finished with 5X5 well appointed walk-in closet, new vinyl plank floors & freshly painted. Spacious living room features a Pakistani marble fireplace, and a 16-foot doorwall provides lots of natural light. Built-in storage/shelves in living room & dining room. Doorwall leads out to English garden brick paved patio, great for entertaining! Kitchen has new concrete counters & tile back splash. Updates Galore: Vinyl windows, furnace '05 & A/C '18, water heater '14, electrical '05, new roof '17 & insulation '12, great to keep utility bills down! City sewer line was replaced in 2012 by homeowner. Basement features a full bathroom with large 4X6 tile shower, changing room & a closet fit for a queen with storage for 100 pair of shoes. Excluded item: chandelier in family room.

25. 2020-09-04
    listed $139,999 Active

    Show marketing remark (993 chars)

    Stunning brick bungalow in Grosse Pointe Schools. Located close to parks, expressways & restaurants. Home features tons of storage throughout. Huge upstairs suite has been finished with 5X5 well appointed walk-in closet, new vinyl plank floors & freshly painted. Spacious living room features a Pakistani marble fireplace, and a 16-foot doorwall provides lots of natural light. Built-in storage/shelves in living room & dining room. Doorwall leads out to English garden brick paved patio, great for entertaining! Kitchen has new concrete counters & tile back splash. Updates Galore: Vinyl windows, furnace '05 & A/C '18, water heater '14, electrical '05, new roof '17 & insulation '12, great to keep utility bills down! City sewer line was replaced in 2012 by homeowner. Basement features a full bathroom with large 4X6 tile shower, changing room & a closet fit for a queen with storage for 100 pair of shoes. Excluded item: chandelier in family room.

26. 2020-09-02
    historical $139,999

    Show marketing remark (993 chars)

    Stunning brick bungalow in Grosse Pointe Schools. Located close to parks, expressways & restaurants. Home features tons of storage throughout. Huge upstairs suite has been finished with 5X5 well appointed walk-in closet, new vinyl plank floors & freshly painted. Spacious living room features a Pakistani marble fireplace, and a 16-foot doorwall provides lots of natural light. Built-in storage/shelves in living room & dining room. Doorwall leads out to English garden brick paved patio, great for entertaining! Kitchen has new concrete counters & tile back splash. Updates Galore: Vinyl windows, furnace '05 & A/C '18, water heater '14, electrical '05, new roof '17 & insulation '12, great to keep utility bills down! City sewer line was replaced in 2012 by homeowner. Basement features a full bathroom with large 4X6 tile shower, changing room & a closet fit for a queen with storage for 100 pair of shoes. Excluded item: chandelier in family room.

27. 2020-09-02
    listed $139,999 Active

    Show marketing remark (993 chars)

    Stunning brick bungalow in Grosse Pointe Schools. Located close to parks, expressways & restaurants. Home features tons of storage throughout. Huge upstairs suite has been finished with 5X5 well appointed walk-in closet, new vinyl plank floors & freshly painted. Spacious living room features a Pakistani marble fireplace, and a 16-foot doorwall provides lots of natural light. Built-in storage/shelves in living room & dining room. Doorwall leads out to English garden brick paved patio, great for entertaining! Kitchen has new concrete counters & tile back splash. Updates Galore: Vinyl windows, furnace '05 & A/C '18, water heater '14, electrical '05, new roof '17 & insulation '12, great to keep utility bills down! City sewer line was replaced in 2012 by homeowner. Basement features a full bathroom with large 4X6 tile shower, changing room & a closet fit for a queen with storage for 100 pair of shoes. Excluded item: chandelier in family room.

28. 2020-04-16
    historical
29. 2020-04-15
    historical
30. 2020-01-31
    listed $139,900 Active
31. 2020-01-31
    listed $139,900 Active
32. 2019-12-04
    historical
33. 2019-12-04
    historical
34. 2019-10-17
    listed $139,900 Active
35. 2019-10-17
    listed $139,900 Active
36. 2015-10-12
    historical
37. 2015-10-12
    historical
38. 2015-09-25
    historical
39. 2015-09-25
    historical
40. 2015-08-28
    price $124,900
41. 2015-06-24
    listed $129,900 Active
42. 2015-06-24
    listed $129,900 Active
43. 2015-06-24
    listed $124,900
44. 2015-06-24
    listed $129,900
45. 2006-12-18
    soldstatus $145,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $6,182 · $515/mo
• Projected year-2 tax: $6,182 · $515/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,723
• − Mortgage interest: −$9,523
• − Property taxes: −$6,182
• − Insurance: −$850
• − Repairs & maintenance: −$1,498
• − Management: −$1,498
• − Depreciation: −$4,945
• Taxable loss: −$5,773
• Est. tax savings @ 24.0%: +$1,385
• After-tax cash flow: $-1,553/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Grosse Pointe Public Schools
• NCES district ID: 2625740
• Math proficiency: 56% ▼ -2.00%
• Reading proficiency: 68% ▲ 2.00%
• Median HH income: $89,975
• Composite: 56.51/100
• National rank: #1152
• State rank: #24 of 540 in MI

Livability — Harper Woods

• Score: 73/100
• State rank: #199
• US rank: #5054

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Harper Woods, MI
• County: Wayne County · 1,562,939 people
• City population: 16,098
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 16,098
• Household income: $61,750
• Rent vs Own: 33.8% rent · 66.2% own
• Severe rent burden: 410.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (65%)
• Race & ethnicity: Black 65% White 28% Two or more races 4% Hispanic / Latino 1%
• Common ancestry: Romanian 4% Lithuanian 1% German 1%
• Foreign-born: 2% · Canada
• Languages at home: 95% English-only · Arabic 2% Spanish 1%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -150.40%
• Current HPI: 181.4961
• Rent YoY: ▲ 5.10%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+17.2% since first listed

31 events — show timeline

• 2026-05-14 Listed $169,999 MiRealSource-MiMLS
• 2026-05-14 Listed $169,999 REALCOMP
• 2026-05-11 Coming Soon $169,999 MiRealSource-MiMLS
• 2021-01-04 Sold (Public Records) $135,000 Public Records
• 2020-11-05 Sold (MLS) $135,000 MiRealSource-MiMLS
• 2020-11-05 Sold (MLS) $135,000 REALCOMP
• 2020-10-16 Pending — MiRealSource-MiMLS
• 2020-10-16 Pending — REALCOMP
• 2020-10-11 Contingent — MiRealSource-MiMLS
• 2020-10-11 Contingent — REALCOMP
• 2020-09-04 Listed $139,999 REALCOMP
• 2020-09-02 Coming Soon $139,999 REALCOMP
• 2020-09-02 Listed $139,999 MiRealSource-MiMLS
• 2020-04-16 Listing Removed — REALCOMP
• 2020-04-15 Listing Removed — MiRealSource-MiMLS
• 2020-01-31 Listed $139,900 MiRealSource-MiMLS
• 2020-01-31 Listed $139,900 REALCOMP
• 2019-12-04 Listing Removed — REALCOMP
• 2019-12-04 Listing Removed — MiRealSource-MiMLS
• 2019-10-17 Listed $139,900 MiRealSource-MiMLS
• 2019-10-17 Listed $139,900 REALCOMP
• 2015-10-12 Listing Removed — REALCOMP
• 2015-10-12 Listing Removed — MiRealSource-MiMLS
• 2015-09-25 Listing Removed — REALCOMP
• 2015-09-25 Listing Removed — MiRealSource-MiMLS
• 2015-08-28 Price Changed $124,900 REALCOMP
• 2015-06-24 Listed $129,900 MiRealSource-MiMLS
• 2015-06-24 Listed $129,900 REALCOMP
• 2015-06-24 Listed $129,900 REALCOMP
• 2015-06-24 Listed $124,900 MiRealSource-MiMLS
• 2006-12-18 Sold (Public Records) $145,000 Public Records

Property tax history

+9.5%/yr

Latest (2025): $6,182 · +1.2% YoY. Source: county tax records.